Sumitji i have taken loan of 26 lakh under modiji in 2017 and paid it up in 2022 dec. We have cash credit limit in COVID Modiji's PMWCL got Rs 3 lakh paid up almost 2.2 lakh with least burder and able to survive i employ only 5 workers now I am growing so I think OCEN based on my GST will increase it cC limit to Rs6-8 lakh thank you Modiji❤❤❤❤
Sumeet Ji touched the ground realities of our SME problems. Myself experience the bitter experience with bank, lack of input investment, sold out my industrial plot n given up my plans. I also faced alot of harassment of (dox, bribes, fruitless trips) licences etc in those days. Today's situations are very encouraging n simply the procedures. Still there's issues but competative 75% issues are addressed. Similarly the e-Marketing given big relief to promote selling the produced. Thanks for Modi's Govt reforms n good luck to the new entrepreneurs
Thank you Sumet and Sri Iyer. I am 74y feel very fortunate to be alive to witness all these. Though I am not a very religious person I strongly believe that Modiji is Lord Vishnus avatar only.
Thank you. Please spread the good word about this channel, *@raghunandhkotike7305* . Also, tell your family and friends to *Subscribe* and *Like* this channel.
Thanks for this inspiratory conversation about the MSME and the great vision of our honorable PM of India. First of all may salute both of you learned personalities. I think this much of very needful for the Hindi speaking people of India as well as this to be dubbed in various vernacular language, may be digestible for root level people. if possible than make it. This will be reply to those culprit leaders of nation who are continuously flinching the mind of our nationals about realities.
Sumit Sir!! Your presentation so impressive I watched it in full again. Please give us more n more such presentations to show India is galloping n will be the top player in field it operates.
ये सब सुनकर ऐसा लगता है कि एक बहुत प्रगत, उन्नत , समृद्ध भारत हम अपनी आंखों से देख कर ही टाटा बाय बाय करेंगे क्यों की मैं तो अब सीनियर सिटीजन हूं, पर चाहूंगी कि अगला जन्म भी हिंदुस्तान में किसी सनातनी हिंदू घर में ही दे दे भगवान जय हिन्द जय श्री राम
Really good approach by the government synchronising with the current digital approach. Of course, it's success lies with the level of integrity and sincerity of the borrowers. In my 4 decades of banking experience,knowledge, the level of integrity, sincerity has come down drastically. Earlier ppl used to approach with a purpose of doing business, industry,earning,living. Now the approach of ppl especially to public sector bank is to loot the fund/loan and cheat only and not for living. GST is good approach for knowing real sale flow/cash flow. What actually happening, bills are raised even in system to avoid any authority's catch during transport. Once transportation is over the data is deleted are cancelled. Such thing are to be plugged.
Thank you Summet ji & Sree Iyerji for discussing National Issues. As always Pgurus are first & foremost in all of the various issues. Apart from Politics, we need to understand all of other national issues, schemes, bills etc.
Thanks Summet ji for enlightening talk. I had work in GST for last 30 years, but had no idea how Government intend to utilise GST for credit acess for MSME.
Iyer Sir thank you so much for hosting Mr.Sumit Peer.The discussion and analysis on topics of national importance between both of you,is knowledge enhancing. Hum honge Kamyab.. Bharat Mata ki Jai, Vande Mataram.
It was a foundation put by Manmohan singh and chethambaram duo for Indian economy. When their groundwork start working, indian economy started it's growth. after 2018 every thing were slowed down, result start unemployment start growing. It is visible all over north India. Even though states which are under non bjp's rule continuously took up economic reforms and they created more jobs and Keep up India's gdp growth rates steady.
Easy and most practical solution to check rising land prices in urban as well as rural is to do away with capital gain investments in flats, farm land and capital gain bonds. Instead of this if it is the only resident in one's name then on selling 100% long term gain must be given. Second on selling of land and second or third flat, flat 7% gain tax must be levied.
MSME is the back bone in every country. I live in Australia, it is the small business which run the countries economy. There a very few big names here, its the small business and proper taxation system which is the back bone of this country.
