You don’t become a millionaire through saving. Most millionaires say that’s the biggest myth. You become a millionaire through sales of a product or service or investing. Selling items in your closet won’t produce a lot of money unless you have thousands of pounds worth of designer outfits and you use that money to reinvest into something.
This was part of her journey she doesn't say she only did this to become a millionaire I don't think you understand what she even says in the video !!! Nobody becomes millionaire by only Saving but it is part of the journey to become successful by learning how to save and what kind of ways exist to save
Yeah true agree, tho lot of successful personalities buys lot of cheaper things, Wisely thinking, depends of "the actual usage as well as the durability of that cheaper thing". Doesn't mean your reach means it is wise and would help you grow by buying expensive brands, status symbol. Summray: Lexus Vs Mercedes. (Longevity vs Fancy Short term usage)
I am looking forward to the time where I can hire all the help I need like a cook, cleaner , nanny, assistant. Until then, I am learning the discipline to do it myself
I started working on managing my finances 2 years ago and everything started changing. Financial literacy changed my mindset, my habits, my goals. Loved what Marina said about the discipline, it is the key.
Hi Marina! I am financial advisor (ecomonist and lawyer) and I follow quite similar principles like you and I teach them to my clients. I love your videos! Many thanks for your job! 😊
I totally agree with the first advice. I recently invested in a Herman Miller Aeron chair, specially because I have spine issues (I got a disk operated two years ago), but also because I was always looking for better options than I had. I bought a 250$ chair, and the next month I wanted a 300$ one cause it has headrest. When I bought the HM Aeron for 1500$, I have never felt stressed again by getting the best option available and this chair is going to stay with me a life time.
Dear Marina! You are my biggest inspiration! I am from Azerbaijan which makes me happy that we are almost from same backgrounds! I recently started RUclips. I am following some of your tips and it worked. I wish you best with your babies. I love seeing Emily and Lily on stories. U are giving great energy!
Extraordinary person reading this, you are not define by your circumstance or your past. It’s not what happened to you that determines your success in life; it is how you deal with those circumstances that determines your success in life! You are strong, you are capable and practice forgiveness (Forgiveness is for you) and gratitude everyday. This will change the course of your life forever! Love you always and I believe in you wholeheartedly ✨❤️ - Nat
my dad always was telling me about saving. here is on of his advice: save money in your body and bon. it means saving money as important as saving healthy.
The first one is legit 100%, I bought like 25 of 3-7$ cases from Amazon and i never felt enough until one day i decided with Apple's original case for 59$, it may sounds a lot at first but right after i had that piece, never have buying cheap cases crossed my mind ever again LOL, it may be incomparable to the value item that you got (LV Bag) but I totally relate to it. AND WHAT'S FUNNIER is that I never realized this until I hear your first tips! Hahaha thanks Marina!
Your videos is AMAZING! Marina, your mindset, discipline, and mental hygiene are incredible! Thank you for being a healthy & stunning inspiration & role model. Hope to meet you in person one day in SFO :)
I'm originally from Russia. I've grown up in an ordinary family, it means that my parents told me to save money all the time. It's a kind of traditional education in our country. Everyone knows that prices are increasing, always not enough money , and you have to survive in such conditions.
Ciao Marina, I live in a forest in Italy atm. We get our house warm with the fire we make from the woods we collect. I homeschool my kids. We spend 0 $ to have fun and I absolutely love our life style. but I still like to watch your videos and I am actually learning a lot from you. I was born in Italy and my first language is Italian, we can have a chat so you can improve your Italian: in this way I will give back the knowledge I have learned from you. baci
My parents always teach me to save as much money as possible, I've never thought about investing in higher quality things to consume less 🤔 Great video! 👍
My dad taught me one thing about money: Don't spend money that you don't have. And I love that mindset because for so many people, it's so easy to borrow and they're always in debt. I am now looking into investing as an adult.
Yes my mom told me the same thing. I have never had any debt in my life because I lived by what she said. Pay the credit card bill every month on time and build a great credit score to take advantage of in the future. Living debt free is freedom.
