We Run A Motel That Brings In $412,000 A Year

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  • Опубликовано: 24 ноя 2024

Комментарии • 527

  • @CNBCMakeIt
    @CNBCMakeIt  Месяц назад +13

    What's your budget breakdown? We're looking for stories from all ages, not just millennials! Share your story with us for a chance to be featured in a future installment of Millennial Money: ​cnb.cx/32TYZ2K​

  • @tb11212
    @tb11212 Месяц назад +193

    Please please change your mind about health insurance. Check ups are also about preventative care. If I were you two, I’d prioritize her health over the car payment. I know it’s expensive but your health is invaluable. Not to mention, if she’s cleaning the rooms, people carry germs and she’s inhaling chemicals often. It doesn’t have to be through the business. I had a decent ACA plan health/dental for $272/month. If you’re on track to turn an $81,000 profit, there’s gotta be room. Not shaming, just strong encouragement from someone young and healthy who got sick unexpectedly TWICE and was glad I had ACA healthcare.

    • @neoanderz
      @neoanderz 28 дней назад +7

      Finally someone with a brain!

    • @masond7573
      @masond7573 14 дней назад +3

      Healthcare in the U.S. is dystopian, hope it changes someday

    • @RuthFeldstein-ph1oo
      @RuthFeldstein-ph1oo 6 дней назад

      Totally agreed about the necessity of preventative care. But the thing is, since 2019, there is no longer an individual mandate penalty. It makes sense for a young healthy person to go without insurance, just pay for health checkups out of pocket, and not enroll in obamacare until you finally develop health problems that bring high medical care costs. It's sad, but that's the way Obamacare works now.

  • @bytemegeek
    @bytemegeek Месяц назад +348

    Not having health insurance as a woman and a mother is absolutely insane.

    • @utuberme1
      @utuberme1 Месяц назад +13

      probably has something to do with her biofield tuning activities.

    • @jakem6076
      @jakem6076 28 дней назад +22

      She's 31 and appears to be in good health. She could get a very basic plan with a high deductible for $200-$300 a month. Instead that money is going towards her BMW. If she has a future medical emergency sadly her future health insurance policy is a go fund me page.

    • @ProMakeupTV
      @ProMakeupTV 28 дней назад +10

      but they have a camper and a BMW 😂😂

    • @Slowly_succeeding
      @Slowly_succeeding 27 дней назад +3

      @@jakem6076 wow, $300 a month for a barebones policy is wild. I don’t have insurance, had no idea it costs so much.

    • @jakem6076
      @jakem6076 27 дней назад +1

      @@Slowly_succeeding It may be less.. Insurance company, location, age, health, and plan types, among other things, all play factors.

  • @avocadogaming3942
    @avocadogaming3942 Месяц назад +158

    No health insurance, but they bought a camper and BMW X5. Bro

    • @realonebusinessschool
      @realonebusinessschool 29 дней назад +4

      Maybe she doesn't eat junk food, no alcohol, no smoking, only healthy meals, and regular exercise. Then she doesn't need health insurance. Health insurance is perfect for people who care less about their health so they can have something to fall on.

    • @ProMakeupTV
      @ProMakeupTV 28 дней назад +1

      yep these comments all give me hope for humanity lol

    • @anoukc6928
      @anoukc6928 28 дней назад +15

      @@realonebusinessschoolwhat about an accident?

    • @realonebusinessschool
      @realonebusinessschool 28 дней назад

      @@anoukc6928 Careful people hardly have accidents

    • @sherryg1838
      @sherryg1838 22 дня назад

      @@anoukc6928Or sometimes genetic.

  • @HarlowReign-r7r
    @HarlowReign-r7r Месяц назад +280

    This video was exceptionally informative. It’s shocking to me that a woman and mother could navigate life without health insurance.

    • @AshleyKeith-vw7ws
      @AshleyKeith-vw7ws Месяц назад

      The absence of health insurance is truly alarming. It raises serious concerns about financial priorities-choosing a luxury item like a BMW over essential health coverage is a glaring misstep. This approach exemplifies the risk of placing all your financial eggs in one basket.
      A single serious illness can disrupt your life in an instant, threatening to unravel years of hard work and savings. Many people overlook the importance of sound financial planning, leaving themselves vulnerable. If you believe you can handle these complexities alone, I strongly recommend consulting with a financial expert who can provide valuable insights and help you create a robust strategy for a secure future.

    • @LeahLewis-ny9iu
      @LeahLewis-ny9iu Месяц назад +3

      Honestly, many people seem to overlook fundamental truths, forgetting the adage that health is wealth. When advised to seek a financial advisor, they often dismiss the idea, believing they can handle everything on their own. However, financial advisors are trained professionals who specialize in managing assets, properties, and life decisions.
      It’s crucial to recognize that entrepreneurship should not be pursued lightly; a solid understanding of financial management is essential. Many wealthy individuals and multimillionaires employ wealth managers precisely because they grasp the importance of having expert guidance in their lives. Understanding and navigating financial complexities can make all the difference in sustaining and growing one’s wealth.

    • @JessicaKeith-uj1jq
      @JessicaKeith-uj1jq Месяц назад +4

      It’s quite astounding that she’s earning a substantial income yet has chosen not to secure health insurance. Prioritizing weekly investments over essential coverage is a questionable decision. It’s crucial for her to understand the long-term implications of such choices; she needs to be enlightened about the importance of health insurance in safeguarding both her financial and personal well-being.

    • @EricaWaters-lr6zw
      @EricaWaters-lr6zw Месяц назад +2

      With my demanding job, I often lack the time for investment analysis or personal development. However, for the past seven years, a fiduciary has expertly managed my portfolio, adapting to economic conditions and assisting me in managing my bills and insurance. This professional guidance has enabled me to navigate financial complexities successfully and make informed decisions. They have even suggested additional business ideas for optimizing my portfolio in preparation for my retirement plans. I highly recommend that others consider a similar approach; these professionals are well-trained and experienced, providing invaluable support for managing your financial future.

