How Does SIP Work in Mutual Funds? | SIP For Beginners

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  • Опубликовано: 24 ноя 2024

Комментарии • 254

  • @akrurasena2290
    @akrurasena2290 Год назад +37

    Sach kahun, bahut saari videos dekha tha. May be they were all good. But going over my head. This one is the one I wanted. Ab wapas wo saare videos samajh paunga

  • @ENTERTAININGGAMECHANNEL
    @ENTERTAININGGAMECHANNEL 9 месяцев назад +6

    I think everyone should start at least 1 SIP ❤️❤️❤️

  • @chetrydhanu6568
    @chetrydhanu6568 10 месяцев назад +9

    Didi apke jaisa koi nahi samjha paya mujhe.tks

  • @couchpotato5363
    @couchpotato5363 Год назад +35

    Instead of step up sip that where we invest 68 lakhs, if we invest two regulars sip that will cost only 48 lakh we get the same corpus.

    • @prosenjitsingha7901
      @prosenjitsingha7901 8 месяцев назад +4

      This also came on my mind 😂😂😂😂

    • @deepak007dy
      @deepak007dy 2 месяца назад +1

      You consider only ammount,but not considered time

    • @ananyaghosh6402
      @ananyaghosh6402 Месяц назад

      What about tax?

    • @gratitude2199
      @gratitude2199 7 дней назад

      Here u only invest 10k but if u take u would have to invest 20k

  • @abhaykesarwani1382
    @abhaykesarwani1382 Год назад +39

    Very clear explanation !

  • @srmfamily285
    @srmfamily285 Год назад +14

    Agar long term sip investment karte karte amount 10lakh ho jaye tab kaise withdraw kare money? Kya procedure hai iska? Please reply

  • @Marathi-w2s
    @Marathi-w2s 10 месяцев назад +9

    How to choose right sip, plan, when to invest is missing

  • @preksharathi7009
    @preksharathi7009 Год назад +22

    As per your given example, regular sip is giving 4.16% return and step up sip is giving 2.72% return.
    Its just we see a big amount in step up sip but compounding is less as we compare it with regular sip.
    Please enlighten me if i am wrong.

    • @Ritik-e3f
      @Ritik-e3f Год назад +1

      Step up will not effect compounding if other factors remain constant.

  • @SumitSharma-ej5bt
    @SumitSharma-ej5bt Месяц назад +2

    Recap part is always helpfulll....❤❤❤

  • @varuntripathi120
    @varuntripathi120 7 месяцев назад +8

    I really don't think investing in an SIP is a better idea if you're unemployed or have very less savings because the amount you'll invest is a lot considering the period of time you need to invest

    • @89184
      @89184 4 месяца назад +5

      Not as such as u think bro.. now 100 rs SIP is also there.. do it every mnth and when u land in a job consider to do stepup and choose other mutual funds also. I guess for unemployed 100 rs per mnth can be managed via tutions or from parents if possible

  • @darshsharma1812
    @darshsharma1812 8 месяцев назад +10

    Must say, your way of conduct the content, your way of communicate and make viewers understandable is really appreciable ma'am😍.... and your voice and tone remember me of Katerina Kaif 😚

  • @roshandevadiga2814
    @roshandevadiga2814 Год назад +115

    As per example shown for regular SIP vs Step up SIP, the amt shown for Step up is almost double against regular SIP but investment is more than double, almost 3 times. Then it will be more beneficial if we get 2 regular SIPs instead of opting for step up. Please explain if someone has better reason to opt for step up.

    • @ajaymishradelhi
      @ajaymishradelhi Год назад +4

      Thats wht i calculated ..

    • @daddyxvergil6090
      @daddyxvergil6090 Год назад +2

      I am new as well but tax on long term capital gain is also a factor which is different for each type of fund ex equity, debt, Index have their separate time taxes. Generally long term capital/the profit per anum is 10% ex : more than 3 years but below 1 lakh profit earned p.a is tax free. And for short term capital gain tax is 15% normally within 3 years i think.

