U both look like fantastic people to be with! So down to earth and humble. I’m in my mid 20s, and surrounded by very successful “friends” that boast about their fancy house and cars. Good to have found u guys on RUclips so I feel less alone about the hard work that comes with buying a house.
Happened to chance upon your video and I must say, your honesty and perspectives on these topics such as managing expectations and gratitude is so refreshing. We’re also in the process of renovation and your video gave much food for thought. May God bless the both of you abundantly
I got all my furniture and appliances under $6k (air con was already installed since is resale). My Best Buys is a dining table set $299 from Courts and 55 inch Xiaomi TV at $550 from Qoo10!
thank you for sharing your experiences and really loving your videos!!!! started with your q&a part 1 and found it really helpful and informative :) I couldn't help binge watching the rest of your videos
Indeed very down to earth young couple. Thanks for sharing your journey and all the humble and honest experiences.. Appreciated much :) very wise with realistic expectations here. Thumb up!!
Your video gave me so much encouragement! I had just applied and am lucky enough to get a ballot number. Though it takes 5 years for the BTO i do worry about financial wise like down payment and stuff during this pandemic period as well.
☺️ i’m so glad to hear this!! yes it can get quite stressful 😅 but i think it’s also a blessing in that these 5 years can be made good use of for you to prepare financially. all the best!!
Thanks for the great video, really appreciate you both sharing your experiences and even giving us the financial info that most ppl won't share. I'd like to hear from you guys on what you wish you knew before u got your house or before renovating/furnishing and what things would you change if you could go back in time. Looking forward to more videos, take care!! :)
no problem!! ☺️ hmm i think we more or less managed to find out the info we needed when it came to getting the house and renovating/furnishing. if we could go back in time, i think we would have spent more time furniture hunting at warehouse sales! i feel like because of the covid situation, we were a bit taken aback and we didn’t have that much time and headspace to really hunt for the best deals for furniture. that’s one! and another is, we might have gotten a kitchen hood HAHA, we didn’t know how much we would enjoy cooking our own food so we didn’t install one 😂
no problem! wah we don’t remember the quote and we threw away all the quotation documents already, so sorry!!! we only recall that it was out of our budget HAHA.
Hi hilary, i found your videos really helpful esp your Q&A videos! :) glad i came across your home tour video and discovered your channel. thanks for the honest information. looking forward to more of your content in future!! :)
Hello, thanks for sharing your experiences and tips/advise! Would like to know more about the cost for flooring/tiles itself as I heard this is commonly the part that cost the most for renovations. Thank you and have a blessed marriage!
(I haven’t watch finish) I’m wondering, how did u deal with finances between you and your partner? The guy paying more seems to be the social “norm”. What if the girl has more income and savings? How to split big ticket items, daily expenses and bills? What if someone wants to buy something a bit expensive sometimes?
hmmm the both of us don’t have very strong opinions about the guy having to pay more and we are both very transparent with how we manage our individual finances. so.... we basically pooled together all that we had for all the expenses, it’s the same for all our bills and daily expenses now too. i think the idea of the guy having to pay more probably comes from a guy’s desire to provide for the family, which is a wonderful desire and nth wrong with that! but for us, i think we recognized that for my husband to provide for our family, it doesn’t necessarily have to come in the form of finances. he can provide emotional support, provide by serving in the house, doing chores, provide by guiding us as a couple in making decisions, and so much more! which is why i think, we aren’t as particular whether he pays more or i pay more, so long as we as a couple are able to provide for ourselves and our future family. if one of us wants to buy sth expensive, we’d discuss and come to an agreement as to whether or not it would be wise to make the purchase, or maybe we should purchase it at a later time, etc. so far i think we’ve been quite agreeable, likely also because we share similar values about money :~) and i’m very thankful for that!