The decentralised village based manufacturing even in aspirational districts will bring down logistics costs drastically. This has started already on Gem portal
Dear Shree Sir Pranaam I really appreciate and like this beginning music I suggest, you should play this music for every video Lot of respect and love for PGurus Jay Hind
Your speech is very specific on one subject Or one particular aspect + point but not on minus point that people have to concentrate. Please inform us the cause of _point
Making fun of a pakoda wala and making him feel bad about himself is the elitist mindset. Same as "you learn in a Tamil Medium... Look at me I go to the Convent school. I can talk good english" A colonialised mind set, which never allowed India to grow... Thanks Sumitji and sreeji for your inputs ❤❤
Please discuss on Gujrat government has issued guidelines on Dividend Distribution and Capital Restructuring of State Public Sector Undertakings vide GR no FD/OTH/e-File/2023/1504/A-BPE Dated 24/04/2023. What will be it’s impact on State PSU’s and retail investors ? Impact on economy, companies and retail investors if implemented on all listed companies ??
It because of 1 2 3 agreement which is not in favour of our country. Renewal energy production cost reduction to 10% within a decade is also another reason of not going nuclear.
I am paying a tax of 10 lakhs. If my personal tax is made nil I will spend at least 8 lakhs if that. So gst will increase. But tax payers are 1% and consumers are 100%. They should introduce transaction tax of maybe 0.2% which will be huge in absolute figures.
सर अगर आपको औप्शन दिया जाये कि आप 4 प्रतिशत अंग्रेजी जाननेवाले भारतीयों तक पहुंचना चाहेंगे या चालीस प्रतिशत हिन्दी जाननेवालों तक तो आप क्या चुनेंगे? क्या चार प्रतिशत चालीस प्रतिशत से अधिक महत्वपूर्ण हैं? मेरा मानना है कि आपको और आप जैसे अन्य बुद्धिजीवी लोगों को हिन्दी और अंग्रेजी दोनों भाषाओं में विडियोज बनाने चाहिए। हिन्दी को उपेक्षित करेंगे तो बहुत बड़ी आबादी को उपेक्षित करेंगे। एक बहुत बड़ी जनसंख्या आपके ज्ञानवर्धक विचारों से वंचित रह जायेगी। धन्यवाद।
UPI, ONDC, OCEN, Etc are game changer for entire world. There are friends, relatives who came recently pleasantly surprised how India transformed in the last 8 - 9 years in terms of digital systems and how we are far ahead of others in the world. Infact people outside India boast about how things are better outside india. Now things have changed and now we are seeing the fruits of this govt and we need to support Govt and ensure they come back with thumping majority for our upcoming generations to usher in prosperity
🙏 Thanks for nice initiative. Main problem is that Vendors are not paying in timely manner, not paying in full, cutting money out of invoices. Many times retailers are not paying at all or disappear. There should be an insurance agency which will insure that producers are paid in full and within specified time. This agency can charge a small amount for their services. These types of services are already available in North America and Europe.
I dont miss any video of PGurus Channel since very long time. I have all time at my disposal as I am 83 years old senior citizen and a pensioner. I dont have any other engagement but devoting all time to RUclips , fab and whatsapp social media apps.
Thank you. Please spread the good word about this channel, *@gururajkathawate9006* . Also, tell your family and friends to *Subscribe* and *Like* this channel.
great insight on ocen - as an indo australian i run small electronics company in jaipur india as msme - our electronics gas monitoring systems and value added engineering is proving to be great import substitute . we have customers all across india navy defence steel power food pharma and export systems to uae thailand bangladesh sri lanka etc - yes as msme we tried to get loan overdraft etc via icici canara etc but failed as they want collateral although their website says no collateral required . i thank sri iyer you and sumit peer for ocen topic. i love listening to you both avidly always very thoroughly researched coverage - please keep it up - would love to meet one day - most welcome to visit jaipur team and my village charity school too goodwill public school village girdhartand chas bokaro - alak jha btech mtech iitbhu residing sydney australia as OCI
Excellent presentation. Now only your channel attains the looks of national tv channels and more than that looks international news channel. Keep it up
The reason Gandhi is pro China because of his promise to CCP for giving BRI infrastructure of India to China. Adani is the thorn because he can do better without putting the nation like Pakistan. I.N.D.I.A must ask Rahul. - to make public 2008 agreement between Gandhi and CCP . Ask Rahul the 2008 agreement public!!! Rahul promised infra projects to China. As far as Adani and modi is there -Not happening till Modi is there. I am ready to bet 1 million dollar. Show me the agreement.
