Good news but middle class people ku ithula ethume set agathu..itha follow pana middle class people yarume ethume vangamudiyathu.. Virupathirku ettrarpol vazhalam. pogumbothu ethayum kondu poga porathillai so irukura varaikum life ah nalla enjoy pannunga for all. Take care of all.. Thank you.
Oru 8 lakh car la atleast 5 lakh down payment pani vanguradhu nalladhu ...full loan edutha neenga 8 lakh car ku 9 lakh pay panuvinga...1 lakh apdiye waste
வணக்கம் சார் நான் உங்களுடைய தகவலை தினமும் பார்ப்பேன் அருமையாக புரியும் படியாக இருக்கும் இந்த தகவல் எனக்கு மிகவும் பிடித்திருந்தது நன்றி உங்களுடைய தகவல் மேலும் மேலும் உயர என் நெஞ்சார்ந்த வாழ்த்துகள்
EMI யில் கார் வாங்கவேண்டும் என்றால் வாங்கவே தேவையில்லை. Only buy car if you have full cash. Or else not worth it. Fuel+maintenance+insurance are extra costs.
நல்லா சொன்னீர்கள், அதேசமயம் பயன்படுத்திய வண்டி வாங்குபவர் ஒருமுறை கம்பெனியில் புல் செக் செய்துவிட்டு தொடர்ந்தால் இன்னும் சிறப்பு வெளியே கிடைக்கும் ஸ்பேர்பார்ட் அதிகபட்சமாக 4 மாதம் மட்டும்தான் உழைக்கும் (டாக்சி டிரைவர் அனுபவம்)
8 years old i10 magna new car on road price 4.5 lakh dhan...ipo adha oru second hand dealer ta poi evlonu kelunga... manasatchi ilama 2.5 to 3 lakh soluvanga...ipdi panna elarum pudhusu dha vanguvanga...pudhusu vangana oru 6 years ku problems onum varadhu ana palasu kutty kuttya edhadhu selavu vachite irukum
Nama oru car ah pudhusa vangi 5 yrs use panitu 4 lakh ku vikirom ana same car same usage la market la thirumba vanganum na 6 lakh soluranga...idha pathi video podunga...user vitha low price adhe user second hand market la vanguna high price and used car na kandipa edhadhu small problems vandhute dha irukum...idhunala dha neraya peru new car prefer panranga.
Thank you for sharing the very useful information. No banker or agent will explain clearly like this. For them, bank profit and commission only the focus and will use customer. One concern with used car is safety features because old cars may not have the safety features that are provided in the recently launched cars
Used cars rate almost nearby the new car!! New car interest 4.5% to 7.75% when I enquired to the showrroms. Floating loan options also providing some finance! used car interest 12-13%.
Per Year Car Maintenance Cost 5k And Insurance 15k And Monthly Fuel Expense Aprx 3k And and Per Year Toll Aprx 2k So Per Year Car Needs 58k to 60 K Per Year Without EMI,If Emi Is 12k means Per Year 1. 44L Totally We Need 2 Laks For Car, Just Wait And Save Money For 3 Years, We Can Buy Our Car Without Loan.
@@sampathk8587 Correct Than bro It Depend on Our Usage, But Insurance Kandipa Pay Pananum, Yearly Once Service Kandipa Pananum, Fuel&Toll Mattum Than Differ Aagum But Nan Sonathey Minimum Than, Athuku Less ah Usage Irukaravanga Car Vagurathu Not Good Idea Better They Can Use Taxi For Their Need.
Apo 7 L oru car vangunma monthly 2 L earn panatha vanganuma...monthly 3 yrs ku 21 k emi katanum....yepdi car rodalea patha pothuma vangi otavanama... Wrong calculation yours. Correct na example potu explain panunga
Nichayamaga arumaiyana padhivu bro.... alaga puriyuramadhiri viriva solliyirukeenga... oru doubt bro... 8 to 12 lacks range la full payment kuduthu car vangina IT Dept side la edhachum problem varuma bro
As per your statement, 10L car ku 2L down payment paniranum, 4 years varaikum dan tenure vachukalam and 10 thousand monthly EMI katanumnu soldringa. 4 years ku 10k pay panalum 4.80L dan varuthu and down payment 2L sethu motham 6.80L ku dan kanaku varuthu so meetham ullam panatha vattiyoda yaru kudupaa ???
