How to Cancel ULIP Policy - How to Surrender ULIP Policy Before 5 years and After 5 years ( Hindi )
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- Опубликовано: 20 окт 2024
- In this video i have explained how to cancel ulip policy . Cancelling unit linked insurance policy is super easy.If you want to know how to cancel ulip policy or surrender ulip before or after 5 years watch this video.
#cancelulip
#ulippolicy
#ulip
ULIP policies are often miss-sold by bank officers and agents, leaving investors wonder how they can stop ulip policy and get refund . it is now possible to cancel ulip plans in freelook period or surrender ulip to get refund after completion of 5 years lockin period. what happens on surrendering a ULIP plan as well as steps to cancel ulip plan is explained herein.
Video answers questions like :
Can i surrender my ulip plan ?
How do i cancel ULIP ?
How is the Surrender Value of ULIP Policy Calculated ?
How to surrender HDFC ULIP Policy ?
What if i dont pay ulip premium ?
How do i cancel ICICI ULIP Policy ?
How to surrender LIC ULIP Policy ?
ULIP plan kaise cancel karein ?
How to Cancel ULIP Policy Online ?
Can i get my money back on cancelling ULIP ?
Calculating ulip surrender value has been explained with example for easy understanding. Hope this video helps you to stop your ulip plan at earliest.
Tags: How to cancel ULIP Policy, Cancel ULIP Plan, Surrender ULIP, Discontinue ULIP Policy , Surrender ULIP before lock-in period , Surrender ULIP after lock-in period , surrender ULIP before 5 years,
Do Subscribe :)
जो जानकारी मुझे चाहिये वह आपके चैनल में मिला। धन्यवाद
Maine 3L ka loan liya kal hi SBI se aur mujhe SBI Life Insurance ke ULIP plan chipka diya yearly premium 40k ka for 7yrs....main pagal ho chuka hu....this is my biggest blunder tha 'how they convince me and how i fell in this trap' 😁.... Now i decide to cancel it
Bond paper ane se pehle cancle kar do
भाई अगर आप सेविंग्स चाहते हो तो ulip अच्छा प्लान है और आप इसको मंथली प्लान में कन्वर्ट भी कर सकते हो।
True mujhe 2 sal se harami ki olad aisi chuna lga rhe h refund bhi bol rhe 5 sal baad denge kya kre
I think one should read the policy term and condition. Everything is specified in the policy paper
Bhai ulip nahi Lena jahar kha Lena nahi to chakkar hi lagate rahoge..
One of my friend had following query :
Tax implications regarding surrender value of ULIP policy.
Policy term : 10 years
Premium term :5 years
Lock in period : 5 years
Premium amount : 2 Lakhs
Sum assured : 14 Lakhs
Policy date : March 2017
Maturity date: March 2027
He wants to surrender in March 22 after lock in period ?
Taxation implications
Police bajaj allianz future gain
after March 23 he can ..
HDFC Life as a ulip plan for 10 yrs ke liy ugar koi bakti liya 2015 me or ub 2023 me surrender kar raha ho to kiya ugar TD kar liya faya ho HDFC Life ke dwara to kiya IRDA ke policy ke Anusara kiya galat nahi hai. Mere samjh se koi TD nahi katna chahiy or ugar kat liya gaya ho to kiya policy holder ko legal notice Fund manager ko bhejwana chahiy ya kiya karna chahiy. Please advice correct .
I started HDFC Unit link Pension plan from Dec 2005 annual premium of Rs. 20000/- so totally Rs. 3,20,000/- paid till now the unit value is Rs. 8,66,000 approx and now want to cancel it how much will be cancellation charges and process of cancelation.
Maine HDFC SL progrowth super II policy liya aur 2 annual premium vara , aur premium nahi var saka,,,, policy abhi discontinue fund mei hai,,,,, PPT :10 years, Lock in period:5 years,,,,,,,,,,
Toh mera question hai, kiya mai policy cancell karke refund pa sakta hu lock in period se pahele,,,,,, chrges kitna dena pare ga,,,,,
Premium amout 1 lakh / annum
mujhe bhi cancle krna hai yeh btao ki tum khud payment krte the ya apne ap bank se kat ta tha ? btao
Agr ulip play misselling hai to hum cancel kar sakte hain?