    • @daddyxvergil6090
      @daddyxvergil6090 Год назад +8

      all in all you will be taxed twice if you have 2 different sips instead of a setp up one

    • @anmolkapoor9595
      @anmolkapoor9595 Год назад

      @@akashgangurde2398thanks for saving two seconds

    • @NeerajParabOfficial
      @NeerajParabOfficial 11 месяцев назад +3

      Step up sip is basically used to increase ur money gradually, when u get a raise from office etc, but if u have more money now , then obviously it will be compounded better!

  • @shrutijaiswal3226
    @shrutijaiswal3226 8 месяцев назад +3

    Mam u had explained very well

  • @manishkesharwani3448
    @manishkesharwani3448 8 месяцев назад +2

    Meam Ek qus. Ka ans dena
    Yadi me apkibbtayi setup sip ki jahh 10,000/- ki 2 regular SIP dalta to mera total investment hota 24,00000/- jabki setup me 68,+ aur return apke btaye anushar stepup ke equal ho jata fr to km hi invest krke

  • @AKASHMEENA-hy9fu
    @AKASHMEENA-hy9fu 7 месяцев назад +13

    Sitting in groww office watching this video still don't understand

  • @DiyaMal-wk8us
    @DiyaMal-wk8us 10 месяцев назад +6

    Which SIP should beginners opt for?

  • @kumarumang396
    @kumarumang396 Год назад +5

    Yes I am a beginner in SIp and I am invested monthly 1000

    • @priyanchawla8232
      @priyanchawla8232 6 месяцев назад

      is it good? giving any returns?

    • @adamyakrishna
      @adamyakrishna 6 месяцев назад

      😢 mujhe bhi bataio ​@@priyanchawla8232

    • @vinayrajak1224
      @vinayrajak1224 4 месяца назад

      Muje bhi karni hai kaha kru please help me

    • @aradhyadwivedi6711
      @aradhyadwivedi6711 2 месяца назад

      Is it gud

    • @ompetkar937
      @ompetkar937 2 месяца назад

      Guys he haven't replied anything till date

  • @ADITYA-le8hq
    @ADITYA-le8hq Год назад +13

    Nice and very informative 😃

  • @NupurDhiman
    @NupurDhiman Год назад +10

    This is of great help thanks

  • @ganeshgowtham8130
    @ganeshgowtham8130 Год назад +4

    In all basis mirae asset large cap fund is best in my perception

  • @Allinone-dd1lp
    @Allinone-dd1lp 4 месяца назад +1

    Your way of explanation is very good thank you

  • @syreddy89
    @syreddy89 8 месяцев назад +2

    Very good said

  • @credentials01
    @credentials01 5 месяцев назад +3

    Really Well Explained. Good Work.

  • @codeUnique316
    @codeUnique316 2 месяца назад +2

    Tell us about tax how tax is deducted? Will tax get deducted from grow only ??? When I am exiting???

  • @shefalijain11
    @shefalijain11 7 месяцев назад +3

    Thank you so much! Very helpful

    • @Desichhorablogs99
      @Desichhorablogs99 5 месяцев назад

      तो कब suru कर रहे हैं 😊😊

  • @umeshganeshe8522
    @umeshganeshe8522 Год назад +6

    Very useful information

  • @divyeshparmar619
    @divyeshparmar619 Год назад +5

    Best information by SIP

  • @tusharmalakarkanti
    @tusharmalakarkanti 3 месяца назад +1

    Very well explanation

  • @P4Information
    @P4Information 8 месяцев назад +1

    Outstanding thanks

  • @AKASH31magar
    @AKASH31magar Год назад +5

    Excellent video❤

  • @jainamjain6201
    @jainamjain6201 Месяц назад +1

    nicely explained

  • @harjotsandhu2354
    @harjotsandhu2354 7 месяцев назад +1

    Per the table at 9:45 the earnings were 7.5 % and that too without deduction of tax on profit. Now on the table at 9:29 fir 20 years what is the gaurantee that the return will be 12 % where in we saw the 6 month growth waw 7.5 %. All I am trying to say is we need to be as realistic as we should as 20 years there are so many factors on play.

