Not necessarily, though there’s a fair amount of overlap however that's not a negative. I know for a fact a well diversified portfolio brings about tremendous value. With an initial deposit of 127k, I've had a great run investing in the past seventeen months with appreciation and dividends- - more than quadrupled. Just hit $500K!
Well done on profits! I've lost a lot in the markets and I feel pretty stupid for not understanding how investing works. Hell, despite having a double major in economics I’ve been struggling to make sense of the market. Kind of a difficult concept to grasp and I am feeling overwhelmed at this point.
Dividend ETFs are a solid option, especially during economic uncertainty, as they offer consistent income and lower volatility. With interest rates still high, value-focused investments like these seem like a smart strategy for 2025. I'll definitely research your top picks-thanks for the recommendations!
I agree. Even with great opportunities, we should proceed cautiously. Seeking market analysis or advice from certified market strategists is important.
That's why I work with one. My $520K portfolio is well-prepared for all market conditions, having grown 85% since early last year. My advisor and I are planning for this year too. In my opinion, financial advisors are among the most important professionals, just like doctors.
That 10 bucks would have served you better in a fund. Read the description of the vid as well as the description of their actual YT page. This promotion company doesn't really need your $$. They are flush with it by promotional income, clicks and views. Even though the content is very good, I'm fairly confident victoria is a paid spokesperson. My two cents.
As a Senior that, LOVES Dividends and,. their, "Compounding effect", over Time, aspect's,.. I'll be Looking Hard at these to, Buy on the Next, "Major Dip" ,. in the Market ! ( Guessing "that" would Be, BEFORE, Summer 2025 ) And I also Like that, They "Hold Up" Well,.. in "Down Turns" ! A Big Deal for, a LOT of, Us ! Many, MANY Thanks,.. Viktoriya !
Great videos. Been watching a long time. But dividend investors often don't care about overall return, ie price appreciation. They want income and increasing income with no intention of selling the stock. Can you do a video comparing dividend ETFs showing which ones will produce the most growing income over time disregarding share price? I'm sure retirees would appreciate that info. Thanks, keep the great videos coming!
I would agree. Many won't sell shares and just want income. I will be one of those soon. However maybe she can do that dividend or income list of ETFs and still pick ones who don't have NAV depletion. (share price slowly going down) (like my SVOL)
@@thehousingvlog7034 total return is the true performance metrics, dont be fooled by 20% dividends pay and your NAV crashes down meaning they use your principle money to pay out dividends
The ETF must own the stock for more than 60 days within 121 days before the ex-dividend date. The investor must also own the shares for more than 60 days within the same 121-day period The online trading platform or broker that an investor employs will break down the qualified and ordinary dividends paid in separate boxes on IRS Form 1099-DIV
Can you make a video in combining a few dividend ETFs - with less correlation- so as to mitigate risk more in a more buy & hold approach? Also an active strategy (for satelite portfolios) like the relative strength etc. Thank you! You are❤
Hi Viktoriya, thanks for the videos, so informative I've made moves based on your info. Regarding REITs, could you look at SCHH - Schwab US REIT ETF, is the dividend qualified, safe to hold in a taxable account Thanks
Fantastic performance! And fast! I actually couldn't follow the stream of words that was spoken so fast and vividly with shifting high and low tones and a lot of hard vocals. All very difficult to grasp. Great! But then of course, I am also a forreigner.
There is a speed add-on for YT on your computer. It shows up in the top left corner of the screen and allows you to slow the playback to better understand the speaker.
I know you push for Seeking Alpha but please address the small time investors about the justification for the price. Some of us are leery to spend x amount.
Honestly, the amount of information and insights you get on all types of investments, investment ideas/topics (dividend & growth), along with news and economic data is unmatched. I use it every single day and it really has helped improve my investing knowledge. So i 100% recommend strictly based on my personal experience :)
I reinvest mine as I don't need the income. If they are not in a tax protected account, in the US you will pay a dividend tax on them regardless if you pocket the dividend or reinvest it.