hillary ariel Hey thanks for sharing! For my case, my income and savings are much more than my husband. Sometimes I don’t feel so good paying more, even tho most of the time is 50-50. Most of my friends and relatives have husbands that pays for 80-100% of the expenses and bills (they feel that the guy should, or else why marry). Good to hear your selfless mindset! Makes me feel less alone haha. I know couples should not be so particular and calculative about who contributed more, but sometimes I just can’t help it but to feel envious of others!
ah i see. wah thanks for sharing so honestly!! things that many struggle with but are probably too awkward to say 😅 well, social norms will always be there but i guess we don’t necessarily have to follow them if we know that there are better/more loving ways to work through these things. and we’re all just trying to figure out what it means to be loving in our relationships :~) i’m so glad that you are standing up for what you believe in, even though they might not be the norm and even though it can be difficult at times. all the best girl! ❤️
Thanks for sharing guys! Thank God for suggesting your video in our feed! HAHA. So glad to have found your channel in such as time as this.. We just BTO-ed and currently planning ahead for marriage and housing, so this was super timely! The Lord continue to bless your marriage and THIS CHANNEL! :D - Edric & Elly
I have just engaged Victor as the ID for my flat after watching your video. He has been nice so far, but time management is a bit worrying... I hope all goes well. **fingers crossed**
aww that’s awesome!!! he’s a v reliable guy 😊 i suppose time management during this period’s rough for many people cos of the covid situation. all the best!!!
Hey Hillary, new subscriber here and really liking your content! Keep it up! (: I’m about your age and just apply for bto with my SO... thank you for all the useful tips! I would like to know how do you cope with monthly bills? I understand house mortgage can be pay by cpf, how about internet/water/power bills etc? Would like to have a gauge on how much I’ll need to spend monthly in the future when I have my own place!
U are both very sensible , practical and have good values. What is most important is your relationship and starting your lives together in a sound financial position. Keep things real , make moments count and stay grounded. You have a lovely cosy home , tasteful and warm. Its not the lights BUT the people living in it who make it a HOME. All the best.
hello, thanks for the question!! 😊 i think in weighing the options, both of us decided that we wanted to prioritize being able to live together/having our own space after getting married because we felt that it would allow us to grow and deepen our relationship as a married couple in those initial months to years of our marriage. both our parents’ homes weren’t able to accommodate us if one of us moved in to live with the other family. so in the end, we agreed that we would rather have our own home and start with just the essentials, doesn’t have to be well furnished, instead of renting short term while waiting for a bto proj to be done. also, our wedding was relatively low cost because we initially planned for just a simple church wedding, no banquet! so the cost was still manageable, assuming that we kept our home minimally furnished for the first year or so. but eventually, when our wedding got cancelled we got the extra cash to spend on our home. hope this answers the question!! tried to summarize our thought process as much as i could :’)
my husband just saw this comment and wanted to add on :~) it was something that we had prayed about at that time, and though we knew we might not have had enough, we decided to go ahead with the ROF attempt and trust that God would provide the finances we need. and true enough, in interesting ways, He did!
U are both very sensible , practical and have good values. What is most important is your relationship and starting your lives together in a sound financial position. Keep things real , make moments count and stay grounded. You have a lovely cosy home , tasteful and warm. Its not the lights BUT the people living in it who make it a HOME. All the best.
U both look like fantastic people to be with! So down to earth and humble. I’m in my mid 20s, and surrounded by very successful “friends” that boast about their fancy house and cars. Good to have found u guys on RUclips so I feel less alone about the hard work that comes with buying a house.
:’) thank you for leaving this encouraging comment and am so glad that this video has been comforting for you in some ways!!!
Happened to chance upon your video and I must say, your honesty and perspectives on these topics such as managing expectations and gratitude is so refreshing. We’re also in the process of renovation and your video gave much food for thought. May God bless the both of you abundantly
that’s awesome, thank you so much for the encouragement too! hope your reno is going well! ☺️
Love this video! Thank you for the encouragement 💕
thank you!! ☺️
Very down to earth couple with very good values! You guys will go far in life! Very practical renovation tips too!
thank you!! appreciate this encouragement so much 😊
I got all my furniture and appliances under $6k (air con was already installed since is resale). My Best Buys is a dining table set $299 from Courts and 55 inch Xiaomi TV at $550 from Qoo10!
thank you for sharing your experiences and really loving your videos!!!! started with your q&a part 1 and found it really helpful and informative :) I couldn't help binge watching the rest of your videos
hello!! so glad that these videos were helpful and you enjoyed them ☺️ means a lot to me that you are watching and subscribed!
