Aisa bohot hi kam hota hai ki LIC claim reject kare. Only 7k premium bharne ke baad policy holder ki death ho gayi or kuch dino me hi uski family ko 5 lac ka claim LIC ne diya wo bhi bina kisi objection ke. Agar claim reject hote hai to wo sabse jyada private company karti hai.
Dear LIC gives my father claim in just three days. LIC is best insurance company in world. Private company sirf apna pahle dekhti hai fayda phir customer ka. Main ICICI ma paisa gava chuka hoon
Private company ka agent hai ye. Lic ki reputation kharab kar raha. Jaise pvt company claim de deti ho. Overall lic hi highest claim deta hai , pvt nhi
Sir main ek saal phele lic policy Li hain bacche ke name PE nomee name unke father hain but I'd pe inaaya hai. Or bond paper'pe inaaya la toh mere saath froud toh nahi ho raha
he is right.... one of my family friend is suffering from the same situation.... they are playing them because policy run time not more than 3years...thats why they ruin their life.....
I have purchased 04 life insurance policies from SRIRAM LIFE INSURANCE CO. in the name of my wife In the year 2018 In 2019my wife expired due to sudden heart attack. Other than this 04 policies, I have purchased another 05 policies in my name & also in my daughter's name which is still continuing..All proposal form made fillup by one sriram life insurance agent (who is also expired recently). During proposal form fillup the agent mentioned in existing other insurance policys criteria as No/NA( not applicable)which was not in my knowledge. When I made claim of my wife's 04 no of policy , Sriram insurance co rejected my claim after 04 month stated that you have not disclosed her previous existing policy of maxlifeinsurance co( but whose claim is materialized).Sriram co returned the one year paid premium after calculating NAV value of two ulip policies , & premium value of 02 no endowment policy out of total 04 policies. Now what I should do plz advice.
Agar Koi bhi Army Ka Jawan Shahid hota hai or uski lic ki policy ho to usi din uska claim ki Amount ka check nominee ki diya jata hai ....ye baat pata hai kya tumko ..
Don't buy any policy from LIC and others . It's totally waste of money. Bcz sb Paisa to bahut pyar se lete h lekin dete tym bahut bahane bazi krte h documents k nam pr😡😡😡
You are doing disservice to general public . Instead of this you should make videos on how to understand a policy document , how to make claim etc it will be a great help . This video leads to nowhere but panic in public mind .
Companies ko policy bechne se pehle hi sari details check krni chahiye beshak iske liye kuch fees kaatle baad me policy issu kre nhi to common man to kisht hi bharta rahega ye soch k meri family secure h
घोटालेबाज lic, all educational institutions are closed due to covid, but LIC is charging penalty day by day to these people as they have not paid the premium....
LIC ek company hai, logo ne premium nahi bhara to baki logo ke death claim settle karane main company ko pareshani ho sakati hai.Jin logo ko possible hain, wo premium jaroor bhare aur policy continue kare aur family ka bhavishya surakahit kare.
बहुत अच्छा vedio बनाया sir आपने आंखे खोलने वाला मुझे कुछ पूछना है आपसे । मेरी gross salary 26000 है लेकिन ctc 29000 है अब बात ये है कि icici से मैने एक term plan ctc यानी 29000 बता के लेलिया तो क्या मुझे क्लेम के वक्त दिक्कत आएगी । या मुझे ये plan cancel करवा देना चाहिए
LIC is Best company in India in claim settlement but paise thoda Kam deti hai 8.50% ke upper nahi milata hai but 100% milata hai privet wale jyanda dete hai per garineuty bahut Kam hai per irda ke rual Saba ko fowllup karana padta hai 3sal ke bad claim settlement karna Hi padta hai Per aap Koi bhi gair kanuni Kam karke marte ho to LIC hi Kya Koi bhi company Paisa NAHI degi thenga denge Maine LIC se 5 policy nikali hai but Terms insurance policy Bazaar se hadfc Life 3d cilk to protect liya hai LIC ka jivan amulya colse Kiya
As per my knowledge before selling any life insurance policy to customer it is companies policy that they make medical checkup from companies affiliated doctor and then sell policy to customer and charge amount of premium
Jeevan Lakshya, Jeevan Labh, Jeevan Umang & Jeevan Shanti almost sabhi plans ache hai (sahi age main(25-30) apni jarurat aur life goals ke hisaab se plan karoge toa)
LIC policy lene ke baad 3 saal ke andar death hoti hai to LIC investigate karati hai, 3 saal ke baad LIC koi bhi sawal puchhe bina death claim settle karati hai, lekin death ke pahile sab premiums bharane jaruri hai yane policy active joni chahiye.LIC ka claim settlement ratio 96.69% hai.
