Good video, the best decision I made as a RN nurse was to create a side hustle for extra income streams. It has really helped me and my family financially stable.
@Savanna Bills I made a couple of investments but my investment in forex and crypto has been yielding good profits and I Don't think of stopping anytime soon
@@marissamatty2703 I had similar experience until I met my FA, trading is not what you do without proper guidance. he handles all my trading activities and makes sure my portfolio is diversified into various sectors of the market.
@@shanoimelissa3425 sounds good. Financial market is profitable and can make someone rich but it requires alot of effort, consistency and time. I tried it 2yrs back buh couldn't handle the statistical analysis. It's like mathematics. The only way to earn from the financial market is through a professional trader and i would like to ask who you trade with. ?
What if you duplicate your housing but work at a facility less than 50 miles away from your home base? Say it’s 25 miles away and while you technically couldddd commute, you don’t want to do that long of a commute so you pay for a short term rental near that job?
Hi Anna! Thank you so much for this video. Can you PLEASE do a more in depth video for a first time traveler on how exactly to find a good contract with the right company, organizing things you need, getting the paperwork and financial things in line etc. I would find it SUPER helpful and I’m sure many others would too!!
Choose older agencies. FYI Remember the agency cannot control what goes on in the hospital, nursing home, etc. Some have benefits (MSN) and some don't.
Thank you for sharing this... I take on 13-week contract assignments too and I talked to my recruiter about what you stated regarding the tax-free stipend and she confirmed everything you did and she was very helpful in answering my questions. Please make more videos like this!
Thank you for this! I have been looking at LOCAL travel nurses. Most people think travel nursing means going away when in fact there are positions locally that pay $2,000-4,000 a week plus all the added benefits for me to not leave my home!
Do you know of any agencies that have local contracts. I’m in Florida and it seems I can’t find anything in my area. Everything causes for me to go 3 hrs plus away to work
This was so helpful and cleared up so much information! Thank you! :) I'm a new grad nurse just starting out in the ED. Once I get my 2 years experience, I think I'd like to do local travel nursing :D
I'm a new nurse! I really want to, both, travel but also become a CRNA, like you. I feel like I can't do both.. but now I feel there's hope and I can. How can I become a CCRN the fastest and save for CRNA school. I want to save for 4 years and apply to CRNA school when i'm 40-41 yr old. Can you make a video about this, share the schools you looked into for CRNA school, why you chose the one you did and didn't choose the others, and how to save or get scholarships for CRNA school. I'm single so I will have to fund my schooling and living expenses for the whole 3-4 years of CRNA school.
9:08 Awesome content! 🎉 It’s been a year. How’s the travel nurse life doing for you? Can you recommend your CPA please? I’m start in the DMV area, but tax home is NYC; with aspirations to work in North California and/or Santa Carla, CA out of my Suburban. Trauma Certified ICU Traveling ER Nurse (ENP/MSN) Any suggestions for me?
Can you talk about what happens when you run out of local hospitals to work? Do you just cycle back through? How can you decrease your taxable income being that you don’t get stipends?
I am in LPN school, goal is to local travel. Would I be able to staff in a hospital (they will be paying for my bridge program which is why I will stay there a little while) & local travel? Also do I have to wait a certain amount of time to local travel?
Hey! I’m looking to move from California to Texas but for local travel not regular travel nursing as this would be my first contract. Is that something that’s feasible?
How does the stipend work if you are working in the same state, but duplicating expenses because I work over 100 miles and I am nearing my year on my contract ( I’ve renewed 4 times). Do I now need to work in another state since I’ve would have worked almost exhausted the 12 months
I'm interested in the travel nurse jobs in my local area from a landlord point of view. I am interested in renting short term not to exceed more than a year and a 1/2.
Do you have to go home and make money as well? To maintain the tax home? Also I’ve heard you can only spend 12 months in a state in a 2 year period. Have you heard of that?
this is so helpful! I am originally from Oklahoma, and moved out to San Diego a year ago. I am attending college for the first time to get my nursing degree. My family still lives in Oklahoma, so would I still be able to list Oklahoma as my permanent home when doing the stipend? I hope my question made sense. I love California and would want to travel to different hospitals in the area but would it be possible to do it like that?