Indeed very down to earth young couple. Thanks for sharing your journey and all the humble and honest experiences.. Appreciated much :) very wise with realistic expectations here. Thumb up!!
Your video gave me so much encouragement! I had just applied and am lucky enough to get a ballot number. Though it takes 5 years for the BTO i do worry about financial wise like down payment and stuff during this pandemic period as well.
☺️ i’m so glad to hear this!! yes it can get quite stressful 😅 but i think it’s also a blessing in that these 5 years can be made good use of for you to prepare financially. all the best!!
You're a lovely couple; all the right values in place. God bless your marriage!
thank you so much :’)
Thanks 😊 God bless you both 🌈
thank you for being so upfront and honest about the prices and experience! It helped alot!
glad it was helpful!! ☺️
The downpayment can be offset by the grants offered right
Thanks for the great video, really appreciate you both sharing your experiences and even giving us the financial info that most ppl won't share. I'd like to hear from you guys on what you wish you knew before u got your house or before renovating/furnishing and what things would you change if you could go back in time. Looking forward to more videos, take care!! :)
no problem!! ☺️ hmm i think we more or less managed to find out the info we needed when it came to getting the house and renovating/furnishing. if we could go back in time, i think we would have spent more time furniture hunting at warehouse sales! i feel like because of the covid situation, we were a bit taken aback and we didn’t have that much time and headspace to really hunt for the best deals for furniture. that’s one! and another is, we might have gotten a kitchen hood HAHA, we didn’t know how much we would enjoy cooking our own food so we didn’t install one 😂
How much were you quoted for cove lighting? Thanks for the video (:
no problem! wah we don’t remember the quote and we threw away all the quotation documents already, so sorry!!! we only recall that it was out of our budget HAHA.
hillary ariel no worries! Haha
Hi hilary, i found your videos really helpful esp your Q&A videos! :) glad i came across your home tour video and discovered your channel. thanks for the honest information. looking forward to more of your content in future!! :)
thank you sheryl!! :’) glad that you enjoyed the videos and found them helpful ☺️
Hello, thanks for sharing your experiences and tips/advise!
Would like to know more about the cost for flooring/tiles itself as I heard this is commonly the part that cost the most for renovations. Thank you and have a blessed marriage!
(I haven’t watch finish) I’m wondering, how did u deal with finances between you and your partner? The guy paying more seems to be the social “norm”. What if the girl has more income and savings? How to split big ticket items, daily expenses and bills? What if someone wants to buy something a bit expensive sometimes?
hmmm the both of us don’t have very strong opinions about the guy having to pay more and we are both very transparent with how we manage our individual finances. so.... we basically pooled together all that we had for all the expenses, it’s the same for all our bills and daily expenses now too. i think the idea of the guy having to pay more probably comes from a guy’s desire to provide for the family, which is a wonderful desire and nth wrong with that! but for us, i think we recognized that for my husband to provide for our family, it doesn’t necessarily have to come in the form of finances. he can provide emotional support, provide by serving in the house, doing chores, provide by guiding us as a couple in making decisions, and so much more! which is why i think, we aren’t as particular whether he pays more or i pay more, so long as we as a couple are able to provide for ourselves and our future family.
if one of us wants to buy sth expensive, we’d discuss and come to an agreement as to whether or not it would be wise to make the purchase, or maybe we should purchase it at a later time, etc. so far i think we’ve been quite agreeable, likely also because we share similar values about money :~) and i’m very thankful for that!
