@@saulgoodman2018 Not according to Dave and his study. Having a child with a woman you're not married to, before getting out of debt, before getting a house, etc. His girlfriend is statistically likely to be a single mother soon.
As long as the relationship is good and the baby wasn't an accident, I see nothing wrong here. All he needs to do is bring in the dough which honestly is the easy part. There so many resources out there to help with this.
He's got one asset and that's his age. Still lots of things he can do. Deliver Pizzas at night, get a degree that works in the morning, anything's possible mate
@john Smith Your friend case is an exception. It is typically very hard to have an unstable career with a baby. Baby takes a lot time and money. He is young and have time but that time can be easily taking away by having a baby. My career have been on hold since I have a baby. Hardly have time to learn something new. I don’t know why so many babies making babies. Where are the parents to teach them the birds and the bees?
I have a feeling he's been influenced by all the RUclips videos about getting rich quick. Day trading, flipping cars/houses, blackjack, Google get rich quick schemes, etc. Sadly, desperate people are suckered into these scams and lose their money.
@@yoopally4136 You want to go do janitorial work by yourself during sleeping hours? Thought so. It's not a job everybody wants to do. Pay is decent for no skills required.
Brother if you are reading this sell your car and get something you can pay cash for. Look into a warehouse job and start slowly working the baby steps. (Walmart, Amazon, FedEx Ups)
basically, this is the state of our education system, you can be anything you want to be. no reality check of what actual skills and talent a person has beyond the participation/attendance awards
My husband and I got married at 18, and at 20 we had a baby and were out on our own, doing well. He’s not too young to get his life together, he’s just too… unmotivated or something.
I was 21, had a baby. Single mom, so it was just me, myself and I and a mountain of responsibilities. Those were some very, very tough years, but you can make it work, especially when there are two people involved that can contribute to the household. I eventually finished my degree, got a job in IT and while I'm still on my own, I'm currently in the financial position where only 1.3 percent of workers in this country bring home more than I do. It's hard work and not an ideal situation to be in but you can turn things around if you want to and are willing to work for it. Whatever you do, just don't add new stupid or expensive decisions (no more babies!) to the mix until you have your life back on track.
@Anonymous User Hi, it looks like you have a great career ahead of you. I'm European so had to google the abbreviations first but if it was my choice, it would be an easy one: School A, no doubt. Cheaper school, same degree, close to home, sounds perfect! I don't think the higher cost of school B would be justified in your case. If you were studying law, a prestigious school can give you an edge and people in that sector tend to care about education and grades more. In IT, from what I've learned, what makes you really valuable to a company is not your degree, it's your work experience, especially as a developer. Most employers are not picky on education since there's such a labor shortage and they know there's a lot of things that you will not learn in school, but you will learn on the job. A lot of people in this sector don't even have a relevant degree to start with. Good luck!
@@ethanshy280 Guy has condoms. Equality is thrown out. Woman is the gatekeeper with all the options and can even weaponized the kid against him just because of a hangnail if she wants.
This sounds like Launderdale in a nut shell. Fake gurus, scammers, twenty somethings on probation for xyz, racing cars at night, smoking mj, spicy videos being made. The whole area is sketchy as anywhere.
Hard to be unemployed in this environment. You almost have to try. My daughters school is begging for bus drivers. They will pay for a CDL (5k value) 20/hr 30 hr weeks and full benefits yet her bus is still canceled due to lack of drivers. Ridiculous
@@saulgoodman2018 playing house is a game for children. Time to be adults…and for those who say until she divorces him, start acting like the man of the house and not a man of the house. Dave has covered plenty of scenarios where the man comes out on the losing end even more so when not married…
They never ask the relevant questions. Is the GF working? Does she make more than the job he got laid off from? Do they pay for childcare? Because he might be better off being the stay at home parent.
@@GerMar90 In a dire situation like this, if your girlfriend is making more than you, then it's best to swallow your pride and be the stay at home dad while working part time. That would be the smartest thing to do but only if the girlfriend makes more.
I agree that he needs to find any jobs right now to get his head above water. He definitely needs a long term goal, especially since he has other people he needs to financially take care of. He has made the first step by asking for advice.
