How I Purchased LATEST MacBook with 50% DISCOUNT?

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  • Опубликовано: 29 янв 2025
  • In this video, I have explained how to use Credit Cards in such a way that you get their maximum value while making a high-cost purchase. Recently, I bought the LATEST Model of MacBook, and by smartly using my Credit card, I combined multiple offers, reward points and cashback schemes, which helped me buy my laptop at a huge discount of around 50%. I have elaborated on the different types of Credit Cards available and their benefits, along with some valuable personal finance lessons. Watch the video till the end to understand how to claim a tax benefit on your purchase even without making any claim under GST exemption.
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    #apple #macbook #macbookpro #iphone16 #applemarketing #personalfinance
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Комментарии • 91

  • @samkr2221
    @samkr2221 Месяц назад +17

    MRP -1,36,900
    GST [ITC] - (18,340)
    Depreciation @31.67% for year 1 - ( 37,547.952)
    CREDIT CARD - (28,000) claimed idk kaise
    Real cost - 53,012
    SO title kinda correct, technically +22,072 since scrap value is 5,928 and the rest can be claimed as write off.

  • @manas0510
    @manas0510 3 месяца назад +59

    Maine 2 Vimal kharida 50 me mere credit card point ke help se maine 40-50% redeem kiya and I am enjoying my Vimal.

    • @91deep93
      @91deep93 3 месяца назад +1

      😂😂😂😂😂😂😂

  • @JeeveshTripathiOfficial
    @JeeveshTripathiOfficial 3 месяца назад +35

    Ye we need a video in detail about selection process of credit cards ❤.

  • @robanalam7390
    @robanalam7390 2 месяца назад +2

    Yes need more videos like this

  • @kanishkkambli
    @kanishkkambli 3 месяца назад +4

    Thanks for the video. Kya sahi timing h abhi mac lene ki soch rha tha with my father's credit card he has regalia by HDFC but doesn't use the rewards as much the video helped a lot thanks bhai ❤️

    • @lordmoneyengar
      @lordmoneyengar  3 месяца назад

      Glad bhai ♥️♥️

    • @kanishkkambli
      @kanishkkambli 3 месяца назад

      @@lordmoneyengar credit cards for students ke liye wait Kara hu without fd wala

  • @siddheshdeore8752
    @siddheshdeore8752 Месяц назад +1

    yes please make a video on credit card selection. very nice vdo btw.

  • @Jazz-0-7
    @Jazz-0-7 2 месяца назад +2

    💯Excellent well researched and detailed video Secondly One more Video definately needed for selection of credit card as soon as possible. Kindly do it soon 💯

  • @sudattw
    @sudattw 2 месяца назад +2

    Yes please detailed vdo on credit card selection

  • @kavishhk
    @kavishhk 3 месяца назад +3

    Btw love your content, keep making such informative videos ❤

  • @bazzhere-
    @bazzhere- 2 месяца назад +10

    Sir can u tell u used which credit card??

  • @arkasamanta6193
    @arkasamanta6193 2 месяца назад +2

    yes please make a video on credit card selection

  • @muhammadjishenali9562
    @muhammadjishenali9562 2 месяца назад +3

    plz make a video on CC selection video

  • @jatin2051
    @jatin2051 2 месяца назад +3

    Please make a detailed video on credit card selection

  • @mrxwae
    @mrxwae 3 месяца назад +14

    most probably you're using amex gold/plat charge card.

  • @gfghgfdg9413
    @gfghgfdg9413 2 месяца назад +3

    11:05 Aap unki le skte ho! was personal😂

  • @LavanshuSeth
    @LavanshuSeth 3 месяца назад +6

    For a salaried individual, can income from dividends/ profit booking from stocks or mutual funds be considered for this benefit?

    • @lordmoneyengar
      @lordmoneyengar  3 месяца назад

      No, dividends are considered ordinary income and taxed as per slab. Profit booking will be considered a capital gain and will be taxed at 12.5% or 20% depending on nature of gain irrespective of slabs.

  • @kavishhk
    @kavishhk 3 месяца назад +14

    Bhaiya can you make a video on credit cards for students without fd

    • @sayedatif6330
      @sayedatif6330 3 месяца назад +1

      Yes sir we want ❤

    • @lordmoneyengar
      @lordmoneyengar  3 месяца назад +5

      Will do bhai 🙌🏻

    • @sayedatif6330
      @sayedatif6330 3 месяца назад +1

      @@lordmoneyengar thank you sir ❤️🤗

    • @pritampal6561
      @pritampal6561 3 месяца назад

      + 1

    • @TadkaGaming
      @TadkaGaming 2 месяца назад +1

      bro first card fd vala lelo fir unsecured milta rahega.. i got fd card with 1.2L limit in sbi at first month of 18, in 6 month i got hfdc card with 25k limit and after 2more months i got 40k icici card, now i am 20 icici limit is increased to 80k and rest same.. i also did got 2.5L limit from amex but didn't took that..

