I know all the 20 points you told in this video... Just watched to see whether you are giving any wrong information... Clear & unbiased views... Your video deserves more views & likes...
The way you explain about term plan is very matured. I research about this three month. You covered all my research in single video. I like you dude. Thanks. Wait I need to do more. I m going to subscribe you... 😀
Kindly Sir mujhe max ki term life insurance karwana hai. To mai online bank bazar ya direct max ke customer care se insurance karwana chahiye taki kam se kam commission dena pade and insurance sasti rahe pls sir reply as soon as possible pls
Great video ! I have few questions for an individual who is 35 years of age :- 1) How important are riders and which is that one rider you would recommend, 2) Is it beneficial to take riders with the term plan or they can be taken as a standalone policy with health insurance, 3) As a person’s income grows can he take another term insurance, considering after 35-40 years 1crore would become an obsolete amount.
Thanks . Video has helped to understand much more than earlier known. Just one question is it advisable to take joint life rider especially when spouse is working?
Sir u taught very good But I need little help in question s I have 1. How to decide which rider should I take? 2. If I take policy from 2 companies it will be beneficial if anything happen to one company?
Yes you can purchase 2 companies Term insurance but I will be depend on your ITR and education with Date of Birth. And you take Accidental Ride is good. Thanks and Regards Rahul Shukla Unit Manager ICICI Prudential 9999063120
Sir apki sari baate bahut achi lagi. Apka smjhane ka trika bahut acha hai. Sir ek baat me jan na chahta hu, plan to koi bhi le skta hai kam ya jyada lekin claim me kya or kis tarah ki dikkt aati hai ye koi nahi batata. Pvt companies kya sach me claim deti hain. Or kya kisi grib aadmi ka bhi claim settle ho jata hai asani se. Maine suna hai ki sirf unhi logo ka claim settle hota jinke pass already bahut paisa hota hai.
Aisa bilkul nahi nahi … Har kisi ka claim settle hota hai, garib ho ya amir , ye koi personal kaam nahi ya … professional business hai Private companies bhi settle karti hai aaram se koi dikkat nahi hai .. LIC ho ya private sab koi IRDA ke dwara regulate hoti hain .. Isliye problem nahi hai koi Agar proper advice chahiye term plan ke liye to leave your details here. Our team will get back to you and guide you a : www.jagoinvestor.com/buy-term-insurance-online
Started my financial awareness & understanding in 2013 from JagoInvestor........ Thanks a lot for all the valuable simple & straight information.....Nice to see you on the youtube channel..... :)
Sir ... I am 35 yrs of age. Which term plan would u suggest. I have short listed TATA AIA .. Premium 40,000 for 10 yrs but life coverage is upto 85 yrs age. do you recommend this? Otherwise Pls advise which other term plan is better than this.
Company is fine .. as such there is no issues. Have you checked the premiums from other companies. Agar proper advice chahiye term plan ke liye to leave your details here : www.jagoinvestor.com/buy-term-insurance-online
Can you make a video on "Section 6 of the Married Women's Property Act (MWPA), 1874, provides that a policy of insurance effected by any married man on his own life and expressed on the face of it to be for the benefit of his wife, or of his wife and children, or any of them, shall ensure and be deemed to be a trust for the benefit of his wife. It will be beneficial to all the youngsters who are going for Term Insurance Plan". Thanks.
Hi JagoInvestor ! Good Points shared but Point number 18 actually should be on income as financial underwriting is done on the income which one person earns annually. Why you should consider on expenses . There is always a Loss of Income and not expense . Insurance is to compensate a loss as we know always. Anyways views can be different but over all well explained
i have a question. Eg: a man bought insurance plan with return of premium, paying 10,000 anually for 10years i.e 1lakh. But before he could reach 10years,after 2 payments(only 20,000) he passed away. Now will the nominee get the whole 1lakh or 20,000 only?
Thanks Bro, for a very informative and To-The-Point Video on Term Insurance. I need to know if you've started smoking after taking Term Insurance. Is there a provision to inform the Insurance Company that now you're a smoker? Hope to hear from you at the earliest. Thanks again...
Hello Mr. Rakesh, Term Plan differs from person to person depending on their requirements. If you want to know which term plan is best for you then click on this below link and fill your details our experts will get back to you asap. www.jagoinvestor.com/buy-term-insurance-online Thank You
Sanjeev Ji Bilkul .. online hi lijiye Agar proper advice chahiye term plan ke liye to leave your details here. Our team will get back to you and guide you a : www.jagoinvestor.com/buy-term-insurance-online
sir i want to clarify Human value is 20 times annual income? is mintpro relible for agents. what are the oftions for a LIC agent to sell private insurance co products.
