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My portfolio doesn’t just cater to dividend stocks. I hold $VFIAX (S&P 500 index fund) in my Roth IRA and $VTI (Total Stock Market ETF) in my taxable brokerage account. Two of my largest holdings. The individual dividend stock positions all complement the index holdings.
Thats when you hire someone to manage your money. You need a (CFP) straight up! personally, I would invest in ETF's and also love investing in individual stocks.
I took charge of my portfolio but faced losses in 2022. Realizing the need for a change, I sought advice from a fiduciary advisor. Through restructuring and diversification with dividend stocks, ETFs, Mutual funds, and REITs, my $1.2M portfolio surged, yielding an annualized gain of 28%.
‘’Melissa Terri Swayne’’ is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.
You could say they meet the criteria,depending on your own definition of each term. Im holding QDTE, down 12% for 10 months pricewise, however dca and drip minimize that, actually net positive here by about 10% XDTE much better on price, only down 3%, still great weekly distributions every Friday like clockwork.
Contrary to this DOW also just hit a record high. I'm optimistic about the prospect of the market. Also keeping an eye on digital currencies. I'm seeking ways I could divest some of my portfolio, maybe around 150k, to include digital currencies. Can you make a video on that?
A long-term approach can definitely help with navigating market volatility. set clear goals, focus on quality Investments, stay patient and avoid emotional reactions.
Such uncertainties are the reasons I don’t base my judgement on a ''heresay''. My dollar portfolio is made up of 30% S&P500, 25% Index funds(ETFs),15% Gold and over 30% in digital assets, thanks to my CFA for this accurate asset allocation. This strategy is what works for my spouse and I. We've made over 80% capital growth minus dividends.
@@Mitchellee-g2s I've stuck with ‘’Zareen Grace Church” and her performance has been consistently impressive. She’s quite known in her field, look her up.
@@DonaldnotTrumip Thanks for the info. I searched for her full name and found her website right away. I reviewed her credentials and did my research before reaching out to her.
I sold SVOL when I realized that the fund managers have no idea about hedging. They were flailing about with bonds, SPY, and other holdings trying to find a strategy that would work.
I use my high dividend yielders to fund my medium and weak dividend yielders. By doing this, all levels for me are growing much faster since I have a weak paying job. I have dumped many high yielders when they stop recovering or fold/ aka reverse split.
Good video and i agree! But if you look at the bigger picture like lets say TSLY. I am down 60,000 in TSLY in Nav but I have collected 95,000 in divs from the last 1.5 years. So in my mind what does it matter about Nav depreciation if you have collected more in divs. Also most of these will recover when the underlying recovers like TSLA. These high yield divs are mainly for retired folks and not for people with limited resources, stick with VOO or maybe SCHD. You should take a look at BIGY, 12 percent div and they own the underlying so could have capitol growth.
I use the Seeking Alpha platform:) and here's how you can find the YOC chart. When you search an ETF on seeking alpha, you'll land on its summary page tab. Next to that you'll find a series of tabs, like holdings, ratings, momentum etc. click on Dividends. Then below it you'll see sub tabs, like dividend scoreboard, dividend yield, dividend growth etc. Click on dividend yield, scroll down the page and you'll find the Yield On Cost chart. Hope this helps:) And if you don't have Seeking Alpha, you can use my link to save $30 on their premium plan: www.sahg6dtr.com/25S2ZK4/R74QP
@@brotherleo4090 I had a small position in SVOL since late August. Since then, the distribution dropped from $0.30 to $0.26, and the share price dropped ~8%. Perhaps it makes sense to buy this when volatility spikes. I didn't renew my SA subscription as I no longer need it to buy 4 ETF. Nothing to research, etc.
I have a 3 fund portfolio consisting of 33% S&P, 33% Total stock, and 33% international. I added more stocks for rapid growth recommended by a pundit, but after watching my portfolio dip despite a booming stock market, I can't help but seek financial advice.
Thank you so much for this video, this information is very hard to find, I see NAV erosion or changes often in my portfolio and I trade multiple names in this space, not QQQY…but I now know how to better spot the triller threat!