Living your life comparing yourself to others can make you crash or become jealous by the person who has more. Live to be the best you not better then person next to you .. Also don’t look down on people who aren’t doing good in life . Not a good look
It's hard to work a restaurant job when he's on Reddit Wall Street Bets all day planning how he's going to make his first million "investing" in Gamestop.
don't depend on your girlfriend if she isn't your spouse. it isn't the same, even if they have a baby. if something happens to the car, what will she then do?
Yep your right 100%% just because there's a baby doesn't mean he or she has rights to anything. Yes it be nice if we got pregnant and the father had nice home and car for us to drive. Im 35 I never trust a man that much.
I see lots of jobs paying exorbitant rates to get workers cause everybody is short handed he could get a job by the end of the week with good pay if he decides to apply for them.
@@Spaceysgurl , I'm pretty sure the people that want a job have no problem finding those openings. The only people I keep hearing say they can't find a job appear to be people who never have a job and don't want one.
He should do a data analytics course, learn how to manipulate and analyse data and look for an internship or a somewhat technical job. I was like him at 21 without the baby and this worked for me, I'm almost retired at 35.
Who would hire him? You need an education, either comp engineering, or comp sci, for analytics, functional plus technical. And it's not just analytics, we do ETL, and business analysis, etc. Not really work for the pizza driver.
There is NO WAY in the world this brainless caller can ever get a job from "data analytics" courses in 2021. You realize that job is extremely competitive and swarms with desperate candidates who got formal STEM/econ/psychology education and took special bootcamps + many courses. He needs to aim for an entry level skilled-trades job while doing some education at night.
Deloney is the worst of the Ramsey personalities. The way he handled this call was a perfect example of that. He has no idea what he's doing and is just making it up as he goes
Completely disagree. He is one of the most emotionally intelligent people I have ever listened to. There was just so much to discuss in this call. I love that he is part of the team. Well done Dave!
Even with a plan he needs an income or access or connections or something to help this process along. I am older than him have no kids and still have my hands full and kids make the simple complicated really quickly.
@@lynnolson6680 entry level positions you can because you don't have your liscence yet. They would expect him to study on the side and obtain his liscence over time. I think they would give him great guidance if he can work really hard and show potential.
Mate get a license ( it all runs on licensing ) find what you want to do or drive, for you I could recommend getting a fork lift license as it is relatively safe and wont cost the earth and there should be opportunity, there is a lot of record keeping involved with the job
Yea. I don't agree. You can absolutely build a portfolio, collect dividends, and find a new career. Caleb is going to have to hustle and read the fine print. Open a free brokerage account, do paper trading, etc. Do it within reason and focus on building a stable, carefully budgeted income
Young Man you will turn around and be 30 within no time don't waste your time , Go sign up for the National Gaurd, Military, Air force, Marine or Homeland security if you don't secure a solid job by next week.
I hate the military for the s**t they involve themselves in but if you have no skills nor connections it is a easier route towards skill and income. Civilian life is multiple times harder because they don't have a subsidized system, they don't offer skills super cheap, etc. The military is like having a dirt road in through the jungle vs. having no road in civilian life.
If you're good with money, know how to balance costs(gas, car maintenance, bills,)with the money you make you can make pretty good money. Its a hustle kind of game. It might not be a wise decision to have it as your primary income source but its on hella of good side hustle. People just tend to discredit it because you're delivering food.
Yep I do it on the side and I usually get anywhere from 20-30/hour but that’s if I’m in the right area where people tip well and no fast food places, plus I have to go during the right hours. I’m very courteous and try to get the food hot to people in a delivery bag and they tip very well.
What people missing these days is faith. Stay Strong. Every day your living your life knowing that your gonna die one day. God gave your life, God gave you those struggle, God will make a way. Don't lose faith. 🤲🤲
Yeah, maybe a full time job by day and part time finance or tech classes by night. He sounds like he's going to have that debt for a while though while hes getting through school. If it were me I'd just go for a certificate instead of a degree or just an associates degree and not the full bachelors , what do you think? He shoukd probably sock away his $1000 emergency fund too.
Pandemic or not, THIS IS WHY UNEDUCATED, IRRESPONSIBLE, INEXPERIENCED YOUNGSTERS SHOULD NOT HAVE BABIES. I'll probably get some backlash for making such a statement, BUT I'M STICKING TO IT.