Dear Chauhan g..apne sayad kuchh miss kr diya is video me ..wo he claim settlement ratio and 2nd he Suna he ki bade amount ke term plan pe claim time par company problem creat krti he..but chhote amount ko clear kr deti he so that claim settlement ratio badhe .. Kya ye sahi he Pls bataye aur mujhe hdfc ka term lena chahiye ya kisi other company ka pls tell...
One question- can we mention multiple nominees in the policy with the priority ? example - in case Policy owner and nominee both has mishappening in that case the sum assured should received to other nominee ?
Yes Sir app 3 nominee bna skte h or agr tb Bhi sare nominee k sath insured person ki death ho jati h to uske kisi blood relative ko by government undertaking ok claim k paisa mil jayega. Thanks and Regards Rahul Shukla Unit Manager ICICI Prudential 9999063120
Prashant ji, bade amount ka term plan lene ke liye to mushkil hogi .. jaise ke 1 crore or 50 lacs.. but 10 lacs ke liye shayad mil jaye .. Agar proper advice chahiye term plan ke liye to leave your details here : www.jagoinvestor.com/buy-term-insurance-online
Sir, I have seen many videos on Term insurance on RUclips from couple of weeks. This is the best among all. I have just bought Canara HSBC OBC term insurance on 31 march 2019. Is it true medical test waive off due to corona virus?
No sir, medical is compulsory and covoid is also attached in Terms Plan as per government rules. Thanks and Regards Rahul Shukla Unit Manager ICICI Prudential 9999063120
Sir I m from Guwahati ,Assam and I have choose Aegon company, but there is no branch office in guwahati, they sell online only in here, bcoz of this can i get problem in future for claim settlement.
Hi Tapan Claim ratio used to matter long ago, Now IRDA rule says that after 3 yrs, a company has to settle the policy at any cost.. So now it does not matter
Yes, you can change nominee in near future. To know more about this please contact the insurance company from where you have purchased the policy. Thank You
Ha death kaise Bhi ho Term insurance milta hi isily h sir. Bus sucide k Case m compulsory h 2 year ki premium paid krne k bad hi claim settlement milta h. Baki sab trh ki death pr claim settlement hota h. Thanks and Regards Rahul Shukla Unit Manager ICICI Prudential. 9999063120
Hell Mr. Vijay, there are a lot of points which are taken into consideration before taking a term plan. The term plan keeps on changing from person to person. It cannot be the same for everyone. I would suggest that you fill up your details in the link below. Our team will get back to you asap. www.jagoinvestor.com/buy-term-insurance-online Thank You
Sir apka Date of Birth kya h tabhi apko bta paunga ki apka premium kitna aayega. Sir agr full information ho tbhi online purchase krna nhi to koi mistake hu to claim settlement k Time pr problem hoti h , aap mujhse purchase kr lijia. Mai aapko online wale rate pr hi doonga. Please send your contact no. Thanks and Regards Rahul Shukla Unit Manager ICICI Prudential 9999063120
How is the medical done?i am outside US India and will the physical checkup report from here in US valid for termed insurance in India. Also if the death occurs in US then does the beneficiary still gets the assured amount. Please let me know.
When the policy amount is settled, they give options like lumpsum, lumpsum + monthly, monthly , monthly+interest. Which is best of all these options while the claim is settled?
Thank you, you have provided very good info. May be you would have covered one more point i,e what happens if stop paying premium in between. Will the policy continue & pay the benefit on amount paid till date
Sir, if I have health policy from two years, and recently I have taken a term plan and only my telemedical is done and my policy is issued. so, can I request for medical test from the company?
There are lot of factors to be looked into while purchasing a term plan. If you need our guidance then you can click on this link www.jagoinvestor.com/buy-term-insurance-online , fill in your details and our team will get back to you asap. Thanks
Sir apko miljayega Lakin details k hisab se check krna pdega. Aapka Date of Birth and Income, Education.apka date of birth pta nhi h isliy isme 500 k different ho skta h. Age 31and cover 85 year 1 crore ki premium = 19947 Rs ok Sir
Kuch logo ke document me age kam likhi hoti hai....per physically age kuch jyada hoti hai...to claim ke samay age analysis bhi hoti hai Kya? Ya jo document ke hisab se bhar diya wahi maan li jati hai claim ke samay?plz reply
Thank You, Mr. Shah, We will surely make a video on Health Insurance. Till then stay tuned to our channel and keep sharing this video with your family and friends.
