TOP 10 Health insurance Questions answered | SIP is better than Insurance?
HTML-код
- Опубликовано: 5 фев 2024
- Buy Health Insurance and Get up to 25% Discount 👇
tinyurl.com/2fz9ku45
Can we use SIP instead of Insurance?
Will the premium price increase year on year?
Can I add dependants later? and many more important questions about health insurance is covered in this video.
TOP 10 Questions answered | SIP is better than Insurance? | Monthly vs Yearly Premiums | Corporate Policy vs Individual Policy
----
Join Learner's Community : / @finance.boosan
----
Stock Market Courses : www.financeboosan.in
----
Whatsapp Channel : whatsapp.com/channel/0029Va6x...
Instagram : / finance.boosan
Other useful links : beacons.ai/boosan
_______________________________________________
Video Editor : / jagan_editor
_______________________________________________
#sip #healthinsurance #medicalinsurance #health
Stock Market, Mutual Funds, Investments, Personal Finance, Make Money Online
![MAF Teeski - Whole Thing (feat. VonOff1700) [Official Music Video]](http://i.ytimg.com/vi/SHWEj-ndz6g/mqdefault.jpg)
Buy Health Insurance and Get up to 25% Discount 👇
tinyurl.com/2fz9ku45
Bro, i havefew doubts..how can i connect with you.
We are providing all types of insurance.
Tell me your question
bro but policy buzzar la family ku podrapo brother choose panna mudilayae ena pandrathu please reply
இங்கு நிரையபேருக்கு மாதம் 30,000 வருமானம் தான் இருக்கு அப்படி இருக்கும் போது மாதம் 2000 பாலிசி எடுத்தவர்கள் மொத்தமாக வருடம் ஒரு முறை 24,000 கட்டுவது இயலாத விடயம் அவர்கள் மாதா மாதம் பாலிசி கட்டுவதே அவர்களுக்கு சிறந்ததாக இருக்கும்
Excellent one. A lot if Insurance related questions are answered. You articulated it well. Very informative. Thanks. 👍
1. Online la Tamil helpliners கிடைக்கிறது ரொம்ப late ஆகுது
2. Online discount only for 1st year. After that's we have to pay full premium (no discount)
3. Online la vara telecaller also have some targets to achieve to get new policy holder. .
4. Once we got policy from online it's very difficulty to get connected with our telecallers.
These are the issues at online process. If there any solution fot that bro..
Avan promotion paniturukan bro do your own dicision
Nice Info bro, Thanks !
Worthy information Bro. Keep rocking
Lovely bro , u cleared all my doubts about Health insurance in single video ❤
Super bro i got all questions in mind answers
Thanks addressing questions
Super bro
Well explained 🎉
சார் உங்களுடைய அருமையான விளக்கங்களுக்கு மிக நன்றி சார்
Policy bazar uhm biased thaan. I chose star insurance, my surrounding agent suggesting one policy, policy bazar suggesting other star policy and finally star insurance company employee suggesting other policy. I have compare three policies from star now
Yes....
Yes
Hi, I'm also planning to take star health insurance from a relative. Can you suggest me the best policy?
@@prabhakaran1399 Star Health Assure will be good in common. And again if you have any specific requirement on aged people or people with PED there are other options.
Care Health taken yesterday
All informations are useful to know about health insurance. Thank you so much.
Please, make a vedio on which health insurance company is best, by comparing all health insurance policy.
Ippo yenaku 27 age aguthu. Naa health insurance eduthutu foreign poitu anga yedhachum yenaku aachuna cover aguma.
How does it differ to buy from online aggregators like policy bazaar vs directly buying from the company website?
Sometimes, the rate & benefits are better on the direct website.
