I'm Afraid We Can't Live On $500,000!

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  • Опубликовано: 16 сен 2024
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Комментарии • 897

  • @missdemeanor3524
    @missdemeanor3524 Год назад +415

    Calls like this make me proud that our family can live comfortably on less than $100k

    • @Polo22546
      @Polo22546 Год назад +3

      👏🏾👏🏾👏🏾

    • @lonestarrk9308
      @lonestarrk9308 Год назад +12

      Same. I’m killing it on $85K.

    • @ginoturano6821
      @ginoturano6821 Год назад +17

      Same here disabled on a fixed income of 20000 a year

    • @hyguruprep
      @hyguruprep Год назад +12

      Money can't buy health & peace.

    • @tracywalker244
      @tracywalker244 Год назад +3

      @@hyguruprep So true just heard about LeBron James son had a heart attack at 18 years old.

  • @emoney1231
    @emoney1231 Год назад +348

    Roughly 99% of people do live on less than $500k. If you "can't do it" you're lying to yourself.

    • @ThePoutamo
      @ThePoutamo Год назад +23

      It’s probably closer to 100% than 99%

    • @nikolaig1
      @nikolaig1 Год назад +11

      50% live on less than 30k a year

    • @Primitive_Code
      @Primitive_Code Год назад +19

      She's just bragging is all. She will decide what to do regardless of their input.

    • @Hopeful62
      @Hopeful62 Год назад +1

      But we want THINGS

    • @elliana5332
      @elliana5332 Год назад +3

      @@Primitive_Code I absolutely agree with you !!! She may have nothing to do. Making call to tell 99% people how rich she is and how pity you (99%) are !!! If someone believe what she said, it is time to go to the hospital checking your brains !!!

  • @codys5727
    @codys5727 Год назад +56

    Trying to remember the last time I've felt less sympathy for someone.

  • @laneyluneva
    @laneyluneva Год назад +370

    This lady is unbelievable. Her "suffering" is maybe not being able to send her kids to private school and get into the local country club. Get real

    • @Polo22546
      @Polo22546 Год назад +19

      Hard times out here.

    • @Hopeful62
      @Hopeful62 Год назад +22

      I feel no sympathy

    • @calistrash1776
      @calistrash1776 Год назад +6

      I want a health reason to justify moving to the coast lol

    • @edb484
      @edb484 Год назад +5

      @@calistrash1776 I’ve horrible allergies and asthma, as I kid I had to stop going to recess and got worse when I got in my early 20s. Had allergy shots and everything and I’m in Texas like this lady and my Doc told me I should move to a cold weather city like Chicago and Milwaukee.
      He had a patient that moved to Canada

    • @rnt45t1
      @rnt45t1 Год назад +6

      she is a woman

  • @FearhandWinner
    @FearhandWinner Год назад +157

    So she has an unknown medical condition that requires her to live at the beach and only make $500k? Wtf is this call

  • @jonathananderson4531
    @jonathananderson4531 Год назад +85

    God bless these two. If I was at that microphone, I would’ve hung up and said “ I’m here to help people, not help your delusional self”

    • @pghmoore
      @pghmoore Год назад +3

      I tried not to laugh at this comment but I failed lol

    • @pilarmartin5051
      @pilarmartin5051 10 месяцев назад

      The problem of our world is stupid los I Q people like this brainless creature

    • @jenniferagosto9883
      @jenniferagosto9883 3 дня назад

      honestly sometimes they need that.

  • @fhuber7507
    @fhuber7507 Год назад +224

    They can't live on $500k?
    There's no sympathy from here.

    • @msovaz77
      @msovaz77 Год назад +7

      Makes you wonder where all her money is going?

    • @angel-ij4xv
      @angel-ij4xv Год назад

      ​@@msovaz77they can't make 500,000 work they are not doing something right

    • @penguingobrrbrr353
      @penguingobrrbrr353 Год назад +9

      @@msovaz77 shes good for the economy

    • @msovaz77
      @msovaz77 Год назад

      @@penguingobrrbrr353 🤣

    • @BearsBeetsBattlestarGalactica1
      @BearsBeetsBattlestarGalactica1 Год назад

      i thought this call was going to be someone trying to retire with 500K not boo hoo im only going to be making 500k per year. hahaha

  • @ivar1998
    @ivar1998 Год назад +339

    Never ceases to amaze me how poorly the affluent manage their finances. The more money people make the less responsible they are with it.

    • @kristaw2686
      @kristaw2686 Год назад +18

      Based on what she said, they're not bad at managing money though. She said that once their house is paid off they'll be completely debt free. She's just anxious for no reason.

    • @ivar1998
      @ivar1998 Год назад +26

      @@kristaw2686 nah there's no way there isn't something else to the story. No one is anxious making $500K unless their expenditure is unsustainably high

    • @Wilky2526
      @Wilky2526 Год назад +11

      If I made that kind of money, I'd still live like I'm living now... I could probably retire in less than 10 years.

    • @phatbetbruh
      @phatbetbruh Год назад +8

      Never ceases to amaze me how poor people mismanage their money!

    • @Sheryl777
      @Sheryl777 Год назад

      @@phatbetbruh 👍

  • @scottgiles3053
    @scottgiles3053 Год назад +48

    This is proof that not all doctors are actually smart and grounded. There is more to intelligence and maturity than the degree behind your name.