Thanks a lot for sharing very useful info..Just want to know for NRI's how can we go with online term insurance.Is it mandatory for medical check ups to be in India ? Or can we upload medical reports..please guide me. Thanks
Sir please answer . Sir jab hum trum plan leti h us time pr company medical test hota h. Kya company policy bond mi hamare medical report hmi inform kregi. Kya company hmi medical report btayige Please answer
Har case me nahi .. jahan job normal se jyada risky hota hai .. wahan thodi problem ho sakti hi .. Fir bhi try kar sakte hain Agar proper advice chahiye term plan ke liye to leave your details here. Our team will get back to you and guide you a : www.jagoinvestor.com/buy-term-insurance-online
Ha jrur mil jayega Sir, Aapko term plan chahiye please send me your date of birth and ANNUAL INCOME details and education. Thanks and Regards Rahul Shukla Unit Manager ICICI Prudential. 9999063120
Nahi .. per year hi payment kariye aur limited time me mat karo .. Agar proper advice chahiye term plan ke liye to leave your details here : www.jagoinvestor.com/buy-term-insurance-online
Hello sir.. while making policy after submitting all documents to lic.. will LIC check and verify all documents and will they verify Income Tax copies are original are not before issuing the policy?? Cos i want to buy big term plan
Hello Mr. Raju, Kindly fill up your details here - www.jagoinvestor.com/buy-term-insurance-online and our team will get back to you asap on your query. Thank You
Hi, Kya, har saal medical check up hota hai, agar nahi to baad me premium kaise bad jata hai ? Kya, direct / online aur Agent se policy lene me koi premium ka difference hota hai ? Agent ko commission to milta hi hoga. 3rd party ke through jane me kitna difference hota hai ? LIC & Max me better kaun hai, claim ke liye ? aap ka case kis company ka tha / kis company ki policy thi ?
Dear Sir, Health check up only one time hi hota h jb aap policy purchase krte ho. And us time agr apki health check-up m disease niklti h to premium usi time bdega. Otherwise life time apka same premium hi ayega. Meri company k to yhi rule h other m sayad bdta hoga. Thanks and Regards Rahul Shukla Unit Manager ICICI Prudential 9999063120
Sir agr full information ho tbhi online purchase krna nhi to koi mistake hu to claim settlement k Time pr problem hoti h , aap mujhse purchase kr lijia. Mai aapko online wale rate pr hi doonga. Please send your contact no. Thanks and Regards Rahul Shukla Unit Manager ICICI Prudential 9999063120
Haan mil sakta hai! Agar proper advice chahiye term plan ke liye to leave your details here. Our team will get back to you and guide you a : www.jagoinvestor.com/buy-term-insurance-online
Right now i am not alcoholic and smoker. But what if i become alcoholic or smoker in future due to any reason and die due to illness because of alcohol or smoking habit. Will settlement happen or not ????
Hello Abhijeet, If you die due to illness caused by alcohol or smoking, then your family will get settlement. But if you die due to drink and drive then your family will not get any settlement. Thank You
I want to purchase a term plan from ICICI abd i already have an endowment plan from lic. So should i disclose that endowment plan while purchasing term plan or not. Coz that is an endowment plan. Kindly suggest.
Hi need a favour... Planning for Tata Aia term plan.. Age 42 years, for 1 crore SA.. Should i go for simple term plan or term plan with premium return..please do reply.
Hello Ms. Megna, There are lots of factors taken into consideration while taking a term plan. A choice of term plan may differ from person to person. You can click the link below, fill up your details and our team will get back to you in suggesting the best suitable term plan exclusively for your life. www.jagoinvestor.com/buy-term-insurance-online Thank You
Loss of income nai provide krta but. Ek company hai pnb metlife no income proof plan deta hai that means ap kamate hai bt income proof nai hai to pnb apko plan de deti hai
With 4 lacs of IT return, a person mostly can buy 50 lacs - 1 cr of term plan .. There is no clear cut formula for this.. depends from company to company
Sir. Very informative video. Kudos to you. I have a very important query. Who is eligible to take this term plan and what documents are required to submit. Thank you
Sir 10th Pass hona chahiye or ITR honi chahiye Document ITR, AADHAR CARD, PAN CARD, CANCELLED CHEQUE, one photo. Etc Sir agr full information ho tbhi online purchase krna nhi to koi mistake hu to claim settlement k Time pr problem hoti h , aap mujhse purchase kr lijia. Mai aapko online wale rate pr hi doonga. Please send your contact no. Thanks and Regards Rahul Shukla Unit Manager ICICI Prudential 9999063120
I know all the 20 points you told in this video... Just watched to see whether you are giving any wrong information... Clear & unbiased views... Your video deserves more views & likes...