The reason Gandhi is pro China because of his promise to CCP for giving BRI infrastructure of India to China. Adani is the thorn because he can do better without putting the nation like Pakistan. I.N.D.I.A must ask Rahul. - to make public 2008 agreement between Gandhi and CCP . Ask Rahul the 2008 agreement public!!! Rahul promised infra projects to China. As far as Adani and modi is there -Not happening till Modi is there. I am ready to bet 1 million dollar. Show me the agreement.
Thanks a lot 😊 Thank you very much *@dr.sanghmitradasgupta5194* - your support will help us keep growing and for this, please *Share* , *Like* the video, and recommend our channel to your family and friends.
बार बार हिंदुस्तान में ही किसी सनातनी परिवार में जन्म मिले , यही ईश्वर चरनी मनः पूर्वक प्रार्थना
Sumitji i have taken loan of 26 lakh under modiji in 2017 and paid it up in 2022 dec. We have cash credit limit in COVID Modiji's PMWCL got Rs 3 lakh paid up almost 2.2 lakh with least burder and able to survive i employ only 5 workers now I am growing so I think OCEN based on my GST will increase it cC limit to Rs6-8 lakh thank you Modiji❤❤❤❤
Sumeet Ji touched the ground realities of our SME problems. Myself experience the bitter experience with bank, lack of input investment, sold out my industrial plot n given up my plans. I also faced alot of harassment of (dox, bribes, fruitless trips) licences etc in those days. Today's situations are very encouraging n simply the procedures.
Still there's issues but competative 75% issues are addressed. Similarly the e-Marketing given big relief to promote selling the produced.
Thanks for Modi's Govt reforms n good luck to the new entrepreneurs
Great inside views,I liked all your videos
Thank you Sumet and Sri Iyer. I am 74y feel very fortunate to be alive to witness all these. Though I am not a very religious person I strongly believe that Modiji is Lord Vishnus avatar only.
Seems Sumit Peer ji is a true son of Devine Saraswati Mataji and equally smile in his face. Lataji for singing and Sumiti ji for talking. Hats off.
Waaw. What a lot of information from Mr. Peer. Excellent. 🙏🏼🙏🏼🙏🏼🙏🏼🙏🏼I am your fan sir. 🙏🏼🙏🏼🙏🏼
This is a fantastic development OCEN shud have happened decades ago. Time saved in obtaining loans & eliminating the requirement of collateral.
It seem OCEN is built on the foundation of UPI and GST. 1+1=4!
🙏 Sumit Peer Sir and Sree Ayyar Sir for their great contribution to quality journalism. Fully packed with depth of subject matter.
Thank you. Please spread the good word about this channel, *@raghunandhkotike7305* . Also, tell your family and friends to *Subscribe* and *Like* this channel.
जयहो🙏🙏
Sumitpeer and Iyer ji namaskaram
हर हर महादेव 🌹💐🙏
Wow.. Wow. Wow.. What a music.. It's amazing 👌👌🙏
Thanks for this inspiratory conversation about the MSME and the great vision of our honorable PM of India. First of all may salute both of you learned personalities. I think this much of very needful for the Hindi speaking people of India as well as this to be dubbed in various vernacular language, may be digestible for root level people. if possible than make it. This will be reply to those culprit leaders of nation who are continuously flinching the mind of our nationals about realities.
नमस्कार जी आधार भूत जानकारी और सही विश्लेषण आप लोगों को साधुवाद।
Sumit Sir!! Your presentation so impressive I watched it in full again. Please give us more n more such presentations to show India is galloping n will be the top player in field it operates.