Namaste sirji aagar mere pas LIC ke 4 policy aahe or meri accident death hogai to LIC 4 policy ka accident claim dega ya nahi? kya 1 policy ka accident claim dega or 3 policy ka sum assured dega. Plz reply 🙏
LIC policy leye samay accident benefit chahiye ye batana jaroori hai, uska thoda extra charge rahata hai, 4 policies main accident benefit liya hai, kishte time par bhari hai, to 4 policies main accident benefit milega.
Is video ko dekhkr to lgta h insurance krao hi nhi isse accha to khud saving krlo kya faeda jarurat pr paisa hi n mile nomine ko or court ke chkkr kat kr or preshn hogi
First to a Admi koi private company se aye hua hai...aur sabko ak do story sunate hai....koi v net search karke dekh lo claim settlement percentage of LIC... 3 year k under kuch hote hai to investigation karna parta hai...ku ki log bimar hote hua policy karwa lete hai...false documents k sath....agar investigation pe aisa kuch proof hote hai to claim nahi milta... Jinko LIC se problem hai o kisi company ke pas ja sakte hai...jinka varosa hai hum unke sathe hai...
Aur agar humne unko medical ke medical ki jankari Apne bare mein Sahi Sahi de diye aur claim dete samay unhone jhooth bola ki jankari nahin di thi to use proof kaise karenge ham
is there any section under which, if a policy holder had paid the premium uninterrupted for 3 years, then the insurance company cannot deny the claim under any grounds? even if the policy holder had lied at the time of purchase of the policy.
Section 45 is the section . After completion of 3 years from date of issue and all 3 premium paid in full the company is bound to pay the claim even in the case of a suicide . Each policy has this clause printed on it . If you read carefully the whole policy document you will find it .
Video 3.20 sec... The reason you quoted for not being taking videos against pvt com is not reasonable. You are saying that so many people are talking against pvt com, then i think as a good citizen u must have highlights those issues through ur channel. I hope you should do videos against those issues and cases files against all pvt life insurance com. So that people should take care while those policies.
I think yr Age and experience is low .Do you know claim settlement ratio.study proper when you upload any video.in early claim (within 3 yrs from policy start )LIC Appoint investigation
There is no fault of purchaser here. I have taken around 7 policies of LIC through LIC agent. LIC agent never ask for any medical concern. he has only checked the required valid documents. Kindly suggest what things I have to check as policy already purchased.
Its very easy to blame on LIC in sitting ac rooms. My father is working in LIC as a agent since 1982 and no claims rejected till today. Even he helps so many another people regarding death claim. Your taking about these issues kindly share documents of every case. Secondly i want to inform you in 1st case you discuss about health insurance policy i think you should need to read a LIC bond. Its available in English and Hindi Language with all term & conditions. In cancer problem its treatment not surgery. LIC cover only surgery in this plan. another big & shocking thing a customer purchase a policy in 2011 & know about his policy after treatment in 2014 that agent issue them another policy how its possible ? after issue of policy bond customer have a option of free look cancellation within 15 days.
Aisa bohot hi kam hota hai ki LIC claim reject kare. Only 7k premium bharne ke baad policy holder ki death ho gayi or kuch dino me hi uski family ko 5 lac ka claim LIC ne diya wo bhi bina kisi objection ke. Agar claim reject hote hai to wo sabse jyada private company karti hai.
