In no order: 1) VOO 2) QQQM 3) SCHG/VUG 4) VTI 5) SCHD/DGRO. Personally I put down 1.2m$ on few ETFs, still diversifying. it was this time last year I made my first break through with a liquid 370k. Handed it to a trader here in TX, I get weekly pay out which I put back on long term ETF's. Tesla will be a huge buy for me when the market bottoms.
I met Jennifer Kristie for the first time last year at a women's conference here in Pennsylvania, and my life has changed for the better since then. God bless her!
I lost over $300,000 investing in $GME and $BBBY, which was very depressing. Now, with low risk tolerance, I want to invest wisely. I’ve been researching index funds, ETFs, mutual funds, and growth stocks.I want a simple portfolio with about 3 holdings.
I love SCHD and currently own 604 shares. I regularly buy more shares, but I also invest in growth stocks/ETFs. Right now, I focus on growth, but I plan to switch to dividend-paying value stocks/ETFs eventually. It’s advisable to work with a fiduciary advisor for a well-diversified portfolio instead of relying solely on speculations.
I’m working towards financial freedom with a focus on dividends & growth investing. Since 2014, I’ve built a portfolio made up of 50% SCHD, 25% SCHG, and 25% VOO, thanks to my financial advisor. This strategy has helped me earn $36,000 a year in dividends. Back in 2014, I only earned $21 in dividends.
@@UncleSoapz Can you share details of your advisor? I want to invest my increased cash flow in stocks and alternative assets to achieve financial goals.
Melissa Elise Robinson is the licensed advisor I use and im just putting this out here because you asked. You can Just search the name. You’d find necessary details to work with to set up an appointment.
Rate cuts commenced in June 2024, taking 6-8 months to complete. A potential crash, if any, might occur by March 2025. The soft landing narrative is gaining traction, making this big recession everyone is calling for less likely. With $1 million from a business sale, I'm seeking profitable investment opportunities for the next 3 years.
The financial market is a reliable choice. Diversify your portfolio with I-bonds, stocks (ETFs, REITs, dividend-paying stocks), and bitcoin. Given your budget, I recommend hiring a fiduciary to ensure you receive professional insights for a fee.
Due to my demanding job, I lack the time to thoroughly assess my investments and analyze individual stocks. Consequently, for the past seven years, I have enlisted the services of a fiduciary who actively manages my portfolio to adapt to the current market conditions. This strategy has allowed me to navigate the financial landscape successfully, making informed decisions on when to buy and sell. Perhaps you should consider a similar approach.
Thank you for the lead, curiously searched Izella on the web by her full name and spotted her consulting page, no sweat. Just sent her an email, hoping she gets back to me soon..
I would love to DCA into ETFs for the next decades - if it goes up, fine. If it gets down, I buy more of the same. Do you have better recommendations? I've got $250k ready money I'd love to invest to secure my future, I'm 31
you need a certified financial planner straight up! personally, I would invest in ETF's and also love investing in individual stocks. yes it’s riskier but am comfortable in my financial environment
I took charge of my portfolio but faced losses in 2022. Realizing the need for a change, I sought advice from a fiduciary advisor. Through restructuring and diversification with dividend stocks, ETFs, Mutual funds, and REITs, my $1.2M portfolio surged, yielding an annualized gain of 28%.
great gains there! mind sharing details of your advisor pleas? i've started gaining more cash flow with my employment and looking at putting money into stocks and alternative assets that can help build wealth over time
My CFA ’Marisa Michelle Litwinsky’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
Appreciate this recommendation, hopefully I can get some insight to where the market is headed and strategies to beat the downtrend with when I hear back from Marisa.
Thanks for this video. You answer one of my question about what to pair with SCHD. I have 1280 SCHD already and I just purchase SCHG, SCHV. I have SPLG and DGRO already.
I just switched up my Roth IRA to 50% SCHD, 25% SCHX, 25% SCHG, and my Roth 401k is 70% vanguard S&P 500 index, 20% vanguard growth index, and 10% vanguard international index. Seeking best possible ways to grow $350k into $1m+ before retirement, I'm 55.
Your allocation looks solid! consider dca & dividend reinvestment. I suggest you consult with a financial advisor for guidance. Top 3 payers for the month were $OHI, $KMI, and $EDP... not bad for 350k
Most people have a 'do-it-yourself' mentality but lack the necessary expertise. Financial advisors are ideal representatives for investing, and I can attest to this. Been working with Glen Howard Chester and Since covid-outbreak to date, my portfolio has grown by over 330%, reaching nearly $1m. Check online if he meets your requirements.
That’s a great mix and very similar to mine. SCHG has been a real diamond over the last 15 yrs for me and I predict no changes. SCHX very similar with a little more dividends. Good luck spending all that money!
The first day SCHD is positive in your IRA, sell it and focus on growth stocks. SCHD is a great retirement fund once you have a lot of cash. It's what an annuity should be. Pay you consistently yet doesn't F you in so many ways like the annuity... 50 SCHD, 25 JEPI (less year over year growth but pays out much more to increase your income), 25% rock solid single companies paying consistently monthly or quarterly. Earns you income, and you don't touch much or any of your million. Dividends don't get you to the finish line fast enough, they ARE the finish line.
I love QQQM. Probably one of my favorite growth ETFs given the majority allocation to tech. It’s my 2nd highest holding in my portfolio. Can’t beat tracking the strength of the Nasdaq-100💪🏼
Several Backtests show that a mix of 25% VGT/QQQ/SCHG, 25% SCHD/DGRO, 25% VOO, and 45% bonds or 6%+ money market performs well during expansion and cuts losses by 45-65% in downturns. I'm still looking for companies to add to my $400k estate to improve performance and seeking inspiration.
All I know is that making a profit at a near-high level is always a good idea. Nobody ever went bankrupt after making about 15% profit. To make wise choices in such circumstances, it is best to speak with a fiduciary advisor.
No doubt, having the right plan is invaluable, my portfolio is well-matched for every season of the market and recently hit 100% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, tho this could take till Q3 next year.
I'm intrigued by this. I've searched for financial advisers online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?
I've stuck with the popularly ‘’Monica Shawn Marti” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, I agree with her.
