Always inspiring! As a retiree, I recently took a part time job as a side hustle at 70 years old in order to keep my promise to myself to have a debt free Christmas this year and plan on staying at it into 2024 to build my Emergency Fund and pay off two auto loans and our house - we have no credit card debt but absolutely NO savings - I have never been able to SAVE money.....
Thanks so much. I’m getting ready for the new year. I need to streamline all my pages into a few. I feel like I’m spending all my time messing with my budget. It’s almost a full time job…it’s a good thing I’m retired. I’m relatively making it harder than it needs to be. Shelley
@@SeaShelleyCrafts55 it can be hard and wise to simplify it! I will be doing a few videos coming up on how to plan it and make it all work efficiently.
Have you looked into Ring? It’s a bit of an investment at first, but I pay around $100 for the whole year and have 8 cameras and every door alarmed. You may be able to save long term
i enjoy your videos! Non budget related question : how did you get the bold font in your description box?? 🤎 And congratulations on paying off debt...that Capital One card is done. The debt snowball method is a game changer!
Always inspiring! As a retiree, I recently took a part time job as a side hustle at 70 years old in order to keep my promise to myself to have a debt free Christmas this year and plan on staying at it into 2024 to build my Emergency Fund and pay off two auto loans and our house - we have no credit card debt but absolutely NO savings - I have never been able to SAVE money.....
That is AMAZING. You are an inspiration. Way to hustle and never stop fighting for freedom from financial debt. This is so great!!
Just reading the comments and seeing how wonderful the community you’ve built is; very beautiful. Oh and congratulations on paying off that debt
Thanks, they are so kind and encouraging. ❤️
@@lymanjoy🎉
Wow! Congratulations on the cap1 !!! I love how you explain stuff so clearly!!!
Thanks for watching it is exciting.
Congrats on paying a debt off, been with you since the start of your RUclips journey😊.Can’t wait to see where it takes us. Great video
You have, and I appreciate your consistent encouragement and watching. It has helped me press on. How's your budget journey going?
@@lymanjoy it’s going well, takes a lot of time but I’m seeing it start to work.
@@ginamoffett1973 It does, but the payoff will be amazing. 😁
What an awesome video! I love and enjoy your budgeting videos!😊
Thanks for watching!!!
@@lymanjoyYou're welcome 😊!
Laura, Do you have a store? I really like the debt planner and tracker you use. Shelley
Here is my website, so glad you like it!
www.thelymanjoycompany.com/
Thanks so much. I’m getting ready for the new year. I need to streamline all my pages into a few. I feel like I’m spending all my time messing with my budget. It’s almost a full time job…it’s a good thing I’m retired. I’m relatively making it harder than it needs to be. Shelley
Where did you get your debt planner book? Shelley
@@SeaShelleyCrafts55 it can be hard and wise to simplify it! I will be doing a few videos coming up on how to plan it and make it all work efficiently.
Have you looked into Ring? It’s a bit of an investment at first, but I pay around $100 for the whole year and have 8 cameras and every door alarmed. You may be able to save long term
I would love that thanks for the suggestion!! That sounds like such a great price!
Gas was over by $203 not $230 😊
Thanks spot on!!
Hi where can I get your budget sheets?
Here is the link for my website. All sheets are on there. 😊
www.thelymanjoycompany.com/
you mention etsy shop i think you said black and white not sure ty
For what? If your looking for my planners link is the video description.
Isn't gas 203.00 not 230?
Spot on thanks 😊
Your gas difference is $203 not $230 - I didn't want you to think you were worse off than you'd planned 🙂
Thank you 😊 💓
The difference for groceries is $203, not $230
Thank you, my friend!! Great catch.
i enjoy your videos! Non budget related question : how did you get the bold font in your description box?? 🤎
And congratulations on paying off debt...that Capital One card is done. The debt snowball method is a game changer!
Hmmm...bold letters, in the title or...which part?
@@lymanjoy the disclaimer of the affiliate links