  • @disrespect519
    @disrespect519 2 месяца назад +1

    After the maturity how can we withdraw the money. And its it safe to invest.

  • @funnyreview4767
    @funnyreview4767 5 месяцев назад +1

    Is there any English explanation or can you make English subtitles

  • @chiranjivrajguru4640
    @chiranjivrajguru4640 Год назад +2

    I like your information...

  • @masratjan1992
    @masratjan1992 6 месяцев назад +2

    Very nice.... Must watch video❤

  • @rohanmohanty5434
    @rohanmohanty5434 6 месяцев назад +4

    If I invest 10000 and for 3 years the calculator shows 30000 total in return if there is any fluctuations in the market then can my return amount vary or it may be the same

  • @srishtiarora9996
    @srishtiarora9996 5 месяцев назад +2

    How to check growth it only shows green digits but number got less as compared to previous dat3

    • @MutualFundsAtGroww
      @MutualFundsAtGroww  5 месяцев назад

      Hello,
      If you need assistance, our dedicated support team is available and ready to help. You can reach us at +91-9108800604. For more information, visit groww.in/blog/groww-helpline-number/ Also you can write to us at support@groww.in

  • @merimarji1467
    @merimarji1467 Год назад +3

    Very very good apps is grow❤❤❤

  • @Abhishekchaudhary23
    @Abhishekchaudhary23 6 месяцев назад +2

    Is step up SIP is better than taking 2 SIP ex. 5000 step up SIP for 20 yrs invest 34 lakhs give 1 cr total AND 2 normal SIP of 5000 for 20 yrs invest 24 lakhs and give total of same 1 cr. . . Then hiw step up better. Pls explain someone

  • @birendrachauhan1266
    @birendrachauhan1266 3 месяца назад

    which one mutual fund best for buy?

  • @jinatansari1011
    @jinatansari1011 9 месяцев назад

    Which sip is best to do ...?

  • @AjayKumar-xj5yv
    @AjayKumar-xj5yv Год назад

    Good communication skills but it did not make sense in stepup please see once before providing these type of info

  • @goshinro
    @goshinro Год назад +1

    Reol stort - 2:50

  • @kriyarajput7919
    @kriyarajput7919 6 месяцев назад

    If the rate of mutual fund falls then what will be the effect on our investment and profit?

  • @sumnimasubba7207
    @sumnimasubba7207 Год назад +4

    Thank you so very much for this information ❤

  • @merimarji1467
    @merimarji1467 Год назад +2

    Very good video

  • @facts4you-gk4ov
    @facts4you-gk4ov 6 месяцев назад +2

    Can anyone plzzz tell, can we invest in Mutual fund through SIP for more than 5yrs? Bcoz in many apps duration showing only for 5 yrs...

  • @IAMWINNER7777
    @IAMWINNER7777 11 месяцев назад +1

    Very helpful information mam thank you 😊

  • @chandrakantamohanty8933
    @chandrakantamohanty8933 8 месяцев назад

    Mam sip investment bank se karna acha hoga ya app se

  • @rachanachhatbar3497
    @rachanachhatbar3497 4 месяца назад

    Sip khud kar sakte he ya broker ki need he

  • @laghuphysics7331
    @laghuphysics7331 6 месяцев назад +1

    why not do three normal sip rather then setp up sip

  • @abhijeet3591
    @abhijeet3591 Год назад +4

    Return Calculator is correct or its approximate?

    • @Geekyward
      @Geekyward Год назад

      Ye average value hoti h jo ki Kum ya jyada bhi ho sakti h

  • @user-K18
    @user-K18 Год назад +1

    Mam agar maine ETF buy kiya or uski holding mai dividend announce hua toh uska kya hoga please bataiyee