HIGH with 50% or less mantenance margin to hold is safer and going to beat most income funds. High starting to sell spreads on NDX and GLD along with SPX and TLT. The NDX vertical spreads are around .05 delta out of the money or further. So very far out of the money. HIGH should be the core holding in everyones long term safer income growth portfolio. Im talking like 1/3rd of your whole account should be in HIGH, with 50% maintenance margin Its viable.
The Thumbnail amount is for promotional clicks only. Read the description of the video as well as the one on their YT main page. You will find out in the finer print.
You're bright and I just followed you, but I don't see the need to invest in a fund paying just 1.5% yld, minus .33 fee. Apparently, you're arguing for stability vs Volatility, but then why not just put cash in a money market fund, earning about 5% with virtually no fee. I would argue a better portfolio mix would be cash making 5%, AND some money in leveraged ETFs, which have MUCH higher rates of growth, SO... you can have both safety (cash) AND growth with a smaller amount of one's funds invested in the leveraged ETFs, such as TQQQ, UPRO, DIG, etc. which are producing growth 5X the S&P
Because it has become so popular people are paying a price that is higher than the underlying value of the company stock if purchased separately.. the shine will wear off and you will be able to buy at the real cost
Unless you’re investing a lot and find out this doesn’t pay qualified dividends. Many people don’t realize this but it makes a huge difference when you invest a significant amount
@etfeasy Ok, so. Anyone could list out dozens of investments that have better total returns than XDTE. Investment videos are the kings of meaningless comments so at least you are in good company.
Instead of FDVV you could just go SCHG which has a similar holdings list, pays more dividends and is cheaper after the split. The SCHG split made FDVV obsolete in my opinion.
Totally different. FDVV’s top 10 holding are similar, but only make up 30% of the fund, whereas the top 10% of SCHG holdings is almost 60% of the fund. It’s heavily concentrated in those top 10. The dividend yield is no where near each other. FDVV’s yield is 2.8% v. 0.5% for SCHG. Thank you, try again!
VIG did not outperform FDVV and SCHD. 2020 VIG got 1.14% return only, the other two were 15.4%, 15.08. FDVV got the highest return for the past 1-3-5 year among these 3 etfs.
Would be better if you provided total annual fees for each ETF instead of just a plug for these companies. Both Fidelity and ishares are high fees. Vanguard VOO is a far better etf than all of these
This is all about qualified dividends. Big difference in the end as XDTE pays regular dividends. When your investing large amounts there is a huge difference in regular vs qualified when it comes time to pay Uncle Sam
@@URKlewless It depends more on how much the funds pay out. If a fund with qualified dividends is paying out 4% a year and another fund is paying out 12% in regular dividends, you would still be way ahead with the one with regular dividends. Say a person is in the highest tax bracket and invested $1 million in each of these hypothetical funds. The qualified dividend fund would pay out $40,000 at a max tax rate of 20%. After taxes that is $32,000. The regular dividend fund pays out $120,000 with a max tax rate of 37%. After taxes that is $75,600. What would you rather have?
I don't even- know where the stock market is hea-ded to right now. my portfolio of around 200k is not increasing more than 5% and people are predicting a crash .
Would you please give us your thoughts on the percentage of funds if the portfolio is divided between growth ETFs, ultra-high yield ETFs, Energy ETFS, and small-cap ETFS? Also, are there other types of ETFs we should invest in?