    • @EricaWaters-lr6zw
      @EricaWaters-lr6zw Месяц назад

      Thank you! Absolutely, we’re in an era where making smart financial decisions is crucial. It’s not just about working for your money; it’s about positioning your money to work for you. You can find my advisor online; she is government registered. Just research the name Kate Elizabeth Cressotti, and you’ll find the necessary details to set up a correspondence and arrange an appointment. That’s all there is to it!

  • @danavelez5615
    @danavelez5615 Месяц назад +179

    Drives an M class BMW but no health insurance for her? One health issue (does not even have to be major) and this could wipe them out...

    • @charlestwitchell4634
      @charlestwitchell4634 Месяц назад

      She seems like a hippie chick who does not believe in it.

    • @JoeyD-m8w
      @JoeyD-m8w 29 дней назад +9

      She is making a stupid decision

    • @notabovebutequal
      @notabovebutequal 29 дней назад +8

      Seriously. One health issue away from ruining your business and life.

    • @Starfish2145
      @Starfish2145 26 дней назад

      Right? Foolish

    • @Girly310
      @Girly310 25 дней назад +2

      But also he 'invests' in cryptocurrency... so ... bad decisions are definitely being made

  • @curiousnomadic
    @curiousnomadic Месяц назад +109

    I understand Roxanna is young and doesn't think she needs health insurance but now that you can afford it it might be worthwhile for things like accidents (broken arm) or a sudden unexpected illness like pneumonia.

    • @kaistockman6443
      @kaistockman6443 Месяц назад +13

      Or other sudden illnesses like cancer. I know someone who was just diagnosed. They were perfectly healthy before. Or something like a car accident. Never go without health insurance if you can.

    • @ProMakeupTV
      @ProMakeupTV 28 дней назад +2

      and Autoimmunity especially for woman can creep in anytime

    • @curiousnomadic
      @curiousnomadic 28 дней назад

      @@ProMakeupTV Do you mean like lupis? Not trying to scare anyone but it happens.

    • @ProMakeupTV
      @ProMakeupTV 28 дней назад

      @@curiousnomadic yep woman have a higher percentage of autoimmune risk cause of hormone fluctuations and other factors that only usually happen to woman

    • @curiousnomadic
      @curiousnomadic 28 дней назад

      @@ProMakeupTV Not sure I believe that but I have experienced it. It depends upon the individual person. I know just as much men who are allergic to ridiculous stuff like peanuts or who spontaneously get nosebleeds even in adulthood.

  • @HexaBoxabl
    @HexaBoxabl 29 дней назад +40

    Every family has that one person who will break the family financial struggle, I hope you become the one😊

    • @ElianaKeith
      @ElianaKeith 29 дней назад +5

      Everyone needs more than their salary to be financial stable. The best thing to do with your money is to invest it rightly, because money left for saving always end up used with no returns.

    • @claresmithy4667
      @claresmithy4667 29 дней назад +3

      I’m looking for something to venture into on a short term basis, I really need to create an alternate source of income, what do you thing I should be buying?

    • @lasvegasluca9509
      @lasvegasluca9509 29 дней назад +3

      Crypto/stock investment but you will need a professional help on that

    • @lasvegasluca9509
      @lasvegasluca9509 29 дней назад +3

      She's active on face book @

    • @lasvegasluca9509
      @lasvegasluca9509 29 дней назад +3

      KATE MELLON BRUCE

  • @wildbeasttamer
    @wildbeasttamer Месяц назад +16

    No health insurance?😮 🤯I got in a car crash, spent a week in the hospital and the total was around $250,000

  • @TinaMyles
    @TinaMyles 22 дня назад +266

    I plan to retire or reduce my work hours in five years, and I'm interested in how others allocate their income between savings, spending, and investments. I currently earn about $175K annually but haven't built up much in savings so far.

    • @MagdaleneM-f3q
      @MagdaleneM-f3q 22 дня назад

      There are numerous strategies to achieve high yields during a financial crisis, but it is crucial to undertake such trades with the guidance and supervision of a professional financial advisor to ensure informed decision-making and risk management.

    • @KentBrono
      @KentBrono 22 дня назад

      That's true. I've been assisted by a financial advisor for almost a year now. I started with less than $200K, and I'm just $19,000 short of half a million in profit.

    • @YadaniL-g8k
      @YadaniL-g8k 22 дня назад

      That's quite impressive! Can you share more information about your financial advisor?

    • @KentBrono
      @KentBrono 22 дня назад

      Julianne Iwersen Niemann is the coach that guides, you probably might've come across her before I found her through a Newsweek report, she's quite known in her field, look-her up.

    • @YadaniL-g8k
      @YadaniL-g8k 22 дня назад

      I’ve just looked up her full name on my browser and found her webpage, very much appreciate this

  • @lincolnscott5620
    @lincolnscott5620 Месяц назад +25

    She's a catch! Good business! They didnt talk about how much lost from 2018-2022. Those years were obvisually the dark years, but they paid off the mortgage which is HUGE!

    • @Slowly_succeeding
      @Slowly_succeeding 27 дней назад

      Hospitality-related industries brought in a decent amount from PPP funds. I’m sure these folks came out ahead since they were in an area with outdoorsy/socially-distant activities so their customer base didn’t completely disappear

  • @1110karin
    @1110karin Месяц назад +89

    Yike, she has no health insurance and yes she's young but one unexpected accident or illness will wipe them out. If necessary get a policy with a high deductible to keep the payments affordable.

    • @curiousnomadic
      @curiousnomadic Месяц назад

      omg I wrote the same thing.

    • @eldiesel4593
      @eldiesel4593 27 дней назад

      So pay premiums and if something happens, pay a large deductible too, and likely coinsurance. That's better than just paying a medical bill?

    • @Rew123
      @Rew123 16 дней назад +1

      ​@eldiesel4593 Is this your first time hearing about a HDHP bud?

