The federal reserve plays a major role in what model is used from quarter to quarter… !!!! Know what they are demanding or offering to lenders. Know where you fit.
The Federal Reserve doesn’t even allow for denials. Banks are doing whatever tf they want because there aren’t enough consumers complaining. Banks are BORROWERS, not lenders. Your credit is your right! It’s yours, not the banks’.
I forgot to mention that I had a BK 7 years ago and NFCU was on the hook for $2000, what I don't understand is why they allowed me to come back. I'm hoping that if I can show them that's in the past and get as many products as I can they will see something positive, I don't need their cc but I just thought it would be nice to be back in good grace with them, I will attempt a pledge loan in the next 90 days and see what happens because they did not even want to give me their secured visa which I won't understand, Cal, I received their letter of denial and it's because of the write-off they had to do, do you think writing a letter to them and explaining the circumstances of the BK or do you think I just wasting my time.
I opened a Capital One checking and savings account...partially because they had a good rate on the savings...but also thinking it might make it easier for me to get the Venture X. Nope. denied twice.
I did the same thing only checking i withdraw all money from the account they keep denying my approval after all the deposits I did now they get ZERO (0) if I was you I'll go US Bank open an account get the Altitude Reserved I think it's better then the X
@@Usmc031189 That worked for me with US bank for the Reserve card and the checking account free of monthly service as long as you maintain a credit card account.
@@ow5966 Brother I did the same thing after getting denied for the VX once, and for six months I would check my approval odds on the CAP1 tool, my odds actually got worse, and afer listening to Cal data points I just pulled my money out and accepted the fact that I will never get approved for the CAP1VX with the bonus. I am concentrating my spend on Chase, AMEX, and a little bit of Bilt. Yeah I would of love to hold the VX for the flex and the $5 they give you to hold the card.
New subscriber 👋🏽 I'm giving a lecture on key tasks for small businesses pursuing bank loans. The information providing in this video is very useful. Thank you.
Wow it's funny I just open an account about 2 weeks NFCU applied for platinum FICO 778 Denied 2X one day after reconsideration I'm waiting for a letter and closing my account they say"our mission is our customer" NOT.
just trying getting the new card from Wells Fargo because it has a lot of categories that would be useful for me including upcoming purchase of camera equipment. I was denied for too many cards over last 24 months. (7 cards) despite my last personal card being back in July 2023. Figured since I had Bilt that might help me since already in their eco system. Have a 770 score, barely any personal debt, six figure income, and no late payments. they stated the inquiries on my letter. dumb.
What do you precisely mean when you said your LLC was approved a $2K limit ? When you formulated it which state did you go with? What state offers the very best tax incentives? And I am seeing some require a information report ...while some doesn't require that information report be filed each year nor any fee like most other states require yearly or bi yearly fee of whatever the amount is indicated.
You must constantly be in debt. Constantly use all credit cards
This is a REALLY GD VID!!! WOW!! It's a 💎 thanks for all the info. This is amazing but simple knowledge 👏
Glad it was helpful!
The federal reserve plays a major role in what model is used from quarter to quarter… !!!! Know what they are demanding or offering to lenders. Know where you fit.
The Federal Reserve doesn’t even allow for denials. Banks are doing whatever tf they want because there aren’t enough consumers complaining. Banks are BORROWERS, not lenders. Your credit is your right! It’s yours, not the banks’.
Wow nice growth on your channel Cal! Keep up the hard work!
I forgot to mention that I had a BK 7 years ago and NFCU was on the hook for $2000, what I don't understand is why they allowed me to come back. I'm hoping that if I can show them that's in the past and get as many products as I can they will see something positive, I don't need their cc but I just thought it would be nice to be back in good grace with them, I will attempt a pledge loan in the next 90 days and see what happens because they did not even want to give me their secured visa which I won't understand,
Cal, I received their letter of denial and it's because of the write-off they had to do, do you think writing a letter to them and explaining the circumstances of the BK or do you think I just wasting my time.
I opened a Capital One checking and savings account...partially because they had a good rate on the savings...but also thinking it might make it easier for me to get the Venture X. Nope. denied twice.
I did the same thing only checking i withdraw all money from the account they keep denying my approval after all the deposits I did now they get ZERO (0) if I was you I'll go US Bank open an account get the Altitude Reserved I think it's better then the X
Yup here you
@@Usmc031189No it's not
@@Usmc031189 That worked for me with US bank for the Reserve card and the checking account free of monthly service as long as you maintain a credit card account.
@@ow5966 Brother I did the same thing after getting denied for the VX once, and for six months I would check my approval odds on the CAP1 tool, my odds actually got worse, and afer listening to Cal data points I just pulled my money out and accepted the fact that I will never get approved for the CAP1VX with the bonus. I am concentrating my spend on Chase, AMEX, and a little bit of Bilt. Yeah I would of love to hold the VX for the flex and the $5 they give you to hold the card.
New subscriber 👋🏽 I'm giving a lecture on key tasks for small businesses pursuing bank loans. The information providing in this video is very useful. Thank you.
Thank you so much. I'm happy I was helpful.
great video Cal. i just got denied from NFCU for a credit card including the secured visa as well, i'm waiting for the letter in the mail to see why.
Wow it's funny I just open an account about 2 weeks NFCU applied for platinum FICO 778 Denied 2X one day after reconsideration I'm waiting for a letter and closing my account they say"our mission is our customer" NOT.
I opened a NFCU account. Waited 90 days and was given a 22k credit card. 12 months later it’s 35k. NFCU is 100% for the customer.
just trying getting the new card from Wells Fargo because it has a lot of categories that would be useful for me including upcoming purchase of camera equipment. I was denied for too many cards over last 24 months. (7 cards) despite my last personal card being back in July 2023. Figured since I had Bilt that might help me since already in their eco system. Have a 770 score, barely any personal debt, six figure income, and no late payments. they stated the inquiries on my letter. dumb.
Do you mean the Journey?
@@hahathatsgreat2 Attune
California is different 💳
I got a letter from Navy credit union, saying they’re gonna redo my account, is anybody else getting these?
What do you precisely mean when you said your LLC was approved a $2K limit ? When you formulated it which state did you go with? What state offers the very best tax incentives? And I am seeing some require a information report ...while some doesn't require that information report be filed each year nor any fee like most other states require yearly or bi yearly fee of whatever the amount is indicated.
Thanks for the video 🎉
You’re welcome 😊
Thanks for the content, very informative!
My pleasure!
@@calbarton
I've gotten information from you before but I need all your information HIGH LIMIT CREDIT CARDS PLEASE.
💪
Are you looking for a professional RUclips thumbnail designer?
Cap 🧢
2nd