SIP KYA HAI? SIP vs LUMPSUM EXPLAINED! | Ankur Warikoo Hindi

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  • Опубликовано: 27 сен 2024

Комментарии • 4,2 тыс.

  • @warikoo
    @warikoo  3 года назад +507

    Save money by moving your SIPs from regular to direct plans - in a few clicks. Download the INDmoney app - indmoney.onelink.me/q36k/6bbf...
    Get the notes for this video at - bit.ly/3j9PvsB

    • @dhananjayprasad7102
      @dhananjayprasad7102 3 года назад +12

      Sir market niche gaya toh paisa doob gya ka mtlb kya hota hai?? please isko explain ki g ya

    • @nagarathnanagaraju1909
      @nagarathnanagaraju1909 3 года назад +2

      When we move from regular to direct, will it be taxed? Is it like winding up one scheme (regular) and starting afresh a new scheme (direct) or is it like a move over/shift? Has the brokerage fee need to be paid-up to the agent before I shift over?

    • @sanjanind
      @sanjanind 3 года назад +1

      Can you review about indMoney prime plan. Is it worth it.
      You have invested in us stock but it is showing not invested in screen recording.

    • @vishalkhandelwal8548
      @vishalkhandelwal8548 3 года назад +14

      Did not get the excel working sheet

    • @arpansinghal5660
      @arpansinghal5660 3 года назад +7

      Sir please provide and attach excel sheet. It will be very helpful as well as like your words and teachings in every videos.

  • @Frankloredo-z9p
    @Frankloredo-z9p Месяц назад +635

    Its worse here, our economy is like a flailing fish, fighting for its life. The normal state of the U.S. economy is actually very bad. Because of this it goes into convulsive spasms fighting to grow any way it can out of desperation. Tricks, gimmicks, rule changes try to stimulate the economy and prevent it from falling but they only bring temporary relief to people since, when you factor in inflation we are declining.

    • @wisdommelody9
      @wisdommelody9 Месяц назад

      People believe their currency has the worth it does because they have no other option. Even in a hyperinflationary environment, individuals must continue to use their hyperinflationary currency since they likely have minimal access to other currencies or gold/silver coins.

    • @Mongarnsamuel
      @Mongarnsamuel Месяц назад

      Inflation is gradually going to become part of us and due to that fact any money you keep in cash or in a low-interest account declines in value each year. Investing is the only way to make your money grow and unless you have an exceptionally high income, investing is the only way most people will ever have enough money to retire.

    • @Jamesdave-g6m
      @Jamesdave-g6m Месяц назад

      I've tried investing in the stock market several times but always got discouraged by fluctuations of stock value. I would be happy if you could advise me based on how you went about yours, as I am ready to go the passive income path.!!

    • @Mongarnsamuel
      @Mongarnsamuel Месяц назад

      My CFA NICOLE ANASTASIA PLUMLEE a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

    • @Jamesdave-g6m
      @Jamesdave-g6m Месяц назад

      Just ran an online search on her name and came across her websiite; pretty well educated. thank you for sharing.

  • @vyomagarwal1378
    @vyomagarwal1378 2 года назад +1348

    Sir aap bilkul money heist me jo character "berlin" h uski tarah dikhte h

  • @siddharthbirari6892
    @siddharthbirari6892 2 года назад +442

    I've my SIPs for almost last 6 years. With proper financial goals in my mind and religious investments in SIPs have yielded me a down payment for my house. This is a very nice illustration on how does an SIP investment works. Appreciate your efforts Ankur.

    • @mumbaikachallenge5526
      @mumbaikachallenge5526 2 года назад +4

      Congrats man❤️

    • @jeetjaat8508
      @jeetjaat8508 2 года назад +5

      bhai give me some advice

    • @dchakraborty9906
      @dchakraborty9906 2 года назад +13

      In 6 yrs how much u invested and how much return did u get? Pls tell
      Please Tell amount not interest rate

    • @fanfriend9515
      @fanfriend9515 2 года назад +2

      @siddharth birari pls aap ye bato ki sip investment open kese karbate hai mujhe bilkul 1 st step se batao plss bank me kya bolu me jake , kese open karbaoo me plss batao plss sabse phele kya kar ro me 😔

    • @itsme_sunainakazmi5201
      @itsme_sunainakazmi5201 2 года назад

      @@fanfriend9515
      Bank mat jana

  • @Brigh578
    @Brigh578 10 месяцев назад +346

    I began investing at the age of 34, primarily utilizing my hard work and dedication. Now at the age of 42, I am delighted to share that my passive income exceeded $100k for the first time in a single month. This advice is truly valuable, so don't hesitate to take action. Remember, it's not about achieving wealth quickly, but rather about building wealth consistently and persistently.

    • @JennyMaxwell-r1y
      @JennyMaxwell-r1y 10 месяцев назад +2

      Investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields

    • @Brigh578
      @Brigh578 10 месяцев назад

      Through closely monitoring the performance of my portfolio, I have witnessed a remarkable growth of $508k in just the past two quarters. This experience has shed light on why experienced traders are able to generate substantial returns even in lesser-known markets. It is safe to say that this bold decision has been one of the most impactful choi

    • @JennyMaxwell-r1y
      @JennyMaxwell-r1y 10 месяцев назад +1

      that's impressive!, I could really use the expertise of this advisors , my portfolio has been down bad....who’s your financial advisor or coach, do you mind hooking me up?

