How Much My Dividend Portfolio Paid Me in February! ($160,000 Account!)
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- Опубликовано: 29 фев 2024
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In this video, I reveal exactly how much dividend income I made in the month of February. Let me know your thoughts in the comments below!
Social Media (and other fun stuff):
linktr.ee/dividendology
I am not a Financial advisor or licensed professional. Nothing I say or produce on RUclips, or anywhere else, should be considered as advice. All content is for educational purposes only. I am not responsible for any financial losses or gains. Invest and trade at your own risk. Some of the links in the description may be affiliate links.
Access Tickerdata and my Spreadsheets: tickerdata.com/
Get a $50 coupon + 7 day free trial to Seeking Alpha: seekingalpha.me/Dividendology
Join my free newsletter! dividendology.substack.com/
Subscribe to my second channel, Tickerdata: www.youtube.com/@tickerdata/videos
As a 59 year old, growth dividend investor, I really love your content! My dividend journey has only been the past few years as I have been converting other assets into high quality growth dividend stocks. I wish I had started much earlier and keep touting your channel to my sons.
Best of luck to you! Thanks for watching!
Babe wake up, Dividendology just uploaded!
😂
Yield on cost is one way to look at your returns. Looking at your current yield might be more useful for evaluating your opportunity cost.
It always feels good collecting those big juicy dividend paychecks. Pure passive income.
Not if u r reinvesting them! Lol. Its a dilemma: do u keep the dividends for spending? Or reinvest to grow for later? Lol😅
@@ohkayw I reinvest all my dividends right now. To spark up the compound interest and the snowball effect. But technically speaking yes, I still collect, I just throw them right back in to receive a bigger dividend paycheck next cycle due to me purchasing more shares because of the reinvestment plan and the drip I have setup
Cat wm micro and ko are good
Definitely need to consider future inflation averaging 3% or higher... Good information overall!
You may be right! Thanks!
How do you approach the reinvesting part of the dividends as well as the 2.5k you invest per month?
What might be interesting to add to future monthly reports is an effective annualized return (ROI on portfolio with stock price growth + DRIP). Including this on the projection/forecast chart can also help folks compare to other trading strategies' ROI.
I just bought this ticket data dashboard and have no idea how to start it up and input my data. Can you make a video on how to install and get it started?
i do not compare myself with other, I was subscribed
When you use ticker data do you have to manually enter all information into spreadsheets or does it pull in from your accounts, aka can it be linked someway?
I'm going to make a tutorial video on how to use it very soon, but you basically just enter your stock, purchase price, and amount bought! It pulls in almost all data automatically.
Ugh! You almost had me! I would have totally purchased if it could pull from my portfolio
How much is your trading platform covered by sipp
Enjoyable video!
Any thoughts on the upcoming SCHD yearly reconstitution?
I may make a video on it soon!
Dump that flip phone era garbage ETF. So many better options now.
@@johntorrington2672like what
For example...?@@johntorrington2672
Nice jump in price on your Broadcom shares today. Would love to see you do a video dedicated to them!
Thanks for the idea!
Nice content as always. Consider expressing the y-axis in the cost and market value graph at a log scale. Especially because SCHD is your largest holding by far.
Great suggestion! Thanks!
What do you think about HYLD?
I asked this a while back but did not have the time to follow up with it. I assume this is in a brokerage account not an IRA if you are able to add what you add each month. What then are taxes like on all of the dividends you are generating (very well I might add)? Does this not eat into what your total return is month after month? Also with cap gains? Do you sell off some losses to offset? I really like dividend growth investing but am wondering about the taxes side of it.
I wish he would answer this
looks like tax was not considered here, living expenses = dividend income is not the break point where you can live off of dividend income because tax will chop some of it down even further. How is dividend earnings taxed? thanks
if your sole income is qualified dividends under $40k they are not taxable
can your DIY Investor Tool Kit 5.0 show stock information from another stock exchange, e.g. hong kong, singapore?
Yes! It can pull data from 70+ stock exchanges across the world! You can see the list of exchanges here: tickerdata.com/exchanges
Why SCHD and not VIG? Especially if u r focused on dividend growth. I’m not sure tbh but I would think VIG has a higher dividend growth rate compared to SCHD as an etf dividend growth rate
Great video. I'll have to get that excel sheet at some point. :)
Thanks! I think you'll like it :)
Thoughts on LTC? Anyone?
