NEW Good Secured Credit Cards from Capital One, US Bank, Bank of America - ( Bad Credit/New Credit )

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  • Опубликовано: 29 сен 2024
  • Good! [Click "See More" for Advertiser Disclosure] You can support our channel by choosing your next credit card via one of the links below (in other words, we make money if you get approved):
    .
    - CardMatch™: rebrand.ly/p70ubk
    - Cash Back Credit Cards: rebrand.ly/8tz84x
    - Travel Rewards Credit Cards: rebrand.ly/27jk4y
    - Credit Cards For Good Credit: rebrand.ly/yi47oz
    - Credit Cards for Fair Credit: rebrand.ly/956h4w
    .
    ADVERTISER DISCLOSURE: Unless otherwise noted, this channel receives compensation from our partner sites when you click through and are approved for a credit card through the links you see above. Compensation may impact how and where we place these links. While we try to include information on a wide variety of financial companies and products in our videos, we definitely can't guarantee that we've included every company or every available offer.
    NOTE: Credit card information in this video is not guaranteed; we have attempted to confirm all information to the best of our ability but we could simply be wrong or the information could be outdated by the time you watch this video. We are doing our best here, but check our work!
    Our site: www.ProudMoney...
    Contact: Adam Jusko adam@proudmoney.com
    (for business/media inquiries only; unfortunately I do not have the time to offer thoughtful answers to the many individual credit & money questions I get by e-mail --- but I do read them and try to incorporate answers to common questions into future videos.)
    #creditcards #badcredit #newcredit

Комментарии • 61

  • @ProudMoney
    @ProudMoney  2 года назад +4

    You can support our channel by choosing your next credit card via one of the links below (in other words, we make money if you get approved): [Click "Read More" for Advertiser Disclosure]
    .
    - CardMatch™: rebrand.ly/p70ubk
    - Cash Back Credit Cards: rebrand.ly/8tz84x
    - Travel Rewards Credit Cards: rebrand.ly/27jk4y
    - Credit Cards For Good Credit: rebrand.ly/yi47oz
    - Credit Cards for Fair Credit: rebrand.ly/956h4w
    - Or, use our Amazon.com link: amzn.to/2PpQWoB (As an Amazon Associate, we earn from qualifying purchases.)
    .
    ADVERTISER DISCLOSURE: Unless otherwise noted, this channel receives compensation from our partner sites when you click through and are approved for a credit card through the links you see above. Compensation may impact how and where we place these links. While we try to include information on a wide variety of financial companies and products in our videos, we definitely can't guarantee that we've included every company or every available offer.
    NOTE: Credit card information in this video is not guaranteed; we have attempted to confirm all information to the best of our ability but we could simply be wrong or the information could be outdated by the time you watch this video. We are doing our best here, but check our work!

  • @nixtrixful
    @nixtrixful 2 года назад +16

    Am I the target audience for this video? No. But I am a credit / credit card education junkie at this point getting my fix and it helps me to have knowledge for when I see my friends are credit newbies

  • @petertuah7222
    @petertuah7222 2 года назад +4

    Applying for the secure credit card wish me luck ✍️

  • @remmzilla
    @remmzilla 2 года назад +2

    Some data points for US bank. They run hard inquiry. You can only have 2 of the 3 secured cards. I already had one. Applied for both of the new ones. I was approved for one. They denied me for the other stating I could only have 2. In order to graduate u have to wait and they do another hard pull.

    • @paiges3146
      @paiges3146 2 года назад

      It's true you can only have 2 of the 3, however, the denial letter tells you to call them if they denied you for the 2nd card. I called them and they approved the 2nd card. They said some people were applying for more than one hoping to get only ONE ...so they need you to basically confirm that you infact want both cards which also means you are paying two separate deposits... So that's all there is to that.. but not sure why anyone would get the 3rd card...the altitude rewards and the cash plus is all you need 😊👍🏽

  • @mitchellmullins6650
    @mitchellmullins6650 2 года назад

    I always hit the like button because it`s informative. However almost 4 year slater I screwed up my credit by getting into an automobile accident. Now I`m disabled, and the Police can`t figure out if anyone was at fault. I had all the Major Bank cards (unsecured) now I`m treated like you know what. So now I have to rebuild my credit. My other options besides big banks? I have secured 1st Premier, Applied Bank.

  • @popap1995
    @popap1995 2 года назад

    1

  • @heirtothethrone000
    @heirtothethrone000 2 года назад +6

    I think this is good way to get in with US Bank.

  • @Candikanelane
    @Candikanelane 2 года назад +6

    I have followed your credit info for years now. I used your info and some good ole uncommon sense to move from sub to prime credit. I think anyone new to the game should listen closely.

  • @Dev2088-e3j
    @Dev2088-e3j 2 года назад +5

    Bank of America gave me my security deposit after 5th statement. Capital one after 13th statement smh and Discover I’m still on my 5th statement so no security deposit yet

    • @BrunoRatedR
      @BrunoRatedR 2 года назад

      How many credit cards did you get when you got Bank of America’s secured card?

