Citi Strata Premier VS Chase Sapphire Preferred

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  • Опубликовано: 9 июн 2024
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Комментарии • 61

  • @Zealcarlos
    @Zealcarlos 15 дней назад +45

    Hey, I want to start investing but don't know where to begin. Any advice or contacts for help?

    • @HassanBlue
      @HassanBlue 15 дней назад

      Talking to an expert like Meltem Demirors to reshape your portfolio is a smart move.

    • @jaspreet-hn2ui
      @jaspreet-hn2ui 15 дней назад

      Please who is this Mrs Meltem Demirors
      This sounds so good and would like to be a party to this, Is there any way i can speak with her?

    • @Ruth34689
      @Ruth34689 15 дней назад

      She's always on wat~sapp🇺🇸

    • @Ruth34689
      @Ruth34689 15 дней назад

      🇺🇸+1970

    • @Ruth34689
      @Ruth34689 15 дней назад

      306

  • @kingsamvisuals
    @kingsamvisuals 22 дня назад +24

    Cheating their way into the CSP conversation is genius. I didn’t even realize.

  • @romineckok.9724
    @romineckok.9724 22 дня назад +9

    3% online groceries on CSP isn't for groceries stores only...It's anything categorized as groceries.... for example gluten free bread, vitamins etc from speciality websites. For example I bought granola bars from Smallbatchgranola and got 3x on my CSP...vitamins from Rhonutrition also 3x points on my CSP. Only problem is you dont know which websites are categorized as online groceries. If I would use my Amex Gold with 4x groceries for those purchases I would (most likely) only got 1x for it.

  • @neopia9
    @neopia9 22 дня назад +5

    One place where Citi has the clear advantage is with Choice Privileges. You can transfer to this program at a 2:1 ratio. No, Choice hotels aren't the swankiest places on the planet, but you find them everywhere you travel, not just the big cities. Plus, you can find some surprisingly good deals (why pay $200+ a night at the convention hotel when there's a Comfort Inn a five-minute shuttle ride away for 10,000 points a night?)

  • @bobsmith8077
    @bobsmith8077 22 дня назад +12

    The difference between primary CDW and secondary CDW is worth $20-30/day for each rental day. The difference isn't just the wording. And the Primary CDW is even stronger when renting internationally.

    • @hector-1810
      @hector-1810 22 дня назад +1

      Usually secondary CDW in the US is primary CDW abroad. Seen it on many other cards.
      If you only rent a car when going international it might not make a difference.

    • @DoremonUCR
      @DoremonUCR 21 день назад

      The average consumer rarely rents rental consumers, let’s be honest. The extra 2x on all those categories, you could just cash out and pay for it if you really wanted CDW.

    • @jthao475
      @jthao475 21 день назад

      I’m f see s😊 he b h b nnb😅 0:20 hours 😊

  • @FunNHonesty
    @FunNHonesty 22 дня назад +9

    The Strata is just the Wells Fargo Autograph (standard) with a fee

    • @michaelp.3485
      @michaelp.3485 21 день назад +5

      But it doesn't carry the stink of Wells Fargo. Wells Fargo are a bunch of crooks.

  • @naveenthemachine
    @naveenthemachine 22 дня назад +7

    How does it compare to the Wells Fargo autograph sets?

  • @Spencerwalker21
    @Spencerwalker21 16 дней назад +2

    Chase just please give us 3x grocery on everything not just online you can eveh get rid of some of the credits and streaming category.

  • @jshawsworld
    @jshawsworld 22 дня назад +3

    Another citi premier benefit is the +2 years of extended warranty that steers me towards buying big ticket items with it

  • @gibranespinoza6603
    @gibranespinoza6603 22 дня назад

    My main set up is AMEX but as we all know AMEX is hit or miss internationally. Looking for a secondary set up I can use overseas and really curious what Citi does with the "elite" version. I feel with AMEX raising annual fees for coupon books, I may need to change set ups.

  • @michaelp.3485
    @michaelp.3485 21 день назад +2

    The Citi Travel Portal is garbage. It is routinely more expensive than just booking a hotel directly. Sometimes, by hundreds of dollars, totally negating the $100 hotel credit and even the 10 points per dollar earned. Wtf.