  • @aryanmalhotra5061
    @aryanmalhotra5061 Год назад +3

    Excellent❤❤❤❤

  • @toshichimera5917
    @toshichimera5917 2 месяца назад

    Please add English subtitle if you don't want to explain in English

  • @shreshthamahawar8373
    @shreshthamahawar8373 Месяц назад

    Suggest any app that is helpful for sip investment and is secured

  • @shubhamsonawane3432
    @shubhamsonawane3432 3 месяца назад

    What about the taxes we need to pay on the interest achieved

  • @tudkingkillrmadico4212
    @tudkingkillrmadico4212 Год назад +1

    Thank you🙏🙏

  • @ranjit0038
    @ranjit0038 7 месяцев назад

    Naye naye mutual fund add karna chahie ya ek hi mutual fund karna chahie

  • @karanthakur313
    @karanthakur313 11 месяцев назад

    Best index fund kon se h mam

  • @Amzad17903
    @Amzad17903 7 месяцев назад +3

    Are there any chances of getting losses in sip?

    • @MutualFundsAtGroww
      @MutualFundsAtGroww  7 месяцев назад +3

      Hi,
      When mutual fund investors seek higher returns, they invest in equity mutual funds. These are mutual funds that invest in the stock markets. Since they are market-linked, these funds get affected when the market goes down and this is why there are chances of loss in mutual funds too.
      To learn more click on this link: groww.in/blog/things-do-when-losing-money-mutual-funds
      Thank you

  • @armanali5389
    @armanali5389 Год назад +2

    बहुत अच्छी आपने जानकारी दी❤

  • @studentofeinstein1411
    @studentofeinstein1411 Год назад +2

    Kesea acha sabh..... Make video in English or add subtitles please

    • @MutualFundsAtGroww
      @MutualFundsAtGroww  Год назад +1

      Hello,
      We have enabled the captions. Request you to turn them on to be able to see the translation for the same. Thank you.

  • @varunvlogs7349
    @varunvlogs7349 Год назад +1

    Grow ko exit load free krna chaiye
    Sip to ghat rha hai upper sai exit load bhi 😢

  • @shahiddude786
    @shahiddude786 Год назад +1

    Mam.
    Sip start krne ke liye nominee name bhi update Krna hota h kya.??
    Plz reply me soon 🔜..

    • @MutualFundsAtGroww
      @MutualFundsAtGroww  Год назад +1

      Hello Shahid,
      SEBI has made it mandatory to either add a nominee or opt out of a nomination for all investments, including shares and mutual funds. If you fail to do so, your portfolio will freeze, and you won't be able to invest or withdraw money from your funds. Click on this link to know more: groww.in/blog/add-nominee-existing-folio

  • @aware-z4j
    @aware-z4j Год назад +4

    Suppose you're doing sip and that company's shut down at sudden.. What will happen?

    • @mr.bimalangsude9269
      @mr.bimalangsude9269 5 месяцев назад

      If a company in which you are doing a Systematic Investment Plan (SIP) shuts down, it could have various implications depending on the circumstances:
      1. Investment Status: Your existing investments in the SIP are safe, as they are held by the mutual fund company and not the SIP provider. However, future SIP investments will not be possible.
      2. Redemption: You can redeem your investments at any time, even if the SIP provider shuts down. You may need to contact the mutual fund company directly for this.
      3. Switching SIPs: You can choose to start a new SIP with a different provider or in a different mutual fund scheme.
      4. Communication: The SIP provider or the mutual fund company will likely communicate with you regarding the situation and any necessary actions you need to take.
      5. Regulatory Protection: Mutual funds are regulated by SEBI (Securities and Exchange Board of India), which has rules in place to protect investors' interests in such situations.

  • @sumanpatel8219
    @sumanpatel8219 15 дней назад

    So u wanna reach only to hindi viewers ?

  • @prosenjithajong2309
    @prosenjithajong2309 Год назад +1

    Nice video 👏👏👏👏

  • @KesaAcc
    @KesaAcc 5 месяцев назад +1

    What are the risks

  • @pratirajpatil1846
    @pratirajpatil1846 Год назад +1

    Groww best for SIP

  • @sathyadeesha
    @sathyadeesha Год назад

    Hi , is this a good time to invest in a small cap MF, because the market is high...

  • @KrushnaTekale-g3u
    @KrushnaTekale-g3u 7 месяцев назад

    In how much time like month quater withdrawal or end the sip?