  • @Rudextiiie
    @Rudextiiie 2 месяца назад +1

    Need a video on credit card

  • @vigneshwaran289
    @vigneshwaran289 2 месяца назад +1

    Which credit card is best amex or axis or hdfc? Which has got more rewards??

  • @Tush892
    @Tush892 2 месяца назад +1

    Bhai credit card selection per video banao

  • @jatin_trivedi
    @jatin_trivedi 3 месяца назад +4

    Credit Cards Selection Video!

  • @swipecareitsolution7330
    @swipecareitsolution7330 2 месяца назад +2

    Bro which credit card you used? So that you get 10% reward back and also each reward value is 1 rs

    • @lordmoneyengar
      @lordmoneyengar  2 месяца назад

      I used Amex bro, and reward value was ₹1 because of transfer

  • @pravinkothari456
    @pravinkothari456 2 месяца назад +2

    I am having family business. But our gst is only 5% on the service. So is it possible to take gst benefit on laptop??

    • @samkr2221
      @samkr2221 Месяц назад +1

      If that laptop can be used in the business , yes
      Depreciation bhi

    • @manojitbrahme3731
      @manojitbrahme3731 Месяц назад

      Obviously

  • @Ajayajay-nr2qj
    @Ajayajay-nr2qj 2 месяца назад

    Please make a video related to GST for a noob please....

  • @Hiteshgarshaniya99
    @Hiteshgarshaniya99 Месяц назад

    Bhai flight or hotel main jana padega?

  • @Mrhiest292
    @Mrhiest292 3 месяца назад +46

    Mane 1450 (price after discount) ka 2 sweatshirt Myntra se mane 840 me kharida... Aab batao 😅😅😅

    • @lordmoneyengar
      @lordmoneyengar  3 месяца назад +11

      🔥 legend

    • @aayush990
      @aayush990 3 месяца назад +1

      Kaise bhai?

    • @Mrhiest292
      @Mrhiest292 3 месяца назад +6

      @@aayush990 are kya pata bhai koi glitch tha.... Phale sara coupon laga ke 1250 hk raha tha fir kuch der bad khila to ek randomly coupon lag gaya or 840 ho gaya 😘🤡

    • @aayush990
      @aayush990 3 месяца назад

      @@Mrhiest292 🫡🫡😬😐🤭

    • @ourworld4we
      @ourworld4we 2 месяца назад

      Bro how to use multiply our point can u pls explain bro​@@lordmoneyengar

  • @anushkadas948
    @anushkadas948 3 месяца назад

    please do make a video on credit card selection

  • @anonymouslive2792
    @anonymouslive2792 3 месяца назад

    Credit card selection video please

  • @mustafizansari8994
    @mustafizansari8994 2 месяца назад

    What if I ask my cousin who is having an auto showroom
    And he represents as it's needed device
    I was thinking of buying an ipad 10 gen or ipad Air
    Guide me if possible

  • @aniketbharti7761
    @aniketbharti7761 3 месяца назад +1

    Need credit cards selection vdo

  • @djdivesh007
    @djdivesh007 2 месяца назад +3

    Maine credit card se macbook liya…ab mera credit card hamesha 50% utilised rehta hai 😜😜😜

  • @TheSyntheticCanvas
    @TheSyntheticCanvas 3 месяца назад

    Hi, sir maine equity derivatives aur currency derivatives dono exam acche marks se clear kiye h, please tell me which next exam should I opt for to get a good job in this feild

  • @Arijit-mx1gk
    @Arijit-mx1gk 2 месяца назад

    Please make a video about How choose a perfect credit card vai

  • @i.mnasim
    @i.mnasim Месяц назад

    Hello! i'm a student, but my dad has a business, i want to buy a macbook. in student discount i'm getting 10% off + free airpods, should i buy in student discount? after buying the laptop in student discount, can my dad claim the GST? which will be better deal.. buying in student discount or as normal purchase?

  • @saumyadeepray5907
    @saumyadeepray5907 2 месяца назад +1

    Please create a video that explains the process of selecting a credit card.