  • @MrBandz718
    @MrBandz718 25 дней назад +18

    Me watching this video: hmm seems like a good idea
    Chris: "My father bought this place from my grandparents"........
    🙄🙄🙄 Back to the drawing board lol

  • @JenniferCochran-w5e
    @JenniferCochran-w5e Месяц назад +44

    I'm so happy I made productive decisions about my finances that changed my life forever. I'm a single mother living in Birmingham uk, bought my second house in August and hoping to retire next year at 41 if things keep going smoothly for me…,

    • @JenniferCochran-w5e
      @JenniferCochran-w5e Месяц назад

      I will be forever grateful to you, you changed my whole life and I will continue to preach on your behalf for the whole world to hear that you saved me from huge financial debt with just a small Investment, thank you Jihan Wu you're such a life saver

    • @JasonHain-z8t
      @JasonHain-z8t Месяц назад

      Please how can I get in touch with this coach Jihan Wu ? I really need to give him a try

    • @CoutchWinburn
      @CoutchWinburn Месяц назад

      Been free from debt for good 2 years thanks to Jihan Wu. It is very sad to see my friends in their 40s with car loans, mortgages and credit card debt

    • @JasonHain-z8t
      @JasonHain-z8t Месяц назад

      Thanks a lot....I have reached out to him.

    • @DeniseLascar-o8w
      @DeniseLascar-o8w Месяц назад

      The very first time we tried, we invested $14000 and after a week, we received $50,230. That really helped us a lot to pay up our bills.

  • @helinabrooks7461
    @helinabrooks7461 27 дней назад +39

    *I wasn't financial free until my 40’s and I’m still in my 40’s, bought my third house already, earn on a monthly through passive income, and got 4 out of 5 goals, just hope it encourages someone's that it doesn’t matter if you don’t have any of them right now, you can start TODAY regardless your age INVEST and change your future! Investing in the financial market is a grand choice I made.*

    • @ConorONeil-
      @ConorONeil- 27 дней назад

      The wisest thing that should be on everyone mind currently should be to invest in different streams of income that doesn't depend on government paycheck, especially with the current economic crisis around the world. This is still a time to invest in Stocks, Forex and Digital currencies.

    • @TheresaDiana12
      @TheresaDiana12 27 дней назад

      That's awesome!!! I know nothing about investment and I'm keen on getting started.
      What are your strategies?

    • @BensonKurkman
      @BensonKurkman 27 дней назад

      People dismiss the importance of advisors until they are burned by their own emotions.
      I remember a couple of summers ago, following my lengthy divorce, I needed a good boost to assist my business stay alive, so I looked for qualified consultants and came across someone with the highest qualifications. He has helped me raise my reserve from $275k to $850k, despite inflation.

    • @DimitarPetrova
      @DimitarPetrova 27 дней назад

      Investing with an expert is the best strategy for beginners and busy investors, as most failures and losses in investment usually happen when you invest without proper guidance. I'm speaking from experience.

    • @angelobonomi7227
      @angelobonomi7227 27 дней назад

      How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?.

  • @travish1956
    @travish1956 29 дней назад +7

    I'll be honest, I gambled with not having health insurance after being laid off for 5 months now because I am trying to pay my bills to survive .. but finally bit the bullet this year and got on the exchange. I hate the cost of healthcare, when I'm trying to keep my house, car and put food on the table, but realize that one major health issue could bankrupt me for life. Our system is broken and nobody should have to choose to either have health insurance or to survive .. but the said reality is many people do.

    • @Bhdp7406shd-yr2ji
      @Bhdp7406shd-yr2ji 29 дней назад

      You made a smart and secure choice! Nothing else matters except for your health in the end ❤

  • @Farhancanopyone
    @Farhancanopyone Месяц назад +36

    Great hustle! I have seen Indian families build a fortune doing this. They would scale by hiring other Indian families to run the motel once they buy another one and repeat the process.
    The fact that you can live at the place and do the work on your own is a huge plus. Congratulations on your success!

    • @MbisonBalrog
      @MbisonBalrog Месяц назад

      How these Indians even afford? How out bid other Americans ?

    • @MbisonBalrog
      @MbisonBalrog Месяц назад +1

      How come Indians not own every inn/motel in Europe also? Make even more money.

    • @katies2067
      @katies2067 Месяц назад +1

      @@MbisonBalrogdifferent economy, policies, prejudices, etc

    • @MbisonBalrog
      @MbisonBalrog Месяц назад +1

      @@katies2067 but how have more money than Americans to outbid for assets? They come from poor country.

    • @Slowly_succeeding
      @Slowly_succeeding 27 дней назад +1

      @@MbisonBalrog I used to work for a bank that would do those hotel loans, and my understanding is that due to India being a caste system, a lot of wealth stays within families which allows for the constant acquisition of new assets. For example, many people with the last name Patel buy hotels.

  • @SaintsandSushi
    @SaintsandSushi Месяц назад +29

    Her choosing to not have health insurance is insane...one medical emergency and their money will be gone in a matter of months. People prioritizing making payments for a fancy car that depreciates in value over their health shows a lack of common sense and real priority. That kiddo depends on you being healthy not on some bank account being filled with money that can disappear fast.

    • @ashton8878
      @ashton8878 28 дней назад

      Who cares, her choice.

  • @marcbastien6142
    @marcbastien6142 Месяц назад +17

    No health insurance....that's a big no no

  • @dritazane6837
    @dritazane6837 19 дней назад +30

    Excellent video but Success depends on the actions or steps you take to achieve it. Building wealth involves developing good habits regularly putting money away in intervals for solid investments. Financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future.., I pray that anyone who reads this will be successful in life!!

    • @OrvilleM.Koster
      @OrvilleM.Koster 19 дней назад +14

      You're correct!! I make a lot of money without relying on the government,
      Investing in stocks and digital currencies is beneficial at this moment.

    • @VullnetKola-el7pg
      @VullnetKola-el7pg 19 дней назад +9

      Life is easier when the cash keeps popping in, thanks to jeffery kathryn services. Glad she's getting the recognition she deserves

    • @ChristopherRichards-y9w
      @ChristopherRichards-y9w 19 дней назад +7

      ​@@VullnetKola-el7pgWow! Kind of in shock you mentioned expert, Jeffrey Kathryn What a coincidence!!