I agree, working with a financial specialist has been the game-changer for me since 2020 pandemic. Helped with invaluable insights and tailored strategies that aligned perfectly with my goals and risk tolerance. As of today, I'm just about 10% shy of my $1m goal.
excellent share, curiously inputted Katherine Nance Dietz on the web, spotted her consulting page ranked top and was able to schedule a call session. Ive seen commentaries about advisors but not one looks this phenomenal
I Hit 110k today. Thank you for all the knowledge and nuggets you had thrown my way over the last months. Started last month 2024. Financial education is indeed required for more than 70% of the society in the country as very few are literate on the subject. thanks to Brooke Miller for helping me achieve this
She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states
I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills
I've heard that index funds and ETFs provide diversified stock market exposure while spreading risk. I have over $800K in savings; What's the most effective strategy to allocate funds in my portfolio and generate profits?
Yes, there are strategies that could be put in place for solid gains regardless of economy situation, but such execution is usually carried out by an investment specialist
Right, a lot of folks downplay the role of advisors until being burnt by their emotions, no offense. I remember some years back, during the covid-outbreak, I needed a good boost to stay afloat, hence researched for advisors and thankfully came across one with grit. As of today, my cash reserve has yielded from $350k to nearly $1m
Thanks! Hi Marco. I decided to to create a 4 ETF portfolio for growth and dividends. The portfolio will have SCHG JEPQ (Higher dividend than SCHD/uses call options) COIN & SMH @ 25% each. I used the portfolio analyzer you provided me over a 18 month period. The potential returns are killer. What are your thoughts?
Wow thank you again William! it’s much much appreciated :) Coin is Coinbase to my knowledge which is an individual stock so you’re looking at a 3 etf portfolio with an individual stock (to my knowledge). Depending on your time horizon, my opinion is that the portfolio is going to be inherently more volatile and have a high beta given you have a good chunk to growth and semiconductors as well as potentially a crypto stock like Coinbase. I would personally not have an exposure larger than 5% to crypto (just my opinion and a benchmark that others will agree with in the investing community). JEPQ is great for dividends and some capital gains, however if you do NOT need the dividends now or in next few years then I would rather put my money in a dividend growth etf like dgro, schd, divb, or fdvv instead of JEPQ. JEPQ is also taxed at a higher rate given the option income. JEPQ is more for individuals who want dividend income asap and want to live off the dividend than if you have a long time horizon. SMH at 25% can pan out in your favor if semiconductors continue to rally for decades to come which I think they will pose growth but I cannot guess the exact gains. SMH at 25% WILL be volatile in a recession or a bear market so please keep that in mind if you are willing to stomach the volatility. I’m a huge fan of having a broad market etf like VOO or SPLG, VTI or VT since the market is just so strong as an index, it has dividend growth, high quality companies, and diversification. That’s my 2 cents. Feel free to comment but sometimes I cannot see the next comments unless you make a new one or you can always message me on blossom (linked in the description and pinned comment) where people basically message me directly for any questions and I have my Portfolio up there for people to see. Hope this helps!
I've got $50,000 to invest. I want to build a nest egg for when I'm older. I want to know if it's a good idea to add all my savings into a long term ETF, set and forget Come back in 20-30 years, instead of 250-300 DCA every month. Which ETF would you recommend.?
As they say, 'time IN the market is better than trying to time the market'. I think you should seek advice from a licensed financial advisor. They’ll give you guide on high risk and low risk investment strategies for your portfolio
I’m working towards financial freedom with a focus on dividends & growth investing. Since 2014, I’ve built a portfolio made up of 50% SCHD, 25% SCHG, and 25% VOO, thanks to my financial advisor. This strategy has helped me earn $36,000 a year in dividends. Back in 2014, I only earned $21 in dividends.
Melissa Elise Robinson is the licensed advisor I use and im just putting this out here because you asked. You can Just search the name. You’d find necessary details to work with to set up an appointment.
Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.
SCHD is great as a single fund if you want solid income growth. But if you're going to complement it with another ETF, fund overlap is only one factor. Another is market correlation. SCHD is already highly correlated with the market. You want something to offset SCHD's trends. When the second fund is high, you can sell it and buy the first while it's low. For this it's best to eschew SCHD altogether and let your growth fund be the one to correlate. I think XLU would be better than SCHD. Yields and growth are lower, but the growth would come from elsewhere, feeding into more shares of XLU, thereby increasing income even more over time. It's hard to beat a SCHD/SCHG combo, but XLU/XLK does.
Dividends from SCHD are typically taxed at the qualified dividend rate, which may be lower than ordinary income tax rates for many investors. However, the main focus for markets now is Nvidia, which has powered a large chunk of the S&P 500’s recent earnings. Nvidia’s stock, up more than 90% this year, sending the Nasdaq 100 index to another record high. Well I'm still looking for companies to make additions to my $350K portfolio, to boost performance. Here for ideas...
I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective most importantly consider financial advisory for informed buying and selling decisions.
A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850K
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation
My CFA ‘Grace Adams Cook’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
Thanks for this. could easily spot her website just after inputting her full name on my browser. she replied my inquiry and we scheduled a consulting session sometime tomorrow.
Hmm. I would not add SPHD if you honestly want to make more returns in the long run. SPHD is more for people with lower risk tolerances and have a shorter time horizon in my opinion given the low volatility aspect of it. I would just add in dgro or keep cgdv. I would choose with dgro or cgdv. My opinion (not financial advice) I would have it for me personally from highest holding to lowest as SPLG, DGRO, SCHD or SPLG, CGDV, SCHD. Just my opinion :)
Honestly, this situation makes me uncomfortable, especially with the possibility of a depression rather than just a recession. I'm uncertain about how to approach my $130K investment strategy given the current economic instability.
I agree. Even with great opportunities, we should proceed cautiously. Seeking market analysis or advice from certified market strategists is important.
Absolutely, having a solid plan is crucial. My portfolio has doubled since early last year. My financial advisor and I are working towards a seven-figure goal, though it might take until Q3 2024.
GREAT video Marcos. When you say "IT'S OKAY having more than 1 Dividend ETF", Exactly how many and which ones are the best? I currently have SCHD & SCHG along with SCHB.
I would say 1 more is perfect, any more than 2 is like overkill in my opinion. It’s really hard to pinpoint a clear number one but I own dgro and I like it a lot since it’s in the name as a dividend growth etf. But ones I like in no order are 1) dgro 2) fdvv 3) divb given you already own schd, schg, and Schb. Even your 3 etf of those 3 is super super strong and solid as a buy and hold forever Portfolio in my opinion, well done!