When you search an ETF on seeking alpha, you'll land on its summary page tab. Next to that you'll find a series of tabs, like holdings, ratings, momentum etc. click on Dividends. Then below it you'll see sub tabs, like dividend scoreboard, dividend yield, dividend growth etc. Click on dividend yield, scroll down the page and you'll find the Yield On Cost chart :)
This is by far your best video!! I truly got so much out of this. You really opened my eyes. Thank you so much for taking the time to put out fantastic content.
As an investment enthusiast, I often wonder how top-level investors are able to become millionaires through investing. I have a significant amount of capital to start with, but I'm unsure about the strategies and direction I should take to help me generate substantial profits like some people are this season
so did you delete my post because I criticized your methodology or because I mentioned another RUclipsr ? either way you need to start including the dividends paid out in your evaluations you have people buying and selling ETFs on the information you're giving . even if you're not giving actual Financial advice you are giving information and that information should be accurate .
First you are cherry-picking ETFs and second you are making a statement "the fund's NAV will depreciate quickly" is also picked. While I know some funds are relatively new, others have been around a while. Take a look at the price return (ignoring the outstanding total return) of funds like NVDY (14% price increase with 104% total return), PLTY (24% price increase with 42% total return) or MSTY (41% price return with a whopping 268% total return) to mention a few.
I don't think she can look past the nav price . chart go down chart bad it doesn't matter that if you add in the dividends and outperforms the underlying. lol
The point is that these funds are gambling on gambling. They are very risky and aren’t doing well overall. Anything where the return is going down, but dividends are going up, is literally not a continuable practice.
@@Blurredfury22 of course some funds are better than others the problem here is she doesn't add dividends into the return of the ETFS . she just looks at nav price. did you notice that the first chart that she shows she has the stock ticker blocked out . she's selling a narrative to get clicks and it's really bad narrative especially if you're a long-term investor . YMAX and Round Hill ETFs are option premium Farms . let's say you invest $10,000 in YMAX = 625 shares = $ 0.20 per share pay weekly = $500 a month 500 x 12 = $6000 in 20 months you have your original investment back. in 10 years time do you care that the price is down 20% or 10% ? do you really care if your nav is down $2,000 ? I don't but I'm playing the long game and it's my risk. I'm not saying you should do this I'm just saying she's giving ineffectual information for clickbait . just like I would never tell anyone to go to casino and put it all on red and not explain you have a 50/50 chance. she only talks about the nav.
Total return is all that matters. If the yield is so high that you get NAV erosion just reinvest some of the dividends to keep your principal stable. If the total return beats the others than the NAV erosion doesn't matter as long as you reinvest some or all of the dividend.
And the last thing you want is to addtionally lose money to the tax man. In the US, these covered call etfs are not the right tool for most people, especially those who are not retired
I think really the fastest BS indicator you can look for to identify dividend traps would be dividend yield + expense ratio. A very high yield attracts investors, and the expense ratio indicates management just wants to sucker investors into paying a fee. If the fee isn't reasonable, say less than 0.5% (JP Morgan or Invesco's income etfs are between 0.35 and 0.29) There's really no reason these funds should be collecting more than that tbh and really no reason an investor should accept a fee higher than that from these large firms. See a combination of high yield, high expense ratio = pump the brakes on throwing your money at it. Do some more research!
Tons of videos rehash content from multiple channels, even within the same channels. YT is probably half rehashing. Don't act surprised or offended. Just find rehashers that you like.
I remember why i stop watching you over looked total return. I own TSLY SINCE March 2023 $14.90 per share pre split . In 4 months i will own TSLY outright ROI returned. Its has paid me over $2500 average per month . And with that said i used the distribution In NVDY then into MSTY. LETS SAY I have no regrets.
You might want to learn to read charts, learn the stages of price movement, diversify, add on stage 1s, trim on 3 push dividends not back into the fund but into other funds setting up to move higher. But none of you new RUclipsrs get this.
✅Market Research Platforms✅
Seeking Alpha: $30 OFF your Premium Membership + 7 day Free Trial:
www.sahg6dtr.com/25S2ZK4/R74QP/
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My portfolio doesn’t just cater to dividend stocks. I hold $VFIAX (S&P 500 index fund) in my Roth IRA and $VTI (Total Stock Market ETF) in my taxable brokerage account. Two of my largest holdings. The individual dividend stock positions all complement the index holdings.
Thats when you hire someone to manage your money. You need a (CFP) straight up! personally, I would invest in ETF's and also love investing in individual stocks.
