Mere cibil 820 tha , bank wale ne mujhe HDFC credit diya 1.20lacs ke limit par . 1 saal sahi se use krne pe 1.5lacs tak ka limit mila . Phor credit card wale mujhe bina bateye hidden charges , intrest + gst pe paise faltu ke katne lage . Kafi behas hone ke bad bank wale mujhe paisa pay karane pe majboor kar diye , maine paise jama kar diye .phir mujhe 2lacs ka limit mila or mai gusse me pura paisa hi use kar use 1 v paisa wapas nhi kiya or bola jo karna h kar lo 😅. Aaj mera cibil 350 h . I m proud of myself 😂. Or kato hidden charge 😂
In every state govt department like PWD, municipal corporations , improvement trusts , RTO, revenue department , public health department their is too much corruption. ... In front of those corruption the loan money of malya will look small ....
Under section 145 of the Indian Contract Act, 1872, it is provided that "in every contract of guarantee, there is an implied promise by the principal debtor to indemnify the surety and the surety is entitled to recover from the principal debtor all sums which he has paid rightfully and not the sums which he has paid wrongfully ".
Hdfc or private banks are not fool to distribute their money for free, its their responsibility to check term and conditions. Hdfc is India's most valued bank and have reason for it, also it's founder is so great and inspirational
Terms and conditions in a Bank Guarantee is with out demur. Supreme Court ruling in a case, bank guarantee cannot be refused by the bank from enforcement when in default.
Bank Guarantee ke liye Contractor aapne paise Bank me lock karta hai fir Bank Guarantee milti hai. Bank Guarantee koi insurance thodi hai, jo Bank aapne paise claimer to de. Bank Guarantee ka Validity period hota hai aur fir claim period hota hai. Agar uss date me claim raise nahi kiya gaya to koi claim valid nahi hota.
As far i know first you have to deposit that amount as demand draft in bank then Bank issue the bank guarantee of that amount. So if a person is not able to complete the work then government can seize the money.
It's Punjab Government fault for not reading terms and conditions. Also if I had been a head of ministry in the government, I would have immediately terminated all high ranking officials for not conveying necessary terms and conditions to the government. But as we all know there is a saying if you are in a government job, you are more likely to end your service at retirement. That's why government institutions are always in lose.
Meri mano to government me terms and conditions page ko service ke according ek template bnana chahiye, company sab apne Mann se har jagah sirf customer ko fsa dete hai. Ek baar mai ek company ka terms and conditions padh rha tha, Jo unhe block Krna hota hai, wo alag alag condition lgakar block kr dete hai.
Bhai bat privat bank government Bank ki nhi hai sab mill ke khate hai pehle sarkar desh ka paisa contractor ko deti hai fer contractor ko kehti hai abb contract default kro or sara paisa apass me bant lete hai or abb bank pe blem lga do ki contractor ke contract default kr diya or bank bolta hai apne term and condition follow ni kiya par sarkar jan bujh ke esa krati hai AGREE HO TO PLEASE LIKE ♥️
I see a lot of comments here. And I wonder how people are defending HDFC here. It looks like most of them have no idea about Bank guarantee. HDFC Bank played crooked here. But to the investors of HDFC BANK, don't worry nothing will happen. The bank has already given a huge bribery for such accounts. It's is ultimately the tax payer money which will be wasted, either Punjab Govt will make a write off against the rightfull money which it owns OR long judiciary process against HDFC Bank.
Bank Gurantee mein The supplier/contractor needs to deposit the said amount as a Fixed Deposit.Bank guarantee is always on a safer side,Letter of credit is a risk for bank if the supplier/contractor has discounted the lc & have avail the money before it gets matured.
Why punjab govt dint checked bank gurantee. Because bank also has to face contractor . Contractor may take legal action for realising bank gurantees. As terms and conditioned should be breached then only bank will release gurantee.
Why to go for private banks when you have public sector banks more appropriately punjab national bank with the name of your state in it , SBI or what not!!!!