You have to duplicate expenses to get the stipend, so if you're paying rent + electricity + car payments back home, yes. If you're just listing an address, then no :)
Hi Anna! Thank you so much for making this video. I am from the DMV and am looking to do some Local Travel Assignments in my area. If you have any tips or resources, agencies or a CPA you recommend please let me know. I want to make sure I do things right. I don't need no trouble from the IRS. Lol!
This was such great information! Thanks Anna! I would love to hear more about the extra steps it takes to maintain a tax home. How often are you traveling back and forth to visit? Does your apartment just sit empty while you're gone? Who gets your mail? Do you maintain all standard utilities? How are you maintaining transportation on both sides of the country? I look forward to seeing more videos!
Question on travel stipend, if you find your lodging for less than what you are getting in stipend, does that mean you get to keep the difference? Are you allowed to do hotels or no?
You can stay wherever you want. IRS doesn't care. Some locations are super challenging so do your due diligence before you sign the contract!! Housing availability & expense can be really shocking!
Thank you so much for sharing this helpful information. I just got hired as a local travel nurse and I have so many questions about stipends! It was good timing that I found your video.
awesome video. i am in my last semester of nursing school for my bachelors... was wondering if it’s possible for a new grad to get a local travel nurse position?
I’m so impressed with you filming this all in one take. Who needs FCP? Haha. Also wanted to let you know you inspired me to get into healthcare when I discovered your TikTok! I just landed a job as a PCT in a hospital and I start nursing school next month. My long term goal is also becoming a CRNA so I’m excited to see what other content you create here on YT! Thank you for your advice 🙂
Hahahahaha thanks this is me running my mouth until I figure out video editing ! And thank you so much for sharing that with me, that’s so exciting and you’ll be an asset to the profession!
So I’d recommend working with a CPA! But generally speaking the stipend is tax free-the way they change around the pay package is making the hourly rate higher for local travelers
Hello Anna thank you for this video, I’m in my first year of uni for nursing in the UK 🇬🇧 and I’m just wondering if you know of anybody or have any information on if it’s possible for me to be able to do travel nursing in the US?
So why don't all nurses quit their regular nursing jobs and go for the money, Money, MONEY like all the travel nurses are bragging about? There have to be some major downsides to travel nursing as well.
Some ppl like routine and having a staff that knows you and will be helpful if you’re overwhelmed. I have heard some horror stories about treatment of travel nurses
Hi Anna! looking for some tips from you! I am an RN but my latest experience on the floor was about 6 years ago and I only have a year of experience. would this travel nursing be doable for me? I need an honest opinon!
What do you think of travel nursing for a new grad? I'm going to graduate in 2023 and love this option. I've heard many opinions on travel for new grads. Some say it's great because you get so much experience but others say you need more experience before you start hopping around to different hospitals. Thanks!
Traveling as a new grad is wildly unsafe and should never be done. An agency shouldn't even hire you, but if one did you would be putting your nursing license at risk. Do the 1-3 years of experience and then come join us!
Hi Anna, thank you for the wonderful video it's very informative. I'm looking into travel nursing myself but i got so many questions. The local travel nursing sounds perfect for a family man like me. Do you have a website that you can recommend to find a reputable or good agency to work with? Thanks.
May you PLEASE do a video on “capitalist medicine”… I think that’s the term I heard you mention-I think that topic and conversation is extremely important.
When you say “ask your recruiter” what does that mean? Do you mean the person posting the job or do you have an agency you work with? I’m new to all this and just curious. Thank you ☺️
Hey! Just clarifying - so regardless of where your taxed home is (at least >50 miles from contract site), if you are doubling expenses (hotel, air bnb, etc) and going to collect the tax free stipend, you are not considered a local traveler?
Hi Anna thank you so much for the very informative video. Looking into local travel nursing. I just want to ask you which agencies did you work with to go into local travel nursing in SoCal?
I don’t think anesthesia is the right choice for money alone-but it will be a good fit for me for the nature of the work. Also I’m excited to learn the art of anesthesia! Also-travel nursing rates won’t be this high forever
yay! Happy to help. I had insurance through my parents for my first 6 months travel nursing, and now I have insurance through Aya Healthcare. However if you agency hop--getting private insurance or getting healthcare from the .gov website is the way to go.
Thank you much for the information. I'm coming up on two years of ICU experience in a small hospital. I feel like I keep getting confirmations of traveling but I am a little bit scared no going to lie. Any tips?