    • @Brigh578
      @Brigh578 10 месяцев назад

      The adviser I'm in touch with is *CAROLINA MELINA PHERSON* she works with Merrill, Pierce, Smith incorporated and interviewed on CNBC Television. You can use something else, for me she strategy works hence my result. She provides entry and exit point for the securities I focus on.

    • @JennyMaxwell-r1y
      @JennyMaxwell-r1y 10 месяцев назад

      She appears to be well-educated and well-read. I ran a Google search on her name and came across her website; thank you for sharing.

  • @D22B2
    @D22B2 2 года назад +1360

    Me watching at age 18.....with zero money😂😂

    • @rekhajakhar7086
      @rekhajakhar7086 11 месяцев назад +23

      Same 😂😂

    • @owner_aniket
      @owner_aniket 10 месяцев назад +20

      Mee too 😂

    • @rakeshmohanty8565
      @rakeshmohanty8565 10 месяцев назад +114

      Financial knowledge is more important than ur coursev knowledge... Keep learning bro

    • @NO-BODY-KNOW1-1
      @NO-BODY-KNOW1-1 10 месяцев назад +69

      Jab m 18 ka ta m porn dekhta ta AP TU fher samajdar ho

    • @baltrts
      @baltrts 10 месяцев назад +22

      Bro I am 16

  • @alekshendra1
    @alekshendra1 3 года назад +415

    I have never seen someone like you who is such a huge fan of excel sheets ❤ truly love your content sir 😀

    • @bhaveshkeswani528
      @bhaveshkeswani528 3 года назад +12

      Excel is 9th wonder of the world.

    • @GaganSingh-zz9el
      @GaganSingh-zz9el 2 года назад +2

      @@bhaveshkeswani528 and 8th wonder

    • @bhaveshkeswani528
      @bhaveshkeswani528 2 года назад +6

      @@GaganSingh-zz9el it's compound interest

    • @GaganSingh-zz9el
      @GaganSingh-zz9el 2 года назад +3

      @@bhaveshkeswani528 oh great yes it is

    • @pulkitchauhan5027
      @pulkitchauhan5027 2 года назад

      Can someone explain why should we put our lumpsum in debt mutual funds and not equity or index mutual funds?

  • @arpangupta4054
    @arpangupta4054 3 года назад +166

    I'm glad that on my 18th birthday my parents gifted me a demat account. I'm 21 and I've been investing regularly every month and have to say that the results are really interesting.

    • @saivenkatnagarala
      @saivenkatnagarala 3 года назад +1

      sounds very great bro...

    • @dons618
      @dons618 3 года назад +37

      Wish more parents are like that...
      Setting up their kids to be financially literate

    • @arpangupta4054
      @arpangupta4054 3 года назад +11

      @@dons618 I know. It would be really great if parents start teaching their kids about money from a young age

    • @newbieartist28
      @newbieartist28 3 года назад +1

      How and where did you open a demat account?

    • @SaurabhSingh-lr8tt
      @SaurabhSingh-lr8tt 3 года назад +1

      You must be glad to have such parents on first place. Cheers and happy life ahead!

  • @kamalsinghbisht5992
    @kamalsinghbisht5992 5 месяцев назад +8

    Aapka samjhaneka tarika bahut sidha or saral hai thankyou so much

  • @meghabhatia534
    @meghabhatia534 3 года назад +197

    Just started my first monthly SIP some days ago, after my dad guided and suggested me to do it and now you came up with this video, and dad & I are watching this video right now and thinking we made a good decision. Thanks, Warikoo! P.S- My dad is in England (due to work) and I am in India...So a great video which also helped us to learn something together as father and daughter from far away.

    • @MarshalPlayZzZ
      @MarshalPlayZzZ 2 года назад

      @@mannankhanpathan4974 procedure kuch nhi hai baas tum ko consistent rahena hoga keep investing without anymiss aur bada ke bhi karo agar apke paas paisa jada hai

    • @fellawhofilms7760
      @fellawhofilms7760 2 года назад

      How much percentage you have to pay for the 8 year period for the fund organizer? I have heard 2 percent for every year?

    • @irupali
      @irupali 2 года назад

      Hey please can you tell me ki apne konse mutual funds me investment ki h

    • @PrithviRajPatil1
      @PrithviRajPatil1 2 года назад +3

      Hello didi! Iam 19 year's old, my father was stock market guy and unfortunately he is no more 🙏 and worse part is I don't have any idea about workings of stock market. Can anyone help me out with it (application to use!, Mutual fund branch to invest in, regular how much to invest and all the other stuff ,if anyone or didi could help me out it would been a great 🙌❤️.

    • @AganChoudhary
      @AganChoudhary 2 года назад

      @@PrithviRajPatil1 Zerodha

  • @abhishekmishra6687
    @abhishekmishra6687 3 года назад +37

    You are the man. God bless, sometimes I believe if I have your kind of mentors in my 20s.

  • @roy_tanmoy
    @roy_tanmoy 3 года назад +32

    A great way to automatically switch the regular sip to direct sip, But i have seen almost no one or nowhere it's mentioned that if you have a running sip and you want to switch, then IND money will switch all your invested fund to the direct plan and will start a new sip of same amount on the new direct plan. but IND money will not cancel your exiting sip, so you will have 2 sip running from the next sip date(one with the regular plan from your old broker and one new direct sip with INDmoney.) you will have to manually cancel any running sip with your old broker.

    • @catherineandrews8968
      @catherineandrews8968 3 года назад

      Really.? Is that good ??

