World of Hyatt Losing Value?, Bad News For Clear, Secret Account Drama, ELEVATED Citi Offer
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- Опубликовано: 10 июн 2024
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I am back with another edition of the Weekly Pointers News Update. In this episode I catch you up on all the news you may have missed this week regarding credit cards, points and miles, travel, money, finance, and everything in between. Continue supporting the channel with the referral links above.
00:00 - Intro
01:13 - MGM/Marriott
02:02 - Hyatt Losing Value?
03:34 - New Citi Elevated Offer
04:32 - American Express Adds Qatar
05:12 - Target Kills Churning
06:25 - Bad News for Clear
07:36 - New Disney-Like Park
09:53 - Crazy Parking Video
10:48 - Secret Bank Account Drama
14:08 - FREE Chipotle
15:26 - Final Thoughts
#americanexpress
#worldofhyatt
#citi
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The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.og
He needs to leave her, a breach of trust is a breach of trust…..period. If the women in her family are poor pickers of men that’s no reason to perpetuate mistrust in the relationships of future generations
I got CLEAR in April, and I’m singularly underwhelmed and disappointed with it, both with the employees and the system in general. In a two week period, I tried to use CLEAR at T5 at JFK (not there yet, SEA (“ambassador” decided talking to her friend was more important than doing her job), SAN (no CLEAR in T1), DFW (again, no CLEAR in Term D), MCO the system cancelled my reservation because I was 3 minutes past my 1415 appointment despite the confirmation email saying I had 20 minutes either side of 1415 to use my appointment. Newark was the only airport where the system worked properly. 1 out of 5 tries…
That’s not great. But to be honest I see major problems with Clear right now. Like you, I have been very underwhelmed with Clear lately. Working on a video now to highlight some of these issues. Mind if I use your quote/story for the video?
Wow I used it only a couple times both were great at MCO including the ambassador showing me how I could book an appointment to allow the rest of my large party to to experience how it worked. Let us go to the front of a 1 hour plus line since no one else had pre-check.
I think that the secret account itself is the problem. It's fine to have individual assets, but to keep it a secret whilst he is out there working 2 jobs, providing for his family, and it could have reduced their overall hardship is really wrong. By having the secret to protect herself if she were to get a divorce, is the actual act to get her a divorce, is kinda prophetic.
Self fulfilling prophecy. I thought the same thing.
@@thebrandonboydshowher mom gave bad advice, there a reason her mom didn't have the capacity to be independent...
whew thank god was about to get the hyatt card and decided on marriott last minute for a free 3 night stat
We still have some time before these Hyatt changes take place, but I don’t like this update. Sounds like things will be changing. We’ll see.
10:14 NYC: that’s what we do all day every day😂
I’m impressed. I’d be a nervous wreck.
Thanks for the news! 👍
Thanks for the thumbs up!
Nervous about the Hyatt news as well. Brandon if they do go dynamic, where would you pivot too? Hilton?
Hyatt has always been my priority. It is significantly more valuable than anything else in its current state. My second choice has always been Hilton. They have a large footprint. A variety of properties. Decent points value. I’m not as big of a fan of Marriott. They have good signups with free nights occasionally but on the whole I don’t value them as much. In short, Hilton would be my option B.
@@thebrandonboydshow I travel all the time for work and the Marriott brands are just better. Hampton Inn tends to be the Hilton brand that is available everywhere and they do not maintain quality versus the Marriott equivalent of AC or Springhill Suites. On the high end though, Hilton does really well and has some great properties.
so glad i found this channel! The free food part is what earned my sub lol
That’s awesome. I’m a foodie myself. I love to cook, love to eat, love to watch others cook. Free food is always a winner! Glad to have you on board!
The last handful of times going though the Clear line, they have asked me for my ID or boarding pass still. It is shady to have a secret account and worse if they had hardships and not revealing that could have helped with the money they had there.
The hyatt points things just confirms to me not to marry any hotel chain
It’s okay to prioritize hotel chains, but I always try to keep a relationship with multiple brands. You never know when one could make major negative changes.
I’d be stuck in the parking spot, unfortunately. 😢
Yep. Me too. Would you leave a note on the other card windows?
5:42 I recognize that mall! It's Palisades center
Very cool!
Idk if I will go to Oklahoma... I mean I am not even a fan of going to Disney but at least there they have characters my kids know and love. This seems pretty big for a park without the mass appeal of Universal or Disney. Incould be wrong though. Time will tell!