@Marcos_Milla Thanks Marcos. Ever since watching your 3 ETF FUND for ROTH & 401K video I have been thinking about adding either DGRO or DIVB(O) to my ROTH Account.
Recently bought some recommended stocks and now they are just penny stocks. There seems to be more negative portfolios in the last 3rd half of 2023 with markets tumbling, soaring inflation, and banks going out of business. My concern is how can the rapid interest-rate hike be of favor to a value investor, or is it better avoiding stocks for a while?
Review your portfolio with a professional and don't make the same mistakes again. Diversify, as in your stock portfolio, and hopefully consult a professional. The key to building wealth is long term. I learned 10 years ago that you have to keep emotions (rookie) out of your investment decisions at all cost. Now, i've made over 800k in profits from my 350k investment.
The truth is that this is really not as difficult as many people presume it to be. It requires a certain level of diligence, no doubt, which is something ordinary investors lack, and so a financial advisor often comes in very handy. My friend just pulled in more than $84k last month alone from his investment with his advisor. That is how people are able to make such huge profits in the market.
I'm intrigued by this. I've searched for financial advisers online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?
I've experimented with a few over the past years, but I've stuck with ‘Grace Adams Cook’ for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.
Hi milla, I just subscribed to your channel, i love what you do. Could you suggest an etf that can pay me on monthly basis , i only have short plan for ETF, i need an Etf i can use as side business. Currently i have Schd , schg, Embridge in my portfolio.
Oh wow, that’s really really impressive. Probably the most schd I’ve seen which is awesome! I would say either a broad market (S&P 500 or total market etf) or if you do not believe schd will outperform other dividend ETFs that incorporate tech like dgro, VIG, fdvv, etc. then maybe another dividend growth etf. But if I was in your shoes, I would say (not financial advice) a broad market etf since it has dividend growth even though it’s not a dividend etf, 1.3% yield is still quite the pony, and the returns have outperformed a ton of other ETFs given that the market or S&P 500 is super hard to beat given you’re basically investing in everything and since schd lacks technology which is the majority chunk of a broad market etf, maybe this one is a good choice. Can’t go wrong either with keeping schd as value rotation has been in favor the past few months
I'm looking for an ETF or stock to pair with FXAIX and ITOT in my roth account. I was thinking of Coca-Cola stock. But I can't find an expense rate. Do you think that Coca-Cola is a good choice?
i currently have VOO, QQQM, SCHD, and DGRO and am thinking of adding one more growth etf to split with QQQM. which growth etf should I choose? I am thinking of either VGT or SCHG. which one would be better for my portfolio or would another growth etf be better? in my 20s
To prepare for the potential market correction coming after watching Warren Buffet pull 283 billion from the market I am going heavy on SCHD, and SCHH which is a REIT ETF that could grow tremendously as interest rates are cut by the Fed, and I will round it out with VOO
I believe you can (don’t quote me) through their Schwab stock slices. However, if you aren’t able to do this. Another great comparable to VOO that on my channel I made a video about titled “selling my VOO for SPLG” I made a breakdown about how SPLG is a great alternative if you want a cheaper share price and it has a lower expense ratio. SPLG is also an S&P 500 etf but it has a way lower share price than VOO to make it easier for whole share brokerage investor to buy. If you are keened on buying a Charles Schwab product, SWPPX is also a great alternative to an etf in the form of a mutual fund that you can take a look at. Hope this helps!
I will be forever grateful to you, you changed my whole life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Catherine Gauthier.
Wow. I'm a bit perplexed seeing her been mentioned here also Didn't know she has been good to so many people too this is wonderful, I'm in my fifth trade with her and it has been super.
She is my family's personal Broker and also a personal Broker to many families in the United states, she is a licensed broker and a FINRA AGENT in the United States.
In my opinion, I would keep SPLG (not financial advice) or you can add dgro to SPLG and schd. I personally am a big advocate for keeping something like the S&P 500 incorporated for a well diversified portfolio. Yes it may pay a small dividend but the real return is the share price return. Dividend is only one small part of the equation.
I like VGS a lot if you’re in Australia given it provides exposure to the global equity markets. I like VGS a ton more than VAS (my opinion though). VGS is like an S&P 500 alternative (not perfect apples to apples) since it has nearly 80% of the fund to North America and then a slot to Europe and Pacific companies. So it’s more like a total world index fund with a slight weight to us companies. You can benefit from a growth etf (not financial advice) if you really want an etf slotted to more technology or growth stocks. S&P 500 etf and VGS would be a little overkill in my opinion. Schd can be included if you want dividend growth (know that in the long run it might underperform VGS) but you will accumulate way more dividends from Schd and the dividends compound and grow every year from schd being able to grow its dividend. I would have a higher holding to VGS as the backbone of my portfolio for sure with any etf portfolio I go with, just my opinion.
As an lnvesting enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?.
People dismiss the importance of advisors until they are burned by their own emotions. I remember a couple of summers ago, following my lengthy divorce, I needed a good boost to assist my business stay alive, so I looked for qualified consultants and came across someone with the highest qualifications. She has helped me raise my reserve from $275k to $850k, despite inflation.
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
Well, I picked the challenge to put my finances in order. Then I invested in cryptocurrency, stocks, through the assistance of my discretionary fund manager
Hoping the next decade treats both of us well💪🏼. The best thing you can do at that age range is mostly ETFs and chill (Nvidia is fine since it’s a well established company at not a small cap one with weak growth potential).
At over 55 I like to stick to only ETF’s. Nvidia has lots of competition and could end up being the next Intel. I believe Nvidia will still do well as long as they continue to adapt. I have 60/40 SCHD/VOO(splg) I think Marco is recommending all great funds!🎉
Ahh this is the million dollar question. I would say the percentages should really be tailored to one’s risk tolerance and goals. For example, if you’re more of a dividend investor then of course you should a higher portion or majority to dividend ETFs or stocks. And vice versa if you are more of a growth or broad market investor. In regards to exact percentages, my own take (not financial advice) for schd with an S&P 500/total market etf should be more to the S&P 500/total market if you have a higher risk tolerance but if you have a lower risk tolerance then schd. With the growth etf, same goes for this one where if you have a high risk tolerance than more should go towards the growth etf than schd but given some people in their 40s, some might pick schd but it depends on their preference. With schd to the dividend etf category, I see a 50/50 being popular or if a technology incorporated dividend etf is included then most go like 40 to schd and 60 to something like VIG or dgro or fdvv. With the covered call etf and schd, if you want dividend income asap and now then most put it to the covered call etf and less to schd but my hot take is it should be more towards schd.