    • @LSF7
      @LSF7 3 года назад

      Yes personal experience. If you have existing plan with a broker/bank you will need to visit your local branch or CAMS center to get it cancelled. And now you have a lump sum money left with you ( now you can follow Ankur's suggestions, which is called systematic transfer plan. Correct me if I'm wrong)

    • @bhagyashrichaugule2176
      @bhagyashrichaugule2176 3 года назад

      I have switched to direct through Ind money.. but regular I have to cancel manually.?I didn't know that 😳

  • @aaratimankar1253
    @aaratimankar1253 9 месяцев назад +17

    Spot ON. You explained it in first 5 secs of the video. Thats amazing clap👏

  • @maheshkakde3901
    @maheshkakde3901 3 года назад +22

    Thank you sir providing your all experience, learning, mistakes, etc in Hindi. ❤❤❤🙏🙏🇮🇳

  • @srinivaspatnaik4394
    @srinivaspatnaik4394 3 года назад +9

    I randomly came to this channel...and love his content now ....and now a regular viewer. 😊

  • @swarupdas8969
    @swarupdas8969 2 года назад +8

    Your way of presentation is so simple and crisp for a beginner. Thanks a lot for the information 🙂

  • @SATISHBUDI-b7x
    @SATISHBUDI-b7x Год назад +24

    @ankur warikoo u just blewed my mind... Why don't schools haven't taught these stuff 🥲
    You just nailed..
    Thanks for this video 🙏

  • @rishikeshpatel7223
    @rishikeshpatel7223 3 года назад +15

    I have been watching your videos for a long time now, i think I'm already doing a finance MBA. Man this is gold content.

  • @jimhalpert2858
    @jimhalpert2858 3 года назад +19

    I watched one video of yours. Now I'm binge watching this channel.
    Amazing content. Appreciate the great work. 🙏🏽

  • @dheerajsharma1036
    @dheerajsharma1036 3 года назад +9

    I was going to start a SIP tomorrow and today got this from Ankur ...Thank you Ankur..

  • @misterrai008
    @misterrai008 8 месяцев назад +7

    Amazingly explained........ All my doubts are now cleared,,,, Thank you so much

  • @japeshthakur640
    @japeshthakur640 3 года назад +58

    Sir, please prepare a detailed video dwelling on the concepts of absolute returns, CAGR, rolling returns etc, while clearly highlighting which one of these indicators, is the most relevant for small retail investors.

  • @rsb5575
    @rsb5575 5 месяцев назад +3

    Nice explanations for the layman. God bless you!

  • @karenphilip7006
    @karenphilip7006 2 года назад +22

    Making money is the plan and with Bitcoin
    Investmet your plans can be fulfilledD

    • @anthonypaul6201
      @anthonypaul6201 2 года назад

      I think am blessed if not I wouldn't have
      met someone who is as spectacular as
      expert Albert Renshu

    • @MaryJames-hq8lt
      @MaryJames-hq8lt 2 года назад

      Wow am shocked someone mentioned
      and recommended Albert Renshu
      thought am the only one trading with
      him.

    • @jordanbruce6682
      @jordanbruce6682 2 года назад

      You don't need to be
      shocked, cause am also a huge
      beneficiary of experts Albert Renshu

    • @donald6402
      @donald6402 2 года назад

      How do we contact this expert Albert?

    • @filee9125
      @filee9125 2 года назад

      Earned with expert Albert Renshu fx

  • @ashimwashi2316
    @ashimwashi2316 7 дней назад

    This video is best to understand what is SIP

  • @joannebonnett5223
    @joannebonnett5223 2 года назад +80

    *Despite the economic crisis, this is Still a good time to invest in stock and Crypto*

    • @georgeedward6246
      @georgeedward6246 2 года назад +3

      The rich spend less and invest more,

    • @melissabrockman6397
      @melissabrockman6397 2 года назад +1

      Investing in these economic crisis will be one of the best thing to do,

    • @carlaalpentista413
      @carlaalpentista413 2 года назад +2

      You're right I think stock and Crypto are the best to invest right now☺️

    • @ashleyulloalafrance2356
      @ashleyulloalafrance2356 2 года назад +1

      As stock's are good but crypto is better

    • @oscarmichaeltorres2594
      @oscarmichaeltorres2594 2 года назад +1

      I wanted to trade crypto but got confused by the fluctuation in price.,

  • @harshitgoel5916
    @harshitgoel5916 3 года назад +7

    One of the most amazing person that i have ever seen ❤️

  • @GopiKrishna-sm6pe
    @GopiKrishna-sm6pe 3 года назад +18

    Very good explanation sir. I was searching for the detailed concept on SIP and its benifits. Whichever video you present, you present it logically. I am so happy and fortunate that I subscribed to your informative channel. Please keep motivating us with much more videos...! 🙏

  • @Anmolvibz001
    @Anmolvibz001 8 месяцев назад +4

    I am watching 2024
    I am start investment sip
    Thanks you sir this video help ful me

    • @rkvoyage
      @rkvoyage 6 месяцев назад

      How? from where
      Any app?

  • @neerajnayak3483
    @neerajnayak3483 3 года назад +102

    Hello Ankur sir, I'm 25 & I've been investing in a couple of mutual funds since 2+ years now. I'm not able to understand the various types of MFs like debt, index, Nasdaq, arbitrary funds etc. and their pros and cons. Could you please elaborate on these in a future video?

