Guranteed Rate removed their credit score minimum about 10 days ago. In regards to rate, depends on where you are under 580. Feel free to give me a call tomorrow and I or the team can price for you 707-478-0637.
Question, it says that I have a score above a 600 but less then a 620 but i do have late payments due to going through a divorce. Would I be able to get a loan ?
If you currently have late payments that can be an issue regardless of credit score. We’d have to see how the system reacts to it but if it kicks you into a manual, there’s no lates within 12 months. If you are not current on your credit cards, regardless of credit score, it’s a hard no. Also, if you’re going through a divorce, you will need at least assign martial separation agreement, and depending on the loan you may need to be fully divorced. I always recommend if you’re going through divorce get that over with and then start your new life with a home.
Yes, it is plausible. If for instance you have like a charge off from a few years ago and have not established new credit or medical collections for the past it is feasible for sure. Happy to discuss calendly.com/jennifer-beeston/va-loan
Video Editing is too low 👎👎👎👎 Edit the video in a good style. Add nice b-roll animation when you are speaking or explaining something. This will increase visualization. Put proper subtitles, effects, transitions, and colors in the video. Insert the B-Roll (footage and animation) very well because it is absolutely low in your video. Do all this and then see how the video doesn't turn out good. 🍎
Me being a Veteran, congrats on being #1. Thanks for your service to us at helping us to better understand these guidelines 🤙🏼
Thank you!;)
Congratulations on your award! From the info you provide it’s clear to see why you and your time rank #1
Thank you! I appreciate that!
So excited to be able to help veterans see past the number on their credit report!
I always come here for great advice!
Thank you for stopping by:)
Jen and her team is amazing. You and Your Team deserve it. Let’s go!!!!!!
You and your team are fantastic! The information that you are giving is Fantabulous! 👍🏾✔️💯
Thankyou! I really appreciate
Jennifer you always provide helpful information! Thank you and your whole team
Thank you:)
Jennifer Beeston, This is fantastic! I subscribed because I love it!
Welcome to the channel and thank you!
Hello Jen , thank you for this infos.How can I be able to reach out to you?planning of buying a house next year
For VA Credit history guidelines check out Chapter 4 section 7 www.benefits.va.gov/warms/pam26_7.asp
Congratulations 🎉
Thank you!
I need to reach out to your team. I want to buy a home by August/September this year.
Grab a time on the calendar and we can answer questions and help you plan for purchasing this fall:) calendly.com/jennifer-beeston/va-loan
Thanks Jen
Happy to help:) Appreciate you!
when did this change happen and what would the current rate be for people under 580*
Guranteed Rate removed their credit score minimum about 10 days ago. In regards to rate, depends on where you are under 580. Feel free to give me a call tomorrow and I or the team can price for you 707-478-0637.
VA Wednesday ❤
My favorite day of the week
Hi Jennifer. Have you ever helped anyone use the Calvet Loan?
I have never worked at a lender that does calvet
Question, it says that I have a score above a 600 but less then a 620 but i do have late payments due to going through a divorce. Would I be able to get a loan ?
If you currently have late payments that can be an issue regardless of credit score. We’d have to see how the system reacts to it but if it kicks you into a manual, there’s no lates within 12 months. If you are not current on your credit cards, regardless of credit score, it’s a hard no. Also, if you’re going through a divorce, you will need at least assign martial separation agreement, and depending on the loan you may need to be fully divorced. I always recommend if you’re going through divorce get that over with and then start your new life with a home.
I thought your credit score determines your interest rate..
Oh it will
Are you licensed in New York?
Yes I am. Feel free to give me a call 707-478-0637
@@JenniferBeeston Wow! Thats awesome!
What’s an overlay?
An overlay is made up guidelines that a lender creates in order to handle some level of risk that they perceive. It’s a lender by lender situation.
What you mean all credit scores accepted?
We do not have a credit score minimum. A lot of lender require at least a 550 etc... we no longer have that
are credit scores of 450 doable IFFFF there are no lates in the last 12 months???
Dang man!!!! No!!!!
Yes, it is plausible. If for instance you have like a charge off from a few years ago and have not established new credit or medical collections for the past it is feasible for sure. Happy to discuss calendly.com/jennifer-beeston/va-loan
Hi 😮👍🏼
Happy Wednesday!
Helloo
hello
Video Editing is too low 👎👎👎👎
Edit the video in a good style.
Add nice b-roll animation when you are speaking or explaining something. This will increase visualization.
Put proper subtitles, effects, transitions, and colors in the video.
Insert the B-Roll (footage and animation) very well because it is absolutely low in your video.
Do all this and then see how the video doesn't turn out good. 🍎
So awesome for you and your team also if I came to you to refinance my home what would you need from me
800+ here 😇🤓
Nice!
Congrats on #1
Thank you Mike!:)