ये सब सुनकर ऐसा लगता है कि एक बहुत प्रगत, उन्नत , समृद्ध भारत हम अपनी आंखों से देख कर ही टाटा बाय बाय करेंगे
क्यों की मैं तो अब सीनियर सिटीजन हूं, पर चाहूंगी कि अगला जन्म भी हिंदुस्तान में किसी सनातनी हिंदू घर में ही दे दे भगवान
जय हिन्द जय श्री राम
महादेव आपको दीर्घायु और स्वस्थ रखे प्रार्थना करते हैं। 🙏🌿🌵🌼🌹💐🌷🌾🍀🍂☘🌻🌱🌸
Really good approach by the government synchronising with the current digital approach.
Of course, it's success lies with the level of integrity and sincerity of the borrowers. In my 4 decades of banking experience,knowledge, the level of integrity, sincerity has come down drastically. Earlier ppl used to approach with a purpose of doing business, industry,earning,living. Now the approach of ppl especially to public sector bank is to loot the fund/loan and cheat only and not for living.
GST is good approach for knowing real sale flow/cash flow. What actually happening, bills are raised even in system to avoid any authority's catch during transport. Once transportation is over the data is deleted are cancelled. Such thing are to be plugged.
Amazing initiatives from Indian government
Wonder full information I very grateful to you thank you 🙏🙏🙏🙏🙏🎉🎉🎉🎉🎉
So nice of you
Thanks to both of you for presenting such a wonderful informative video.
Thank you Summet ji & Sree Iyerji for discussing National Issues. As always Pgurus are first & foremost in all of the various issues. Apart from Politics, we need to understand all of other national issues, schemes, bills etc.
Thank you so much for the speaker he knows what is happening SMe, we don’t get bank support
So many important subjects have been discussed on a very clarifying manner
Many thanks to Sumit Peer
Thanks Summet ji for enlightening talk. I had work in GST for last 30 years, but had no idea how Government intend to utilise GST for credit acess for MSME.
Iyer Sir thank you so much for hosting Mr.Sumit Peer.The discussion and analysis on topics of national importance between both of you,is knowledge enhancing.
Hum honge Kamyab..
Bharat Mata ki Jai, Vande Mataram.
Thank you for your kind words, *@rajeshtanwar2445* - do *share/ subscribe/ like* and click on the *bell icon* for notifications.
OECN can be hoped to be a bright light for Unincorporated and turn into small corporate
Your channel is becoming more attractive and very very professional
With such a straight face the failure of this government has been passed on to Congress
This channel is not neutral...no point watching it
I always like your program as it gives in depth analysis of very very interesting topics
Modi is a brilliant man. A genius.
Macho
Modiji
Marching (To make)
Mera Bharath
Mahaa Bharath
Request all Indians to support Modiji in 2024 elections.
It was a foundation put by Manmohan singh and chethambaram duo for Indian economy.
When their groundwork start working, indian economy started it's growth. after 2018 every thing were slowed down, result start unemployment start growing.
It is visible all over north India.
Even though states which are under non bjp's rule continuously took up economic reforms and they created more jobs and
Keep up India's gdp growth rates steady.
satya meva jayate. . Truth at the end prevails. if Pakistanis have an introspection they will grow like India . we wish them best of luck.
mr.peer well explained !
ONDC will improve tax collection by leaps. This will improve govt finances in a big way
Easy and most practical solution to check rising land prices in urban as well as rural is to do away with capital gain investments in flats, farm land and capital gain bonds. Instead of this if it is the only resident in one's name then on selling 100% long term gain must be given. Second on selling of land and second or third flat, flat 7% gain tax must be levied.
MSME is the back bone in every country. I live in Australia, it is the small business which run the countries economy. There a very few big names here, its the small business and proper taxation system which is the back bone of this country.
Thank you very much
The decentralised village based manufacturing even in aspirational districts will bring down logistics costs drastically. This has started already on Gem portal
Impressive start👌👏🙏
Thanks a lot 😊
🙏🇮🇳🙏
Fantastic
Dear Shree Sir Pranaam
I really appreciate and like this beginning music
I suggest, you should play this music for every video
Lot of respect and love for PGurus
Jay Hind
Good stuff ! Thank you 🙏
Beautiful music 🎵
Your speech is very specific on one subject Or one particular aspect + point but not on minus point that people have to concentrate. Please inform us the cause of _point
I hope the government also encouraged local companies instead of just Microsoft, Google. Zoho is one company they could've roped in
India needs quality affordable hotels with all the amenities. India is still expensive or daily travellers or family holiday makers!
