Sir, Thank you so much , your video is very clear and easily understandable. I have some questions. 1- 60 years ke bad Annuity kharidte wakt hi annuity type option (Example - Annuity for life. etc..) select karna hoga ki account kholte wakt ? . 2- Main agar February me account kholta hun aur ek sath Rs. 50000 jama kar deta hun to kya next financial year me bhi jaruri hai ki itna hi amount jama karun, kewal 1000 hi jama karun to chalega kya ? . 3- NSDL par ragistered karne ke bad SBI ke through se deposit karun to kya koi kist(installment) fix karni hoti hai aur usme kam jyada amount karne ki flexbilty hai ?.
sir for Govt or private employees if they inverst Rs2000amount + same amount Rs2000 by employer deposit 2) Sir i am shopkeeper if i invest Rs 2000 or who will contribute same amount or not please explain
Could you please tell me highest interest rate Annuity plan. I found ICICI gives 6 per cent... Which is highest... Is any other product better than this
Sir, agar nps karne ke kuchh din baad grahak ka death ho jaye,to nomini ko kitna paysa diya jayega?? Death claims kaise hoga? Aur, 60 year hone ke baad pension chalu hone ke kuch din baad agar grahok mor jaye,,to nomini kitne paise payega??
I am a new subscriber have already seen few of your videos .... Your guidance is very simple to understand. Thank you very much for your proper guidance.
Hello - Great series of videos on NPS. Very information and clear presentation style. I have a few questions - Appreciate your responses to each: 1. Does the annuity at maturity have to be for life? Can the subscriber not choose a term-based annuity for say 10 years or 20 years? 2. What is the tax treatment on withdrawals from Tier 2 accounts (for non-government employees)? Will the withdrawals be subject to capital gains tax or regular income tax? How will this be calculated - basis, accretion, etc.? 3. Is it true that the Tier 2 deductions with 3-year lock-in that has been made available to government employees is expected to also be made available to private (non-government) employees and self-employed individuals in FY 2019-2020? 4. Do you have any insights or calculations or even reported data to share which asset managers are performing the best with highest yield's? 5. If I were to make an asset allocation change in my existing Tier 1 account, will the new asset allocation mix apply only to future contributions? Would my existing portfolio be also liquidated and reallocated to the new asset allocation mix? 6. Can I have a separate asset allocation for Tier 1 and another asset allocation for Tier 2 account? 7. Can I have a separate asset managers for Tier 1 and a different asset manager for Tier 2? 8. The current NPS statements are very basic. Are there any tools to get more detailed transaction-level and account performance details online? 9. I opened an account years ago when NPS was first started with a physical POP. Can I register directly with eNPS or CDA, etc. to be able to view and see my account and transactions online? 10. If I were to use eNPS or the mobile app to make NPS transactions would I be subject to lower or no transaction fees as I would not be using an intermediary such as the POP?
i have a doubt i have recently open a NPS Account so kindly tell me whether the monthly contribution towards NPS will be deducted automatically or shall i need to manually transfer monthly contribution in NPS Account?
Due to no marketing, NPS is not that much famous. But believe me NPS to the best at the same time least expense ratio pension fund. But no one will tell you the same as private players won't get commissions for that. So be smart and invest your money at the correct fund.
Suppose i die at age of 64, and after age 60 I am taking pension, so will my nominee get any amount? Can you please discuss it. Also, at the age of 60, will the pension start by itself or do I have to give some documents, in order to start my pension? Please help.. Thank you.
Very good knowledge about NPS Mujhe NPS lena hai income tax ke liye mera age 54 sal Ka hai 2500/- per month deposit karna chahta hu. Kya ye sahi rahega
Must reply for taking right investment decision I have one question Mai tax payers hu Muje apy schem leni hai to kya Mai le sakti hu kids nai ? Why? Isspar reply dijia.and Muje NPS + APy dono Lena chagrin hu kya yai sahi ragga ki nai
I have one query that is nps investment is variable that means if i opne nos with 60k/year and in future wants to increase my investment like 1lakhs/year, is it possible ?