    • @rosspimental8384
      @rosspimental8384 Год назад

      Ok Scott. What do you do that is of any benefit to society?

    • @Tunechi65
      @Tunechi65 Год назад

      ​@@rosspimental8384probably work at gas station

  • @alqoshgirl
    @alqoshgirl Год назад +28

    This woman should be ashamed of herself to throw a pity party over this. Knowing how 99% of people make significantly less than them and she has the audacity to feel suffering? The guys were too kind. People like her need a true reality check

    • @Ohiostategenerationx
      @Ohiostategenerationx Год назад

      This is actually a perfect example of how Demoncrats act all the time. They act like they are suffering so much and expect others to sacrifice on behalf of them. It's really pitiful.

  • @lonestarrk9308
    @lonestarrk9308 Год назад +48

    You can live VERY well in any city on the planet on $500K/yr. This blows my mind.

    • @lonestarrk9308
      @lonestarrk9308 Год назад

      @@nryanmusic I would say it’s probably fear.

    • @lonestarrk9308
      @lonestarrk9308 Год назад

      @@nryanmusic They fear not having enough…

  • @autumnjerene
    @autumnjerene Год назад +138

    You can tell she did not want to answer the household income question. She knows she's being ridiculous. "I'd rather be filthy rich and sick than healthy but only moderately wealthy. "

    • @mightymouse9001
      @mightymouse9001 Год назад +8

      $500k is only moderately wealthy? My goodness

    • @blackspiderman1887
      @blackspiderman1887 Год назад +14

      That's not moderately wealthy. That's rich. She's in the top 1%

    • @rosemaryowusuafriyie7866
      @rosemaryowusuafriyie7866 Год назад +8

      Health is wealth and sickness is poor

    • @loujon191
      @loujon191 Год назад +4

      I would not be sick for all the money in the world. You’re nuts

    • @GooniesGirl
      @GooniesGirl Год назад

      Let her eat cake! 🍰😏

  • @HectorLopez-wc8fx
    @HectorLopez-wc8fx Год назад +178

    This lady needs to get out of her bubble and travel somewhere other than Europe, read "The Millionaire Next Door," and volunteer at a food kitchen or homeless shelter. Bless her heart.

    • @ivar1998
      @ivar1998 Год назад +13

      That book was my first thought. These affluent people are seriously clueless and put themselves in stupid positions to live a certain way

    • @TR-vh1fi
      @TR-vh1fi Год назад +6

      Indeed bless her heart

    • @GooniesGirl
      @GooniesGirl Год назад +3

      Let her eat cake! 🍰😏

    • @rosspimental8384
      @rosspimental8384 Год назад +2

      As a doctor, she probably does more to really help people than anyone here commenting about her issue.

    • @HectorLopez-wc8fx
      @HectorLopez-wc8fx Год назад

      @@rosspimental8384 My patients may beg to differ. It's certainly possible, but not a certainty. I'm a licensed medical professional myself, and I do pretty well for myself. I invest about 75% of my income, and still live very comfortably (yearly trips to Europe and such) on the rest. This lady does not have an income problem, she has a spending problem.

  • @jeffkline9191
    @jeffkline9191 Год назад +74

    Irony of being pulmonary specialist and can’t fix her own pulmonary health.

    • @kaypendergast5676
      @kaypendergast5676 Год назад +4

      I think that happens a lot on medicine

    • @leisure057blank3
      @leisure057blank3 Год назад +8

      Probably the reason she chose the specialty.

    • @rosspimental8384
      @rosspimental8384 Год назад +3

      That’s incredibly stupid. That’s like saying irony of being a fireman who couldn’t prevent his own house from burning in a wildfire.

    • @Nick-gk6hj
      @Nick-gk6hj 10 месяцев назад

      Or her mental health for that matter.

    • @TheyRiseBand
      @TheyRiseBand 10 месяцев назад

      That just goes to show they really don't solve health issues in the healthcare industry. They palliate symptoms with drugs and call it a day.

  • @chadk3573
    @chadk3573 Год назад +59

    Modern humans create 95% of their own stress. She knows the answer to the problem and she's is worried what people who dont care about her are thinking. She has the one thing most people would give everything for (a person who would give up everything to see her happy and healthy) and she is trying to throw that away for an imaginary standard of success. She is choosing this stress.

  • @busybecky6327
    @busybecky6327 Год назад +62

    We are in Houston, make 150k, and live VERY WELL on half of our income. We don't feel like we go without anything we want and all of our needs are met. We invest 30% and save a lot in sinking funds for vacations, future cars, etc. Live simply. All the excess is not necessary. They can make it pretty much anywhere on that salary if they would cut all the boujee excessiveness that I suspect is happening, because for real... who thinks 500k is not enough?! lol

    • @insideoutsideupsidedown2218
      @insideoutsideupsidedown2218 Год назад

      Depends on where you live inbthe Houston area.

    • @thelitmedallion
      @thelitmedallion Год назад +2

      @@insideoutsideupsidedown2218 please define that statement. I mean, anyone making 150K household isn't living in River Oaks or some such, but you can live just fine in almost ALL of Houston with that yearly salary. Signed, another Houstonian.

    • @breezybre2670
      @breezybre2670 Год назад

      We make 120 in Canada and it is defintley a struggle. Old cars paid for in cash . The main high costs are the mortgage, house insurance, property taxes and groceries. Also because hubby's job takes $700 a month for retirement and it isn't optional.