  • @louis2you
    @louis2you 22 дня назад +1

    The better points earning of the Citi Strata is very needed for long term usage of the card.

  • @kelvintiger
    @kelvintiger 22 дня назад +2

    More curious if it’s worth it to wait for the Strata Elite?

    • @TheCreditShifu
      @TheCreditShifu  21 день назад

      I’m thinking that is just going to be a new name for the Citi Prestige

    • @Spencerwalker21
      @Spencerwalker21 16 дней назад

      ​@@TheCreditShifuis the doordash benefit yearly or just one year

  • @tylerlenhart4821
    @tylerlenhart4821 17 дней назад +1

    Doesn't AMEX Blue Cash Preferred get 6x back on super markets and streaming?

    • @Spencerwalker21
      @Spencerwalker21 16 дней назад

      On 6k for grocery spend and it's cash back only no points still a good card though

    • @nostalgiakid100
      @nostalgiakid100 15 дней назад

      King of cashback. Useless for travel

  • @thomask5038
    @thomask5038 21 день назад +1

    Watch they release their Prestige replacement as "Citi Strata Reserve" or something, just so they can continue the "compare me to Chase" game.

  • @vince92615
    @vince92615 2 дня назад

    crazy how now a days $200/night is called lower end hotels...

  • @CesarJoel
    @CesarJoel 22 дня назад +1

    The mid tier travel card 👑 Citi Strata Premier 🙌 A CSP that we can have in our wallets and use it💪

  • @joephillips5594
    @joephillips5594 22 дня назад

    Any idea how long the 75k SUB will be available on the Citi Strata?

  • @Adiscretefirm
    @Adiscretefirm 22 дня назад

    Strata, Double Cash and 3 Custom Cash and you can cover everything but housing

  • @zackchristian471
    @zackchristian471 22 дня назад +5

    Why did Citi take so long to step it up? I got tired of waiting and went with Chase. Now i cant wait to see what their premium card will come out with 😮

  • @ChristopherczarSmith
    @ChristopherczarSmith 21 день назад

    I've never been impressed by the CSP, I just can't get into a car that I won't be earning a lot of points on

  • @byronjeffery2576
    @byronjeffery2576 18 дней назад

    Citi's points categories are global though chase is not.

  • @coolabrar10
    @coolabrar10 20 дней назад +1

    CSP vs CSP who will win lol

  • @caribdude8151
    @caribdude8151 22 дня назад

    😊

  • @danyel4148
    @danyel4148 21 день назад +1

    One of my favorite things about the citi premier is that cash back is .01 per point where others are between .005 and .007 per point. Which in my opinion is much more flexible on point redemption.

  • @x1928
    @x1928 22 дня назад

    Ben you're Brit? I always thought that was just your RUclips character.

    • @Lifeissorich.
      @Lifeissorich. 22 дня назад

      American but he married a British-Asian I believe.

  • @ImKeeday
    @ImKeeday 22 дня назад

    CSP and the whole Chase lineup needs a refresh.😅

  • @fpanadero2626
    @fpanadero2626 22 дня назад +2

    Does it transfer to hyatt?

  • @VictorMartinez-zf6dt
    @VictorMartinez-zf6dt 22 дня назад

    OMG they added insurances back! 😱

  • @Durin-vd9wi
    @Durin-vd9wi 22 дня назад +1

    Looks like citi really stepped it up

  • @De_Guatemala
    @De_Guatemala 21 день назад

    During extended international travel, Premier kills Preferred.

  • @johnwick860
    @johnwick860 22 дня назад

    CSP wins

  • @benchoflemons398
    @benchoflemons398 21 день назад

    Bro said low end hotels and then said $200 a night 💀 bro I thought you lived in Asia

    • @TheCreditShifu
      @TheCreditShifu  21 день назад

      I live in the USA, $200 is low end here. But yeah in Asia $200 can get you a pretty nice marriott

  • @riosafado
    @riosafado 22 дня назад +1

    $10,000 x10% = 10,000 ? 😂