  • @madhur8213
    @madhur8213 3 года назад +19

    I am 19 Started SIP with 250-300 only that much I get.. compounding 👌👌❤️

    • @lollmaowow2968
      @lollmaowow2968 3 года назад +1

      300 rupees per month for 30 years at 9% interest with variance range of 2% will get you to 3.5 lakh if its 7% pa and 7.16 lakh if it is 11% pa

    • @jitendrasoni467
      @jitendrasoni467 3 года назад +13

      Doesn't matter if its 250 or 100 Rs at 19 yrs. You just did something that 99% of us failed to do.

    • @sacchaSanatani459
      @sacchaSanatani459 3 года назад

      Which app you are using?

    • @madhur8213
      @madhur8213 3 года назад

      @@sacchaSanatani459 groww

    • @tushar945
      @tushar945 3 года назад

      U r doing what we had no idea about..and you can always increase the amount..so u will have a lot of money this way..kudos

  • @ipadproranaware7317
    @ipadproranaware7317 Год назад +3

    Incredibly fabulous informative video sir… Really thanks for this ❤

  • @vivekgoenka6835
    @vivekgoenka6835 3 года назад +27

    After starting SIP and investing regularly, if we need some contingent fund after suppose 1-2 year should we sell some units, and if ans is Yes, will this fund be fruitful after 8-10 years?

  • @prahladpanwar8744
    @prahladpanwar8744 Год назад +8

    Thank you sir, for giving valuable information about mutual funds.

  • @dheerajsharma1036
    @dheerajsharma1036 3 года назад +10

    NAV analysis - Most needed ... Thank you again Ankur

  • @Ajayyadav-vp3xz
    @Ajayyadav-vp3xz Год назад +1

    You explained very well and I am Hindi medium but still I understood very well. Thanks Sir 👍

  • @adeelafaiz8228
    @adeelafaiz8228 3 года назад +6

    Got to know more and cleared much air, Thank you so much Sir!

  • @Lucky02024
    @Lucky02024 6 месяцев назад +83

    Me watching at age 20.... How to invest My scholarship money....😂😂

  • @joannebonnett5223
    @joannebonnett5223 2 года назад +66

    *GOOD VIDEO:NOBODY BECOMES MILLIONAIRE OR A BILLIONAIRE'S BY WORKING FOR OTHERS AND DEPENDING ON THEM, GOOD INVESTMENT BRING MILLIONS OF DOLLARS, AND CONSISTENCY BRING BILLIONS, THE MARKET IS ALL ABOUT BITCOIN AT THE MOMENT NOW.,*

  • @vijaychughani8540
    @vijaychughani8540 7 месяцев назад +1

    I want to ask & understand the Tax calculations for the SIP.

  • @shreyakundu2551
    @shreyakundu2551 Год назад +41

    Thanks a ton for this content. This is so damn easy to understand without feeling dumb 😅. I used to think SIP to be complicated investments I could not decide which, when, why??
    A HUGE Thanks for this ❤

  • @fednandgreg2359
    @fednandgreg2359 2 года назад +48

    *Trading crypto is one of the lucrative business, but to be honest* *its not entirely easy i lost so much while doing it by myself until I* *stumbled across Emilia Russell.*

    • @morganpatrick6089
      @morganpatrick6089 2 года назад

      You're right ma'am, the market involved so many technical analysis that require a professional ideals to scale through.

    • @helensteve2817
      @helensteve2817 2 года назад

      Mrs Emilia Russell literally saved me , just before the crash she advised me to get out of my long position .I'll recommend her any day

    • @aloypascal2799
      @aloypascal2799 2 года назад

      I've never met a more inspiring trader and coach Emilia just by applying her strategies I can trade independently

    • @florancemusey7126
      @florancemusey7126 2 года назад

      the profit in Ms Emilia investment plan shows how selfless and expertise she is, I make 95% profit of every investment I made. All thanks to my colleague who introduced me to her platform.

    • @kimberlyjames8753
      @kimberlyjames8753 2 года назад

      @Collins Anthonio What is her charges commission

  • @abhisheksunkale6672
    @abhisheksunkale6672 2 года назад +9

    My relatives suggest to go in regular plan but my intuition didn't allow me to so i watched 2-3 vids and then realised that direct is much better
    I got my first lesson never listen to others research yourself 👍

    • @rahulsinha9098
      @rahulsinha9098 8 месяцев назад

      Can you explain me difference between regular and Direct SIP?

  • @AmitBanerjee...
    @AmitBanerjee... Месяц назад

    Sir I really think you r the best financial adviser for everyone ❤

  • @bhargavreddygopireddy5465
    @bhargavreddygopireddy5465 3 года назад +6

    Simply love your way of explaining finance videos. Love the way you explain everything using an excel sheet.

  • @sumitjain6111
    @sumitjain6111 3 года назад +6

    Thanks ankur you just taught me how I am going to manage my sales incentives, which I was gonna obviously invest in the lumpsum way but now I have the better idea for the day where there will be no incentives.
    Keep sharing your idea's

  • @akhilljain7621
    @akhilljain7621 3 года назад +4

    What should be the ideal portfolio size? How many mutual funds, smallcases or stocks should one invest in to maintain a good portfolio health? If you could please address this, and maybe make a video to provide more insight? It'll be really helpful! Thank you 😊

    • @shivangi9137
      @shivangi9137 Год назад

      Whre to buy ...??? I dnt knw about trading and all plse tell me tooo ...

