1) nifty 50 index fund (30%) 2) aggressive hybrid fund (20%) 3) one midcap fund (25%) 4) NASDAQ 100 fund (5%) 5) short term debt funds (20%) Enough. 1) do Re-balance 2) do SIP 3) invest more during market fall of 5% 4) hold for long term. You will get decent returns
Various mutual fund investment doubts are covered in one gamut. Useful guidelines to the new bies and retail investors. Very experienced and balanced analysis. 👏👏👏
Aggressive hybrid funds are good choice to begin with as later on one can build portfolio around it. It guarantees downside protection, tax free equity debt rebalancing, equity portion follows flexi cap mandate providing fund manager greater degree of freedom to maneuver. One should treat them pure equity. A combo of aggressive hybrid and nifty next 50 or midcap quality can be a good option.
@@yogisharmamagic70 aggressive hybrid seems to me a simple product and less riskier with a known asset allocation. BAF differs from one fund house to another, different models, no control about asset allocation at any point of time.
The only funds you need is a nifty50 and niftyNext50 in a ratio 3:1 or 4:1. Plus a gilt fund for debt portion for regular rebalancing. Or you can use arbitrage funds for debt portion as they are tax efficient.
Which is the five mutual fund we should invest in. After seeing the video I am still more confused. If you only do not know which are 10 good mutual funds then what is the use of this video
Please share your view on this portfolio. This is for a very long term. 60% Large cap, 25% Mid Cap & 15% Small 1. Axis nifty 100 index fund 2. Axis growth Opportunities fund 3. DSP Mid cap fund 4. PGIM Mid cap fund 5. Parag Parikh Flexi cap fund 6. SBI Small cap fund
Thank you very much sir Sir please tell your valuable opinion on investment in international index fund importance. Sir mention different types of international index fund s available for investment. How to choose best international index fund for very long term investment
We generally suggest our investors invest 20-30% of their equity portfolio in international funds. You can choose these funds as per their performance via our website or you can get a list of handpicked funds by our analysts via our book 'Best Funds 2023' or use our premium service Value Research Premium.
All liquid funds have a NAV of Rs 3000 and above.If I invest Rs 1000 returns I get would be very less.Investors cannot invest Rs 10000 every month Dhirendra pls say how to get maximum return with low investment?
What are the options if you do not want a balanced fund in your portfolio but want to keep debt and equity separate. Debt would give you average returns of debt and protect your principal, while equity will push for inflation hedge. The only point to be considered and that would depend on your life stage and savings stage is what % would you place in equity versus debt.
Bad suggestion... Early in career take excessive risk & build capital... Should only go with equity.. index 50, mid & small separate.. dont club hybrids are stupidity. Cannot sell a particular cap when its at its peak
Dhirendra Kumar has already spoken about ELSS which is as good as flexi-cap funds and comes with an added advantage of tax benefits under 80C. This funds also includes large-caps . In nature and investment mandate, ELSS and flexi-cap funds are similar. I hope this clears your queries :)
kahna kya chahte ho...... plz explain in hindi n to the point.... n make the explaination as simple as possible so that newbees can take decision... regards JAI HIND
नमस्कार सर, जब Used to हो जायेगा तो आप से थोडी पुछा करेगा. अपने आप खुद करेगा. क्या फरक पडता दो mutual fund बता देते. ये तो ऐसा हुआ कोई आपसे पैसे पुछ रहा है, आप NSC Certificate दे रहे हो जो पाच साल बाद mature होगा.
हिंदी में बोलते तो कुछ समझ में भी आता अंग्रेजी यानी कि काला अक्षर भैंस बराबर हिंदी में बोला करना भाई भारत में बोलना है हिंदी में बोल विदेश में जाकर अंग्रेजी में गाना का भाई
I love English Though I studied in Hindi medium during 1965,but I like English very much. I need to have English paper during my breakfast of butter toast and a glass of masala tea every day Love from Rajasthan Jay Hind Bharat mata ki jai
मार्केट तो हिंदी में है नहीं तो नेहा जी आप मार्केट में काम कैसे कर पाएंगी?? स्वीकार्य और सहिष्णु बनिए भाषाओं के प्रति । सीखिए जानिए और समझिए । अंग्रेज़ी संप्रेषण की सबसे सरल भाषा है, विश्व में लगभग हर देश की भाषा का प्रयोग आपसी तालमेल के लिए करते हैं।
While I understand your anguish at not being able to understand, I vehemently oppose you linking india to Hindi. People like you are dividing this country. Diversity is power, understand that. I refuse to speak in Hindi & reject it because of people like you.