This was my thought exactly. Disney has a full century of iconic characters that kids beg to see. It’s hard to compete directly with that. However, they could compete on pricing and a different experience. Maybe they don’t the characters. Who knows? Should be interesting to see how this plays out.
Any changes to a loyalty program 10 out of 10 times isn't good for us
Hard to argue that.
Thanks for the heads up on Hyatt. I have a December 2023 trip locked in (first and second hotel redemptions ever) to Palm Springs and Palm Desert and am eyeing a Spring 2024 trip, so I should get that locked in before any shifting in approaches. Thanks for all of the great content!!
I’m not thrilled with the Hyatt news. Just something to keep an eye on. Good times may be coming to an end. We’ll have to wait and see. I would lock in what you can. However, we should get a notice before these changes take place. You could wait if you wanted.if it were me, I’d snag what I could now.
You never keep anything from your spouse. Breach of trust. What happened in previous relationships has no reason that it will happen in next time
Good point. Also worth noting that the woman’s previous relationships were never mentioned as being problematic. Just her mothers relationships.
All women should have their own money. I'm not sure why it has to be a secret though or why she didn't help out during rough times. She probably should've discussed her need for a safety net based on her past family experiences with her husband. The fact that he's divorcing her now that he found out is probably why she didn't have that discussion.
It’s a tough spot to be in. It’s one of those things that’s easier for all about up front. But the longer the relationship goes on it would be harder to bring it up. Much more awkward.
I always had to show my ID when flying out of SFO and using Clear. It had become a habit of having my ID out when approaching the Clear station; I don't bother to ask/argue with the agent. lol On the other hand, I only had to show my ID once in LAX in the last year and a half.
Interesting. What’s the point of verifying OD at Clear only to have to do it again with TSA? Crazy stuff.
I have clear It's never saved me any time vs global entry
Clear ain’t what it used to be. Been very disappointed lately.
Secrets are usually never a good idea for marriages. I think the better option would have been a legal agreement signed before marriage saying she could keep a separate bank account that she can put x% in each month and that money can only be accessed by her.
How about a verbal agreement & save a bit of time & money?
@@Mr8675309ful that would be better if it worked. Getting someone to notarize is not that expensive in the grand scheme of things and it'll avoid any ambiguity in the future
1) She should have a side account, but it shouldn’t be a secret.
2) If the family is suffering financially and your spouse is the sole provider working 2 jobs to support the family, she should’ve definitely helped out with her stash.
2) Divorce seems extreme, but the husband should’ve definitely been upset that she did this.
If they were struggling and made it through it shows that they would have just wasted the money. He should be happy they now have a big savings account. Though given his reaction I suspect she is much more financially responsible than he is.
Separate accounts are more common than people think. I believe it’s the secrecy and the unwillingness to help in hard times that drove the anger from the husband.
Oklahoma not so much but I wonder how many people pass through OK to go to disneyworld
Good question. The other half of this is that Disney has a century of iconic pop culture characters (Mickey mouse, Cinderella, etc.) that draw people in. This new park doesn’t have it.
After 3 years of using Clear, I decided to stop using it. My UA 1K status gave it to me for free but only once did I beat the TSA pre-check line.
I’m getting ready to put out a video on Clear and some issues I’m having. There are problems brewing with Clear.
As for the Secret account story, it’s real complicated. The only real leg of anger I can see the husband standing on is if that account was prioritized over their times of hardship…otherwise…way too tough to judge.
What's hers is hers, what's theirs is hers
@@Adiscretefirm is that the American way? I'm fresh off the plane.
I think there will be plenty of leading indicators on WoH switching to Dynamic beyond the reservation system change. I’m going to anticipate it happening, but hope it’s more a 2025 or 2026 thing than right off the hop.
With the Aa Executive card, if you use the Rental credit (the other two are nonstarters you put it lightly) it’s only an effective Annual Fee increase of $25, which is modest to keep Admirals Club access given the price increases to that.
Re The AA Executive card, the other big negative is the increase in the AU cards. From free to $175 for 3, then $175 each. Huge increase there. They used to allow 8 free AU.
@@JonathanDutton sure, and if you were using every AU possibility before the change, it’ll hurt a lot. But if not, the effective Fee isn’t much more than the current fee unless you have more than 3 AUs…
CITI AA EXEC = changes are absolutely terrible. Those credits are all 💩 IMO. It's almost as if CITI purposely picked the absolute worst credits they could offer 🤣🤣🤣 As for Hyatt - kinda interesting to see what happens with this. A huge devaluation due to dynamic pricing would make me reconsider the 1.5X multiplier of Chase CCs. Thanks for the recap + video!
