Great reminders...we live a luxurious life. Water from a tap! A warm shower and soap and towel! A change of clothes. A bed. Shoes to wear. A frig with food. Something to cook it with. Some money in my wallet. A job. I'm so grateful.
I am currently on a debt free journey. I love watching your videos because it reminds me to keep my spending low and that we as humans really don’t need much to survive. Thank you for your videos
I also mostly watch to reduce my spending. If you watch foodie channels, you want to eat out, if you watch frugal RUclipsrs, you want to read books and be happy at home.
no new car---my 10 year old BMW SUV is in perfect condition--was given to me by my sister 6 years ago-no card payment or cc debt--NO latest i-phone either---my old one works just fine & no subscriptions--I am a finacial minimalist also!
THANK you for saying that you don't need debt in your life. I can't even count the number of times I've heard people say: " You need to have some credit card debt to have a good credit score." That kind of nonsense has probably caused SO many people to have money problems for life. Great video.
I avoid things that are disposable. I have linen napkins, i use dish towels rather than paper towels, I have a 1976 electric percolator that doesn’t use filters, I refill gallon sized water bottles and I have a bidet and use reusable toilet paper.
I still enjoy the content and I try to keep things in perspective as well. I eventually want to buy my own home, but I'm planning on buying one outright. My grandmother had a great saying. The bigger the house, the more you have to clean.
Sound advice! Thanks for your insightful help. I'm always amazed at how others will complain about the rise in prices but won't adjust their spending habits. Love the song by the way!
The only remaining debt we have is on our home. We just got our tax refund. I used it to get my husband's truck inspected. It was sitting in the yard waiting for that moment. Last year when I took it in, the amount ran over the $1,000 to get it inspected. My husband fixed the body work that needed done. Considering the cost of replacing it, spending $2100 to get it inspected isn't bad. We really don't spend a lot of money on it otherwise. We bought the best truck on the road when we bought it as a leftover in late 2000 for a reduced price. The remaining money will go to upgrading our electric for our new heating system. Our lifestyle creep is backwards. We started out with Verizon phones (latest) and paid Verizon for the service. We left them for T-Mobile who offered less cost for a nicer phone. Then we discovered cheaper phones and cheaper plans. Now we have Mint mobile and Motorola phones. We are looking forward to becoming debt free. I follow you because you are right, and you sing pretty well.
Just totally awesome!!! They should teach what you just said, to all the kids in school. You're a world changer. Sounds like a peaceful life. Bless your heart ❤️
I have become a lot less materialistic and more strategic to have an emergency fund. My family has different ideas. I want a simple life and being able to pay the basics.
Absolutely 🤣❤ love your content and speaking from personal experience on having debt its horrible experience currently so close to becoming debt free been working on this over a year now and I'm learning to be more financial Lit to build a better life for me and my family!
Living within your means includes not getting into excessive debt. It took a while but I found an affordable unit only needed to borrow 80K as I had 170K saved up and paid it off in 5 years whilst working a second job. I estimate this saves me $300 per week. I also paid my university tuition while I did my studies. How are they convincing people to take 50-100K in student loans? It boggles the mind.
What do you think about a mortgage? I had one when I was your age, and we made it a game to pay it off as fast as we could. We looked at how much we saved in interest by adding on whatever extra money we had to add on to the monthly payment, and found so much satisfaction at the savings by adding more money that it inspired us to put as much as we could. Enormous sense of accomplishment when the mortgage was paid off. We paid it off before we thought we would and then started working on our retirement fund with gusto.
This is the kind of content we always refer back to keep fresh in our minds these precious lessons. You have the unique ability to turn a serious topic into a funny video!!! You are a stand up comedian!!! I always avoid browsing and window shopping, YOLO can definitely break my budget. Instead, I take an inventory of my closet and I am pretty much happy.