I took charge of my portfolio but faced losses in 2022. Realizing the need for a change, I sought advice from a fiduciary advisor. Through restructuring and diversification with dividend stocks, ETFs, Mutual funds, and REITs, my $1.2M portfolio surged, yielding an annualized gain of 28%.
Your advisor must be really good, how I can get in touch with them as my porfolio isnt doing well.
‘’Melissa Terri Swayne’’ is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.
Thanks a lot for this suggestion. I needed this myself, I looked her up on google, and I have sent her an email. I hope she gets back to me soon.
Well, news aside, thanks for the Moonacy Protocol suggestion-I went with the third plan after all
Where did you get the Yield on Cost chart? I've looked around and cannot find one where any ETF or stock can be put in. Thanks.
Good video and explanation of NAV erosion 👍
Have you covered OXLC in any of your videos? I want to know if this one is worth looking into.
Great job on the video. I learn something new every time you put a new video out. Looking forward to your next video
You recently did a video recommending YMAX and QDTE for high yields. How do they stack up on your Deadly Trio?
You could say they meet the criteria,depending on your own definition of each term. Im holding QDTE, down 12% for 10 months pricewise, however dca and drip minimize that, actually net positive here by about 10% XDTE much better on price, only down 3%, still great weekly distributions every Friday like clockwork.
Contrary to this DOW also just hit a record high. I'm optimistic about the prospect of the market. Also keeping an eye on digital currencies. I'm seeking ways I could divest some of my portfolio, maybe around 150k, to include digital currencies. Can you make a video on that?
A long-term approach can definitely help with navigating market volatility. set clear goals, focus on quality Investments, stay patient and avoid emotional reactions.
Such uncertainties are the reasons I don’t base my judgement on a ''heresay''. My dollar portfolio is made up of 30% S&P500, 25% Index funds(ETFs),15% Gold and over 30% in digital assets, thanks to my CFA for this accurate asset allocation. This strategy is what works for my spouse and I. We've made over 80% capital growth minus dividends.
@@DonaldnotTrumip I find your situation fascinating. Would you be willing to suggest a trusted advisr you've worked with?
@@Mitchellee-g2s I've stuck with ‘’Zareen Grace Church” and her performance has been consistently impressive. She’s quite known in her field, look her up.
@@DonaldnotTrumip Thanks for the info. I searched for her full name and found her website right away. I reviewed her credentials and did my research before reaching out to her.
Great Information. I always learn something from you videos.
Can you analyze some Closed End Funds for income. Like dbl, rqi. Thanks.
Armchair Income Videos on some interesting Closed end Funds, link to one of the videos - ruclips.net/video/a8ZefOlyajA/видео.html
I sold SVOL when I realized that the fund managers have no idea about hedging. They were flailing about with bonds, SPY, and other holdings trying to find a strategy that would work.
Income Architect called that one. I’m out of SVOL.
I use my high dividend yielders to fund my medium and weak dividend yielders. By doing this, all levels for me are growing much faster since I have a weak paying job. I have dumped many high yielders when they stop recovering or fold/ aka reverse split.
can words do justice? Can perfection be described? Aboslutely amazing.
I think JEPG (global equitys) is also an interesting income ETF....what do you think about it.
Good video and i agree! But if you look at the bigger picture like lets say TSLY. I am down 60,000 in TSLY in Nav but I have collected 95,000 in divs from the last 1.5 years. So in my mind what does it matter about Nav depreciation if you have collected more in divs. Also most of these will recover when the underlying recovers like TSLA. These high yield divs are mainly for retired folks and not for people with limited resources, stick with VOO or maybe SCHD. You should take a look at BIGY, 12 percent div and they own the underlying so could have capitol growth.
Hi. where can i find a YOC? i've googled and don't seem to have luck
You compute it based on your purchase price. Your investment brokerage may have a tool available to clients.
I use the Seeking Alpha platform:) and here's how you can find the YOC chart. When you search an ETF on seeking alpha, you'll land on its summary page tab. Next to that you'll find a series of tabs, like holdings, ratings, momentum etc. click on Dividends. Then below it you'll see sub tabs, like dividend scoreboard, dividend yield, dividend growth etc. Click on dividend yield, scroll down the page and you'll find the Yield On Cost chart. Hope this helps:) And if you don't have Seeking Alpha, you can use my link to save $30 on their premium plan: www.sahg6dtr.com/25S2ZK4/R74QP
what actionable information do you get from YOC ?