"Bank ne idhar udhar ki chizen batake paisa dene se mana kar diya" Banks always do that. Strange thing is that the government does not have the brains to read the contract of Bank Gurantee before accepting. Govt could have published its own terms for the BG. For a small time business man it is ok to claim this pretext of "idhar udhar" but not for the Government.
Bhai bank guarantee ke bare me pata karo kya hoti hai.. bank apni jeb se kuchh nhi deti hai.. guarantee dene se pahle hi wo deposite us custmer se le leti hai...
Isliye kehte hai pdhai kiya kro guarantee bank deta hi isliye hai taki customer ko paise na hote hue bhi contract mil jaye aur contractee ko trust ho jaye ki haan y kaam krega uske bdle bank security leti hai na ki paise aur guarantee customer k credit rating k behalf p hoti hai na accrual basis p customer k credit rating achi hai to 10000 rupe hone p 1000000 tk ka gurantee certificate bnwa skta hai uske bdle vo apna stock, asset, business kuch bhi security p de skta hai joki guarantee amount ka 100% ya usse bhi jyada ka ho Kuch to soch smjh k bola kro
First hold the govt officer who signed the doc representing the govt and find why he did so, corruption or incompetence either is bad. Secondly if the points were loopholes then in that case make sure HDFC Bank can't be the bank of any further contractors , employees account wouldn't hurt them businesses would
Bhai galat bol gaye ... Goverment pehle Paisa nahi deti hai... BG ka matlab hai a kind of security that if contractor is not able to complete or perform the work as per requirement or work done by contractor is of poor quality then bank has to make the payment for that loss.... Fund from government will release only after ful and final completion of work done by contractor
Sir HDFC india ka Lehman brothers banega diwali baad Black swan event waise hi aa sakta h ... RBI ne khud mana h is event ko ki ayga pr KBB iski pushti nhi kr skte pr prediction ho skt h
Insurance me bhi yehi karte hai bank wale. Log jindagi bhar installment bharte hai aur marne ke baad bank unke pariwar walo ko terms and condition ginati hai
Eakdam sahi boss, policy bechney ki samin to bus farmaulty key taur per sin karwatey, Hunstey hua Yeh kah kar, bus sir eadhir sign kar degey,, BUS premium bharte raho, Marney ke Baad I key Paas koi claim na karo..
That has happened because, hdfc bank manager and management has taken lots of bribe from the contractors. Normally, these business men must have current account with that much amount savings in it, other than floating funds and liquidity in their business. Also these biz men must have filed Advance Income tax too. These are all banking or RBI rules. This hdfc bank management must have eaten lots of bribe....to give Letter of Credit / LC. Note :- Bank never pays from its pocket. They normally pay from these biz men current account unused funds
Haa Delhi jesa haal ho jayega thode dino me Punjab me bhi free free free k chalte sarkar bani h "bhaiya jab bhi kahi pe free dikhe to smjh jana kuch jhol h yaa fir maal kharab h"
HDFC ki customer service kafi acchi hai lekin. Mai bike ka emi karwane gaya, hdfc ka banda udhar hi baitha tha. Bola ki sir aapko toh koi document bhi nahi dene. Aadhaar card, pan card dedo, Bas. Na ITR, na bank statements, kuch nahi. Paper pe kuch sign bhi nahi karwaya. 10 min me sab khatam. Aur yahin, baki bank rula dete. Khaskar govt bank.
Ise acche to sarkari banks hn Kam se Kam janta k paise to safe hn....we shud promote our government banks friends....so that they can flourish n cater to public need better
We all know how PSU banks such as PNB, BOI, BoB, Canara Bank, Indian Bank, Union bank of India serves its customers. Only somehow SBI's service is average or above. Preaching for PSU banks eon't change the reality dude. Get real.
@@subhadeepgiri2504 yes I know it....n in this sector from.past 12 yrs....private log kaise corruption or exploit krte h that also we know....boss log ki chatne me hi zindagi nikal jaati h.....I hope u also know this...
अभी तो HDFC Bank में ही account kholna padega bahut अच्छा काम kiya HDFC ne।।👏👏👏👏corrupt Punjab ke government को paisa नहीं दिया।।। बराबर तो kiya।।।।haramkhor contractors default करे ओर पैसा दे बैंक।। क्यों भई??
