All you need to know about Trading-in or Selling a Financed Car - Part 1

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  • Опубликовано: 17 окт 2024

Комментарии • 192

  • @stheshdadeejay6597
    @stheshdadeejay6597 2 года назад +266

    The video you did on the new people's car motivated me to sell my Audi A1 40TSFI which cost 620k the one i told you about in April, when i saw that video the next day i went to webuycars and since the car is fully spec'd they offered me 595k and i took the offer meaning i only lost 25k n i drove the car for 4 months with 10 000 KMs on it. Now with this 600k i got I'll buy a ford fiesta which is around 250k and I'll pay less on insurance then with the R350k I'll extend my student accommodation with an extra 5 - 10 rooms to generate more income. Let's leave these fancy cars for now because they don't improve our quality of life apart from attention nje yoh especially from women as a young man like me, ask me the things i went through in these 4 months wuuuuu, story for another day. I'll tell you once i upgrade when i have 5 student accommodations. 😁😁People will think i went broke but noooo, I'm playing my cards right😁😁 Dankie Bhut Muzi for the advice😁😁Asbonge!!!!

    • @MuziSambo
      @MuziSambo  2 года назад +41

      😆Bro! You're my Hero for buying a R620k car CASH. I still haven't recovered from that shock🤗🤗You are honestly doing extremely well for someone your age.

    • @stheshdadeejay6597
      @stheshdadeejay6597 2 года назад +28

      @@MuziSambo 😂😂😂Ahhh Ngiyazama like everyone else. Lets drive our smalls cars until we make 100k to 200k monthly then we go hard sithi phaaa!!! German cars and "we'll be done to be finish" Famous words from you😂😂

    • @selaelosetsiba5
      @selaelosetsiba5 2 года назад +13

      You making smart moves 🥂

    • @mathemankwana
      @mathemankwana 2 года назад +5

      @@stheshdadeejay6597 hi your story is inspiring bro. Where do you do your student accommodations and how has it been?

    • @sphesihlesibisi7720
      @sphesihlesibisi7720 2 года назад +9

      Buying a car straight cash is really not a so wise move especially in this system we are living in, but then @muzi can do a video on that I may as well share my 2cents of knowledge why

  • @thandolwethunqunqa
    @thandolwethunqunqa 2 года назад +40

    Muzi is like the big brother I wish I had. Thank you so much. Love your humour too

  • @itumelengg4571
    @itumelengg4571 2 года назад +27

    Great work Muzi! Started off as a legal eagle, transitioned to left-wing comrade, ended it off as a number cruncher

  • @CarswithKG
    @CarswithKG 2 года назад +40

    🙌🏽🔥Loving your content Muzi,really educational and insightful stuff. Always used to get calls and emails for graduate car financing and deals but never fell for such thanks to advice like this.

  • @lwandilezuma2292
    @lwandilezuma2292 2 года назад +53

    man this content is unbelievably invaluable 🤞🏾❤

    • @glennlewakrusen1160
      @glennlewakrusen1160 2 года назад +1

      😳😳😳😳 did you mean that?

    • @rendanialex2994
      @rendanialex2994 2 года назад

      invaluable or valuable?

    • @lwandilezuma2292
      @lwandilezuma2292 2 года назад +7

      @@rendanialex2994 invaluable means "EXTREMELY valuable" its like saying something is "priceless" like you cant measure its value

    • @thoba.m.
      @thoba.m. 2 года назад +3

      @@lwandilezuma2292 more lessons I'm learning today lol thanks Lwandile.

  • @volgerrie
    @volgerrie 2 года назад +36

    One day I'll buy a brand new car that I actually want (none of this "suv" crossover nonsense). They're just hatchbacks that are raised.

  • @TorqueDriven
    @TorqueDriven 2 года назад +22

    Good advices! It will help a lot of people out there. I prefer selling than Trading in as it’s a rip off‼️

    • @mathemankwana
      @mathemankwana 2 года назад +1

      🔥🔥🙌🏽

    • @mnyakamnyaka2742
      @mnyakamnyaka2742 2 года назад

      If some one wants to talk to you directly, what he/she must do.

    • @mathemankwana
      @mathemankwana 2 года назад

      @@mnyakamnyaka2742 check their about page - they have an email address there.

  • @takundamapako7856
    @takundamapako7856 Год назад +2

    You are the best car reviewer on the African continent. By f*cking far! Love your content bro! keep going!