    • @gaalxystar1873
      @gaalxystar1873 Год назад

      Captial one on 13th statement!? Good grief

  • @cardojp
    @cardojp 2 года назад +3

    Wish I knew this when I first started, wouldn't have gotten an annual fee card with no cash back rewards. Great content as always, thanks Adam!!!

  • @andyspohr942
    @andyspohr942 2 года назад +3

    BofA will graduate you in 6 months if you call. They can also product change you and give it a CLI without a hard pull.

    • @Dev2088-e3j
      @Dev2088-e3j 2 года назад

      Bank of America informed me that they will never product change my Americard (once secured) to the Cash Rewards.

    • @No_Fap_Hey_Zeus
      @No_Fap_Hey_Zeus 2 года назад +1

      @@Dev2088-e3j why?

  • @joemejorado9478
    @joemejorado9478 2 года назад +2

    Do they run a Hard Inquiery ?

  • @robertpalacio1989
    @robertpalacio1989 2 года назад +2

    I’ve had the Capital One Platinum Secured for almost 3 years now and still have not “graduated” me. The answer I keep getting is in not eligible and they’ll review my account on some random date. My credit scores are in the low 700’s, I currently have the capital one QuickSilver, Citi Prestige, CSP, Navy Fed Amex, and Amex Gold. How am I not eligible?

    • @No_Fap_Hey_Zeus
      @No_Fap_Hey_Zeus 2 года назад +2

      Why didn’t you get Navy fed first?

    • @robertpalacio1989
      @robertpalacio1989 2 года назад +2

      @@No_Fap_Hey_Zeus because I only recently became a member.

    • @No_Fap_Hey_Zeus
      @No_Fap_Hey_Zeus 2 года назад

      @@robertpalacio1989 how do you become a member

  • @sangove1
    @sangove1 2 года назад +3

    ive never gotten my security deposit back

    • @ProudMoney
      @ProudMoney  2 года назад +3

      from which card?

    • @novelisima
      @novelisima 2 года назад +1

      It took 7 years for Wells Fargo to give me my Security Deposit back, I even forgot it was a secured card, Capital One and AMEX have treated me really well so I’m sticking with them, only reason I won’t close the WF account is because is my oldest one.

    • @sangove1
      @sangove1 2 года назад +4

      @@ProudMoney capitol one. $300 deposit and limit, then a year later they doubled the limit to $600. never gave me back the deposit.

    • @freedom2663
      @freedom2663 2 года назад +1

      @@novelisima 7?! That's b.s. I would've lost it.

    • @niceandflyy
      @niceandflyy 2 года назад +1

      @@novelisima bruh 7 years wtf ! That’s why I never apply for a wells Fargo card that company is actually really stingy

  • @paiges3146
    @paiges3146 2 года назад +1

    GREAT video 👍🏽

  • @mikeysmith4909
    @mikeysmith4909 2 года назад +1

    October 2021 I got my first credit card ever, it's an unsecured credit card but they only have me 300bucks so a month later I applied for a different unsecured credit card and they gave me 500bucks, I want to have 3 in total but I also want more money on all these cards so would it be a good idea to get an secured credit card threw another bank and put like 1000bucks on it? or should I just keep these 2 and wait for them to increase the amount? cause I'm just starting so I didn't really want to ask for more money..

    • @petertuah7222
      @petertuah7222 2 года назад

      Get a chase card or a apple credit card maybe petal 🌋

    • @gaalxystar1873
      @gaalxystar1873 10 месяцев назад

      No don't get Petal they charge 8 dollars on membership fees all the sudden and their cash back of 1.5 is not great

  • @emmapeel4299
    @emmapeel4299 2 года назад

    Good time for this topic. Helping those that have thin files or need to build back good credit. Can always count on ya for information!

  • @115cracker
    @115cracker 2 года назад

    Ive had/have the capital one platinum secured card, and it graduated to a non secured platinum card, sadly, it took about 7-8 years of haven that card, before they graduated my card

  • @alexanderreyes2736
    @alexanderreyes2736 2 года назад

    I still don't understand how to find my statement date each month I know it comes before the due date I just got my card literally yesterday I called and ask and they told me my closing date is the 15th of December my due date now is February 9th so I have more then a month before my due date but I don't wanna use my card and then not pay on time and have my utilization high because I didn't pay it on time to get it down to at least 10% sorry if this is confusing I'm now confused I just don't know what date is my statement date

  • @android7764
    @android7764 2 года назад

    What do you think about American heritage Credit Union and their 3% flat rate cash back card?

  • @zacharydingo
    @zacharydingo 2 года назад

    How long has the Discover secured card been around?

  • @2remaynSPorter
    @2remaynSPorter 2 года назад

    This is the video I’ve been waiting for🔥

  • @shadana7238
    @shadana7238 2 года назад

    I wonder if Cap One does the triple pull for their secured card

  • @credittrickscredithacks
    @credittrickscredithacks 2 года назад +2

    thanks Adam

  • @No_Fap_Hey_Zeus
    @No_Fap_Hey_Zeus 2 года назад

    US Bank vs Discover?

    • @jamesbrown1645
      @jamesbrown1645 2 года назад +3

      Discover has a sign up bonus (1st year cash back match).