Gajab yaar. Actual problem solve kar di
The way you explain about term plan is very matured. I research about this three month. You covered all my research in single video. I like you dude. Thanks. Wait I need to do more. I m going to subscribe you... 😀
बहुत ज्ञानवर्धक जानकारी देने का धन्यवाद् जी
i saw a lot of vedios and read many internet pages but ur vedio and ur website info tells a lot about term plan. thanks.
Sir kya terminsurance lene k liye greguat hona jaruri h plz riply
i just realised i was over-analysing. U cleared a lot of things, thanks!
Welcome!
Kindly Sir mujhe max ki term life insurance karwana hai.
To mai online bank bazar ya direct max ke customer care se insurance karwana chahiye taki kam se kam commission dena pade and insurance sasti rahe pls sir reply as soon as possible pls
Thank you brother.. you gave thorough information. Thank you so much.
Welcome
Jo insurance amount melege wo tax-free rahte hai ky
Aapka Baat mere ko bahut Achcha Laga aap Sahi Rai de rahe hain iske liye aapko bahut bahut dhanyvad
Hi sir, which company can I pick Tata aia or max life or Hdfc life or icici prudential kindly suggest
All of them are good companies. you can go with any of them.. If I have pick one, you can go with ICICI
Great video !
I have few questions for an individual who is 35 years of age :-
1) How important are riders and which is that one rider you would recommend,
2) Is it beneficial to take riders with the term plan or they can be taken as a standalone policy with health insurance,
3) As a person’s income grows can he take another term insurance, considering after 35-40 years 1crore would become an obsolete amount.
ZEESHAN AKHTAR thank you for your prompt reply.
LASTLY, should critical illness cover be taken with TERM insurance or HEALTH insurance ?
@@dr.madhurjuneja2161 www.sbilife.co.in/en/individual-life-insurance/traditional/poorna-suraksha
ZEESHAN AKHTAR Thank you for your guidance.
ZEESHAN AKHTAR are you an insurance provider? What all companies do you deal in?
Very true what you said.insurance should be taken based on expenses not on income.
Lic ki 855 plan le skte he. Age 32 & yerly premium aata he approx 50 lakh ka with accident ke sath rs 16000 ? Pls 🙏give me ans pls 🙏
Bro..should i buy Max life term insurance policy ....?
Thanks . Video has helped to understand much more than earlier known. Just one question is it advisable to take joint life rider especially when spouse is working?
Sir u taught very good
But I need little help in question s I have
1. How to decide which rider should I take?
2. If I take policy from 2 companies it will be beneficial if anything happen to one company?
Yes you can purchase 2 companies Term insurance but I will be depend on your ITR and education with Date of Birth. And you take Accidental Ride is good.
Thanks and Regards
Rahul Shukla
Unit Manager
ICICI Prudential 9999063120
Sir apki sari baate bahut achi lagi.
Apka smjhane ka trika bahut acha hai.
Sir ek baat me jan na chahta hu, plan to koi bhi le skta hai kam ya jyada lekin claim me kya or kis tarah ki dikkt aati hai ye koi nahi batata. Pvt companies kya sach me claim deti hain.
Or kya kisi grib aadmi ka bhi claim settle ho jata hai asani se.
Maine suna hai ki sirf unhi logo ka claim settle hota jinke pass already bahut paisa hota hai.
Aisa bilkul nahi nahi … Har kisi ka claim settle hota hai, garib ho ya amir , ye koi personal kaam nahi ya … professional business hai
Private companies bhi settle karti hai aaram se koi dikkat nahi hai .. LIC ho ya private sab koi IRDA ke dwara regulate hoti hain .. Isliye problem nahi hai koi
Agar proper advice chahiye term plan ke liye to leave your details here. Our team will get back to you and guide you a : www.jagoinvestor.com/buy-term-insurance-online
Started my financial awareness & understanding in 2013 from JagoInvestor........ Thanks a lot for all the valuable simple & straight information.....Nice to see you on the youtube channel..... :)
Thanks
Thank You, Keep sharing this video with your family and friends.
Sir ... I am 35 yrs of age. Which term plan would u suggest. I have short listed TATA AIA .. Premium 40,000 for 10 yrs but life coverage is upto 85 yrs age. do you recommend this? Otherwise Pls advise which other term plan is better than this.