  • @thobeladavid6824
    @thobeladavid6824 2 года назад

    Hay Doc you got me by the b*lls when you said "and I'll share full story in part two" lol

  • @kopanomojapelo1938
    @kopanomojapelo1938 2 года назад +9

    Haii mahn nawe Mr Sambo... Why u leaving us on cliff hangers.
    Glad u are making this mini series now, to educate others, mara aseko lapho

  • @pvcegd7554
    @pvcegd7554 2 года назад +3

    I was having this discussion yesterday with my friend, that Degree will become as useful as metrics certification in the coming future and Honours and PhD will become the new degrees

  • @gatsbydon427
    @gatsbydon427 2 года назад +13

    Your content is extremely important brother. Keep educating us❤️👊🏽

  • @CarsandFinancing_sa
    @CarsandFinancing_sa 2 года назад +3

    Aaah the dust has somewhat settled 🥺🥺
    Thank you for ensuring we learn from your experiences Mr Sambo🙏🏾🤝🤝

  • @klasssavage6581
    @klasssavage6581 2 года назад +4

    Best intro 👏🏾 👏🏾 👏🏾
    Preach brother!

  • @westmshayi_
    @westmshayi_ 2 года назад +3

    Don't know why but I get so excited whenever I see your a video with the Gti😫

  • @rae_tsholo9719
    @rae_tsholo9719 6 месяцев назад

    Gosh wish this was around when I got my car.. I've made so many mistakes. Great video

  • @mthokoshoba9069
    @mthokoshoba9069 2 года назад

    Ay Muzi uhamba wedwa baba damn you're so good at this now i know about cars and all thanks to you sir

  • @percysolaneofficial
    @percysolaneofficial 2 года назад +1

    I'm your fan, I've been watching these videos as if I'm owning a car but niks, it's teach me how to do it when I go buy my 1st car

  • @OagengNd
    @OagengNd 2 года назад +1

    Such an informative channel! You deserve an Award for your work.

  • @Kind_kelpie1989
    @Kind_kelpie1989 2 года назад

    Honestly my fave of your videos yet. So useful to know this before buying a car.

  • @daizarise7210
    @daizarise7210 2 года назад

    My brother I am so glad I have found your page by mistake........which I consider as a very good mistake👌 I am vehicle salesman I just learned alot from you even though you are on the buyers side which I do appreciate.....I will use your infomercials until I become the best in the region salute

  • @HeinoHD007
    @HeinoHD007 2 года назад +2

    Keep up the amazing work brother. Us comsumers have been bullied for too long.

  • @Busisiwemanzikazi
    @Busisiwemanzikazi 2 года назад +4

    Hi Muzi..please review Kia Sonet please ..I love your detailed content ...

  • @makhananisithole7934
    @makhananisithole7934 2 года назад +1

    Hey, could you please do a video on things to know when extending one’s maintenance plan vs service plan?

  • @nthabisengmatsetela8881
    @nthabisengmatsetela8881 2 года назад

    May the God Lord continue to bless you my brother 👏🏽💫

  • @ogcarperfume8340
    @ogcarperfume8340 2 года назад +1

    Oh forgot to mention brother your humility is admirable,your channel is really going to grow.

  • @bonkemahlangu4720
    @bonkemahlangu4720 2 года назад +1

    Thanks Man, really helpful. Please review the Havaal H1

  • @tebogomathibe9681
    @tebogomathibe9681 2 года назад

    I’m really learning a lot, thanks my brother continue preaching 🙏🏾

  • @mrnino5086
    @mrnino5086 2 года назад

    2019 vw polo has appreciated in value with the current second hand car market

  • @keagolda
    @keagolda 2 года назад

    Love the educational insert which is so true

  • @mantshitampela
    @mantshitampela 2 года назад +1

    I learned my lesson with added extras shame, No more!

  • @MOSEEDAT89
    @MOSEEDAT89 2 года назад +2

    Excellent video! Quick question. What is the best way of finding out your car's break even point?

  • @mabenantokozo5433
    @mabenantokozo5433 2 года назад +3

    Things i wish I knew before buying and selling.