I just switched up my Roth IRA to 50% SCHD, 25% SCHX, 25% SCHG, and my Roth 401k is 70% vanguard S&P 500 index, 20% vanguard growth index, and 10% vanguard international index. Seeking best possible ways to grow $350k into $1m+ before retirement, I'm 55.
Those sound like great picks! consider financial advisory so you don’t keep switching it up, top 3 payers for the month were $OHI, $KMI, and $EDP... not bad for 350k
You have a very valid point, I started investing on my own and for a long time, the market was really ripping me off. I decided to hire a CFA, even though I was skeptical at first, and I beat the market by more than 14.3%. I thought it was a fluke until it happened two years in a row, and so I’ve been sticking to investing via an advisor.
I'm intrigued by this. I've searched for financial advisers online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?
I've experimented with a few over the past years, but I've stuck with ‘’Aileen Gertrude Tippy” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.
I just switched up my Roth IRA to 50% SCHD, 25% SCHX, 25% SCHG, and my Roth 401k is 70% vanguard S&P 500 index, 20% vanguard growth index, and 10% vanguard international index. Seeking best possible ways to grow $350k into $1m+ before retirement, I'm 55.
Those sound like great picks! consider financial advisory so you don’t keep switching it up, top 3 payers for the month were $OHI, $KMI, and $EDP... not bad for 350k
You have a very valid point, I started investing on my own and for a long time, the market was really ripping me off. I decided to hire a CFA, even though I was skeptical at first, and I beat the market by more than 14.3%. I thought it was a fluke until it happened two years in a row, and so I’ve been sticking to investing via an advisor.
I'm intrigued by this. I've searched for financial advisers online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?
I've experimented with a few over the past years, but I've stuck with ‘’Aileen Gertrude Tippy” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.
![Seungmin "그렇게, 천천히, 우리(As we are)" | [Stray Kids : SKZ-PLAYER]](http://i.ytimg.com/vi/kAzmhLHePqU/mqdefault.jpg)
What's your favorite etf to pair with schd?
🤑See My Portfolio FOR FREE with Blossom ➡ blossomsocialapp.page.link/marcosmilla
Vgt voo
@@mikebiggs1337 💪🏼both excellent vanguard ETFs. My favorite actually
I am impressed with your update on these stocks, now my question is which is best to buy at this time. I have some liquid assets to diversify.
In no order: 1) VOO 2) QQQM 3) SCHG/VUG 4) VTI 5) SCHD/DGRO. Personally I put down 1.2m$ on few ETFs, still diversifying. it was this time last year I made my first break through with a liquid 370k. Handed it to a trader here in TX, I get weekly pay out which I put back on long term ETF's. Tesla will be a huge buy for me when the market bottoms.
Thank you, I already added VOO and QQQM, can you share this Pro with me.
Yeah, Jennifer Kristie Taylor use her name to look her up.
I looked her up online and saw her profile and credentials, she’s really experienced! Thanks for sharing with us. I’ve already sent her an email.
I met Jennifer Kristie for the first time last year at a women's conference here in Pennsylvania, and my life has changed for the better since then. God bless her!
I lost over $300,000 investing in $GME and $BBBY, which was very depressing. Now, with low risk tolerance, I want to invest wisely. I’ve been researching index funds, ETFs, mutual funds, and growth stocks.I want a simple portfolio with about 3 holdings.
Sorry for your loss. Directionally this makes sense; $VOO, $VGT, $SCHD. Dollar-cost averaging into these ETFs will likely outperform most investors.
I love SCHD and currently own 604 shares. I regularly buy more shares, but I also invest in growth stocks/ETFs. Right now, I focus on growth, but I plan to switch to dividend-paying value stocks/ETFs eventually. It’s advisable to work with a fiduciary advisor for a well-diversified portfolio instead of relying solely on speculations.
I’m working towards financial freedom with a focus on dividends & growth investing. Since 2014, I’ve built a portfolio made up of 50% SCHD, 25% SCHG, and 25% VOO, thanks to my financial advisor. This strategy has helped me earn $36,000 a year in dividends. Back in 2014, I only earned $21 in dividends.
@@UncleSoapz Can you share details of your advisor? I want to invest my increased cash flow in stocks and alternative assets to achieve financial goals.
Melissa Elise Robinson is the licensed advisor I use and im just putting this out here because you asked. You can Just search the name. You’d find necessary details to work with to set up an appointment.
Rate cuts commenced in June 2024, taking 6-8 months to complete. A potential crash, if any, might occur by March 2025. The soft landing narrative is gaining traction, making this big recession everyone is calling for less likely. With $1 million from a business sale, I'm seeking profitable investment opportunities for the next 3 years.
The financial market is a reliable choice. Diversify your portfolio with I-bonds, stocks (ETFs, REITs, dividend-paying stocks), and bitcoin. Given your budget, I recommend hiring a fiduciary to ensure you receive professional insights for a fee.
Due to my demanding job, I lack the time to thoroughly assess my investments and analyze individual stocks. Consequently, for the past seven years, I have enlisted the services of a fiduciary who actively manages my portfolio to adapt to the current market conditions. This strategy has allowed me to navigate the financial landscape successfully, making informed decisions on when to buy and sell. Perhaps you should consider a similar approach.
@@sloanmarriott5 That does make a lot of sense, unlike us, you seem to have the Market figured out. Who is this consultant?
Izella Annette Anderson is my FA, simply do due diligence . You'd find necessary details online to work with and set up an appointment.
Thank you for the lead, curiously searched Izella on the web by her full name and spotted her consulting page, no sweat. Just sent her an email, hoping she gets back to me soon..
This is pretty much my plan. Equal splits between SCHD, QQQM, VOO, DGRO, and COWZ. Very little overlap and well diversified.
💪🏼smart
QQQM or QQQ??
@@BarbaraVeloz-y5t QQQM 100%
Thanks!
Wow! This made my day. I spent the last 9 hours of the day editing the thumbnail and video. I appreciate it !🙏🏼💪🏼💪🏼
@@Marcos_Milla No problem. You are one the few channels I listen to for investing next to investing simplified with the professor.