Company is fine .. as such there is no issues. Have you checked the premiums from other companies.
Agar proper advice chahiye term plan ke liye to leave your details here : www.jagoinvestor.com/buy-term-insurance-online
Can you make a video on "Section 6 of the Married Women's Property Act (MWPA), 1874, provides that a policy of insurance effected by any married man on his own life and expressed on the face of it to be for the benefit of his wife, or of his wife and children, or any of them, shall ensure and be deemed to be a trust for the benefit of his wife. It will be beneficial to all the youngsters who are going for Term Insurance Plan". Thanks.
All doubt clear, thank you sir
Sir rider le ya nhi ya extra le alg company se
Hi JagoInvestor ! Good Points shared but Point number 18 actually should be on income as financial underwriting is done on the income which one person earns annually. Why you should consider on expenses . There is always a Loss of Income and not expense . Insurance is to compensate a loss as we know always. Anyways views can be different but over all well explained
Sir SBI LIFE KI COMPANY KA TERM INSURANCE LELU ISS OK HAI KYA PLEASE ADVISE
Hello ji. Can I take LIC tech term plan?.
Thanks for Honest and unbiased opinion... I saw earlier many videos. It was looks like they selling some policy
Dear Team,
Thanks and it was very informative.
i have a question. Eg: a man bought insurance plan with return of premium, paying 10,000 anually for 10years i.e 1lakh. But before he could reach 10years,after 2 payments(only 20,000) he passed away. Now will the nominee get the whole 1lakh or 20,000 only?
In case of death insured will get the full sum assured amount. This is the core feature of term insurance policy.
Thanks man really informative. Please also create which one to buy ?
Thanks Bro, for a very informative and To-The-Point Video on Term Insurance. I need to know if you've started smoking after taking Term Insurance. Is there a provision to inform the Insurance Company that now you're a smoker? Hope to hear from you at the earliest. Thanks again...
Yes. You can email or call them and keep them informed. I confirmed this with Max life but not sure about others
Very nice information_ thank you so much !!
Great Manish.. Very well explained..
Well explained ! Thanks :)
Really Informative. Thanks a lot👍
Good info. Very informative. It helped me. Thanks bro.
Sir muze bhi term plan Lena he. Magar kis company se lu . ? Bahot confused hu.? Plz help me.
Hello Mr. Rakesh,
Term Plan differs from person to person depending on their requirements. If you want to know which term plan is best for you then click on this below link and fill your details our experts will get back to you asap.
www.jagoinvestor.com/buy-term-insurance-online
Thank You
Hello sir Kay online policy purchase karna batter hoga co . ICICI
Sanjeev Ji
Bilkul .. online hi lijiye
Agar proper advice chahiye term plan ke liye to leave your details here. Our team will get back to you and guide you a : www.jagoinvestor.com/buy-term-insurance-online
Konsi company non matric person ko term plan provide karti hai
sir i want to clarify Human value is 20 times annual income? is mintpro relible for agents. what are the oftions for a LIC agent to sell private insurance co products.
Dear Chauhan g..apne sayad kuchh miss kr diya is video me ..wo he claim settlement ratio and 2nd he
Suna he ki bade amount ke term plan pe claim time par company problem creat krti he..but chhote amount ko clear kr deti he so that claim settlement ratio badhe ..
Kya ye sahi he
Pls bataye aur mujhe hdfc ka term lena chahiye ya kisi other company ka pls tell...
Sir premium regular pay kare ya limited .....kaun jyada beneficial hai?plz reply
Mere khayal se regular yearly premium works well in most of the cases.. Don't pay in limited time !
@@jagoinvestor limited kyun nehi lena hai sir .. pls explain
One question- can we mention multiple nominees in the policy with the priority ? example - in case Policy owner and nominee both has mishappening in that case the sum assured should received to other nominee ?
Yes Sir app 3 nominee bna skte h or agr tb Bhi sare nominee k sath insured person ki death ho jati h to uske kisi blood relative ko by government undertaking ok claim k paisa mil jayega.
Thanks and Regards
Rahul Shukla
Unit Manager
ICICI Prudential 9999063120
Bhaijan aap ka video bahut achcha laga
सर
एक आम आदमी टर्म प्लॅन ले सकता है क्या..? जो पैसे कमाता है पर प्रूफ नही है...