My cousin said she didn't want to travel cause she had a very good standing at her job, loved her hospital where she was staff, did not want to leave her family for money, already didn't have debt, and she didn't want her arms to get FAT.
![Seungmin "그렇게, 천천히, 우리(As we are)" | [Stray Kids : SKZ-PLAYER]](http://i.ytimg.com/vi/kAzmhLHePqU/mqdefault.jpg)
This answered my questions exactly! 😊
I'm so glad!
This video was super helpful, thank you! I also just wanted to say, you have a beautiful smile! 😁
yay! thank you so much :)
Good video, the best decision I made as a RN nurse was to create a side hustle for extra income streams. It has really helped me and my family financially stable.
@Savanna Bills I made a couple of investments but my investment in forex and crypto has been yielding good profits and I Don't think of stopping anytime soon
@@shanoimelissa3425 I'd like to learn more about forex, I've made research but I still get confused at some point, what do you suggest ?
Nice one 👏
@@marissamatty2703 I had similar experience until I met my FA, trading is not what you do without proper guidance. he handles all my trading activities and makes sure my portfolio is diversified into various sectors of the market.
@@shanoimelissa3425 sounds good. Financial market is profitable and can make someone rich but it requires alot of effort, consistency and time. I tried it 2yrs back buh couldn't handle the statistical analysis. It's like mathematics. The only way to earn from the financial market is through a professional trader and i would like to ask who you trade with. ?
Thank you
Happy to help!
What if you duplicate your housing but work at a facility less than 50 miles away from your home base?
Say it’s 25 miles away and while you technically couldddd commute, you don’t want to do that long of a commute so you pay for a short term rental near that job?
Just started orientation on my first local contract. Love this video. Super informational and just real.
Glad it was helpful!
How long was your orientation
Great video!
Thank you!
Hi Anna! Thank you so much for this video. Can you PLEASE do a more in depth video for a first time traveler on how exactly to find a good contract with the right company, organizing things you need, getting the paperwork and financial things in line etc. I would find it SUPER helpful and I’m sure many others would too!!
This sounds like a great idea for my next video! Thank you so much for the idea!
This sounds like a really great video idea thank you so much!
Choose older agencies. FYI Remember the agency cannot control what goes on in the hospital, nursing home, etc. Some have benefits (MSN) and some don't.
Hello 👋, how are you doing today 🥰?
Hi Maddie, I can help assist you to get in contact with a great recruiter. Let me know if you are interested!
Great video. I like how you went straight to the point. I am looking into local travel nursing.
Thank you!
I want to go to CRNA school so bad but I am way too scared that I am not smart enough
Thank you for sharing this... I take on 13-week contract assignments too and I talked to my recruiter about what you stated regarding the tax-free stipend and she confirmed everything you did and she was very helpful in answering my questions. Please make more videos like this!
yay I'm happy this was helpful! please let me know what else you'd like me to talk about!
yay I'm happy this was helpful!
Thank you for this! I have been looking at LOCAL travel nurses. Most people think travel nursing means going away when in fact there are positions locally that pay $2,000-4,000 a week plus all the added benefits for me to not leave my home!
Do you know of any agencies that have local contracts. I’m in Florida and it seems I can’t find anything in my area. Everything causes for me to go 3 hrs plus away to work
@@juliejohnify Hi Julie, I can help assist you to get in contact with a great recruiter. Let me know if you are interested!
Goals. Thank you for the great tips.
BETTTT!! THANK YOU FOR DROPPING THAT WEBSITE LINK ITS ONLY UP FROM HERE !!
This was so helpful and cleared up so much information! Thank you! :) I'm a new grad nurse just starting out in the ED. Once I get my 2 years experience, I think I'd like to do local travel nursing :D
Yay I’m so happy this was helpful!
I'm a new nurse! I really want to, both, travel but also become a CRNA, like you. I feel like I can't do both.. but now I feel there's hope and I can. How can I become a CCRN the fastest and save for CRNA school. I want to save for 4 years and apply to CRNA school when i'm 40-41 yr old. Can you make a video about this, share the schools you looked into for CRNA school, why you chose the one you did and didn't choose the others, and how to save or get scholarships for CRNA school. I'm single so I will have to fund my schooling and living expenses for the whole 3-4 years of CRNA school.