👀🙏🏼appreciate you a ton
That was a great summary thank you!
Thank you😆🙏🏼
I’ve been going with VOO and SCHD. I keep it simple otherwise I start overthinking it lol. Great video!
Simple is always better 💪🏼
I would love to DCA into ETFs for the next decades - if it goes up, fine. If it gets down, I buy more of the same. Do you have better recommendations? I've got $250k ready money I'd love to invest to secure my future, I'm 31
you need a certified financial planner straight up! personally, I would invest in ETF's and also love investing in individual stocks. yes it’s riskier but am comfortable in my financial environment
I took charge of my portfolio but faced losses in 2022. Realizing the need for a change, I sought advice from a fiduciary advisor. Through restructuring and diversification with dividend stocks, ETFs, Mutual funds, and REITs, my $1.2M portfolio surged, yielding an annualized gain of 28%.
great gains there! mind sharing details of your advisor pleas? i've started gaining more cash flow with my employment and looking at putting money into stocks and alternative assets that can help build wealth over time
My CFA ’Marisa Michelle Litwinsky’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
Appreciate this recommendation, hopefully I can get some insight to where the market is headed and strategies to beat the downtrend with when I hear back from Marisa.
Thanks for this video. You answer one of my question about what to pair with SCHD. I have 1280 SCHD already and I just purchase SCHG, SCHV. I have SPLG and DGRO already.
💪🏼💪🏼of course!
I just switched up my Roth IRA to 50% SCHD, 25% SCHX, 25% SCHG, and my Roth 401k is 70% vanguard S&P 500 index, 20% vanguard growth index, and 10% vanguard international index. Seeking best possible ways to grow $350k into $1m+ before retirement, I'm 55.
Your allocation looks solid! consider dca & dividend reinvestment. I suggest you consult with a financial advisor for guidance. Top 3 payers for the month were $OHI, $KMI, and $EDP... not bad for 350k
Most people have a 'do-it-yourself' mentality but lack the necessary expertise. Financial advisors are ideal representatives for investing, and I can attest to this. Been working with Glen Howard Chester and Since covid-outbreak to date, my portfolio has grown by over 330%, reaching nearly $1m. Check online if he meets your requirements.
That’s a great mix and very similar to mine. SCHG has been a real diamond over the last 15 yrs for me and I predict no changes. SCHX very similar with a little more dividends. Good luck spending all that money!
@donhug-q8k His track record looks really good from what I found online. I've scheduled a call to discuss further.
The first day SCHD is positive in your IRA, sell it and focus on growth stocks. SCHD is a great retirement fund once you have a lot of cash. It's what an annuity should be. Pay you consistently yet doesn't F you in so many ways like the annuity... 50 SCHD, 25 JEPI (less year over year growth but pays out much more to increase your income), 25% rock solid single companies paying consistently monthly or quarterly. Earns you income, and you don't touch much or any of your million. Dividends don't get you to the finish line fast enough, they ARE the finish line.
I’m a new investor starting out with VOO, SCHD, and SCHG for my
Roth IRA.
currently got schg and VOO in the Roth IRA💪🏼
Me too 💪
I’m new as of yesterday investing with my Roth
@chantejonesits 7878 you'll love it
@@chantejones7878 what did you go with?
Great video Marcos, I appreciate the effort you do to educate your followers. What about QQQM?
I love QQQM. Probably one of my favorite growth ETFs given the majority allocation to tech. It’s my 2nd highest holding in my portfolio. Can’t beat tracking the strength of the Nasdaq-100💪🏼
Several Backtests show that a mix of 25% VGT/QQQ/SCHG, 25% SCHD/DGRO, 25% VOO, and 45% bonds or 6%+ money market performs well during expansion and cuts losses by 45-65% in downturns. I'm still looking for companies to add to my $400k estate to improve performance and seeking inspiration.
All I know is that making a profit at a near-high level is always a good idea. Nobody ever went bankrupt after making about 15% profit. To make wise choices in such circumstances, it is best to speak with a fiduciary advisor.
No doubt, having the right plan is invaluable, my portfolio is well-matched for every season of the market and recently hit 100% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, tho this could take till Q3 next year.
I'm intrigued by this. I've searched for financial advisers online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?
I've stuck with the popularly ‘’Monica Shawn Marti” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, I agree with her.
Thanks a lot for the recommendation. I'll send her an email and I hope I'm able to connect with her.
Moving from single stocks to ETFs, tired of the circus. Thoughts on your best possible strategies to diversify a 6-figure portfolio please.
The current market gives opportunities to maximize returns, but in order to execute such strategy, you must be a skilled practitioner
I agree, working with a financial specialist has been the game-changer for me since 2020 pandemic. Helped with invaluable insights and tailored strategies that aligned perfectly with my goals and risk tolerance. As of today, I'm just about 10% shy of my $1m goal.
Katherine Nance Dietz is the licensed FA I use. Just search the name. You’d find necessary details to work with to set up an appointment.
excellent share, curiously inputted Katherine Nance Dietz on the web, spotted her consulting page ranked top and was able to schedule a call session. Ive seen commentaries about advisors but not one looks this phenomenal
SCHD, SCHG, VOO ,QQQM 👍👍
💪🏼💪🏼
I Hit 110k today. Thank you for all the knowledge and nuggets you had thrown my way over the last months. Started last month 2024. Financial education is indeed required for more than 70% of the society in the country as very few are literate on the subject. thanks to Brooke Miller for helping me achieve this
She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states
I'm surprised that you just mentioned and recommended Brooke Miller, I met her at a conference in 2018 and we have been working together ever since.
The very first time we tried, we invested $1000 and after a week, we received $5500. That really helped us a lot to pay up our bills.
I'm new at this, please how can I reach her?
I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills
I've heard that index funds and ETFs provide diversified stock market exposure while spreading risk. I have over $800K in savings; What's the most effective strategy to allocate funds in my portfolio and generate profits?
Yes, there are strategies that could be put in place for solid gains regardless of economy situation, but such execution is usually carried out by an investment specialist
Right, a lot of folks downplay the role of advisors until being burnt by their emotions, no offense. I remember some years back, during the covid-outbreak, I needed a good boost to stay afloat, hence researched for advisors and thankfully came across one with grit. As of today, my cash reserve has yielded from $350k to nearly $1m
May I know the name of the advsor who has been assisting you, please?