English and English only My father never went to school. There were no schools in his town those days. It was 1925. With little knowledge of English, my father became Chief of mnc in Bangkok in 1965. My sons are doing well with foreign corporations because of their English knowledge. Promote more English Love from Rajasthan Jay Hind Bharat mata ki jai
new portfolio dashboard design is very poor previous one was better ..... now i have to create a google spread sheet ( which i am not good at ) or else have to use some other site ...... previous portfolio tracker was almost perfect and user friendly
Thank you for your feedback. We're collating all the feedback we're getting and are working on some changes. The suggestion has been sent to the team for review.
ELSS fund should be in every portfolio, not only for tax saving but the descipline as it can't be redeemed before 3 years.
1) nifty 50 index fund (30%)
2) aggressive hybrid fund (20%)
3) one midcap fund (25%)
4) NASDAQ 100 fund (5%)
5) short term debt funds (20%)
Enough. 1) do Re-balance 2) do SIP 3) invest more during market fall of 5% 4) hold for long term. You will get decent returns
Why do I need hybrid if I already have 20pc of debt fund? Also 5pc nasdaq is too low for diversification, so also useless.
Never invest in hybrid for long term. Choose equity for >5 years and debt for 3 years.
Two funds - one S&P 500 80% - one Bond fund 20%
All you need is a two fund
1. Equity (Index fund)
2. Debt (Arbitrage/Money Market/Liquid fund).
Why anyone invest in debts funds? Either invest in gold they give much better returns than debt funds
Various mutual fund investment doubts are covered in one gamut. Useful guidelines to the new bies and retail investors. Very experienced and balanced analysis. 👏👏👏
Glad that you find it insightful :)
@@ValueResearchvideo Can we invest through 'Value Research'? Does 'Value Research' act as investment broker? Do we need to pay to 'Value Research'?
Aggressive hybrid funds are good choice to begin with as later on one can build portfolio around it. It guarantees downside protection, tax free equity debt rebalancing, equity portion follows flexi cap mandate providing fund manager greater degree of freedom to maneuver. One should treat them pure equity. A combo of aggressive hybrid and nifty next 50 or midcap quality can be a good option.
What would you say between agressive hybrid vs Balance Advantage Fund
@@yogisharmamagic70 aggressive hybrid seems to me a simple product and less riskier with a known asset allocation. BAF differs from one fund house to another, different models, no control about asset allocation at any point of time.
Your common sense and intuitive wisdom abt mf are really respectful
@@yogisharmamagic70 ❤
The only funds you need is a nifty50 and niftyNext50 in a ratio 3:1 or 4:1. Plus a gilt fund for debt portion for regular rebalancing. Or you can use arbitrage funds for debt portion as they are tax efficient.
More volatility = more return , if you are young you should give more weight to small cap , mid cap and nifty next 50 .
@@manuvnsMore volatility = higher the chances of you losing your capital.
Simple and effective way to understand financial planning
But needs also a pictorial representation along with the video... this could bring more ease of understanding
Liquid Funds 6m-1yr
Short duration 3-5 years
ELSS (Salaried employees) or Aggressive Hybrid Funds
Large & Midcap Fund
Nasdaq 100ETF
For equity part, a Nifty 50 index fund, an Aggressive Hybrid fund and a Flexicap/Multicap fund is enough ?
Very useful information
Can we invest through 'Value Research'? Does 'Value Research' act as investment broker? Do we need to pay to 'Value Research'?
Which is the five mutual fund we should invest in. After seeing the video I am still more confused. If you only do not know which are 10 good mutual funds then what is the use of this video
The older website was a lot better and intuitive. I don't know why you changed it for no good reason !
Thanks for the useful video. U
Have explained very well the time duration
Glad it was helpful!
Please share your view on this portfolio. This is for a very long term.
60% Large cap, 25% Mid Cap & 15% Small
1. Axis nifty 100 index fund
2. Axis growth Opportunities fund
3. DSP Mid cap fund
4. PGIM Mid cap fund
5. Parag Parikh Flexi cap fund
6. SBI Small cap fund
No debt funds? Portion in equity funds should be 100-Age . This might vary based on other variables .
International funds show useless volatility .... I hate them ... I find good value in Indian Midcaps for long term 🥳
Thank you very much sir
Sir please tell your valuable opinion on investment in international index fund importance. Sir mention different types of international index fund s available for investment. How to choose best international index fund for very long term investment
We generally suggest our investors invest 20-30% of their equity portfolio in international funds.
You can choose these funds as per their performance via our website or you can get a list of handpicked funds by our analysts via our book 'Best Funds 2023' or use our premium service Value Research Premium.
All liquid funds have a NAV of Rs 3000 and above.If I invest Rs 1000 returns I get would be very less.Investors cannot invest Rs 10000 every month Dhirendra pls say how to get maximum return with low investment?