  • @bholu-vlogs49
    @bholu-vlogs49 3 месяца назад +3

    Video on credit card

  • @Ashishrawat171
    @Ashishrawat171 3 месяца назад

    sir aap laptop ke bare me bata rahe ho ya tax ki padahi kara rahe ho

  • @rishabhsachdeva8573
    @rishabhsachdeva8573 3 месяца назад +1

    Which was the card that you use for this purchase?

    • @lordmoneyengar
      @lordmoneyengar  3 месяца назад +2

      I used American Express, although when I purchased there was the same offer on ICICI, Axis and Kotak cards as well.

    • @rishabhsachdeva8573
      @rishabhsachdeva8573 3 месяца назад

      @@lordmoneyengar Ok thanks so much

  • @tusharkumar8233
    @tusharkumar8233 3 месяца назад

    Credit Card Selection Video Bnakr btaiye sir

  • @Hhhhhhhhhhhhhhhhhh000
    @Hhhhhhhhhhhhhhhhhh000 3 месяца назад

    Graduation me bca h kya cfa kar sakte hai 🎉🎉

  • @shubhamkadamboss
    @shubhamkadamboss 3 месяца назад

    Bhai apse contact kaise karu? Important hai bhai

  • @techislife2843
    @techislife2843 2 месяца назад +1

    Dont use screen protector with macbook wrn jo saving hui hai wo byaaz ke sath apple ko deni pdegi

  • @Piyush0599
    @Piyush0599 Месяц назад

    Maine Myntra se 2000 ka Jeans 214 main kharidae😅😊

  • @RiyanshJi-z2r
    @RiyanshJi-z2r 3 месяца назад +1

    BHAIYA JI REPLY TOO KARDO AAP HAM LOG KO CFA NAHI PADHA SAKTA KYA🤗

  • @sushilkumaraggarwal1568
    @sushilkumaraggarwal1568 2 месяца назад

    Not possible today

  • @gurpreet00754
    @gurpreet00754 2 месяца назад

    What was your credit card?

  • @jaiprakash9920
    @jaiprakash9920 2 месяца назад

    Nice information but you should know the meaning of discount 🤡🤡

  • @Life.is.Lifeinggg
    @Life.is.Lifeinggg 2 месяца назад

    Bhaiya bana do vdo

  • @stayblessedblossomed7756
    @stayblessedblossomed7756 2 месяца назад

    😮

  • @9421Bro
    @9421Bro Месяц назад

    Bro can you buy for me and I will pay u 5k more

  • @rahulp8253
    @rahulp8253 2 месяца назад

    Reward waste of time hota hai sab faltugiri

  • @mithilchandok1470
    @mithilchandok1470 2 месяца назад

    Video starting I felt maybe this guy has some serious thing to tell. Video midway I realised he is also shitting as like others so as to justify his purchase and get some views to recover some of the cost he spent on the laptop. We earn basically to reward our self the brain always likes that there is no life meaning when we do not reward our self so basically if something is needed and is good its just bought without a second thought and then there is no question left. For credit cards when you enroll for a new card then these offers are usually given. When the card is old and you basically have it for 4-5 years then these offers doesn’t matter. For gst and depreciation claims it’s applicable only to proprietors or business entity service individuals are not business so they won’t be able to claim such. 😂 again set your priorities right see who is watching the content and what is your audience. RUclips used to be an educational platform now it’s just a bloatware useless uneducated random illiterates just throwing garbage everywhere.

  • @varunthapliyal8960
    @varunthapliyal8960 21 день назад

    SCAM VIDEO

  • @whoknowzbetter
    @whoknowzbetter 2 месяца назад

    11490 ka laptop bbd sale mai 58k ka liya ... itna jhamela hi khatam.

    • @lordmoneyengar
      @lordmoneyengar  2 месяца назад +1

      Bhai BBD/GIF mei bohot acche deals milte hain, lekin itna expensive product online lene mai comfortable nahi hun personally, best to go and buy in store

    • @whoknowzbetter
      @whoknowzbetter 2 месяца назад

      @lordmoneyengar mera sab kuch online... mobile laptop fridge tv waching machine etc sab kuch ... online... kabhi fraud nahi huya... offline mai fraud huya hai

    • @harshulgarg1414
      @harshulgarg1414 2 месяца назад

      Which one bro?

    • @whoknowzbetter
      @whoknowzbetter 2 месяца назад

      @@harshulgarg1414 m2 macbook air

  • @vaibhavbhoyar1630
    @vaibhavbhoyar1630 2 месяца назад

    credit card selection video please