I compared the new Google Pixel 7 with my current phone (Pixel 4a). I don't see any major changes but a faster CPU, larger screen (which I don't want) and more storage. I'll wait for another 2 years until my phone is not able to run smoothly any longer even though unused apps are removed and caches are emptied.
I also have a Pixel 4a and I really like it. My original one fell in the pool and I was luckily able to get a refurbished one from the additional warranty for just a small deductible.
This is very helpful information and it all helps to alter one's mindset regarding consumption: appreciate what you have and do not buy what you cannot afford in the long run.
Hello Austin .I agree with you I am 65 and I am free is so good not to have to worry about money. I pay for every5hing in cash and I love it .i refuse to give my money in interest to some one else no way not me
None of the ten things were new to me but I enjoyed your video nevertheless without skipping even one second. Btw. we have the same guitar it seems, but you play it better. Greetings from Germany ! 😊
I have been watching your videos since the beginning. I love the realistic information you are providing than other minimalism videos. This video script is miles ahead than your old ones. Good skill. Really appreciated. 🎉
¡Vamos a tomar un poquito de cafecito! :) I am binging on your videos while I work and it actually helps me focus and it makes the day go faster. ¡Muchas gracias por la compañía!
Debt comes from renting money. I will not pay somebody rent for funds when that person is doing no work to earn that money. I also just do not want debt, and I have none. I am also fortunate to be able to save 10 percent of what I make, as well as give away 10 percent to help family and others. I live well without a car and with national health care in Central Europe.
I avoid car payments, credit card debt and mortgage payments, I'm done with all of these already, I'm In my mid 50s and don't intend to get in debt again.
I've been following your videos for quite a while now your advices are awesome simple and priceless and you just surprised me with your guitar singing... Greetings from Philippines mi compañero... God bless and keep helping people get wealthy in a simplified approach...
Hahahaha! You are cute as a bug! I can say that because I'm old enough to be your granniemaw. Love the serenade at the end...keep on doing what you're doing, it's gonna get you what you want. 🙂
Hey Augustino, love your singing, could you please do more of that for us? ...and yes, you are right, i still can hear my mother saying: "Man macht keine Schulden!" - avoid debt, always... Hope, you are allright, greetings from Germany!
Your video's are great and fun to watch. You deserve much more views and subscriptions. Your information is valuable. The MAN must hate you for doing this. :)
I've never had a car and that adds to the quality of my life. Sure, I have to plan ahead but I have a lot more money for other things and I don't have all the headaches that come with owning a car. If MY car breaks down, I just hop into another. 😆
@@lornalaurie278 I live in the city and for the past forty years, my primary transportation has been a bicycle. I ride it year round. I carry my groceries on it. (My luggage rack has a 55 pound weight capacity.) I've never lived further than three miles from work and grocery stores. If I need a car, I have friends and neighbors who are grateful for some gas money. I occasionally use public transportation. I'm 66 and have worked mostly low paying jobs. With the money I saved by not having a car, I was able to buy a house, by myself, pay it off and save for a comfortable retirement (not that I want to retire but in case I have to). I am unable to drive due to neurological issues, but I don't envy folks with cars. Cars seem like a lot of trouble to keep up with.
You're so cute Austin. I make a poster of your Ten Things Why I'm Frugal video. I put them in my kitchen where my kids can read them. I love all of your videos. They all make sense. You are very smart boy.
I haven’t rushed for anything in years, great advice, but people that live week to week just don’t have that luxury…..and good luck with drinking all that tap water and not getting sick……I personally take one sip of it and it makes my stomach turn…..I love your videos, keep up the great job, but my advice is, stay away from the toilet water😂😂😂😂😂
In an airport here in Australia they were boasting that their toilet had " recycled water" I felt like writing underneath. Flush twice we like our coffee strong😂😂😂😂😂😂😂
I haven't watched this video yet. But who here gets frustrated when saving and having to buy for people's birthdays and Christmases? Don't get me wrong, I like buying for people I love but ohh man can it be hard not over-spending! Got to be intentional.