My parents are extremely wealthy but didn´t teach me how to create wealth. To this date, I am just discovering it by myself. Also even when we are wealthy, my dad would have a scarcity mindset and my mother would be an over-spender who never actually invested. My dad is a very clever businessman, so I decided to help him with the business, learn, and then apply that knowledge to my own businesses. They definitely don't invest and I think that´s why we are wealthy but not rich. Also, they believe that the government is always looking to keep their money. So for my life, I want to apply the business mindset from my dad, but add investing. I do enjoy spending on things that bring value to my life, and I notice that whenever I deeply desire something, like traveling to another city for the weekend to go to a concert, my internal critic will judge it. And then I would not do it. I definitely learnt that from home and I am changing it thanks to your video.
I think she mentions few good points here. She described her journey which is great . Really helpful for the new immigrants and startups to learn financial discipline . 2 thumbs up 👍🏻👍🏻
I would not buy a LV purse. It’s not who I am, I’m a target when I travel especially internationally, and I cannot successfully negotiate business deals w an expensive bag-they know I have $$$
Man, I love how your channel is more advice oriented now. Your advice is absolutely "fire", to use a modern term lol. Truly, though, really good stuff. Your life path is different than most people giving advice, so combined with your personality, your advice is actually unique. And even when it's similar, it's different enough to get the brain's reticular activation system to pay attention. So it's just perfect! I just love it.
Marina, I grew up in Cupertino to a blue color family with parents that lived through the great depression. We shopped at J.C. Penny's, and Sear. My parents didn't know about investing and it was in the 1970s after I graduated from high school that IRAs and 401K became a thing. Because of this, I didn't learn about investing. I'm lucky in that I have bought houses that have appreciated in Santa Clara County. Between my military and government careers, I will have a good retirement.
Awesome video! I love longer videos packed with lots of info all in one place! Also I really enjoyed your approach to this video being more habits and lifestyle based as opposed to hard numbers and spreadsheets (although those are also useful) more content like this pls!!
My mother and grandmother have practiced saving money in to the drawer all their lives. Only by the age of 30 I started to learn how different own finances can be approached. That you can revise your habits and invest. That work doesn't have to be exchanging your time for paycheck with a ceiling you cannot jump over. I used to think I am poor when I don't have lots of savings, but the fact I have zero debt made me rethink what poor is.
About renting , what is better renting or buying on leverage ... This depends on the economic cycles , the country statuesque or situation plus personal preferences as each person experience and perceive things differently ....
My father is like a investing mindset and my mother is quiet opposite him . This led me investing at 15 but not a lot .but they said I can invest large amounts of lumpsum when I get a job . 😅
My mother came from a very poor background and my father came from an old money family that had lost its money in his parent's generation, so my parents had very different feelings about money. I ended up studying economics in college, and that really opened my eyes to strategies for creating wealth. My mother always tried to buy the cheapest possible things. My father tried to find a sale price on a heritage brand for most things and then used them until they were completely unrepairable. I have more of my father's mindset, though like you, it's easier than ever to sell things before they become completely devalued, so I do try to do that. Like your LV bags, I have made money on cars I've bought. I know everyone says cars are bad investments, but.... I have 2 advantages in the marketplace over others: 1. I work from home, so I can take the time to take my cars to specialty shops, where care is better but timelines are longer, and 2. My fiance knows how to evaluate cars (because he loves them) and can do a great job of evaluating that craigslist cars potential problems. We have doubled our investment in 1 classic car and are on track to do it for another. We've also made modest profits on several others. It's all about buying low mileage cars off craigslist individual buyers, and buying cars as they are abour to increase in popularity. We buy older cars - our youngest is 25.
Is never about saving is always about making money :) But when we become rich we like to give all kind of superficial advice to all the desperate people dreaming to be millionaires 😂
To be honest, it doesn’t add up… for 1500 you can buy 30 H&M bags, and one lasts for 1.5 years. That means… 45 years! So… maybe buying the expensive one doesn’s really save money. The quality and resell price, that’s another discussion.