    • @scottishboy872
      @scottishboy872 Год назад

      @@breezybre2670which is below average , if you are living in Ontario or BC, it is understandable that you are struggling. I am living in Alberta, average salary is over 70k per person here. I guarantee you, with over 140k, your are ok in Alberta. Maybe move somewhere else less pricey like Alberta or even Saskatchewan (quite cheap and better wages than Ontario)

    • @WookieSenshi
      @WookieSenshi Год назад +2

      Yeah there's not a place on the planet I couldn't get by on $500k per year.

  • @LAZERZ-OP
    @LAZERZ-OP Год назад +88

    It would take a special kind of stupid to not live on 500k a year. They must take multiple expensive vacations and eat out for every meal and have the most expensive cars you can buy

    • @insideoutsideupsidedown2218
      @insideoutsideupsidedown2218 Год назад +1

      Their house is the biggest outflow of their income. She said 200k left and I am willing to bet they have a million dollar house value. They have looked at houses on the coast and for what they make and what they have now, it is more than double the cost where they want to go. It would make me think twice as well.

    • @jazzman528
      @jazzman528 Год назад +6

      Unless you are a doctor have no clue what you’re talking about. The multiple vacations that we take throughout the year of her mental health, enter prevent burnout. This particular physician is in critical care which means on a daily basis. She is dealing with extremely sick and dying patients often requiring multiple rounds of CPR throughout the day, and stat intubation. People outside of the medical field do not understand what we go through and the mental drain and trauma that we deal with. The vacations that are taken or not frivolous, and for the simple fact of blowing money it’s to get your mental health back and to allow your mind to recuperate. Allow you to do your job well. It’s easy to be insensitive when you think people have an excessive amount of money. However, I can guarantee if you did for only an hour what this woman does on a daily basis, you would run away, screaming change is hard for anyone and as positions you are taught to put a lot of emphasis and time on thinking out decisions, and typically do not make abrupt/impulsive choices. This woman is doing the right thing by asking for help and getting an outside opinion.

    • @LAZERZ-OP
      @LAZERZ-OP Год назад +7

      @@jazzman528 absolutely getting consensus from a third party can be beneficial but that doesn't excuse bad behavior. I'm not a doctor but even I know there are ways to rewind without blowing large amounts of money. If you have the money and are in a great financial situation then blow some money and have fun but the caller was worried about dropping her salary from a ridiculous amount to a slightly less ridiculous amount. Kind of hard to take anyone serious in that situation. Anyone with half a brain would know what to do in that situation but you can't learn common sense in medical school. Some of the smartest people with the best jobs have the hardest time thinking logically sometimes

    • @baileymaloney1961
      @baileymaloney1961 Год назад +5

      @@jazzman528emt’s deal with the same shit & get zilch. Really dumb take. Hell look at people on the front lines or doing other dangerous jobs. Healthcare professionals (especially doctors) are spoiled in this country beyond belief 😂 totally detached from reality

    • @hoyemd
      @hoyemd Год назад +1

      ​@@jazzman528go camping

  • @SaddleSC
    @SaddleSC Год назад +97

    I cannot imagine what this woman is going through trying to eek her way through life on only $500,000 per year. The sacrifices that would have to be made are enormous. Very sad for her... /s

    • @thesig301
      @thesig301 Год назад +9

      Hopefully she doesn’t have to go to the streets

    • @sharalli3112
      @sharalli3112 Год назад +10

      She may need food stamps. Poor thing.

    • @salano2
      @salano2 Год назад +3

      well said, 100% agreed, wtf is wrong with her

    • @caseyhill636
      @caseyhill636 Год назад +3

      Very brave, so stunning

  • @crazydola7
    @crazydola7 Год назад +56

    Pay for your own therapist and let us broke folk use the call in option.

    • @tinasapienza6552
      @tinasapienza6552 Год назад +6

      This comment deserves more attention… let me call in to complain about only making 1/2 a million dollars 🙄

  • @PInk77W1
    @PInk77W1 Год назад +12

    I make $50k and feel rich.
    No debt at all. Home paid off.
    Large bank account. Life is good

    • @woodside4life
      @woodside4life 11 месяцев назад +1

      You don’t know real struggle until you’ve been forced to live on only half a million a year.

    • @frederickmorton275
      @frederickmorton275 11 месяцев назад

      ​@@woodside4life😂😂😂

  • @timewing4611
    @timewing4611 Год назад +28

    I wish Dave would’ve taken this call. They were way to easy on her lol.

  • @Walkinfaaaast
    @Walkinfaaaast Год назад +20

    “Oh no! How will be survive on only $500k?!”
    Now to play her the world's smallest violin.

  • @WeBeatMedicare6969
    @WeBeatMedicare6969 Год назад +44

    We should definitely set up a gofundme for this poor lady

    • @Tunechi65
      @Tunechi65 Год назад

      Feel so bad for her. I'm gonna donate to her rich ass then donate to Trump right after. I'll make sure to do it after my low wage job😢 how will these people LIVE😊

    • @davinasquirrel7672
      @davinasquirrel7672 3 месяца назад

      with a big dose of sarcasm on the side, yeah sure

    • @MrMustangrick
      @MrMustangrick 8 дней назад +1

      Not

  • @donjohnson1416
    @donjohnson1416 Год назад +17

    Yeah, with my allergies I can only live in a house with a full 9 car garage

    • @davinasquirrel7672
      @davinasquirrel7672 3 месяца назад +1

      Oh your poor thing, I hear your struggle. We all struggle with that one. So very hard.