@@stevenorris-b9f she walks you through how to use YOC to see if its a dividend trap
I just dumped SVOL and Seeking Alpha.
I will continue buy SCHD, DIVO, CGDV and JEPQ going forward. No need to pay for SA premium
Divb check it out
I also dumped SVOL, but added EIC and RLTY closed end funds
If u dont mind, can u explain why?
@@brotherleo4090 I had a small position in SVOL since late August. Since then, the distribution dropped from $0.30 to $0.26, and the share price dropped ~8%. Perhaps it makes sense to buy this when volatility spikes. I didn't renew my SA subscription as I no longer need it to buy 4 ETF. Nothing to research, etc.
I have a 3 fund portfolio consisting of 33% S&P, 33% Total stock, and 33% international. I added more stocks for rapid growth recommended by a pundit, but after watching my portfolio dip despite a booming stock market, I can't help but seek financial advice.
Thank you for a good run down on NAV Erosion. It is a subject all too often glossed over in the abba dabba doo world of "yes but my yield is"
You are dead wrong...look at QDTE with a Yield of 34% who beat QQQ since inception. Not all CC ETF are the same.
But it hasn't beat QQQ since it's inception. And it's only existed for less than a year...
@@DrDingus And what....you can not compare Total return for 3 6 and 9 months btw them ..get a better charting app
@ What do you mean by 'beat'? lol. It hasn't beat by any metric yo
@@DrDingus Never mind...learn some T analysis
@@victorasul lol sure
Very good advice.
Would you please create a video for YMAX? Thank you
Growth returns with dividends added. M1 finance shows this for overall Total return. It all depends on your average share price as well.
Thank you so much for this video, this information is very hard to find, I see NAV erosion or changes often in my portfolio and I trade multiple names in this space, not QQQY…but I now know how to better spot the triller threat!
Where can I find a chart of "Yield on Cost"?
Seeking Alpha has the chart
When you search an ETF on seeking alpha, you'll land on its summary page tab. Next to that you'll find a series of tabs, like holdings, ratings, momentum etc. click on Dividends. Then below it you'll see sub tabs, like dividend scoreboard, dividend yield, dividend growth etc. Click on dividend yield, scroll down the page and you'll find the Yield On Cost chart :)
On webull fepi goes up from left to right. It doesnt show any nav erosion.
Webull shows it starting at 35$ and seeking alpha shows it starting at 50?
always make sure your graph is stock price only and does not include distributions. Two different and important perspectives.
Well explained 👏 👏 👏
Terrific analysis and explanations!
Binance infinity ETH bug right now
I just made a video to show that|
Does this ETF really have a 87% dividend?
yup loll
@ how is that sustainable?
Not true. Volatility benefits the call option strategy ETF..more volatility more yield.
QQQY looks like it would do good in a Bear Market
Reinvest dividends on the NAV drops.
Hold in tax deferred account,
and always track real world yield including NAV erosion (if any)
Stairs up, elevator down
This is by far your best video!! I truly got so much out of this. You really opened my eyes. Thank you so much for taking the time to put out fantastic content.
Thank you very much! 😊 Glad it was helpful!
Good content, but GET TO THE POINT!!!
I agree unnecessary chitter chatter in so many YT videos is annoying
Off her meds for some time now!
As an investment enthusiast, I often wonder how top-level investors are able to become millionaires through investing. I have a significant amount of capital to start with, but I'm unsure about the strategies and direction I should take to help me generate substantial profits like some people are this season
Ciao,sei bravissima,ottimo canale yt. Ti seguo da in Europa(Italia).
QDVO 💪🏻, DIVO’s cousin.
How has QDVO performed for you?
@ The price is up over 5% in the last 3 months, and should have a total yield over 6%. It’s brand new though.
@garythomas3150 sweet. Thanks
There are no free lunches.
so did you delete my post because I criticized your methodology or because I mentioned another RUclipsr ? either way you need to start including the dividends paid out in your evaluations you have people buying and selling ETFs on the information you're giving . even if you're not giving actual Financial advice you are giving information and that information should be accurate .