(Without salary slip or IT return)
Good q
Prashant More yes u can
Prashant More comment your number
Nai
Prashant ji, bade amount ka term plan lene ke liye to mushkil hogi .. jaise ke 1 crore or 50 lacs.. but 10 lacs ke liye shayad mil jaye ..
Agar proper advice chahiye term plan ke liye to leave your details here : www.jagoinvestor.com/buy-term-insurance-online
Sir,
I have seen many videos on Term insurance on RUclips from couple of weeks. This is the best among all. I have just bought Canara HSBC OBC term insurance on 31 march 2019.
Is it true medical test waive off due to corona virus?
No sir, medical is compulsory and covoid is also attached in Terms Plan as per government rules.
Thanks and Regards
Rahul Shukla
Unit Manager
ICICI Prudential 9999063120
Don't buy a term insurance with out medical check-up
Sir I m from Guwahati ,Assam and I have choose Aegon company, but there is no branch office in guwahati, they sell online only in here, bcoz of this can i get problem in future for claim settlement.
Realy helpful...maine hdfc se last year term plan liya h kya use withdraw karke policybajar se naya lena chahiye.hdfc thik h kya
Best hain
Thx Sir
Bahut achhi advize di h apne
Kya? Lic ki policy m helth problem jo policy lene ke bad huyi h uski information de sakte h? But kaise?
You don't have to share info about health issues after taking the policy
Thanks bhai. It really helps. But wondering if u think claim ratio doesn't really matter? There was no mention of it .
Hi Tapan
Claim ratio used to matter long ago, Now IRDA rule says that after 3 yrs, a company has to settle the policy at any cost.. So now it does not matter
Sir, can I change nominee in future after buying policy?
Rply asap.
Yes Rishi , you can change nominee any time you wish !
Yes, you can change nominee in near future. To know more about this please contact the insurance company from where you have purchased the policy. Thank You
Sure you can change
Bhai Natural death me bhi paisa milta hai kya ??
Ha death kaise Bhi ho Term insurance milta hi isily h sir.
Bus sucide k Case m compulsory h 2 year ki premium paid krne k bad hi claim settlement milta h. Baki sab trh ki death pr claim settlement hota h.
Thanks and Regards
Rahul Shukla Unit Manager
ICICI Prudential. 9999063120
Hello sir
Muje 1cr ka term plan lena hai
Kya me 50 lk basic + 50 lk accidental rider leke 1cr karsaktahu kya ye smat move hoga
Hell Mr. Vijay, there are a lot of points which are taken into consideration before taking a term plan. The term plan keeps on changing from person to person. It cannot be the same for everyone.
I would suggest that you fill up your details in the link below. Our team will get back to you asap.
www.jagoinvestor.com/buy-term-insurance-online
Thank You
Sir apka Date of Birth kya h tabhi apko bta paunga ki apka premium kitna aayega.
Sir agr full information ho tbhi online purchase krna nhi to koi mistake hu to claim settlement k Time pr problem hoti h , aap mujhse purchase kr lijia. Mai aapko online wale rate pr hi doonga.
Please send your contact no.
Thanks and Regards
Rahul Shukla
Unit Manager
ICICI Prudential 9999063120
भाइजान ओनलाइनमे डोक्यूमेट कहा देना होता हे जेसे ऐल आइ सी टेक टमॅ मे ओर मेडीकल मे कया कराना पडता हे प्लीझ बताइये।
sir mene pnbmitlife ka term plan liya hai aacha hai kya
Haan thik hai … koi problem nahi .. bas check kar lo ki TERM PLAN hi hain na
How is the medical done?i am outside US India and will the physical checkup report from here in US valid for termed insurance in India. Also if the death occurs in US then does the beneficiary still gets the assured amount. Please let me know.
When the policy amount is settled, they give options like lumpsum, lumpsum + monthly, monthly , monthly+interest. Which is best of all these options while the claim is settled?
Hello Scientific, Whatever option you think is appropriate for you, kindly choose that option.
Thank You
Thank you, you have provided very good info. May be you would have covered one more point i,e what happens if stop paying premium in between. Will the policy continue & pay the benefit on amount paid till date
Its a term plan.. there is no returns in this policy. No one will get anything back ..
Sir, if I have health policy from two years, and recently I have taken a term plan and only my telemedical is done and my policy is issued. so, can I request for medical test from the company?
If your medicals were done and policy is issued, then yes you can ask for medical reports from company
Sir total 24 company hai according to irda
Very helpful and knowledgeable ✔️👍👍
Thank You
Does premium increase if you are a policeman
Thank you for this video. So many myths are debunked about life insurance
Welcome!
which term plan should be taken for 1 crore. i am of 31 years old male. working in government sector.