  • @brittany261
    @brittany261 Год назад +50

    Calls like these just make me feel grateful that I can live comfortably and still maintain to have a social life with my middle class income and being a single mom.

    • @wadeharris348
      @wadeharris348 Год назад +6

      Yea same. High income earners think they're better than everyone and feel they need to spend their money to show off. Makes no sense.

    • @SnifferSock
      @SnifferSock Год назад +4

      @wadeharris348
      Caller: Sick lady who's faced with a 50% pay cut and relocating just to be healthy.
      This intellectual: "rIcH pEoPlE tHiNk ThEy ArE BetTeR tHaN uS." 🤡

    • @jordandowland7256
      @jordandowland7256 Год назад +1

      Going from 600-700k to 400-500k isn’t a 50% pay cut. She’s also bad at math. Does not mean she feels she is better than anyone else though.

    • @Excalibur2
      @Excalibur2 Год назад +1

      You should work on providing a consistent father figure. You and the kids deserve the love and support. Good luck.

    • @SnifferSock
      @SnifferSock Год назад

      @jordandowland7256 *she* is taking ~50% pay cut. Her husband makes more than she does.... math.

  • @brentsheldon8667
    @brentsheldon8667 Год назад +20

    If she's not capable of making this basic decision I definitely wouldn't want her making medical decisions for me.

    • @windsongshf
      @windsongshf Год назад +1

      good point, but who knows what types of neurosis are hidden in our doctor's brains! 😜

    • @sanitary103
      @sanitary103 Год назад +2

      I see what you’re saying but those are completely independent from one another. Some people can be exceptional in one area of life but terrible in others.

    • @didilom564
      @didilom564 4 месяца назад

      Exactly ​@@sanitary103

  • @user-td3fb2ck9k
    @user-td3fb2ck9k Год назад +17

    Wow... Wow. I hate rich people calls that say they can't make it work.

  • @michaelhutchings6602
    @michaelhutchings6602 Год назад +71

    Proof that a high income does not equal intelligence.

    • @SnifferSock
      @SnifferSock Год назад +3

      What are you talking about? She makes somewhere around $200k in the medical field. She's not stupid.

    • @kingshomes8546
      @kingshomes8546 Год назад +2

      No rather proves that money & finance are behavior that must be learned ,

    • @michaelhutchings6602
      @michaelhutchings6602 Год назад

      @@SnifferSockShe isn’t stupid but she is dumb as a rock.

    • @loveHislove
      @loveHislove Год назад +4

      ​@@SnifferSockFor making this call, she is.

    • @Kyle0714
      @Kyle0714 Год назад +2

      @@SnifferSockyou can be skilled in medicine w/out having skill in budgeting & finances.

  • @Jose-ht2lw
    @Jose-ht2lw Год назад +19

    " ill prolly make half a mil a yr, Oh woe is me" 🙄🙄

  • @kevind8752
    @kevind8752 Год назад +17

    She doesn’t want to give up her country club membership, her G wagon, her international vacations, etc

  • @evanl889
    @evanl889 Год назад +10

    My allergies can’t tolerate the lower trim levels of a Toyota so I think I would be better with an Escalade or a range rover. That’s kind of how this call sounded to me.

  • @lthage373
    @lthage373 Год назад +18

    I've seen both of you guys call out other people for less. Why are you coddling her? I wish Dave got this call and went on one of his rants! If money is more important than health, lady you need to face the reality that if you don't have your health you're going to be a lot more miserable than if you don't have that big house that makes you feel good (for a season).

    • @grit1679
      @grit1679 Год назад

      Because the caller is a woman. They never call out women.

  • @cbyt8759
    @cbyt8759 Год назад +54

    I appreciate the kindness and validation they showed in this, because I don’t think most of us could respond to that extent. A good chunk of America would willingly move somewhere and knowingly accept allergy problems to have half of the income they would even after the pay cut and higher cost of living lol

  • @eggsinsideme
    @eggsinsideme Год назад +8

    I pray for these people. Couldn’t imagine being in their financial situation. I hope they make it through this.

  • @cmiovino
    @cmiovino Год назад +24

    If I was making ~$600k/year, I'd be living on $50k, investing the rest and not have to work after 5-10 years on a huge nest egg.

    • @bigbillmusic
      @bigbillmusic Год назад

      I think that it's easier to say that because of lifestyle creep and the fact that you have the money to do more. Not saying I won't do it, but most people will not

    • @NicE-jq3wv
      @NicE-jq3wv Год назад +1

      Nearly 40% of that is gone to taxes FYI

    • @sariah2425
      @sariah2425 Год назад +1

      Depending on if her schooling is paid off as well.

  • @Svartr.HrafnSvartr
    @Svartr.HrafnSvartr Год назад +49

    She sounds so scared. What scares me is being renovicted from my apartment, which is already at 37% of my income, and becoming homeless because current market rents would eat up to 74%. I don't want to move either, but at least she has resources to fall back on if she and her family prioritize her health over having an extra 200K. You can do this, Dani!