Tq for your information sir ❤
I had a bad experience with the policy bazaar. 2022 la policy bazaar la insurance eduthurunthen. Agent um nalla help pannaru everything went well. Aana 2023 la renew panrathukku one month munndaiye avnanga call pannite irunthanunga. 2023 la enakku marriage aagiduchu so nalla policy choose pana konjam wait pannen. But agents eppa pathalum call panni romba torture pannitanga. Neenga renewal pannunga naanga call panna matom nu open ah ve sollitanga. Office time la atleast 5 times a day ahvathu call pannanga. Romba erichal aagi kadaisila ivanunga thollaye venam nu direct ah site la poi policy pottuten
ஏதோ ஒரு வியாதி நமக்கு இருந்து அது தெரியாமல் பாலிசி எடுததுக்கு பிறகு அது நமக்கு தெரிய வருகிறது அப்போது என்ன செய்ய வேண்டும்?
Good job bro
Checked everywhere that one cannot take health insurance post critical illness is diagnosed. Though a patient is ready waiting period, insurance providers are not willing to provide one. True this
How to become an entrepreneur in tamilnadu from scratch oruu video poduunga brother ❤
Hi,
Would you suggest the NRIs to take insurance in India or the resident country?
Nandri sir
Nandri sir
It is very usefull sir
Super boosan
Make more videos about individual stock analysis 🎈
Hi bro I have a doubt,
Naa every month SIP pannitu varen, September la naa abroad poren en studies kaga ippo epdi naa en SIP aa continue pandradhu anga poiye epdi investment aa start pandradhu, idha pathi oru video poda mudiyuma bro.
Portable -
1. I heard there is a option of portability when we leave from corporate. I mean, we can able to port from corporate policy to individual but with same insurer for a year then we can switch to other insurers after a year.
2. As you said, companies will definitely keep on increase the premium every year or in some interval basis but what are the benefits we will be getting as we entered 10years back. I mean, what are the benefits we will be getting entering early or late.
1st point is True, portability is available.
2.only option ypu claim tax benefits.. On the flipside as he said don't expect any cash benefits from the policy..it is health insurance and it only serves the purpose.. 😊
@@narendhar1989if low salary person there is no needed of tax benefits
Hi ji..Nan oru LIC policy 3 yearsah kattitu varan..ipo enaku athu periya return tharathonu thonuthu..atha exit pannitu MF , stocks , gold la podalama..or ithu sammanthama ethavathu video pannirukingala ?
Bro Trading pathi poduga?
Sema explain
Bro. I have a doubt that at present I'm a bachelor . Am I able to select family floater plan so that I could add my partner into the plan in future? Or I have to select a individual plan?
I am planning to two Chinese stocks BABA and BYD. Is is right time to invest in Chinese markets since the index touched 10 year low?
Question: in policy bazaar insurance for my kid who is less than 5 years , it is not allowing to take individual insurance for kid??
It is asking to include parent?
Is it not possible to take individual health insurance for kid ?
Husband or wife oruthar policy edutha pothuma bro ila rendu perum edukurathu better ah??
Bro i have a quest.. i have health issues nan policy yedukalama.. yenaku irukura health isues treatment ku use aguma.. waiting periad ilama. or kamiya?
Hi Boosan.. My parents age 62&56, could you please suggest the health insurance policy for them. They dont have any existing illness sugar, BP.. etc.,
5lakh fd la potu athula vara return vachi premium katulam bro.. best
Can we change monthly premium to yearly premium later after taking insurance bro?
Hi bro, if I redeem 1 lakh exactly after one year from sip date and reinvest the same in same mutual fund, will my compounding affected?
Example I used all insured money so will I still pay the premium
Hi,
Could you please share some insights about Nifty 500 value 50 Index fund?
I have a question, when I search in Policy bazaar for 4 of my family members, it shows no policy available. (Dad, mom, self and wife). It first made 2 groups (parents as separate group) and showed policies but when I made all 4 in one group no policies are shown. Why is that? Is it never possible to include all such 4 members in one policy?