It might be wise to increase your inflation rate to 2.25% to be safe. The 30 year inflation rate is slightly higher than 2%
Good thought!
Hello @dividendology, thank you for sharing your insights. I am confused though, how does a company continually grow a dividend? Surely that’s impossible? It’s like me saying my stock price will just go up and up? So is there something we are missing? Do we have to swap out that company once it becomes high yield to a low yield company? Thanks
This video should explain it: Why Dividend Growth Investing Pays BIG!
ruclips.net/video/GQHe7LejhEg/видео.html
See you're getting your total holdings down now to 30. Is that about where you want it or you looking to condense even further? Portfolio is looking pretty solid!
He said the goal was 25.
congrats!!
I don’t understand SCHD. Yield is 3.42%. Someone explain why more than half the portfolio is invested in such low yield.
Because growth is more important than yield in the beginning. Once you transition to living off dividends, then you switch from growth to yield.
@@SilentEagle2029 My confusion is that SCHD seems to be geared towards dividends, not growth. However, the yield seems really low?
no VOO or IVV?
I'm a bit confused by something: at 0:48, your investment dashboard shows the total market value of your portfolio at $163,171 and considering the date this was posted, this seems to be at the start of March, 2024. Now, looking at 15:46, the forecast chart shows it starting at $162,500, which is very close to your current portfolio value, except the date says Jan 2023, over a year ago, and when you find March 2024, it forecasts the Account value to be ~$220,187. What am I missing?
I just need to update the dates on the forecast chart :)
Thanks!
Wow! Thank you so much!
Hi, great video and content as always. One question that I have is, do you have an estimated long term compounded annual return goal? I ask because it makes a huge difference if you compound 7% vs 10% vs 12% per year. Curious on what you estimate your portfolio being able to grow with your current allocation and strategy. Much appreciated! have an awesome day. =)
In the "future portfolio Outlook" do you account for the 2.5k that you contribute to the account in your cost of living?
Nope! Cost of living is basically expenses to live my life.
@@Dividendology oh, okay good to know
Hey. Do you reinvest the dividends into the same company or do you buy other company shares? Thanks.
I typically reinvest right back into the business
what is your avg. div rate on future port outlook on 30 years?
I love this channel and your investment strategy. I haven’t invested much yet but am eager to get into some of the these investments as well. However the market currently seems overvalued. Do you recommend still getting in due to the dividend growth, or DCA into SCHD? Thanks
What is that application that shows you the stock information that you use almost every video but specifically in this one at 6:55
Seeking Alpha! Link to them in the description!
Curious why you are holding JEPI for the long run considering your investing philosophy? Probably not going to have the divy growth, and not being a qualified divy hurts a little more on the tax side too.
JEPI is a good hedge against downward and sideways markets, but as I further evaluate the fund, it may be on the chopping block to be replaced by dividend growth holdings.
i bought MPW at just about the worst possible time. just a few weeks later i had lost 30%. but now, i'm almost back to even and with the dividends i will be ahead for the year. i have confidence that they have turned the corner and are back on track.
I bought some at 10€ and then a LOT around 3. im green now.
How did you buy Louis Vuitton ???
Good video as always, thanks! Curious on your thoughts on MMM, whether to ride it out, or take the loss and reallocate to better opportunities. I am having this internal debate about MMM
I made a video on them about a month ago: ruclips.net/video/btEklc3Wz1I/видео.htmlsi=Q-ybPjZS_o9twu4K
Apologies, I’m sure I viewed it but forgot it was out there. I’ll be sure to rewatch it. Thanks!
no worries! Hope you enjoy!
Does he do all his trading in one place? like robinhood or vanguard? or different places. im new to all this and little confused as to where to start is robinhood even a good place to go
I just wanna ask how you’re able to put 2500$ to the account every month.good for you lol. I appreciate the content though. Very helpful.
Cost of living 4k ..monthly contribution = 2,5k ...dude with that much money you dont need investing ....but enjoy your life ... my monthly contributions is just 100 euro .... from 900 month salary ....
cd is like 5.4% and treasure is 5.3 i think .
I'm getting 6.75% for 2 - 15 month Jumbo CDs at my local credit union.
I also have a passbook savings at 5.35%
Not guaranteed forever but it's nice and safe while I wait to see if the market crashes as predicted
Arent you worried about VICIs massive shares outstanding compare to other REITs?
