I always budget $100 for after Christmas clearance. I go to target and or michales and buy all my wrapping paper,boxes, bows, tags and other items. I have crafts, Christmas plates , activities and decor items for next year. I have Christmas Eve box stuff for my kids and my two nieces already for next year b
Funny you mentioned the change in wrapping paper. I saved all the “stuffing” paper from all my packages from online orders. You know, the huge wads of brown or tan paper. Instant wrapping paper for 2021. Lol
Cute llama shirt Miko! I am still using the $10 Christmas tree my mother bought in 1968!!! It will probably be the only thing my kids will fight over when I die. The only decor I have purchased in the past 5 years are new lights for the tree when the old ones stopped working. My biggest expense is food - we have traditional things we like to eat only once a year - plus the kids get to take home the leftovers and eat well until the new year. I stopped buying for friends and extended family about 5 years ago, and quite frankly they were relieved that SOMEONE said "let's not do this anymore". They do get a tin of my baked goods though. Happy New Year!
Get your groceries in paper bags and use that for wrapping with fun ribbon. Recycling and can be pretty or rustic looking. Use pinecones from outside to also decorate. I am almost out of my wrapping paper (haven't bought any for over 5 years). I used to buy wrapping paper for .25 a roll after the holidays and ended up with way to much. I think 2021 will be the last year of wrapping paper. Also , one less thing to store in the house.
Only just found you! :D For the last 4 years I have been making re-usable Christmas Gift bags, in various sizes, using bits of material I had. Last year I found a supplier of beautiful bags & having purchased a Cricut last year I personalised them Inside I put a note, along with the gift that says please return to me if you don't wish to repurpose or reuse yourself. Many have come back to me with their gifts to me inside the following year which is great, they of course will be reused by me again. This has gone down really well amongst my family & friends & some people have started doing this also, the amount of single use paper this has reduced is amazing. Also i have to say it makes wrapping a breeze, takes seconds!!! Last year I started hand painting wooden Gift tags that can be re-used in the same way, especially with family so that's more reduction in waste & less time wrapping. I also make my own cards, that's fun, I like to do that in July (you know that whole Christmas in July thing). I actually do Rudolph Day too, this is where on the 25th of each month you do some actions towards Christmas, so for me because I buy gifts throughout the year I wrap whatever I have bought. I also check my budget, review recipes & plan spending, it means that come December most stuff is done & it's not so stressful. I do have 46 gifts to buy.
Yey! I’m somehow early✨ I get inspired every time I watch your videos. I’m currently in my 20s but I want to be smart financially. I want to save and manage my finances so that it will not be hard for me in the future. Thank you!✨ Much love from the Philippines!
Budget tip 💰 go to goodwill and get children’s books for super cheap! Since they read it and move on and grow and develop so fast it’s a perfect price in my state they are $0.69 for single chapter or picture books and $1.99 for all others!
If you buy online another how do you manage to put the cash back? Do you use a credit card? Physically go into the bank and pay bills? I ask because I live rural and don't go into town much ...no frequent access to a bank
You could have a separate savings account or just tracking showing how much of your savings is for christmas and transfer out of savings when you need to order!
This year because if COVID my job is going to payout our unused vacation time. We will get that payment in February. I am going to put it in an online savings account for Christmas. Then the mass majority of our Christmas will be funded. We also get 26 pay checks a year but budget based on two a month. We use those extra third pay checks for Christmas and summer vacation. So I will add that extra pay check to the Christmas fund. We will have an abundance but we can save some for future years.
Love your video. I currently purchased your cash envelopes. Do I have to size down the pdf? And what kind of paper do you use? I'm new at this. Please fill me in. Tfs jen in south dakota
Miko i don't have a printer at home 😥 ..i want your savings trackers..any suggestions ??..also I'm starting with the BBP WB for 2021 I'm very excited and also nervous..i love your input on everything it's so simplified thank you 💕
did you make a video of how you make your own cards each year I would love to do the same cause 1 card cost $3-$6 per card roughly how much do you figure you saved?
@@jessanneblackhawk4869 no video. If you RUclips simple/easy cards, or Pinterest, you should get some great ideas. That’s what I do. The initial cost would be buying a rubber stamp, ink and card stock.
That's funny cause I have made it my goal to use fetch and other money back apps that I use to help pay for Christmas and possibly Birthdays. If you buy online rakutan or ibotta are great to use to also get money back on items you are already buying.
I use the app Coinout. Like Fetchrewards, you scan all receipts. But instead of rewards to use for gift cards, it's actual cash you can have deposited into your account.
You mentioned that you buy Xmas Decorations as a one time expense and will reuse them next Xmas and so on. Doesn’t everyone reuse their Xmas Decorations over and over and over again ?? People don’t throw away and buy new decorations every year do they ?! That would definitely waste of money 💰 and wasteful to the environment isn’t it ?!