    • @ChristopherRichards-y9w
      @ChristopherRichards-y9w 19 дней назад +6

      Thank you Lord Jesus for bringing expert Kathryn into my life and my family, $14,120.47 weekly profit Our lord Jesus have lifted up my Life!!!

    • @EthanReid-t4f
      @EthanReid-t4f 19 дней назад +1

      I'm 37 and have been looking for ways to be successful, please how??

  • @ede.5487
    @ede.5487 Месяц назад +37

    Would be interested in hearing why she doesn’t have health insurance ? A major medical bill would put a huge dent in their savings/investments

    • @OhioPalmTrees
      @OhioPalmTrees Месяц назад

      she has 200k in savings accounts i think she'll be fine

    • @lukerider479
      @lukerider479 Месяц назад +3

      @@OhioPalmTreesyou ever hear of cancer or many other various illness? Take a guess at what that cost to treat?

    • @bgr007
      @bgr007 28 дней назад +4

      @@OhioPalmTreesmedical costs can add up. If they want to retire comfortably with 2 million it’s still a risk. Best to play defense first.

  • @troyed522
    @troyed522 Месяц назад +7

    Health Insurance is a must. Would rather drive a beater than to have my wife without health insurance. What if she gets cancer? Do you NOT know how expensive medical bills can add up?

  • @mixrm0n
    @mixrm0n Месяц назад +9

    Prioritizing weekly investing over health insurance for your wife is bonkers. One hospital visit and those "gains" could be gone quick.

    • @DC45193
      @DC45193 27 дней назад

      Yeah I was like did anybody hear him say that 200 to 300 weekly. Wtf.

  • @poobiswoobis
    @poobiswoobis Месяц назад +7

    Not having health insurance AND having a BMW is insane.

  • @DevanAsher
    @DevanAsher 27 дней назад +352

    I often contemplate how elite investors manage to become millionaires through investing. I have a significant amount of capital that needs to be put to work, but I'm unsure about the strategies or approaches that will enable me to achieve good profits.

    • @BeverlyTerry-zx4bt
      @BeverlyTerry-zx4bt 27 дней назад

      Before investing, I would highly recommend you to read a few books before. Books like Common stock and uncommon profits and the intelligent investor. They will help you a lot.

    • @Ella-Fitzgerald
      @Ella-Fitzgerald 27 дней назад +4

      The market has gone berserk. irrespective of experience level, everyone needs a sort of coach at some point to thrive forward.

    • @DynamicConstructionz
      @DynamicConstructionz 27 дней назад +2

      True, A lot of folks downplay the role of professionals until being burnt by their own emotions. I remember a couple of summers back after my lengthy financial setback, I needed a good boost to help my business stay afloat hence I researched for licensed financial advisors and came across someone of due diligence who helped a lot to grow my reserve notwithstanding inflation to 165%

    • @HardyThomasD.
      @HardyThomasD. 27 дней назад +1

      How may I contact your licensed financial advisor as my portfolio is dwindling?

    • @DynamicConstructionz
      @DynamicConstructionz 27 дней назад +3

      My CFA is Karen Marie Gendron, a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..

  • @bluedreamdrives
    @bluedreamdrives Месяц назад +7

    Thank you for sharing their story!

  • @ShondaD_
    @ShondaD_ Месяц назад +7

    Lady having no insurance, let alone choosing not to have it, is not a good move. For example, I used to think that I really didn’t need insurance because I really didn’t get sick or need it. But low and behold November 2023, I had to have surgery. Never had surgery before in my entire life!. That surgery ended up costing $35K. Moral of the story is that I had insurance that paid for it🤷🏽‍♀️.

    • @d.fenestrator9529
      @d.fenestrator9529 27 дней назад

      You can get affordable surgery by searching for self-pay surgery centers. There's one in Oklahoma and the typical surgery is around $5-10k with no surprise charges. Health insurance is a racket.

  • @jonahwagoner
    @jonahwagoner Месяц назад +19

    A real life Rosebud Motel

  • @Mr1wd
    @Mr1wd Месяц назад +14

    Great video but CNBC can you stop with clickbait titles? They net 80-100k a year combined. Just the revenue number means nothing.

    • @awsomo53
      @awsomo53 22 дня назад +1

      It's also the first year they are technically turning a profit on their business.

  • @WiseMan22
    @WiseMan22 22 дня назад +1

    We own a motel of the same size, and your purchase price was crazy low. I'm not sure if it's cause its a family transaction, but you can't go wrong with that. We've managed to increase our income too, just like you. Nothing beats being able to stay home with the kids, and have free time for just about everything. We wouldn't change anything about our situation, and I'm sure you're the same. As far as insurance, research samaritan ministries, or medishare. We had samaritan, and it was super affordable, and pretty good too.

  • @BronsonOrr-uf6zm
    @BronsonOrr-uf6zm 18 дней назад +1

    My aunt is an accountant at an hotel in california they are fully booked by immigrants and are payed above market prices. The government pays for any damages including soiled linens. They also have their own police officer on call for any trouble.

  • @going0ut
    @going0ut Месяц назад +4

    I give them a lot of credit doing what they're doing. I wouldn't be involved with this type of venture, especially in a state like Wyoming. Not everyone can do what they're doing.

  • @fatherof4kids
    @fatherof4kids 18 дней назад +1

    Not having any health insurance is not smart even if you're healthy.

  • @c_cma1971
    @c_cma1971 Месяц назад +2

    Hello from Bucharest, Romania - a huge underrated city in Europe:)

  • @ronnieam33
    @ronnieam33 День назад

    I love hard-working Americans that own and operate their own business. I would definitely spend my money at this motel if I am ever in the area!!

  • @Kevin-et6ng
    @Kevin-et6ng Месяц назад +5

    I think the only thing everyone got out of this video is that she doesn’t have health insurance. That’s insane!!!

  • @Bob-The-Guy
    @Bob-The-Guy Месяц назад +6

    Health insurance for her is so much more important than driving a BMW. All it takes is a serious illness and your lives will change in an instant.

