Thank you very much Viktoriya for addressing the NAV depletion of SVOL and showing why us it's still OK to own in small amounts. After losing over 11% in SVOL, it seemed like a poor investment but I can now see your logic in putting it in a 3 ETF portfolio for balance. Please continue to do videos of ETF combinations for different types of investors. I would personally like to see one similar to this one only even "more conservative" because of the concern of a down trending market which many of us expect soon. Those close to retirement are more concerned about losing money than "possibly" making lots of money. We do NOT care how it compares to the S&P 500, just that it produces consistent income with VERY little chance of dropping over 20% more or less. It would also be awesome if you would eventually give us your opinion on other types of income investing such as the high dividend BDCs (business development companies) and REITS that also produce yields around 7-12%. I've been happy BXSL and RITM but would love to hear your take on others. Thank you very much. Thumbs Up!
Just based on my observations, it appears the number of ads depends on the time of day you watch a video. During "prime time" there are more ads, but very early in the morning or late at night, there are fewer ads or no ads.
That's how she makes her money. She invests her youtube money from all these ads into other things, not this nonsense. If you analyze this for more from back to jan 2023 to today, this DOES NOT beat SP500. She's click-baiting you with Boobs & Bull Markets (tm)
Geart idea, but Based on current prices and average dividends of JEPI = $0.35, JEPQ = $0.45, and SVOL = $0.29 would only create $850 per month. Swapping SPYI with and average divind income of $0.51 would create the desired $1,000 per month.
I have a sizable position in JEPQ, but I dumped SVOL this morning. I had just 50 experimental shares since August. During that time the distribution dropped from $0.30 to $0.26 and the share price dropped 8%. I guess I was about even.
Totally agree with you on SVOL. I bought one share about two years ago and let it drip then sold the share and kept the fractional. It has been disappointing, and I think the fund needs to be redesigned so that the nav doesn't erode. They do a pretty good job on dividend yield, but the NAV erodes way too fast. So your total return is in the 9-10% range. I am going to try BTCI next. It's new NEOS bitcoin income options fund. Literally doing the same thing buy drip sell. The risk of holding less than share is almost nothing, and I can watch the performance over time to see if I want to buy more.
I will always be thankful to Viktoriya! In March 2023 I first saw her video that got me to SVOL, TLTW and JEPI and boy I loaded my 40k dollar Roth then with all 3 of them. Guess what? It has double while I keep adding every month. You have to just buy on dips and let it ride! My TLTW is back to my Avg but I suspect not for long because 10Y Bond yield can’t be at 4.8% for long.
Agreed, these ETFs are great for Roth IRA's, but don't forget Traditional & Rollover IRA's as well -- as most folks will have more assets in these than a Roth.. And for taxable accounts, the more tax friendly QQQI and SPYI could replace the JEPs.. Also, the offset mentioned, i.e. SVOL buffering returns when the JEPs face downward pressure, does not always compute -- for in times when JEPs decrease, it's precisely due to markets going down, i.e. increased volatility - which would affect SVOL negatively as well.
Contrary to this DOW also just hit a record high. I'm optimistic about the prospect of the market. Also keeping an eye on digital currencies. I'm seeking ways I could divest some of my portfolio, maybe around 150k, to include digital currencies. Can you make a video on that?
Strongly considering dumping SVOL like several folks have said here. At a 16.5% yield over last year, and 8.5 % NAV erosion we have a 8% overall return. Why bother when JEPQ or SPYI are higher yields without the NAV erosion. In addition, with Trump in office I can’t imagine volatility is going to calm down much
SVOL is coming out of backwardation and being redesigned right now. You should see NAV appreciation over the next few weeks with a higher distribution at the end of this month.
That's why I asked her for a basket of very conservative ETFs that compliment one another and provide income but with less chance of a move to the downside for those retired or nearing retirement. I remember her talking about an ETF called HELO that was supposed to be quite conservative. Maybe she could tell us what would go well with that if she still believes it to still be a conservative ETF.
In the end it comes down to total return and SVOL is a ticking time bomb. Ive seen nothing from it that would indicate any sort of meaningful recovery after a period of extended volitility.
The info provided can be confusing on this channel. Recall one earlier episode, where the thought was why bother JEPQ in limiting the upside and just go with the Nasdaq 100 instead directly. Here JEPQ is touted for its greatness. I guess it depends on the flavor of the day.
Easiest way to compare income ETF is just 3 things BETA, 52 weeks high and low difference and total returns and bonus i would include assets and volume
SVOL holdings are not good. They have AGGH as top holdings which same as AGG. 9% yields on AGG/AGGH is not mathematically possible. You are 100% likely to decay or erode with such high SVOL yields.