Government is making money through this concept LHS = RHS First they give contract to the Defaulters, who is actually a their relatives only, and then Government take their 80% stake from that, and keep that fund for elections, and meanwhile also takes the bank guarantee to adjust their balance sheet as well with no profit no loss.... Govt giving money to defaulters, taking back from them indirectly, and also adjusting with bank guarantee....🤝🏻 #this is business #This corruption😌🤞
Sir. Thank you for your knowledge. I need some information. I taken home loan in ICICI BANK Oct 2021. And also applied Awasa yojana scheme, but they didn't apply. Now government withdrawn that scheme. So i didnt get subsidy amount Rs 300000/ is there any way ?
Punjab, Delhi and Kolkata are like the 3 heros of crime and corruption. First the Contractors applied for work even though they were not qualified under Govt recommendations and try to cheat the Bank which was protected by the Contract Terms!
@@ad2050 exactly bro , hdfc , icici , kotak, axis , sbi , pnb mai saare bank use krta hu but sabse bakwas pnb and sbi hai , baaki sare bank top notch hai
@@kssr9 yep. Private banks are next level when it comes to customer service. Of course, we have to be smart and go with big private banks if we need security.
![Noob To Max With DRAGON REWORK In Blox Fruits [FULL MOVIE]](http://i.ytimg.com/vi/LnBMOinoOvA/mqdefault.jpg)
I love how the government also don't read terms and conditions 😉
😆😆
😂😂😂😂
yahi comment toh karne wala tha🤣
Congress gov thi pahile🤣🤣
Pehele AAP government nahi thi
Contractor "Sachin tichkule "😂😂
🤣🤣🤣
Tichkule and tichkule company
Kya? Me nahi Manta!!!
@@AmitKiranDasgupta 🤣🤣
Best comment
Atleast now Govt will understand difficulties of a common man😁
Ye sahi tha guru😂😂
This is how govt. Plays with both sides😎
Yes
Thsi is what hdfc plays from both sides
@@jontyrathod8505 bc bank kyu apni jeb se paisa de....
Contractor ko paise dena fir default karna ye sab phele hi pre-planed hoga
Bank ne shi kiya
Please mention AAP govt
@@trilokyamohanchakra6351 jab yeh guarantee mili thi tab government AAP ki nhi thi .
Where's my money HDFC?
HDFC: This is Bizness!!
Me: send those contractors into jail.🤣
HDFC sahi hai, ye log paise kha jayenge aur Bank kyu bhare
Bank wale be like= jao abhi lunch time hai 😂😂😂
Thanks for likes
😂😂
😂😂
E to sbi mai hota hai bro.... Private mai nahi.
@@s.halder3280 pvt. Apka account balance tho khatam ho gya due to xxxxxx policy 🤣
@@s_Pareja_p 👍👍👍🤣🤣
बहुत अच्छी जानकारी बताने के लिए बहुत बहुत धन्यवाद👍👍🙏🙏
👍🏽
Mere cibil 820 tha , bank wale ne mujhe HDFC credit diya 1.20lacs ke limit par . 1 saal sahi se use krne pe 1.5lacs tak ka limit mila . Phor credit card wale mujhe bina bateye hidden charges , intrest + gst pe paise faltu ke katne lage . Kafi behas hone ke bad bank wale mujhe paisa pay karane pe majboor kar diye , maine paise jama kar diye .phir mujhe 2lacs ka limit mila or mai gusse me pura paisa hi use kar use 1 v paisa wapas nhi kiya or bola jo karna h kar lo 😅. Aaj mera cibil 350 h . I m proud of myself 😂. Or kato hidden charge 😂
Thekdar se bhi commission aur hdfc se bhi commission aur doob gye tax payer ke paise..
Jai ho corruption walo ki
In every state govt department like PWD, municipal corporations , improvement trusts , RTO, revenue department , public health department their is too much corruption. ...
In front of those corruption the loan money of malya will look small ....