He should be more worried about commercial real estate delinquency.
is MMM a buy rn? looks it
made a video on them recently
Gamble with options bro.
Another great video!
Thanks again!
I got 9900 in my IRA, i got a interview tommrow, if i get it im adding some dividends then ill buy large cap again when the market will go back down before election unless there closing there short postions lol
Not interested in PepsiCo?
beautiful spreadsheet!
Thank you!
If you were to buy one single dividend growth stock what would it be if you don’t have a lot of cash investment right now
if i was going to buy one, I would buy a dividend growth ETF like SCHD or DGRO
Thanks so much for replying!@@Dividendology
$1,151.91 thats how much. They never say this explicitly which is what you all really want to know.
umm nope, that's not the answer. I stated the answer while on my dividend dashboard and showed it.
Time stamp of when you say it.
I’m still confused about why anyone would focus on dividends and not growth. It’s less tax efficient and provides 0 benefits, and has a lower return over the long run before you even consider taxes.
Edit: I understand the point once you’re actually living off of them, but why not use growth stocks until then, sell them, and then buy dividends?
I'm kinda on that thought process. Most of my bigger holdings in my portfolio are growth stocks.
i have similar thoughts. i do keep a portion in dividends cause the dividends are tangible and i feel a bit of a hedge
"'Future Portfolio Oulook", should be outlook.
nice catch!
3 fiddy?
Gut feeling 3m will cut that div or it will only be a penny again… 3m is a strong pass
Agreed. I made a recent video on them with those exact thoughts. They are on the chopping block for my portfolio.
how long have you been investing?
U sound like a young guy. U should be more growth oriented right now, of course depending on ur situation. If u have no short term use for these assets, u might look at growth oriented holdings such as Nvidia, Palantir, maybe some other semi conductor stocks such as Marvell and AMD. U may also consider increasing ur positions in Microsoft and Apple. A growth or growth and income oriented strategy can enhance ur portfolio value over time and thus allow u to switch to a dividend strategy when ur older. Of course, be mindful of all risks when investing and diversify ur holdings to reduce risks.
Where do you create all your spreadsheets. All your charts and how you keep track it’s amazing.
Thank you!! They take a lot of time to make. They are all downloadable on TickerData.com !
Real Estate is good because interest rates are high? What about all that commercial real estate? hmm. You would make more by putting the full 160k into short term US Treasuries that are paying >5% which is better than what you are getting now. You are getting around 5k for 160k of assets? @ 5% with Treasuries on the full 160k your looking at more like 8k for the year. Treasuries also have some tax advantages like not being subject to State tax and depending on your state that can be big. Really hard to beat Treasuries right now.
Good thoughts. This video addresses many of the things you mentioned: Why Dividend Growth Investing Pays BIG!
ruclips.net/video/GQHe7LejhEg/видео.html
I make about 4K annually off dividends on a 55K investment.
I tried to sign but your website told me my phone numbers were invalid. Never mind that I have had my home phone 30 years and my cell number almost as many.
you don't have to input your phone number! Just uncheck the box where it asks for that.
Banks are paying 5% a year in savings. Beats all this work and risk?
Definitely. This video explains why: ruclips.net/video/GQHe7LejhEg/видео.html
If i do have that much amounts of $ i do will live off retire with YieldMax Income etf funds and Spy 500 for Capital Gains....😂
But.... why not just spend the money when you retire. Are you just going to leave this large amount in the portfolio forever and live off dividends and then when you die there is a lot of money unspent?
remove industrials, remove MO, remove CSCO, remove banks. Buy more large moat, monopolistic companies with growth potential that also outperform the market. Add MA and AXP, add MSCI, add ODFL, add MCO and SPGI, add META, add more to AVGO, add railways like UNP and CP and CSX, add RSG, add ABBV and LLY and so on
Let the guy hold what he wants to 😂
Agree on adding more to AVGO, it just keeps going up.
I absolutely love these videos. I just fell into the dividend rabbit hole 😂 starting this monday. I'm dropping $600 bucks into SCHD, JEPI, QYLD, VYG, VIM, and Berkshire Hathaway. Wish me luck!
Best of luck!
Love this video, I am such a nerd when it comes to these things and I am glad to see someone sharing such valuable information. You clearly have a passion and it’s great that you share it with the world!🤍
Glad you enjoyed it!