  • @Trendingvibes36
    @Trendingvibes36 Год назад +1

    Nav ki full form or association of MF and nifty 50 ek index fund hai or index fund kya hota than other plans ye nyi chize apse pta chali hain bahut achhe se
    Thank you v v much for your knowledge and precious time and your research

  • @ishteyaquenawaz6354
    @ishteyaquenawaz6354 3 месяца назад +97

    Ultra legends watch in June 2024

    • @sarkarsayyad2447
      @sarkarsayyad2447 3 месяца назад +1

      😂

    • @budhanatv6429
      @budhanatv6429 2 месяца назад

      😂😂😂

    • @counterfeitcoin7112
      @counterfeitcoin7112 2 месяца назад

      Yes

    • @ainammibang-rollno3674
      @ainammibang-rollno3674 2 месяца назад +8

      I already watched it 2 years ago but i didn't understand so I'm watching it again in July 2024. But still i don't understand. I think i have to do meditation for 3 months first, maybe then i will be able to understand.

    • @siddharthjha2688
      @siddharthjha2688 2 месяца назад +1

      @@ainammibang-rollno3674😂😂

  • @SahilThakur-sf2el
    @SahilThakur-sf2el Год назад +3

    Is there any difference between smallcase SIP and mutual fund SIP ?
    (Plz reply )🙏🏻

    • @warikoo.952
      @warikoo.952 Год назад

      Thank you for your comment.👆Contact the Whatsapp Line above for more info and advice, I've something new to introduce you to

  • @soniivivek5
    @soniivivek5 3 года назад +9

    Where does compounding play a role when you're investing via SIP?

    • @fincalc
      @fincalc 3 года назад +1

      I don't think there is any compunding in SIP. You just accumulate stocks or mutual funds units at low price and sell at high price in future

    • @vineetkapoor1300
      @vineetkapoor1300 3 года назад +1

      Compounding simply means getting interest over principal & previous interest. It'll work same as lumpsum.

  • @manojskylite
    @manojskylite 8 месяцев назад +1

    Mr Ankur, Nothing can be a better way to explain this for a beginner ..wow..
    One Q, for a NR,I investment should be directed from NRO or NRE account?

  • @mohdyasir9023
    @mohdyasir9023 2 года назад +2

    Thanks a lot Mr. Ankur for making it so easy for a novice like me to understand. Can you also tell us is there a way we may know where is our invested money being utilized and how's the profit generated?
    Thank you.

  • @nikhilbhat8443
    @nikhilbhat8443 2 года назад +25

    Hi Ankur, I understood SIP very clearly from this video. Thanks for this. Can you also please extend this and explain how will tax be applied, If I go for an SIP?
    Also, how can we save tax, through tax harvesting, if we do an SIP in say Index Mutual Fund (Nifty)?
    Thank you.

  • @Techtuber29
    @Techtuber29 5 месяцев назад +114

    Legend watch in April 2024 😂

  • @sameergauri2939
    @sameergauri2939 Год назад +1

    Agr mene 1000 me sip krvayi or future me main zyada invest krr skta hu to kya me thpde tym ke bad sip investment ki value bdha skta hu ya ni
    Jese abhi 1000 ki sip krra hu to usi fund me aage 2000 ki krr skta hu kya same plan me

  • @arpitgarg6459
    @arpitgarg6459 3 года назад +6

    I had a question regarding lump sum investment.
    Let's suppose we are doing a lump sum investment every 6 months instead of SIP. Example: instead of investing 5k per month. I invest 30k this month and then likewise 30k after another 6 months. Wouldn't that be more beneficial in case we plan to do this for 10 years?

  • @Headshot_Zak
    @Headshot_Zak 3 года назад +18

    Wariko Sir, I had invested lumpsum on 3 equity mutual funds during August 2020 which have now provided a return of more than 50%. Will it be a good decision if I put the money in a debt mutual fund and start SIP in equity mutual funds in the same way you explained?

    • @salmanshaik1136
      @salmanshaik1136 2 года назад +2

      No since the nav value has already increased, it's ok to maintain that lumpsum investment

  • @gorai_moinak
    @gorai_moinak 3 года назад +23

    Hi Sir, thanks for making this great video. Could you please take into consideration the TER (Total Expense Ratio) as well in your calculations?

  • @indianbullll_1
    @indianbullll_1 Год назад +1

    Which app did you use sir for this conversion regular into direct?
    Please do reply sir🙌

  • @faizanquadeer1616
    @faizanquadeer1616 3 года назад +5

    Sir i saw your videos at 11:30 at night yesterday and was only dreaming all night about same .. your advices are great. 😀

  • @thegreatantz
    @thegreatantz 3 года назад +10

    13:43 .... I'll retire when I get something like this in my portfolio !!
    Sir you forgot to blur it out !

  • @niyatishah6354
    @niyatishah6354 3 года назад +5

    You are amazing! So informative and such a huge public service! Thanks... got introduced to you from Instagram and have not stopped spreading your thoughts to everyone I know! Wishing you immense success and happiness! 🙏🏻

  • @workinpictures
    @workinpictures 3 года назад +4

    Love your videos. Thanks for making it. A request, if you can make a video on when to reshuffle the Mutual Fund Portfolio (also include long term and short term gain info)

  • @sachinjagalekar7288
    @sachinjagalekar7288 Год назад +2

    I like the way you explained 😘

  • @vprakash9703
    @vprakash9703 Год назад +4

    Hi,
    Your explanations are good in the bottom line making it in English , native of other than hindi language speakers
    able to understand,
    Still i,we want to know debt fund, mutual fund, small index fund and so on,
    I,we don't know right now which one to select for higher safe returns.if we consider for SIP ,one time investment
    Which company to select and invest,their
    Progress, financial stability and returns.
    I,we want to make discussion with you means how to contact?.
    I could appreciate your reply.👍

  • @rahulashok9653
    @rahulashok9653 3 года назад +55

    The last part you mentioned about investing the lumpsum in a debt mutual fund and converting it to a SIP is primarily a Systematic Transfer Plan (STP). Could you share any resources if you have invested in the same?

