If you haven't gotten health insurance for you and your family, there is no better time than now. Please book a FREE call with the best advisors in town and we will get you sorted - ditto.sh/kt33ap
Hey Ditto Team, I have a suggestion for your content. Most people who follow Ditto are already aware of the insurance plans available in the market. However, I believe you could create engaging videos on the following topics: How Ditto Handles Rejected Claims: Showcase how Ditto steps in when claims are rejected and the process your team follows to resolve such situations. Going the Extra Mile for Justice: Highlight stories where your team fought hard to get claims approved and ensured justice for your customers. Interviews with Insurers: If possible, interview representatives from insurance companies. Get their honest opinions and share stories where Ditto helped prevent customers from facing financial difficulties. Why Choose Ditto Over Local Agents: Explain how Ditto stands out from traditional agents and why people should choose your services. Emphasize the after-sales support that makes Ditto unique. Many customers feel that the real service starts after purchasing the product. It would be great to have raw content showing how Ditto fights for claims and gets them approved on behalf of your customers. This could attract more subscribers and give you a steady flow of content. I understand that privacy and compliance are important, but finding a way to share these stories while staying within those boundaries would be highly engaging. Looking forward to seeing this content from Ditto!
Thank you for your response. We will definitely try to cover these topics in the future. Meanwhile, please feel free to watch the other videos we have posted regarding how we have dealt with claims.
Hi Santosh. Thanks a lot for your suggestions. We will pick these up and bring out more videos for our amazing audience out there. While we get to the rest of topics, we have infact covered a couple of claim stories. Please feel free to check them out :)
It would be advisable that Ditto issues a statement or video on Care insurance considering that ED raid has happened and Ditto is actively recommending Care's insurance. Please release a video/statement
Need to know in simpler words which health situation maps to which insurance product/company and quick comparison on premium saving options & premium impact in % if PED waiting reduced
Incase, I choose a comprehensive plan today with a huge sum insured (adjusting to inflation today itself). And then in future, if we are unable to afford the high premium, can we reduce the Sum Insured or is that not a right and at the discretion of the insurer similar to increasing the cover.???
I'd be careful while doing this. Some companies redo the process of policy underwriting when the customer or they themselves modify the sum assured for the policy for any reason. The underwriting of policy basically means the company is reassessing the insured persons risk profile which can re-trigger all clauses, waiting periods or even age specific exclusions (if any) or inclusions (such as co-pay). This effectively means the policy is as good as new which in the case of an ongoing policy may be bad as now the insured person may have to end up waiting for PED, specific disease wait period, etc all over again. Make sure to ask the company whether modifying the sum insured in the future would re-trigger the process of policy underwriting. Ask them to confirm over mail communication and not phone.
You only discussed comprehensive plans. Why not discuss plans like Care Senior or Care Heart etc, which are mostly for elderly people with issues like diabetes or BP etc..
Sir I have acko platinum health policy with unlimited sum insured. I request company to decrease my sum insured but the company denied to reduce sum insured. What to do?( I am not senior citizen)
❓can you please guide if i purchase helth insurance from online aggregator like Ditto & after few years im not happy with service, then can i renew same policy via another aggregator? Or i am stuck with same aggregator unless i buy new policy or port it.. also what if ditto stops partnering with HDFC in future?
See, aggregators just work as facilitators to help you with the health insurance related operations. There is no dependency on any such aggregators. There is no rule that you can only claim through Ditto or your insurance advisor. At the end you are a customer of HDFC and you can always directly reach out to them for any claim related or policy related process. Changing the aggregator only for now is not possible but you can always interact directly with the company to get the process done. Main objective of Ditto is to help you with all these processes because when our loved ones are being hospitalised we won't be in the right mental state to reach out to the insurer and get these paperworks done right. So Ditto does all these processes so that our customers can focus on the other important aspects.
If you haven't gotten health insurance for you and your family, there is no better time than now. Please book a FREE call with the best advisors in town and we will get you sorted - ditto.sh/kt33ap
Hey Ditto Team,
I have a suggestion for your content. Most people who follow Ditto are already aware of the insurance plans available in the market. However, I believe you could create engaging videos on the following topics:
How Ditto Handles Rejected Claims: Showcase how Ditto steps in when claims are rejected and the process your team follows to resolve such situations.
Going the Extra Mile for Justice: Highlight stories where your team fought hard to get claims approved and ensured justice for your customers.