My parents were immigrants from Colombia. They were always looking to cut corners to save money. They were suspicious of investments outside of real estate, but that was the 1970s. I am still careful with purchases, but I don't allow myself to be cheap. The real breakthrough came when I bought a very small book of financial advice when I was a teenager. I don't recall the exact quote, but I really took this advice and ran with it, (paraphrased from the original quote): "Your power to save is finite. Your power to earn is infinite." ...That said, I should have really, really capitalized on compound interest. Still, I am happy to be alive, well, and financially comfortable.
ok, - you can buy Kate Spade or cheaper designer product that are still very high quality and last many years if you take care of them. *And* buy at consignment stores, like new, for double-digit discounts... like c'mon! This is important advice!! Buying a $1,500 LV bag didn't *make* you a millionaire... it helps keep you there
I was never taught how to mange money. The thought was always "money comes and goes". Which was unsettling for me growing up. In the recent years I taught myself how to invest my money and have it work for me :)
Hi Marina! I've always had similar view like you have now. I prefer buying more expensive things for years than buying sth which has lower quality and lower price. Trainers can be good example. Greetings form Poland. I'm happy you got life like this now cuz you deserve that. Your English skills are amazing. You sound like a native English speaker in every way!
I’m the youngest out of 7 and yes, we needed to save, save and save… Holy Toledo ;-) Very good and honest Video. But you must also take one important factor into account. You are smart and clever and a head full of permanent great ideas. I like you channel very much...😀
I come from an Asian Business family but I don't believe in spending my dad's or mom's money for whatever I want to buy. I'm an BTS army & I collect Merch so of course I need money, hence I save money & I still get pocket money fingers cross 🤞🏻🤞🏻. But everytime I buy new Merch ,they drop more Merch & I get urge to buy more, in first half year I was new & crazy like get my hand on whatever I could but now I buy stuff wisely with help of wishlist, priolist & financial schedule. And literally buy what I think I really want or need, never like before 😅. +I got inspired by you so also I'll start an RUclips channel & start unboxing Merch so I can earn & buy Merch, when my new house will be constructed completely. As you said its not bout perfectionism it's bout starting. Although I'm so a kid , still 16. +Do you like K-pop marina?? -Thanks for reading! -I love your singing 😁.
My parents were never good at saving but neither they would invest. They had business which was physical and they always said you must work hard to make money and to be honest they are still working for employers and aren’t at the stage where they can retire. I wish I had learned all I know much earlier in my life but well I guess we all have to just trust the process
So my family gave me this 10 dollar a week allowance but I buy my clothes shampoo etc and, it showed my the sides of things, on the 1 side, buy cheaper stuff cus your style will change and you will grow, but on the other hand, buying higher quality stuff means it will last longer
Marina, such a good question! Im a very conservative person but my parents always say me to invest on a good quality products, just in order to save more in the future. I do believe that in some time, i’ll get to what you mean, i just really need some time😬
These are great habits, but it won't make anyone a millionaire. The best it would help you save for retirement & not ended up in debt. To become a millionaire, you actually have to have large amounts of capital and invest most of them in high-value assets. To get those capitals, you either need to grind in high-income jobs, or be a trust fund kid, or win the lottery. It's not a realistic reality for most people.
Amazing approach and good insights towards useful real world topics are always appreciated from me and you never fail to deliver 💜🧡 Take care and have a good rest of your day!
I also come from a family where saving was important and finding something at a cheap price was like a little victory. But I can't complain, I was lucky and I had a nice life and I also got some 'start' capital from my parents when entering adulthood. My father actually gifted me some gold coins after graduating high school. As I didn't know better, I spent most of it on concert tickets and enjoying life. Oh what I would do differently as my now wiser self :D The concept of investing to grow assets in order have more freedom in life came a few years later. But thinking back to my childhood, investing was not as accessible as it is today, at least for regular people. And there was also very little information. It has only been during the last 5+ years, that I have seen a huge rise in teaching the young and the old about handling and growing money. And it is awesome as investing has become somewhat a new national sport for Estonians (where I am from) along with ice dipping :D
Hi Marina, I'm also in the Bay Area and have been watching your videos since moving here. Which coffee machine did you buy? I've been looking for a good one for a while....
I love how you think about the life. Thank you for sharing. I really appreciate every point because this is the real way to improve and build and empire. Don’t worry about bad comments, they are just the percentage of people who pretend and don’t have the real value of this game. Thank you again.
You don’t become a millionaire through saving. Most millionaires say that’s the biggest myth. You become a millionaire through sales of a product or service or investing. Selling items in your closet won’t produce a lot of money unless you have thousands of pounds worth of designer outfits and you use that money to reinvest into something.
