Great video as always! I completely agree the current credit system is flawed, but at what cost is this going to be to fix it. For one, like others have posted what government system has ever been smooth and without flaw. This sounds more like less privacy of individual finance. Bank account info and payment history being directly shared to the government. They already know what is reported on end of year taxes. This would allow knowledge of how that money is spent as well. For most people that may not matter but it’s still something to think about. At the end of the day, it’s what it’s. Freedom is far from being free in today’s time. This might make it easier for younger people to get credit they deserve. At the same time giving more credit then someone is accustom to can create problems that could be avoided as well. Because I was in the same situation where my score denied me from great position but I have no worries when I met Hackergold02 on I-g
Do you mind advising me on how to handle removing a 30 day late payment, on an open account? (Cap 1 credit card) the late payment was in March 2020, right at the start of the pandemic. As soon as I realized it, I paid it immediately. Crazy part is they refunded me the late fee. I’ve sent several goodwill letters, made calls after calls after calls. They will not budge. I wanted to keep it open for the history, but at this point if closing it will make it go away I will. Thanx in advance!!
You should contact an expert,my husband recently had thesame issue, he wrote a letter but he never got any response,but luckily he was referred to an expert who helped him finally
Great video as always! I completely agree the current credit system is flawed, but at what cost is this going to be to fix it. For one, like others have posted what government system has ever been smooth and without flaw. This sounds more like less privacy of individual finance. Bank account info and payment history being directly shared to the government. They already know what is reported on end of year taxes. This would allow knowledge of how that money is spent as well. For most people that may not matter but it’s still something to think about. At the end of the day, it’s what it’s. Freedom is far from being free in today’s time. This might make it easier for younger people to get credit they deserve. At the same time giving more credit then someone is accustom to can create problems that could be avoided as well. Because I was in the same situation where my score denied me from great position but I have no worries when I met Hackergold02 on I-g
I’m financing a car, fell behind on payments in the past, but even though I’m no longer paying late it still reports as a Late payment on my credit report (every month). Any advice? I need the entire account removed not just a few late payments .The car will be paid off in Dec.
I had one late car payment in 3 years recently due to getting covid really bad. Can I call the finance company I make the payments do and request it to be removed due to my situation? The late payment was paid up and was made current. The account is now current.
Question: so can I use a P.O. Box once I start to fix my credit as the address to send my mail to , as far as the creditors sending me Response Letters, can my Response letters be sent to my P.O. Box as my current address ??? Please help I really would like to know !
I have two credit cards that were charged off and went to collections with midland. My question is the last activity date is reported different on transition and Equifax for both accounts. Account 1: Transunion Equifax Experian last activity 02/2017 11/2016. -- Account 2 Transunion Equifax Experian last activity 02/2017 12/2016 n -- Is this something I should dispute or is this normal? Thanks in advance.
If you need effective credit repair service, I recommend David to you. They did well fixing my report in 14 days. They deleted all negative information, tradelines added and my score got boosted to 800+ with no hassles. They are the best..