I’m not happy with the Citi changes. Really ruins what would otherwise be a keeper card for us. Not anymore.
Mothers should not intervene nor influence any relationship. Period. I had to kick my mother’s out from her attempt to do this.
That’s a tough spot to be in for you I’m sure. Boundaries are very critical for healthy relationships.
Every week, you remind me that no one should ever get married
Maybe I’m the Dr. Phil of the credit card world.
Hyatt, it was bound to move to dynamic pricing at some point. Everyone else is. I’m sure they are asking themselves the same question. This is why SO many of them love Hyatt (myself included) so it is worth not changing to dynamic pricing? I guess that math will tell in the long run. Clear, this is a bummer especially because of human error. Human error is unavoidable, I mean TSA is no picnic with their human error so… Excited about this new park, but I’m not convinced that the design of the park is what makes Disney, Disney. It’s the training and the staff that make Disney, Disney, as you are well aware. Secret Bank account…yeah not cool. Especially considering the financial hardships they had.
There are books written on Disney training and marketing. I remember reading them in college. They have a process and way of doing things that can’t be replicated. The former Disney builders at this park may be able to duplicate some of the strategic plans as far as the physical space. What will make or break this park is the actual experience of the visit.
That actually sounds like a fun idea for a theme park. And if it's significantly cheaper than Disneyland then I'd definitely be interested
That’s the key. If it’s priced right then it could work. Disney has such an entrenched brand in our society that allows them to charge a premium to meet iconic characters and see those characters in shows and parades. This park will not have that. Will be interested to see what ticket prices look like.
Only reason to go back to Oklahoma is for a Thunder game. But now there might be two reasons! Theme park sounds like a good idea for them.
OKC is on my list for a game. Looks like a fun environment!
@@thebrandonboydshow yes it is an awesome arena. I stopped by for a game when I drove CA - GA. My fav player is Russell Westbrook and I started watching him when he had his MVP season on the thunder.
I’m all for having a secret account. I agree with the woman, and if I were to marry again (I’m a widower) I’d have a secret account b4 I got married. I would have found a way to use some of the money towards the hard times the couple was experiencing.
Thanks for sharing this perspective. May I ask what your motivations would be for a secret account?
What is Twitter? Never heard of it... 😂😂😅😅😅
It doesn’t exist anymore apparently.
Where's your donuts, Brandon?
Good question.
I'm wondering if the theme park is designed to target anti-Disney customers?
With the timing of the announcement it does seem that way. However, plans and talks for this park were occurring well before the recent Disney dramas. Should be interesting to see if another major theme park will be successful.
"Twitter" page... RIP
“X” page now I suppose.
@@thebrandonboydshow X gonna give it to ya 🎶
A separate account is fine. Not offering to help during tough times is not OK. Now she gets to use that $20k because she’ll be getting divorced 😀
Great video, and another great story. I was just listening to John Tess on the radio last night & he brought up the 'hidden bank account' subject. He said researchers say it is a breach of trust. I say it depends on your family's situation. I'm the financial guru in our family & I am constantly opening up new bank accounts & investing in assets my spouse does not know about. It sounds like the hard times were really difficult for the man wanting a divorce when finding out about the hidden account. In saying that, who knows what other factors contributed to his decision.
There’s always more to the story. And money problems just exacerbate other lingering issues in a relationship. Either way it’s a sad situation for everyone involved.
A park cannot be comparable to Disneyland and Disney World, that's a binary choice. Disneyland is 500 acres, Disney World is 27000. Disneyland would fit in the Florida parking lot.
Not disney world as a whole, just magic kindgom which is a single park within the whole complex
My understanding is they are comparing the park size itself. I agree with you. I’ve been to both Disney parks. But the Disney parks in Florida comprise Animal Kingdom, Epcot, Hollywood Studios, and magic kingdom. To that end I agree. I think they are comparing it to the main parks at each location. That’s my understanding at least. Will be interesting to see how it does. Disney has a 100 year start on branding and characters that this park won’t be able to match. I’m glad to see another competitor in this space though.
Lots of people want weddings. But they don’t want marriages. Kick that girl to the curb. He got off cheap. Only 20k to find out who she is. Could’ve been much worse.
Small price to pay I suppose.
the woman didn't need to keep the account secret, it is the mans job to provide. A woman's money is her money.
Being up front is always a good policy.