Max insurance ne mera claim reject kar dia hai meri mother ki death covid se hui hai
Mere koh bhi mila
Dear LIC gives my father claim in just three days.
LIC is best insurance company in world.
Private company sirf apna pahle dekhti hai fayda phir customer ka.
Main ICICI ma paisa gava chuka hoon
Jankari dene ke liy Thames
THANKS
Abhinav kitna claim tha bro
Sahi baat hai Bhai
Thanks
Aap bahut achha bataate hain sir.
LIC is not Life Insurance Corporation.
1) L for Loss of Money
2) I for Insecure
3) C for Culprit
This man is already purchased by private company
Bhai mujhe claim ke paise 3 saal baad court ke aadesh ke baad mila hain....,🤣🤣🤣🤣🤣,,
3:49 story starts
Private company ka agent hai ye. Lic ki reputation kharab kar raha. Jaise pvt company claim de deti ho. Overall lic hi highest claim deta hai , pvt nhi
Fact per baat kar rha hai bhai hawa me tir nahi maar rha hai
Good bro je janbuj ke bol raha he
lic bekar company h
Lic ka premium bhi sabse zayada hai bro
Tu chutiya hai
भुज के भूकम्प के समय अन्य प्राइवेट कंपनियों ने क्लेम देने से मना कर दिया था
तब lic ने कैम्प लगा के चैक बांटे थे ये भी तो बता
Sir ji, as per my knowledge, if policy is 3 yrs old then no any company can hold the claim any reason. Am I Wright? Plz replied me...
Its applicable provided you provide correct information
Lic very reliable with system work.
Your work is Ok but pls add jokes.
Super brother thank you very much 💐
🙏THANKS🙏
You’re welcome 😊
Very nice video Bhai ji
बहुत ही बेस्ट जानकारी सर
KYA BAAT HAI NICE INFO MENE APNI LIC KI AGENCY KA PAPER KAL HI DIYA HAI
Sir main ek saal phele lic policy Li hain bacche ke name PE nomee name unke father hain but I'd pe inaaya hai. Or bond paper'pe inaaya la toh mere saath froud toh nahi ho raha
he is right.... one of my family friend is suffering from the same situation.... they are playing them because policy run time not more than 3years...thats why they ruin their life.....
Which company it was
@@manoshsarkar3360 lic
Go to consumer court
Thanks brother
Nice Information..👌👌👌
LICI is no 1 (past, present and future)don't try to..
Past tha kyu ki koi or company thi hi nhi
Sir kuch din or ruko
chal hat pura bekar he
Sahi jankari hai
Aapko hi Dhanyavad sir good information diya sir aapne 🙏👌👍
Thank YOU very much sir
Lic is No. 1 insurance industry
Sir ji koi pehle insurance hi nhi thi ruko 10 saal saal fir dekhna
I have purchased 04 life insurance policies from SRIRAM LIFE INSURANCE CO. in the name of my wife
In the year 2018
In 2019my wife expired due to sudden heart attack. Other than this 04 policies, I have purchased another 05 policies in my name & also in my daughter's name which is still continuing..All proposal form made fillup by one sriram life insurance agent (who is also expired recently). During proposal form fillup the agent mentioned in existing other insurance policys criteria as No/NA( not applicable)which was not in my knowledge.
When I made claim of my wife's 04 no of policy , Sriram insurance co rejected my claim after 04 month stated that you have not disclosed her previous existing policy of maxlifeinsurance co( but whose claim is materialized).Sriram co returned the one year paid premium after calculating NAV value of two ulip policies , & premium value of 02 no endowment policy out of total 04 policies. Now what I should do plz advice.
Put complain in consumer court of your area. Her other policy has nothing to do with rejection
Thank you
Nice technique to get more views and attention on video. It proves how much glamorous The LICI is!!!
Good info
Good job Bro 👍
Thanks sir jankari dene ke liye
Agar Koi bhi Army Ka Jawan Shahid hota hai or uski lic ki policy ho to usi din uska claim ki Amount ka check nominee ki diya jata hai ....ye baat pata hai kya tumko ..