Yield on SCHD is too low to be considered a good investment right now. Value stocks have gotten beaten down especially lately because you can buy treasuries, get a higher yield, and literally almost no risk. No incentive to buy SCHD for income investors with treasuries paying 4%+
Right, 4 months is good enough duration to test a portfolio. Wow, awesome. And I see you keep creating new portfolios for same income , so very 6 months and call it as best. If someone takes your suggestions seriously and invest all their retirement income, during next market correction, they can plan to go back to work again.
That's my concern, hence asking her for a VERY conservative portfolio of diversification with some income, maybe some upside, but lots of downside protection for what's eventually coming. Some of us don't have 20 or 30 years until retirement.
JEPI and JEPQ ETFs are not uncorrelated. They are nearly perfectly correlated. SVOL is less correlated because it's an inverse of the market volatility. All three ETFs are tied to the stock market, so implying that this portfolio is uncorrelated is flat out misleading. The covered call aspect, may or may not generate some income regardless of the swings of the market, but if the market goes down so do the underlying equities in the ETFS. SVOL is not really a good long term hold for a portfolio. It's really more of ETF for day traders. I wonder if you are aware that they change their holdings constantly attempting to guess which way the market is moving. It has done poorly as of late because they guessed wrong and they also had a large part of their holdings sitting on the sidelines at the wrong time.
If you only buy it during volatility spikes, then there is nothing wrong with holding long term. When and if if drops to $15 a share I'll buy a ton of it.
I will always be thankful to Viktoriya! In March 2023 I first saw her video that got me to SVOL, TLTW and JEPI and boy I loaded my 40k dollar Roth then with all 3 of them. Guess what? It has double while I keep adding every month. You have to just buy on dips and let it ride! My TLTW is back to my Avg but I suspect not for long because 10Y Bond yield can’t be at 4.8% for long.
this chicks videos have way to many Ads....but anyway i been buying SVOL based on her recommendation since August and im down over 6% including dividends reinvested. Also wish she had a better microphone...videos sound tinny or like talking out of a barrel
@@beagle250 Correct, too often people here only measure upside between ETFs. One day we're going to find out which ETFs really do the overall best after we add in a bear market to all of these bull market years. Thank God I'm old enough to know how important that is.
I don't want to reinvest dividends; I want INCOME to spend AND keep my original investment secure with no NAV erosion. SVOL is no longer tied to the VIX or Bond Market. 45% of SVOL portfolio is now in SPY.
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Fascinating! Thanks!
Thank you very much Viktoriya for addressing the NAV depletion of SVOL and showing why us it's still OK to own in small amounts. After losing over 11% in SVOL, it seemed like a poor investment but I can now see your logic in putting it in a 3 ETF portfolio for balance. Please continue to do videos of ETF combinations for different types of investors. I would personally like to see one similar to this one only even "more conservative" because of the concern of a down trending market which many of us expect soon. Those close to retirement are more concerned about losing money than "possibly" making lots of money. We do NOT care how it compares to the S&P 500, just that it produces consistent income with VERY little chance of dropping over 20% more or less. It would also be awesome if you would eventually give us your opinion on other types of income investing such as the high dividend BDCs (business development companies) and REITS that also produce yields around 7-12%. I've been happy BXSL and RITM but would love to hear your take on others. Thank you very much. Thumbs Up!
Thanks Vickoryia !!! You did it again!!!!
Wow this episode is loaded with way too much Ads. What happened?
You Tube happened.
I had 20 ads in a 15 min video…
Me too. Way more than norm
Me too!!!
Funny, I just watched a camping video, It had a crazy amount of adds as well.
Me too
Zero.
An ad every 1:30 is crazy😢
Thank You Tube for that
@@Omegawerewolfx nope this channel sold out for adds
Just based on my observations, it appears the number of ads depends on the time of day you watch a video. During "prime time" there are more ads, but very early in the morning or late at night, there are fewer ads or no ads.
That's how she makes her money. She invests her youtube money from all these ads into other things, not this nonsense. If you analyze this for more from back to jan 2023 to today, this DOES NOT beat SP500. She's click-baiting you with Boobs & Bull Markets (tm)
SVOL is being redesigned right now. It’s also coming out of backwardation into contango. The NAV should increase over the next two months.
Geart idea, but Based on current prices and average dividends of JEPI = $0.35, JEPQ = $0.45, and SVOL = $0.29 would only create $850 per month. Swapping SPYI with and average divind income of $0.51 would create the desired $1,000 per month.
I have SVOL and JEPI out of these 3. I purchased SVOL last March and doubled my holdings later in the year. I purchased JEPI early this year.
Thank you for reviewing your ETFs. He did wonderful day. Enjoy the video.