What about your own personal Healthcare? Who supplies those benefits for you?
9:08
Awesome content! 🎉
It’s been a year. How’s the travel nurse life doing for you?
Can you recommend your CPA please?
I’m start in the DMV area, but tax home is NYC; with aspirations to work in North California and/or Santa Carla, CA out of my Suburban.
Trauma Certified ICU Traveling ER Nurse (ENP/MSN)
Any suggestions for me?
Can you talk about what happens when you run out of local hospitals to work? Do you just cycle back through?
How can you decrease your taxable income being that you don’t get stipends?
You can decrease your taxable income by maxing out your 401k and Roth IRA, you can go back to a hospital after a year, so you never run out!
I am in LPN school, goal is to local travel. Would I be able to staff in a hospital (they will be paying for my bridge program which is why I will stay there a little while) & local travel? Also do I have to wait a certain amount of time to local travel?
You don't *have* to wait a certain amount of time unless you're contracted to in your hospital-----agencies often won't hire nurses with
I just finished talking to a recruiter about local travelers vs agency nurse. Thanks for the great information! God bless you.
Hey! I’m looking to move from California to Texas but for local travel not regular travel nursing as this would be my first contract. Is that something that’s feasible?
Great content! Thanks for the details and not gate keeping info. Wishing many blessings your way
Can you do this as a travel phleb or lab tech?
yes!
Congratulations on getting into school Anna! 🙌🏿 Wish you all the best
Inbox me 👆👆
No, you made 92,000. After paying Uncle Sam and your expenses
What is a CPA?
Inbox me 👆👆
Please make more videos about traveling! This is very helpful and I’d love to see more FAQ’s
Yay! I'm glad this is helpful and I'd love to answer more questions--lmk what you want me to cover!
Very informative!!! I’m a new nurse and aspire to do this one day
How does the stipend work if you are working in the same state, but duplicating expenses because I work over 100 miles and I am nearing my year on my contract ( I’ve renewed 4 times). Do I now need to work in another state since I’ve would have worked almost exhausted the 12 months
I am CNA for 8 years, what agency do you recommend to start travel nurse
Thanks for sharing this 💙
Hi, I’m interested to know what agency you use and why? I’m in California
Hello 👋, how are you doing today 🥰? Greetings from San Diego
Do you mind sharing which agencies you used to find local assignments?
I'm interested in the travel nurse jobs in my local area from a landlord point of view. I am interested in renting short term not to exceed more than a year and a 1/2.
Also how long have you been a nurse?
What if I have a friend in LA that I can stay at for free but my apartment is in Maine? Can I still pocket that money?
You need to duplicate expenses to qualify for the tax free stipend
Do you have to go home and make money as well? To maintain the tax home? Also I’ve heard you can only spend 12 months in a state in a 2 year period. Have you heard of that?
Inbox me 👆👆
How do you go to crna school and travel at the same time? My school is weekly mandatory attendance
Question how do I search for local travel assignments?
Inbox me 👆👆
Fantastic video. This helped a lot. I learned so much. Thank you
yay! happy this was helpful
Does this work if you have a RV?
yes! we will be doing *van life* in the future-it's still important to work with a CPA to make sure you're doing everything right!
Thank you I appreciate all the help.
Hello Triahila, great quotation, how are you doing?
I just found your channel. I'm currently studying for teas and looking forward to getting into the field. Thanks for the pointers.
I have 1 year er exp and im about to start my first contract in 5 days. I'm scared, idk why.
Thank you Anna, as someone with kids this is great.
Love your content Anna!
Thank you so much!
Hey, are you able to explain how your hourly rate works on top of overtime hourly rate, I guess I got a little bit confused when you mentioned it.
what specialty is best for travel nursing?
Inbox me 👆👆
This is great information
Thank you so much !
So smart, so savvy, it takes a crafty nurse to make that work! Thanks for sharing!
Hello 👋, how are you doing today 🥰?
Very helpful! Thank you for the information. I'm planning on starting travel soon and would love to see more info from you:)
this is so helpful! I am originally from Oklahoma, and moved out to San Diego a year ago. I am attending college for the first time to get my nursing degree. My family still lives in Oklahoma, so would I still be able to list Oklahoma as my permanent home when doing the stipend? I hope my question made sense. I love California and would want to travel to different hospitals in the area but would it be possible to do it like that?
