Should I Try and Buy a House With Cash

If you have tried to buy a home in the last couple of years you will probably hear that some investor out bid you with an all cash offer. Is this a good tactic to get a home and what can you do if you don't have that kind of money?
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[@jayc4715]

It's GREAT.. better deals..quick closing so you can buy deals that people with financing can't buy, and much cheaper, foreclosures, auctions, from desperate sellers,or wholesalers, no debt, no amortization, no PMI insurance, no insurance period if you don't want to,plus no interest at all, if it's a rental it's ALL profit, plus no stress of repossession, peace of mind.

[@TTVmicahcoolboy123]

what asset protection do you have if the market crashes?

[@jayc4715]

Its better to buy cash..better deals .deals that banks wont finance..fast closing..no interest..no PMI..no amortization..no insurance if your dont want it,no waiting for approval, all profit if its a rental, no stress, peace of mind

[@user-nh9fi2sx2x]

You have to include risk/reward in your talks. Low risk low reward, high risk, possible high reward, but there is always a risk you lose and alot of people do not want that risk in their lives.

[@aedanacheson6148]

Some would argue it’s a larger risk to “play it safe”. When you reach retirement, what are you gonna do with all that money in your house? Take a HELOC or refinance to pull the equity out so you can buy groceries.

[@outtahere321]

Also the stress that comes from taking a lot of risk. No thanks...

[@tannermeade]

You're talking about the opportunity cost of not taking a risk. You talk a ton about quantifying the opportunity cost, but never talk about quantifying risk. Emotions are fluffy and often don't have a baring on reality. Risk has real teeth though. Risk ≠ Emotions. I'm not a Ramsey person. He's obviously traumatized and represents a reasonable extreme at one end who has blindspots in reasonable risk taking. But Kris -- you're also removed from reality if you have millions in real estate and can't talk about quantifying risk.
Also why does Kris have 1 million subs, but I'm the 8th commenter on a 2 week old video with 3k views? That's 0.3% conversion rate on views and 0.0008% conversion rate from subs to comments. It took me scrolling back 3 years of his videos to see one that had >50k views. Kris looks like a bot. Not trying to put Kris down here, he's uploaded a ton and it must be hard to be consistent across years like this. Kris can't be this bland and shallow though. It's like a politician saying the stereotypical script everyone knows they're going to say with no original creative thought.
Hopefully Kris's portfolio doesn't drop in value by 50% and failing banks call his loans.