Never seen so many ad interruptions
I have a sizable position in JEPQ, but I dumped SVOL this morning. I had just 50 experimental shares since August. During that time the distribution dropped from $0.30 to $0.26 and the share price dropped 8%. I guess I was about even.
Totally agree with you on SVOL. I bought one share about two years ago and let it drip then sold the share and kept the fractional. It has been disappointing, and I think the fund needs to be redesigned so that the nav doesn't erode. They do a pretty good job on dividend yield, but the NAV erodes way too fast. So your total return is in the 9-10% range. I am going to try BTCI next. It's new NEOS bitcoin income options fund. Literally doing the same thing buy drip sell. The risk of holding less than share is almost nothing, and I can watch the performance over time to see if I want to buy more.
SVOL is being redesigned right now. It’s also coming out of backwardation.
@@jaygold4467 Looking forward to Forwardation👍
You are a smarty, thank you so much
I will always be thankful to Viktoriya! In March 2023 I first saw her video that got me to SVOL, TLTW and JEPI and boy I loaded my 40k dollar Roth then with all 3 of them. Guess what? It has double while I keep adding every month. You have to just buy on dips and let it ride! My TLTW is back to my Avg but I suspect not for long because 10Y Bond yield can’t be at 4.8% for long.
I figured I'd own two of the three. I wouldn't have imagined I'd own all three. I'm at four, with SPYI bringing up the rear.
I own SPYI instead of JEPI, also added AIPI and MSTY to my Roth ❤. IWMI in my trad. IRA
Agreed, these ETFs are great for Roth IRA's, but don't forget Traditional & Rollover IRA's as well -- as most folks will have more assets in these than a Roth.. And for taxable accounts, the more tax friendly QQQI and SPYI could replace the JEPs.. Also, the offset mentioned, i.e. SVOL buffering returns when the JEPs face downward pressure, does not always compute -- for in times when JEPs decrease, it's precisely due to markets going down, i.e. increased volatility - which would affect SVOL negatively as well.
Doing well with your JEPI, JEPQ & HELO recommendations, thoughts on JDIV?
I sold svol yesterday. Div keeps going down.
Same here, I sold this morning. Distributions and share price going down...
@@hansschotterradler3772I sold mines last month
It happens JepQ went through it too
Contrary to this DOW also just hit a record high. I'm optimistic about the prospect of the market. Also keeping an eye on digital currencies. I'm seeking ways I could divest some of my portfolio, maybe around 150k, to include digital currencies. Can you make a video on that?
Hi is there a Fidelity pie equivalent?
Do you offer consultations ? Also please make video on yieldmax ets like msty
Strongly considering dumping SVOL like several folks have said here. At a 16.5% yield over last year, and 8.5 % NAV erosion we have a 8% overall return. Why bother when JEPQ or SPYI are higher yields without the NAV erosion. In addition, with Trump in office I can’t imagine volatility is going to calm down much
SVOL is coming out of backwardation and being redesigned right now. You should see NAV appreciation over the next few weeks with a higher distribution at the end of this month.
Good info
New to your channel, but you never seem to cover high income Reits like NLY or AGNC. Might be worth a look. Thx
Check out Jussi Askola, he does REITs. Cheers
That's what I just asked for. She could consider high income REITs and BDCs (business development companies) like BXSL. The pay around 9%.
SVOL has a negative trend over the past 5 years though.
BALI in my view is better than JEPI, slightly lower dividends but better upside
You need to specify what age range all your recommendations works best for. I'm 78yo, so not so right for me, but for younger, maybe yes.
That's why I asked her for a basket of very conservative ETFs that compliment one another and provide income but with less chance of a move to the downside for those retired or nearing retirement. I remember her talking about an ETF called HELO that was supposed to be quite conservative. Maybe she could tell us what would go well with that if she still believes it to still be a conservative ETF.
In the end it comes down to total return and SVOL is a ticking time bomb. Ive seen nothing from it that would indicate any sort of meaningful recovery after a period of extended volitility.
What about QQA?
My portfolio is 95% BIL ETF and 5% XRMI which buys protective puts
Thank you
Yes. These ads were too much for me. It discouraged me from finishing watching the video.
😔
XRMI lowest Beta. It buys protective puts.
XYLD and SPYI are also ok with higher beta and volatility
Is it possible to give something like this in canadian version of etf's .Do you think there are canadian etf's that mimic the American counter parts
The info provided can be confusing on this channel. Recall one earlier episode, where the thought was why bother JEPQ in limiting the upside and just go with the Nasdaq 100 instead directly. Here JEPQ is touted for its greatness. I guess it depends on the flavor of the day.
It depends on how much risk your willing to take on the downside "when" it happens.