There are lot of factors to be looked into while purchasing a term plan. If you need our guidance then you can click on this link www.jagoinvestor.com/buy-term-insurance-online , fill in your details and our team will get back to you asap. Thanks
Sir apko miljayega Lakin details k hisab se check krna pdega.
Aapka Date of Birth and Income, Education.apka date of birth pta nhi h isliy isme 500 k different ho skta h. Age 31and cover 85 year 1 crore ki premium = 19947 Rs ok Sir
Thanks so much Sir for this valuable information..🙏🙏🙏
Welcome
Thanks for sharing the valuable information
Kuch logo ke document me age kam likhi hoti hai....per physically age kuch jyada hoti hai...to claim ke samay age analysis bhi hoti hai Kya? Ya jo document ke hisab se bhar diya wahi maan li jati hai claim ke samay?plz reply
Jo document me hai wahi mana jayega ! ..
Thanks Manish you seriously doing good job to make people decide right option
Thanks Sumit !
बहुत अच्छा.. सर health insurance का भी video बनाइए।
Thank You, Mr. Shah, We will surely make a video on Health Insurance. Till then stay tuned to our channel and keep sharing this video with your family and friends.
Hello Mr. Shah, Please click on the below link to watch Health Insurance Review - ruclips.net/video/uQDHwvRcViw/видео.html
Thanks a lot for sharing very useful info..Just want to know for NRI's how can we go with online term insurance.Is it mandatory for medical check ups to be in India ? Or can we upload medical reports..please guide me. Thanks
Sir please answer . Sir jab hum trum plan leti h us time pr company medical test hota h. Kya company policy bond mi hamare medical report hmi inform kregi.
Kya company hmi medical report btayige
Please answer
Yes, if the policy is issued, you can get the medical reports from company. But if its rejected , then its not shared
military, paramilitary, police wale term plan ke fayede le sakte hai ya nahi
Har case me nahi .. jahan job normal se jyada risky hota hai .. wahan thodi problem ho sakti hi ..
Fir bhi try kar sakte hain
Agar proper advice chahiye term plan ke liye to leave your details here. Our team will get back to you and guide you a : www.jagoinvestor.com/buy-term-insurance-online
Ha jrur mil jayega Sir,
Aapko term plan chahiye please send me your date of birth and ANNUAL INCOME details and education.
Thanks and Regards
Rahul Shukla Unit Manager
ICICI Prudential. 9999063120
should I take critical illness, accidental coverge with term insurance or should I take that with health insurance?
Better take it will term plan
kya term insurance ko limited time me pay krna chahiye like in 10 years?
Nahi .. per year hi payment kariye aur limited time me mat karo ..
Agar proper advice chahiye term plan ke liye to leave your details here : www.jagoinvestor.com/buy-term-insurance-online
Aisa kyu nhi krna chahiye....plz thoda detail me.explain kriye...
max life is trusted ???
Yes
Hello sir.. while making policy after submitting all documents to lic.. will LIC check and verify all documents and will they verify Income Tax copies are original are not before issuing the policy?? Cos i want to buy big term plan
Hello Mr. Raju, Kindly fill up your details here - www.jagoinvestor.com/buy-term-insurance-online and our team will get back to you asap on your query.
Thank You
Very useful information
Hi,
Kya, har saal medical check up hota hai, agar nahi to baad me premium kaise bad jata hai ?
Kya, direct / online aur Agent se policy lene me koi premium ka difference hota hai ? Agent ko commission to milta hi hoga.
3rd party ke through jane me kitna difference hota hai ?
LIC & Max me better kaun hai, claim ke liye ? aap ka case kis company ka tha / kis company ki policy thi ?
Dear Sir, Health check up only one time hi hota h jb aap policy purchase krte ho. And us time agr apki health check-up m disease niklti h to premium usi time bdega. Otherwise life time apka same premium hi ayega. Meri company k to yhi rule h other m sayad bdta hoga.
Thanks and Regards
Rahul Shukla
Unit Manager
ICICI Prudential 9999063120
Sir agr full information ho tbhi online purchase krna nhi to koi mistake hu to claim settlement k Time pr problem hoti h , aap mujhse purchase kr lijia. Mai aapko online wale rate pr hi doonga.
Please send your contact no.