She's known as ‘Sonia Nunes Demelo’. One of the finest portfolio managers in the field. She's widely recognized; you should take a look at her work.
Thank you for this amazing tip. I just looked the name up, wrote her explaining my financial market goals and scheduled a call
Thanks! Hi Marco. I decided to to create a 4 ETF portfolio for growth and dividends. The portfolio will have SCHG JEPQ (Higher dividend than SCHD/uses call options) COIN & SMH @ 25% each. I used the portfolio analyzer you provided me over a 18 month period. The potential returns are killer. What are your thoughts?
Wow thank you again William! it’s much much appreciated :) Coin is Coinbase to my knowledge which is an individual stock so you’re looking at a 3 etf portfolio with an individual stock (to my knowledge). Depending on your time horizon, my opinion is that the portfolio is going to be inherently more volatile and have a high beta given you have a good chunk to growth and semiconductors as well as potentially a crypto stock like Coinbase. I would personally not have an exposure larger than 5% to crypto (just my opinion and a benchmark that others will agree with in the investing community). JEPQ is great for dividends and some capital gains, however if you do NOT need the dividends now or in next few years then I would rather put my money in a dividend growth etf like dgro, schd, divb, or fdvv instead of JEPQ. JEPQ is also taxed at a higher rate given the option income. JEPQ is more for individuals who want dividend income asap and want to live off the dividend than if you have a long time horizon. SMH at 25% can pan out in your favor if semiconductors continue to rally for decades to come which I think they will pose growth but I cannot guess the exact gains. SMH at 25% WILL be volatile in a recession or a bear market so please keep that in mind if you are willing to stomach the volatility. I’m a huge fan of having a broad market etf like VOO or SPLG, VTI or VT since the market is just so strong as an index, it has dividend growth, high quality companies, and diversification. That’s my 2 cents. Feel free to comment but sometimes I cannot see the next comments unless you make a new one or you can always message me on blossom (linked in the description and pinned comment) where people basically message me directly for any questions and I have my Portfolio up there for people to see. Hope this helps!
@@Marcos_Milla Awesome thank you sir.
I've got $50,000 to invest. I want to build a nest egg for when I'm older. I want to know if it's a good idea to add all my savings into a long term ETF, set and forget Come back in 20-30 years, instead of 250-300 DCA every month. Which ETF would you recommend.?
As they say, 'time IN the market is better than trying to time the market'. I think you should seek advice from a licensed financial advisor. They’ll give you guide on high risk and low risk investment strategies for your portfolio
I’m working towards financial freedom with a focus on dividends & growth investing. Since 2014, I’ve built a portfolio made up of 50% SCHD, 25% SCHG, and 25% VOO, thanks to my financial advisor. This strategy has helped me earn $36,000 a year in dividends. Back in 2014, I only earned $21 in dividends.
Can you share details of your advisor? I want to invest my increased cash flow in stocks and alternative assets to achieve financial goals.
Melissa Elise Robinson is the licensed advisor I use and im just putting this out here because you asked. You can Just search the name. You’d find necessary details to work with to set up an appointment.
Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.
Hi Marco. Thank you for your deep analysis. If I may ask what is the web site for your portfolio visualizer?
Totally! It’s www.portfoliovisualizer.com/backtest-portfolio
You just make a free account. It’s what I do :)
@@Marcos_Milla awesome thank you 😊
SCHD is great as a single fund if you want solid income growth. But if you're going to complement it with another ETF, fund overlap is only one factor. Another is market correlation. SCHD is already highly correlated with the market. You want something to offset SCHD's trends. When the second fund is high, you can sell it and buy the first while it's low. For this it's best to eschew SCHD altogether and let your growth fund be the one to correlate. I think XLU would be better than SCHD. Yields and growth are lower, but the growth would come from elsewhere, feeding into more shares of XLU, thereby increasing income even more over time. It's hard to beat a SCHD/SCHG combo, but XLU/XLK does.
I like the idea of XLU. Very very good analysis. I’ll look at the XLU/XLK combo 💪🏼
New to your channel. Young man .
@@jeffprager4888 welcome!
Dividends from SCHD are typically taxed at the qualified dividend rate, which may be lower than ordinary income tax rates for many investors. However, the main focus for markets now is Nvidia, which has powered a large chunk of the S&P 500’s recent earnings. Nvidia’s stock, up more than 90% this year, sending the Nasdaq 100 index to another record high. Well I'm still looking for companies to make additions to my $350K portfolio, to boost performance. Here for ideas...
I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective most importantly consider financial advisory for informed buying and selling decisions.
A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850K
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation
My CFA ‘Grace Adams Cook’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
Thanks for this. could easily spot her website just after inputting her full name on my browser. she replied my inquiry and we scheduled a consulting session sometime tomorrow.
I currently hold SCHD, SPLG, CGDV. im considering adding SPHD, DGRO and dropping CGDV. What are your thoughts?
Hmm. I would not add SPHD if you honestly want to make more returns in the long run. SPHD is more for people with lower risk tolerances and have a shorter time horizon in my opinion given the low volatility aspect of it. I would just add in dgro or keep cgdv. I would choose with dgro or cgdv.
My opinion (not financial advice)
I would have it for me personally from highest holding to lowest as SPLG, DGRO, SCHD or SPLG, CGDV, SCHD. Just my opinion :)
Honestly, this situation makes me uncomfortable, especially with the possibility of a depression rather than just a recession. I'm uncertain about how to approach my $130K investment strategy given the current economic instability.
I agree. Even with great opportunities, we should proceed cautiously. Seeking market analysis or advice from certified market strategists is important.
Absolutely, having a solid plan is crucial. My portfolio has doubled since early last year. My financial advisor and I are working towards a seven-figure goal, though it might take until Q3 2024.
Can you share details of your advisor? I want to invest my increased cash flow in stocks and alternative assets to achieve my financial goals.
Her name is Bonita Jeanette Rodriguez. Just look her up, and you'll find the details to set up an appointment.
Thanks for sharing. I searched for her name and found her website. I reviewed her credentials and did my research before contacting her. Thanks again.
Voo qqqm and schd
Same here 🙏🏼🙏🏼
GREAT video Marcos. When you say "IT'S OKAY having more than 1 Dividend ETF", Exactly how many and which ones are the best? I currently have SCHD & SCHG along with SCHB.