How much you invest to get $1000 monthly dividend
In JEPQ you'd need about 100k to get that monthly 1,000 dividend
Yup
Easiest way to compare income ETF is just 3 things
BETA, 52 weeks high and low difference and total returns and bonus i would include assets and volume
95% BIL - 5% XRMI
I have a roth, no tax worries.
After 4th ad.: bye bye 👋
SVOL 0r SPYI 🤔...SPYI
No. SPYI is too correlated to JEPQ. Too much fund overlap
Actually not-it’s QQQI that is correlated with JEPQ. SPYI and JEPI are benchmarked to S&P500
hedging $jpeq and $jepi with (inverse) vix? i don't think i understand the idea.
SVOL holdings are not good.
They have AGGH as top holdings which same as AGG. 9% yields on AGG/AGGH is not mathematically possible. You are 100% likely to decay or erode with such high SVOL yields.
Why JEPI over SCHD?
Yield on SCHD is too low to be considered a good investment right now. Value stocks have gotten beaten down especially lately because you can buy treasuries, get a higher yield, and literally almost no risk. No incentive to buy SCHD for income investors with treasuries paying 4%+
JEPI has NVDA Tesla and etc but that get hit the hardest when rate hikes and etc
Right, 4 months is good enough duration to test a portfolio. Wow, awesome. And I see you keep creating new portfolios for same income , so very 6 months and call it as best. If someone takes your suggestions seriously and invest all their retirement income, during next market correction, they can plan to go back to work again.
That's my concern, hence asking her for a VERY conservative portfolio of diversification with some income, maybe some upside, but lots of downside protection for what's eventually coming. Some of us don't have 20 or 30 years until retirement.
I'm unfollowing Viktoria because she has to many adds on her channel and suggest you do the same !
Damm RUclips
Faz um video detalhando o REZ ( Etf de reits )
Kleber aqui do Brasil
JEPI and JEPQ ETFs are not uncorrelated. They are nearly perfectly correlated. SVOL is less correlated because it's an inverse of the market volatility. All three ETFs are tied to the stock market, so implying that this portfolio is uncorrelated is flat out misleading. The covered call aspect, may or may not generate some income regardless of the swings of the market, but if the market goes down so do the underlying equities in the ETFS. SVOL is not really a good long term hold for a portfolio. It's really more of ETF for day traders. I wonder if you are aware that they change their holdings constantly attempting to guess which way the market is moving. It has done poorly as of late because they guessed wrong and they also had a large part of their holdings sitting on the sidelines at the wrong time.
If you only buy it during volatility spikes, then there is nothing wrong with holding long term. When and if if drops to $15 a share I'll buy a ton of it.
I will always be thankful to Viktoriya! In March 2023 I first saw her video that got me to SVOL, TLTW and JEPI and boy I loaded my 40k dollar Roth then with all 3 of them. Guess what? It has double while I keep adding every month. You have to just buy on dips and let it ride! My TLTW is back to my Avg but I suspect not for long because 10Y Bond yield can’t be at 4.8% for long.
Thank you very much. Much needed clarification. This helps. Cheers!
I just love Red
A commercial every 90 seconds?? Really...??? Talk about irritating!!!!
this chicks videos have way to many Ads....but anyway i been buying SVOL based on her recommendation since August and im down over 6% including dividends reinvested. Also wish she had a better microphone...videos sound tinny or like talking out of a barrel
RUclips IS GETTING GREEDY.
TOO MANY ADS!
I don't care about the stocks. I came here to see Viktoria 🥰
Setting the bar to low standards !
Take JEPI out and replace with XDTE, and then only buy SVOL on the dip, and you're on to something.
I agree swap Jepi for xdte, XDTE doesn’t have that much volatility and it’s absolutely destroyed jepi since inception total return
@@LivingonHighYield Doesn't XDTE not have as much downside protection as JEPI though?
Can’t live off that combo you have to reinvest to keep the nav erosion limited
@@beagle250 Correct, too often people here only measure upside between ETFs. One day we're going to find out which ETFs really do the overall best after we add in a bear market to all of these bull market years. Thank God I'm old enough to know how important that is.
Three ad breaks in 3 minutes. I like your videos, but this one is a pass. Maybe next time.
too much ads, too few boops😂
God I love smart women lol
RATHER HAVE JEPQ and SVOL IS A DOG.
And her next video will be about avoiding these etfs… no thanks
I don't want to reinvest dividends; I want INCOME to spend AND keep my original investment secure with no NAV erosion. SVOL is no longer tied to the VIX or Bond Market. 45% of SVOL portfolio is now in SPY.
Binance infinity ETH bug right now
I just made a video to show that_
My lord. Perfection.