Hi, nowadays used cars price are nearly equal to new cars. Also, whether it's single owner or multiple owners, car quality and performance to be checked promptly . Never believe on dealers let it be any big organization. Instead go for new one within ur budget limit.
Sir u dont know about used cars market. It is worst than new cars. Wagon r 2017 car is selling for 5 lakhs but new wagon r is just 6.5 lakhs. New Honda amaze 8.5 lakhs. Used Honda amaze 2017 is 7.5 lakhs. Any cars if i bargain they are reducing 50k maximum. Old car dealers are like crocodile. Interest for new car in nationalized bank without preclosure or part payment is 8.5%. Interest for old car is very higher.
Don't go car insurance from the car showroom Take the insurance from National Insurance company or Govt Authorised Insurance companies 100% you will get more profit from On Road Price Don't go with the car Showroom as per they had tied up with insurance companies Tell very clearly to show Room Executive person that you will go with ur Govt Authorised Insurance companies.
2017 ku aprm ula cars and 1 owners used cars ellamey 70% rate ku iruku bro also to be frank in recent days second hand market 10 years used cars aiye 40-50% ku sale panuranga… Na oru 3-4 months ah research pani pathathula new and used cars ku 2 lakhs tha difference varuthu also new car la risk kammi used cars epo neriya selavu panura mathiri repair agumnu sola mudiyathu For eg 2017 ku aprm ula entha oru dezire, amaze, i20, etc oru car kuda 5lakhs ku kammiya kidaikurathu ila means maximum they might have brought it for 8-10lakhs in 2017 period and selling it for 20-30% of loss which is very bad and these things are happening only because of car factory and big corporate for used cars market… avenga car ah sell panuravanga kitta irunthu actual rate ah vida athigama vangi athula irunthu profit vachi avenga name ah use pani romba expensive ah sale panuranga
Unmai bro.. Naaanum niraya pathuten... 2017 mela dzire pakuromna 6 lakhs solranga.. New car dizre 7.50 lakhs thn base model... Just 2 lakhs than diff varuthu... Final ah mudivu penen oru alto vangunalum athu new car ah irukanumnu.... Second hand vangi selavu panitu namaku than nastam💯
But if you increase your tenure, then interest will be very high, if you don't have another emi then try to close within 12 months is safer and low interest.
nenga solra rule ellam vechu paathaa... 1 lakh monthly income irunthaa, 4 lakh Rupees iruka car than vaanganum nu varuthu. video podrathuku munnaadi back calculation pottutu podunga sir
Good news but middle class people ku ithula ethume set agathu..itha follow pana middle class people yarume ethume vangamudiyathu.. Virupathirku ettrarpol vazhalam. pogumbothu ethayum kondu poga porathillai so irukura varaikum life ah nalla enjoy pannunga for all. Take care of all.. Thank you.
Neega Soldrathu Yenaku Puriuthu Aana Ithuku Yena Soldrathuneh Theriyala..
Super bro
Not exactly...
Crt broo
Oru 8 lakh car la atleast 5 lakh down payment pani vanguradhu nalladhu ...full loan edutha neenga 8 lakh car ku 9 lakh pay panuvinga...1 lakh apdiye waste
என் பிள்ளை போல நல்ல அறிவுரை கொடுத்த என் அன்பு மகனே வாழ்க வளர்க
ரொம்ப குழப்பத்தில் இருந்தேன் !! கார் வாங்குவது பற்றி உங்கள் வீடியோ பார்த்த பிறகு அது இப்போ இல்லை அண்ணா..... மிக்க நன்றி.......
இளம் வயதில் இவ்வளவு
தெளிவான விளக்கத்தை
விரைவாகவும்,விரும்பும் படியும் சொல்லி உள்ளீர்கள்.
தம்பி நீ வாழ்க !
Yas
இந்த தம்பியின் பதிவு தமிழர்களுக்கு கிடைத்த புதையல். இவர் பதிவை பார்த்தவர்கள் இன்னும் பல பதிவுகளை பார்த்தபிறகு புரியும்.