You have to duplicate expenses to get the stipend, so if you're paying rent + electricity + car payments back home, yes. If you're just listing an address, then no :)
You go girl!!!!!!! I’m thinking about doing local travel!
Inbox me 👆👆
Was this net income? What about health insurance and retirement?
Hi Anna! Thank you so much for making this video. I am from the DMV and am looking to do some Local Travel Assignments in my area. If you have any tips or resources, agencies or a CPA you recommend please let me know. I want to make sure I do things right. I don't need no trouble from the IRS. Lol!
Hi Jes, I can help assist you to get in contact with a great recruiter. Let me know if you are interested!
Hi Jes, I can help assist you to get in contact with a great recruiter. Let me know if you are interested!
But how much does icu nurse pay/he in the dmv area?
Just met a girl in the sauna Thats my age (21) ,and said she signed a 6 week contract for 28k
Now I’m here thinking about being a travel nurse LOL
Whats a CPA?
An accountant
Hi, could this work with a CMT/CMA?
Like traveling to do those. I live in Maryland btw
Local travel
This was such great information! Thanks Anna! I would love to hear more about the extra steps it takes to maintain a tax home. How often are you traveling back and forth to visit? Does your apartment just sit empty while you're gone? Who gets your mail? Do you maintain all standard utilities? How are you maintaining transportation on both sides of the country? I look forward to seeing more videos!
I'm happy this was helpful and I'd love to dig even deeper!
Hello 👋, how are you doing today 🥰?
I LIKE THAT. GET THAT STACK.
Hi Anna do you have a CPA you recommend? I am in SoCal also. Or how did you find yours? Thanks!
Thank you so much for sharing this helpful information. Can you please share the agencies you used when you worked at DMV area.
Inbox me 👆👆
I am learning so much, I can't till I'm a RN!!! This is something I want to do... but 1st I have to get in nursing school.
One step at a time! You’re doing great and we’re lucky to have you
Hello 👋, how are you doing today 🥰?
How much experience do you recommend before becoming a travel nurse
Question on travel stipend, if you find your lodging for less than what you are getting in stipend, does that mean you get to keep the difference? Are you allowed to do hotels or no?
You can stay wherever you want. IRS doesn't care. Some locations are super challenging so do your due diligence before you sign the contract!! Housing availability & expense can be really shocking!
Thank you so much for sharing this helpful information. I just got hired as a local travel nurse and I have so many questions about stipends! It was good timing that I found your video.
Yay I’m so glad this was helpful!
Hello 👋, how are you doing today 🥰?
awesome video. i am in my last semester of nursing school for my bachelors... was wondering if it’s possible for a new grad to get a local travel nurse position?
No please get experience first you will be risking your patients and your license. At the very least a year
I'm assuming that $200,000 is gross income and the $130,000 listed in the title of the video is your net income? Thanks
So I've made 208k this year to date pre-tax from travel nursing, but this video is talking about my pre tax income from my local travel assignment.
I’m so impressed with you filming this all in one take. Who needs FCP? Haha. Also wanted to let you know you inspired me to get into healthcare when I discovered your TikTok! I just landed a job as a PCT in a hospital and I start nursing school next month. My long term goal is also becoming a CRNA so I’m excited to see what other content you create here on YT! Thank you for your advice 🙂
Hahahahaha thanks this is me running my mouth until I figure out video editing ! And thank you so much for sharing that with me, that’s so exciting and you’ll be an asset to the profession!
Hello I'm an lvn can I do this too.
Absolutely!
I’ve heard of some local travelers still getting a weekly stipend but they pay taxes on it. Is this legal?
So I’d recommend working with a CPA! But generally speaking the stipend is tax free-the way they change around the pay package is making the hourly rate higher for local travelers
Hello Anna thank you for this video, I’m in my first year of uni for nursing in the UK 🇬🇧 and I’m just wondering if you know of anybody or have any information on if it’s possible for me to be able to do travel nursing in the US?
So why don't all nurses quit their regular nursing jobs and go for the money, Money, MONEY like all the travel nurses are bragging about? There have to be some major downsides to travel nursing as well.