@CFX shorts Panjab goverment is under high debt.... 😌
@CFX shorts lagta hey kavi northeast or South India nhi gaye... Bohot galat faimi paal rakkhi hey.... 😂😂 Or Sun le... Educated Osama bin Laden vi tha.
@CFX shorts aao kabhi Maharashtra may batate hai devlopment
@@kimjongtrump1703 bhai unko koi bataye Odisha naam ka bhi ek State hai india me.
Under section 145 of the Indian Contract Act, 1872, it is provided that "in every contract of guarantee, there is an implied promise by the principal debtor to indemnify the surety and the surety is entitled to recover from the principal debtor all sums which he has paid rightfully and not the sums which he has paid wrongfully ".
Sabse pehli baat ki Punjab govt ne aise dhokebaaz contractors ko contract diya kyoon????
channi k rishtedaar thy isliye ek beta dusra banjha 3sra sala 😂
HDFC Bank is one of the most responsible banks in our country. There must be something very fishy which cannot be understood in a short video.
Hdfc or private banks are not fool to distribute their money for free, its their responsibility to check term and conditions.
Hdfc is India's most valued bank and have reason for it, also it's founder is so great and inspirational
Looks like founder himself comment ed
Mehnga to bohat hai ye bank
No one fool to distribute their money for free, hdfc created that rigid TnC that's why govt couldn't do anything nd ordered to close thier A/Cs..
One of the terms and conditions - " we don't deal in lunch time"
Terms and conditions in a Bank Guarantee is with out demur. Supreme Court ruling in a case, bank guarantee cannot be refused by the bank from enforcement when in default.
Well done HDFC.👍. Proud to have bank like this in India. ❤️
Bekar hai
Bahut Jaan Hain aap ki baat and looks mein.
Bank Guarantee ke liye Contractor aapne paise Bank me lock karta hai fir Bank Guarantee milti hai.
Bank Guarantee koi insurance thodi hai, jo Bank aapne paise claimer to de.
Bank Guarantee ka Validity period hota hai aur fir claim period hota hai. Agar uss date me claim raise nahi kiya gaya to koi claim valid nahi hota.
Contractor sirf 10% ki FD deta hai
Correct 💯
Sir best new fd rates bank ka video bana doo.
@Vishnu go pnb bank get 6.10 interest in fd for 405 days
But union Bank too 6.50 rate of interest da raha hai sayad but problem yaha hai ke virtual debit card nahi de raha hai.
As far i know first you have to deposit that amount as demand draft in bank then Bank issue the bank guarantee of that amount. So if a person is not able to complete the work then government can seize the money.
If u have bank facility then u need to give only 25% margin
Bank be like -: pehle tehsil jao tehsildaar ke sign lao.
Jab le aaoge phir mein dubara sign ke liye bhejunga patwari ke sign ke liye.
It's Punjab Government fault for not reading terms and conditions. Also if I had been a head of ministry in the government, I would have immediately terminated all high ranking officials for not conveying necessary terms and conditions to the government. But as we all know there is a saying if you are in a government job, you are more likely to end your service at retirement. That's why government institutions are always in lose.
Punjab will Become No 1 State in next 10 years. 💯💯💯💯💯
My dad who reads software t&c before installing: Dekha la parvahi ka natija
Banking with HDFC bank is nightmare for me.
Same for me! 😵
Issi saal account khulwaya usme
Can you explain how¿
Kese?
@@pardeephuda7052 I'm planning to open acc in hdfc this week. Why is it nightmare ?
Meri mano to government me terms and conditions page ko service ke according ek template bnana chahiye, company sab apne Mann se har jagah sirf customer ko fsa dete hai.
Ek baar mai ek company ka terms and conditions padh rha tha, Jo unhe block Krna hota hai, wo alag alag condition lgakar block kr dete hai.
Bhai bat privat bank government Bank ki nhi hai sab mill ke khate hai pehle sarkar desh ka paisa contractor ko deti hai fer contractor ko kehti hai abb contract default kro or sara paisa apass me bant lete hai or abb bank pe blem lga do ki contractor ke contract default kr diya or bank bolta hai apne term and condition follow ni kiya par sarkar jan bujh ke esa krati hai
AGREE HO TO PLEASE LIKE ♥️
I see a lot of comments here. And I wonder how people are defending HDFC here. It looks like most of them have no idea about Bank guarantee.