Hi Bro, Do I need to submit any medical documents if I use Policy Bazaar? If possible help to show how to get insurance from policy bazaar, your video’s are always awesome big thx.
bro oru doubt. enaku ippo entha problem illa symptoms ethuvum illa. irunthaalum pre existing illness provide panrathuku munnadi full body checkup maathiri ethuvum pannanuma?
Hi bro,
Can we port our corporate policy to individual policy if we resign from current company?
Quant flexi fund ?? Is better to start invest now
There's no such thing as monthly payment for health insurance, technically they'll charge annualy and convert it into monthly emi only if you have a credit card and they charge interest for it too. No cost emi is not avaiable for all plans.
And Niva Bhupa looks good on paper with all fancy features but in reality their icr value is too low, i heard many people complaining that they're rejecting or only partially paying most of their claims
Overnight fund na ena bro konjam details sollunga pla
Hi bro I'm planning to invest SIP but which sector is good for currently, and let me know which platform i can use it ? Neepon india or else any other??? Waiting for your valuable response
Policy bazar um oru agent thana bro..corporate agent. Avanga ena free service ah panranga.
Apram epdi 25% discount varum..Slide difference irukalam premium.
Apram namma reach panra place la irukura agents help panna mattanga aana yaro oru online random people help pannuvanga nu epdi solringa😅
Promotion ya ithu ivaruku kasu. Finally ellam business
Hi sir, my name is banu..I wanted to put health insurance for my dad and mom both are 60plus.. if I look for insurance only for them for 10 Lakh premium is very high,, if I put insurance for myself, my hubby, my dad and my mom.. for 4 people the insurance premium amount is less.. which one shall I pick? I have corporate insurance for myself and my hubby.. but if the premium is less I can take for 4 people.. pls advise
Bro sip 1year matum tha show panuthu next long term ku extend aguma na grow user
Nice explanation 😊
As per IRDA Health Insurance: Policyholders Can Opt For Cashless Claims At All Hospitals From Jan. 25
Can you please share link for this news, I need it. can't find it while googling, or I am googling wrong
Quant psu equity mutual fund nfo la open pani irukanga.. is it best to invest as nfo...
Hello Bro your videos are very informative. I wanted to know if critical illness cover & accident rider required while buying Term Insurance
Bro, stock and mutual fund da 1year குல்ல sell பண்ணுனா income tax ஆ அவங்களே புடிசுப்பங்களா? இல்ல தனியா நாமதான் file பண்ணனுமா bro?
Is it wise to avoid taking separate health insurance plan if i take critical/terminal illness rider in my term insurance plan?
Sir
I am now eligible for corporate policy upto 3 lakhs.. Now i want to take individual policy for my family which is one better top up policy or regular policy. Top up policy has lower premium from 3 lakh to 10 lakh but regular policy costs more
Which one is good.. Pls reply..
My sister had benign brain tumour and surgery done for one side and other side now kept as conservative
If now i started a family floater plan or some other plan will they cover insulrance claim if surgery needed in the future. Plzzz reply
Policy start panna aprom drinking and smoking habits vandha, how will they consider it?
Hi Boosan, can you detail about diff b/w migration & portability in upcoming videos?
Take an example that current policy waiting period for Specific disease is 3 years. Assume that now i have compleyted 2 years from the Policy start date.
Now In End of Secod year(or) before Start of third year, I am seeking to change the my existing Policy into the policy which is having 2 years waiting period for specific disease.
If I want to opt for the Policy with Same insurer(Migration) Or Different insurer(Portability) with Policy containing 2 years of waiting period, In that case whether I am eligible for to Migrate/Portable my policy that I want?
Bcoz in this scenario I have completed 2 years waiting period for specific disease in my 1st policy. As per 2nd Policy, I have completed the 2 years waiting period.
So in that case I can get the hospital treatment in starting of the third year itself for those specific diseases inspite of waiting entire 3 years of completion in my 1st policy.