Mene Ek premium diya hai ab mere paas pese nhi hai 2nd premium dene ke kya mai policy cancel kr skta hu mjhe pese vapas milege
Iski fund switch pe ek video banaye sir , dhanyewad .
meri sbi Life - Retire Smart policy hai, I want to surrender before one year. i called Customer care they said, "you will get only 60% of find value after locking 5 yr period as this is a retirement plan and the remaining 40% will go in the retirement fund," *what does this mean*?? pls help.
Hum 50000 per year installment continue rakha r aur fir 5 saal bad paisa uthana hai to kitna amount return milega approximately current market k anuser...
Sum assured -5 lk.
Policy Term-12 years
Policy paying term-07 yr
Plz suggest that i today invested in ulip policy for 5 yrs and want to cancel the policy.
Plz suggest as i want my money back
Hi thanks for such a wonderful video dear.I am Chetna Sabharwal a female 48 years, took hdfc progrowth policy term15 years , paid 7 premiums, the agent came to me and said they want to sell me another policy within same policy.should I go for it or surrender policy?
sbi life ulip online cancel kr skte h??ya sbi life k office mai jana padega?
Hello Sir,
I took a hdfc life ulip policy in may 2017 and paid just one annual premium. After lock in period end in may 2022, can I withdraw the amount from discontinued fund online or I must visit the branch?
Thanks.
Same question i have
whether ur money increased or not..i also paid only 1 yr premium..going to discontinue..kindly tell
tell sir
Aaj hi ki h too direct sbi life branch jake band karwa sakte h
Sir mai 20k month 5 year ke liye invest kr rha hun after 5 year surrender krne pr kitna deduct ho sakta hai pls bataain
Sir maine ULIP policy ली है जिसकी fund value 44000 हजार है,मैं इसे discontinuous Fund में अगर डाल दूं तो क्या 5 साल बाद मैं पैसा निकलूंगा तो क्या surrender charges भी देना हो ...???please reply
Does elss or ulip help to reduce income tax on short term gains in equity?
If I want to cancel mu ULIP Plan within Free Look period, should I have to pay any charge?
Sir mene ICICI pru life classic policy karvaya 15 day nhi huva he or mene cancel ka mail Kar Diya he to mereko return pura Paisa milega ? Aabhi Tak 15 day nhi huva he
Current fund value milega. Subscribe and Support
@@future_nivesh but sir 15 day bhi nhi huva or mene mail policy issue hone pahle cancel ka process Kar Diya tha
ruclips.net/video/VLXpnnbjvKk/видео.html
After 3 year review
Sir 2 premium bhr diye ab nhe bhrana chahta kya muje paise abhi mil payega pichle 2 sal k
Sir mainay tata aia fortune life insurence5 saal ki policy le hai mainay khali aik he premium bara hai 1lakh ab mai premium nhi br sakta hu ka mera paisay safe hai 5saal tak
I have invested in Bajaj Allianz ULIP fund since past 2 years
Can I surrender my policy in online mode or can it be done via offline mode only?
Can be done by non payment of future premiums and notifying mail too
ruclips.net/video/VLXpnnbjvKk/видео.html
Return after 3 years
meri hdfc sl progrowth super ii hai maine 15k per year deni thee
maine 2 saal dee aur discontinue kar dee
mai paisa nikaal sakti hu?
ruclips.net/video/VLXpnnbjvKk/видео.html
After 3 year review
Sir mane icici pru life time classic plan 2018 me leya or 2 premium de chuka hu sir mai ab premium nahi de sakta kya karu mujhe jama keya hua money kase milega pls help sir
Aap video ko dubara dekhen is mein is baat ko puri tarah explain kia hai.. agar aap is bare mein consultation chahte ho toh aap +91 8770938217 par message bhi kar sakte hai..