Yeah, this video is one big BS
This was part of her journey she doesn't say she only did this to become a millionaire I don't think you understand what she even says in the video !!! Nobody becomes millionaire by only Saving but it is part of the journey to become successful by learning how to save and what kind of ways exist to save
It's question of earning and spending: if you spend everything you earn, you'll always be poor
@@stud.ycloudx6421 right
Here what my grandma always says: “I am not rich to buy cheap products”. Such a summary👌🏻
Yeah true agree, tho lot of successful personalities buys lot of cheaper things,
Wisely thinking, depends of "the actual usage as well as the durability of that cheaper thing".
Doesn't mean your reach means it is wise and would help you grow by buying expensive brands, status symbol.
Summray: Lexus Vs Mercedes. (Longevity vs Fancy Short term usage)
I am looking forward to the time where I can hire all the help I need like a cook, cleaner , nanny, assistant. Until then, I am learning the discipline to do it myself
I started working on managing my finances 2 years ago and everything started changing. Financial literacy changed my mindset, my habits, my goals. Loved what Marina said about the discipline, it is the key.
Could you share your sources please
Hi Marina! I am financial advisor (ecomonist and lawyer) and I follow quite similar principles like you and I teach them to my clients. I love your videos! Many thanks for your job! 😊
Contact me
All great ways to save money! Staying on top of your finances and keeping them organized is a big one
I totally agree with the first advice. I recently invested in a Herman Miller Aeron chair, specially because I have spine issues (I got a disk operated two years ago), but also because I was always looking for better options than I had. I bought a 250$ chair, and the next month I wanted a 300$ one cause it has headrest. When I bought the HM Aeron for 1500$, I have never felt stressed again by getting the best option available and this chair is going to stay with me a life time.
Love the transparency and openness here, its time we be real and be more disciplined in the things we do. Love it!
Higher Quality stuff to consume less ..and then invest in stocks/business. Btw nice question!
Dear Marina! You are my biggest inspiration! I am from Azerbaijan which makes me happy that we are almost from same backgrounds! I recently started RUclips. I am following some of your tips and it worked. I wish you best with your babies. I love seeing Emily and Lily on stories. U are giving great energy!
Extraordinary person reading this, you are not define by your circumstance or your past. It’s not what happened to you that determines your success in life; it is how you deal with those circumstances that determines your success in life! You are strong, you are capable and practice forgiveness (Forgiveness is for you) and gratitude everyday. This will change the course of your life forever! Love you always and I believe in you wholeheartedly ✨❤️ - Nat
my dad always was telling me about saving. here is on of his advice: save money in your body and bon. it means saving money as important as saving healthy.
The first one is legit 100%, I bought like 25 of 3-7$ cases from Amazon and i never felt enough until one day i decided with Apple's original case for 59$, it may sounds a lot at first but right after i had that piece, never have buying cheap cases crossed my mind ever again LOL, it may be incomparable to the value item that you got (LV Bag) but I totally relate to it. AND WHAT'S FUNNIER is that I never realized this until I hear your first tips! Hahaha thanks Marina!
Your videos is AMAZING! Marina, your mindset, discipline, and mental hygiene are incredible! Thank you for being a healthy & stunning inspiration & role model. Hope to meet you in person one day in SFO :)
I love you Marina! You are inspiring, disciplined and honest! Wish you the best and I wish myself the same discipline to make things come true.
I'm originally from Russia. I've grown up in an ordinary family, it means that my parents told me to save money all the time. It's a kind of traditional education in our country. Everyone knows that prices are increasing, always not enough money , and you have to survive in such conditions.
When you talked about renter’s mindset I thought you were going to emphasize being a renter lifer but the tip you provided on being a minimalist is 👌🏻
Ciao Marina, I live in a forest in Italy atm. We get our house warm with the fire we make from the woods we collect. I homeschool my kids. We spend 0 $ to have fun and I absolutely love our life style. but I still like to watch your videos and I am actually learning a lot from you. I was born in Italy and my first language is Italian, we can have a chat so you can improve your Italian: in this way I will give back the knowledge I have learned from you. baci
My parents always teach me to save as much money as possible, I've never thought about investing in higher quality things to consume less 🤔 Great video! 👍
Am from India and I belong to a country where people focus on saving rather than investing money in some thing.
Same here Sakshi ...
I'm also from India and it's happening in our society too..
Why is this? Is it not well known that investing is how you can actually grow wealthy over time?