Correct 💯 bro,
கார் - அனாவசியம்
சேமிப்பு - அத்தியாவசியம்
வாழ்க்கை ஒரே முறை தான்
வணக்கம் சார்
நான் உங்களுடைய தகவலை தினமும் பார்ப்பேன் அருமையாக புரியும் படியாக இருக்கும் இந்த தகவல் எனக்கு மிகவும் பிடித்திருந்தது நன்றி உங்களுடைய தகவல் மேலும் மேலும் உயர என் நெஞ்சார்ந்த வாழ்த்துகள்
Thanks 🙏🙏👍
EMI யில் கார் வாங்கவேண்டும் என்றால் வாங்கவே தேவையில்லை.
Only buy car if you have full cash. Or else not worth it. Fuel+maintenance+insurance are extra costs.
நல்லா சொன்னீர்கள், அதேசமயம் பயன்படுத்திய வண்டி வாங்குபவர் ஒருமுறை கம்பெனியில் புல் செக் செய்துவிட்டு தொடர்ந்தால் இன்னும் சிறப்பு வெளியே கிடைக்கும் ஸ்பேர்பார்ட் அதிகபட்சமாக 4 மாதம் மட்டும்தான் உழைக்கும் (டாக்சி டிரைவர் அனுபவம்)
Vera level thala super middle class mind epaume avasarapadatha seium apudi avasarapada kudiya samayathula nega pana intha video periya help sir
நல்ல தகவல் அளித்தற்கு நன்றி பல
அருமை அருமை தெளிவான விளக்கம் நல்லது நண்பரே
8 years old i10 magna new car on road price 4.5 lakh dhan...ipo adha oru second hand dealer ta poi evlonu kelunga... manasatchi ilama 2.5 to 3 lakh soluvanga...ipdi panna elarum pudhusu dha vanguvanga...pudhusu vangana oru 6 years ku problems onum varadhu ana palasu kutty kuttya edhadhu selavu vachite irukum
Fact bro
Fact bro
Nama oru car ah pudhusa vangi 5 yrs use panitu 4 lakh ku vikirom ana same car same usage la market la thirumba vanganum na 6 lakh soluranga...idha pathi video podunga...user vitha low price adhe user second hand market la vanguna high price and used car na kandipa edhadhu small problems vandhute dha irukum...idhunala dha neraya peru new car prefer panranga.
One more point. New car vanguravanga 5 years la sale pana koodathu. Minimum 10 years use pananum.then sale panna wont end up in loss
Correct
Perfect
Thank you so much sir, very clear explanation for middle classes.
I recently bought used car with CSR.
Thank you for sharing the very useful information. No banker or agent will explain clearly like this. For them, bank profit and commission only the focus and will use customer. One concern with used car is safety features because old cars may not have the safety features that are provided in the recently launched cars
நன்றி நல்ல முத்தான கருத்துக்கள் நன்றி வாழ்த்துக்கள்
Used cars rate almost nearby the new car!! New car interest 4.5% to 7.75% when I enquired to the showrroms. Floating loan options also providing some finance! used car interest 12-13%.
Good information but ithu yarukum set aagthu...1lakh salary vangaraven yethuku emi la car vanga poran ....😂😂😂
Middle class 100% can't follow this situation. 2 -4-10. So go for it if you think you can...
Per Year Car Maintenance Cost 5k And Insurance 15k And Monthly Fuel Expense Aprx 3k And and Per Year Toll Aprx 2k So Per Year Car Needs 58k to 60 K Per Year Without EMI,If Emi Is 12k means Per Year 1. 44L Totally We Need 2 Laks For Car, Just Wait And Save Money For 3 Years, We Can Buy Our Car Without Loan.
Even if you buy car without loan you can save only 12 k i.e the e.m.i all the other expenses you have mentioned in your comment are inevitable
@@sampathk8587 Correct Than bro It Depend on Our Usage, But Insurance Kandipa Pay Pananum, Yearly Once Service Kandipa Pananum, Fuel&Toll Mattum Than Differ Aagum But Nan Sonathey Minimum Than, Athuku Less ah Usage Irukaravanga Car Vagurathu Not Good Idea Better They Can Use Taxi For Their Need.
