After 5 years of living in Spain, here's my HONEST OPINION (🇬🇧 ➡️ 🇪🇸)

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  • Опубликовано: 2 дек 2024

Комментарии • 134

  • @MillennialsWithMoney
    @MillennialsWithMoney  2 дня назад +5

    Do you agree or have you had a similar experience in Spain? Leave a comment and let me know!

    • @GoodLife-p5p
      @GoodLife-p5p День назад

      Can you avoid Spanish wealth tax entirely by living in Madrid or Andalucia so long as you have less that the Solidarity tax threshold?

    • @Linda5-i6b
      @Linda5-i6b 20 часов назад

      Don't agree, no but it's just another experience. Your video is great. ;-) I’m an entrepreneur and female traveler, and I will never understand how people speak so positively about living in Spain. I’ve lived in 37 cities across 9 countries, and Spain was by far the worst country to “live in.” In the most beautiful city in the world for me, Madrid, most people are definitely not friendly, except for the Latin Americans. I lived in Madrid (also Granada, Malaga) for 6 years and was ripped off and betrayed like nowhere else. I think the experience really depends on your profile. If you’re male, have a family, and speak Spanish, it’s probably much better. And, as a tourist, Spain is amazing-I will always go back-but to live there? Oh my god, never again. The legal system is rotten, there aren’t many entrepreneurs, autónomo is a horrible concept, almost nobody speaks a language other than Spanish, the food is coarse (except paella is amazing to me) and far from gourmet, and the healthcare system is that decentralized and you’re treated as just a number. Newest technology everywhere but doctors are young and unexperienced and make a drama about the smallest thing even there is absolutely nothing. That really scares you because you think you're always deadly ill even you perfectly fine. Also, sooo many guys are total machists (not generalizing it) and I'm not even a feminist. But the absolute worst is customer service. It's like you cannot believe it sometimes that this is possible. "Helpful", also a foreign word. For me, the best things about Spain are the weather, the climate, the sun, art, architecture, the small towns, the friendly Latin Americans, and of course Flamenco. The lifestyle is beautiful in many ways. But for me, that’s not enough to live well in a country. Don't want to offend anybody but it's my personal experience and I would never want to live in Spain again. 🤷🏻‍♀

    • @leotravel85
      @leotravel85 14 часов назад

      @@Linda5-i6b "machists"? In Spain? The most woke and feminist country in the planet? I don't believe you lived anywhere else

  • @fletcherchristian6411
    @fletcherchristian6411 12 часов назад +8

    I realized that you knew really well Spain when you said that some regions of Spain have almost the same weather than some places in the UK, may be it´s better in summer but the winter is also really rainy in places like Santiago de Compostela in Galicia.
    Also when you said about the variety of different Spanish regions. Spain is like a country of different countries.
    Great video. Thanks a lot. Keep the good work.

  • @antoniogarcialopezvazquez4806
    @antoniogarcialopezvazquez4806 День назад +9

    Spot on. Spaniard here. It couldn´t be better. No doubt you´re Spaniard now.We´re proud that you´re part of us. Cheers.

  • @sacroyalty
    @sacroyalty 23 часа назад +4

    Cool, thanks for sharing. - from a US American planning to move to Spain early 2025.

  • @TheJamonLance
    @TheJamonLance 3 часа назад +3

    Before watching summary: dont come to spain if you plan to be employed here in a local job. As an expat with expat salary is amazing, like most warm countries.