  • @vuyisilesmall6244
    @vuyisilesmall6244 2 года назад

    Wonderful content, I can't stop Watching

  • @ontiretseorearabile1939
    @ontiretseorearabile1939 2 года назад +1

    Award worthy content 💯🏆 thank you 🌟

  • @lydiamorata3656
    @lydiamorata3656 2 года назад

    Absolutely love your videos my brother... can you maybe do a video on small cars that big people(plus size/tall) can fit into comfortably, cos nna hake afforde di SUV/crossover bathong 🤦‍♀️please.

  • @michellemathumbu1599
    @michellemathumbu1599 Год назад

    Thanks for the info 🙏🙏….which year of instalment is the break even point reached

  • @thandotukulu7731
    @thandotukulu7731 Год назад

    Good morning Bhuti. I love your review videos and how insightful they're. I'm a huge fan of cars and I'm on the market for an obviously used VW CADDY ALLTRACK as the car was discontinued in SA a few years ago, so I won't get a new model. But I wanted to know if it'll be a good idea to get it still and use it strictly for business?! Also wanted to know if getting a 2019-2020 VW POLO GTI preface lift for a second car if my Caddy is parked on weekends and should I buy it second hand or used?! Thanks.

  • @nande8187
    @nande8187 2 года назад

    At first I didn't realize that is the water pipe, I thought uyayichamela lemoto... 🤦‍♂️🤦‍♂️🤦‍♂️
    😂😂😂

  • @mixoinnocentnwandule2335
    @mixoinnocentnwandule2335 2 года назад +1

    Hi Muzi, thanks for such a great review. Also please do a review on a mini cooper countryman 🙏

  • @letlotlompye5348
    @letlotlompye5348 23 дня назад

    Is it really advisable to pay deposit though? I felt it didnt make a difference much. I think it's better to hold on to the deposit then pay as extra on your monthly installment.
    With extras on the car. I opted to pay them cash in order to reduce the total car amount and interest

  • @pitsotmngadithula1610
    @pitsotmngadithula1610 2 года назад

    I love your work bro they should bring you on ignition buyer’s guide

  • @thobab2795
    @thobab2795 2 года назад +1

    I can't wait for part two I'm really in need of this contact I don't want to make any mistakes 😢

  • @TTM507
    @TTM507 2 года назад +2

    Muzi Sambo for President. ❤ 🙌🏾 🌻

  • @antofogastaashantee2866
    @antofogastaashantee2866 2 года назад

    Would like to know more about personalised number plates. From applying to the finances. Thank you for you content👌🏽❤️🔥🔥👏🏾👏🏾

  • @sizwehlongwane4791
    @sizwehlongwane4791 2 года назад +1

    Can't wait for part two. This is pure Juice information #As'bonge🙏

  • @athiesobada7773
    @athiesobada7773 2 года назад +2

    Ndi Within to learn about the lemon series 😄 🤣

  • @bayandabayarh38
    @bayandabayarh38 2 года назад +3

    I see you were playing caiiro 🔥🕺❤️

  • @linahmahlangu7064
    @linahmahlangu7064 Год назад

    The way I love this Chanel, n I enjoy the song,what's the name,?

  • @ogcarperfume8340
    @ogcarperfume8340 2 года назад +1

    Knowledge is power thanks G

  • @scelohlophe5749
    @scelohlophe5749 2 года назад

    Hey, please would you do a video just on the insurance claiming process once you have been in an accident or have to claim for your insurable event right up to receiving your vehicle back if it was not written off and was just only repaired. 🙏🏽

  • @robvemberluthuli5402
    @robvemberluthuli5402 2 года назад

    Excellent work man keep it up 🙌
    Can you please do VW amarok 4motion 2021 model not the new model.

  • @mavonajunior8039
    @mavonajunior8039 2 года назад +1

    MUZI after a Fight😂😂🙆‍♀️🙆‍♀️?Im waiting for part two brother

  • @hungwekuhlase4332
    @hungwekuhlase4332 7 месяцев назад

    Mlahleki sawubona. I want to trade in my 2022 Mahindra KUV100 K2+ G80, with an 80500 on the "clock". How can I go about this? It is still under finance with absa

  • @tokelosewes2391
    @tokelosewes2391 2 года назад

    Thanks for sharing Muzi, so the trading in or even having a shortfall thing, do they have any impact o your credit score? Secondly, what do you think is the best time, as in after how long before you can enquire financing for a new car maybe once you've traded in?