Hey D! There are two types of student loans - private and federally subsidized student loans. If you’re late on a private student loan, and you're late paying beyond 30 days, you’ll be reported as late. However, federal loans won't report you as late unless you're over 90 days delinquent. You can certainly try this tactic laid out in my podcast, but as always it's never an exact science. Good luck & keep changing lives! 😁
Great video as always! I completely agree the current credit system is flawed, but at what cost is this going to be to fix it. For one, like others have posted what government system has ever been smooth and without flaw. This sounds more like less privacy of individual finance. Bank account info and payment history being directly shared to the government. They already know what is reported on end of year taxes. This would allow knowledge of how that money is spent as well. For most people that may not matter but it’s still something to think about. At the end of the day, it’s what it’s. Freedom is far from being free in today’s time. This might make it easier for younger people to get credit they deserve. At the same time giving more credit then someone is accustom to can create problems that could be avoided as well. Because I was in the same situation where my score denied me from great position but I have no worries when I met Hackergold02 on I-g
Hey Lisa! Goodwill letters get sent to the original creditor. They only work when you’re a long-time customer and you’ve only been late a few times with a really good excuse/hardship/etc. as explained in the video. Sometimes they work, sometimes they don’t. But they only are useful if you’re still a current active customer who just fell behind a few times but you’re now back on track. I hope this info helps! 🙌
Hey Tommy! Great news! 😃 You'll find the template for the goodwill deletion letter right here for free.👇 Hope this helps you change some lives!!! 🎉 www.creditrepaircloud.com/dispute-letters/goodwill-deletion
Great video as always! I completely agree the current credit system is flawed, but at what cost is this going to be to fix it. For one, like others have posted what government system has ever been smooth and without flaw. This sounds more like less privacy of individual finance. Bank account info and payment history being directly shared to the government. They already know what is reported on end of year taxes. This would allow knowledge of how that money is spent as well. For most people that may not matter but it’s still something to think about. At the end of the day, it’s what it’s. Freedom is far from being free in today’s time. This might make it easier for younger people to get credit they deserve. At the same time giving more credit then someone is accustom to can create problems that could be avoided as well. Because I was in the same situation where my score denied me from great position but I have no worries when I met Hackergold02 on I-g
I will let you in on a little secret I have a close Capital One account as well as a capital one account that is open I had one late payment on the closed capital one account I was successfully able to get it removed
Learn more about growing a successful credit repair business at: www.creditrepaircloud.com/
Great video as always! I completely agree the current credit system is flawed, but at what cost is this going to be to fix it. For one, like others have posted what government system has ever been smooth and without flaw. This sounds more like less privacy of individual finance. Bank account info and payment history being directly shared to the government. They already know what is reported on end of year taxes. This would allow knowledge of how that money is spent as well. For most people that may not matter but it’s still something to think about. At the end of the day, it’s what it’s. Freedom is far from being free in today’s time. This might make it easier for younger people to get credit they deserve. At the same time giving more credit then someone is accustom to can create problems that could be avoided as well. Because I was in the same situation where my score denied me from great position but I have no worries when I met Hackergold02 on I-g
I never had any luck with Good Will letters. Only disputing and that’s still a 50/50 chance. Best thing to clean up credit is time….7 years! Lol
I Need to Remove Late Payments?
Hi wouldn’t it be easy to just call the bureaus ??? Please let me know 👍🇺🇸🇺🇸
Do you mind advising me on how to handle removing a 30 day late payment, on an open account? (Cap 1 credit card) the late payment was in March 2020, right at the start of the pandemic. As soon as I realized it, I paid it immediately. Crazy part is they refunded me the late fee. I’ve sent several goodwill letters, made calls after calls after calls. They will not budge. I wanted to keep it open for the history, but at this point if closing it will make it go away I will. Thanx in advance!!
You should contact an expert,my husband recently had thesame issue, he wrote a letter but he never got any response,but luckily he was referred to an expert who helped him finally
I can give the expert's info if you're interested
They did me the same way
Great video as always! I completely agree the current credit system is flawed, but at what cost is this going to be to fix it. For one, like others have posted what government system has ever been smooth and without flaw. This sounds more like less privacy of individual finance. Bank account info and payment history being directly shared to the government. They already know what is reported on end of year taxes. This would allow knowledge of how that money is spent as well. For most people that may not matter but it’s still something to think about. At the end of the day, it’s what it’s. Freedom is far from being free in today’s time. This might make it easier for younger people to get credit they deserve. At the same time giving more credit then someone is accustom to can create problems that could be avoided as well. Because I was in the same situation where my score denied me from great position but I have no worries when I met Hackergold02 on I-g
Closing doesn’t make it go away…
The problem with Goodwill letters is that you've admitted it in writing, limiting other actions.
I’m financing a car, fell behind on payments in the past, but even though I’m no longer paying late it still reports as a Late payment on my credit report (every month). Any advice? I need the entire account removed not just a few late payments .The car will be paid off in Dec.
