CASH WALLET REVIEW || Pros and Cons: Rachel Cruze Wallet vs Savvycents Wallet
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- Опубликовано: 5 фев 2025
- When exploring the concept of a cash only system, you might be wondering about cash envelope wallets. The two most popular - Savvy Cents and Rachel Cruze's new wallet for 2020/2021 are very similar yet very different.
Check out the comparison between the two cash wallet systems to see which may work best for your debt free journey.
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Links included in this description might be affiliate links. I may receive a small commission if you purchase a product or service with the links I provide at no additional charge to you.
Information on this channel (Sara Conklin, Frozen Pennies) only represents my thoughts and opinions. I am not a medical doctor, medical professional, or financial advisor. However, I am a certified financial coach through Ramsey Solutions. All content on this channel is intended for informational & inspirational purposes only. Don't hesitate to contact a professional with any questions. This video and all videos on this channel are a means of social support.
Just got my Rachel Cruze wallet. I absolutely LOVE it. 😃. Oh! I use the labels from a Dymo label maker. It sticks just fine on the fabric. In fact I love the black one so much I ordered a second one in the camel color. Don’t care that it’s not micheal kor or any other name on it. This wallet in my opinion at the very least can stand right up there with any name you can mention. The quality is amazing. To me the price is in fact worth every penny I paid. This one will last for years.
Fantastic! What color did you get?
I really enjoy the SC wallets, not too expensive and it is durable. I've had mine for almost 5 years and it's still in fairly good shape. I would def try the RC if it had more slots for cash categories. I need at least five.
Another thing to consider with the RC wallet is, the making of the wallet helps create jobs for people in India and it seems it's mostly handmade/sewn, which could be some of the reasons it's so expensive... Just my thoughts.. and savycents wallet is also great too
i really enjoyed your presentation. Your sweet and calm demeanor and your overall minimal and tidy environment is very inviting to watch.
I'm Definitely sticking to Savvycents. I can't beat the function of it over the RC wallet. Thank you for this review it helped me.
So happy it helped. I adore Savvycents. It's a great company!
Really like this video! Great wallets
Thanks. These are two great wallets!
On the Rachel Cruze wallet, you could use the slot before and after the zippered section as cash envelopes 5 & 6. And if you needed a 7th envelope, you could use the section behind the cards on the other side across from the built in envelopes.
wow, Walmart looking wallet vs a high quality leather. I'll def pay the $68, decision made! Thanks so much for video!
Great video. I am leaning towards the RC wallet (my husband wanted birthday ideas). But I wish I had known about the SC wallet at the beginning of my DF journey. I had labeled clips that worked but I fumbled around a lot if in line. I think both wallets are good. For me, the coin pocket is a big deal. Both would definitely work though. I was glad to see the SC holds up well.
*was today years old when I learned there were wallets for budgeting with cash!!!!
LOL! Stick around! I will teach you all. the. things. ☺️
Actually the Dymo label maker labels stick VERY well to fabric. If I need more pockets I’ll slip a divider in one of the pockets and label appropriately.
Great idea!!!
ooh i like both but he quality of RC is worth it to me. It looks more sophisticated and i'm ok paying that much for it since her advice has really helped me achieve my financial goals. Great review of both products! Also, I just checked her page out and there's a new light color called champagne which is the one I am getting :)
just stumbled upon your channel, love this video absolutely awesome.
I have both of these as well. I have the Limited Rose Gold Rachel Cruze Cash Wallet, the other wallet I have like yours it's just to wide just didn't jive with me.
I just use a plastic coupon wallet I picked up at WalMart. Taped the edges of standard sized envelopes to keep them from falling apart too quickly.
All of this is easily replaceable, has pockets galore with label tabs.
The only things missing are the wristlet, change purse area & cards area.
I can live without all of that for the price & convince.
Thank you for this awesome review! I guess, I will keep my old MK wallet for now😁Subscribed from Canada
Thanks for hanging out with me!
Cash envelope wallets are a great alternative to paper cash envelopes. Are you a fan of the cash wallet system?
Thank you so much for the video ,I've been looking at these,and I'm gonna go with Rachel Cruz love the quality,and I feel will last alot longer!
I like the RC wallet! The camel color and champagne! So beautiful! I just wish it had 5 or 6 slots. I already gave my husband gift ideas for Christmas . RC wallet it is! Thank you for sharing! That was so helpful!
What a great Christmas idea!!