First you are cherry-picking ETFs and second you are making a statement "the fund's NAV will depreciate quickly" is also picked. While I know some funds are relatively new, others have been around a while. Take a look at the price return (ignoring the outstanding total return) of funds like NVDY (14% price increase with 104% total return), PLTY (24% price increase with 42% total return) or MSTY (41% price return with a whopping 268% total return) to mention a few.
I don't think she can look past the nav price . chart go down chart bad it doesn't matter that if you add in the dividends and outperforms the underlying. lol
The point is that these funds are gambling on gambling. They are very risky and aren’t doing well overall. Anything where the return is going down, but dividends are going up, is literally not a continuable practice.
@@Blurredfury22 of course some funds are better than others the problem here is she doesn't add dividends into the return of the ETFS . she just looks at nav price. did you notice that the first chart that she shows she has the stock ticker blocked out . she's selling a narrative to get clicks and it's really bad narrative especially if you're a long-term investor . YMAX and Round Hill ETFs are option premium Farms . let's say you invest $10,000 in YMAX = 625 shares = $ 0.20 per share pay weekly = $500 a month 500 x 12 = $6000 in 20 months you have your original investment back. in 10 years time do you care that the price is down 20% or 10% ? do you really care if your nav is down $2,000 ? I don't but I'm playing the long game and it's my risk. I'm not saying you should do this I'm just saying she's giving ineffectual information for clickbait . just like I would never tell anyone to go to casino and put it all on red and not explain you have a 50/50 chance. she only talks about the nav.
Total return is all that matters. If the yield is so high that you get NAV erosion just reinvest some of the dividends to keep your principal stable. If the total return beats the others than the NAV erosion doesn't matter as long as you reinvest some or all of the dividend.
Sell qqqy, fepi, ??????
Thanks
Everyone knows volatility is fantastic for call options.
She doesn't !
And the last thing you want is to addtionally lose money to the tax man. In the US, these covered call etfs are not the right tool for most people, especially those who are not retired
I think really the fastest BS indicator you can look for to identify dividend traps would be dividend yield + expense ratio. A very high yield attracts investors, and the expense ratio indicates management just wants to sucker investors into paying a fee. If the fee isn't reasonable, say less than 0.5% (JP Morgan or Invesco's income etfs are between 0.35 and 0.29) There's really no reason these funds should be collecting more than that tbh and really no reason an investor should accept a fee higher than that from these large firms.
See a combination of high yield, high expense ratio = pump the brakes on throwing your money at it. Do some more research!
If the subtitles are translated into other languages, you will be watched more.
You really didnt list the ones to dump and the ones to buy. No mention of SPYI?
Thank you for your research and your help. And you are a very beautiful girl so I watch your videos for both reasons!
To be honest, I'm unsure about the purpose of this video. It appears to be rehashing content that has already been published on multiple channels.
Tons of videos rehash content from multiple channels, even within the same channels.
YT is probably half rehashing.
Don't act surprised or offended. Just find rehashers that you like.
@@Apeiron242 very true, I've actually seen some (not hers) that are a direct copy.
Utter bs
I remember why i stop watching you over looked total return.
I own TSLY SINCE March 2023 $14.90 per share pre split .
In 4 months i will own TSLY outright ROI returned.
Its has paid me over $2500 average per month .
And with that said i used the distribution In NVDY then into MSTY.
LETS SAY I have no regrets.
😋🤑
where do you find the yield on cost graph in seeking alpha not under the momentum tab
It is under "Dividends"
Select Dividends and then Dividend Yield. Scroll down to the Yield On Cost chart.
If i were to listen to this womans advise id never make any money, lol
😂
I could not have stated any better 😂😂
I'm really surprised a firm hasn't picked you up as a squint
because they aren't looking at the right place.
Sick of your clickbait thumbnails..
Get. To. The. Point!!!
sorry, there is no point
You might want to learn to read charts, learn the stages of price movement, diversify, add on stage 1s, trim on 3 push dividends not back into the fund but into other funds setting up to move higher. But none of you new RUclipsrs get this.
Does anyone believe this lady? she flip flops on different ETFs everyday LOL
Bit more
Shorten your vids plz. Typical woman
Yummy milk
😍
This chicken works for Seeking Alpha more like Reeking Beta
Another name of ponzi scam variant
first
Big deal, are you 5?
Thanks