@@future_nivesh sir policy states discontinues dikha raha hai ab mujhe kya karna chaiye🙏🙏🙏🙏
Bhaiya yrr mummy fd karwane gy thi sale ulip policy kar diye bool k ke 1 he saal jama karna hai ab phone a raha hai har saal jama karna hai
Kya kare bhaiya kuch to batao aap
Kya apka censal huva
Hlo sir maine HDFC progrowth plus plan 05/04/2021 ko liya hai sir retrun karni hai police please help 🙏🙏🙏 me
Whatsapp karein 8770938217 par.
After 5 year surrender Kiya to charges cut hote hai kya
Sir mujhe agent ne Galt information dekr sbi life fd btakr policy krdi or mere account se 50,000rs kt Kiya hai..ye policy Maine 19/09/2022 ko li thi phir maine 21/09/2022 ko cancel application request di h bnk manager ko..unhone bola h 10-15 mai refund aa jayga...tll me kya application dene se refund aa jayga..tll me sir
Agya apka refund 10 15 Dino Mai tell me please
Bhai refund aagya ya nahi
Or kittna refund aaya h please btao
Hello sir
Mai abhi sbi ka ulip plan liya hu.
Lekin abhi sirf proposal no hi mila hai policy no abhi nhi mila hai aur sirf 4days hi hua h.
Aur mai use cancel Krna chahta hu to cancel kaha se hoga bank se ya sbi life branch se
Please reply sir
Branch se
Apka paisa mila ya ni cancle hua apka policy ????
@@shwetakumari4874
Haan mera paisa mujhe "40 days" ke bad pura mil gya tha.
Mai sbi bank mein hi gya tha.
Branch manager sir hi SBILIFE ke agent ko bulakar mera proposal no cancel kr diye the.
Mai PROPOSAL ke bad hi cancel kr diye tha. Mera abhi police document nhi bna tha.
Muje ek saal hone wala hai online liya tha ab cancel ho sakta hoon k nhi
Mine is showing foreclosed what does that mean do I get any money
Sir lic health plus ulip plan number 901 ke bare me kch bataeye...
Surrender value which gets transferred into discontinued policy.
It will earn interest 3.5%
Do we get surrender value and interest accrued? Or just surrender value ?
Surrender value + interest incurred deducted for applicable yearly charges like account maintenance charges.
Do Subscribe :)
@@future_nivesh bro can we get surrender value after paying 2 years premium
Do we need to wait for 5 years.
Sir , maine 2018 me ICICI ka ULIP plan Life time Classic liya tha jiska yearly premium 101000 Rs tha .....aur next year se maine usse Discontinued Fund me daal diya ......abhi 3rd year hai ....kya mai abhi Surrender value lekar iss plan se baahar aa sakta hu ...ya mujhe 5 saal wait karna hi padega
5 sal baad..
maine v liya tha
ise surrender karna chahta hu
Mujhe bhi surrender krna hai
Ulip lekar me bhi phuns Gaya hu.
ruclips.net/video/VLXpnnbjvKk/видео.html
After 3 years review live
hello sir
i have took max life ulip plan on 29 july 2016
my maturity term 10 years
lock in period and premium payment term 5 years.
I have paid all 5 premium but due to low return i have surrendered policy on feb 2021. and they are saying i ll get surrendered value with nil charges after july 2021 on completion of 5 years which is right.
But will there be any tax implication on me plz explain as i already complete premium payment terms but surrendered before lock in period.
No there will be no tax implications in your case as you have completed lock in period of the policy.
Bro I also want to cancel this policy, I have paid 2 premium. I want my money back. Will I get my money?
@@prateekramanpandey4605 you will get after lock in period that is 5 years.
@@chetankoli80 Bank agents are cheater. They have cheated me.
@@prateekramanpandey4605 same thing happen with me bro. But I have paid primo I’m for 5 years
Maine ulip birla policy 2017 me liya tha aur 2 saal diya phir kbhi bhi jama nhi kiya Maine. To kya automatic wapas account me paisa a jaye ga ya branch me jana padega
5 sal khatam hone par apko policy document , aditya birla life office mein jama karne jana hoga aur surrender form fill karna hoga.. jiske bad apka amount apke registered bank account mein aa jaega..