I know quite a few people who change their theme every year and so buy new stuff each year. Some keep the ‘old stuff’ for future use, a few sell it on marketplace, and one either donates it to a charity or drops it off at the local op shop. Seems excessive to me, but to each their own I suppose.
I feel like fetch rewards you only get alot of points if people use your referral code otherwise you don't. I uploaded 358 plus receipts and only made 7k points not enough for anything 🤣
I have a question, what do you with all the change, because I noticed you don’t have change in your envelopes, and every time I pay with my cash envelopes I receive some coins as chance, and if the envelopes are made of paper they won’t last too long. How do you do it?
My problem has been keeping a track of my spending. I save receipts but never get the chance to record and by the time l do the next monrh is here. Will try to do better this year.
I always budget $100 for after Christmas clearance. I go to target and or michales and buy all my wrapping paper,boxes, bows, tags and other items. I have crafts, Christmas plates , activities and decor items for next year. I have Christmas Eve box stuff for my kids and my two nieces already for next year b
i guess I'm pretty off topic but does anybody know a good place to watch new movies online ?
@Jack Sincere Lately I have been using flixzone. You can find it by googling =)
So true !! Same
Funny you mentioned the change in wrapping paper. I saved all the “stuffing” paper from all my packages from online orders. You know, the huge wads of brown or tan paper. Instant wrapping paper for 2021. Lol
Cute llama shirt Miko! I am still using the $10 Christmas tree my mother bought in 1968!!! It will probably be the only thing my kids will fight over when I die. The only decor I have purchased in the past 5 years are new lights for the tree when the old ones stopped working. My biggest expense is food - we have traditional things we like to eat only once a year - plus the kids get to take home the leftovers and eat well until the new year. I stopped buying for friends and extended family about 5 years ago, and quite frankly they were relieved that SOMEONE said "let's not do this anymore". They do get a tin of my baked goods though. Happy New Year!
Started using your cashless method at the beginning of 2020 + it was such a relief to have a Christmas Sinking Fund👏🏼☺️
Get your groceries in paper bags and use that for wrapping with fun ribbon. Recycling and can be pretty or rustic looking. Use pinecones from outside to also decorate. I am almost out of my wrapping paper (haven't bought any for over 5 years). I used to buy wrapping paper for .25 a roll after the holidays and ended up with way to much. I think 2021 will be the last year of wrapping paper. Also , one less thing to store in the house.
Just a recommendation, shop after season for seasonal items typically used. You may save more than DIY.
My co-worker uses brown paper bags to wrap her gifts and she uses raffia and greenery to decorate. Her package always look amazing.
My son, now 34 years of age, loved Goosebumps! Happy Holidays 🧑🏻🎄🎄🎁🌟
Only just found you! :D For the last 4 years I have been making re-usable Christmas Gift bags, in various sizes, using bits of material I had. Last year I found a supplier of beautiful bags & having purchased a Cricut last year I personalised them Inside I put a note, along with the gift that says please return to me if you don't wish to repurpose or reuse yourself. Many have come back to me with their gifts to me inside the following year which is great, they of course will be reused by me again. This has gone down really well amongst my family & friends & some people have started doing this also, the amount of single use paper this has reduced is amazing. Also i have to say it makes wrapping a breeze, takes seconds!!! Last year I started hand painting wooden Gift tags that can be re-used in the same way, especially with family so that's more reduction in waste & less time wrapping. I also make my own cards, that's fun, I like to do that in July (you know that whole Christmas in July thing). I actually do Rudolph Day too, this is where on the 25th of each month you do some actions towards Christmas, so for me because I buy gifts throughout the year I wrap whatever I have bought. I also check my budget, review recipes & plan spending, it means that come December most stuff is done & it's not so stressful. I do have 46 gifts to buy.
Thank you so much for breaking this down! This is so helpful as I plan for Christmas 2021!
I plan to wrap gifts in newspaper or other things next year too. I'm moving to plastic free living!
I bought some recyclable brown craft paper off of Amazon and it’s AMAZING for wrapping! I still have some of my roll left after TWO christmases ❤️
Yey! I’m somehow early✨ I get inspired every time I watch your videos. I’m currently in my 20s but I want to be smart financially. I want to save and manage my finances so that it will not be hard for me in the future. Thank you!✨ Much love from the Philippines!
My daughters and I are going to do the fetch rewards to add to 2021 Christmas. Thank you Miko
Budget tip 💰 go to goodwill and get children’s books for super cheap! Since they read it and move on and grow and develop so fast it’s a perfect price in my state they are $0.69 for single chapter or picture books and $1.99 for all others!
I don’t want to be that person, but...... when are we going to be able to purchase the full size work books again?!!!! (Love the video BTW!) ☺️
She has said this answer many many times. In January...... Watch her instagram and this is answered...a lot!
@@plantobebooked-Alicia_Allen Thank You! I don’t have Instagram, and didn’t see that she mentioned it here. But this is good to know!!!
