Bought mine at age 50, 74 now still healthy and work 12 hours a day as a caregiver. Take care of your health. 2024 soon will have a shortage of nurses, caregivers etc. Not enough pay. The work has always been beneficial, interesting and fun for me.Not for everyone I guess. My policy is growing and I won’t cash it out. I’ve always planned ahead.
I hope the good Lord takes me earlier if I get too sick. Who can afford this? It's ridiculous. I've been taking care of my mother for 21 years and still going in my home. I won't burden my kids in this way.
Good point. LTC is an income issue....not an asset issue. Where can you get a stable and sufficient return and cash flow to invest, in order to pay for LTC costs.
My idea is to just over save for retirement into a taxable brokerage, and hope my spouse or i don't exceed 3 years of long term care. If we do need care longer it will eat into retirement savings.
thanks for the information however, you make some suggestions and build an expectation through this presentation that a " DECENT " CHILD should quit their life to take care of a wealthy parent. AND the oldest daughter WOW.
I have a UIF that has coverage long term care, chronic care and death benefit. Your premium will earn cash value that if you want to withdraw the earn cash value it is tax free.
In the Hypothetical examples can the amounts be lower eg 50K instead of 200K, under the CD scenerio, , 75K under the RMD scenerio and lastly 2K for 15 years, can the tables be sent over to me
Due to lawsuits. Same with healthcare. When you look into a doctors malpractice insurance a surgeon’s can easily be $50,000 a month. Thank those who’s frivolous lawsuits ended up passing costs to everyone else.
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Bought mine at age 50, 74 now still healthy and work 12 hours a day as a caregiver. Take care of your health. 2024 soon will have a shortage of nurses, caregivers etc. Not enough pay. The work has always been beneficial, interesting and fun for me.Not for everyone I guess. My policy is growing and I won’t cash it out. I’ve always planned ahead.
I hope the good Lord takes me earlier if I get too sick. Who can afford this? It's ridiculous. I've been taking care of my mother for 21 years and still going in my home. I won't burden my kids in this way.
All your examples Were people that had more money than I’ll ever have. I can’t afford any of this, and I was single 63 years old
Fabulous information, thank you so much!
Great information, Alecia Barnette! Thank you!!
Good point. LTC is an income issue....not an asset issue. Where can you get a stable and sufficient return and cash flow to invest, in order to pay for LTC costs.
I’ve been looking for this info. Thank you for bringing in Alecia Barnette.🙏🏼🙏🏼🙏🏼💝💝
Thank you. Excellent presentation.
My idea is to just over save for retirement into a taxable brokerage, and hope my spouse or i don't exceed 3 years of long term care. If we do need care longer it will eat into retirement savings.
Were you aware of the point system that determines whether you go to a nursing home or assistant living?
Is there assistance for VA Vets?
thanks for the information however, you make some suggestions and build an expectation through this presentation that a " DECENT " CHILD should quit their life to take care of a wealthy parent. AND the oldest daughter WOW.
I have a UIF that has coverage long term care, chronic care and death benefit. Your premium will earn cash value that if you want to withdraw the earn cash value it is tax free.
How do these options compare with whole life insurance w LTC policy rider
Is there a age limit that might be too old to purchase a policy ?
It can depend upon the insurer. You do need to go through the underwriting process. Not everyone will qualify based on health issues.
In the Hypothetical examples can the amounts be lower eg 50K instead of 200K, under the CD scenerio, , 75K under the RMD scenerio and lastly 2K for 15 years, can the tables be sent over to me
You can contact out office and setup an appointment www.martinsenwealth.com/
The costs are outrageous. Another ripoff of the Ametican citizen 😢
Due to lawsuits. Same with healthcare. When you look into a doctors malpractice insurance a surgeon’s can easily be $50,000 a month. Thank those who’s frivolous lawsuits ended up passing costs to everyone else.
I know a guy who's long term care was a .38, and he cashed in on it 😉
Oh no!..you can’t go to heaven if you off yourself!…please think this thing through!..