I use the back slots as extra “envelopes”
I bought a basic one from Jordon Budgets, but was looking into another one, just in case I need an upgrade. I only have one card, but once I set up other accounts (cards Will be added).
They are an excellent addition to the cash envelope system!
Thanks for the review. $68 American dollars is $89 Australian dollars and then postage costs a bomb. The shipping time is at least 6 weeks or even more with covid. Will have to see if I am able to purchase on Amazon.
I wasn't able to find the RC wallet on Amazon. Maybe once its not new, it will be there.
Why don’t they ship to Canada?
I wouldn’t spend my money on the SC wallet I rather save the Rachel wallet. If I where starting my budget journey I wouldn’t be worried about buying a wallet but if I wanted to spoil my self I would go for the better quality wallet .
Thanks for the comparison.
I really like my saavyscents wallet....However the wear in tear came in in about 4-5 yrs total and just ordered a new one. I will see how long this one holds and maybe try out a RC wallet next time if it doesn't hold a lil longer.
Nice. What color did you get?
@@saraconklinfrozenpennies the Eyelit in an Ivoryish color.
@@magomago7819 NICE! Let me know how you like it!
@@saraconklinfrozenpennies 👍
@@saraconklinfrozenpennies update... I love the color and wallet, however, I should have chosen a darker color like the purple one. I know myself and know that the color will change as I'm a very busy busy mom and tend to toss my wallet everywhere.
I think you said you are a financial coach? I really enjoyed your video and look forward to watching many more. Do you advice using cash over a debit card? Just wondering. I tried using cash one day and I became so stressed out over it. It might be that I’ve used a debit card for so many yearsI Just the same I switched back to a debit card. I’m thinking I might not have given cash a fair chance. What do you think? I would love to hear your opinion. :0)
Hi Diane. I am a financial coach and I do suggest using cash for most things. Specifically, on areas you tend to overspend in (clothes, groceries, eating out, Target ☺️ ). Feel free to reach out with any other questions. You can email me if that's easier sara@frozenpennies.com
I like the RC better and it will last for years
I loved my Savvy Cents wallet but would not buy another one again. The exterior was beautiful (I got the brown plaid), and the slim shape of it made it a joy to carry and throw into my purse. However, the inner material is too flimsy. After just a couple of months, my debit card tore right through the card slot - it’s just your average debit card and not at all sharp.
Oh no! So sorry to hear this!
Do you know where the SavvyCents wallets are made? I would prefer not to purchase something made in China. Thank you!
I would be interested in the answer to this question, too. I think I'm leaning toward the Rachel Cruze wallet because, although more expensive, the money from it is going to help a wonderful organization called Joyn and their efforts to provide employment in India.
@@documentosdocuments3240 I emailed the company. They are indeed made in China. I have been looking at having something made off Etsy, though!
The SC wallet looks cheap
Do ya think? They last quite a while. I've not had any problems ever. They sure are less expensive than the RC.
@@saraconklinfrozenpennies yeah, they look really cheap but if they last a long time, that's awesome! Personally, though, I'd expect to pay no more than $15.00 for a product made with synthetics like that. $68.00 for the RC wallet is extremely reasonable for what it is. MK, KS, LV, etc. don't introduce the person who made your item for you, and they don't use a ministry/business like JOYN that truly helps the local people in the country that manufactures the product. This is just my opinion, but having all the above name brands, RC's wallet is up there and quite possibly beyond, especially for the price. God bless y'all!!
@@narrowgate777 All excellent points on the RC wallet. Its very nice. I guess it all comes down to budget, right? :)
@@saraconklinfrozenpennies exactly! There was a time when $10.00 fed my family for a week. So, needless to say I wouldn't even think of buying a wallet of any kind, let alone one that cost between $32-68! Free paper bank envelopes would do it! lol!
Keep doing what you do! God bless!!
Definitely would not pay $68+ for that wallet.
I know, right?!? ☺️
I am finally getting it as a birthday present..40th ☺️🎉
@@cataisla258 YAY!!!! Let me know what you think!
@@cataisla258 I have a black RC wallet and I love it! Everyone finds value in different things they'd rather invest their $$ in. This wallet is 100% quality in function & in presentation....plus it's great that she partnered with JOYN.
@@saraconklinfrozenpennies It arrived in the mail...I love it! I got the camel color. It smells soo good 😌I love that they partnered with JOYN. So excited 💓