Making fun of a pakoda wala and making him feel bad about himself is the elitist mindset.
Same as "you learn in a Tamil Medium... Look at me I go to the Convent school. I can talk good english" A colonialised mind set, which never allowed India to grow...
Thanks Sumitji and sreeji for your inputs ❤❤
🙏🙏🙏✌👍
Amazing Music
Good explanation
Shri Narayan Rane is a MSME cabinet minister
Jay shri Ram
Can you please do it in Hindi it will be of more used to majority of people
Nice start music.
Even the interest on working capital is 50 to 60% more than the big companies
🙏👍❤️🌎
“Modinomics “ !!! For New India.
Please discuss on
Gujrat government has issued guidelines on Dividend Distribution and Capital Restructuring of State Public Sector Undertakings vide GR no FD/OTH/e-File/2023/1504/A-BPE Dated 24/04/2023.
What will be it’s impact on State PSU’s and retail investors ?
Impact on economy, companies and retail investors if implemented on all listed companies ??
OCEN is possible becasue we stopped cash transaction. rest are secondary.
So given the smaller ratio of the big corps, how to reduce, retract the importance given to their head honchos and their interfering 'foundations'?
👍👍👌👍👍
Pl try to limit each programme to 30/40 mnts..
Amazon markup finally adds up to 60%.
India should maintain its Independent foreign policy and not getting away from Russia .
USA is trying ( msy be ) to drsg India into its trap trsp
What happened to Nuclear Power plant opening by usa investment last time when india had agreement with usa but nothing happened till now 😮😮😮
It because of 1 2 3 agreement which is not in favour of our country.
Renewal energy production cost reduction to 10% within a decade is also another reason of not going nuclear.
manipur
But when GST is applied, cost of product imcreases. Making the end product expensive
I am paying a tax of 10 lakhs. If my personal tax is made nil I will spend at least 8 lakhs if that. So gst will increase. But tax payers are 1% and consumers are 100%. They should introduce transaction tax of maybe 0.2% which will be huge in absolute figures.
excellent music
सर अगर आपको औप्शन दिया जाये कि आप 4 प्रतिशत अंग्रेजी जाननेवाले भारतीयों तक पहुंचना चाहेंगे या चालीस प्रतिशत हिन्दी जाननेवालों तक तो आप क्या चुनेंगे? क्या चार प्रतिशत चालीस प्रतिशत से अधिक महत्वपूर्ण हैं? मेरा मानना है कि आपको और आप जैसे अन्य बुद्धिजीवी लोगों को हिन्दी और अंग्रेजी दोनों भाषाओं में विडियोज बनाने चाहिए। हिन्दी को उपेक्षित करेंगे तो बहुत बड़ी आबादी को उपेक्षित करेंगे। एक बहुत बड़ी जनसंख्या आपके ज्ञानवर्धक विचारों से वंचित रह जायेगी। धन्यवाद।
AMAZON money showed the path.
Do you know that if a GST refund is due then officer asks for 6% to 10% cuts....
What is your thought on TCS at 20%, does government know what it means....
OCEN will automatically increase the income Tax base in india and attempt to reduce the cash transactions in business
UPI, ONDC, OCEN, Etc are game changer for entire world. There are friends, relatives who came recently pleasantly surprised how India transformed in the last 8 - 9 years in terms of digital systems and how we are far ahead of others in the world. Infact people outside India boast about how things are better outside india. Now things have changed and now we are seeing the fruits of this govt and we need to support Govt and ensure they come back with thumping majority for our upcoming generations to usher in prosperity
Excellent comment
🙏 Sumit Ji 🙏 Sree ji
What extraordinary Concepts and What an excellent Explanation.. Dhanyawaad...
Vision, Implementation Results just unimaginable!!