Why is it so bad to live with the parents? I just dont get ir. In asia its common to live with ur parents and take care od them. Well idk. Thats just me
@@picadosinferno man this mindset. So taking care of ur parents is not becoming a man? What defines a man btw? . I guess different cultures have different opinions.
Nah you become a man once you learn responsibility and can provide and help your family including helping and taking care of your parents and getting married providing for you wife and kids. In America most people don't care for their parent when there old. Not saying what thats everyone in asia does, but imo thats part of being a man.
Slip out the back, Jack Make a new plan, Stan You don't need to be coy, Roy You just listen to me Hop on the bus, Gus You don't need to discuss much Just drop off the key, Lee And get yourself free
when you are below water and can't breathe and no oxygen left in tank imagine someone is asking what do you want do. Really guys have some sense this guy just lost job he doesn't know what he wants to do he needs some empathy he is only 21 he will figure it out
Already had empathy just from observing other people mistakes at that age. That's why I had sense enough to avoid getting someone pregnant and focus on school and career.
If the Ramsey personalities would talk to people and say what some of these comments are saying no one would ever call into the show. Some of y'all need to get off your high horse and realize not everybody can be a saint like you.
Young men, please don’t follow this example,
@@saulgoodman2018 Not according to Dave and his study. Having a child with a woman you're not married to, before getting out of debt, before getting a house, etc. His girlfriend is statistically likely to be a single mother soon.
As long as the relationship is good and the baby wasn't an accident, I see nothing wrong here. All he needs to do is bring in the dough which honestly is the easy part. There so many resources out there to help with this.
True, but at least he's taken a step most in his position won't which is realizing he has a problem and is asking for help
@@Sizukun1 The sad thing is, technically, she already is.
@@saulgoodman2018 You were probably the caller because you’re in denial
He's got one asset and that's his age. Still lots of things he can do.
Deliver Pizzas at night, get a degree that works in the morning, anything's possible mate
Absolutely!!!
@john Smith Your friend case is an exception. It is typically very hard to have an unstable career with a baby. Baby takes a lot time and money. He is young and have time but that time can be easily taking away by having a baby. My career have been on hold since I have a baby. Hardly have time to learn something new. I don’t know why so many babies making babies. Where are the parents to teach them the birds and the bees?
I have a feeling he's been influenced by all the RUclips videos about getting rich quick. Day trading, flipping cars/houses, blackjack, Google get rich quick schemes, etc. Sadly, desperate people are suckered into these scams and lose their money.
For sure
Invest
I'm about halfway through and am proud that so far neither of them is laughing or rolling eyes at this caller.
I agree! I’ve been noticing that they snicker a lot at callers now a days. Even Dave does it.Very unprofessional.
@@queen4u281 I would have had a hard time keeping cool with this particular caller myself.
Has he not heard there is a massive labor shortage in the US?
Plenty of people available, problem is people can eat and not have to work., while the rest of us go to work.
This caller is most likely a welfare drug addict. There is no way one can be this lost and lazy without some sort of a substance-abuse obstacle.
exactly especially for CSR/ Sales positions
Labor shortage if you want to flip burgers lolers.
@@insideoutsideupsidedown2218 Not forever, there is a time limit for unemployment, and lifetime time limit for welfare.
This guy is so lost. Trading in his position is NOT the answer. He also doesn’t seem to know a thing about it.
We all know this guy is on wallstreetbets.
🚀
👋🏽💎
GME TO MOON
$ROPE
GME 🚀
When I was 21 I was still in college and fun/grades where the only thing on my mind.
Thats what happens when you have a kid too young
@Ryan and partying every weekend
I’m 21 and only focused on money
The caller mentioned nothing about college
I was married
He could go be a night janitor and start at $20/hour. He wants to get rich quick without the time and sacrifice of study and dedication.
lol, a night janitor making 20$. Good luck
@@yoopally4136 You want to go do janitorial work by yourself during sleeping hours? Thought so. It's not a job everybody wants to do. Pay is decent for no skills required.
@john Smith i am around $200 a day…
There isn't much difference between day trading and gambling.
@@yoopally4136 the janitors at my work make $21.25 starting I’m in a small town in Indiana
This kid needs to go right over to the local military recruiter and Serve a few years. Family gets taken care of. Learn some skills.
on God
This is a solid plan. He can also learn many professional skills there while getting paid to serve.