  • @Juvenilescamp2000
    @Juvenilescamp2000 День назад +1

    Amazing video, Jonny! It's been very helpful, addressed most of my dilemmas. I can't wait to see the follow up video btw! :))

    • @MillennialsWithMoney
      @MillennialsWithMoney  День назад +2

      Thanks Feri!! Glad you enjoyed it and follow up video coming very soon! 😁

  • @tomaszzieba315
    @tomaszzieba315 2 дня назад +4

    Great video! It can be helpful for somebody who is thinking about moving there.
    I would add a couple of points from somebody who has been living in Andalucia for three years. The heat can be extreme in the summer, and it makes living there uncomfortable, even with air conditioning. On top of that, we have water restrictions from time to time.
    Some of the places are very unsafe. You need to watch for your stuff, do not leave your backpack in a car, etc. It could be hard to get accustomed to it if you are like me from a safe place like Eastern Europe.
    There is a lot of stuff to do and visit, Spain is very diverse. People are taking care of themselves, actively spend time, work out.
    The most important, taking the context of the channel. It is super hard to get rich in the place. Taxes are super high, and it is not easy to start a company, take some side jobs, etc. That's why I'm preparing to leave the place, but I will still spend a couple of months in Spain because of their culture and quality of life. But the problem is that you will achieve your financial goals much faster in different places.

    • @MillennialsWithMoney
      @MillennialsWithMoney  2 дня назад +1

      Thanks for watching Tomasz! I totally agree with what you've said here, and appreciate the extra insight from your experience from Andalucía. I'm curious to know where you're headed next! ✈️

    • @tomaszzieba315
      @tomaszzieba315 2 дня назад +2

      ​@@MillennialsWithMoney I will probably go back to Poland. In my case, I will qualify for a program for people who return back to the country, which means a higher tax-free allowance. For self-employed people in tech, you can deduct your expenses from your salary, like your smartphone, car, etc. In some cases, you can qualify for IP Box tax rate.
      Besides that, you can take advantage of Employee Capital Plans, which are quite attractive.
      You don't need to pay taxes from Crypto trading if you do not exchange to fiat.
      There are many more good things about the system in Poland for self-employed people. It is a complicated system but I know it quite well so it will be easy for me to go back

    • @microfarming8583
      @microfarming8583 2 дня назад +7

      Where are these *"unsafe"* places you speak of?😂

    • @MillennialsWithMoney
      @MillennialsWithMoney  2 дня назад +1

      @@tomaszzieba315 nice man, I was looking at information about Poland recently and there are some interesting incentives for small businesses and entrepreneurs!

    • @darklight5838
      @darklight5838 День назад +1

      @@microfarming8583He said Eastern Europe is safer....if he says so, then good bye.

  • @josevi5835
    @josevi5835 3 часа назад +11

    Spaniard here. If you come with money, Spain is a good place to live. If you want to make money, Spain is hell. Population and goverments are against wealth and prosperity, taxes are overwhelming and housing prices are extremely high in big cities. On the other hand, people are friendly, food is wonderful and historic heritage fabulous.

    • @MillennialsWithMoney
      @MillennialsWithMoney  3 часа назад +4

      @@josevi5835 thanks for watching and a fair summary! Agree with all the positives you mention and agree also that in Spain (like in many other European countries) it’s difficult to become “wealthy”.

    • @angelbeltran5365
      @angelbeltran5365 2 часа назад +2

      La vivienda es más barata en Londres 😂😂😂😂😂 🤡🧠

  • @Chinedu311
    @Chinedu311 2 дня назад +3

    Thanks for sharing Johnny, feel same way. The only concern I have is the no dual citizenship. Hoping that changes by the time i apply, still 8 years to go.

    • @MillennialsWithMoney
      @MillennialsWithMoney  2 дня назад +1

      Thanks for watching Chinedu! It would indeed be nice if there were more double nationality agreements, let's see what happens 🤞🏻

  • @ManuelGrau
    @ManuelGrau День назад +6

    The weather better than in the UK? well, it depends where you live. Yes, if you move to Alicante, where I'm from, for sure is better. But there are very cold places in Spain. I have a friend from Teruel, and the winters there are terrible, even worse than in the UK.

    • @MillennialsWithMoney
      @MillennialsWithMoney  День назад +1

      @@ManuelGrau exactly what I said in the video. Thanks for watching!