Muchos comentarios, muchas gracias!! Tengo un nivel "avanzado bajo" entonces es un poco dificil explicar mis ideas el español! Puedo conversar pero todavia soy gringo!!
People. I avoid people. I don't run away from my fellow humans, but I'm sure every time someone approaches they'll want one of two things from me : money or attention.
![I Quit Seeking Happiness Through Money [here's why]](http://i.ytimg.com/vi/W_lEOKKGRAA/mqdefault.jpg)
![I Quit Seeking Happiness Through Money [here's why]](/img/tr.png)
![The OTHER Inflation [and it's much worse]](http://i.ytimg.com/vi/V4Zx0d128WI/mqdefault.jpg)
What's one thing you avoid?
Tech upgrades and only buying furniture when necessary.
Buying a new phone if my old phone still works.
Going into debt unless it's for a property
Fake nails and eyelashes like many of my colleagues have (I'm a flight attendant)
I've always avoided "buy now, pay later" or "don't pay until" payment plans. If I can't pay for something in full, today, I can't afford it.
Great reminders...we live a luxurious life. Water from a tap! A warm shower and soap and towel! A change of clothes. A bed. Shoes to wear. A frig with food. Something to cook it with. Some money in my wallet. A job.
I'm so grateful.
Yes, those little things make up an incredible life! I love clean water, haha!
Some of us even get milk from the tap 😳
Sorry about the job but the rest i'm down with.
I am currently on a debt free journey. I love watching your videos because it reminds me to keep my spending low and that we as humans really don’t need much to survive. Thank you for your videos
I'm with you on this doing same
my car died too.. and that's when I became a minimalist..its like I was lead to your vids..been watching for a,while yu are a genious
I also mostly watch to reduce my spending. If you watch foodie channels, you want to eat out, if you watch frugal RUclipsrs, you want to read books and be happy at home.
no new car---my 10 year old BMW SUV is in perfect condition--was given to me by my sister 6 years ago-no card payment or cc debt--NO latest i-phone either---my old one works just fine & no subscriptions--I am a finacial minimalist also!
THANK you for saying that you don't need debt in your life. I can't even count the number of times I've heard people say: " You need to have some credit card debt to have a good credit score." That kind of nonsense has probably caused SO many people to have money problems for life. Great video.
I avoid things that are disposable. I have linen napkins, i use dish towels rather than paper towels, I have a 1976 electric percolator that doesn’t use filters, I refill gallon sized water bottles and I have a bidet and use reusable toilet paper.
I still enjoy the content and I try to keep things in perspective as well. I eventually want to buy my own home, but I'm planning on buying one outright. My grandmother had a great saying. The bigger the house, the more you have to clean.
Yup u agree with granny! Bigger house might mean being house poor and having more to clean!
I like your definition of Financial Minimalist = Strategic about finances ❣️🥳
Sound advice! Thanks for your insightful help. I'm always amazed at how others will complain about the rise in prices but won't adjust their spending habits. Love the song by the way!
Thanks!
The only remaining debt we have is on our home. We just got our tax refund. I used it to get my husband's truck inspected. It was sitting in the yard waiting for that moment. Last year when I took it in, the amount ran over the $1,000 to get it inspected. My husband fixed the body work that needed done. Considering the cost of replacing it, spending $2100 to get it inspected isn't bad. We really don't spend a lot of money on it otherwise. We bought the best truck on the road when we bought it as a leftover in late 2000 for a reduced price. The remaining money will go to upgrading our electric for our new heating system. Our lifestyle creep is backwards. We started out with Verizon phones (latest) and paid Verizon for the service. We left them for T-Mobile who offered less cost for a nicer phone. Then we discovered cheaper phones and cheaper plans. Now we have Mint mobile and Motorola phones. We are looking forward to becoming debt free. I follow you because you are right, and you sing pretty well.