@@Tenacitae He might even get a little bonus money that he could throw on his debt
True! And use the GI bill later if he ultimately decides he wants to go to school.
Yeah they would pay for his college
Brother
if you are reading this sell your car and get something you can pay cash for. Look into a warehouse job and start slowly working the baby steps. (Walmart, Amazon, FedEx Ups)
He has no cash! And he's upsidedown in the car he already has!
@@calebmallen correct
Beans & rice, rice & beans… don’t see the inside of a restaurant 😂
basically, this is the state of our education system, you can be anything you want to be. no reality check of what actual skills and talent a person has beyond the participation/attendance awards
No health aka how babies are made classes.
@@lizh4933 there's no way he didn't know that.
Trading stocks is another form of gambling.
My husband and I got married at 18, and at 20 we had a baby and were out on our own, doing well. He’s not too young to get his life together, he’s just too… unmotivated or something.
Lucky you, nowadays girls don’t get married till 30s and don’t dedicate there life to one guy
Your situation sounds like something 10 20 years ago. What young adult with a baby say they were doing well on their own? Times are different now tf
I was 21, had a baby. Single mom, so it was just me, myself and I and a mountain of responsibilities. Those were some very, very tough years, but you can make it work, especially when there are two people involved that can contribute to the household. I eventually finished my degree, got a job in IT and while I'm still on my own, I'm currently in the financial position where only 1.3 percent of workers in this country bring home more than I do. It's hard work and not an ideal situation to be in but you can turn things around if you want to and are willing to work for it. Whatever you do, just don't add new stupid or expensive decisions (no more babies!) to the mix until you have your life back on track.
What field in IT did you study?
You've done very well for yourself - sure it wasn't easy but an inspiring story- cheers to you!
You must extremely smart and hard working!
What did you major in?
@Anonymous User Hi, it looks like you have a great career ahead of you. I'm European so had to google the abbreviations first but if it was my choice, it would be an easy one: School A, no doubt. Cheaper school, same degree, close to home, sounds perfect! I don't think the higher cost of school B would be justified in your case. If you were studying law, a prestigious school can give you an edge and people in that sector tend to care about education and grades more.
In IT, from what I've learned, what makes you really valuable to a company is not your degree, it's your work experience, especially as a developer. Most employers are not picky on education since there's such a labor shortage and they know there's a lot of things that you will not learn in school, but you will learn on the job. A lot of people in this sector don't even have a relevant degree to start with.
Good luck!
Why do people decide to have kids when their young and broke? You don’t have to have them right when you turn 20… he’s also in debt too 💀
The woman has control over that.
No, they both do. Condoms are cheap, babies are not.
@@ethanshy280
Guy has condoms.
Equality is thrown out.
Woman is the gatekeeper with all the options and can even weaponized the kid against him just because of a hangnail if she wants.
@@blackworldtraveler3711 you don't have enough experience with women to be giving advice
Good comment
Dave's head would have exploded with this yo-yo.
This sounds like Launderdale in a nut shell. Fake gurus, scammers, twenty somethings on probation for xyz, racing cars at night, smoking mj, spicy videos being made. The whole area is sketchy as anywhere.
Yyyup, good ol' Fort Liquordale...the old folks ran the spring breakers out years ago - not much left to hang their hat on.
The whole SoFl
Bingo. You can hear it. So much BS and insecurity.
My thoughts exactly
Hard to be unemployed in this environment. You almost have to try. My daughters school is begging for bus drivers. They will pay for a CDL (5k value) 20/hr 30 hr weeks and full benefits yet her bus is still canceled due to lack of drivers. Ridiculous
Maybe if parents didn't raise little criminal monsters, there would be more bus drivers?
@@oceanside88 dumb reply
@@mxerb5912 it's true.
I have a CDL and I’m always getting folks begging me to work. You can literally be hired on the spot with these driving positions
Some people are very picky about which jobs they will take, especially the ones with no skills. You have to start somewhere and build on that.
The girlfriend's got a problem.
@@saulgoodman2018 by having this guy as her boyfriend
To be fair the girlfriend prob doesn't work either
He's just a decent income away from being ok he needs to just get focused
Get a job, get married and get your own place.