  • @edwardtshikane5089
    @edwardtshikane5089 Год назад

    Muzi, just a quick question is the total calculated on the entire amount including the interest or is it just the vehicle cost price?

  • @mentor0
    @mentor0 2 года назад +3

    When is part 2 😭 going to be uploaded

  • @clementjobela5612
    @clementjobela5612 2 года назад +2

    Thanks Muzi... so please help with the maths when the car has a balloon, do we add the balloon amount when trading? I'm not sure if I make sense, but what happens to the balloon money when trading?

    • @risunadavis7083
      @risunadavis7083 Год назад

      Balloon doesn't matter, it's automatically included on your settlement amount

  • @siyabongahlathi9514
    @siyabongahlathi9514 Год назад

    5:49 Q? I have a 2017 POLO (second hand) and still financed, do you think doing an upgrade would count as an "emercency"?

  • @khathaza5217
    @khathaza5217 2 года назад

    ❤❤🏆gaining knowledge i was not aware of grootman...
    Any possible review about Kia Sonet?

  • @161thestorm
    @161thestorm 2 года назад +6

    I just saw their website, they are selling the car for 570 k , joh dealerships a scammers 🤣🤣🤣

    • @thelimengobe1848
      @thelimengobe1848 2 года назад +3

      That's not the one. The one on their website has beats audio system,3500KMs. Muzi's has less than 3k kilometres and no beats audio system.
      The first one is the one that had the beats audio.
      They're probably still trying to fix this one and will be added to the master cars soon

    • @damianrudling7663
      @damianrudling7663 2 года назад

      They need to make a profit from the sale.

  • @thobab2795
    @thobab2795 2 года назад +2

    Muzi, I'm on the same process of selling a car this is very helpful, I bought it last year at autopedigree and I want to sell it now cuz I can't pay it anymore but I just heard you talking about we buy cars so I will contact them? Which other dealership that buy cars?

  • @TubeMeister1000
    @TubeMeister1000 2 года назад +2

    Thanks!

  • @ndumisonyila7937
    @ndumisonyila7937 2 года назад

    Can you please do the difference between service plan and maintenance plan 🙏

  • @thabanggaolefeloe8937
    @thabanggaolefeloe8937 2 года назад +1

    Good content Muz... Keep it up bro

  • @leonJayJay1207
    @leonJayJay1207 2 года назад

    Hope we will be getting the review of the Taigo very soon.

  • @demainenaidoo7804
    @demainenaidoo7804 2 года назад +2

    Your content is fire!

  • @nompiloangelmakamo5414
    @nompiloangelmakamo5414 Месяц назад

    Can't they create a post of Minister of Cars for you , since we have Minister of Electricity🙌Thank you.

  • @westmshayi_
    @westmshayi_ 2 года назад +3

    Can't wait to know all about yhe fight😭😭😭

  • @baliemz
    @baliemz 2 года назад +1

    Uploaded 3mins ago and I’m here 😎💪🏽

  • @mashilodipela9701
    @mashilodipela9701 2 года назад

    Does a renault clio with Reg MA sambo always drivin in plk urs? Would love to meet u

  • @nkosikhombombela5186
    @nkosikhombombela5186 Год назад

    What advice would u give in a situation where one wants to trade-in a car and the shortfall is R53K and the next car one wants to purchase costs R159 900?

  • @luyolotwani4079
    @luyolotwani4079 Год назад

    I'm thinking of trading in my 2021 Polo Sedan for a 2021 Polo Tsi reason being I'm on linked interest and it appreciated by R600 in a year and now I'm trying to move to fixed is it wise to trade it in.

  • @thabolepota496
    @thabolepota496 2 года назад +1

    Originally the cars costed how much?

  • @Tlotlego_LuuDikobe
    @Tlotlego_LuuDikobe 2 года назад

    Hey Muzi, hope you are good. May you please do a review of the ford fiesta

  • @lenymatlala6124
    @lenymatlala6124 2 года назад

    Oh. So that’s why he calls it avocado 🤣

  • @Dosclic98FPV
    @Dosclic98FPV 2 года назад

    So basically if the Polo Is not a reliable car what should buy a persone who wants a new car?

  • @jesustsan
    @jesustsan 9 месяцев назад

    can you do a video on how to go about rejecting or returning faulty new cars?