I would say 1 more is perfect, any more than 2 is like overkill in my opinion. It’s really hard to pinpoint a clear number one but I own dgro and I like it a lot since it’s in the name as a dividend growth etf. But ones I like in no order are 1) dgro 2) fdvv 3) divb given you already own schd, schg, and Schb. Even your 3 etf of those 3 is super super strong and solid as a buy and hold forever Portfolio in my opinion, well done!
@Marcos_Milla Thanks Marcos. Ever since watching your 3 ETF FUND for ROTH & 401K video I have been thinking about adding either DGRO or DIVB(O) to my ROTH Account.
Recently bought some recommended stocks and now they are just penny stocks. There seems to be more negative portfolios in the last 3rd half of 2023 with markets tumbling, soaring inflation, and banks going out of business. My concern is how can the rapid interest-rate hike be of favor to a value investor, or is it better avoiding stocks for a while?
Review your portfolio with a professional and don't make the same mistakes again. Diversify, as in your stock portfolio, and hopefully consult a professional. The key to building wealth is long term. I learned 10 years ago that you have to keep emotions (rookie) out of your investment decisions at all cost. Now, i've made over 800k in profits from my 350k investment.
The truth is that this is really not as difficult as many people presume it to be. It requires a certain level of diligence, no doubt, which is something ordinary investors lack, and so a financial advisor often comes in very handy. My friend just pulled in more than $84k last month alone from his investment with his advisor. That is how people are able to make such huge profits in the market.
I'm intrigued by this. I've searched for financial advisers online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?
I've experimented with a few over the past years, but I've stuck with ‘Grace Adams Cook’ for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.
Wow, her track record looks really good from what I found online. I'll take a chance and see how it goes. Thanks for the info
Keep it super easy VGT/SCHD!
🫡
Hi milla,
I just subscribed to your channel, i love what you do.
Could you suggest an etf that can pay me on monthly basis , i only have short plan for ETF, i need an Etf i can use as side business.
Currently i have Schd , schg, Embridge in my portfolio.
It’s hard for me to choose just one etf for monthly income but 3 I like a lot are SPYI, DIVO, and JEPQ.
Thank you! Currently hold about 2100 shares pre split. 30% of portfolio. At 50 with a 10 year runway, what are your recommendations?
40% in VOO
Oh wow, that’s really really impressive. Probably the most schd I’ve seen which is awesome! I would say either a broad market (S&P 500 or total market etf) or if you do not believe schd will outperform other dividend ETFs that incorporate tech like dgro, VIG, fdvv, etc. then maybe another dividend growth etf. But if I was in your shoes, I would say (not financial advice) a broad market etf since it has dividend growth even though it’s not a dividend etf, 1.3% yield is still quite the pony, and the returns have outperformed a ton of other ETFs given that the market or S&P 500 is super hard to beat given you’re basically investing in everything and since schd lacks technology which is the majority chunk of a broad market etf, maybe this one is a good choice. Can’t go wrong either with keeping schd as value rotation has been in favor the past few months
@@Marcos_Milla I’ve got 15% in both VGT & QQQM…. Kinda feeling like I might should rebalance
I'm looking for an ETF or stock to pair with FXAIX and ITOT in my roth account. I was thinking of Coca-Cola stock. But I can't find an expense rate. Do you think that Coca-Cola is a good choice?
i currently have VOO, QQQM, SCHD, and DGRO and am thinking of adding one more growth etf to split with QQQM. which growth etf should I choose? I am thinking of either VGT or SCHG. which one would be better for my portfolio or would another growth etf be better? in my 20s
I personally have QQQM and schg. I just love schg’s methodology and how they go about managing the etf
To prepare for the potential market correction coming after watching Warren Buffet pull 283 billion from the market I am going heavy on SCHD, and SCHH which is a REIT ETF that could grow tremendously as interest rates are cut by the Fed, and I will round it out with VOO
Wait for the dump
Continuing to DCA💪🏼
My broker is Schwab, do you know if I can by less than a full share of VOO? Thanks…
I believe you can (don’t quote me) through their Schwab stock slices. However, if you aren’t able to do this. Another great comparable to VOO that on my channel I made a video about titled “selling my VOO for SPLG” I made a breakdown about how SPLG is a great alternative if you want a cheaper share price and it has a lower expense ratio. SPLG is also an S&P 500 etf but it has a way lower share price than VOO to make it easier for whole share brokerage investor to buy. If you are keened on buying a Charles Schwab product, SWPPX is also a great alternative to an etf in the form of a mutual fund that you can take a look at. Hope this helps!
Just taught me a lil something
🫡
I will be forever grateful to you, you changed my whole life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Catherine Gauthier.
Wow. I'm a bit perplexed seeing her been mentioned here also Didn't know she has been good to so many people too this is wonderful, I'm in my fifth trade with her and it has been super.
She is my family's personal Broker and also a personal Broker to many families in the United states, she is a licensed broker and a FINRA AGENT in the United States.
You trade with Catherine Gauthier too? Wow that woman has been a blessing to me and my family.
I'm new at this, please how can I reach her?
I was skeptical at first till I decided to try. Its huge returns is awesome. I can't say much
Mine is SCHD,VTI,VGT,QQQM.
💪🏼💪🏼
I thought you meant adding the 4 to SCHD lol I even seen the 50% each time lmao
😆
Same😅😅
So I have SCHD along with SPLG but I was thinking I’ll get rid of SPLG since SPLG pay a small dividend and replace it with DGRO
In my opinion, I would keep SPLG (not financial advice) or you can add dgro to SPLG and schd. I personally am a big advocate for keeping something like the S&P 500 incorporated for a well diversified portfolio. Yes it may pay a small dividend but the real return is the share price return. Dividend is only one small part of the equation.
@@Marcos_Milla thank you for that educational tip Marco I will keep it thank you sir
@@Marcos_Milla so I think I’ll keep SPLG and add DGRO and I’m already purchasing SCHD so these will be my three for the next 10 to 12 years DCA baby
@@garyschmelzer 💪🏼
@@garyschmelzer DCA and chill moving forward my friend🙏🏼🙏🏼
I am currently invested in VAS + VGS shoild I change to SCHD + some growth and s&p500 etf ?
