Money Diaries #7 • Savings Challenges
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- Опубликовано: 2 окт 2024
- Today I share what I spent the first 7 days of June and we also add money to our savings challenges! We are shifting gears and our #1 goal is to increase our emergency fund to a 6+ month amount. We are so excited to have our credit card debt paid off!!
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#debtfreegoals #savingschallenges #moneydiaries
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/ @snowgardener307budgets
ALL MY SAVINGS CHALLENGES:
June Binder- @JanellRaeBudgets
9. Miss Adventure @lizandless
10. Roll, Scratch & Save @toebeanbudgets
Christmas Cuties Binder - @CraftCoBudgets
Snowflake Christmas Binder - @JanellRaeBudgets
1. Puppy Snowflakes -Rami @budgetpaparazzi
2. OCD Christmas -Dani @CraftCoBudgets
3. Penguins -Tracy @GoldenGirlBudgets
4.
5. Snowman- Janell @JanellRaeBudgets
6. Mystery Savings- Kim @StarBudgets
7.
8. Merry Christmas- Yazmine @OfficialBudgets
9. Fred Jr.- Shannon @307designstudio
10. Holiday Cheer -Champagne @ChampagnesCorner
11. Double Sided Christmas- Judy @savewithjudy
12. Gingerbread Cutouts- Wren @MischiefManagedBudgets
Gemini "ME" Savings Challenge Binder (NOT IN ROTATION RIGHT NOW-BUT IT WILL BE BACK!)
All of the challenges in this binder are from my Etsy shop
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Red Savings Challenge Binder
ALL BUX- @reinventingrene @reinventingrene
Blue Glitter "Full Size" Savings Challenge Binder
The Life of a Pig *
Pop It! *
Life is a Beach *
Shut the Box- @reinventingrene
2024- @TheALMOSTOrganizedOwl
*= Use the link above for my Etsy store to find these products
Shiny Silver Savings Challenge Binder (NOT IN ROTATION RIGHT NOW-BUT IT WILL BE BACK!)
The Great Aussie Scratch Off- @CraftCoBudgets
Suitcases- Plan to Plan Sticker Co.
Our starting debt total in April 2020 was: $365,862.62
Our 1 year debt total in April 2021 was: $274,008.61
Our 2 year debt total in April 2022 was $206,365.15
Our 3 year debt update in April 2023 was $210,786.75
Our 4 year debt update in April 2023 was $201,986.79
NOTES:
In 2023 and 2024, we incurred more debt and paid a large portion of that debt off, so our debt paid numbers are actually higher than what they appear.
The above numbers include our mortgage.
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💌S N A I L M A I L:
SnowGardener307 aka Marlene
PO Box 281
Pinedale, WY 82941
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DISCLAIMER: I am NOT a financial advisor or expert. All views and opinions on this channel are my personal opinions. I am documenting my journey as it relates to my family’s financial, and debt freedom, progress and sharing how we manage our money. Prior to making any financial decisions for yourself/your family, CONSULT your financial advisor or planner. 
Развлечения
A huge thank you to Marie and Cynthia reminding me that I will not be able to roll a 1, 2, or 3 using 4 dice. Well dangit! I was trying to use what I could! LOL...I have bought a D24 dice so stay tuned!!
How to know you are an adult? Buying a label maker and thermal printer for your birthday gift. Oh Happy Birthday! I am finally caught up on your videos.
Haha... the things that make me happy! 🤣🤣🤣
Great video Marlene. :)
Thank you!
I'm catching up on videos while working 😊❤ thanks for sharing. it's all so beautiful 😍
Thank you so much Maria!!
Loving the video, love the. Long videos. Happy birthday, hope you where able to have a fun day.
Thanks so much!!
Rolling 4 dice you'll never get pages 1, 2, or 3.
Oooooo why didn't I think of that! You are so smart! Guess I will have to rethink my plan! LOL
Guess I will be buying a D24! 🤣🤣
Congratulations on paying off your debt. Another wonderful video 💸❣️💸
Thanks so much!!