hillary ariel Hey thanks for sharing! For my case, my income and savings are much more than my husband. Sometimes I don’t feel so good paying more, even tho most of the time is 50-50. Most of my friends and relatives have husbands that pays for 80-100% of the expenses and bills (they feel that the guy should, or else why marry). Good to hear your selfless mindset! Makes me feel less alone haha. I know couples should not be so particular and calculative about who contributed more, but sometimes I just can’t help it but to feel envious of others!
ah i see. wah thanks for sharing so honestly!! things that many struggle with but are probably too awkward to say 😅 well, social norms will always be there but i guess we don’t necessarily have to follow them if we know that there are better/more loving ways to work through these things. and we’re all just trying to figure out what it means to be loving in our relationships :~) i’m so glad that you are standing up for what you believe in, even though they might not be the norm and even though it can be difficult at times. all the best girl! ❤️
Thanks for sharing guys! Thank God for suggesting your video in our feed! HAHA. So glad to have found your channel in such as time as this.. We just BTO-ed and currently planning ahead for marriage and housing, so this was super timely! The Lord continue to bless your marriage and THIS CHANNEL! :D - Edric & Elly
hello! aww yay so glad that this video was helpful :’) congrats and all the best with your marriage + home prep ☺️ God bless!
Thanks for sharing this detailed and insightful video! Hope that both of you are having a beautiful weekend xx
thank you, have a lovely week ahead too! ☺️
I have just engaged Victor as the ID for my flat after watching your video. He has been nice so far, but time management is a bit worrying... I hope all goes well. **fingers crossed**
aww that’s awesome!!! he’s a v reliable guy 😊 i suppose time management during this period’s rough for many people cos of the covid situation. all the best!!!
Hey Hillary, new subscriber here and really liking your content! Keep it up! (: I’m about your age and just apply for bto with my SO... thank you for all the useful tips! I would like to know how do you cope with monthly bills? I understand house mortgage can be pay by cpf, how about internet/water/power bills etc? Would like to have a gauge on how much I’ll need to spend monthly in the future when I have my own place!
thanks for the encouragement.. u are so blessed to have a nice home.
thank you! yes we really really are :’) something that we must never take for granted!
Natural & real not pretentious at all 👍....God Bless 🙏
thank you, God bless you too! 😊
U are both very sensible , practical and have good values.
What is most important is your relationship and starting your lives together in a sound financial position. Keep things real , make moments count and stay grounded.
You have a lovely cosy home , tasteful and warm.
Its not the lights BUT the people living in it who make it a HOME. All the best.
hopefully in 6 years time wedding can be cancelled too :*
Why did y’all ROF when y’all knew financing the house (and the wedding together) will potentially become an issue?
hello, thanks for the question!! 😊 i think in weighing the options, both of us decided that we wanted to prioritize being able to live together/having our own space after getting married because we felt that it would allow us to grow and deepen our relationship as a married couple in those initial months to years of our marriage. both our parents’ homes weren’t able to accommodate us if one of us moved in to live with the other family. so in the end, we agreed that we would rather have our own home and start with just the essentials, doesn’t have to be well furnished, instead of renting short term while waiting for a bto proj to be done. also, our wedding was relatively low cost because we initially planned for just a simple church wedding, no banquet! so the cost was still manageable, assuming that we kept our home minimally furnished for the first year or so. but eventually, when our wedding got cancelled we got the extra cash to spend on our home. hope this answers the question!! tried to summarize our thought process as much as i could :’)
my husband just saw this comment and wanted to add on :~) it was something that we had prayed about at that time, and though we knew we might not have had enough, we decided to go ahead with the ROF attempt and trust that God would provide the finances we need. and true enough, in interesting ways, He did!
👍👍
FLFC
cutie you!!!
U are both very sensible , practical and have good values.
What is most important is your relationship and starting your lives together in a sound financial position. Keep things real , make moments count and stay grounded.
You have a lovely cosy home , tasteful and warm.
Its not the lights BUT the people living in it who make it a HOME. All the best.
thank you for leaving this little encouragement! really appreciate it :’)