    • @Atreas1845
      @Atreas1845 22 часа назад +2

      Todo es variable. No se puede hablar de un país en concreto. Ni incluso para los salarios. En el país vasco tienen salarios más altos que en el 60% de los ingleses. No se puede hablar de un país, sino de la región donde vives. Al final lo que uno gana no es el salario medio del país, gana el salario que hay en cada región.
      Si el Pais vasco fuera un Estado Federal de Alemanía sería el 5º más rico, de los 16 que tiene

    • @rodrigorincongarcia771
      @rodrigorincongarcia771 Час назад

      Cold in Russia? Cold is what we had in Teruel in 1938 (General Muñoz Grandes, commander of blue division) 😁

  • @cssain-w2g
    @cssain-w2g 4 часа назад +2

    In my opinion, once you have set up camp in Spain and have a "firma digital", bureaucracy in Spain becomes a breeze, everything can be done online. Spain has lower salaries but is also way cheaper than other countries with higher salaries. Plus, in Spain you don't have many out of pocket expenses regarding education or health coverage that you may have in other countries. On the other hand, there are plenty of incentives to become an entrepreneur, including tax exemptions or benefits. More importantly, it is not true that cost of living is increasing higher than salaries. In 2023, salaries increased by around 5.3% whereas cost of living increased by around 3.5%, and 2024 is going to be similar.

    • @MillennialsWithMoney
      @MillennialsWithMoney  3 часа назад +1

      @@cssain-w2g agree with the part on bureaucracy, though the frequency remains the same the digital certificate and apps like Clave do make life easier. The incentives for become an entrepreneur whilst they do exist I find to be a bit limited, though things like the tarifa plana (or waiving of it in some autonomous communities) is a good start. Thanks for watching!

  • @youtischia
    @youtischia День назад +2

    The weather in the uk varies greatly. On the south coast it is generally far milder than the north and far less rain.

    • @MillennialsWithMoney
      @MillennialsWithMoney  День назад +2

      I can imagine this is true, I haven't spent much time on the South Coast so my views are influenced by my experience as a Northerner. Thanks for watching!

    • @ManuelGrau
      @ManuelGrau День назад +3

      And in Spain. It's not the same living in Alicante than in Teruel.

  • @DanielHerrera-rl1vw
    @DanielHerrera-rl1vw 13 часов назад +1

    I wouldn't say the weather in Madrid is mild - continentality causes summers to be hotter and winters to be colder.

    • @MillennialsWithMoney
      @MillennialsWithMoney  12 часов назад +1

      @@DanielHerrera-rl1vw yes I said that the summers are very hot and the winter nights are cold, personally I find the winter days generally milder than the U.K., and the autumn and spring weather to be quite nice. Thanks for watching!

  • @steveitaly9528
    @steveitaly9528 День назад +1

    Looking at this video is informative .still eager to visit Spain as an American .Traveling to Eu has made me want to know more about traveling their.

  • @palmmenendez4188
    @palmmenendez4188 2 часа назад +1

    Madrid and Marbella the best❤❤❤

  • @cal9112
    @cal9112 4 часа назад +1

    To Canary Islands from Madrid 2 hours and a half, if you fly Binter you even get a meal and beer or wine. , rarely these days

    • @MillennialsWithMoney
      @MillennialsWithMoney  3 часа назад +1

      @@cal9112 I thought it might have been a bit more, and I’ve heard of Binter but never flown with them, perhaps one for the next trip. Thanks for watching!

  • @cureenc8662
    @cureenc8662 2 дня назад +2

    Good v video.
    Could you get a guest to talk about the new work visas?
    Thanks

    • @MillennialsWithMoney
      @MillennialsWithMoney  2 дня назад +1

      Thanks for watching! There's a video about the Digital Nomad Visa here: ruclips.net/video/rez5YmRfY68/видео.html. The other work visas I'll see if someone can provide info about this.