    • @ViggsPR
      @ViggsPR Год назад

      Current market rates would eat 74%??? Do you mind sharing the state/city? That’s insane

    • @NicE-jq3wv
      @NicE-jq3wv Год назад +2

      “Renovicted”. I’m assuming that’s not a typo and a newly coined term. Clever!

    • @marcopolo3109
      @marcopolo3109 Год назад

      How much you pay monthly on rent?

    • @Svartr.HrafnSvartr
      @Svartr.HrafnSvartr Год назад +1

      ​@@ViggsPR That's relative to MY income, which is admittedly very low and fixed due to disability. I'm in Ontario, Canada (near Toronto). In my city, market rents have gone up nearly 32% in a year and they likely won't go down any time soon. I've been in my current apartment for 13 years, which is rent controlled - this gives my landlord a huge incentive to try to get me out so they can raise the rent. If I need to find a new place, my rent would immediately be doubled, if not tripled. I would also need to start paying utilities because nothing is inclusive in today's world. We have a huge housing crisis in this province and competition is severe so I would also face the barrier of not having a good credit score because I haven't used credit in decades and I'm effectively 'credit invisible' at this moment. It would actually be a HUGE mess if my landlord is successful in evicting me (and it wouldn't be because of rent arrears).

    • @Svartr.HrafnSvartr
      @Svartr.HrafnSvartr Год назад

      @@NicE-jq3wv Nope, not a typo! A somewhat new'sh tactic for landlords to evict good tenants paying their rent every month but who are below market rent.

  • @Cesar-pq2ck
    @Cesar-pq2ck Год назад +5

    This call sickens me.
    🤦🏻‍♂️

  • @Jdonaleshen
    @Jdonaleshen Год назад +24

    This call has less to do with money and more to do with the fear of change. If I found myself in her shoes I would move in a second. My husband would not. It has to do with our flexibility and ability to try something new and scary.

  • @Dreamer-by4nk
    @Dreamer-by4nk Год назад +8

    And she is a doctor? This is greed talking. Why even call in. Wow. I’m glad I’m me.

  • @gonnahavemesomefun
    @gonnahavemesomefun Год назад +47

    This goes to prove that wealth is relative because we all live to our means. Bigger salary, bigger house, bigger dreams. Not always, but most times. I know because I had debts before I ‘met’ Dave. It was a problem. I solved it. And now I have a new problem: how do I save more! It’s inevitable. The human condition.

    • @YoPhocFays
      @YoPhocFays Год назад +2

      Yes, more money meant more expensive vacations, house and vehicles for us

    • @kingsgold
      @kingsgold Год назад

      Bigger money doesnt need to mean a lifestyle creep. People have the ability to choose how to live. They can earn 400k a year and still save 90% of their income netting them millions while also living comfortably. They are earning more, but still havent learned good money management.

    • @gonnahavemesomefun
      @gonnahavemesomefun Год назад

      @@kingsgold a slightly superfluous comment. Of course all of that is possible.

    • @baileymaloney1961
      @baileymaloney1961 Год назад

      On the top end yeah, but Wealth isn’t relative on the floor. It’s very objective.

    • @TheSecularMinority
      @TheSecularMinority Год назад +1

      I've heard that there is an actual correlation between your wealth and how you view yourself. You're always comparing yourself to others who have more than you. When you have more, you tend to be in areas of people like you. It also gets to a point where you just have so much money that the psychology of it can make you see people as "less than."
      Not saying all people are like that to be clear.

  • @douglasbrinkman5937
    @douglasbrinkman5937 Год назад +51

    Poor little rich girl. Lots of folks doing very well under 100k.

    • @SnifferSock
      @SnifferSock Год назад

      I must have missed the part where she was spoiled...

    • @mightymouse9001
      @mightymouse9001 Год назад +2

      @@SnifferSockthe fact she has a fear on having to live on a yearly salary larger than what people make in 10 years?
      She lives in her own bubble of reality that 99% of people will never experience

    • @SnifferSock
      @SnifferSock Год назад +1

      @mightymouse9001 I must have missed that part too. Her fear is uprooting her entire family's life for her own benefit (health). Taking a large pay cut makes it even harder.

    • @pilarmartin5051
      @pilarmartin5051 10 месяцев назад

      She will be homeless because she is totally out her mind such stupid creature she lives in a unreal world

    • @cruisinusa5110
      @cruisinusa5110 10 месяцев назад

      She's a doctor who worked her ass off to get where she is. Good for her.

  • @biolife3274
    @biolife3274 Год назад +21

    Pay and living in a rich area is what's keeping her there. She can barely talk. Money is not everything. You have a wake up call. Do somethingabout it.

  • @carterwgtx
    @carterwgtx Год назад +50

    Good response, this caller certainly came from money and has never really had to make tough decisions like this before. On the one hand it is scary making a decision like this…especially coming from a mindset where only 4-500k is considered a cut. But in the other hand…it is hard to find much sympathy for somebody who is so out of touch with what a typical situation is.

    • @rosspimental8384
      @rosspimental8384 Год назад +1

      Yeah, no. She’s an accomplished physician and is paid accordingly and is trying to make a decision that’s in her family’s best interest. But you keep being you.

  • @robloxvids2233
    @robloxvids2233 Год назад +14

    How many "Live, Laugh, Love" decorations does she have on her walls?