NRI Pension plan NPS le sakta hai ? Agar han to phir yearly kitna paisa jama karna parega, kitna saal tak dena hoga Aur Minimum kitna paisa monthly pension Mujhko milega ? Pension ke Alawa kuchh cash Amount bhi milega maturity pura hone per ya nahi ? Husband ke baad wife ko bhi milega ?
sir nps ac me jin invester ka invesment 1 lac se kam hai wo pura paisa nikal sakta hai to kya pura paisa withdrowl karne k baad bhi pention chalu rehti h? agar nahi to iske liye kya karna chahiye?
Aisa bhi suna tha ki ye NPS scheme me hum jitana amount invest karate hai utanahi govt bhi hamare investment me add karati hai to ye kya such hai? Pls clarify the point...
Hii just wanted to ask you whether we can choose multiple fund houses under tier 1. ? Just like multiple mutual funds. And also in nominee information, there is one opt. Percentage share. What it's mean?
Maine sbi netbanking se register kiya tha nps mai.. Usme form download karne ko aaya hai.. Use 30 din tak submit karna hai. Mai janna chahta hu ki agar mai wo form submit na karu to mere paise wapas mil jayge kya
Sir one query here, If I invest 1.5 lac in ppf and 50k in NPS. And i declare 1.5 lac ppf in 80c and 50k nps in 80ccd(1b). Still i will be eligible for tax rebate for 2 lac ? Or 2 lac tax rebate if i invest total 2lac in nps only ?
Sir nps me abhi hamare aur government ke900000/-rupees hai agale 15 sal me government aur hamara milake kareeb 2000000rupees ka fund banta hai to hamaripension kitani hogi?
My money that ripen at end will depend upon eqities and other options that i have choosed Or bank provide any fix money at ripen time .plz explain this in another video
i have opened an account(NPS/PRAN)through Post office , of mother(unemployed) for her future pension without any more knowledge about NPS.presently im depositing 1000/- in an irregular interval.please provide me direction about how to add her(mother) Bank account to NPS Account for auto debit of any amount.Also how to change her Scheme choice??
Hi, I have open my PRAN during 2017 but i didn't invested any amount till date but now i interested to invest, is there any issues i will face in future. Second problem recently i changed my job but in my account all details are showing of my previous employer, how can i change those information?
Jo salaried person jiska NPS me paisa ja raha he . Already PRAN creat ho chuka he to bo phir tire 2 a/c kaise kholega. Kya Mycams se ya fir SBI se le sakta he kya ? please bataye.
sir mein abhi contractual naukri kar raha hu.nps kholna chahta hu.1 sal bad govt job milne ki umeed hain.sarkari job milne par govt nps milega.mere pehle khola nps ka kya hoga? do nps salana v mana hain. kya karu advice dijiye.
Sir, Thank you so much , your video is very clear and easily understandable. I have some questions.
1- 60 years ke bad Annuity kharidte wakt hi annuity type option (Example - Annuity for life. etc..) select karna hoga ki account kholte wakt ? .
2- Main agar February me account kholta hun aur ek sath Rs. 50000 jama kar deta hun to kya next financial year me bhi jaruri hai ki itna hi amount jama karun, kewal 1000 hi jama karun to chalega kya ? .
3- NSDL par ragistered karne ke bad SBI ke through se deposit karun to kya koi kist(installment) fix karni hoti hai aur usme kam jyada amount karne ki flexbilty hai ?.
sir for Govt or private employees if they inverst Rs2000amount + same amount Rs2000 by employer deposit
2) Sir i am shopkeeper if i invest Rs 2000 or who will contribute same amount or not please explain
Could you please tell me highest interest rate Annuity plan. I found ICICI gives 6 per cent... Which is highest... Is any other product better than this
80c aur 80ccd mei. Invest kaise different hai? Under 80ccd mein kaise invest kiya ja sakta hai?