Did I miss something...how will you ever get a 1...2 or 3 rolling 4 dice...asking for a friend😊
Hahahaha...that is what I just saw from Cynthia! So my plan will not work! But it was worth a try! Hahahahaha!!
Good morning Marlene! Enjoying your video this morning.
Good morning!
Love that you call it Money Diaries. Uh Oh, you might have to start saving for a Facial. Yaaaa, for buying yourself a label maker. You need to treat yourself.
I stole the money diaries idea from Debt Free Jessie because I loved it too! Hahaha...I might have to get that facial sinking fund started up. Treat myself a couple times a year or something!
Congrats on paying off your debt! You'll have that mortgage and truck paid off before you know it!
There are other plans in the works for the truck! It may be going away...this is a good thing! hahaha!! I cannot wait to start working on the mortgage!!
Our youngest is the aggressive one her name is Violet her nickname is violent
Hahaha...I love this nickname!!
Happy Birthday! 🎂June is the best month! My birthday is in June too...and I love Roses. Have roses all around my house! 🌹
Happy birthday month!! My mom was a rose lover! I hate things that hurt me...haha...those dang thorns. I also don't live in the right area to grow beautiful roses. Wild roses do good up here but I try to avoid those thorns!
Happy belated Birthday Gemini, my mom's bday is the 8th and mine is the 13th. Love seeing other Gemini's. Do you think you are true to the Gemini Zodiac?
Thank you so much!! Yes...I am a Gemini through and through! LOL
So I actually called my second car June bug. My birthday is in june and it was a spark so bug lol so corny. My new car is Junie lol. I heard June bug and thought out that lol
Hahaha...I love this story!! ❤❤❤❤
Happy Belated Birthday Marlene 🎉🎉🎉 My husband birthday is June 10.
Thank you so much Amy! I hope your hubby had a great birthday!!
oh Marlene, you will love your rollo! I've had both rollo and munbyn for years and they're life changing when you own a business
I am so dang excited! I just can't wait!!! Hahaha...I have a few boxes at home that I didn't get a chance to open when I got home and I really hope it is in one of them!!
Happy Belated, awesome video, Blessings
Thanks so much!
Hi Marlene, thanks for sharing another great video. 🧡
Thanks for watching!
It’s always a fun time hanging out with you on here friend!
You're the best!
Ummm those dice you got yourself is a business expense 😂
Ummmm heck yea! LOL...oh the new dice! I cannot wait to film a video...either tonight or tomorrow and I will show my new dice. Finally feeling well enough to film again. A week is a long time for me not to film!
Hi Marlene!! New subbie here. Happy belated bday🎉. Great video❤❤❤❤
Welcome! Thank you so much!!
Don’t be scared to let her know if there is a mistake. I maybe terrified of her in the uniform but she is a very nice person. 😂
😂😂😂😂
New subscriber. Love the Life of a Pig Scratch Off Binder. Stalking your Etsy for its return.
Thank you so much! It will be back in Wednesday!
Happy Birthday Marlene! 🌺🌸🌺
Thank you!
🎉 Hi Happy 😊 ❤ Birthday 🎂 🥳 🎉 🎈
Thank you!!
Happy Belated Birthday 🎊 Blessings!
Thank you!!
How will rolling 4 dice ever let you land on pages 1-3?
Haha yes I pinned a comment about that. 🤣🤣🤣 Silly me!
Consumer debt free🎉🎉🎉 yay!!! That’s serious goals!!! Great video
So excited for this celebration!! ❤❤❤
Happy birthday! 😂 on buying more dice. I do like the bigger circles on STB, so easy to see.
Thanks so much! 😊 Glad the bigger circles are easier to see!
Hey friend, great video as always!
Hey, thanks!
Happy Belated Birthday🎉 awesome video. Hope you have a great day
Thank you so much!!
Happy Birthday to you dear I just love your creations and I can't wait to get my new book on Tuesday
Great Video! And my son loves your intro and exit song
Never heard it before but I love it to!!! ❤❤
Thank you so much! 😊😊😊
Happy belated birthday 🎉🎉
Thank you!!