@@mohanraj3083 yes you are cent percent right, that’s why I’m postponing the idea of buying the car !
Thank you
After viewing I dropped the idea to buy car
Thanks
Apo 7 L oru car vangunma monthly 2 L earn panatha vanganuma...monthly 3 yrs ku 21 k emi katanum....yepdi car rodalea patha pothuma vangi otavanama... Wrong calculation yours. Correct na example potu explain panunga
Nichayamaga arumaiyana padhivu bro.... alaga puriyuramadhiri viriva solliyirukeenga... oru doubt bro... 8 to 12 lacks range la full payment kuduthu car vangina IT Dept side la edhachum problem varuma bro
The best and fully completed details bro.
Hats off bro
Useful information. U Clearly explained with social responsibility. Thank you
So nice of you
As per your statement, 10L car ku 2L down payment paniranum, 4 years varaikum dan tenure vachukalam and 10 thousand monthly EMI katanumnu soldringa. 4 years ku 10k pay panalum 4.80L dan varuthu and down payment 2L sethu motham 6.80L ku dan kanaku varuthu so meetham ullam panatha vattiyoda yaru kudupaa ???
Bro, your presentation is excellent and you have given a lot of useful information which most channels DON"T give. Great one. Best wishes to you. 👏👏👏👏
Hi, nowadays used cars price are nearly equal to new cars. Also, whether it's single owner or multiple owners, car quality and performance to be checked promptly . Never believe on dealers let it be any big organization. Instead go for new one within ur budget limit.
Go for new cars. Used cars equal to new car
It's true
Used car vangunona aduku naraiya selavu vaikum aduku new car vangiralan new car vanguna epdium 5 yrs ku problems perusa irukathu
As per your calculations
I’m eligible for Alto k10 std basic variant.
Nothing wrong in buying Alto. STD is for hill stations, but you can also add ac and power steering afterwards.
2017 dezire or Etios diesal yanna amount ku vangalam neenga sonna rules ku yathavathu colkulasion sollunga nanpa
இதுவரை யாரும் சொல்லாத தகவல் மிக அருமை நன்றி
Thank you so much for your information sir 🙏, very very useful, puthusa car vaagubavargalukku intha information rombavey useful.
Thanks
Nice video bro. Rule make sense... I make 110k a month but still I am not prefer to buy cars.
Sir Good information
Nice guru i hope. U invest
அருமை.! அருமை..!! அருமை...!!!
Yes received. Good 🎉
நல்ல தகவல் நன்றி
Emi konjam 15 nal thalli kattittean 1 matham kooda thalily keattala annaa benalitty 20000 keattanum solluranga ethukku solution erukkaa plz sollunga
Car is depreciation. So wat he said is correct. Selling car is a loss. If interest is more means waste
XUV 300 sub 4m compact cardhana adha edukkalamnu solringa
Bro super information.
Thankyou
Ellam sari brother car yenbathu oru life time dream and achievement athula poi budget padmanabhan ah erukarthu sari ella my thought
Athukaaga Namma budget ah thaandi car ah vaangi emi potutomna apro naamatha bro kastapadanum..
Sir u dont know about used cars market. It is worst than new cars. Wagon r 2017 car is selling for 5 lakhs but new wagon r is just 6.5 lakhs. New Honda amaze 8.5 lakhs. Used Honda amaze 2017 is 7.5 lakhs. Any cars if i bargain they are reducing 50k maximum. Old car dealers are like crocodile.
Interest for new car in nationalized bank without preclosure or part payment is 8.5%. Interest for old car is very higher.
Nice information bro in the middle-class people
Super bro. Ethey pola HOUSING LOAN RULE please
Bro - Hdfc car loan.. 5yrs emi - 7.2% , less or more then 5 years emi cost - 9% .
I am buying car for 40% down payment and 3 years emi.
அருமையான பதிவு அருமையான விளக்கம் நன்றி தோழர்
Thanks
Pls give calculation amt giving examples with your rule. So that it would be easy to understand. Tks.