    • @MuziSambo
      @MuziSambo  9 месяцев назад

      Watch: ruclips.net/video/5wRp3nCexz4/видео.html

  • @RuralDaughterPerspective
    @RuralDaughterPerspective 2 года назад +1

    Always good content 👌

  • @ChristinaKhoza-dc1wx
    @ChristinaKhoza-dc1wx 3 месяца назад +1

    Hai I like to see the price pls

  • @mashilodipela9701
    @mashilodipela9701 2 года назад

    Very informative

  • @dubebhekani58
    @dubebhekani58 2 года назад

    Mr Sambo do you regret selling your polo vivo?

  • @gabriellempodi2733
    @gabriellempodi2733 2 года назад

    please assist with reviewing a volkswagen beetle any model from 2019

  • @JORDIFUNGULA
    @JORDIFUNGULA 2 года назад

    great content! I dont know why i just really like watching this to here your voice! and to make it worst I am a guy lol no homo bro!
    You just have a great voice and very funny too!

  • @zanomdluli1265
    @zanomdluli1265 2 года назад

    Also how much will it cost to.stage 1,2,3 a polo.vivo give me.the prices.for.all of.those.stages if u can

  • @tautebellojames7661
    @tautebellojames7661 Год назад

    Love the content

  • @oumavalencia5056
    @oumavalencia5056 2 года назад

    Can you please review ford ecosport for me maybe with a kia rio as a backup 🙏

  • @relebohiileranone2666
    @relebohiileranone2666 2 года назад

    hello .. can you please review CX3 with possible prices

  • @thabotshehla7247
    @thabotshehla7247 2 года назад +1

    I saw you are nominated for Automotive Content creator award at the DSTV Content Awards. Congrats! Kere tše botse fela mokone.

    • @MuziSambo
      @MuziSambo  2 года назад

      You saw that where?🤔

  • @juniorlanga4505
    @juniorlanga4505 2 года назад +1

    When is part two coming ? 😢

  • @andy.matodzi
    @andy.matodzi Год назад

    Is is possible to have two separate contracts to run away from the R50k shortfall matter? So that they dont add the R50k to the new financing?

    • @MuziSambo
      @MuziSambo  Год назад +2

      You can take a personal loan to cover the shortfall but personal loans generally come with ridiculous interest rates. So it's much cheaper to load the shortfall onto your new vehicle finance deal.

  • @buhlesko1980
    @buhlesko1980 2 года назад +1

    Keep it up brother🙏❤️

  • @RealEstateRadioTV-SA
    @RealEstateRadioTV-SA 2 месяца назад

    Interesting Channel Just Discussed it today 04 8 2024

  • @samkelisiwezibi5693
    @samkelisiwezibi5693 2 года назад +1

    Talking of short fall. A friend of mine advised me to take short fall cover when financing a for a vehicle. How wise is that to do?

    • @sam_kelo4364
      @sam_kelo4364 2 года назад +3

      Not sure but I think that one works when it comes in when you car is stolen or written off, because your insurance will pay probably the car worth then your short fall cover will pay the rest. Then for trade in I doubt but am not sure...

    • @lungiswamokgothu2118
      @lungiswamokgothu2118 2 года назад

      @@sam_kelo4364 I was actually going to ask that hey. That if you have shortfall cover does it assist you when trading in a car or just when your car is in an accident

    • @Sash1981
      @Sash1981 2 года назад

      @@sam_kelo4364 you're 100% brother its for only when the car stolen and written off. NOT Trading.

  • @mvuzoemmanuel5793
    @mvuzoemmanuel5793 Год назад

    Hi Muzi,
    If I have a shortfall cover added to my insurance.
    Is it possible to sell my financed car and use the insurance to cover my short fall?

    • @MuziSambo
      @MuziSambo  Год назад

      NO, shortfall cover only works when you lost your car due to an accident or theft.

  • @revolution475
    @revolution475 2 года назад

    Love the intro 😅. Clearly the gloves are off; ziyakhala ke manje

  • @amstronggwebu
    @amstronggwebu 2 года назад +3

    An 🥑 avocado that doesn't hold its value well😂😂😂

  • @scelorael4544
    @scelorael4544 2 года назад

    You just gained a subscriber

  • @onthatilesapelo8784
    @onthatilesapelo8784 2 года назад

    Thank you for the info.

  • @simtholileqaukeni8878
    @simtholileqaukeni8878 2 года назад

    This is gold.