  • @ADF-js9vi
    @ADF-js9vi 3 часа назад +1

    It's surprising on how your feelings / life goals change even over a 'short' priod like 5 years. 😮

    • @MillennialsWithMoney
      @MillennialsWithMoney  3 часа назад +1

      @@ADF-js9vi personal and professional growth and life circumstances I guess! Thanks for watching!

    • @Valentina-L44
      @Valentina-L44 22 минуты назад +1

      @@MillennialsWithMoneyWas it easy to learn Spanish?

    • @MillennialsWithMoney
      @MillennialsWithMoney  19 минут назад +2

      @ I enjoy language learning and had done some Spanish when I was at school, so I found it quite straight forward compared to French which I found more complicated to learn. I used music, TV and podcasts which was really helpful 😊

  • @plusultra6199
    @plusultra6199 22 часа назад

    I was in Madrid in February and it was cold and windy.

    • @rebeccadanvers884
      @rebeccadanvers884 3 часа назад

      What had you being you expecting? Madrid is cold in winter. It can be even snowy.
      And we work long hours too.

  • @frevebe7693
    @frevebe7693 13 часов назад +4

    We love spain, we have a holiday home close to Marbella. We are from Belgium, and we will move to another country but it won't be Spain because taxes are too high in spain. We won't leave high tax belgium for high tax spain. We are thinking about moving to Cyprus or Bulgaria and use our home in spain as a holiday home.

    • @MillennialsWithMoney
      @MillennialsWithMoney  12 часов назад +1

      @@frevebe7693 I love both Cyprus and Bulgaria as well!! Thanks for watching!

    • @josetevargarcia3147
      @josetevargarcia3147 52 минуты назад

      Pero luego querrán utilizar los servicios públicos de ambos países...

  • @UnbelievablePersistent
    @UnbelievablePersistent 2 дня назад +2

    Love this channel. Would you recommend buying a second home in Spain next year? 3 bed property max budget 240k, may air bnb or short term let for a few months out of the year

    • @MillennialsWithMoney
      @MillennialsWithMoney  15 минут назад +1

      @@UnbelievablePersistent thanks for watching! Important to run the numbers and consult on licenses you might need to do this, but tourist rentals generally can generate high ROI (no guarantees like any investment though). If you want to work out the cash needed for a property purchase and the acquisition costs feel free to check out my calculator: millennialswithmoney.com/product/spanish-property-purchase-calculator/. Hope this helps!

  • @TheRealDlo
    @TheRealDlo День назад +2

    Thanks for the video man. I LOVED the UK & Portugal. Spain is next on my list 👍

    • @MillennialsWithMoney
      @MillennialsWithMoney  23 часа назад +1

      Thanks for watching!! You’re gonna enjoy it for sure 😁🇪🇸

  • @spainweddingphotography
    @spainweddingphotography 2 дня назад +2

    Do you have an income calculator that takes into consideration Beckham Law and being employed in Spain and self employed in UK?

    • @MillennialsWithMoney
      @MillennialsWithMoney  2 дня назад +1

      Thanks for watching! Yes the calculator has a Beckham Law option in it, and also can account for income from outside of Spain (it will assume that it is declared as self-employment income, not through another entity though). Hope this helps!

  • @carolp2365
    @carolp2365 2 часа назад +1

    Bruschetta se pronuncia Brusketa ( la "che" en Italiano suena "ke")

    • @MillennialsWithMoney
      @MillennialsWithMoney  2 часа назад +2

      @@carolp2365 grazie! Italian is one language I haven’t spent time learning yet, maybe time to add it to the list 😊 thanks for watching!

    • @carolp2365
      @carolp2365 2 часа назад +1

      @@MillennialsWithMoney Te animo a aprender el idioma màs bello del mundo :)

  • @davidveraoliva4694
    @davidveraoliva4694 13 минут назад

    para tener buenos servicios en trenes autopistas o metros debes pagar taxes .. Pera tener buen servicio sanitario o ayudas debes pagar taxes .. Sin taxes no hay buenos servicios un ejemplo es uuee

  • @javierjimenezmartinez5613
    @javierjimenezmartinez5613 День назад +10

    Un apunte: el pan con tomate no es de Cataluña; desde siempre se ha comido en varias partes de España, especialmente en Andalucía, como desayuno y en las demás comidas del día. Los catalanes se lo han "apropiado" y lo venden como si fuera un invento catalán, pero no lo es. ¡Buen vídeo!