Are you serious about those hand movements ? Try sitting on them . After 3 min I can’t take your hands or the clip of your voice . Do you take a breath ? Between the sentences there is a pause .
your real estate/interest rates commentary is outright wrong and dangerous. i encourage everyone to plot fed activity vs real estate prices. when they lower rates, it's because theyre expecting a worse environment in the future. once the fed has stopped lowering rates, or towards the end of the rate drop cycle is when real estate bottoms. buying real estate early in the loosening cycle killed millions of real estate portfolios purchased in the lead up to '08. smh
I enjoy the analysis, but it seems every other day Viktoria presents a new Best ETF(s) that are must haves. They all can't be must haves can they? A bit of clickbait because they are can't be the best. Sorry
You need to read the description of the video as well as going to their YT home page and read that description as well. They are promoters looking to increase their bottom line.
Ehhh...the only two i see is SCHD, as usual and DGRO. SPY at 476 a share, pass. And I'm currently stuck with the largest and most incompetent broker, fidelity. So i ain't giving them anymore of my money.
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I have a 3 fund portfolio but I have finally decided to invest in ETFs, alongside. I am looking at SCHD, VOO, and XLK OR SCHG.
Great picks! I really do fancy SCHG and XLK!
ETF investing feels like it’s full of traps! 😅 Low fees are the only thing I trust anymore. How do you guys pick the best ones?
@@VanillaCherryBread thank you! Actually would it be silly to have both?
Not necessarily, though there’s a fair amount of overlap however that's not a negative. I know for a fact a well diversified portfolio brings about tremendous value. With an initial deposit of 127k, I've had a great run investing in the past seventeen months with appreciation and dividends- - more than quadrupled. Just hit $500K!
Well done on profits! I've lost a lot in the markets and I feel pretty stupid for not understanding how investing works. Hell, despite having a double major in economics I’ve been struggling to make sense of the market. Kind of a difficult concept to grasp and I am feeling overwhelmed at this point.
Dividend ETFs are a solid option, especially during economic uncertainty, as they offer consistent income and lower volatility. With interest rates still high, value-focused investments like these seem like a smart strategy for 2025. I'll definitely research your top picks-thanks for the recommendations!
I agree. Even with great opportunities, we should proceed cautiously. Seeking market analysis or advice from certified market strategists is important.
That's why I work with one. My $520K portfolio is well-prepared for all market conditions, having grown 85% since early last year. My advisor and I are planning for this year too. In my opinion, financial advisors are among the most important professionals, just like doctors.
Who is your advisor, if you don’t mind sharing?
Her name is “CATERINA MARY CIARLANTE”. You can research her name to find the necessary details and set up an appointment.
Thanks for sharing. I searched for her name and found her website. I reviewed her credentials and did my research before contacting her. Thanks again.
Thanks!
That 10 bucks would have served you better in a fund. Read the description of the vid as well as the description of their actual YT page. This promotion company doesn't really need your $$. They are flush with it by promotional income, clicks and views. Even though the content is very good, I'm fairly confident victoria is a paid spokesperson.
My two cents.
I appreciate that you point out the management and unique aspects of each fund. Thanks.
Excellent ETFs analysis!
Awesome list. CGDV and FDVV. I need to do a little homework.
As a Senior that, LOVES Dividends and,. their, "Compounding effect", over Time, aspect's,..
I'll be Looking Hard at these to, Buy on the Next, "Major Dip" ,. in the Market ! ( Guessing "that" would Be, BEFORE, Summer 2025 )
And I also Like that, They "Hold Up" Well,.. in "Down Turns" !
A Big Deal for, a LOT of, Us !
Many, MANY Thanks,.. Viktoriya !
The QUEEN of quality ETF videos! Great info for beginner and advanced investor alike!
great options !!! thanks for sharing !!!
regards from Panama 🙂
It is wonderful that TV has not taken you away !
Love your videos
It would be great if you put your funds in the description so we can research while we watch.
Thank you
Thank you Viktoriya for these breakdowns and your take. It is very helpful. Take care young lady.
SCHD for me, best dividend andna great lower price now for the split.
JEPQ is also exceptional, but I think you have already covered it.
I don't think JEPQ fell within her mentioned qualifications at the beginning. As in "Qualified ETF".