Sir lic ke seva koi tha hi nhi 65/70 saal me
To claim kaun dena privet
@@shankargupta1004 सन 2000 या 2001 के लगभग आ गई थी प्राइवेट बीमा कंपनियां । लगभग 20 साल तो हो गए इन प्राइवेट बीमा कंपनियों को ।
@@radheyshyamprajapat70 20 और 70 मे कुछ फर्क नही है क्या
70 साल पहले कोई नही था 2000मे
3:24 Video start
If a person takes policy in Lic
He loose 35 to 50 ℅ in first year premium
Agents eat Rs.400 for Rs .1000
Very good bro
Bhai plz make videos on proofs and facts...show with example, if u already make such post on lic
Please go to nearest court pata chal jayega kitne cases chal rahe lic ke against
Maxlife insurance ne dhokha diya h...aap video banaoge kya...to boliye
Max ka agent hai। Jeh
sayad ye jeevan ji lic ka agent
What fraud happened
Don't buy any policy from LIC and others . It's totally waste of money. Bcz sb Paisa to bahut pyar se lete h lekin dete tym bahut bahane bazi krte h documents k nam pr😡😡😡
I think this person is working in some private insurance company.
Lic is best
Aap office me ja ke kuch bhi pucho kbhi kuch nhi malum hoga
Bhaiya ye study jara private insurance ka kiya to bahot parivar Bach jayenge.
Awesome content very useful ..
keep it up !
Good 🙏
Very good video 👌
Keep it up.
Is mein good kya hey. Iski koi mehnat nahi hey. Sirf kahani bol gaya.
You are doing disservice to general public . Instead of this you should make videos on how to understand a policy document , how to make claim etc it will be a great help .
This video leads to nowhere but panic in public mind .
Companies ko policy bechne se pehle hi sari details check krni chahiye beshak iske liye kuch fees kaatle baad me policy issu kre nhi to common man to kisht hi bharta rahega ye soch k meri family secure h
Shi baat h bhai
घोटालेबाज lic, all educational institutions are closed due to covid, but LIC is charging penalty day by day to these people as they have not paid the premium....
LIC ek company hai, logo ne premium nahi bhara to baki logo ke death claim settle karane main company ko pareshani ho sakati hai.Jin logo ko possible hain, wo premium jaroor bhare aur policy continue kare aur family ka bhavishya surakahit kare.
बहुत अच्छा vedio बनाया sir आपने आंखे खोलने वाला
मुझे कुछ पूछना है आपसे । मेरी gross salary 26000 है लेकिन ctc 29000 है अब बात ये है कि icici से मैने एक term plan ctc यानी 29000 बता के लेलिया तो क्या मुझे क्लेम के वक्त दिक्कत आएगी । या मुझे ये plan cancel करवा देना चाहिए
LIC is Best company in India in claim settlement but paise thoda Kam deti hai 8.50% ke upper nahi milata hai but 100% milata hai privet wale jyanda dete hai per garineuty bahut Kam hai per irda ke rual Saba ko fowllup karana padta hai 3sal ke bad claim settlement karna Hi padta hai
Per aap Koi bhi gair kanuni Kam karke marte ho to LIC hi Kya Koi bhi company Paisa NAHI degi thenga denge Maine LIC se 5 policy nikali hai but
Terms insurance policy Bazaar se hadfc Life 3d cilk to protect liya hai LIC ka jivan amulya colse Kiya
Mostly death claims are rejected for one or another reasons so don't buy insurance policy.
As per my knowledge before selling any life insurance policy to customer it is companies policy that they make medical checkup from companies affiliated doctor and then sell policy to customer and charge amount of premium
Dislike from LIC agent
Bro, LIC has best claim settlement ratio.. only few idiot staffs and cheats destroys goodwill of LIC.