    • @MutualFundsAtGroww
      @MutualFundsAtGroww  7 месяцев назад +2

      Hi,
      SIP does not have an end date you can continue to invest as long as you wish to, the amount is still invested and the amount remains in the fund and keeps growing based on fund performance until redeemed.
      Thank you

  • @Ibbu_Jr
    @Ibbu_Jr 17 дней назад

    Buy kya hua gold sell to nahin ho raha tha, but abhi account mein bhi so bhi nahin Kara 😊

  • @chrisdaniel8327
    @chrisdaniel8327 Год назад

    Is it right time to start sip now as market is very high

  • @nikhil_khosla_
    @nikhil_khosla_ 2 месяца назад

    Advantages to bata diya apne but disadvantage kon bataiga ?

  • @soumyadeepghosh8726
    @soumyadeepghosh8726 10 месяцев назад +2

    Please make vdos in Bengali or English. Don't know hindi

  • @kesava90
    @kesava90 Год назад +1

    I am not able see the otion of Step up in SIP's in my Groww app ?

    • @rajchaudharyvlogs1586
      @rajchaudharyvlogs1586 Год назад

      Bhai edit sip mein jao or waha pe step up sip option ayega usme aap apne hisaab se sip 6 month or year kitne time baad increase kro gye

    • @MutualFundsAtGroww
      @MutualFundsAtGroww  Год назад

      Hello Kesava,
      If you need assistance, our dedicated support team is available and ready to help. You can reach us at +91-9108800604. For more information, visit groww.in/blog/groww-helpline-number/
      Also you can write to us at support@groww.in

  • @shubhyogekar1806
    @shubhyogekar1806 3 месяца назад

    mam what if depositers dead in middle?

  • @shrikantatnure7507
    @shrikantatnure7507 Год назад

    Ye video dekh ke hi Maine grow me sip ki hai

    • @yash-lx2dn
      @yash-lx2dn 5 месяцев назад

      return kesa chal rha h

  • @sshukla8747
    @sshukla8747 Год назад

    Kya ham bich me company badal skte hain

  • @sudamsethy3734
    @sudamsethy3734 5 месяцев назад

    Talk with sip plan

  • @KingKr-tk6sx
    @KingKr-tk6sx Год назад +1

    Mery 10 sip hai madam g thank u

  • @ashutoshkonsham4225
    @ashutoshkonsham4225 9 месяцев назад

    How to know the maturity date of my SIP Mutual funds ?

    • @MutualFundsAtGroww
      @MutualFundsAtGroww  9 месяцев назад

      Hello Ashutosh,
      If you need assistance, our dedicated support team is available and ready to help. You can reach us at +91-9108800604. For more information, visit groww.in/blog/groww-helpline-number/
      Also you can write to us at support@groww.in

  • @CreativeWorldDuniakreatif
    @CreativeWorldDuniakreatif Год назад

    Best time end time ?? Why mean by

  • @junaidrajput6370
    @junaidrajput6370 2 месяца назад

    Mera ek sawal Hai yah Jo Hota Hai dividend ya reinvest ho jata hai ki Ham is paise ko withdraw kar sakte hain....ya divided hamara paisa b add ho kar growth hota ek time tak osa time sa phala nae niakal skta nae tho back load para ga

  • @loverupom
    @loverupom 5 месяцев назад

    KONSA SIP BEST HOGA ?? 2 YRS

  • @dewangmavadia85
    @dewangmavadia85 Год назад +1

    Good One !

  • @tenxinshadatsang8384
    @tenxinshadatsang8384 5 месяцев назад +1

    I didn't understood what you described and the way you are describing is not good so improve it

  • @FBREELSS
    @FBREELSS Год назад +1

    Mem if I have completed 3,5 years sip what cant I do more

    • @aadishi_singh
      @aadishi_singh 9 месяцев назад

      Kitna invest kiye the aap or kitnaa return Mila or kismai investment kiye the? Please if u can share

  • @arinreddyvlogs
    @arinreddyvlogs 11 месяцев назад

    Please name it as how sip works for beginners in Hindi

  • @mohdnadeem5915
    @mohdnadeem5915 Год назад +1

    What is the difference in the objectives between Recurring deposits and SIP?