I had one late car payment in 3 years recently due to getting covid really bad. Can I call the finance company I make the payments do and request it to be removed due to my situation? The late payment was paid up and was made current. The account is now current.
will this work on car loans?
Reach out to the channel name above ⬆⬆ he covers all best around delivered well for me....
Question: so can I use a P.O. Box once I start to fix my credit as the address to send my mail to , as far as the creditors sending me Response Letters, can my Response letters be sent to my P.O. Box as my current address ??? Please help I really would like to know !
Reach out to the channel name above ⬆⬆ he covers all best around delivered well for me....
I have two credit cards that were charged off and went to collections with midland. My question is the last activity date is reported different on transition and Equifax for both accounts.
Account 1:
Transunion Equifax Experian
last activity 02/2017 11/2016. --
Account 2
Transunion Equifax Experian
last activity 02/2017 12/2016 n --
Is this something I should dispute or is this normal? Thanks in advance.
If you need effective credit repair service, I recommend David to you. They did well fixing my report in 14 days. They deleted all negative information, tradelines added and my score got boosted to 800+ with no hassles. They are the best..
Will this work on student loans?
Hey D! There are two types of student loans - private and federally subsidized student loans. If you’re late on a private student loan, and you're late paying beyond 30 days, you’ll be reported as late. However, federal loans won't report you as late unless you're over 90 days delinquent. You can certainly try this tactic laid out in my podcast, but as always it's never an exact science. Good luck & keep changing lives! 😁
Great video as always! I completely agree the current credit system is flawed, but at what cost is this going to be to fix it. For one, like others have posted what government system has ever been smooth and without flaw. This sounds more like less privacy of individual finance. Bank account info and payment history being directly shared to the government. They already know what is reported on end of year taxes. This would allow knowledge of how that money is spent as well. For most people that may not matter but it’s still something to think about. At the end of the day, it’s what it’s. Freedom is far from being free in today’s time. This might make it easier for younger people to get credit they deserve. At the same time giving more credit then someone is accustom to can create problems that could be avoided as well. Because I was in the same situation where my score denied me from great position but I have no worries when I met Hackergold02 on I-g
Should the letter be sent to the Credit Bureau or the company that report the late payment? Thank you!
Hey Lisa! Goodwill letters get sent to the original creditor. They only work when you’re a long-time customer and you’ve only been late a few times with a really good excuse/hardship/etc. as explained in the video. Sometimes they work, sometimes they don’t. But they only are useful if you’re still a current active customer who just fell behind a few times but you’re now back on track. I hope this info helps! 🙌
@@CreditRepairCloudDanielRosen thank you!
Great info!!
I disputed an account and the furnisher deleted all my positive payment history is this allowed
No they cannot
I signed up and good will letters are blocked for 30day trial users!!
Hey Tommy! Great news! 😃 You'll find the template for the goodwill deletion letter right here for free.👇 Hope this helps you change some lives!!! 🎉
www.creditrepaircloud.com/dispute-letters/goodwill-deletion
Great video as always! I completely agree the current credit system is flawed, but at what cost is this going to be to fix it. For one, like others have posted what government system has ever been smooth and without flaw. This sounds more like less privacy of individual finance. Bank account info and payment history being directly shared to the government. They already know what is reported on end of year taxes. This would allow knowledge of how that money is spent as well. For most people that may not matter but it’s still something to think about. At the end of the day, it’s what it’s. Freedom is far from being free in today’s time. This might make it easier for younger people to get credit they deserve. At the same time giving more credit then someone is accustom to can create problems that could be avoided as well. Because I was in the same situation where my score denied me from great position but I have no worries when I met Hackergold02 on I-g
YOU MUST NOT ADMIT YOU WERE LATE in your letter!!!!!
I will let you in on a little secret I have a close Capital One account as well as a capital one account that is open I had one late payment on the closed capital one account I was successfully able to get it removed
Did you write a goodwill letter to get it removed?