  • @pradhumnsen6491
    @pradhumnsen6491 2 года назад +20

    2 way we need to care before taking SIP 11:03 , Direct Plan & Regular Plan
    Move Regular plan to Direct Plan 13:10

  • @ENTERTAININGGAMECHANNEL
    @ENTERTAININGGAMECHANNEL 7 месяцев назад +2

    SIP is better than EVERYTHING

  • @shailendrabhandari4574
    @shailendrabhandari4574 2 года назад +4

    Hii sir, m so impressed with ur clarifications on mutual funds. But m new to this and willing to invest. Small query, m using indmoney on ur suggestion and wanna start with SIP (index fund). My confusion is, if I plan to invest 3000 per month, can I withdraw in my need (ofcourse after 3 years as u suggest).
    Regards

  • @helensteve2817
    @helensteve2817 2 года назад +25

    Thanks for this video and also thanks to those who recommended Rosie for her good works. Y'all have to know that making money digitally is the main key to survival now, as the government is hesitant on helping poor masses. I also recommend Rosie to people who wishes to earn huge proflt.

    • @oliverjackson160
      @oliverjackson160 2 года назад

      Wow 🤩 I’m happy with her strategies I really love her methods

    • @janemunsey9753
      @janemunsey9753 2 года назад

      Trading with an expert is the best strategy for newbies and busy investors who have little or no time to monitor trade.

    • @gurametsadashvili1888
      @gurametsadashvili1888 2 года назад

      That’s why you need a professional broker that we make trade and much profit for you, I recommend Rosie she has been trading for me for some years now and I’m very much comfortable with her.

    • @gurametsadashvili1888
      @gurametsadashvili1888 2 года назад

      You can Reach her on *TELEGRAM .* with the name below
      @Trader_Rosie

  • @soumendu5385
    @soumendu5385 3 года назад +6

    Please make a video on how exactly compounding works in a SIP
    Coz in the end when we sell a fund, what we get is just simply dependent on the nav at that point of time..
    So how do we use compounding in this case

    • @fincalc
      @fincalc 3 года назад +2

      I feel there is no compounding in SIP since what ou said is correct. There is no such thing called compounding in SIP. You buy units and sell them on specific nav. And based on it you make profits

  • @sudhirsaleakanomad2051
    @sudhirsaleakanomad2051 Месяц назад

    Nice insight :) for a beginner like me. I like the honesty when you mentioned "you don't have knowledge about it"

  • @IrfanMujawar
    @IrfanMujawar 3 года назад +5

    Thank you. I think for irregular cash flows we need to use XIRR instead of CAGR.

  • @itsdivye8484
    @itsdivye8484 3 года назад +5

    Just accept the fact that Ankur Loves Making Excel Sheets!

  • @neerajsharma6044
    @neerajsharma6044 3 года назад +5

    Hi Ankur, That was a great Video. I have a question, currently, my portfolio is having ELSS (Regular), Flexi Cap (Regular), and Hybrid Equity (Regular, a recent lumpsum transaction). Does switching this regular growth to a Direct growth is charged on switching or has any exit load? And as I can see NAV for Direct growth is more like that of regular growth how does it impact my current and future investment.

  • @abhbolna1298
    @abhbolna1298 2 года назад +1

    Thanks for the knowledge it was very easy to understand 😊☺️

  • @deme3017
    @deme3017 2 года назад +8

    @Warikoo It would make a really great video if you compare this with what would have happened if you had bought at dips. Like doing SIP kind of thing but not at top, rather when there is a fall. You can take local minimums as these dips. (Support points in Price action), Also consider that investments at initial stages are higher compared to later stages bcz if you would have just bought 5 lakh of PP flexi cap at launch date (10 NAV), by 2021 (NAV = 44 smthg), it would have grown 4.4 times to approximately >20 lakhs, which is a lot lot better than 12 lakhs.
    So we won't risk buying it at the first date with all of our funds, but a smart choice is to make bigger initial investments (unless there is a major economic crisis coming up ahead.)
    So would really like a video with these details. @Followers please request this. Even if isn't a viable option, we would have learned something.

  • @rakeshasub
    @rakeshasub 3 года назад +8

    Hello Ankur, This was really a good video. One question.
    How to check the short term capital gain tax for SIP kind of investment? Because we will be buying the fund units on monthly basis right? so at any point in time, if we have to sell the units, should we pay tax for the units that we have bought from last one year?