Sir, agar nps karne ke kuchh din baad grahak ka death ho jaye,to nomini ko kitna paysa diya jayega?? Death claims kaise hoga? Aur, 60 year hone ke baad pension chalu hone ke kuch din baad agar grahok mor jaye,,to nomini kitne paise payega??
From where to open NPS is good, I mean from Bank or Post Office?
Thanks for sharing valueble information
I am a new subscriber have already seen few of your videos .... Your guidance is very simple to understand. Thank you very much for your proper guidance.
I have an Atal Pention account, can I open an NPS account with it, please tell me sir
Hello - Great series of videos on NPS. Very information and clear presentation style. I have a few questions - Appreciate your responses to each:
1. Does the annuity at maturity have to be for life? Can the subscriber not choose a term-based annuity for say 10 years or 20 years?
2. What is the tax treatment on withdrawals from Tier 2 accounts (for non-government employees)? Will the withdrawals be subject to capital gains tax or regular income tax? How will this be calculated - basis, accretion, etc.?
3. Is it true that the Tier 2 deductions with 3-year lock-in that has been made available to government employees is expected to also be made available to private (non-government) employees and self-employed individuals in FY 2019-2020?
4. Do you have any insights or calculations or even reported data to share which asset managers are performing the best with highest yield's?
5. If I were to make an asset allocation change in my existing Tier 1 account, will the new asset allocation mix apply only to future contributions? Would my existing portfolio be also liquidated and reallocated to the new asset allocation mix?
6. Can I have a separate asset allocation for Tier 1 and another asset allocation for Tier 2 account?
7. Can I have a separate asset managers for Tier 1 and a different asset manager for Tier 2?
8. The current NPS statements are very basic. Are there any tools to get more detailed transaction-level and account performance details online?
9. I opened an account years ago when NPS was first started with a physical POP. Can I register directly with eNPS or CDA, etc. to be able to view and see my account and transactions online?
10. If I were to use eNPS or the mobile app to make NPS transactions would I be subject to lower or no transaction fees as I would not be using an intermediary such as the POP?
Good explan sir ji
i have a doubt i have recently open a NPS Account so kindly tell me whether the monthly contribution towards NPS will be deducted automatically or shall i need to manually transfer monthly contribution in NPS Account?
Due to no marketing, NPS is not that much famous. But believe me NPS to the best at the same time least expense ratio pension fund. But no one will tell you the same as private players won't get commissions for that. So be smart and invest your money at the correct fund.
DDO Ka signature compulsory for all subscribers or not.please tell me.
Thanks so much for all of the future
Sir kya 2004 se pahle wale center government wale account open kar sakthe hai kya
Suppose i die at age of 64, and after age 60 I am taking pension, so will my nominee get any amount? Can you please discuss it. Also, at the age of 60, will the pension start by itself or do I have to give some documents, in order to start my pension? Please help.. Thank you.
Ye to batao ki Kya tiar 2 me bhi return ya interest tiar 1ke saman hi rahega ya alag?
NPS me koi interest nehi hein. Yee mutual funds ki tarah hein. Unit price jo hoga uske hisab se milega. Tier I and Ii Me difference ho sakta hein
Gov employee bi kya NPS account close kr sakta h.....
Apne retirement se phele...
Tell me
Thanks dada subscribe korlam
Thanks good explaination
Can we change auto choice to active choice after age of 35years
Very good knowledge about NPS
Mujhe NPS lena hai income tax ke liye mera age 54 sal Ka hai 2500/- per month deposit karna chahta hu. Kya ye sahi rahega
Ye pesa last me kaha se withdraw karana padega kya kisi bhi bank se le sakte ya jisme khulaya hai vaha se
Must reply for taking right investment decision
I have one question Mai tax payers hu Muje apy schem leni hai to kya Mai le sakti hu kids nai ? Why? Isspar reply dijia.and Muje NPS + APy dono Lena chagrin hu kya yai sahi ragga ki nai
Kya bank. Mein NPS account open Karne ke baad ghar. Ko. Ata hai Details??????