Ma’am……um we ALL NEED a Georgette Bank in our life. Please start selling them or give us a link or something 😩 too much cuteness 😊.
Lol... Georgette is vintage. I bought her from a friend second hand. 🤣🤣
@@SnowGardener307Budgets so what I hear is that you are getting a collab with a piggy bank making company. I look forward to your announcement. 😂 (this is called manifesting 😬) LOL 😆
Happy bday😊! Yay on paying off debt❤
Thank you so much!!
Happy Birthday Marlene 🎂 🥳 I have a question for you. I ordered the travel Georgette book but I was wondering if you were completely out of the 1st one. I know it was retired but I have to ask anyway 😂.
Nevermind.. you answered my question in the video.
Thank you so much! Yes, it's sold out!
Hello 👋 from Mexico 🇲🇽
Hi Fatima!!
Happy Belated Birthday!!
Thank you so much 😀
Hey great video! Happy belated birthday 🎉
Thank you!! 😊
Happy belated birthday🎉
Thank you so much 😀
Good Morning, love the challenges.
Good morning! Thank you!!
Happy Happy Birthday 🎉😊
Thank you!
Great video, Marlene! 😊
Thank you! 😃
Great video 🫶🏽✨
Thank you!!
Love the randomiser! When you’re throwing 4 dice the minimum you will get is 4 though so your first three challenges won’t get any love
Yes, this was figured out quickly after I posted the video. 😂😂 I pinned a comment hoping people would see.
@@SnowGardener307Budgets Oh yes, I can see it now, I’m not sure how I missed it this morning 🤣
Happy happy birthday! 😊
Thank you!!
Instead of 24. You could roll for 1-12. Then flip the coin for the front or back page. That way you don’t have to do algebra lol
And flip a coin for front or back page of the whole book so you get the first and last page
Oooohhh that would work! I do have a D24 coming because someone pointed out I can't roll 4 dice and get a 1, 2, or 3~ LOL
That would work too lol but now you have a flip the coin idea too
Happy birthday ❤🎉
Thank you!!
Fun video!❤
Thank you!!
Happy birthday. 🎉
I prefer co-figh (like high) to coffee for Ko-fi. I figure it is pronounced like wifi. 😂
I love this!!
Happy belated birthday!
Thank you so much 😀
Great video 😊
Thanks! 😊
Watching 😊
Thank you!!
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Happy Birthday 🎈
Thank you!
Great video! Hope you have safe travels
Thank you so much Marsha!!
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Lol you didnt put me to sleep. Happy late Birthday 🎂 🥳
That is good Dianne! Thank you so much!!
Hi 😊
Hello CB!! 😊
According to Ko-Fi, their name rhymes with “no fee.” Also, you said you probably won’t remember to use an 8-sided die on your 2024 challenge-why not just write D8 at the top of the page as a reminder? 😃
Oooooo thank you for that! Ok...rhymes with "no fee"...got it! You are so smart! LOL...I need to write D8 on there to remind me!!
YAY for paying all the debt off!! Nice that you are building the emergency fund now.💕🐻
Yay! Thank you!
That’s super awesome. Happy Birthday Marlene. Hope that day was as special as you ❤️
Thanks so much!
Happy Belated Birthday, Marlene! Hope you had a wonderful day full of blessings
💙🩵💙
Thanks so much!
Happy Saturday!!! So many great savings 🎉
Thanks so much
I like coffee cause i love when company names are a play on common words. I’m pretty sure I hear gamers say buy me a kofi (coffee). Great video as usual!
There is actually a site called Buy me a Coffee. I used to have that site but changed over to ko-fi! LOL
@@SnowGardener307Budgets ooooooo 😂😂 I still enjoy the play on words
🫂💞💪💵✉️ You never put me to sleep. We call our kitty furson baby boy
Awww furson!! Love his nickname of baby boy!
@@SnowGardener307Budgets He is our son . We're still waiting on fur grandchildren. That won't be for several years because our daughter still lives at home.