  • @jasonbornne7767
    @jasonbornne7767 Год назад +35

    The caller is so close to paying off the house.. too many excuses. How can they not make $400k to $500k work?

    • @ivar1998
      @ivar1998 Год назад +4

      Placing lifestyle and leisure over investments and saving

    • @tonycrabtree3416
      @tonycrabtree3416 Год назад

      She just wasn’t the heat in Houston anymore. Houston is known for medical center, like worldwide great, she doesn’t need to go to a “coast” she could go anywhere else and make the money. *IF* she truly only worries about her health.

    • @jasonbornne7767
      @jasonbornne7767 Год назад

      @@tonycrabtree3416 What???

    • @sccdean
      @sccdean Год назад +4

      Complainer life.

    • @tonycrabtree3416
      @tonycrabtree3416 Год назад +1

      @@jasonbornne7767 she’s the typical Houstonian wanting out. That’s it. She just has to go to a coast. The money she is making now will not be beat anywhere else. If here health was the real issue why didn’t she mention anywhere else? Houston is a coast by the way. Gulf coast.

  • @ironvoice5079
    @ironvoice5079 Год назад +12

    I always wonder if these people actually call for advice or to let everyone how good they are doing with money.

    • @zerofallen059
      @zerofallen059 Год назад +2

      She actually sounds stressed lol. If I was making 500k I wouldn't be calling a show to complain, I'd be rich

  • @jovitarich7078
    @jovitarich7078 Год назад +11

    I love watching people, especially my family, when they say, my income it’s not enough, and the amount of money they spent on shitty stuff amazes me. I am a single mother of 5 working two jobs and finally downsizing to one job, and helping my kids buy a place plus bought my own tiny place making less than 100 thousand but counting every dollar; haircuts, nails, exercise , food, coffee, most everything done at home.

    • @Christine-777
      @Christine-777 Год назад

      Exactly!! Everything at home! ❤ Your children are blessed to have such a logical and responsible mother! 🙏💐💞

  • @wzk6444
    @wzk6444 Год назад +25

    We live in Houston and make about 300k with 2 kids in daycare. We live very comfortably with no debt and save half of our income. If I had health issues I'd happily cut our income in half so I can live long and healthy for my kids.

    • @ToOpen6seven
      @ToOpen6seven Год назад +3

      ...and the way you have saved you could do so too -- well done.

    • @rebeccashields9626
      @rebeccashields9626 Год назад +6

      I think Ken is right and it’s not really about the finnces as much. A job you love as a doctor is hard to come by. A house you love, your neighborhood, friends, community. I agree with him that it’s much more about those things than the money.

    • @thelitmedallion
      @thelitmedallion Год назад

      I don't think her reason is "health issues", it's climate. This is why she's hemming and hawing a little bit here. She's only been here for 3 years. I've made it so far. Her accent at that point is sounds Minnesota, Michigan, North Dakota, maybe even canadian, listen to it closely.

  • @Maelu-op9gf
    @Maelu-op9gf Год назад +13

    Lol these calls are ridiculous 😂

  • @lloydschaffer3430
    @lloydschaffer3430 Год назад +8

    try living on less than $40,000 We've been doing it for years

  • @squished300ztt
    @squished300ztt Год назад +9

    Seems like mental issues holding her back not pulmonary issues.

  • @LiquidRetro
    @LiquidRetro Год назад +7

    I find it hard to believe that a medical specialist would take that drastic of pay cut going from Houston to a major coastal city with a HCOL.

  • @RebekahMartinModernJaneAusten
    @RebekahMartinModernJaneAusten Год назад +28

    I remember reading "Crazy Rich Asians" a few years ago, and there was a character who looked at what everyone else in the world would see as luxuries they'd never see in their lifetime (the best/ newest cars, fashionable clothes, etc), and he saw them as necessary to his life as food and housing. That's what this call reminds me of.

  • @joechang8696
    @joechang8696 Год назад +32

    private school tuition can really kill a great salary

    • @insideoutsideupsidedown2218
      @insideoutsideupsidedown2218 Год назад

      Depends. But it is worth it.

    • @PresentsOfNature
      @PresentsOfNature Год назад

      That's because we don't file for tuition assistance because we think oh I make a couple of dollars. I am applying!

    • @anthonybrown06
      @anthonybrown06 Год назад +2

      500k salary……and debt free….you can work it out

    • @jon2141
      @jon2141 Год назад +1

      @@insideoutsideupsidedown2218 It's absolutely not worth it are you kidding. Public schools are just fine as long as you have good parents supporting your growth.

    • @alqoshgirl
      @alqoshgirl Год назад

      @@jon2141sorry, we don’t want to trans our kids. Keep living in lala land. Public schools are crap. Private school is really not that expensive honestly.

  • @1timothydillon
    @1timothydillon Год назад +7

    I would get fired if I was this show's call screener.

  • @jimv77
    @jimv77 Год назад +8

    And here we are debt free and only spend $35,000 a year for family of 4….I was shocked how little we need……

  • @therationalistparty9742
    @therationalistparty9742 Год назад +29

    George and Ken tackled this one beautifully together! Nice fellas!

    • @HHHPedigrees
      @HHHPedigrees Год назад

      They were too nice! Dave would have told her to stop crying that she makes $500k!

    • @scratch57
      @scratch57 4 месяца назад

      Sucking up to a rich woman. So brave. So clever.