Thanks and Regards
Rahul Shukla
Unit Manager
ICICI Prudential 9999063120
बहुत अच्छी विडियो है परन्तु कैमरे के बिल्कुल सामने न बैठें। किसी से बात करते समय जितनी दूरी पर बैठ कर बात करते हैं उतनी ही दूर बैठे।
Thank You for your suggestion. Will implement it from next video.
Sir isme jo apna koi chota business krta ho use v mil sakta h
Haan mil sakta hai!
Agar proper advice chahiye term plan ke liye to leave your details here. Our team will get back to you and guide you a : www.jagoinvestor.com/buy-term-insurance-online
Right now i am not alcoholic and smoker. But what if i become alcoholic or smoker in future due to any reason and die due to illness because of alcohol or smoking habit.
Will settlement happen or not ????
Hello Abhijeet, If you die due to illness caused by alcohol or smoking, then your family will get settlement.
But if you die due to drink and drive then your family will not get any settlement.
Thank You
I want to purchase a term plan from ICICI abd i already have an endowment plan from lic. So should i disclose that endowment plan while purchasing term plan or not. Coz that is an endowment plan. Kindly suggest.
Hello Aman, If the insurance company is asking you to disclose previously purchased policies then you should disclose it. Thanks
@@jagoinvestor Thankyou
Company aapka medical disclose nhi karti hai kya
What is the difference of premium for smoker n non smokers.if the LIC policy for 2.5 crores n premium comes to 2.20 lacs annually. My age 51
Sir give all points in DOWNLOADEBLE PDF FORMAT PLEASE
Hello Mr. Shah,
We will try and see if we can do it from our next post.
Thank You
Sir m 4 company se term plan lu to claim 4 company se milega ya ni
Jaroori nahi hai .. 4 company se nahi lijiye .. 1 term plan is enough !
Hi need a favour... Planning for Tata Aia term plan.. Age 42 years, for 1 crore SA.. Should i go for simple term plan or term plan with premium return..please do reply.
Hello Ms. Megna, There are lots of factors taken into consideration while taking a term plan. A choice of term plan may differ from person to person.
You can click the link below, fill up your details and our team will get back to you in suggesting the best suitable term plan exclusively for your life.
www.jagoinvestor.com/buy-term-insurance-online
Thank You
Really helpful video ..Thank you so much.. u have solved most of my queries
Welcome. Stay tuned to our channel for more such videos. Thank You
Can you pls inform which bank's/company's term insurance policy covers unemployment (loss of job) also?
Loss of income nai provide krta but. Ek company hai pnb metlife no income proof plan deta hai that means ap kamate hai bt income proof nai hai to pnb apko plan de deti hai
Company present situation dekhti hai earning hai ya nai future se koi mtlb nai hota ku ki future kisi ne nai dekha
how to calculate sum insured for person if you buy 1cr have IT return of 4 lac will he get full claim
With 4 lacs of IT return, a person mostly can buy 50 lacs - 1 cr of term plan .. There is no clear cut formula for this.. depends from company to company
Mera questions yeh hai ki policy lene ke baad nominee ki death ho jaye to kya nominee change karva sakte hai kya ?
Ji Haan, kabhi bhi kara sakte hain .. nominee jinda hai tab bhi aap ki marji hai .. kabhi bhi change kar sakte hain
Really good information vodeo sir.
Thank You
Hi Brother...
Very nice video & give more important information about term insurance plan thank you so much !
Welcome
please make video on personal accidental insurance ..Thanks
Sure .. will soon make it and let you know
normal death ko Paisa milta Kya
Sir. Very informative video. Kudos to you. I have a very important query. Who is eligible to take this term plan and what documents are required to submit. Thank you
Almost every person who is earning is eligible to take a term plan .. documents would be simple like salary slip, ID , Adhaar etc !
Sir 10th Pass hona chahiye or ITR honi chahiye Document
ITR, AADHAR CARD, PAN CARD, CANCELLED CHEQUE, one photo. Etc
Sir agr full information ho tbhi online purchase krna nhi to koi mistake hu to claim settlement k Time pr problem hoti h , aap mujhse purchase kr lijia. Mai aapko online wale rate pr hi doonga.
Please send your contact no.
Thanks and Regards
Rahul Shukla
Unit Manager
ICICI Prudential 9999063120
Or kya sir below 10th walon ko nai milta term plan
Education is not important incomeproof is important to term insurance 5lakhs and above income for year.if you are a tax payer 3/5 years IT need
Hi,
Can you share your expectations regarding upcoming premium hikes?
Some companies have already hiked 10-30% a couple of months ago.
Thanks!
Thanks Bro for all the informations....
Thank You
Thanks for sharing