Thanks. I was not familiar with CGDV.
Now your videos are getting better than ever Viktoria. Thanks for the multiple ETF posts. Another one of your best. Thumbs up 👍👍
Can you do a review for. QDPL
DGRW and CGDV make up the majority of my taxable portfolio with a smaller allocation of SPY I run the wheel on. QGRW for my Roth IRA. 👍🏻
Great videos. Been watching a long time. But dividend investors often don't care about overall return, ie price appreciation. They want income and increasing income with no intention of selling the stock. Can you do a video comparing dividend ETFs showing which ones will produce the most growing income over time disregarding share price? I'm sure retirees would appreciate that info. Thanks, keep the great videos coming!
I would agree. Many won't sell shares and just want income. I will be one of those soon. However maybe she can do that dividend or income list of ETFs and still pick ones who don't have NAV depletion. (share price slowly going down) (like my SVOL)
CGDV low dividend is one of the big reason it beats out all other dividen funds.
That turned me off 😂
@@thehousingvlog7034 total return is the true performance metrics, dont be fooled by 20% dividends pay and your NAV crashes down meaning they use your principle money to pay out dividends
Another great educational video, thank you so much for sharing your knowledge with us. Viktoriya( The ETF queen) is one of the best on RUclips.
FDVV sounds like a winner !
As always great video, thank you!
Glad you enjoyed it!
Currently have my Roth IRA set up with SCHD, DGRW, SCHG all in equal parts been loving it so far with the divs and the growth
Hi, Can you review QYLD devident yield of 11% and EWT please thanks.
Vitoria, Hello... what do you recommend for long term no load index funds for future buying account/ savings for purchases?
This is your best video ever! 🎉
Agreed
Thank you so much! :)
How are you able to find what percentage dividend being paid out are qualified for a ETF? Thanks for the great content btw!!!
The ETF must own the stock for more than 60 days within 121 days before the ex-dividend date. The investor must also own the shares for more than 60 days within the same 121-day period
The online trading platform or broker that an investor employs will break down the qualified and ordinary dividends paid in separate boxes on IRS Form 1099-DIV
How is DGRO for options trading?
hello do the same video for european dividend etfs plz
Could you talk about SPYI Because no doubt it's the highest yielding monthly Dividend check of any e.T.Fs you've been talking about.
You just earned a bell ring.
Can you make a video in combining a few dividend ETFs - with less correlation- so as to mitigate risk more in a more buy & hold approach? Also an active strategy (for satelite portfolios) like the relative strength etc. Thank you! You are❤
Nice video, can you review TLTW? Tks
What's your opinion on UDOW ETF?
I have - SCHD, DIVO, JEPQ, should I add FDVV?
Hi Viktoriya, I know you excluded Jepi and Jepq from these recos but would you invest in these in non-taxable accounts such as a regular or Roth IRA?
Any more vids...very helpful
Hi Viktoriya, thanks for the videos, so informative I've made moves based on your info.
Regarding REITs, could you look at SCHH - Schwab US REIT ETF, is the dividend qualified, safe to hold in a taxable account
Thanks
REIT dividends are not qualified. So in an IRA you could do REIT or CC (JEPI/JEPQ) and be good.
MSTY doing it for me
Fantastic performance! And fast! I actually couldn't follow the stream of words that was spoken so fast and vividly with shifting high and low tones and a lot of hard vocals. All very difficult to grasp. Great! But then of course, I am also a forreigner.
There is a speed add-on for YT on your computer. It shows up in the top left corner of the screen and allows you to slow the playback to better understand the speaker.
How about FDVV?
I know you push for Seeking Alpha but please address the small time investors about the justification for the price. Some of us are leery to spend x amount.
Honestly, the amount of information and insights you get on all types of investments, investment ideas/topics (dividend & growth), along with news and economic data is unmatched. I use it every single day and it really has helped improve my investing knowledge. So i 100% recommend strictly based on my personal experience :)
Thoughts on FFLC? Total return for 1 and 3 years are better than CGDV and FDVV, which I both own.