Lol until she files for divorce and he's back to square one
@@saulgoodman2018 playing house is a game for children. Time to be adults…and for those who say until she divorces him, start acting like the man of the house and not a man of the house. Dave has covered plenty of scenarios where the man comes out on the losing end even more so when not married…
They never ask the relevant questions. Is the GF working? Does she make more than the job he got laid off from? Do they pay for childcare? Because he might be better off being the stay at home parent.
Best to view these videos as entertainment.
@@blackworldtraveler3711 The New Jerry Springer show.
They are not married Ramsey would never allow the host tell the caller to live off the “girlfriend”.
@@GerMar90 In a dire situation like this, if your girlfriend is making more than you, then it's best to swallow your pride and be the stay at home dad while working part time. That would be the smartest thing to do but only if the girlfriend makes more.
Got to keep the little winky wrapped up until you're done with school and are married and making good money.
And I thought I was doing bad
Man I wish Dave was also on this call!
I agree that he needs to find any jobs right now to get his head above water. He definitely needs a long term goal, especially since he has other people he needs to financially take care of. He has made the first step by asking for advice.
as a woman I will never understand why women keep having babies with broke men.
Seems to be the commonplace scenario nowadays from what I’ve seen.
Exactumondo!!!
Definitely needs to put out a lot of entry level job applications and sign up for all the gig work apps.
Everyone watched this to feel better about themselves
I like these kinds of calls because they remind me how well I am doing by comparison
Really? You'd like to compare yourself and how good you are compared to someone with a 1 year old and no job and no money?
@@Primitive_Code yes. I am much better off.
Living your life comparing yourself to others can make you crash or become jealous by the person who has more. Live to be the best you not better then person next to you .. Also don’t look down on people who aren’t doing good in life . Not a good look
I don't understand the unemployed part. Everywhere I go I see 'help wanted" and "we're hiring" signs.
It's hard to work a restaurant job when he's on Reddit Wall Street Bets all day planning how he's going to make his first million "investing" in Gamestop.
Yea. But most of them are the minimum wage jobs. Dude’s got a baby and needs more than that.
don't depend on your girlfriend if she isn't your spouse. it isn't the same, even if they have a baby. if something happens to the car, what will she then do?
Yep your right 100%% just because there's a baby doesn't mean he or she has rights to anything. Yes it be nice if we got pregnant and the father had nice home and car for us to drive. Im 35 I never trust a man that much.
The response did not help the caller
I see lots of jobs paying exorbitant rates to get workers cause everybody is short handed he could get a job by the end of the week with good pay if he decides to apply for them.
But he's a spoiled, irresponsible, directionless millennial, so planning and common sense don't apply.
I saw something a couple of months ago I didn't think I'd ever see. A sign at a McDonald's restaurant saying they were giving $500 hiring bonuses.
@@stellarocquie7957 ok boomer. Thanks for the insightful analysis.
Post those listings to be a contributor to society.
@@Spaceysgurl , I'm pretty sure the people that want a job have no problem finding those openings. The only people I keep hearing say they can't find a job appear to be people who never have a job and don't want one.
Best of luck to him!
It seems like he’s looking for the easy way out instead of actually taking time to work on self-improvement and finding his purpose.
I will make sure my daughter doesn't end up with a guy like this. I don't need problems in my retirement. Lol
My expenses are more than my earnings = I'm irresponsible and not very smart. GROW UP son!
This guy is already messing up his life young by being stupid. He is making a choice to make bad decisions
At every fork in the road, he made the wrong turn 🤦🏻♂️
This is uhhh. This isn't good
One step at the time
Food ,shelter , transportation
The rest for next month’s or even next year,
slow down please
He should do a data analytics course, learn how to manipulate and analyse data and look for an internship or a somewhat technical job. I was like him at 21 without the baby and this worked for me, I'm almost retired at 35.
Who would hire him? You need an education, either comp engineering, or comp sci, for analytics, functional plus technical. And it's not just analytics, we do ETL, and business analysis, etc. Not really work for the pizza driver.
@@ultimaetsolder you clearly don't know what you are talking about, many companies will not require a degree for an entry level role.
@@picadosinferno Exception rather than the rule. Many != Majority. Nowadays data science jobs almost always requires some level of formal education.