HDFC Bank played crooked here.
But to the investors of HDFC BANK, don't worry nothing will happen. The bank has already given a huge bribery for such accounts.
It's is ultimately the tax payer money which will be wasted, either Punjab Govt will make a write off against the rightfull money which it owns OR long judiciary process against HDFC Bank.
Kuchh pata hai bank guarantee ka... bank pahle hi guarantee ke roop me deposite le leti hai.. apni jeb se bank nhi deti hai
Bank Gurantee mein The supplier/contractor needs to deposit the said amount as a Fixed Deposit.Bank guarantee is always on a safer side,Letter of credit is a risk for bank if the supplier/contractor has discounted the lc & have avail the money before it gets matured.
Bank guarantee does not mean it will come from the bank's pocket. It comes from the person's bank account who took up the assignment.
Why punjab govt dint checked bank gurantee. Because bank also has to face contractor . Contractor may take legal action for realising bank gurantees. As terms and conditioned should be breached then only bank will release gurantee.
Just for few seconds i wondered whats voter department 🤣
Same here !🤣
Punjab govt na Tender bhi apna logo ko diya honge.
Dono traf sa fayda hi fayda.
🤣😅
Why to go for private banks when you have public sector banks more appropriately punjab national bank with the name of your state in it , SBI or what not!!!!
"Bank ne idhar udhar ki chizen batake paisa dene se mana kar diya"
Banks always do that. Strange thing is that the government does not have the brains to read the contract of Bank Gurantee before accepting. Govt could have published its own terms for the BG.
For a small time business man it is ok to claim this pretext of "idhar udhar" but not for the Government.
Govt. Employees to ensure if BGs are valid or not.
AAP ❤️ on its peak of honesty 🙏🙏🙏🙏🙏
Meri ta limt chaldi aa. Fr mai v apda account band kr dina. Hor ki chahida j eve hunda 😅
Hahahha , paise len vich sab to aage hega aae bank . Den mare peche hatt gya 😅
@@XYAxisEducation where are you from ?
@@jagdeeppanag5396 ok ok thk aa bhanjea. Hor bhain huni kive ne? 😁
@@XYAxisEducation 🙂
Mere khyal nal eda band ni krna ona, bina paise poore kite
HDFC Bank and Guwahati's paying guest owners are same 🤣🤣
Bhai government or contractors ki mistake bank kynu pay karega??
Thank You for the info.
Bank vs govt will be legendary fight 🤣🤣🤣🤣🤣
Me buying life insurance from HDFC life today only 🙂
HDFC Bank did right. Such bank guarantees are promoting the contractors to not complete the work.
Bhai bank guarantee ke bare me pata karo kya hoti hai.. bank apni jeb se kuchh nhi deti hai.. guarantee dene se pahle hi wo deposite us custmer se le leti hai...
Isliye kehte hai pdhai kiya kro guarantee bank deta hi isliye hai taki customer ko paise na hote hue bhi contract mil jaye aur contractee ko trust ho jaye ki haan y kaam krega uske bdle bank security leti hai na ki paise aur guarantee customer k credit rating k behalf p hoti hai na accrual basis p customer k credit rating achi hai to 10000 rupe hone p 1000000 tk ka gurantee certificate bnwa skta hai uske bdle vo apna stock, asset, business kuch bhi security p de skta hai joki guarantee amount ka 100% ya usse bhi jyada ka ho
Kuch to soch smjh k bola kro
Correct.
Upload full details video
Which terms and conditions please elaborate
Please explain HDFC pragati account
Bank does not give money out of thei pocket. The vendor has to make corresponding fd in that bank before bank will issue the BG.
Sir aapka background music ka bhaut high sound hai
Bilkul sahi kiya Punjab Government ne. Agr humaari mano toh Axis Bank Wale bhi apna account band kr de Kiyuki Iske bhi terms and conditions Bhuut hai.