Am I make sense here?, Seeking your opinion
தனியார் நிறுவனத்தில் வேலை செய்கிறேன்
நிறுவனத்தில் 100 க்கு 75%(100000) மட்டுமே தருகிறார்கள் ஒரு லட்சம் ரூபாய் மேல் 90% பெற்று கொள்ள முடியும் நான் என்ன செய்ய வேண்டும் ?
Hi bro,
I have corporate insurance its 5lac coverage plan.
Now i want to claim for maternity.its limit is 50k.i ask hospital what expense for maternity says 40k hospital partner says 70k.i want difference amount is 30k why they charge this much of amount.
If we are unhappy with health insurance provider(TPA), Is there insurance portability?
How to take health insurance directly from New India Assurance? (Bypassing TPA)?
Bro Acko Health Insurance pathi sollunga..
Market la acko features lam nalla than iruku, premium low than. But insurance lam oru long term relationship maari. Suppose future la acko company bankruptcy file pana, namaku than risk. So even premium high ah irundhalum, oru solid aana insurance companies like HDFC, maxlife maari long term sustain aagra maari company la podanum
Health insurance epdi monthly monthly pay pandrathu... Policybazarla check panna oneyear premium morthama katta soldranga🙁please any one about me
Sir max life insurance la 1 lakh 3 years pay panna 39k something every year return varudhun oru scheme soldranga adha pathi solunga sir
Ipo online la apply panromna namaku illness ilanu epati prove panrathu bro? Suppose illness irunthu na ilanu select panna epati kandu pidipaga
Next time neenga claim pannum podhu, indha disease policy podum podhu irundhu iruku, but declare panala nu reason solli claim eh reject paniduvanga. Suppose neenga proper ah declare panala na, insurance companies yepdiyachum data va eduthu, claim eh reject pana paapanga. So better declare everything.
Ayushman Bharat health card useful ah?? Please tell about it
Bro both husband wife having separate corporate policy, in that case can we utilise both the policy ? For example: Husband having 5L and wife having 6L policy which means can we claim 11L ? Please confirm...
bro paytm pathi podunga
PAYTM banned solrangaa
Does it affect PAYTM money ?? becoz i have some mutual fund holding in paytm money(broker)
Additional question. When using filters in policy bazaar, there is one category "portability". There are 2 options - 1) Buy new plan, 2 ) Port existing plan. Which one should I choose if I am taking policy for the first time in my life and I want to port it in future if I want.
You should choose Portability option 😊
@@dinesharivalagan8064 okay bro, thank you
Bro NRIs indiala health insurance and term insurance etuka mutiuma?
Bro.. My wife delivery expenses(Rs.131000 )I have claimed 20k used for my personal policy.. right now i'm Uae.. I don't use my Corporate insurance..still maternity claim available for 4.5 lakhs.. In my corporate insurance.My total bill is 131000 in India.. How to claim my balance amount. Pls advise
Zerodha minor account how to create & rules terms and conditions sollunga
Bro policy bazaar neegala policy compare Pani Nala policy solenga bro
I am doing SiP in Angelone.,but not sure it’s direct or another one as you said so how to find that boosan bro?
Next to the name of the fund, we can observe whether it is a direct or regular plan.
Or you can check the fund details online and verify using the expense ratio.
Policy eduthadhukku aprm 4 years aprm drinking.. Smoking .. Idhala disses vandha claim aguma...
Online websites um particular insurance ku biased ah dhan irupanga
Solrathu sarithan ana polizy bazaar muttu kuduka venam ....😂😂 ..ithu promotion nu mention pannittu polame
Why is he selling policybazaar like this?
Brother enaku oru doubt
Newuh 5yrs ku 5 lac cover aagura health insurance joint pani within one year la na sick aita enoda hospital selavu above 3 lacs means the insurance 3lac pay panuma or na one year ku pay pana amount matum tha kudupangala
The insurance company will pay the full ₹3 lakh, provided there’s no waiting period in the policy for the illness you’re admitted for.