  • @mhodge0890
    @mhodge0890 Год назад +3

    This is a stupid and pointless call. There’s people with real problems in this world

  • @spdog3344
    @spdog3344 Год назад +5

    Wow, this is proof of that recent study that showed the more money you make the more money you think you need

  • @RawVeganGinger
    @RawVeganGinger Год назад +1

    I healed all of my allergies and health problems by eating whole fruits and vegetables, that's it. Healing yourself does not cost thousands of dollars or require you to move. It requires a change in your daily habits, something that many physicians don't know how to do. On average, U.S. medical schools offer only 19.6 hours of nutrition education across four years of medical school, according to a 2010 report in Academic Medicine. Medicine is essentially symptom suppression and doesn't necessarily fix the exact cause of the problem. What's holding her back is not wanting to change her habits, including her finances. People create their problems then try to justify their way out of them.

  • @danamarie8718
    @danamarie8718 Год назад +3

    To everyone in the comments criticizing the woman. She never said she couldn't live on the $400-$500k. At the very beginning she said it was more of a personal than financial question. She also said she felt like she'd be choosing herself over her family's future. In addition to a 30%-40% pay cut, she said they'd be moving to a place with a higher cost of living. So, she's just nervous about cutting their lifestyle by probably something like 50%.

    • @tam6011
      @tam6011 Год назад

      50 percent is a lot. It has nothing to do with spending less. It’s all about what they have put away and if they have to pay for other people.

    • @SnifferSock
      @SnifferSock Год назад

      The horrible title brought in everyone who isn't capable of comprehending the call.

    • @danamarie8718
      @danamarie8718 Год назад

      @@tam6011 Yep. A 50% reduction is quite a lot. That's not to say that the 50% they have left isn't more than the average household income, a quite a nice income at that, but it isn't the point.

    • @danamarie8718
      @danamarie8718 Год назад

      @@SnifferSock And probably a lot of people who didn't even listen to the video but commented anyway.

    • @tam6011
      @tam6011 Год назад

      I made 600k last year all w2. So I know what she means. It's not the lifestyle it's financial goals you want to meet. For example, mine is 10 million. Having a reduction isn't going to cut it

  • @catdancerskaleidoscopeofbo8496
    @catdancerskaleidoscopeofbo8496 Год назад +1

    I love these calls where people come on and say, I don't think we can live on half a million dollars. My favorites. ❤❤

  • @AustinF516
    @AustinF516 Год назад +7

    Health is very important! Their house hold income would be going from the top 2% of household incomes to the top 7%. There will be no tangible difference in their lifestyle by making this move unless they have no money management skills whatsoever.

    • @blackspiderman1887
      @blackspiderman1887 Год назад

      No it's still in the top 1%

    • @michoacan55
      @michoacan55 Год назад

      ​@@blackspiderman1887no you need to make over 652k to be in the 1%

  • @saulgoodman6419
    @saulgoodman6419 Год назад +2

    I live on $13,000 a year and save $400 every month. Looking forward to the yard sale Sniffles is going to have.

  • @tashawilliams8093
    @tashawilliams8093 Год назад +5

    You can't live off $500 thousand? That's crazy.

  • @jengable4888
    @jengable4888 Год назад +1

    I agree with their advice, and I would also add that once they narrow down two to three towns/cities where they would be willing to relocate to, conducting additional research (taxes, crime mapping, amenities/groceries, optional transportation- just in case, other) is necessary.
    Also, visiting the area is helpful to see if it is a good fit. Something may look good on paper, but unless you see it, you are not doing your due diligence. Last, if they have to scale back on some of their luxuries, in order for her health to improve, then so be it.

  • @appleiphone69
    @appleiphone69 Год назад +1

    In my area the public schools are very good. Property tax takes care of that. Spending money on private schools is a income flex.

  • @HHHPedigrees
    @HHHPedigrees Год назад +1

    $500k ain’t what it used to be. Nowadays you need at least $750k to be comfortable

  • @tracywalker244
    @tracywalker244 Год назад +5

    When I read the title I thought she was retiring and wanted to know if she could live on $500,000 🤷🏾‍♀️

    • @sariah2425
      @sariah2425 Год назад +1

      That’s what I thought lol😂😂

  • @mirabella2154
    @mirabella2154 Год назад +6

    George's facial expression on the thumbnail says everything....

  • @AliciaMcIntire
    @AliciaMcIntire Год назад +9

    If she thinks that her kids' future will be hampered if she makes less than $500k, what must she think of 99% of kids in America? She needs to get out of her bubble and develop some gratitude

  • @shalom8858
    @shalom8858 Год назад +10

    They should’ve hung up the phone when she said 400-500k a year was worrying her.

    • @darex0827
      @darex0827 Год назад

      they might have 1M in mortgage and another 300K in student loans, etc etc etc. Bigger salary means more debt available.

    • @mirabella2154
      @mirabella2154 Год назад

      😂

    • @Charlie-gv3zt
      @Charlie-gv3zt Год назад +1

      She has mental issues.

  • @codyroche2793
    @codyroche2793 Год назад +9

    Can you imagine if dave took this call lol

    • @rosspimental8384
      @rosspimental8384 Год назад

      Dave is intimidated by people smarter and more accomplished in life than himself. He compensates by insulting them.

    • @HHHPedigrees
      @HHHPedigrees Год назад

      @@rosspimental8384
      Dave has over $100M why would he be intimidated by $500k?