There is NO WAY in the world this brainless caller can ever get a job from "data analytics" courses in 2021. You realize that job is extremely competitive and swarms with desperate candidates who got formal STEM/econ/psychology education and took special bootcamps + many courses. He needs to aim for an entry level skilled-trades job while doing some education at night.
Man there are so many idiotic comments it's astounding
Stay single and no kids
He owes 13 on a Ford Focus??? Geezus Christ.....
Deloney is the worst of the Ramsey personalities. The way he handled this call was a perfect example of that. He has no idea what he's doing and is just making it up as he goes
Completely disagree. He is one of the most emotionally intelligent people I have ever listened to. There was just so much to discuss in this call. I love that he is part of the team. Well done Dave!
To do what he says he wants to do, he needs education and capital. He has neither.
Oooh I love the advice- right on point! 🔥
Security guard and food delivery should be good to go.
Florida is hiring like crazy as well as any other state. Get a job anywhere
Hes too picky
Plenty of jobs out there. Mcdonalds is hiring for $15-$20 a hour. No excuses!
Sounds like a man without a plan!
Lol he's 21... The biggest mistake he made was having a kid with his girlfriend. Now he needs to put on his big boy pants and get to work.
@@timetowakeup6302 This dude does NOT want to work/go to school.
Even with a plan he needs an income or access or connections or something to help this process along. I am older than him have no kids and still have my hands full and kids make the simple complicated really quickly.
He's just keeping his eyes peeled for that next GameStop opportunity 😄
@@calebmallen exactly. That whole debacle made every 20-something think they worked on Wall Street 😂
This guy needs to get a job in a stock broking firm or financial planning firm. Entry level admin position and work his way up.
I doubt he would get hired without a business or finance degree
@@lynnolson6680 entry level positions you can because you don't have your liscence yet. They would expect him to study on the side and obtain his liscence over time. I think they would give him great guidance if he can work really hard and show potential.
I'm not his age or in his situation but still worry about it. Talk about diving head first into life.
At 21 I couldn't even get a date.
That's crazy, I feel him
young able-bodied people have no excuse to not be working.
Get responsible. Get a job, marry your baby momma.
Mate get a license ( it all runs on licensing ) find what you want to do or drive, for you I could recommend getting a fork lift license as it is relatively safe and wont cost the earth and there should be opportunity, there is a lot of record keeping involved with the job
Yea. I don't agree.
You can absolutely build a portfolio, collect dividends, and find a new career. Caleb is going to have to hustle and read the fine print. Open a free brokerage account, do paper trading, etc. Do it within reason and focus on building a stable, carefully budgeted income
Well he’s asking the right questions
Young Man you will turn around and be 30 within no time don't waste your time , Go sign up for the National Gaurd, Military, Air force, Marine or Homeland security if you don't secure a solid job by next week.
I hate the military for the s**t they involve themselves in but if you have no skills nor connections it is a easier route towards skill and income. Civilian life is multiple times harder because they don't have a subsidized system, they don't offer skills super cheap, etc. The military is like having a dirt road in through the jungle vs. having no road in civilian life.
Walk anywhere and get a job immediately.
If you have to call a radio station for advice that a 16 year old could give you then you need to wake up IMMEDIATELY!!!!!
Uber eats can pay good. It's about strategy
If you're good with money, know how to balance costs(gas, car maintenance, bills,)with the money you make you can make pretty good money. Its a hustle kind of game. It might not be a wise decision to have it as your primary income source but its on hella of good side hustle. People just tend to discredit it because you're delivering food.
@@signsofthetimes886 it is my main at the moment but I've learned how to do it strategically
Yep I do it on the side and I usually get anywhere from 20-30/hour but that’s if I’m in the right area where people tip well and no fast food places, plus I have to go during the right hours. I’m very courteous and try to get the food hot to people in a delivery bag and they tip very well.
I know people who make $25+ an hour doing it full time
Dave Ramsey wouldn’t have addressed and guided this young man like this. This host needs to take lesson on empathy first. Miss you Dave
Lol Dave would have been way more blunt "just go get a freaking job dude".
@@random-nz7dy Dave would have went into why trading is a dumb idea more.
He needs a real job bye
Sounds like the ultimate Chad.