Family
Yes, family and fear, that’s it lol
Some ppl like routine and having a staff that knows you and will be helpful if you’re overwhelmed. I have heard some horror stories about treatment of travel nurses
Hi Anna! looking for some tips from you! I am an RN but my latest experience on the floor was about 6 years ago and I only have a year of experience. would this travel nursing be doable for me? I need an honest opinon!
I found you here! Yayyyy
Hiiiiiii
What do you think of travel nursing for a new grad? I'm going to graduate in 2023 and love this option. I've heard many opinions on travel for new grads. Some say it's great because you get so much experience but others say you need more experience before you start hopping around to different hospitals. Thanks!
Traveling as a new grad is wildly unsafe and should never be done. An agency shouldn't even hire you, but if one did you would be putting your nursing license at risk. Do the 1-3 years of experience and then come join us!
A good option to make a little more money would be working a PRN vaccination job on the side while you gain experience!
Wow thank you for being straight forward
You are an angel
I’m blushing
@Anna Reese , Now what if you're Canadian?? Do we just cross over for the travel gigs?? Hard not to
There are a few resources on Instagram for Canadian nurses interested in US travel gigs!
Nurse.brennan has some resources for Canadian RNs looking to travel in the US
Have to say, great job explaining the duplicate expenses. I love my tax accountant and is worth every penny I pay him.
Can you make a post how to find cheap/furnished week to week housing
Housing is a great idea for a video !
Hi Anna, thank you for the wonderful video it's very informative. I'm looking into travel nursing myself but i got so many questions. The local travel nursing sounds perfect for a family man like me. Do you have a website that you can recommend to find a reputable or good agency to work with? Thanks.
May you PLEASE do a video on “capitalist medicine”… I think that’s the term I heard you mention-I think that topic and conversation is extremely important.
Hello 👋, how are you doing today 🥰?
When you say “ask your recruiter” what does that mean? Do you mean the person posting the job or do you have an agency you work with? I’m new to all this and just curious. Thank you ☺️
Hello 👋, how are you doing today 🥰?
Anyone here do local travel CT or nuc med? Was wondering how sustainable local travel would be for these modalities. I’m near Chicago if that matters
There are definitely travel opportunities!
Hey! Just clarifying - so regardless of where your taxed home is (at least >50 miles from contract site), if you are doubling expenses (hotel, air bnb, etc) and going to collect the tax free stipend, you are not considered a local traveler?
Hi! So yes if you are >50 miles away AND duplicating expenses you are not a local traveler-you’re a regular traveler
Hi Anna thank you so much for the very informative video. Looking into local travel nursing. I just want to ask you which agencies did you work with to go into local travel nursing in SoCal?
I worked with aya
Hello 👋, how are you doing today 🥰?
Why did you decide to go to CRNA school if your making the money ?
Life is more than money. Some people have higher standard goal.
I don’t think anesthesia is the right choice for money alone-but it will be a good fit for me for the nature of the work. Also I’m excited to learn the art of anesthesia! Also-travel nursing rates won’t be this high forever
@@annaRRNA When do you suppose they’ll drop?
Couldn't focus, you are very very pretty. Anyways great info
Haha thanks
My ANNA 🥳🥳🥳🥳
Oh hey babe ❤️❤️
Hello 👋, how are you doing today 🥰?
That’s not capitalism when they caps staff nurse pay lol…That is the definition of socialism…anyway good video
That's your Prez, SMH
Hi! Thank you for this video. I want to travel locally. Can I ask where you get your health insurance? Thank you!
yay! Happy to help. I had insurance through my parents for my first 6 months travel nursing, and now I have insurance through Aya Healthcare. However if you agency hop--getting private insurance or getting healthcare from the .gov website is the way to go.
Thank you much for the information. I'm coming up on two years of ICU experience in a small hospital. I feel like I keep getting confirmations of traveling but I am a little bit scared no going to lie. Any tips?
Take the plunge! It’s worth it
My cousin said she didn't want to travel cause she had a very good standing at her job, loved her hospital where she was staff, did not want to leave her family for money, already didn't have debt, and she didn't want her arms to get FAT.
Y’all overpaid AF
Can you just show the checks lol like another nurses do instead of mumbling all of that info.
SUBSCRUIBED!! AND I AM DEFINATELY GOING TO FIND YOU ON INSTAGRAM. I WANT INSIGHT ON SOME OF HTE POLITICS OF NURSING. I FEEL VERY NAIEVE
What is a CPA?