VGT outperformed SCHD and VOO over 5 and 10 years. Despite having most of my $500k retirement in VGT, I try to beat my Roth with my taxable account but still underperform the S&P 500.
I'm taking a hybrid approach with VGT, SCHD, and VOO as my foundation over a 20-year horizon. I still enjoy life, travel, and buy what I love. It's the best combo, plus I enjoy the small victories of dividends, dividend growth, and share price appreciation.
ETFs are great, but don't rely solely on it for retirement. I retired at 62 with a $1.5M portfolio, starting with $35K, thanks to an adv1sor and dividends. Invest wisely, build your nest egg, and don't sell the chicken that lays the egg!
I'm very cautious about giving specific recommendations as everyone's situation varies. Consider independent financial advisors like "Julianne Iwersen Niemann" I've worked with her for some time and highly recommend her. Check if she meets your criteria.
Ok now FTEC vs XLK vs VGT… VOO vs VTI… should you do dividends (schd) when growth is better and less taxes? VONG, VOOG, MGK, and SCHG? Love the detail comparisons you do
@cpaul57 Yeah, there is a little more than I like, 48% overlap. I would rather have the overlap below 40%. VGT has out preformed QQQ by about 4% since February of 2024.
Hi Nestor, FTEC is extremely similar to VGT, I would say most of what I said for VGT is valid for FTEC too. If i remember correctly FTEC is heavier on MSFT and AAPL while VGT on NVDA.
Absolutely. Because of the extreme growth of the last 12-15 months, I would have a hard time suggesting anyone in good conscience to invest heavily in Tech now, but if a strong adjustment comes in the next months (or next year), and the P/E ratio comes down a bit, I would definitely start again investing heavily in it. And QQQM is one of the best options you have.
Nasdaq 100 is like a Version of the S&P500 but on steroids. Based on Market Capitalization and has Many sectors, but QQQ take the more profitable sectors on a bigger scale
True, it's been impossible to beat in the last decade! We investors must be cautious, though. P/E hyperinflated and too much concentration on a few companies. Let's see how it develops!
the reason qqq is great and a risk is because it has a more diversified portfolio but that also means they have companies that get hard during a recssion. VGT stays strong because they have tech stocks they we in this generation completely depend on.
Tech is definitely the strongest sector, it's also more susceptible to a crash, though, after an overvaluation as a result to a bull market. Nevertheless technology is obviously the key sector of the future
@@rick.austin if anything is bubbly i really do think EVs and AI is overhyped. I want to dump my cash reserves into xlk but its just too overvalued for my liking, pe is at 40. almost all the top 5 tech stocks PE are high.
I agree with you. EVs are already adjusting since 1 year (still to be corrected further, though) and AI has been the reason for this growth even in the magnificent 7 themselves
Doing 50:30:20 based on your 3 ETF portfolio. VOO50%, (Soxq, Schg, qqqm each 10%), and lastly (schd, dgro each 10%) Also, have a separate account that holds Schd for 50K and the final account that only holds AI and Cybersecurity including VGT,BUG, XLK,SMH ETFs each allocated 25% for the total initial investment of 50K Traditional IRA follows my regular brokerage account allocations.
Great choice! Have you seen my comparison video QQQM SCHG? It's my most viewed video, check it out if you want ;) ruclips.net/video/ssrvj5Uwfso/видео.html
VGT outperformed SCHD and VOO over 5 and 10 years. Despite having most of my $500k retirement in VGT, I try to beat my Roth with my taxable account but still underperform the S&P 500.
I'm taking a hybrid approach with VGT, SCHD, and VOO as my foundation over a 20-year horizon. I still enjoy life, travel, and buy what I love. It's the best combo, plus I enjoy the small victories of dividends, dividend growth, and share price appreciation.
ETFs are great, but don't rely solely on it for retirement. I retired at 62 with a $1.5M portfolio, starting with $35K, thanks to an adv1sor and dividends. Invest wisely, build your nest egg, and don't sell the chicken that lays the egg!
Who is this person guiding you and how can i reach he/she?
I'm very cautious about giving specific recommendations as everyone's situation varies. Consider independent financial advisors like "Julianne Iwersen Niemann" I've worked with her for some time and highly recommend her. Check if she meets your criteria.
Thanks a lot for this suggestion. I needed this myself, I looked her up, and I have sent her an email. I hope she gets back to me soon.