    • @MillennialsWithMoney
      @MillennialsWithMoney  23 часа назад +4

      Ah no lo sabía! Jajaja gracias por verlo!!

    • @javierjimenezmartinez5613
      @javierjimenezmartinez5613 23 часа назад +1

      @@MillennialsWithMoneyGracias a ti por tu vídeo 😊

    • @bantorio6525
      @bantorio6525 23 часа назад

      ... el pan con tomate tampoco es de Andaluxía ... el tomate de hecho no era oriundo de España ... no hables tonterías ...

    • @javierjimenezmartinez5613
      @javierjimenezmartinez5613 23 часа назад +1

      @@bantorio6525 Sea usted educado y respetuoso; no hace falta ser maleducado. Su comentario sobra.

    • @antgon1229
      @antgon1229 17 часов назад +3

      Los españoles trajeron el tomate desde América en el S.XVI ; desde entonces se come en España el pan con tomate .Si está insinuando que es originario de América le diré que no ,ya que allí no había trigo y por tanto NO CONOCÍAN EL PAN; los españoles llevamos el trigo a América, lo que comían allí eran tortas de maíz planas,sin levadura.​@@bantorio6525

  • @tubal1
    @tubal1 День назад +2

    I would gladly exchange some of our sun for some of your rain water (not delivered as in Valencia last weeks of course...)

    • @MillennialsWithMoney
      @MillennialsWithMoney  День назад +2

      @@tubal1 I guess we all have our preferences! I do like a bit of rain from time to time myself. Thanks for watching!

    • @tubal1
      @tubal1 День назад

      @@MillennialsWithMoney Yes, it's more about the droughts we suffer here than about the nice weather which I also like ;)

  • @andrewdavies8954
    @andrewdavies8954 День назад +3

    To be honest you don't sound that your origins are English/British .

    • @MillennialsWithMoney
      @MillennialsWithMoney  День назад +2

      @@andrewdavies8954 I get this comment a lot, but I can assure you that I am 😅 My accent has become somewhat neutral/mixed from moving around across the U.K. and having lived abroad for the past 7/8 years

    • @rsnankivell1962
      @rsnankivell1962 День назад +2

      Really? His accent sounds perfectly British.

    • @bbg9544
      @bbg9544 День назад

      Por que hablas en ingles, Si se ve que eres Hispano?

    • @andrewmoore8480
      @andrewmoore8480 2 часа назад

      My thoughts entirely.

  • @joseedsondasilva1143
    @joseedsondasilva1143 2 дня назад +24

    A horrible country to be self-employed 💔

    • @MillennialsWithMoney
      @MillennialsWithMoney  2 дня назад +2

      Tough for sure 😢 thanks for watching!

    • @ElsBels25
      @ElsBels25 День назад +1

      @@MillennialsWithMoney can you not be registered in UK for self employment and work from Spain remotely?

    • @Joyman1567
      @Joyman1567 День назад +5

      Germany , Denmark , Sweden , Norge , Finland , France , Italy. So. I have invested and I have to pay 50 percent just here in my country. So. Spain 🇪🇸 for me it’s fiscal paradise 😂😂

    • @VinceofYawk
      @VinceofYawk День назад +1

      ​@@Joyman1567 Just switch countries every 6 months to avoid foreign taxes.

    • @NoNameIsNeeded
      @NoNameIsNeeded 22 часа назад

      ​@VinceofYawk what do you mean switch countries every 6 months?

  • @ElsBels25
    @ElsBels25 День назад +1

    I am so confused...are you British or Welsh or from Northern UK???
    The accent is throwing me off haha 😛
    P.s having lived in Spain, burecracy is WAY easier than Germany for example. Brits do not know how easy they have it!