Sirf settlement ke hisab se lic ki policy logo
Lic ka term plan chod ke kaun sa plan best hai bolo
Sir aap kuch bi
Jeevan Lakshya, Jeevan Labh, Jeevan Umang & Jeevan Shanti almost sabhi plans ache hai (sahi age main(25-30) apni jarurat aur life goals ke hisaab se plan karoge toa)
100% right
Boss what you know about LIC... My father death claim still pending from last 10 months
LIC policy lene ke baad 3 saal ke andar death hoti hai to LIC investigate karati hai, 3 saal ke baad LIC koi bhi sawal puchhe bina death claim settle karati hai, lekin death ke pahile sab premiums bharane jaruri hai yane policy active joni chahiye.LIC ka claim settlement ratio 96.69% hai.
Very nice video
Bhai me bhi fas gaya....mere pas 2 policy hai,,,,ab to lic SE dar lagta hai
Band kr do bhai lic
Only 1 term plan or health insurance lo or kuch bhi nhi
Nhi y esa nhi hai।
Sir , ICICI LOMBARD ne dhokha kiya h...kaise case lade, help me out.
9274741074
What type of fraud ? Could you please explain
@@manoshsarkar3360 give your Phone number Manoj ji , so that, I can tell you. Because, I cant explain in msg. Thanks
Term Insurance लेने और Claim करने के लिए क्या क्या Document लगेंगे?
Agent achha ho to esi problem nai aaygi m khud agent hu aaj tak esa koi claim nai rukta okkkk
Jhut bol rha h gandu
Namaste sirji aagar mere pas LIC ke 4 policy aahe or meri accident death hogai to LIC 4 policy ka accident claim dega ya nahi? kya 1 policy ka accident claim dega or 3 policy ka sum assured dega. Plz reply 🙏
LIC policy leye samay accident benefit chahiye ye batana jaroori hai, uska thoda extra charge rahata hai, 4 policies main accident benefit liya hai, kishte time par bhari hai, to 4 policies main accident benefit milega.
Correct
LIC is best others campany
Nice
Aapne private company se kitna paisa liya hai
Is video ko dekhkr to lgta h insurance krao hi nhi isse accha to khud saving krlo kya faeda jarurat pr paisa hi n mile nomine ko or court ke chkkr kat kr or preshn hogi
Very good news sir
LIC claim very poor service
सर ये ग़लत है कि 901 पॉलिसी बता के 902 दे दिया गया हो अगर ये हुआ है तो एलआईसी की नहीं एजेंट की गलती है
First to a Admi koi private company se aye hua hai...aur sabko ak do story sunate hai....koi v net search karke dekh lo claim settlement percentage of LIC...
3 year k under kuch hote hai to investigation karna parta hai...ku ki log bimar hote hua policy karwa lete hai...false documents k sath....agar investigation pe aisa kuch proof hote hai to claim nahi milta...
Jinko LIC se problem hai o kisi company ke pas ja sakte hai...jinka varosa hai hum unke sathe hai...
lic is cheater .claim settlement is different issue
U r right
Aviva Good 👍👍
भाई साहब एलआईसी का एक good मेरे साथ भी हुआ है उस का मुझे पता aub chala jub maine aapka video dekha
Lic branch Marhora saran bihar very poor service hai
Hello Sir, only 2yr premium paid RS.24000x2yr=48000
Claim Paid Rs.1023000
Kaun si policy thi bhai
@@shankargupta1004 jeevan saral 165 plan Accident claim
@@dhirajtare3879 bhai aap ko 24000 bharne ki kya jaroorat thi 10 lakh ke liye acidentl plan yearly 1000 rupees melta hai
@@shankargupta1004 sir planning for retirement, education
@@dhirajtare3879 sir insurance or retirement /education se kya mtlb
Aur agar humne unko medical ke medical ki jankari Apne bare mein Sahi Sahi de diye aur claim dete samay unhone jhooth bola ki jankari nahin di thi to use proof kaise karenge ham
Bhaiya lic ne mere husband ka death claim nahi diya plzz mail id kya h lic ki complaint ki
Upbhokta phoram me jaye
Good bhai you are a rial you tuber I like you
Policy bazzar fine 1.1 Cr on 25 Aug 2019 ispe video banaye .if not pay fine then per day penelty +fine
Ek vedio to banao private ke against Bhai ki LIC ki hi piche pade ho
Ye pakka Kisi private company Ka agent hai
O hi raaj kr rhi hai 70 saal se to private kyu jabaab de
Money plus plan is guaranted or market base plan.....?????