    • @ShondaD_
      @ShondaD_ Месяц назад +1

      Exactly! And that’s what I was thinking too. I ended up needing to have surgery last year, never in my life think I would get sick like that, but yep. That changed my life in an instant, you just never know.

  • @LydiaShad
    @LydiaShad Месяц назад +176

    I'm favoured only God knows how much I praise Him, $230k every 4weeks! I now have a big mansion and can now afford anything and also support God’s work and the church.

    • @DillahuntSilmon
      @DillahuntSilmon Месяц назад

      Wow that's huge, how do you make that much monthly?

    • @DawnJastremski
      @DawnJastremski Месяц назад

      Only God knows how much grateful i am. After so much struggles I now own a new house and my family is happy once again everything is finally falling into place!!

    • @SimplotElbie
      @SimplotElbie Месяц назад

      I'm 37 and have been looking for ways to be successful, please how??

    • @LiahSantos-li7xs
      @LiahSantos-li7xs Месяц назад

      I earn from investing in the digital market with the guidance of (Ms. Evelyn Vera) Brokerage services. I'm happy to talk about it!!!

    • @FarnellCannaday
      @FarnellCannaday Месяц назад

      I remember giving her my first saved up $20000 and she opened a brokerage account with it for me, it turned out to be the best thing that ever happened to me.

  • @DKendrick1
    @DKendrick1 Месяц назад +4

    $200k saved with no health insurance is a wild gamble. Kudos on the rest though

  • @mandysimmons2769
    @mandysimmons2769 Месяц назад +2

    Take advice from a grumpy old lady from Florida. Buy yourselves IRA's. We did that and we never got into them ( couldn't ) and lawsuits can't get them only the I r s could get them and if you don't do tax tricks that's not a problem. We stayed out of ours ( forgot we had em! ) I am so glad we are over 59 and a half and we are still staying out of them for later! Bless.

  • @vladrazym9955
    @vladrazym9955 Месяц назад +6

    I like how in the US people buy property from their parents 😀
    Hope they also charge them for staying overnight tho

    • @paupy40
      @paupy40 Месяц назад

      Thought the same! They should charge for the food 😂

  • @ryanconrad92
    @ryanconrad92 Месяц назад +17

    Buying the motel from his father is wild considering the father still works there. He couldn’t just make it a family business and all work together?

    • @dennismennerich7659
      @dennismennerich7659 Месяц назад +3

      The father had a lot of health problems so it was too much for him.

    • @taylorpitts7438
      @taylorpitts7438 Месяц назад +4

      I don’t think the dad owned the building he still has a mortgage

    • @AfricanUSA-th9ov
      @AfricanUSA-th9ov Месяц назад

      Not Your Family. You Should Do That In Your Family. Son Is Not Complaining. Entitlement Mentality 😂😅

    • @trapbois4573
      @trapbois4573 Месяц назад +1

      @@AfricanUSA-th9ov Its just common sense though, why charge your own son to buy a property when they can all make money together? His son can take over all the overhead of operating the motel, the wife can contribute as much as she can while her parents can contribute in the household. The money he paid his father should have instead paid the debts instead. He could have eliminate the debts in one full swoop. Could have got a cheaper suv to pay off in full as well. Get health insurance than for his wife. Like its not entitlement, its common sense. I would have simply told my father to liquidate the motel if he can't afford the debt.

  • @MarcusSanatan
    @MarcusSanatan Месяц назад +5

    Looks like a lot of work, nice to see that it's paying off! Best of luck to this lovely family

  • @infini.tesimo
    @infini.tesimo Месяц назад +3

    When you're making that kind of money and you're a mom, not having health insurance is a huge risk. I would understand if you were poor and needed to hop on Obamacare but this is unresponsible.

  • @MsJrichi
    @MsJrichi 16 дней назад

    That baby is so Happy!

  • @E.S.Franck
    @E.S.Franck 27 дней назад +1

    Always love stopping in Greybull or running when staying in Worland.

  • @muhammadibrahim5483
    @muhammadibrahim5483 Месяц назад +13

    Very informative but sounds like a tough industry

  • @adammorra3813
    @adammorra3813 Месяц назад +1

    Glad to see them doing well.

  • @DocasAdams
    @DocasAdams 14 дней назад +8

    Thanks for continuing updates and for keeping us financially Educated! Regardless of how bad it gets on the economy, I'd rather trade the crypto market as it's more profitable than holding. I made a Hundred thousand dollars from trading last year even though I barely trade myself.

    • @JacksonPatricks
      @JacksonPatricks 14 дней назад

      I have lost a lot trading all by myself without a guide. It's been an uneasy ride for me. Who is your mentor please.

    • @EmilyTaylor-pi8rp
      @EmilyTaylor-pi8rp 14 дней назад

      Trading without professional guide... Huh I laugh you, because you will remain where you are or even make huge losses that will stop you from trading, this has been one of the biggest problem to new traders

    • @sophiajohnson9042
      @sophiajohnson9042 14 дней назад

      Mrs Sonia Dixon was my hope during the 'bear summer' last year. I did so many mistakes but also learned so much from it, and of course from Sonia Dixon.

    • @AdamsEric-cd7cq
      @AdamsEric-cd7cq 14 дней назад

      Sonia Dixon's analyzes go beyond superficial trends. It delves into technical, fundamental and sentiment analysis, providing a holistic view of the market.

    • @StaceyWillis-lh5ts
      @StaceyWillis-lh5ts 14 дней назад

      I and my brother are favoured financially, Thank you Sonia Dixon. $32,000 weekly profit regardless of how bad it gets on the economy

  • @markw999
    @markw999 Месяц назад +7

    Wyoming is all fun and games until you get blown off the road by the wind or your house is buried in a 8 ft snowdrift and you have to dig out. Ask me how I know.

    • @arlohatcher4812
      @arlohatcher4812 29 дней назад +1

      How do you know?

    • @markw999
      @markw999 28 дней назад

      @@arlohatcher4812 Born and lived until I was 10. Happy to be gone. Cousins stayed, made a fortune when the oil boom hit though. Got literally blown off the road when I was 6 with my mom in a Chevy Vega (had an aluminum block motor - very light). I've had to crawl out second story windows to get out of the house. It's harsh. There's a reason only 500k people live there.