🙏 Thanks for nice initiative. Main problem is that Vendors are not paying in timely manner, not paying in full, cutting money out of invoices. Many times retailers are not paying at all or disappear. There should be an insurance agency which will insure that producers are paid in full and within specified time. This agency can charge a small amount for their services. These types of services are already available in North America and Europe.
Can you show instances where American agencies help in payment recoveries/ enforcement. We know in America, legal system is quick to enforce payment.
Please talk about the NLP(National Logistics Policy),Andaman Nicobar island development and the ship container development under Modiji's rule.
Thank you Sumit Ji and Shri Ji for an hour packed with info that is music for my ears.
Kudos to the first PM born in Swatantra Bharat.
I dont miss any video of PGurus Channel since very long time. I have all time at my disposal as I am 83 years old senior citizen and a pensioner. I dont have any other engagement but devoting all time to RUclips , fab and whatsapp social media apps.
Thank you for your kind words, *@veerbahadursaxena3391* - do *share/ subscribe/ like* and click on the *bell icon* for notifications.
I hv bn following P Guru for the past one + year& don’t miss it. Now I hv bn following in Hindi too
Thank you. Please spread the good word about this channel, *@gururajkathawate9006* . Also, tell your family and friends to *Subscribe* and *Like* this channel.
Thank you sir🙏❤
Now the graphics and music is a perfect match 👌👌👌
These are great initiatives. Glad that is being talked about. I think the next stop is to increase meritocracy and research funding in that order
great insight on ocen - as an indo australian i run small electronics company in jaipur india as msme - our electronics gas monitoring systems and value added engineering is proving to be great import substitute . we have customers all across india navy defence steel power food pharma and export systems to uae thailand bangladesh sri lanka etc - yes as msme we tried to get loan overdraft etc via icici canara etc but failed as they want collateral although their website says no collateral required . i thank sri iyer you and sumit peer for ocen topic. i love listening to you both avidly always very thoroughly researched coverage - please keep it up - would love to meet one day - most welcome to visit jaipur team and my village charity school too goodwill public school village girdhartand chas bokaro - alak jha btech mtech iitbhu residing sydney australia as OCI
Excellent presentation. Now only your channel attains the looks of national tv channels and more than that looks international news channel. Keep it up
So nice of you.
🙏🇮🇳🕉🛕....sir i am a compact hydro..large hydro..PSP....facilitator....since 1993....can u help me....
Very interesting topic taken today…Thank you guys
This the beginning…Picture Abhi bakhi hain…very true…👍🙏🏼
Excellent presentation🙏
Very good explanation on mudra loans as well as MSME revolution. It has really helped in making big contribution to GDP and employment. 👍👌👌👌
Very good insights
I feel All panelist who comes on pGurus Are BHARAT RATHNAS educating the viewers DHANYAWAD
Very impressive musical beginning. Very professional
The reason Gandhi is pro China because of his promise to CCP for giving BRI infrastructure of India to China. Adani is the thorn because he can do better without putting the nation like Pakistan. I.N.D.I.A must ask Rahul. - to make public 2008 agreement between Gandhi and CCP . Ask Rahul the 2008 agreement public!!! Rahul promised infra projects to China. As far as Adani and modi is there -Not happening till Modi is there. I am ready to bet 1 million dollar. Show me the agreement.
The reason Gandhi is pro China because of his promise to CCP for giving BRI infrastructure of India to China. Adani is the thorn because he can do better without putting the nation like Pakistan. I.N.D.I.A must ask Rahul. - to make public 2008 agreement between Gandhi and CCP . Ask Rahul the 2008 agreement public!!! Rahul promised infra projects to China. As far as Adani and modi is there -Not happening till Modi is there. I am ready to bet 1 million dollar. Show me the agreement.
Fantastic music Sree Iyer to begin with.This channel is getting better n better .
Love it .❤
Thanks a lot 😊 Thank you very much *@dr.sanghmitradasgupta5194* - your support will help us keep growing and for this, please *Share* , *Like* the video, and recommend our channel to your family and friends.
I always like your pod casts. They are always educative and very informative. Thank you.
Sumit Peer copied Think School'd presentation. He should at the very least give him credit.