@@wilcoxj3 umm.. Can say that its the mentality of most of the people living over here.
My dad taught me one thing about money: Don't spend money that you don't have. And I love that mindset because for so many people, it's so easy to borrow and they're always in debt. I am now looking into investing as an adult.
Yes my mom told me the same thing. I have never had any debt in my life because I lived by what she said. Pay the credit card bill every month on time and build a great credit score to take advantage of in the future. Living debt free is freedom.
My parents are extremely wealthy but didn´t teach me how to create wealth. To this date, I am just discovering it by myself. Also even when we are wealthy, my dad would have a scarcity mindset and my mother would be an over-spender who never actually invested. My dad is a very clever businessman, so I decided to help him with the business, learn, and then apply that knowledge to my own businesses. They definitely don't invest and I think that´s why we are wealthy but not rich. Also, they believe that the government is always looking to keep their money. So for my life, I want to apply the business mindset from my dad, but add investing.
I do enjoy spending on things that bring value to my life, and I notice that whenever I deeply desire something, like traveling to another city for the weekend to go to a concert, my internal critic will judge it. And then I would not do it. I definitely learnt that from home and I am changing it thanks to your video.
I think she mentions few good points here. She described her journey which is great . Really helpful for the new immigrants and startups to learn financial discipline .
2 thumbs up 👍🏻👍🏻
Super advice on the stuff for kids. So true, so glad you voice it! The best kids are the ones passed on by friends!
Kids passed on by friends ?
You didn't buy product. You buy confidence and emotion of brand.
I would not buy a LV purse. It’s not who I am, I’m a target when I travel especially internationally, and I cannot successfully negotiate business deals w an expensive bag-they know I have $$$
Man, I love how your channel is more advice oriented now. Your advice is absolutely "fire", to use a modern term lol.
Truly, though, really good stuff. Your life path is different than most people giving advice, so combined with your personality, your advice is actually unique. And even when it's similar, it's different enough to get the brain's reticular activation system to pay attention. So it's just perfect! I just love it.
Good stuff! I started watching you for the English lessons and ended up here! You are very cool and I even learned a couple of words here!
I audit my finances every month on a spreadsheet as well, tracking my net worth.
Marina, I grew up in Cupertino to a blue color family with parents that lived through the great depression. We shopped at J.C. Penny's, and Sear. My parents didn't know about investing and it was in the 1970s after I graduated from high school that IRAs and 401K became a thing. Because of this, I didn't learn about investing. I'm lucky in that I have bought houses that have appreciated in Santa Clara County. Between my military and government careers, I will have a good retirement.
Great video, i come from family that taught me to save money, and I am glad that I changed that approach.
I came from a family who taught me to save, save , save.. and i understand them for that.
Awesome video! I love longer videos packed with lots of info all in one place!
Also I really enjoyed your approach to this video being more habits and lifestyle based as opposed to hard numbers and spreadsheets (although those are also useful) more content like this pls!!
I buy quality made not necessarily branded. I don’t like the idea of paying the brand name.
My family is same as your family. My mom always says to save money. Sooo I think I would become a billionaire as you one day. You are my inspiration.
I agree 100% with you and the things you're saying. Enforce and strengthen the specific characteristics needed to become a more successful candidate.
All time favorite guru🤟 from English learning to financial education 🙌😛
My parents when I was growing up focused on telling me to budget and save. Budgeting was a big big thing
I fully agree with you, and I have an upcoming episode on similar ideas I learned! Thank you for sharing your wonderful energy and ideas. ❤
My mother and grandmother have practiced saving money in to the drawer all their lives.
Only by the age of 30 I started to learn how different own finances can be approached. That you can revise your habits and invest. That work doesn't have to be exchanging your time for paycheck with a ceiling you cannot jump over. I used to think I am poor when I don't have lots of savings, but the fact I have zero debt made me rethink what poor is.
I am the same
About renting , what is better renting or buying on leverage ... This depends on the economic cycles , the country statuesque or situation plus personal preferences as each person experience and perceive things differently ....
My father is like a investing mindset and my mother is quiet opposite him . This led me investing at 15 but not a lot .but they said I can invest large amounts of lumpsum when I get a job . 😅
My mother came from a very poor background and my father came from an old money family that had lost its money in his parent's generation, so my parents had very different feelings about money. I ended up studying economics in college, and that really opened my eyes to strategies for creating wealth.