    • @Slowly_succeeding
      @Slowly_succeeding 27 дней назад +1

      @@markw999 honestly it seems like the move would be to run this hotel as a seasonal business during peak tourist season, then go live somewhere else for the winter.

  • @Law19157
    @Law19157 Месяц назад +3

    I guess, doesn't sound like a it would be a profitable business if there was a housekeeping staff or property manager

  • @SuketuPatel
    @SuketuPatel 18 дней назад +1

    They found the ways of the Patel Motel business model

  • @joyofalltrades1239
    @joyofalltrades1239 27 дней назад

    Lovee this!!!

  • @jujitsujew23
    @jujitsujew23 7 дней назад

    Choosing not to have health insurance is nuts. If you get in a car accident, develop a congenital condition or anything unexpected you will be screwed. Its reckless and irresponsible

  • @ww3k
    @ww3k Месяц назад +2

    No health insurance? WTF!? Also, talk about putting all your (financial) eggs in one basket.

  • @mck1029
    @mck1029 Месяц назад +1

    425k a year and 22 rooms at 125ish a night…they’re empty almost 2/3 of the time. No way you would contract to keep 4 rooms open every night if there was a demand! Even at 85$ a night, they’re empty for more than a third.
    She doesn’t have insurance, there is no regular salary, no staff…. They lie to themselves if they think they’re profitable!

    • @MrBandz718
      @MrBandz718 25 дней назад

      Why would they need staff if the place is paid off and they only have to clean a fraction of the 22 rooms each night? Their main business expenses are maintenance and utilities.

  • @SlackersIndustry
    @SlackersIndustry 29 дней назад +1

    Greatest transfer of wealth is happening

  • @irshviralvideo
    @irshviralvideo 26 дней назад

    Motels typically have a 60% margin so i estimate they take home about 250k . I believe they work full time on this ? So essentially they are getting paid 125k each. Not bad.

  • @brucehoodb
    @brucehoodb Месяц назад +99

    I've been an investor in Apple, gold, housing market as well because I strongly believe in them, I've always believed in the stock but now I don't know if to re-distribute my portfolio and put some money in Nvidia or Tesla especially now that we are experiencing a market correction

    • @lekely4115
      @lekely4115 Месяц назад

      Both stocks have a long term potential, The most important thing is the ratio of the distribution based on the financials of each company. There are many other companies that are also doing well. You could just hire a financial advisor to guide you. A financial advisor really does help me do the distribution even between different asset classes. I don't even understand technical financial terms much. I just know I make really good profit, and I don't have to stress myself a lot

    • @brucehoodb
      @brucehoodb Месяц назад

      I've got similar problems and I have also considered using an FA but I don't know how to go about it. Please, what are the steps for getting one? Like a really good one

    • @lekely4115
      @lekely4115 Месяц назад

      Gabriel alberto william is the licensed advisor I use. Just research the name. You’d find necessary details to work with.

    • @brucehoodb
      @brucehoodb Месяц назад

      I just checked him out on google, I have sent him an email and I hope he gets back to me soon

    • @royroy4481
      @royroy4481 Месяц назад

      SCAM

  • @realonebusinessschool
    @realonebusinessschool 29 дней назад

    Hospitality has always been a good business but this family makes it look more attractive to invest in

  • @Zher-o7r
    @Zher-o7r Месяц назад +6

    Honestly I would sell! Get a job where you wife has health insurance! That’s insane! Really?.

    • @patelswapnilmech
      @patelswapnilmech Месяц назад

      Agree, consider they make $175k both combined and with huge investments

    • @FizzerTT21
      @FizzerTT21 Месяц назад +3

      Or just pay for health insurance

    • @Slowly_succeeding
      @Slowly_succeeding 27 дней назад

      @@Zher-o7r the insane thing would be selling a business that you enjoy running so that you can go work a W2 job you hate 🤦‍♂️

  • @katymcwhirter
    @katymcwhirter Месяц назад +5

    I instantly disliked this guy. No man should let his wife, who is a mother, go without health insurance. He didn’t let her speak and kept referring to “my son”. That’s a big no. Refinance this relationship, girl. It’s not working for you.

  • @RyanPatrick-ib2uv
    @RyanPatrick-ib2uv 29 дней назад +211

    *Your explanations are clear and straight forward It's always a honor to have you here as a mentor, I appreciate you for the time being spent to educate us financially. Regardless of how bad it gets the economy, I still makeover $28K every single week. I truly value Mary, and her helpful guides.*

    • @RyanPatrick-ib2uv
      @RyanPatrick-ib2uv 29 дней назад

      The first step to successful investment is figuring your goals and risk tolerance either on your own or with the help of a financial professional but it's very advisable you make use of professional.

    • @AndreasPoland-rm4zv
      @AndreasPoland-rm4zv 29 дней назад

      You just mentioned Expert Mary, Indeed, wow that woman has been an incredible mentor to me, imparting a deep understanding of the economy that I wish college had provided.

    • @AndreasPoland-rm4zv
      @AndreasPoland-rm4zv 29 дней назад

      I know Mary, she has really set the standard for others to follow, we love her here in the UK as she has been really helpful and changed lots of lives.

    • @LouisSmith-wt9vh
      @LouisSmith-wt9vh 29 дней назад

      Interesting! But I'm new here. How can I get to this person's guidelines??

    • @RyanPatrick-ib2uv
      @RyanPatrick-ib2uv 29 дней назад

      She mostly interacts on Telegrams, using the user-name,

  • @grossguy9570
    @grossguy9570 12 дней назад

    $174,000 combined income for a family is really not much, especially the way they are spending their money on expensive and unnecessary vehicles and taking on more debt. There's a reason why most family owned motels died out in the first place and the only way people actually make sustainable money off of them these days is by owning multiple. Glad they are doing well enough now, but they are living an extremely risky life style and if their child does not take over, they will soon have to pay people to help them with running the motel. Even the Dad acknowledges that their family would have lost the motel if the he didn't buy it from Grandpa because Grandpa couldn't' handle the work load anymore. Also, seems like there are some unspoken feelings on the husbands part for how they came to own the motel, he didn't like working there as a kid and he made it sound like his wife forced him to do it because that's what she wanted to do. I'm curious to see where they'll be at in 10 years.