That's why HDFC is leader in the market
UCO Bank video please sar
HDFC,Bajaj finance ye dono desh ke sabse bade scammers hai..
Great maan Sahab👍👍👍
First hold the govt officer who signed the doc representing the govt and find why he did so, corruption or incompetence either is bad.
Secondly if the points were loopholes then in that case make sure HDFC Bank can't be the bank of any further contractors , employees account wouldn't hurt them businesses would
Bhai galat bol gaye ... Goverment pehle Paisa nahi deti hai... BG ka matlab hai a kind of security that if contractor is not able to complete or perform the work as per requirement or work done by contractor is of poor quality then bank has to make the payment for that loss....
Fund from government will release only after ful and final completion of work done by contractor
यानी गलती बैंक नही सरकार की है जो हस्ताक्षर करने से पहले terms and conditions को ध्यान से पढा नहीं।
Panjaab Voter resource department, Gormint 😎 garenty.
Sir HDFC india ka Lehman brothers banega diwali baad Black swan event waise hi aa sakta h ... RBI ne khud mana h is event ko ki ayga pr KBB iski pushti nhi kr skte pr prediction ho skt h
Insurance me bhi yehi karte hai bank wale. Log jindagi bhar installment bharte hai aur marne ke baad bank unke pariwar walo ko terms and condition ginati hai
Eakdam sahi boss, policy bechney ki samin to bus farmaulty key taur per sin karwatey, Hunstey hua Yeh kah kar, bus sir eadhir sign kar degey,, BUS premium bharte raho, Marney ke Baad I key Paas koi claim na karo..
Ghar mai kuttai billi kawvaa kabutaar haar koi mil kai pareshaan kar rahai hai
Hope they had checked contractors profile prior to giving work to them!
HDFC is like the most expensive bank to maintain...you pay them to keep your money in bank 🤣...
Agar contractor default kr raha hai to bank kyu paisa de bhai ?
That is why hdfc bank is worth investing in. By hook or by crook, they will make money.
That has happened because, hdfc bank manager and management has taken lots of bribe from the contractors.
Normally, these business men must have current account with that much amount savings in it, other than floating funds and liquidity in their business.
Also these biz men must have filed Advance Income tax too. These are all banking or RBI rules.
This hdfc bank management must have eaten lots of bribe....to give Letter of Credit / LC.
Note :-
Bank never pays from its pocket. They normally pay from these biz men current account unused funds
Wo openian mera pahle se tha but tab mere pas ek vajah thi warna hdfc bank account me mera account nhi hota wo khatam account close
Aap kis software se video edit karte ho?
Haa Delhi jesa haal ho jayega thode dino me Punjab me bhi free free free k chalte sarkar bani h "bhaiya jab bhi kahi pe free dikhe to smjh jana kuch jhol h yaa fir maal kharab h"
HDFC ki customer service kafi acchi hai lekin. Mai bike ka emi karwane gaya, hdfc ka banda udhar hi baitha tha. Bola ki sir aapko toh koi document bhi nahi dene. Aadhaar card, pan card dedo, Bas. Na ITR, na bank statements, kuch nahi. Paper pe kuch sign bhi nahi karwaya. 10 min me sab khatam.
Aur yahin, baki bank rula dete. Khaskar govt bank.
Why didn't you show govt banks when saying doosra banks...
we have to stop privatisation of bank. because private bank never think about for any common man intead of their profit
Ise acche to sarkari banks hn Kam se Kam janta k paise to safe hn....we shud promote our government banks friends....so that they can flourish n cater to public need better
We all know how PSU banks such as PNB, BOI, BoB, Canara Bank, Indian Bank, Union bank of India serves its customers. Only somehow SBI's service is average or above. Preaching for PSU banks eon't change the reality dude. Get real.
@@subhadeepgiri2504 yes I know it....n in this sector from.past 12 yrs....private log kaise corruption or exploit krte h that also we know....boss log ki chatne me hi zindagi nikal jaati h.....I hope u also know this...
Government never accepts Bank guarantee from private banks...