Interviews with Insurers: If possible, interview representatives from insurance companies. Get their honest opinions and share stories where Ditto helped prevent customers from facing financial difficulties.
Why Choose Ditto Over Local Agents: Explain how Ditto stands out from traditional agents and why people should choose your services. Emphasize the after-sales support that makes Ditto unique.
Many customers feel that the real service starts after purchasing the product. It would be great to have raw content showing how Ditto fights for claims and gets them approved on behalf of your customers. This could attract more subscribers and give you a steady flow of content.
I understand that privacy and compliance are important, but finding a way to share these stories while staying within those boundaries would be highly engaging.
Looking forward to seeing this content from Ditto!
Thank you for your response. We will definitely try to cover these topics in the future. Meanwhile, please feel free to watch the other videos we have posted regarding how we have dealt with claims.
Hi Santosh.
Thanks a lot for your suggestions. We will pick these up and bring out more videos for our amazing audience out there. While we get to the rest of topics, we have infact covered a couple of claim stories. Please feel free to check them out :)
Why Bajaj Allianz is the most expensive Health Insurance Premium they have
3 policies discussed
1. HDFC ERGO optima secure
2. Care Supreme
3. Aditya Birla Active
Thank me later.
It would be advisable that Ditto issues a statement or video on Care insurance considering that ED raid has happened and Ditto is actively recommending Care's insurance. Please release a video/statement
Need to know in simpler words which health situation maps to which insurance product/company and quick comparison on premium saving options & premium impact in % if PED waiting reduced
All citizens need
Crisp Clear No fuss
Health insurance with
Low premium
No fineprint
No room/disease limit
Incase, I choose a comprehensive plan today with a huge sum insured (adjusting to inflation today itself). And then in future, if we are unable to afford the high premium, can we reduce the Sum Insured or is that not a right and at the discretion of the insurer similar to increasing the cover.???
You can decrease the cover amount at the time of renewals. The only catch is one may lose out on the bonus part if any.
I'd be careful while doing this. Some companies redo the process of policy underwriting when the customer or they themselves modify the sum assured for the policy for any reason.
The underwriting of policy basically means the company is reassessing the insured persons risk profile which can re-trigger all clauses, waiting periods or even age specific exclusions (if any) or inclusions (such as co-pay). This effectively means the policy is as good as new which in the case of an ongoing policy may be bad as now the insured person may have to end up waiting for PED, specific disease wait period, etc all over again.
Make sure to ask the company whether modifying the sum insured in the future would re-trigger the process of policy underwriting. Ask them to confirm over mail communication and not phone.
Ditto is doing good job in educating about insurance.
But they should provide more plans for the customers.
I agree with your point. The only restriction we have is, we do not recommend a plan unless we are absolutely sure of the insurers' claims processes.
You only discussed comprehensive plans. Why not discuss plans like Care Senior or Care Heart etc, which are mostly for elderly people with issues like diabetes or BP etc..
Nonsense, active 1 has major exclusion,check policy wordings plz
Sir
I have acko platinum health policy with unlimited sum insured. I request company to decrease my sum insured but the company denied to reduce sum insured. What to do?( I am not senior citizen)
❓can you please guide if i purchase helth insurance from online aggregator like Ditto & after few years im not happy with service, then can i renew same policy via another aggregator? Or i am stuck with same aggregator unless i buy new policy or port it.. also what if ditto stops partnering with HDFC in future?
See, aggregators just work as facilitators to help you with the health insurance related operations. There is no dependency on any such aggregators. There is no rule that you can only claim through Ditto or your insurance advisor. At the end you are a customer of HDFC and you can always directly reach out to them for any claim related or policy related process. Changing the aggregator only for now is not possible but you can always interact directly with the company to get the process done. Main objective of Ditto is to help you with all these processes because when our loved ones are being hospitalised we won't be in the right mental state to reach out to the insurer and get these paperworks done right.
So Ditto does all these processes so that our customers can focus on the other important aspects.
Pls do a video on multi individual health insurance policy
Sure! We have a bunch of Comparison Videos in our pipeline. Subscribe and stay tuned so you don't miss another update from Ditto Insurance :)
When you r discussing for seniors you should be precise to that.
An absolutely pointless video which is just recommending the same plans over and over again. Nothing new.
why not recommeding ICICI?