Kya aps account pran hai to nps account open kar sakte hai?
At the age of 56..nps lena theek rahega?
NPS main RD ki tarha har month fixed amount keya jama karnahi parega??? Or yearly jab icche hum jama kar sakte hai???
Please give replay
sir NPS jo milta hai last me us par tax kat ta hai kya?
Very nice explaination Sir
I have one query that is nps investment is variable that means if i opne nos with 60k/year and in future wants to increase my investment like 1lakhs/year, is it possible ?
Dear Sir,
Tier I opened in Feb 2019. DOB 02.12.1962 If 20 Lacs are deposited by Age 60 What may be the probable pension.Regards.
NRI Pension plan NPS le sakta hai ? Agar han to phir yearly kitna paisa jama karna parega, kitna saal tak dena hoga Aur Minimum kitna paisa monthly pension Mujhko milega ? Pension ke Alawa kuchh cash Amount bhi milega maturity pura hone per ya nahi ? Husband ke baad wife ko bhi milega ?
sir nps ac me jin invester ka invesment 1 lac se kam hai wo pura paisa nikal sakta hai to kya pura paisa withdrowl karne k baad bhi pention chalu rehti h? agar nahi to iske liye kya karna chahiye?
If a person opens account at the age of 60 then how nos works and it's merits and demerits. Please guide
Aisa bhi suna tha ki ye NPS scheme me hum jitana amount invest karate hai utanahi govt bhi hamare investment me add karati hai to ye kya such hai? Pls clarify the point...
In NPS other than employee like, house wife or self employed can invest?
Sir kya es acc me bich bich me tora lamsamp bi kar sakte hai kya
ApyAnd nps me kya difference h.please reaply
Kya ap NPS me per month ya per year contribution bta skte ...
Hii just wanted to ask you whether we can choose multiple fund houses under tier 1. ? Just like multiple mutual funds. And also in nominee information, there is one opt. Percentage share. What it's mean?
EPF Act ki EPS aur NPS me kya relations hai
Apy and nps both ho ga Same sbi a/c may ..?
Very good complete video.
Thank you for your to detail description about nps
Sir 60 par saara annuity Mae laga Kar pension lae saktae Hain ?
Sir mera NPS start hoke two yrs hua hain. An uska amt 88000 hua hai .kya men an is she exit hopaega
Kisi bank me jakar account open kara sakte hain kya ?m
kya APY ka PRAN se NPS ka kaam ho gayega ya fir new PRAN lena pedaga.. ?
Maine sbi netbanking se register kiya tha nps mai.. Usme form download karne ko aaya hai.. Use 30 din tak submit karna hai. Mai janna chahta hu ki agar mai wo form submit na karu to mere paise wapas mil jayge kya
hey dada tumi bangali monehoche....namaskar.....bhalo informative video....
Sir, jodi ami nps a investment kore but in feature govt employe Hoya jai to Amar oi nps account ta ki hobi
Kya y Lena jaruri b hum abbi new joining h sarkari job bol rahe Bina pran no k salry ni de jygi
To plzz batey aysa koi rule h ??
How I withdraw my money after 60 age and where Bank ya other options
Can any individual opt for both APY and NPS? if so, will they have two different PRAN nos?
Can i withdraw full amount after 10 year of nps and above 60 year
Can a state govt employee invest in NPS scheme who had joined 1994 I.e before 2009?
Sir NPS account me joining date of govt job correction kese kia ja sakta h please suggest me
NPS Mey har sal 1000/- rupey invest karun ga to 60 age k bad minimum approx kitna pension mil sakta hey?
Bro is scheme post office per hai..
U R very intelligent sir
sir mai har mahine nps mai alag alag contribution kar sakta hu?
Will NPS create a problem if I leave railway Trackman job , and join railway Loco pilot job ?
elss acha hai ya sip please tell me aur abhi kiss elss fund me paise dalna chahiye
Wow👍👍👍👍👍 full details
Nps dharak ki agr death ho jaye to kya uske nominee ko turnt pension milna start ho jayega ki nhi..Aur pension bhi milega to kitna milega
Whether contigency staff of govt sector can apply NPS? If the same person can change the option after getting regular job.