My mother always tried to buy the cheapest possible things. My father tried to find a sale price on a heritage brand for most things and then used them until they were completely unrepairable.
I have more of my father's mindset, though like you, it's easier than ever to sell things before they become completely devalued, so I do try to do that.
Like your LV bags, I have made money on cars I've bought. I know everyone says cars are bad investments, but.... I have 2 advantages in the marketplace over others: 1. I work from home, so I can take the time to take my cars to specialty shops, where care is better but timelines are longer, and 2. My fiance knows how to evaluate cars (because he loves them) and can do a great job of evaluating that craigslist cars potential problems.
We have doubled our investment in 1 classic car and are on track to do it for another. We've also made modest profits on several others. It's all about buying low mileage cars off craigslist individual buyers, and buying cars as they are abour to increase in popularity. We buy older cars - our youngest is 25.
Thanks so much for the tips. I’m working on delegating more ❤️
your channel is the only one relevant to me these days! thumbs up
Same reason I bought my Porsche Macan Turbo , Audi R8 and recently Tesla model X P90D, so I don't need other cars :)
I learn English and this video very useful for me! Thank you very much!❤️ 💐💐💐💐💐
My family tells me to buy expensive products to invest longer coz we r not very rich .. now watching your videos makes a whole lot sense
In reference to your child's topic an enriched environment is always a plus.
That’s why I buy counterfeit Louis Vuitton bag to enjoy the design but without the price tag.
Work and self productive hours are the keys.
Thank you for useful video! Looking forward to seeing more video with tips based on your life experience and vlog where you share your thoughts.
One the most extraordinary videos That I have watched, so much helpful practical information ❤️🔥
I’ve got a Prada bag 10 years ago and I still wear it. The quality is sooo good
Is never about saving is always about making money :) But when we become rich we like to give all kind of superficial advice to all the desperate people dreaming to be millionaires 😂
To be honest, it doesn’t add up… for 1500 you can buy 30 H&M bags, and one lasts for 1.5 years. That means… 45 years! So… maybe buying the expensive one doesn’s really save money. The quality and resell price, that’s another discussion.
Agreed. Buy quality.
My grandmother was raised with wealth and I asked her what her favourite place to shop..."Woolworths",she answered with twinkle in her eyes!
My parents were immigrants from Colombia. They were always looking to cut corners to save money. They were suspicious of investments outside of real estate, but that was the 1970s.
I am still careful with purchases, but I don't allow myself to be cheap. The real breakthrough came when I bought a very small book of financial advice when I was a teenager. I don't recall the exact quote, but I really took this advice and ran with it, (paraphrased from the original quote): "Your power to save is finite. Your power to earn is infinite." ...That said, I should have really, really capitalized on compound interest. Still, I am happy to be alive, well, and financially comfortable.
My mom told me money should work. I am no sure, she really knew why it meant, but I memorised it and applied.
You are a true inspiration Marina! 💐
They tell me always spend my money on a right way
Like if I have to spend it I do , if it not like really necessary i don't
ok, - you can buy Kate Spade or cheaper designer product that are still very high quality and last many years if you take care of them. *And* buy at consignment stores, like new, for double-digit discounts... like c'mon! This is important advice!! Buying a $1,500 LV bag didn't *make* you a millionaire... it helps keep you there
Poor family, however adviced to spend more. Nothing about saving.
This the first video I watched from you. I really enjoyed it. Wish you the best of luck 👌👌😍
I was never taught how to mange money. The thought was always "money comes and goes". Which was unsettling for me growing up. In the recent years I taught myself how to invest my money and have it work for me :)
My father set me up an trading account at 20.. now I am investing and hopefully have money to buy expensive stuff.
Hi Marina!
I've always had similar view like you have now. I prefer buying more expensive things for years than buying sth which has lower quality and lower price. Trainers can be good example.
Greetings form Poland.
I'm happy you got life like this now cuz you deserve that. Your English skills are amazing. You sound like a native English speaker in every way!
All makes sense, dear Maria
I’m the youngest out of 7 and yes, we needed to save, save and save…
Holy Toledo ;-) Very good and honest Video. But you must also take one important factor into account. You are smart and clever and a head full of permanent great ideas. I like you channel very much...😀
Hi Marina, I enjoyed watching your video. Thanks!