  • @aaryansj8016
    @aaryansj8016 3 года назад +8

    Stocks mai SIP ...what are it benefits....??? And Company loss mai bhi toh ja sakti hai na...??🙄

    • @kapilakasimba_thestarking5905
      @kapilakasimba_thestarking5905 3 года назад +1

      Exactly that's on my mind

    • @sangitabalasahebkumbharkar4066
      @sangitabalasahebkumbharkar4066 2 года назад

      Same for me👍

    • @nikeshdubey4129
      @nikeshdubey4129 2 года назад +2

      Yes it can and does go to loss. Buttt due to SIP you will still have profit because you are investing every month.. So the risk is distributed every month. So if it the stock price is decreased. Then you will be able to buy more stock. In other words, until unless the company is not shut down or stocks don't decrease constantly you will always have profit. That's a risk

    • @nikeshdubey4129
      @nikeshdubey4129 2 года назад +1

      @@kapilakasimba_thestarking5905 Yes it can and does go to loss. Buttt due to SIP you will still have profit because you are investing every month.. So the risk is distributed every month. So if it the stock price is decreased. Then you will be able to buy more stock. In other words, until unless the company is not shut down or stocks don't decrease constantly you will always have profit. That's a risk

    • @aaryansj8016
      @aaryansj8016 2 года назад

      @@nikeshdubey4129 tysm

  • @rajibdey4488
    @rajibdey4488 11 месяцев назад +1

    Hi Ankur Warikoo, Great to meet you in person during your visit at Taj Dubai… I would like one advise from you.
    I am staying In Dubai, I would like to invest in shares or mutual fund

  • @florancemusey7126
    @florancemusey7126 2 года назад +14

    Madelyn 😇 you've changed my life, I'll continue to preach about your name for the world to hear, you've saved me from a huge financial debt with just little investment, Thanks Madelyn.🇱🇷🇱🇷

    • @morganpatrick6089
      @morganpatrick6089 2 года назад

      You're right ma'am, the market involved so many technical analysis that require a professional ideals to scale through.

    • @gregmunsey7272
      @gregmunsey7272 2 года назад

      One of the secret i have got in the market was the realization of a professional skills, with it no need to pass through the stress of self trading to avoid losses, thanks to Madelyn for improving my portfolios.

    • @cordisgermain932
      @cordisgermain932 2 года назад

      Crypto investing has brought me great success !!! Irrespective of the economic dipression I can boast of over $9,000 dollars every week on my investment. Thank you for your focus on quality . stock Madelyn.

    • @rosiepatrick2775
      @rosiepatrick2775 2 года назад

      You all are right, i believ you. i'd trade with her too, Her professional strategies are really mind blowing. i received $8,150 from her yesterday after investlng $2,500, she's really awesome.

    • @helensteve2817
      @helensteve2817 2 года назад

      the profitt in Ms Madelyn lnvestment plan shows how selfless and expertise she is, I made 95% profit of every investment I made. All thanks to my colleague who introduced me to her plat form.

  • @the_underwater_nature7643
    @the_underwater_nature7643 3 года назад +4

    Hi 👋 Ankur sir, I am doing Lumpsum of same x amount every month but not SIP, but with the date I feel comfortable with. Its a manual lumpsum i do every month, how it is different from SIP, is it a safer option ?

    • @fincalc
      @fincalc 3 года назад

      Yes it's very safe as far as you invest consistently. I would say your investments are smarter than SIP since you choose your date of investment so that you get more profits unlike the fixed date of SIP

    • @74himgup
      @74himgup 3 года назад

      What you do is actually better than SIP as it will give you better control to invest when the market is low ! Good luck.

  • @MoreToDiscover_By_Sj
    @MoreToDiscover_By_Sj 3 года назад +7

    Is it a good idea to invest 5k every month as a lumpsum amount in mutual fund instead of SIP?

    • @SoothingGaana8108
      @SoothingGaana8108 3 года назад +8

      5k every month is sip only..bro

    • @fincalc
      @fincalc 3 года назад +2

      Every month investing SIP only. If you automate it we call it SIP or if you do it manually it's called lump-sum

    • @abhilashmahamuni1540
      @abhilashmahamuni1540 3 года назад +1

      SIP is just a method. Even if app denotes as lumpsum. You can lumpsum small every month if you you don't want that automated method. But then you have to invest manually monthly.

  • @mymutualfundportfolio2024
    @mymutualfundportfolio2024 Месяц назад +2

    SIP करते रहो दोस्तो करोड़पति जरूर बनोगे ❤🎉

  • @indranipal
    @indranipal 3 года назад +4

    Thank you! Great information. Question: what if I have a time crunch and want to invest a lumpsum, instead of SIP, when the market tumbles? Good idea as long as it falls to relatively low levels?

  • @freefirefrenzy_
    @freefirefrenzy_ 7 месяцев назад +10

    Me watching at 15 age... With no money...

    • @Trynottolaugh162
      @Trynottolaugh162 6 месяцев назад +1

      Same broo
      What is your height

    • @reetbhiopgamer9907
      @reetbhiopgamer9907 4 месяца назад +2

      me Watching this at the age of 16 and on a monthly income of 3K and I am investing 1.5K every month to see the results

    • @SwirlinLife
      @SwirlinLife 3 месяца назад +1

      Its gud that u r intrested to watch such content.

    • @hereforfunandlove
      @hereforfunandlove 3 месяца назад +2

      You guys are already winning in life,
      Always remember, its not a race but a marathon, so go for the long game

    • @omtiwari8347
      @omtiwari8347 2 месяца назад

      Start sip

  • @Rajapal46
    @Rajapal46 6 месяцев назад +2

    I am an Indian Army. At the age of 19 . I am watching your vedio sir.

  • @avinashthapliyal1351
    @avinashthapliyal1351 Год назад +8

    sir i have a doubt....its better to do 2 SIP of 2500 each for 10 years or 1 SIP of 5000 for 10 years.