Don't go car insurance from the car showroom
Take the insurance from National Insurance company or Govt Authorised Insurance companies
100% you will get more profit from On Road Price
Don't go with the car Showroom as per they had tied up with insurance companies
Tell very clearly to show Room Executive person that you will go with ur Govt Authorised Insurance companies.
2017 ku aprm ula cars and 1 owners used cars ellamey 70% rate ku iruku bro also to be frank in recent days second hand market 10 years used cars aiye 40-50% ku sale panuranga…
Na oru 3-4 months ah research pani pathathula new and used cars ku 2 lakhs tha difference varuthu also new car la risk kammi used cars epo neriya selavu panura mathiri repair agumnu sola mudiyathu
For eg 2017 ku aprm ula entha oru dezire, amaze, i20, etc oru car kuda 5lakhs ku kammiya kidaikurathu ila means maximum they might have brought it for 8-10lakhs in 2017 period and selling it for 20-30% of loss which is very bad and these things are happening only because of car factory and big corporate for used cars market… avenga car ah sell panuravanga kitta irunthu actual rate ah vida athigama vangi athula irunthu profit vachi avenga name ah use pani romba expensive ah sale panuranga
Unmai bro.. Naaanum niraya pathuten... 2017 mela dzire pakuromna 6 lakhs solranga.. New car dizre 7.50 lakhs thn base model... Just 2 lakhs than diff varuthu... Final ah mudivu penen oru alto vangunalum athu new car ah irukanumnu.... Second hand vangi selavu panitu namaku than nastam💯
@@naveenraj6455 correct bro better yosichu Unga usage ah depend pani nala car ah vangunga
@@jeevasopinion7813 yes brother thank u💯
But if you increase your tenure, then interest will be very high, if you don't have another emi then try to close within 12 months is safer and low interest.
Two years ku munadi this video post pani edukalam la. i bought altroz with 7 yrs emi
Car loan ku msme submitte panna intrest % kammiya aaguma
excellent analysis brother..carry on... Usually I used to wait for your each and every review...
Very good analysis 😀 Thambi and ur advice is correct
Very nice video. Clear explanation, well done bro.
Very honest reviews
nenga solra rule ellam vechu paathaa... 1 lakh monthly income irunthaa, 4 lakh Rupees iruka car than vaanganum nu varuthu. video podrathuku munnaadi back calculation pottutu podunga sir
வாழ்த்துக்கள் தெளிவான விளக்கம்
Super information. 1 crore thanks dear sir...
Good information
Super brother useful news... This home loan also??
Thanks for valuable video bro 🙏👍💯
Wow very useful information bro. I give me clear clarity
Super msg, thank you sir 👌👍🙏
நல்ல பதிவு நன்றி
Thanks for your good review.
அருமையான விளக்கம்
நன்றி
Excellent review bro
நல்ல பயனுள்ள தகவல்👆👍🤝👌🏻
Nice comments na, keep growing
Intha 3 points yum enaku match akala bro.
Excellent bro . neenga. The optimised analysis
சூப்பர் அண்ணா
Very helpful information.....
very very useful information. Thank you sir.
Thanks
Bro intha rule irruntha yarume car vangamudiyathu.
Super information boss.
Should we buy new car or old car
அருமையான அறிவுரை.
Thanks 🎉
Good information thanks
Nice good useful msg thank u bro
Thank you bro 👍
Super message thalaiva 👍
Very useful information bro...
🤝
Top up loan or 2 loan pathi solunga
Good & useful information sir.thanks sir
ரொம்ப நன்றி சார்
Good bro thanks for your clear explanation 🎉🎉
Welcome 😊
Thank you for your information.
very clear video. But pls write down the script before recording video. You are repeating yourself which makes the video kinda lengthy and boring.
நன்றி நண்பா
Thank you bro but naan 5 years EMI pottu car vangiten bro 2 month already pay panniyachi atha change panni 4 varusamaa Aakka mudiyuma bro?
Make pre closure payments bro...taking 5 yrs is an reasonable option..if pay preclosure cumulatively you will save some amount from your interest...
Very good Explain 👍 👏 👌
valid information
Very good idea. Thanks.