  • @irshviralvideo
    @irshviralvideo 26 дней назад

    I think that hiring a manager and then buying another motel with investors and building that out might be a good idea for them given that they have paid off this one motel. Basically take the cash flow from this motel and invest it into another. Motels generally give 15-20% return which is better than their stock investment. Plus they have an edge here

  • @jle92708
    @jle92708 Месяц назад +13

    81k…might as well go to work.

    • @saulgoodman2018
      @saulgoodman2018 Месяц назад +8

      This is work.

    • @richh4230
      @richh4230 Месяц назад +6

      81k in Wyoming is pretty decent... in San Francisco or NYC, not so much.

  • @isigrofloyd4581
    @isigrofloyd4581 28 дней назад +1

    How we looking after taxes

  • @cyoohoos
    @cyoohoos 9 дней назад

    So, the Dad bought the hotel and realized it was a bad decision. So the son and his wife are using all their savings, Grandma, Dad and themselves to make it profitable. Got it.

  • @rachelharrison7961
    @rachelharrison7961 Месяц назад +4

    I wonder if they’ve ever priced having a commercial laundry for all the sheets and towels.

    • @lucaswiredin
      @lucaswiredin Месяц назад

      It’s likely being in a remote location it’s either not available or cost prohibitive. A friend runs a BnB, he said it’s cheaper and more convenient to do his own laundry-though he hates it.

    • @AfricanUSA-th9ov
      @AfricanUSA-th9ov Месяц назад +1

      Why? If They Can Do It On The Premises. They Are Very Smart 😅😂

    • @rachelharrison7961
      @rachelharrison7961 Месяц назад

      @@lucaswiredin Oh, I get that. I just wonder if they’ve ever gotten a quote for the buy vs rent decision.

    • @lucaswiredin
      @lucaswiredin Месяц назад

      @@AfricanUSA-th9ov it’s a LOT of laundry. He is basically doing laundry all day every day. It’s tedious and annoying. But that is what he chose when he bought the BnB.

  • @yrbuddy77
    @yrbuddy77 23 дня назад

    I fear they are leaving money on the table and need to raise the rates. I wonder if they are using InnRoads or similar software. If i was the manager my rates would be 5/1 to 6/15 $135.00 to $200.00. double occupancy 10.00 per extra person. 6/16 to 9/20 $200.00 to 250.00 10.00 per extra person. 9/21 to 11/01 135.00 to 200.00 10.00 per extra person. 11/01 to 4/30 85.00 to 100.00 10.00 per extra person. I get Cody is close by and I can't see their rates during peak season but if they are lower than this place then do flash sales throughout the day especially if rooms are not filling up through the software. If they are not renting even a 1/4 of the rooms in the winter i would shut it all down until May. Do a winterization of the rooms and what not but it comes down to what they make in the winter vs what operating costs are in the winter to decide that. Those 4 rooms for the railroad I hope they are charging a premium and have a rider in the contract that they can rent room if railroad workers do not show up especially in peak season.

  • @zayvier69
    @zayvier69 Месяц назад +5

    Paid off hotel in 3 years
    Paid a 1/4 of there luxury car
    No personal mortgage
    Invest hundreds each week into investment accounts
    Probably used the va military loan benefit somehow cuz the hotel is also their primary residence?
    Bought a camper outright
    They’re doin fine folks

    • @lukerider479
      @lukerider479 Месяц назад

      And on pace to 175k this year. Sounds great aside from the fact that they are risking it all not having health insurance. Talk about a poor choice to cut cost on when it can easily be afforded.

  • @EzioTrader
    @EzioTrader 9 дней назад

    Great video.

  • @IscoAlacaon
    @IscoAlacaon 28 дней назад +3

    I came to know Christ in jail in 2013 by reading a book, "Overcoming spiritual blindness" by James P. Gills MD. The veil was taken off my eyes. Heaven came through for me in my finances too, getting $35,500 monthly. I can support God's work and give back to my community. God is more than enough!

    • @Joshuagarcia57w
      @Joshuagarcia57w 28 дней назад +1

      I'm 38 and have been looking for ways to be successful, please how??

    • @Mattwilson5k
      @Mattwilson5k 28 дней назад

      Every one of my prayer requests is about to manifest in the Name of Jesus I receive and connect with this message in Jesus' Mighty Name Amen 🔥🙏

    • @IscoAlacaon
      @IscoAlacaon 28 дней назад +1

      Sure, the investment-advisor that guides me is...

    • @IscoAlacaon
      @IscoAlacaon 28 дней назад +1

      Sandi Krakowski

    • @IscoAlacaon
      @IscoAlacaon 28 дней назад +1

      I Met Mrs Sandi Krakowski last year for the first time at a church program, where she greeted a friend of mine also a church member, and fortunately for me, we exchanged contact and got along. What God cannot do, doesn't exist" I truly believe this word 100 percent❤❤❤

  • @GoodNess_te02yem
    @GoodNess_te02yem Месяц назад +3

    I'm favoured financially with Bitcoin ETFs approval, Thank you buddy.$28,600 weekly profit regardless of how bad it gets on the economy.

    • @TheophilusGogo
      @TheophilusGogo Месяц назад

      Steve Miley has really set the standard for others to follow, we love him in Canada🇨🇦as he has been really helpful and changed lots of life's

  • @ChromeLuxx
    @ChromeLuxx 29 дней назад

    The schematic didn’t show taxes, which were small business or anywhere between 30 and 45%.

  • @kidfreejones
    @kidfreejones Месяц назад +1

    So no staff and never closed equals working 7 days a week and long hours at that. Eventually thatll leave to burn out and the place will get sad. Need to hire helpers to learn the place and let you have a holiday, especially for the kids.