I really like the idea of "backwards life style creep".
@@simini1837 Dave Ramsey recommends it until you're debt free.
Love the humour. And the music. Your videos are always entertaining and they make me think.
Just totally awesome!!!
They should teach what you just said, to all the kids in school. You're a world changer. Sounds like a peaceful life. Bless your heart ❤️
I have become a lot less materialistic and more strategic to have an emergency fund. My family
has different ideas. I want a simple life and being able to pay the basics.
Absolutely 🤣❤ love your content and speaking from personal experience on having debt its horrible experience currently so close to becoming debt free been working on this over a year now and I'm learning to be more financial Lit to build a better life for me and my family!
Living within your means includes not getting into excessive debt. It took a while but I found an affordable unit only needed to borrow 80K as I had 170K saved up and paid it off in 5 years whilst working a second job. I estimate this saves me $300 per week. I also paid my university tuition while I did my studies. How are they convincing people to take 50-100K in student loans? It boggles the mind.
Life always happens. We should realize it’s not if something breaks or goes wrong, but when.
What do you think about a mortgage? I had one when I was your age, and we made it a game to pay it off as fast as we could. We looked at how much we saved in interest by adding on whatever extra money we had to add on to the monthly payment, and found so much satisfaction at the savings by adding more money that it inspired us to put as much as we could. Enormous sense of accomplishment when the mortgage was paid off. We paid it off before we thought we would and then started working on our retirement fund with gusto.
Thank you for your videos I'm binge watching every single video. They are so helpful !
Awesome work Austin. Love what you are doing. You are helping a lot of people make wiser choices. Great content 👍
Thanks!
Delayed gratification, I love it and have to remember it because I am currently adjusting to living with less but it's for such a good cause, freedom!
This is the kind of content we always refer back to keep fresh in our minds these precious lessons. You have the unique ability to turn a serious topic into a funny video!!! You are a stand up comedian!!!
I always avoid browsing and window shopping, YOLO can definitely break my budget. Instead, I take an inventory of my closet and I am pretty much happy.
Life is simple. We make life too complicated expending money that we don’t have and worrying about things “the market” that we cannot control.
💯
I compared the new Google Pixel 7 with my current phone (Pixel 4a). I don't see any major changes but a faster CPU, larger screen (which I don't want) and more storage. I'll wait for another 2 years until my phone is not able to run smoothly any longer even though unused apps are removed and caches are emptied.
I have the 3 and it's lasted me 2 years so far!
Thanks for the info on the Pixle phones. I'm looking for a used phone and had the 4a on my list.
I also have a Pixel 4a and I really like it. My original one fell in the pool and I was luckily able to get a refurbished one from the additional warranty for just a small deductible.
Nice..❤ your videos always informing. You are so wise beyond your years! So talented, wasn't expecting a serenade at the end.
Thanks!!
This is very helpful information and it all helps to alter one's mindset regarding consumption: appreciate what you have and do not buy what you cannot afford in the long run.
I friggin luv this!!!! I avoid falling into the purse/shoes pit. I have a wallet. I have used the phrase "delayed gratification" a lot lately.
Such a good video! Having a sense of humor is priceless! 🌻
🌻🙏
Hello Austin .I agree with you I am 65 and I am free is so good not to have to worry about money. I pay for every5hing in cash and I love it .i refuse to give my money in interest to some one else no way not me
This is brilliant, Mr. Austin Williams. Thank you.
Thanks!
None of the ten things were new to me but I enjoyed your video nevertheless without skipping even one second. Btw. we have the same guitar it seems, but you play it better. Greetings from Germany ! 😊
I am guessing your nationality based on your name hahaha.
@@rencechannel2240 Good luck with that ! "Kuya" is a filipino term.
@@kuyaraf110 alam ko po haha 😅
@@rencechannel2240 So, whats your guess now ? 😊
Making more money just means, that I can save more for the future. No lifestyle creep for me!