4:58 you said through suddenly in Russian accent, which was so cute😆.
OMG Verve coffee !! I was once in LA, West Hollywood their coffee spot.. so nostalgic
I come from an Asian Business family but I don't believe in spending my dad's or mom's money for whatever I want to buy. I'm an BTS army & I collect Merch so of course I need money, hence I save money & I still get pocket money fingers cross 🤞🏻🤞🏻. But everytime I buy new Merch ,they drop more Merch & I get urge to buy more, in first half year I was new & crazy like get my hand on whatever I could but now I buy stuff wisely with help of wishlist, priolist & financial schedule. And literally buy what I think I really want or need, never like before 😅.
+I got inspired by you so also I'll start an RUclips channel & start unboxing Merch so I can earn & buy Merch, when my new house will be constructed completely. As you said its not bout perfectionism it's bout starting.
Although I'm so a kid , still 16.
+Do you like K-pop marina??
-Thanks for reading!
-I love your singing 😁.
Your simple house is to die for
Marina, your camera is amazing 🙃
Awesome! Yes buying LV is a good buy. You can sale it for same amt if not more in a future.
Also. Love the minimalism mentality.
My parents were never good at saving but neither they would invest. They had business which was physical and they always said you must work hard to make money and to be honest they are still working for employers and aren’t at the stage where they can retire. I wish I had learned all I know much earlier in my life but well I guess we all have to just trust the process
Just love when she says ' portfolio '
It's sad that you would pay a virtual assistant only $6 an hour.
So my family gave me this 10 dollar a week allowance but I buy my clothes shampoo etc and, it showed my the sides of things, on the 1 side, buy cheaper stuff cus your style will change and you will grow, but on the other hand, buying higher quality stuff means it will last longer
Marina, such a good question! Im a very conservative person but my parents always say me to invest on a good quality products, just in order to save more in the future. I do believe that in some time, i’ll get to what you mean, i just really need some time😬
These are great habits, but it won't make anyone a millionaire. The best it would help you save for retirement & not ended up in debt. To become a millionaire, you actually have to have large amounts of capital and invest most of them in high-value assets. To get those capitals, you either need to grind in high-income jobs, or be a trust fund kid, or win the lottery. It's not a realistic reality for most people.
True this
Hi from Azerbaijan 🇦🇿🇦🇿🇦🇿 As always best content. Thank you for what you are doing. All the best for you and for your family ❤
Amazing approach and good insights towards useful real world topics are always appreciated from me and you never fail to deliver 💜🧡
Take care and have a good rest of your day!
I also come from a family where saving was important and finding something at a cheap price was like a little victory. But I can't complain, I was lucky and I had a nice life and I also got some 'start' capital from my parents when entering adulthood. My father actually gifted me some gold coins after graduating high school. As I didn't know better, I spent most of it on concert tickets and enjoying life. Oh what I would do differently as my now wiser self :D
The concept of investing to grow assets in order have more freedom in life came a few years later. But thinking back to my childhood, investing was not as accessible as it is today, at least for regular people. And there was also very little information. It has only been during the last 5+ years, that I have seen a huge rise in teaching the young and the old about handling and growing money. And it is awesome as investing has become somewhat a new national sport for Estonians (where I am from) along with ice dipping :D
Hi, thank you for these tips, have a nice day !!
Lots of love to you Marina♥️
Don't Forget: Everything starts in your head.
If you think is poor, then YOU ARE!
But if you think is rich, then YOU ARE!
My parents could only afford tuition fees for a decent school. I never experienced a luxurious life.
reduce, reuse, recycle
Thankyou it makes a lot of sense
You are doing amazing 🔥
I love your video...
Which skill is better future now??
Great video Marina, your home is cosy.
Yes buying expensive stuff, I agree. Good experience.
hi Marina I don't know why when watch your videos I just get vibe.maybe you are unfair advantage for me😃
Hi Marina, I'm also in the Bay Area and have been watching your videos since moving here. Which coffee machine did you buy? I've been looking for a good one for a while....
Save money for your future expense.
It's is middle class mind set general in India
I love how you think about the life. Thank you for sharing. I really appreciate every point because this is the real way to improve and build and empire. Don’t worry about bad comments, they are just the percentage of people who pretend and don’t have the real value of this game. Thank you again.