  • @hassanabdel-hafeez1592
    @hassanabdel-hafeez1592 9 дней назад

    I wished we had motels in the uk instead of spending alot of money on hotels for a short stay

  • @toyarj37
    @toyarj37 Месяц назад +4

    That’s why people shouldn’t push entrepreneurship unless it’s your passion. I make 300k as an employee and they probably work way harder and I have insurance

    • @DC45193
      @DC45193 27 дней назад

      Welll...but you will always be a worker and not a boss....there's a difference

    • @joebillage3578
      @joebillage3578 21 день назад

      You also are beholden to whoever employs you and your income is entirely dependent upon them continuing to employ you. They can take you from $300k to $0 instantly. With entrepreneurship, you have more control over your own destiny.

  • @DheaMediana
    @DheaMediana 3 дня назад

    Wow 👏🏻👏🏻👏🏻

  • @wbljr13
    @wbljr13 Месяц назад +15

    Is that gross or profit?

    • @brianpaton6687
      @brianpaton6687 Месяц назад +6

      3:01

    • @ladhkay
      @ladhkay Месяц назад +4

      gross

    • @cosmeticscameo8277
      @cosmeticscameo8277 Месяц назад +2

      average profit margin for a motel varies widely, but a general rule of thumb is that a healthy profit margin is around 10%
      so at least they're making $41,200 a year net.

    • @kvgolfa
      @kvgolfa Месяц назад +1

      @@cosmeticscameo8277it says they're taking home 170k

  • @catmer9460
    @catmer9460 21 день назад

    It brings in $412,000 and how much of that is leftover as profit?

  • @Starfish2145
    @Starfish2145 26 дней назад

    If you can afford a Mercedes, you can afford health insurance!

  • @thevet2009
    @thevet2009 21 день назад

    After paying staff, supplies, taxes, repairs, power, etc...it's not that much for a ball and chain job that requires you to work more hours than a regular job. No thanks.

  • @Hunter_Houck
    @Hunter_Houck Месяц назад

    I used to live right near this!

  • @kateluvme
    @kateluvme 6 дней назад

    Why do they sound so miserable? Her not having health insurance is nuts!

  • @darkmatter16
    @darkmatter16 Месяц назад

    Old fat boomers in the comments mad young healthy people aren’t subsidizing their healthcare 🤣🤣😂😂. Haven’t been to a doctor in 20 years since I’m not overweight and workout. Healthcare is the biggest scam, good for them

  • @hillaryjones3106
    @hillaryjones3106 Месяц назад +2

    Leave off on shaming her for not having health insurance, it's a calculated risk and one that many of us have taken! Roxanna and Chris, you guys are doing a great job building your dream and raising your son!!!

    • @DC45193
      @DC45193 27 дней назад

      Whatever but she brought a camper cash...make it make sense grandpa

  • @Observer100-cn7gv
    @Observer100-cn7gv 29 дней назад +1

    The amount of immoral things that likely go on in your motel.

    • @DC45193
      @DC45193 27 дней назад

      Wha t,?,?

  • @Phlegethon
    @Phlegethon 28 дней назад

    This motel is almost $150 a night? Probably over after taxes - why would anyone stay here at these rates

  • @jayjordan9275
    @jayjordan9275 17 дней назад

    Sell the business when you retire and move to Costa Rica. Open up a small motel there. 😊

  • @theboringchannel2027
    @theboringchannel2027 29 дней назад

    $174k divided by 2 is 87k a year per person
    for a 12-16 hour a day, 6-7 day a week job.
    About $20-25 per hr depending on hours/days per week worked,
    with no health care benefits.
    Choosing an M5 over healthcare or using for investing
    shows you the financial intelligence level of these people.
    Also probably pulling every dime they can out of the biz,
    and not creating a reserve fund to major improvements that
    will be required over time, and general wear and tear on the rooms.

    • @MrBandz718
      @MrBandz718 25 дней назад

      How much money do you need if your place is paid off and you have savings? I agree that not having health insurance is a bad idea though.

    • @theboringchannel2027
      @theboringchannel2027 25 дней назад

      @@MrBandz718 obviously they need more than they currently make, if they can't/won't pay for health insurance.
      Driving an M5 means they likely treat themselves to lots of the good things in life, the likely can't afford to purchase.
      Probably ignore contributing to the retirement plan as well.

    • @MrBandz718
      @MrBandz718 20 дней назад

      @@theboringchannel2027 I mean I get your logic maybe you're right. But to me it just seems like foolish narcissism. I would compare it to someone having a lot of money but opting out of having car insurance because they've never been in a car accident.

  • @slackminsterb.duller8012
    @slackminsterb.duller8012 28 дней назад

    At 1:46 it says they are on track for an 2024 income of $174,000 but at 3:01 it says they are on track for a 2024 profit of $81,000. Are income and profit not the same thing?

  • @msf8297
    @msf8297 Месяц назад

    amazing.

  • @JoeKyser
    @JoeKyser 28 дней назад

    What are you doing with a camper when you are a brand new motel owner? smh

  • @TheresaWon
    @TheresaWon 3 часа назад

    awesome story. as a suggestion, need better bed sheet viewing your story can work as an free advertisment for your motel so use it bank it. cool. much sucess.

  • @keanuwapples1603
    @keanuwapples1603 Месяц назад

    CAP SHE A MOTHER THE STATE WILL GIVE HER HEALTH INSURANCE

  • @darrellm.9622
    @darrellm.9622 10 дней назад

    The business pays for all their personal things.. insurance cheaper as adult plus 1 kid... instead of family plan

  • @joebillage3578
    @joebillage3578 21 день назад

    MEDICAL DEBT CAN BE NEGOTIATED. STOP FEAR MONGERING ABOUT IT IN THE COMMENTS, IDIOTS

  • @okolona1
    @okolona1 29 дней назад

    $ 412k revenue, what about costs?

  • @TheUser808
    @TheUser808 27 дней назад

    Why is this on “Make it”? They have not made it. Without a breakdown of their margins which I’d say doesn’t seem great based on this video, then they are just self employed without health insurance. Not great.