Great video! Informative and very entertaining!
LOVE your song! Really enjoyed today's video. Please keep them coming 🙂
I will make just enough videos to keep you satisfied...
I have been watching your videos since the beginning. I love the realistic information you are providing than other minimalism videos. This video script is miles ahead than your old ones. Good skill. Really appreciated. 🎉
Very entertaining and informative.
I appreciate it!
This was awesome! Your song brought a smile to my face. I agree that lifestyle creep is something to be wary of. It can sneak up on you....
I'm glad!
¡Vamos a tomar un poquito de cafecito! :) I am binging on your videos while I work and it actually helps me focus and it makes the day go faster. ¡Muchas gracias por la compañía!
haha..... loved the two roles. You have become sooo comfortable in font of a camera....over the years.
Debt comes from renting money. I will not pay somebody rent for funds when that person is doing no work to earn that money. I also just do not want debt, and I have none. I am also fortunate to be able to save 10 percent of what I make, as well as give away 10 percent to help family and others. I live well without a car and with national health care in Central Europe.
I Watch your channel everyday because the humor and good tips keep
Bringing me back!
That was incredible! Loved your song!!!!
I appreciate. A little bit of rock and roll to get the day started!
I really enjoy your videos. They are so well done.
I appreciate it! Trying to learn more!
Well done, well said! Did I detect a little "Jose Feliciano" toward the end! (Light My Fire)
Note: Stress Kills........Bless ya, Cajun
29 yrs old ! 😮 inspiring financial wisdom .
I'm just trying to make TS proud!
I've had an Iphone 8 plius now for years and it's paid off, i'm happy and it does everything i need!
17th! 😂 Thanks for update on your car. Just dumped 6 grand into my old car too. Live minimalist life so had cash. 👍
Yeah, not the end of the world! No one likes to part with money, but at least it wasn't life changing!
I avoid car payments, credit card debt and mortgage payments, I'm done with all of these already, I'm In my mid 50s and don't intend to get in debt again.
August in, I give this video a thumbs up.
I've been following your videos for quite a while now your advices are awesome simple and priceless and you just surprised me with your guitar singing... Greetings from Philippines mi compañero... God bless and keep helping people get wealthy in a simplified approach...
Thanks!
Omg I need to watch your video everyday to keep motivation up!
El Augustine is wise beyond his years.
This one had me laughing 😂
Good video 👍🏼
great video. but could you go into bit more detail about no 6 i.e. how you are financially preparing? Maybe do a video on it
Yes, keep it simple. Great video Agustín 💪
I love all your videos Austin thank you so much
Another insightful video, thank you!
Love your content. I’m trying to follow many of then 😊
You have the right mind set.
Loved your song
Gracias!
omg your videos are just getting more and more awesome!!
I'm trying! Thanks!
Gracias, Agustin!❤
Yes, slow wins the prize! Another good video! Thank you. Debt free is freedom!
Thanks!!
Thank you for your videos. You’re helping me get out of debt.
Thank you. Take care
Hahahaha! You are cute as a bug! I can say that because I'm old enough to be your granniemaw. Love the serenade at the end...keep on doing what you're doing, it's gonna get you what you want. 🙂
Enjoyed this video and your song 🎶❣️ nice lil Monday surprise.
Trying to create more!
Hi Austin, I really do love the Song at the end!
Just trying to make you proud!
Hey Augustino, love your singing, could you please do more of that for us? ...and yes, you are right, i still can hear my mother saying: "Man macht keine Schulden!" - avoid debt, always... Hope, you are allright, greetings from Germany!
I can!
Great info! Love from coloradoooo!!!
Muy bueno. muchas gracias.
Man I'm glad I watched that to the very end! 😁
Boa dia
Daqui de Johannesburg, Africa do Sul. Eu amo seu canal e sua energia e sua mensagem. Concordo.