Sorry read as If not Id.
Yes they can apply
Dusara nps a/c generate ho sakta hai do pahale se khula hai
Nps m 5 saal baad Nominee change kar sakta hu?
Very good policy, personal financial planning tipps video banaye sir
Apka hindi behat cute hai.
Sir contractual employee kliye kya better rahega NPS ya APY
Nps
Nri ke liye kya difference hai
Sir one query here,
If I invest 1.5 lac in ppf and 50k in NPS.
And i declare 1.5 lac ppf in 80c and 50k nps in 80ccd(1b).
Still i will be eligible for tax rebate for 2 lac ?
Or 2 lac tax rebate if i invest total 2lac in nps only ?
Apko giraftar kiya jata hai apke pass itna paisa kaha se aya, hand up
Eha...gov contribution hoga?
Very consolidated, informative and well presented one
Is there any govt share in nps like epf( 12%)?
Hi , I am working in Pvt LTD Co, company side deducted EPF , I want open NPS , I am eligible for NPS or not?
Sir ek jok chorkar dusare job me ja ta hai to dubara nps bharna parta hai
Can I change nominee after 5 years?
please guide
sir plse inform me
kya mai Atal pensan Yojana or Nsp dono a/c khol sakata hu?
Thanks you for get information properly. But one dought ydi invester ki death ho jati h to Kya policy continue rhegi
Dear Sir , This is a good video but which is better Atal pension yojana for nps , which is most beneficiary , pls suggest , Thanks a lot...
NPS is much better option than APY
Thank you for information
Sir nps me abhi hamare aur government ke900000/-rupees hai agale 15 sal me government aur hamara milake kareeb 2000000rupees ka fund banta hai to hamaripension kitani hogi?
क्या एक बार में एनपीएस सिस्टम में पैसा इन्वेस्ट करके तुरंत पेंशन चालू किया जा सकता है कि नहीं
Mera date of birth 12/10/1964. May NPS khol sekte hay ki nehy???
Can I open NPS account at the age of sixty?
My money that ripen at end will depend upon eqities and other options that i have choosed
Or bank provide any fix money at ripen time .plz explain this in another video
i have opened an account(NPS/PRAN)through Post office , of mother(unemployed) for her future pension without any more knowledge about NPS.presently im depositing 1000/- in an irregular interval.please provide me direction about how to add her(mother) Bank account to NPS Account for auto debit of any amount.Also how to change her Scheme choice??
Register here. www.cra-nsdl.com/CRA/
Abhi nps sahi ya galat
thank you
Hi, I have open my PRAN during 2017 but i didn't invested any amount till date but now i interested to invest, is there any issues i will face in future.
Second problem recently i changed my job but in my account all details are showing of my previous employer, how can i change those information?
Sr I simple plz tell tier 1 ,tier 2 which is best option??
Please reply...
Sip ke through NPS kar sakte he kya??
me aapna pran nombar bhul hu kya kare?
Jo salaried person jiska NPS me paisa ja raha he . Already PRAN creat ho chuka he to bo phir tire 2 a/c kaise kholega. Kya Mycams se ya fir SBI se le sakta he kya ? please bataye.
Can i open account in both APY and NPS ?
Mera age 32 hai..."auto" choice Dia hua hai, Lekin mai "active" choice dena chahata hoon, kaun sa fund manager sahi rahega? Please reply
Subhas Mondal sar ye kya hi Osaka kya mahatva hi
However, effective from 15 june, PFRDA allocation to Equity is now 75%
If ny age is 52 and iwant to contribute10000 per month than what will bemy pension
sir mein abhi contractual naukri kar raha hu.nps kholna chahta hu.1 sal bad govt job milne ki umeed hain.sarkari job milne par govt nps milega.mere pehle khola nps ka kya hoga? do nps salana v mana hain. kya karu advice dijiye.