    • @MutualFundsAtGroww
      @MutualFundsAtGroww  Год назад +2

      Hi Mohd Nadeem,
      One can close an SIP and withdraw money anytime. However, they may have to pay an exit load if they redeem the units before a specific period. Recurring deposits also provide liquidity, but it involves payment of pre-withdrawal charges for premature withdrawals.
      To learn more click on this link: groww.in/blog/systematic-investment-plan-vs-recurring-deposit-which-is-better
      Thank you

  • @riyahalder6028
    @riyahalder6028 5 месяцев назад

    Sip me loss kaise hota h ? Loss hone me sare paisa chala jata h ?/

  • @jonsnowofthenorth
    @jonsnowofthenorth 9 месяцев назад +1

    So if i invested ₹100 auto pay will only pay ₹100 every month right?

    • @relaxmotivated1145
      @relaxmotivated1145 8 месяцев назад

      500 se start hota h bhai

    • @surekhanikamsurekhanikam8800
      @surekhanikamsurekhanikam8800 8 месяцев назад

      No you can start with 100

    • @kanchanm6351
      @kanchanm6351 2 месяца назад

      Initially Yes , but over the period of time , you do have option to increase your SIP amount either by modifying the amount or by choosing step-up option

  • @Anjali._Agrawals
    @Anjali._Agrawals 4 месяца назад

    u r awsmmmm di

  • @m_lkr
    @m_lkr 4 месяца назад +2

    I'm very new to the concept, so please amswer me....I invest 60k according to the table shown and gain 4k on it. Do I get only that 4k or the 64k? and how do I get that credited to my account?

    • @askfg6969
      @askfg6969 Месяц назад

      If you gain 4k in ur original 60k then u can withdraw and gain about 64k in total but it is advised to wait as it can grow more but at the end of the day it is ur choice so yes u will gain 64k

  • @dreamlife222
    @dreamlife222 7 месяцев назад +89

    Why put the title in English if the video is not in English?

    • @sohaibaktargazi
      @sohaibaktargazi 7 месяцев назад +3

      for seo

    • @Gatokaca819
      @Gatokaca819 5 месяцев назад +20

      Because not everyone can read Hindi

    • @reviewer-2000-k2s
      @reviewer-2000-k2s 4 месяца назад

      These people can’t talk all English

    • @aakashvijaya
      @aakashvijaya 4 месяца назад

      Its not reading, its understanding it bro​@@Gatokaca819

    • @RP.41
      @RP.41 4 месяца назад +11

      Welcome to India

  • @ashokjain9131
    @ashokjain9131 Год назад

    Madam, आप एक एसा vedio बनाओ जो कि एक आदमी balance या हाइब्रिड फंड मे एक llumsump amount पार्क करले 3 4 फंड मे एंड then On my request a certain amount I can transfer as per my conveniance in high return aggressive mutual-fund as per my choice and then suppose I invested 1 Crore initially and then transfer 25 Lakhs in 25 months in aggressive fund and then I wish to swp @ 6% can withdraw as I am retiree.

  • @MAVERICK-xp8vx
    @MAVERICK-xp8vx Год назад

    Mam kya suru m ek period for ex 15 sal k liye investment karne k bad period completion k bad duration extend kar skte h ???

    • @MutualFundsAtGroww
      @MutualFundsAtGroww  Год назад

      Hi,
      As an investing platform, we don't provide investment advice. However, we create a lot of educational content on this channel and our other youtube channels to keep you informed about the development in the market and investing opportunities. However, please invest only after conducting your own research.
      Thank you

  • @HemantKumar-cd3ib
    @HemantKumar-cd3ib 11 месяцев назад

    If i dont do auto mandate then i have to pay manually on SIP date or what ??

    • @MutualFundsAtGroww
      @MutualFundsAtGroww  11 месяцев назад

      Hello,
      If you need assistance, our dedicated support team is available and ready to help. You can reach us at +91-9108800604. For more information, visit groww.in/blog/groww-helpline-number/ Also you can write to us at support@groww.in