Could have sworn this was Manu ginobili
Right!?! First time on this channel and I had to do a double take. I was like: "Manu is giving financial advice now...ok, let's do this"
ahahah...
Haha i agree
omg you read my mind
I have the most amount of my portfolio into VGT with SCHD as a close second! VGT is a beast.
Great combination! A strong tech etf and one of the best dividend etfs around, well done!
Great video man! This video will blow up one day!!! High quality video and clear info was given!!! Than you so much !!
Hey man thank you! Much appreciated!!
I have a 50/50 combo SCHD/VGT!
Double attack on value and growth!
Ok now FTEC vs XLK vs VGT… VOO vs VTI… should you do dividends (schd) when growth is better and less taxes? VONG, VOOG, MGK, and SCHG? Love the detail comparisons you do
Hey Jonathan, thank you. I did comparisons with SCHD a couple of times, check them out if you are interested!
I own both QQQ & VGT and are performing very good in 2024
Yes, the last 2 years have been crazy for growth
There is alot of overlap between the 2
@cpaul57 Yeah, there is a little more than I like, 48% overlap. I would rather have the overlap below 40%. VGT has out preformed QQQ by about 4% since February of 2024.
How about FTEC ?
Hi Nestor,
FTEC is extremely similar to VGT, I would say most of what I said for VGT is valid for FTEC too.
If i remember correctly FTEC is heavier on MSFT and AAPL while VGT on NVDA.
@@rick.austin plus it has a lower expense ratio.
Would you consider QQQM a good long term investment?
Absolutely. Because of the extreme growth of the last 12-15 months, I would have a hard time suggesting anyone in good conscience to invest heavily in Tech now, but if a strong adjustment comes in the next months (or next year), and the P/E ratio comes down a bit, I would definitely start again investing heavily in it. And QQQM is one of the best options you have.
@@rick.austin Thanks Manu 🙏!
VGT with VYM ? Is this solid for long term
Nasdaq 100 is like a Version of the S&P500 but on steroids.
Based on Market Capitalization and has Many sectors, but QQQ take the more profitable sectors on a bigger scale
And if u like to have more Profits, Leveraged ETFs like TQQQ is your biggest bet
Ahah loved ths statement on "steroids". The Nasdaq 100 is truly great. Leveraged ETFs are not really my thing, though.
Thanks, great video!
Glad you liked it!
Can you compare XLK vs VGT?
Hey there, I can do that. Will add it to my list and get it out soon!
003 Maybelle Prairie
VGT is simply the best
True, it's been impossible to beat in the last decade!
We investors must be cautious, though. P/E hyperinflated and too much concentration on a few companies.
Let's see how it develops!
Why choose? Own them both! Plus XLK.
Hi there! They are both great, if you don't mind any overlap I don't see anything wrong with that!
I plan on retiring off vgt in 5 years 😊
Good luck with it! That's great
the reason qqq is great and a risk is because it has a more diversified portfolio but that also means they have companies that get hard during a recssion. VGT stays strong because they have tech stocks they we in this generation completely depend on.
Tech is definitely the strongest sector, it's also more susceptible to a crash, though, after an overvaluation as a result to a bull market. Nevertheless technology is obviously the key sector of the future
@@rick.austin if anything is bubbly i really do think EVs and AI is overhyped. I want to dump my cash reserves into xlk but its just too overvalued for my liking, pe is at 40. almost all the top 5 tech stocks PE are high.
I agree with you. EVs are already adjusting since 1 year (still to be corrected further, though) and AI has been the reason for this growth even in the magnificent 7 themselves
Why not have both VGT and QQQ?
You can!
Doing 50:30:20 based on your 3 ETF portfolio. VOO50%, (Soxq, Schg, qqqm each 10%), and lastly (schd, dgro each 10%)
Also, have a separate account that holds Schd for 50K and the final account that only holds AI and Cybersecurity including VGT,BUG, XLK,SMH ETFs each allocated 25% for the total initial investment of 50K
Traditional IRA follows my regular brokerage account allocations.
You are doing well!
Patrick Terrace
VGT is too expensive for me, going with QQQM 😊
Great choice!
Have you seen my comparison video QQQM SCHG?
It's my most viewed video, check it out if you want ;)
ruclips.net/video/ssrvj5Uwfso/видео.html
Richmond Corners
Thomas Carol Young Brenda Walker Cynthia
Walker Kenneth Robinson Ronald Jackson Patricia
Xlk is the best