    • @MillennialsWithMoney
      @MillennialsWithMoney  День назад +3

      I’m from Newcastle, catches a lot of people out 😂 and oh yeah I’ve heard stories about German bureaucracy too! Thanks for watching!

    • @ElsBels25
      @ElsBels25 День назад +1

      @@MillennialsWithMoney I literally thought Geordie haha! Have fun in Spain. I love Cats Hostel in Madrid from back in the day, if it is still there ;-P

  • @Michaelcj-m2d
    @Michaelcj-m2d День назад

    Only five years,I have been here 24 years now 🤔.

    • @Michaelcj-m2d
      @Michaelcj-m2d День назад

      Tax the Rich ✊

    • @jpviscaino
      @jpviscaino 8 часов назад

      @@Michaelcj-m2dhell yeah we need this in America

  • @robert111k
    @robert111k День назад +3

    Cinco años aquí ¿y todavía no te has enterao de que las guitarras pseudoflamencas no tienen nada que ver con Madrid? Viene a ser como si ilustraras Londres con música de gaitas escocesas.

    • @Benito-lr8mz
      @Benito-lr8mz День назад +4

      A ver si son guitarras pseudoflamencas no son Españolas has leído bien Españolas por qué el Flamenco es Español como lo es el Chotis Madrileño si es de alguna parte de España da igual de donde sea y más un arte tan universal dentro y fuera de España como el Flamenco me da de todas formas que tú no eres Español?

    • @robert111k
      @robert111k День назад

      @Benito-lr8mz , tú, sin embargo, debes de ser inglés, porque en español los gentilicios nunca han ido con mayúscula. En fin.

    • @alejandrito75
      @alejandrito75 День назад +1

      Oye tranquilo viejo!

    • @javierjimenezmartinez5613
      @javierjimenezmartinez5613 День назад +4

      ¡Falso! El flamenco forma parte de Madrid y de otras muchas partes de España. Es un arte español. Y hable usted con un poco más de respeto y educación a la gente.

    • @Linda5-i6b
      @Linda5-i6b 19 часов назад

      😂

  • @adrianv.hernandezdiaz5633
    @adrianv.hernandezdiaz5633 20 часов назад

    And your dishonest opinion?

  • @bantorio6525
    @bantorio6525 23 часа назад +1

    ... eres del Reino Unido y has vivido en España ... pero has vivido en los EEUU ... ??? ... Si tuvieras la oportunidad de vivir acá en los EEUU te darías cuenta de que este es el mejor país del mundo, por mucho que lo critiquen, y te sería muy fácil, pues hablas el inglés hasta con el acento americano y todo ... Saludos desde Miami, La Capital del Sol ... una ciudad fascinante que no la cambio por ninguna otra (ni el país tampoco) ...

    • @MillennialsWithMoney
      @MillennialsWithMoney  23 часа назад +1

      @@bantorio6525 no pero sí que he estado en Miami (también en Nueva York), me gustó mucho y me alegro que a ti te guste también!! Un saludo y gracias por ver el vídeo!

    • @Atreas1845
      @Atreas1845 22 часа назад

      Ya todo el mundo sabe lo que son los EEUU. Llevan muchos años en declive y cada vez peor y peor. Ya nadie llega a fin de mes con las facturas, y la violencia no para de crecer.

    • @manchega56
      @manchega56 21 час назад +2

      Pero ni se te ocurra ponerte enfermo grave que te artuinas

    • @bantorio6525
      @bantorio6525 18 часов назад

      @@manchega56 ... jajajá .. se ve que no sabes nada de nada ... mira que 'Expaña' es tercermundista ... !!!

    • @jacquelinewillette7283
      @jacquelinewillette7283 17 часов назад

      Tu estas loco , Florida? Repleto de Trumpers, ni aunque me paguen. Que os den por detrás