🤣🤣🤣
At every fork in the road, he took the wrong turn 🤦🏻♂️
What people missing these days is faith. Stay Strong. Every day your living your life knowing that your gonna die one day. God gave your life, God gave you those struggle, God will make a way. Don't lose faith. 🤲🤲
Yeah don’t lose faith have another kid.
@@blackworldtraveler3711 hahahaha
Nothing wrong with that. People need to stop looking at kids as a curse.
Yeah, maybe a full time job by day and part time finance or tech classes by night. He sounds like he's going to have that debt for a while though while hes getting through school. If it were me I'd just go for a certificate instead of a degree or just an associates degree and not the full bachelors , what do you think? He shoukd probably sock away his $1000 emergency fund too.
Pandemic or not, THIS IS WHY UNEDUCATED, IRRESPONSIBLE, INEXPERIENCED YOUNGSTERS SHOULD NOT HAVE BABIES. I'll probably get some backlash for making such a statement, BUT I'M STICKING TO IT.
the obvious answer is find a new job and take care of your baby first
This caller votes democrat all day long.
Im 25 and still living with my mom and working since high school i make 4gs a month but working hard over 16 hrs it suckssss lol
I'm surprised neither George or John didn't say "when you both getting married?" Because Dave would have asked this question.
No college degree
invest in some condoms instead of stocks too bud. That would have a much bigger return going forward.
There’s plenty of work out there, just go out and do it!!!!!!
Definitely in Ft Laurderdale as well. Retirees and tourists need people in the service industries.
Do life in order.
Why is it so bad to live with the parents? I just dont get ir. In asia its common to live with ur parents and take care od them. Well idk. Thats just me
This ain't Asia, your parents will get in the way of you becoming a man.
He definitely didn't sound Asian to me!
@@picadosinferno man this mindset. So taking care of ur parents is not becoming a man? What defines a man btw? . I guess different cultures have different opinions.
Nah you become a man once you learn responsibility and can provide and help your family including helping and taking care of your parents and getting married providing for you wife and kids. In America most people don't care for their parent when there old. Not saying what thats everyone in asia does, but imo thats part of being a man.
@@EuphoricPlaz so become a plow horse for your parents? Got it. I think I'm going to shot out a bunch of kids as my retirement plan!
21 guys have energy! Make it happen
Stop raw dogging your birthing partner .
Marry that woman get a job from Amazon n ups and join the military
If he didn’t knock her up his life would be cake run
Day trading is not a job.
Hes going be ok but next few years will be hard hopefully by time baby goes to school they will be better off
Slip out the back, Jack
Make a new plan, Stan
You don't need to be coy, Roy
You just listen to me
Hop on the bus, Gus
You don't need to discuss much
Just drop off the key, Lee
And get yourself free
ok Gus… BUS
I take his GF doesn’t work.
He shouldn’t have had a kid and like DR says get married, buy a house then have a kid in that order.
Raising children is a "job".
@@oceanside88
It's someone else job nowadays.
For a fee.
I would just keep the car but take good care of it and keep its resale value up.
when you are below water and can't breathe and no oxygen left in tank imagine someone is asking what do you want do. Really guys have some sense this guy just lost job he doesn't know what he wants to do he needs some empathy he is only 21 he will figure it out
Already had empathy just from observing other people mistakes at that age.
That's why I had sense enough to avoid getting someone pregnant and focus on school and career.
George is sitting there all quite. what's he gonna say?
If the Ramsey personalities would talk to people and say what some of these comments are saying no one would ever call into the show. Some of y'all need to get off your high horse and realize not everybody can be a saint like you.
This kid needs a father figure in his life to give him tough advise.
Didn't even get to enjoy his youth, sad.
He should sell feet pics on OF
Just another reason to follow the success sequence.
Factz🙌
What do mean, enlighten me
@@abiodun6897
Graduate high school
Don’t have babies until you’re married
And get a job
@@elcapitanmorgan556 thanks
@@elcapitanmorgan556 Ben Shapiro is that you?
Am I here before Casey Burns? Probably not
Do not see him…
@@insideoutsideupsidedown2218 Casey’s been busy on the Money Guy.
lol
@@genxx2724 lol🤣🤣 why do you guys hate him so much?
@@Brian-hd4rb When did I ever say I hate him?
Google is school.