अभी तो HDFC Bank में ही account kholna padega bahut अच्छा काम kiya HDFC ne।।👏👏👏👏corrupt Punjab ke government को paisa नहीं दिया।।। बराबर तो kiya।।।।haramkhor contractors default करे ओर पैसा दे बैंक।। क्यों भई??
Abe chutiye bank fir bank guarantee kyo bech raha hai paise le kar
tere gandu modi sara tera desh kha gya
Bhai ye thda thda Parag Agarwal ni lg rha??
But it's also not the fault of HDFC Bank too right ??
Ab bank walo ne government ko bhi chuna lga diya 😂😂😂
Terms conditions ? Kon se hai aur kiyu nahi follow Kiya ?
Government is making money through this concept LHS = RHS
First they give contract to the Defaulters, who is actually a their relatives only, and then Government take their 80% stake from that, and keep that fund for elections, and meanwhile also takes the bank guarantee to adjust their balance sheet as well with no profit no loss....
Govt giving money to defaulters, taking back from them indirectly, and also adjusting with bank guarantee....🤝🏻 #this is business #This corruption😌🤞
Court mein bola ki beneficiary can't take action against applicant. Isliye HDFC nai No bola
Sir. Thank you for your knowledge. I need some information. I taken home loan in ICICI BANK Oct 2021. And also applied Awasa yojana scheme, but they didn't apply. Now government withdrawn that scheme. So i didnt get subsidy amount Rs 300000/ is there any way ?
Punjab government : oye chuna lga diya
🤣
Jb government ke sath aisa ho rha hai than where a common man stands
Government Ko sabsa Pahala To ek list Bannani chahiye Contractor ki Jo Default kara ya Corruption kara Unha Blacklisted kar dena Chahiye
Waah itne employees ka account bagair terms n conditions ke ....
Government be like - chal apne baap ko mat sikha😂😂 konsa terms conditions 😂😂😂😂 I love government
Hdfc is best nd pehle main bhi sochta tha but the pic is different...bhut huge bank hain
main aapko aapke voice aur jyada behtar banaa sakta hun aap ek apna voice mujhe de dijiye ?
Channel Ke official mail id pr mail krdo..about section me jake
@@XYAxisEducation Nehi Milla apka maill
@@XYAxisEducation insta pe DM kiya
@@Rupan_Das apni instagram I'd dena bhai
@@akshagarwal9792 rupandaas
Bank guarantees like Br bills receivebal
Punjab, Delhi and Kolkata are like the 3 heros of crime and corruption. First the Contractors applied for work even though they were not qualified under Govt recommendations and try to cheat the Bank which was protected by the Contract Terms!
Aur jao Private bank 😂😂
But problem toh government ki hai. Bank is clear from their side.
Nah bro, private banks like HDFC are top notch.
@@ad2050 exactly bro , hdfc , icici , kotak, axis , sbi , pnb mai saare bank use krta hu but sabse bakwas pnb and sbi hai , baaki sare bank top notch hai
@@kssr9 yep. Private banks are next level when it comes to customer service. Of course, we have to be smart and go with big private banks if we need security.
aur tu jaake sbi mein lunch kha
The bank is right in not paying the money to government
Kindly share complete info. Don't share half info. So sad
Is it water or voter?
Water brother.
@@XYAxisEducation He means Wooota
Ye bank guarantee letter of credit h kya
It's wrong and illegal, if there is any dispute the govt. can go to court. And why didn't the govt did not read the terms and conditions properly.
So if the loan account defaults, then bank should pay? Then why do we need banks? Just throw away the money for free.
Mujhe pehle lagta tha... PNB sirf Punjab valo ki Bank hai...😂😂
Ultimately paisa toh saara public ka luta gaya.. 😖
Congress 3.5lakh crore loan ke sath aise kand bhi chod ke gai hai 😂😂
SO WE CAN ALL AGREE THAT THIS MAN NEVER DISAPPOINTS US WITH HIS VIDEO 🤙💕🤙💫💫
Thanku again Dear .
Regards
@@XYAxisEducation sir woo spammer hai
Aisa nai hotha
Jab bank garanti deti haito
Uss customer se utna fd leti hai
Tab jake usko utni bank garanti deti hai....