Channel ko subscribe jarur karein..
ruclips.net/video/VLXpnnbjvKk/видео.html
After 3 year review live
ruclips.net/video/VLXpnnbjvKk/видео.html
Return after 3 years
Watch at 1.5x playback speed
Thats indeed a good suggestion.
plz tell how to cancel hdfc life policy after FREE LOOK PERIOD
Free look period mai cancel krne pr amount pura refund hota hai ya kuch charges bhi lagte hai
500-1000 Kat k ayega
Very Informative.
Sir mere annual premium 30000 gaya 1 year ma aur mujhe surrender karna ha tu discontinued charges every year lage ga
And please tell kitna charge hoga
ruclips.net/video/VLXpnnbjvKk/видео.html
After 3 year review
Sir,
If I invest in ULIP for continuously for 5 years and paid my all installments on time. Now, suppose if I have invested Rs. 2,49,000 and my fund value has grown to Rs. 3,10,000. Now please tell me whether I will get Rs 3,10,000 on surrendering it after 5 years or get amount according to savings bank interest rate. Please clear my this doubt
You are entitled to recieve fund value in that case as surrender charges are nil after 5 years in the policy.
Do Subscribe and Support our Channel :)
@@future_nivesh प्रेमपूर्वक धन्यवाद एवं नमस्कार।
ruclips.net/video/VLXpnnbjvKk/видео.html
After 3 year review
How did you know that your fund value has grown to Rs. 3,10,000? I invested in Aditya Birla ULIP but it is showing my NAV only.
Sir Maine Kal he ek ulip plan book Kiya hai and 1st premium paida kar diya hai but Mera document abhi tak verifying nahi huwa to kya main Kal cancel kar sakta hu aur Kitna charge Kate ga please guide .
Is case mein apko current value mil sakta hai apke invested amount ka..
Sir mene sbi life smart wealth builder liya h jo 5year premium dena hota h jo mene 5year apna amount jama kr chuka hoon aur policy ka maturity 12years h ab mujhe bahut emaregency h paiso ki to sir ish policy se paisa kese nikale plz sir reply....policy start maturity start date. 5-10-2017 / 5-10-2021
Pesa nikala kya apka plis muje jarur batayega pliz
aur koi charges lagta h kya surrender karwane par?
Ji nai kewal is video mein bataye hue charges hi lagte hai..
@@future_nivesh un log kahte h ki 20% ka allocation charge lagega
Can i get full refund as I brought the plan 1days ago or can i cancel it ??
Yes
How
Thank you sir ye bataye ki Maine 50 ,000 Jama Kar diye hain ulip me ab Mai agar isko nahi Jama karta annual to ye discontinue ho jayega ab agar Mai apne 50'000 Ko 5 sal tak vahi pada rahne dun aur 5 year ke bad niaklu to kya ye mera 50' 000 vapas Nikal aayega kya
Ha ap 5 sal se pahle nikal bhi nahi sakte
ruclips.net/video/VLXpnnbjvKk/видео.html
After 3 years reviews
Hello sir maine max life mai ulip plan mai invest kiya hai 1lakh
Agent nai nhi bataya hai ki premium dena hai muje 5 years tak or policy ko 2 years ho gya hai agar main premium nhi deta hu toh kya maine zitna invest kya h usme kuch deduction hoga
Ji haan agar apke plan mein discontinuance charges plan document mein mentioned hai toh utna deduct hokar baki amount discontinuance fund mein jama ho jaega
ruclips.net/video/VLXpnnbjvKk/видео.html
After 3 year review
सर मैंने रिलांयस का Super Invest Assure Plan लिया हैं। तो उसे कैसे रद्द करे।
Apko bata dein ki assured plan ulip plans nai hote..