I like VGS a lot if you’re in Australia given it provides exposure to the global equity markets. I like VGS a ton more than VAS (my opinion though). VGS is like an S&P 500 alternative (not perfect apples to apples) since it has nearly 80% of the fund to North America and then a slot to Europe and Pacific companies. So it’s more like a total world index fund with a slight weight to us companies. You can benefit from a growth etf (not financial advice) if you really want an etf slotted to more technology or growth stocks. S&P 500 etf and VGS would be a little overkill in my opinion. Schd can be included if you want dividend growth (know that in the long run it might underperform VGS) but you will accumulate way more dividends from Schd and the dividends compound and grow every year from schd being able to grow its dividend. I would have a higher holding to VGS as the backbone of my portfolio for sure with any etf portfolio I go with, just my opinion.
@Marcos_Milla Thanks for your insights. Might I know what Growth etf's would you recommend and also If I want to swtich VAS out what should be better?
As an lnvesting enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?.
Well as you know bigger risk, bigger results, but such impeccable high-value trades are often carried out by pros.
People dismiss the importance of advisors until they are burned by their own emotions. I remember a couple of summers ago, following my lengthy divorce, I needed a good boost to assist my business stay alive, so I looked for qualified consultants and came across someone with the highest qualifications. She has helped me raise my reserve from $275k to $850k, despite inflation.
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
My CFA NICOLE ANASTASIA PLUMLEE a renowned figure in her line of work. I recommend researching her credentials further.
Thank you for this amazing tip. I just looked the name up and wrote her.
30% SCHD - 30% JEPI - 30% VUG and 10% crypto is a very safe diversity with high potential returns for a 25+ year investment plan.
💪🏼
How do most of you guys still make profit, even with the downturn of the economy and ever increasing life standards
Well, I picked the challenge to put my finances in order. Then I invested in cryptocurrency, stocks, through the assistance of my discretionary fund manager
Gregor Masini Andrade
This is correct, Gregor strategy has normalized winning trades for me also, and it's a huge milestone for me looking back to how it all started..
Yes, I agree with you. Her platform is wonderful, and her strategies are exceptional
It doesn't matter if you are a current hodler or a newbie. You can capitalize on the fluctuation of Bitcoin by trading with good strategy/signals
Marco I’m 55 years old I’m only doing Schd SPLG and nividia dca fo the next 10 years
Hoping the next decade treats both of us well💪🏼. The best thing you can do at that age range is mostly ETFs and chill (Nvidia is fine since it’s a well established company at not a small cap one with weak growth potential).
@@Marcos_Milla thank you sir
At over 55 I like to stick to only ETF’s. Nvidia has lots of competition and could end up being the next Intel. I believe Nvidia will still do well as long as they continue to adapt. I have 60/40 SCHD/VOO(splg) I think Marco is recommending all great funds!🎉
Hey marcos i have 50% schd, 40%vgt and 10%smh
I like how smh isn’t a huge chunk of the portoflio. Good balance from tech and value 💪🏼
25% schd, 25% smh, 25% xlk, 25% schg in Roth
@@nonduality761 love that you got it in the Roth 🙏🏼💪🏼
What percentages would you recommend investing in each ETF for someone in their late 40s?
Ahh this is the million dollar question. I would say the percentages should really be tailored to one’s risk tolerance and goals.
For example, if you’re more of a dividend investor then of course you should a higher portion or majority to dividend ETFs or stocks. And vice versa if you are more of a growth or broad market investor.
In regards to exact percentages, my own take (not financial advice) for schd with an S&P 500/total market etf should be more to the S&P 500/total market if you have a higher risk tolerance but if you have a lower risk tolerance then schd.
With the growth etf, same goes for this one where if you have a high risk tolerance than more should go towards the growth etf than schd but given some people in their 40s, some might pick schd but it depends on their preference. With schd to the dividend etf category, I see a 50/50 being popular or if a technology incorporated dividend etf is included then most go like 40 to schd and 60 to something like VIG or dgro or fdvv. With the covered call etf and schd, if you want dividend income asap and now then most put it to the covered call etf and less to schd but my hot take is it should be more towards schd.
👍
🙏🏼
Its funny. If u take out schd and juat buy the other etf u would be better off. Lol 🤣 😂 😆 😹
💀
You really need to practice saying portfolio correctly
🤓
NVDY to get rich. You’re welcome
👀
Msty
@@garyschmelzer Oh yeah
@@garyschmelzer Absolutely
I just switched up my Roth IRA to 50% SCHD, 25% SCHX, 25% SCHG, and my Roth 401k is 70% vanguard S&P 500 index, 20% vanguard growth index, and 10% vanguard international index. Seeking best possible ways to grow $350k into $1m+ before retirement, I'm 55.
Those sound like great picks! consider financial advisory so you don’t keep switching it up, top 3 payers for the month were $OHI, $KMI, and $EDP... not bad for 350k
You have a very valid point, I started investing on my own and for a long time, the market was really ripping me off. I decided to hire a CFA, even though I was skeptical at first, and I beat the market by more than 14.3%. I thought it was a fluke until it happened two years in a row, and so I’ve been sticking to investing via an advisor.
I'm intrigued by this. I've searched for financial advisers online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?
I've experimented with a few over the past years, but I've stuck with ‘’Aileen Gertrude Tippy” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.
Wow, her track record looks really good from what I found online. I'll take a chance and see how it goes. Thanks for the info
I just switched up my Roth IRA to 50% SCHD, 25% SCHX, 25% SCHG, and my Roth 401k is 70% vanguard S&P 500 index, 20% vanguard growth index, and 10% vanguard international index. Seeking best possible ways to grow $350k into $1m+ before retirement, I'm 55.
Those sound like great picks! consider financial advisory so you don’t keep switching it up, top 3 payers for the month were $OHI, $KMI, and $EDP... not bad for 350k
You have a very valid point, I started investing on my own and for a long time, the market was really ripping me off. I decided to hire a CFA, even though I was skeptical at first, and I beat the market by more than 14.3%. I thought it was a fluke until it happened two years in a row, and so I’ve been sticking to investing via an advisor.
I'm intrigued by this. I've searched for financial advisers online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?
I've experimented with a few over the past years, but I've stuck with ‘’Aileen Gertrude Tippy” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.
Wow, her track record looks really good from what I found online. I'll take a chance and see how it goes. Thanks for the info