Sou guia turistica
Shehnaz Ahmad
It is nice to be spontaneous like you!!!
Your video's are great and fun to watch. You deserve much more views and subscriptions. Your information is valuable. The MAN must hate you for doing this. :)
lol, it's been moving pretty fast on my end! I think slow is better with YT than too quickly!
Adam Sandler vibes at the end 👍🏾👍🏾👍🏾
Love the song!!
Are the black dots on your map spots you have traveled to around the world?
Awesome outro! 😊👍🏻
Glad someone appreciated it. Felt like a rockstar for a second...
Hope you sign up to sing at nearby festival (s). . Not bad at all. More people need to hear your song
Funny and really good advice here!! 😅
Okayyyy when’s the mixtape dropping on Spotify 👀
Loved the song 🤩
Thanks!
Thanks!!!
I've never had a car and that adds to the quality of my life. Sure, I have to plan ahead but I have a lot more money for other things and I don't have all the headaches that come with owning a car. If MY car breaks down, I just hop into another. 😆
Hi Lisa, Do you work remotely? Or live near your job? What is your transportation? I’d love to live car-free
@@lornalaurie278 I live in the city and for the past forty years, my primary transportation has been a bicycle. I ride it year round. I carry my groceries on it. (My luggage rack has a 55 pound weight capacity.) I've never lived further than three miles from work and grocery stores. If I need a car, I have friends and neighbors who are grateful for some gas money. I occasionally use public transportation. I'm 66 and have worked mostly low paying jobs. With the money I saved by not having a car, I was able to buy a house, by myself, pay it off and save for a comfortable retirement (not that I want to retire but in case I have to). I am unable to drive due to neurological issues, but I don't envy folks with cars. Cars seem like a lot of trouble to keep up with.
@@lisalamphier1410 You are right. They are a major stressor. You have planned well and done well. Sounds wonderful!
i automatically liked this video when i heard you sing and your amazing song :D
I’m drinking coffee while watching your videos without playing 2x speed😊
You are so humorous!
You're so cute Austin. I make a poster of your Ten Things Why I'm Frugal video. I put them in my kitchen where my kids can read them. I love all of your videos. They all make sense. You are very smart boy.
Right on!
Mechanical knowledge could also save you quite a lot- changing your oil is just one example…
you would facepalm so hard if you saw me gulp down coffee in one go
Good information
I haven’t rushed for anything in years, great advice, but people that live week to week just don’t have that luxury…..and good luck with drinking all that tap water and not getting sick……I personally take one sip of it and it makes my stomach turn…..I love your videos, keep up the great job, but my advice is, stay away from the toilet water😂😂😂😂😂
In an airport here in Australia they were boasting that their toilet had " recycled water" I felt like writing underneath. Flush twice we like our coffee strong😂😂😂😂😂😂😂
I haven't watched this video yet.
But who here gets frustrated when saving and having to buy for people's birthdays and Christmases? Don't get me wrong, I like buying for people I love but ohh man can it be hard not over-spending! Got to be intentional.
Wise words here!
Brilliant x
Austin, ¿has pensado hacer videos completamente en español?
Muchos comentarios, muchas gracias!! Tengo un nivel "avanzado bajo" entonces es un poco dificil explicar mis ideas el español! Puedo conversar pero todavia soy gringo!!
@@ElAgustin sí, estaba viendo tus videos mientras trabajaba lol okay 👌
😂😂Coffee Nature Music 👍love the video.
True
A "poor" person living in a developed country today lives better than a king few hundred years ago
People. I avoid people. I don't run away from my fellow humans, but I'm sure every time someone approaches they'll want one of two things from me : money or attention.
One makes many mistakes when they are in a hurry! I avoid debt like the plague! Life is is sooo much better without it!
I volunteer as tribute for the next time you need an actor for your video. I also offer my interpretive dance skills for all your financial music. 🧡 🐪
I see a Grammy award in your future !...look out Taylor.