Thank you for information. Any ideas on how to handle dividends you get from ETF's. Do you have a video on it?
I reinvest mine as I don't need the income.
If they are not in a tax protected account, in the US you will pay a dividend tax on them regardless if you pocket the dividend or reinvest it.
watch your videos 2 times at least ! please cover weekly high dividend etfs like QDTE/XDTE/YMAX/YMAG etc. sometime.
Anyone know what website she uses for research?
QGro is good too
XLK ?
Number 10 on Thumbs Up and First Comment :) You are Awesome. Thank You.
What's a good Broker other than Fidelity?😊
Great video babe! I have 132 shares of SCHD
I guess that makes you the Wizard of Wall Street.
@@busterbiloxi3833 and I have 149 shares of NVDA
HIGH with 50% or less mantenance margin to hold is safer and going to beat most income funds. High starting to sell spreads on NDX and GLD along with SPX and TLT. The NDX vertical spreads are around .05 delta out of the money or further. So very far out of the money. HIGH should be the core holding in everyones long term safer income growth portfolio. Im talking like 1/3rd of your whole account should be in HIGH, with 50% maintenance margin Its viable.
For the algorithm
What should i do with 1000 bucks? This is scary and i don't know what I'm doing
I find the fake tweet thumbnail to be positively ludicrous.
yup ahahaha
I find your comment to be positively ludicrous as well
@@artvandalay6620 Why's that? I'm glad at least someone found my comment amusing though.
@@simulatethat6099😂😂😂
How much are you investing to get that monthly income in the thumbnail?
The Thumbnail amount is for promotional clicks only. Read the description of the video as well as the one on their YT main page. You will find out in the finer print.
You're bright and I just followed you, but I don't see the need to invest in a fund paying just 1.5% yld, minus .33 fee. Apparently, you're arguing for stability vs Volatility, but then why not just put cash in a money market fund, earning about 5% with virtually no fee. I would argue a better portfolio mix would be cash making 5%, AND some money in leveraged ETFs, which have MUCH higher rates of growth, SO... you can have both safety (cash) AND growth with a smaller amount of one's funds invested in the leveraged ETFs, such as TQQQ, UPRO, DIG, etc. which are producing growth 5X the S&P
Schd for the win
Because it has become so popular people are paying a price that is higher than the underlying value of the company stock if purchased separately.. the shine will wear off and you will be able to buy at the real cost
@@URKlewless I like a slice combined with VOO. It hits different
@@URKlewless -- SCHD is not a closed end fund. It doesn't trade at a premium or discount. The price is purely based on the underlying assets.
These suggestions are based on lower interest rates. Thus far it doesn't look like that will happen. Re: TLT.
What can you tell us about TIME?
this video appears to have identical content to a video same subject and title by an author named cash cow
Probably put out be the same company that puts this one out. Just used a different actor to attract a different set of subscribers.
XDTE has best total returns
Unless you’re investing a lot and find out this doesn’t pay qualified dividends. Many people don’t realize this but it makes a huge difference when you invest a significant amount
@@URKlewless it is return on capital meaning not taxed
QDTE
@etfeasy
Ok, so.
Anyone could list out dozens of investments that have better total returns than XDTE.
Investment videos are the kings of meaningless comments so at least you are in good company.
Instead of FDVV you could just go SCHG which has a similar holdings list, pays more dividends and is cheaper after the split. The SCHG split made FDVV obsolete in my opinion.
Apples and oranges
Totally different. FDVV’s top 10 holding are similar, but only make up 30% of the fund, whereas the top 10% of SCHG holdings is almost 60% of the fund. It’s heavily concentrated in those top 10. The dividend yield is no where near each other. FDVV’s yield is 2.8% v. 0.5% for SCHG. Thank you, try again!