Typically, there are three types of waiting periods:
1. General Waiting Period: Usually around the first 30 days since the policy is taken, during which nothing is covered.
2. Disease-Specific Waiting Period: For specific diseases like cataracts, there is usually a 2-year waiting period before coverage begins.
3. Pre-Existing Condition Waiting Period: For any pre-existing conditions, there is a specific waiting period before they are covered.
Today I am buying hdfc egro next year can I change to start or Tata aig? Will it impact any ?
Check and choose port option in your plan
Ipo intha month start pandre apd na odane oru health expenses varuthu na evalo days apr,m cover panika mudium nu iruka
Ama bro Athuku peru waiting period nu solluvanga ,....basic ah 60 days to 90 days apram Vara illness ku cover agum..... Time of Period based on you insurance company
Bro top-up pathi sollunga bro atha romba kolapama iruku
Cm insurance is there sir for kneel replacement sir at age 50sir
You missed, Qns. Why don't I go for a MF investment rather than health insurance, since return may cover medical expenses??
8:45
Namake theriyama pre existing irunthu policy eduthirndha cover aaguma??
Pre existing diseases(PED) ku waiting period iruku, like 4yrs. So andha initial 4yrs (varies based on insurance company and disease) PED ku claim pana mudiyathu
Sir please tell online la health insurance yadutha medical checkup ku varuvaingala...ella na ethu future la reject panna reason erukkuma
Nowadays, most of the companies la health checkup pandrathu ila (if your age is less than 40). Neenga declare pandratha vachu than premium calculate panuvanga. But idhu nalla iruku nu nenaika vena, bcz health checkup panna Irukara disease lam therinjidum so claim reject pana mudiyathu, suppose namba manual ah enter pana, namba sila thappu panuvom atha vachu reject panidalam and its a good thing for insurance companies.
Sir eppa parents ku yadukkanum na.. insurance company la eruinthe pre disease check panna varuingala ella namma check pannitu form fill panna va
Hi, PB agent suggesting Niva Bupa for me. He said it’s better than star. Anyone have any idea about Niva Bupa, ? TiA
Bro oru health insurance eppdi choose pannanum ennalam pakkanum solluvigala
Health Insurance Guide : How to choose a Medical Insurance?
ruclips.net/video/p0RyfYnScZc/видео.html
Bro saw your mf portfolio video.. Have a below doubt pls clarify.
How do you paying your SIP in different dates with different amount in a month? I have a plan to invest 10k.. can I have divide it into 4 and pay sip on my own dates?
If 2 or 3 yrs combined payout means,can we show same bil in evry tax year?
Yes, but We should divide the amount for the years paid and show it as proof - we can't show the whole amount 3 times
Sip stop panitu cash withdraw panna ma eruntha enna agum
Sip 10 years complete panitu profit oda withdraw pandrathu epdi
Athula redeem nu oru option irukum. Athu use panni neenga full amount withdraw pannikalam bro. Amount 2 or 3 working days la credit agum. Na sip stop panni 3 years apdiye vachu irunthen. Market sentiment poruthu namma portfolio um change agum bro.
Ur voice is similar to vishals voice
Pls reply. Mr.Boosan na zerodha la Navi nifty 50 la SIP potruken. Yennoda friends soldranga ne direct ah navi websit la poie Pannu illana future la avunga( zerodha) charge pannuvanganu. Is it true...?
Zerodha doesn't charge anything for mutual funds, it currently offers only direct funds.
@@finance.boosan thank you Boosan.
Bro one doubt IT stocks PE ratio above 25 to 30 irukke evlo iruntha Good stocks.
Pls advise
Compare sector PE
@@NeelsHigh ok Sir. Thank you
Namma insurance company lose aieruchuna enna panrathu sir