  • @9liveslisa
    @9liveslisa Год назад +7

    She needs to get help managing her neurosis. She'll find life is a lot easier if she can learn to chill and not be worrying about everything on a daily basis.

  • @mathisnotforthefaintofheart
    @mathisnotforthefaintofheart Год назад +2

    I can't live on 500K either because I don't make that much🤣🤣

  • @archangel5991
    @archangel5991 4 месяца назад +1

    This seems to be the way a lot of people like her think, “poor me”
    She’s so out of touch with reality.

  • @1971_happylifedog
    @1971_happylifedog Год назад +1

    A lot of Americans are struggling to pay bills and keep a roof over their heads.

  • @cnewt00
    @cnewt00 Год назад +2

    Poor thing. Maybe we can start a GoFund Me to help her with that massive pay drop

  • @jamjam7788
    @jamjam7788 Год назад +6

    these guys should be charging her for this 8 minute therapy session. She would've been charged $500 easily to have to talk to a therapist about this. she should at least Thank tip them for their troubles

  • @historyboy08
    @historyboy08 Год назад +4

    I live on nearly 100k and I do just fine. Hell, when I worked as a teacher making 50k, I lived very comfortably. It is all about budgeting!

    • @angel-ij4xv
      @angel-ij4xv Год назад

      they want that luxury lifestyle

  • @mizahtv9407
    @mizahtv9407 Год назад

    I’m glad I pulled through, despite the crises. I am retiring next yr at 55 with 3 houses paid off worth 4.5 million thank you Regina

  • @Solo76239
    @Solo76239 Год назад +1

    Just because you make money, doesn’t mean you make smart decisions.
    It’s like Biggie said Mo Money Mo Problems.

  • @itsmikac8777
    @itsmikac8777 Год назад +2

    I want Dave to take this call!!😂😂😂😂

  • @callahansmith1411
    @callahansmith1411 Год назад +3

    I don't think I could spend 500,000 in a year even if I tried!!

  • @nancybashista1390
    @nancybashista1390 Год назад +1

    Prayers for this lady🙏

  • @lyndalamb3221
    @lyndalamb3221 Год назад +1

    Sometimes people die from asthma and then her family's income would really decrease.

  • @bryanmitchem1578
    @bryanmitchem1578 Год назад +1

    The host aren’t criticizing but the comment section will

  • @pgstravels
    @pgstravels Год назад +1

    Just WOW. (taken from a quick google search) The latest data from the US Bureau of Labor Statistics shows the average annual wage in the United States is $53,490 per year. And she can't live on $500,000? Where does she want to move to, Bevery Hills?

  • @billdursa4976
    @billdursa4976 Год назад +3

    I'm retired, live on 38k a year and have a $950.00 month mortgage. I live comfortably but I live within my means. Too many young people think that they are entitled to live a certain lifestyle.

  • @MCevis
    @MCevis Год назад

    They are so professional and kind…I would not have responded with such kindness to her call.

  • @CombatVeteranReacts
    @CombatVeteranReacts Год назад +1

    People don't understand doctor culture. They all compete on what private school their kids go to, what fancy car they drive, what neighborhood and where they take vacations. And unlike business owners or corporate employees who get high incomes by wisely managing their or another businesses money, doctors earn a lot of money by learning a lot about medicine, not finance. The result is a real lack of perspective. That's why a lot of grifters prey on doctors

  • @thewaitingape
    @thewaitingape Год назад +2

    For someone in the medical field not to know that the Northeast is one of the best areas for that field is amazing. Jobs galore from Philly to Boston. Much higher cost of living , but I'm sure her salary would be adjusted accordingly. My guess is she is really attached to her extended family.

  • @MsMockingbird06
    @MsMockingbird06 Год назад +1

    I’d encourage this caller to remember that her health is vital in caring for her family and herself. I hope that prioritizes her health.

  • @SM-pc7io
    @SM-pc7io Год назад

    Girl! Go to Florida where you have a ton of opportunity, weather similar-ish to Texas, coastal weather and happy sunshine. You can find lots of coastal towns with lovely homes.

  • @williamkhsu4
    @williamkhsu4 9 месяцев назад

    Very insightful diagnosis, aversion to change. My wife is dead set on staying in Las Vegas for no apparent reason, and I want to move to the South East. I've resorted to strongly encouraging our teen to goto college in the SE and my wife will now happily follow

  • @ignitionSoldier
    @ignitionSoldier Год назад +2

    This person could be making 1 million per year and would have the same issue. This is 100% not about money at all. They need to do some soul searching.

  • @CoffeenSpice
    @CoffeenSpice 4 месяца назад +1

    She didn't want to have a paycut to get her health back... Golden cuffs...

  • @Bravo78631
    @Bravo78631 Год назад +2

    Lol yeah ok , I like the realistic calls of people in their 50s with no savings ,no pension and living off government disability they make me feel better about my finances

  • @mpb5180
    @mpb5180 Год назад +2

    Well to be honest if you work your tail off for years and if you are in a position to earn this much, these are fair discussions to have. I believe a lot people see the end result but not the struggle to get to this level of income.

  • @josh-ed7je
    @josh-ed7je Год назад +3

    It's not about the money she just likes the area she lives in. im not that type of person I can move and live anywhere relatively easy. But I can understand the thinking