You could always invest directly in individual stocks. Don’t worry about taxes, you won’t make any money anyway.
Do divided stocks fall during a crash. Yes, all stocks fall. See if your divided of 4% is worth loosing 50% to 60% of it's value.
Completely forgot VIG which is extremely competitive with SCHD and outperforms FDVV.
VIG did not outperform FDVV and SCHD. 2020 VIG got 1.14% return only, the other two were 15.4%, 15.08. FDVV got the highest return for the past 1-3-5 year among these 3 etfs.
Would be better if you provided total annual fees for each ETF instead of just a plug for these companies. Both Fidelity and ishares are high fees. Vanguard VOO is a far better etf than all of these
XDTE pays weekly dividends
S&P 500
This is all about qualified dividends. Big difference in the end as XDTE pays regular dividends. When your investing large amounts there is a huge difference in regular vs qualified when it comes time to pay Uncle Sam
Put your unqualified in your Roth IRA.
@@URKlewless It depends more on how much the funds pay out. If a fund with qualified dividends is paying out 4% a year and another fund is paying out 12% in regular dividends, you would still be way ahead with the one with regular dividends. Say a person is in the highest tax bracket and invested $1 million in each of these hypothetical funds. The qualified dividend fund would pay out $40,000 at a max tax rate of 20%. After taxes that is $32,000. The regular dividend fund pays out $120,000 with a max tax rate of 37%. After taxes that is $75,600. What would you rather have?
I don't even- know where the stock market is hea-ded to right now. my portfolio of around 200k is not increasing more than 5% and people are predicting a crash .
She knows
Would you please give us your thoughts on the percentage of funds if the portfolio is divided between growth ETFs, ultra-high yield ETFs, Energy ETFS, and small-cap ETFS? Also, are there other types of ETFs we should invest in?
The Iranian Stock Exchange is quite the scene. Give it a go.
not so great for canadians?
Cgdv 45% total return in last 10 yrs. Not very impressive
Dividend and Growth in one ETf ? No !!! One and Other !!!
Total return has got to go to SCHG. Do the DD.
Are you serious about those hand movements ? Try sitting on them . After 3 min I can’t take your hands or the clip of your voice . Do you take a breath ? Between the sentences there is a pause .
Paid exercise. Saves on gym memberships!
your real estate/interest rates commentary is outright wrong and dangerous. i encourage everyone to plot fed activity vs real estate prices. when they lower rates, it's because theyre expecting a worse environment in the future. once the fed has stopped lowering rates, or towards the end of the rate drop cycle is when real estate bottoms. buying real estate early in the loosening cycle killed millions of real estate portfolios purchased in the lead up to '08. smh
But she's so pretty
The background classical music is very annoying.
Thank god it’s not jazz 😂😂
@@URKlewless Agree, music would be a distraction
You are even more annoying.
What annoying is the speed of which she tells her presentation, hyped up!
Slow down Viktoria!
@@maximumoverload5134 sorry, don't agree, I think the speed is good; don't slow down; Thank you.
I enjoy the analysis, but it seems every other day Viktoria presents a new Best ETF(s) that are must haves. They all can't be must haves can they? A bit of clickbait because they are can't be the best. Sorry
These people want views cuz that's how they make money
We all have different goals though, right?
Depends on your individual goals. Have to do your research.
You need to read the description of the video as well as going to their YT home page and read that description as well. They are promoters looking to increase their bottom line.
Ehhh...the only two i see is SCHD, as usual and DGRO. SPY at 476 a share, pass. And I'm currently stuck with the largest and most incompetent broker, fidelity. So i ain't giving them anymore of my money.
Why is Fidelity so large if as you say they are incompetent? Please expound.
@jimroberts631 that's because of moronic sheeples like you who thinks that bigger is always better. Now please STFU already 🙄!
You act like all the other brokers don't exist and you can't start an account with little or no money.
For the algorithm