@@ellejay5064 Yes! That is how I found her. She is mostly on Instagram. RUclips is extra!! So much material on Instagram! check it out!
Too bad Fetch isn’t available in the Canadian App Store.... 🤩I’d be ALL in for scanning receipts.
Wonderful video. Im so glad i found TBM. So inspiring thank you for all that you do.
Not going past your Christmas sinking fund is super smart! I make a Christmas budget and stick to that too
I stopped celebrating Christmas a year ago and I've saved tremendously.
You can still celebrate without going broke.😊
Thanks for sharing !!! When will your budget by paycheck workbook be back in stock??
That tree is gorgeous!! Goals 😍
How did your son like the Gabb phone? I am very interested in this!
If you buy online another how do you manage to put the cash back? Do you use a credit card? Physically go into the bank and pay bills? I ask because I live rural and don't go into town much ...no frequent access to a bank
I use Honey (web extension) and redeem the points for gift cards.
You could have a separate savings account or just tracking showing how much of your savings is for christmas and transfer out of savings when you need to order!
Great job on the tree!!
This year because if COVID my job is going to payout our unused vacation time. We will get that payment in February. I am going to put it in an online savings account for Christmas. Then the mass majority of our Christmas will be funded. We also get 26 pay checks a year but budget based on two a month. We use those extra third pay checks for Christmas and summer vacation. So I will add that extra pay check to the Christmas fund. We will have an abundance but we can save some for future years.
Great breakdown of your Christmas spending- and always interested to hear that iterative process of budgeting for next Christmas and so on!
Currently Jan 17 2021 and still finding this video so helpful 😌👏🏼🙌🏻💸❤️
Wow how pretty your tree is
That tree 😍
How did you do the vertical twisted ribbon on your Christmas tree, please? It looks really pretty and I’ve never seen that in the UK.
Hi Kumiko the link for the Christmas tracker shows other Christmas sheets but not the ones in this video. Do you still have these sheets available?
Fetch rewards has a limit so may not want to scan every receipt that you won’t get allot points for .
My daughter got a hoverboard for her big gift too! She’s 9.
@Jane Budgets not at all, she had it down within 30 minutes.
Your very great at describing that! Thank you!
Love your video. I currently purchased your cash envelopes. Do I have to size down the pdf? And what kind of paper do you use? I'm new at this. Please fill me in. Tfs jen in south dakota
Miko i don't have a printer at home 😥 ..i want your savings trackers..any suggestions ??..also I'm starting with the BBP WB for 2021 I'm very excited and also nervous..i love your input on everything it's so simplified thank you 💕
Send it to Office Depot and have them print them!
I make my cards every year. It’s such a big savings. Also, I use the Shopkicks app. for rewards.
did you make a video of how you make your own cards each year I would love to do the same cause 1 card cost $3-$6 per card roughly how much do you figure you saved?
@@jessanneblackhawk4869 no video. If you RUclips simple/easy cards, or Pinterest, you should get some great ideas. That’s what I do. The initial cost would be buying a rubber stamp, ink and card stock.
That's funny cause I have made it my goal to use fetch and other money back apps that I use to help pay for Christmas and possibly Birthdays. If you buy online rakutan or ibotta are great to use to also get money back on items you are already buying.
You are so inspiring! God bless 💕
I use the app Coinout. Like Fetchrewards, you scan all receipts. But instead of rewards to use for gift cards, it's actual cash you can have deposited into your account.
Fetch rewards takes forever to get one $3 gift card
You mentioned that you buy Xmas Decorations as a one time expense and will reuse them next Xmas and so on.
Doesn’t everyone reuse their Xmas Decorations over and over and over again ??
People don’t throw away and buy new decorations every year do they ?!
That would definitely waste of money 💰 and wasteful to the environment isn’t it ?!
I know quite a few people who change their theme every year and so buy new stuff each year. Some keep the ‘old stuff’ for future use, a few sell it on marketplace, and one either donates it to a charity or drops it off at the local op shop. Seems excessive to me, but to each their own I suppose.
It’s actually quite common for people to change their decorations every year
I feel like fetch rewards you only get alot of points if people use your referral code otherwise you don't. I uploaded 358 plus receipts and only made 7k points not enough for anything 🤣
Same lol
Takes forever
Are those new sinking fund envelopes?
I have a question, what do you with all the change, because I noticed you don’t have change in your envelopes, and every time I pay with my cash envelopes I receive some coins as chance, and if the envelopes are made of paper they won’t last too long. How do you do it?
She saves her change and at the end of the year she deposits it into her sons 529 college fund.
How do you get your budget books printed?
So sad the rewards app is not available in canada :(
Where did you get the gabb phone?
💜💙💜💙🎄🎄🎄💜💙💜💙
Do you do Santa?
My problem has been keeping a track of my spending. I save receipts but never get the chance to record and by the time l do the next monrh is here. Will try to do better this year.
Please be careful with the hoverboard. Watch it carefully when charging.