Sir muje kuch informatiin chaiye
hmare sath bi yhi hua h cancer se death hone pr bi jitna ammount milna tha vo nhi mila ...sir iske liy kya kre
is there any section under which, if a policy holder had paid the premium uninterrupted for 3 years, then the insurance company cannot deny the claim under any grounds? even if the policy holder had lied at the time of purchase of the policy.
Section 45 is the section .
After completion of 3 years from date of issue and all 3 premium paid in full the company is bound to pay the claim even in the case of a suicide .
Each policy has this clause printed on it .
If you read carefully the whole policy document you will find it .
Good information
Great Information
It's not correct. LIC has highest claim settlement ratio and Govt. guarantee. LIC never rejects claim without strong and valid reason.
Video 3.20 sec... The reason you quoted for not being taking videos against pvt com is not reasonable.
You are saying that so many people are talking against pvt com, then i think as a good citizen u must have highlights those issues through ur channel.
I hope you should do videos against those issues and cases files against all pvt life insurance com. So that people should take care while those policies.
प्राइवेट बीमा कंपनियों में स्टाफ को क्लेम कैंसल करने की स्पेशल ट्रेनिंग दिलवाई जाती है। क्लेम् सैटलमेंट का डेटा देख लो।
Sir kuch puchna ta apse Ki. Maximum kitna sum assured le jo ki claim asani Se mil jae future Me . Plz tell sir plz batae 🙏🙏
my father has died in an accident, i haven't fired an FIR against anyone as no one was responsible for the accident. What should I do?
Very good information sir
सर मेरा नाम जवाहर शर्मा है मैं 26 साल की उम्र में जीवन सरल पॉलिसी लिया 2011 में टेबल नंबर165 मैच्योरिटी पर कितना मिलेगा प्रीमियम 14412 है सालाना
Bhai kitne pase mile private company se batana
Fraud ha lic
I think yr Age and experience is low .Do you know claim settlement ratio.study proper when you upload any video.in early claim (within 3 yrs from policy start )LIC Appoint investigation
Jab premium zyada to claim premium se kam Ku Mila madarjaat
Bro koi contact karne ka jariya h apse?
Good news
Yeda
Please reply me max Life insurance pr trust kr sakte h or investment dono
Lic is best
प्राईवेट कम्पनी वालो ने आपको कितना रुपया दिया इस तरह का अफवाह फैलाने के लिए या यू कहे कि LIC OF INDIA को बदनाम करने के लिए ?
Fake hai
भाई जी ये सही बात कर रहे है क्योंकि मैं भी LIC का ही मैनेजर हूँ
@@96729 fir ton aap। L I c ka pesa kha rhe hon।
इसको प्राईवेट कम्पनी से पैसा ले रखा है।
There is no fault of purchaser here. I have taken around 7 policies of LIC through LIC agent. LIC agent never ask for any medical concern. he has only checked the required valid documents. Kindly suggest what things I have to check as policy already purchased.
If three years are passed then just relax otherwise make sure you nothing happens to you till three year period is over
Thanks sir
informative
Medical declaration kasa du ? LIC office may ja Kar.
Proposal form fill karte time
Policy buy karte time detail mein form bharo. If possible get a medical test done through LIC authorized facility
Its very easy to blame on LIC in sitting ac rooms. My father is working in LIC as a agent since 1982 and no claims rejected till today. Even he helps so many another people regarding death claim. Your taking about these issues kindly share documents of every case. Secondly i want to inform you in 1st case you discuss about health insurance policy i think you should need to read a LIC bond. Its available in English and Hindi Language with all term & conditions. In cancer problem its treatment not surgery. LIC cover only surgery in this plan. another big & shocking thing a customer purchase a policy in 2011 & know about his policy after treatment in 2014 that agent issue them another policy how its possible ?
after issue of policy bond customer have a option of free look cancellation within 15 days.
Hmare sath bhi yhi ho rha