Very good video 👍👍👍👍👍
Thank you very much
What are the options if you do not want a balanced fund in your portfolio but want to keep debt and equity separate. Debt would give you average returns of debt and protect your principal, while equity will push for inflation hedge.
The only point to be considered and that would depend on your life stage and savings stage is what % would you place in equity versus debt.
Why shouldnt passive or index fund to be part of portfolio? 🤔
go for savings @5 vs 7ncertainity in liquid funds
Go with one which has the largest AUM, de-risk yourself by splitting into 2.
Even banks are capped at 5 lakhs per customer IMO
Bad suggestion...
Early in career take excessive risk & build capital...
Should only go with equity.. index 50, mid & small separate.. dont club hybrids are stupidity. Cannot sell a particular cap when its at its peak
Sir, app sab se pahele "phand ka fanda" Hindi program me aate the usse hi apko jyada log Jan je lage the.
I have a question why no largecap or flexicap or multicap category suggested? Plz answer
Dhirendra Kumar has already spoken about ELSS which is as good as flexi-cap funds and comes with an added advantage of tax benefits under 80C. This funds also includes large-caps .
In nature and investment mandate, ELSS and flexi-cap funds are similar.
I hope this clears your queries :)
@@ValueResearchvideo got it
kahna kya chahte ho......
plz explain in hindi n to the point....
n make the explaination as simple as possible so that newbees can take decision...
regards
JAI HIND
Hi @jyotimoysaha302
We are now in हिंदी
➡Subscribe to our Hindi RUclips channel, Dhanak
Click here --> youtube.com/@DhanakVideos 🔔🔔
Sir I am 52 yrs old please tell me in whichever fund is best for me to invest in sip of 10000 per month for 10 yrs please tell me sir
Debt funds as they are pretty safe?
Crypto
@@rohithkumar3480 thanks
🙏🙏🙏🙏
He is so wrong askin to put money in liquir fund and debt fund...crazyy even after so many nav draw downs franklin episode he is not ready to learn
Sir, app Hindi me batao ge to Bahot logo ko jankai mile gi
Hindi ariyatha aalkar enth cheyum?
Hi @bharatparmar8815
We are now in हिंदी
➡Subscribe to our Hindi RUclips channel, Dhanak
Click here --> youtube.com/@DhanakVideos 🔔🔔
नमस्कार सर,
जब Used to हो जायेगा तो आप से थोडी पुछा करेगा. अपने आप खुद करेगा.
क्या फरक पडता दो mutual fund बता देते.
ये तो ऐसा हुआ कोई आपसे पैसे पुछ रहा है, आप NSC Certificate दे रहे हो जो पाच साल बाद mature होगा.
5 are too many. Don't do BS
useless
हिंदी में बोलते तो कुछ समझ में भी आता अंग्रेजी यानी कि काला अक्षर भैंस बराबर हिंदी में बोला करना भाई भारत में बोलना है हिंदी में बोल विदेश में जाकर अंग्रेजी में गाना का भाई
We south indians not preffering hindi, English is widly spoken here and is common along with our regional language, so English is Good👍
I love English
Though I studied in Hindi medium during 1965,but I like English very much.
I need to have English paper during my breakfast of butter toast and a glass of masala tea every day
Love from Rajasthan
Jay Hind
Bharat mata ki jai
मार्केट तो हिंदी में है नहीं तो नेहा जी आप मार्केट में काम कैसे कर पाएंगी?? स्वीकार्य और सहिष्णु बनिए भाषाओं के प्रति । सीखिए जानिए और समझिए । अंग्रेज़ी संप्रेषण की सबसे सरल भाषा है, विश्व में लगभग हर देश की भाषा का प्रयोग आपसी तालमेल के लिए करते हैं।
While I understand your anguish at not being able to understand, I vehemently oppose you linking india to Hindi. People like you are dividing this country. Diversity is power, understand that. I refuse to speak in Hindi & reject it because of people like you.
English and English only
My father never went to school.
There were no schools in his town those days. It was 1925.
With little knowledge of English, my father became Chief of mnc in Bangkok in 1965.
My sons are doing well with foreign corporations because of their English knowledge.
Promote more English
Love from Rajasthan
Jay Hind
Bharat mata ki jai
new portfolio dashboard design is very poor previous one was better ..... now i have to create a google spread sheet ( which i am not good at ) or else have to use some other site ...... previous portfolio tracker was almost perfect and user friendly
Thank you for your feedback. We're collating all the feedback we're getting and are working on some changes. The suggestion has been sent to the team for review.
@@ValueResearchvideo thank you ignore the negative crowd , value research doing wonderful job .... very unique site out there my good wishes