ruclips.net/video/edt2aDUHmoY/видео.html
Is video se apko adhik jankari milegi
Sir maine aaj hi ye policy li h but ab mai cancle krna chahati hu , abhi 1 din hua h kya ye cancle ho jygi or mera pura aumont mil jayga ya nhi ?? plz reply me
Bond paper ane se pehle cancel kar sakte ho
@@yashikadhiman3181 pls reply mere parents ye policy liye hai 2 din hua hai or unlog cancel nhi kr rahe hai bol rahe ek baar login hoga to nhi hoga cancel plz help me guys 35000 return chahiye mujhe plz guys mai bhut depressed hogyi hu 😭😭😭🙏🏿🙏🏿🙏🏿🙏🏿🙏🏿
Sister plz reply 🙏🏿🙏🏿🙏🏿
@@khusboo_ ho jaygi aap bank m mat jao sidha policy office jana waha ek form bharvate h vo canncle ka or ek application likh kr de dena 15 din m rs acount m aa jange bapas
@@shwetakumari4874 Shweta didi mere parents ne cash mai pay Kiya hai plz tell me milega Paisa wapas
Sir agent ne miss guide karke meri obc titenium plus plan kar diya hai please policy return kaise hogi abhi two days hua hai
Obc life le branch mein jakar cancel karayein.. yad rahe 15 din..
ruclips.net/video/VLXpnnbjvKk/видео.html
After 3 year review
where is next video
tax implication after surrender
We are still in process.. will update you once we have made.. do subscribe to our channel :)
Thanks bro
How to cancel SBI life titer smart pension plan
Same bro
I purchase ULIP ELDEWIESE HAVING , NOW I AM FOOL
SO I WANT CANCEL 4 DAY AGO
Can i cancel my hdfc ulip plan online ?
Yes you can proceed with writing a mail in this regards to service@hdfclife.com.
Offline method as discussed in this video is the fastest way to cancel your ulip plan.
Paise deduction to nhi honge before 5yrs cancel karne ke baad
Kitne dino Mai paise return aayege
Ji nai deduct hote.. normally 15 se 20 din ka time lagta hai..
Channel ko subscribe kar support karna na bhoolein..
Mene ulip plan kal liya h agar m use band krwata hu to charge lgega plz btaiye
Policy book lekr near by SBI life insurance office chle jao or kl ki policy cancel krwa do koi charge deduct nhi hoga
Policy book Milne k 15din k andr hi cancel hota h baad me kuj nhi ho payega
Sir maine 8 September 2021 ko police purchase ki hai ab mai use surender karna chata hu to kya mujhe pure paise wapas mile ge ya kuch kate ge
Yes
Sir , maine 10 din pahele ye SBI smart retire ULIP kiye hain . mera annual 40000 premium hain . 5 saal tak ye premium dena hoga . policy 10 saal ka hai .abhi 15 din nahi hua hain . Kya main policy withdraw kar saka hu ?? Kaha jaa kar ye surrender form ko jama karna hai ?? Kab tak mera paisa wapas aayega ?? Kya 5 saal intezaar karna hoga?? Kitne ka deduction hoga ?? Plz bataiyega !!sukriya sir.
Ager 15 din nahi hua he to aap policy pasand nahi asa bolkar policy CANCLE kar sakte ho under 15 din me
sameer ji ni bilkul sahi jawab dia hai..
sir maine icici pru life time classic liya tha 2019 ko
ab main ise surrender karna chahta hu kaise karu pls help
Visit ICICI Pru life office with policy document , adhar card , pan card and cancelled cheque and fill surrender form.
2 years chalu hai costomer care ko phone kiya tho 5 years ka bad money milga company Emil respons nahi daty USA's acha hai fd karo bahi sab chor campney hai
HDFC CLICK 2 INVEST MEIM HAR MONTH 10000 PAY KARTA HU 3 YERS HO GYA HE ABHI MERE KO PAISE KI JARUR HE TO KYA KARU CUSTOMER CARE MEIM CALL KARTA HU TO WHO LOG 5 YERS KE BAD. HOGA AISA BATATE HE 🙏
ruclips.net/video/VLXpnnbjvKk/видео.html
After 3 year review
ruclips.net/video/VLXpnnbjvKk/видео.html
After 3 year review
ruclips.net/video/VLXpnnbjvKk/видео.html
After 3 years policy return..
How to surrender icici pur life time classic
Mjhe bhi batana
Sabse jayada Bekar hai ulip plan fraud hoti hai yeah company