  • @manasranadive2684
    @manasranadive2684 3 года назад +9

    Hey Ankur, thank you for this very insightful video. I have a question in mind about mutual funds. I am 21 years old student and have started a very SIP in a fund. It has been a year and I have gained decent returns from it. I am not sure if there is any right time to withdraw the amount or should one even withdraw it at all if there is no need? Or if there is a need for money, should one withdraw some of the amounts and continue with the SIP or is there any other option? Hope you answer my question. Thank you :)

    • @pabitrakumarpanda4995
      @pabitrakumarpanda4995 2 года назад +1

      Hey bro i am 20 turing 21 next month i want to start mutual fund in my birthday are you investing you money in an mobile app or in any other platform.

    • @manasranadive2684
      @manasranadive2684 2 года назад

      @@pabitrakumarpanda4995 Hey Pabitra, I have used Groww and Zerodha in past. Both are good it's just about the preference. For complete beginner I feel Groww is better. All the best :)

    • @pabitrakumarpanda4995
      @pabitrakumarpanda4995 2 года назад +1

      @@manasranadive2684 yes i also registered in grow. Thank you for your help bro now i am researching on how to select a fund🙂

    • @adityasailada3398
      @adityasailada3398 2 года назад

      @@manasranadive2684 how much did you invest per month and what were the returns...and did you use your own money or parents .. please answer

    • @manasranadive2684
      @manasranadive2684 2 года назад +1

      @@adityasailada3398 Hello, since it was my first time getting into obsessing, I started off with a small SIP amount of 1000 per month. In a year I gained closed to 10% returns. I was working as an intern at the time so it was my money that I invested. Hope this helps :)

  • @pradeepthapa14
    @pradeepthapa14 Год назад +2

    Great sir 👏 when u upload a new video about SIP..

  • @maaikalsingh1775
    @maaikalsingh1775 Год назад +37

    Sir ager mai har month 500rup sip kar raha hu ,and ager meri salary badh gyi hai mujhe ab 500 ki jagha 3000 month sip karni hai to ky mai jo 500 sip kar raha tha to mai isme 3000 rupees ki sip kar sakta hu?

    • @saddamsayyad1828
      @saddamsayyad1828 Год назад +2

      same question I also have , pls need the ans

    • @gauravbabbar5219
      @gauravbabbar5219 Год назад +1

      Yes bro u can

    • @jugnuchauhan9611
      @jugnuchauhan9611 Год назад +3

      Yes same my qouetion

    • @sopanroy1506
      @sopanroy1506 Год назад +12

      Yes brother, you can manually change the amount when you want. Or, you can add stepup, which will increase the amount periodically at the set rate.
      For your question, yes absolutely you can. I only did the same thing.

    • @vijaydadakadam
      @vijaydadakadam Год назад +1

      yes kar sakte ho

  • @RakeshPrajapati-sb3fc
    @RakeshPrajapati-sb3fc Год назад +1

    Wow!! it's a great presentation and demo. easy to understand. thanks for sharing. Could you please tell me where I can see mutual fund best plan and comparison?

  • @ameliajoseph6314
    @ameliajoseph6314 2 года назад +12

    *I will forever be in-depted to you* *Emilia you've changed my life, I'll *continue to preach about your for* *the world to hear, you've saved me* *from a huge financial debt with just *little investment, Thanks Ms Emilia* Russell* 🇺🇸🇺🇸

    • @oliverjackson160
      @oliverjackson160 2 года назад

      Trading crypto amateur might seem quite tasking due to the fact that it requires a lot of education of the share market and experience to take advantage of the rise and fall of the market to make profits, that's why it's has been advised to trade with a professional

    • @gurametsadashvili1888
      @gurametsadashvili1888 2 года назад

      I have traded with a lot of female but I have never come across anyone as good as Mrs Emilia Russell, just by applying her strategies I now trade independently. she is the best I'd advise any novice to invest with.

    • @GregGeorge189
      @GregGeorge189 2 года назад

      Crypto trading is one of the lucrative business, but to be honest its not entirely easy i lost so much while doing it by myself until I stumbled across Emilia Russell

    • @cordisgermain932
      @cordisgermain932 2 года назад

      Emilia
      Te,-li, gr,am handu
      Worldtradewith_emilia russell

    • @hanshewanfred5244
      @hanshewanfred5244 2 года назад

      Wow! I'm so surprised and at the same time excited to see someone here who knows Ms Emilia . My life changed for good after my investment with her.

  • @kuldeepkumarchobdar2258
    @kuldeepkumarchobdar2258 3 года назад +9

    Warikoo roasted FD again at 8:01

  • @Creater12431
    @Creater12431 Месяц назад +3

    Me watching this video with 25.65 paise in my bank balance 😂😂😂

  • @Bkjamatia214
    @Bkjamatia214 4 месяца назад

    Lately finally I came to understand now about stock market investment whr people invest

  • @ramakartik2750
    @ramakartik2750 Год назад +7

    Sir hulk banke dikhao ek baar

  • @dalalishiva2907
    @dalalishiva2907 Год назад +6

    can you explain the same results when we invest smaller amounts like 1000 and under 1000 for students please....

    • @sanketsonkusare7236
      @sanketsonkusare7236 Год назад

      Hi sir I also invest small amount in SIP want to get your guidance the number you’ve provided is not on WhatsApp

  • @ramduhawmifanai3910
    @ramduhawmifanai3910 Год назад +1

    Amazing explanation 🔥🔥🔥🙏🏿🙏🏿🙏🏿❤️❤️❤️ thank you Sir