Best Money Saving Tips that ACTUALLY Work
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- Опубликовано: 8 фев 2025
- How to save more money this year. The best tips that really work to grow your wealth.
In this video:
00:40 - Know your priorities
03:07 - Avoid the guessing game
05:21 - Only spend what you have
06:28 - Quick budget wins
08:12 - Automate
10:25 - Spend less time online
11:58 - Declutter
12:31 - Have patience
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I’m not a licensed financial adviser. These videos are intended for educational purposes only. No official financial advice is being given. Please always check with a licensed professional before making any investments or financial decisions. Your investments are your sole responsibility, and in these videos, I merely share my own opinions with no guarantee of gain or losses.
I’m paying off my car this year, decided to put a big overpayment on it this month I’ve got £0 fun money this month. This took my monthly DD down £40 but then I get a letter from the loan company to say I’ve saved £323 of interest! That is better than any consuming, I’ll be doing it next month. Debt free, over stuff. 😊
Well done!
That's fantastic. It's such a good feeling to get these things out of the way. Now that my smartphone is paid off I am so happy to have that extra cash every month for my budget!
@@TheMummyBubbleyay! My phone is paid off in July can’t wait - my car should be too 😊
Another excellent video, thank you. Getting my act together by frugal grocery shopping is helping me considerably, it feels so doable and empowering. I followed your tip (from a previous video), regarding paying oneself first instead of waiting to see what's left at the end of the month. Well I never actually had anything left, but by the end of this January things did not look so grim, again empowering! Thanks again
Thanks so much for watching! We've managed to make big savings on our food shop recently, although it's still challenging keeping those costs down. It absolutely makes all of the difference to make saving a start of the month commitment, rather than an afterthought. It really helps focus your budget.
Thanks Vicky. As always, My advice to everyone is this : if you want to grow big this year especially in your finances. Be willing to make investments. Saving is great but investing puts you on a pedestal where you wouldnt have to worry about savings as you do now. Thanks to larysa Caba, my portolio is doing really great and im proud of the decisions i made last year.
Making over 48k monthly is all because of her.
I feel one Of the greatest challenges that we first timers face in the ma rket is that we end up losing all we have,making it difficult to find ourselves back to our feet. My biggest advice is to always seek the services of a professional just like I did when I ventured into it for the first time. Big thanks to Larysa Caba. I now make huge profits by weekly through her services while still learning to stand on my own.
I know Larysa Caba. she trades for everyone I meet. I met her twice at a meeting in Germany and after her lectures from Ella I had to personally ask her to be my financial advisor. she is definitely good.
I have never seen a trader as open and transparent as Larysa Caba with her clients. The way she decides to make a profit for her clients. she allows you to express your fears and she still rests your fears and that is my respect. I don't normally comment on videos, but this word should be included. she is really cool.
I just looked up her name online. she is licensed with credible certificates and has an amazing track record. Thank you for the message.
When I get the urge to buy something that is a want, I think on it for a few days now. I’ve found that after a few days I realise I didn’t really want it that much anyway.
Yes that time and space really helps!
Super helpful! Thank you Vicky!
Your savings tips got us the replacement bed that was needed.We’ve ended Jan with paying for the bed still in credit!Love the cat!
Oh wow! Love this, thanks so much for sharing!
Have you thought of joining Pet Health Club at your local vet? Mine includes vaccinations, boosters, spaying, defleaing, worming and 10% discount on treatments? I have 10 cats. We had 2 and then took in 2 stray juvenile females who both turned out to be pregnant! We kept the ones we couldn't rehome with people i know and trust - i had raised them for 3 months so had become attached! I wish i had signed up for the plan when they were born - it would have saved me a fortune!
As it is, i can't afford insurance for this many cats so i have to rely on savings. That's one of the things i save for.
Yes, so our vets do offer this but we've done the maths and it didn't make sense for us. Battersea had already spayed Midnight and chipped her, so we didn't need that done by the vet. The jabs are £86 for the year and we get the flea meds cheaper from the supermarket. If she starts to need more frequent care for something in future then a healthy pet club may make more sense for us at that point.
You give brilliant advice.
I go food shopping with my husband, that saves money because he never buys anything unless he really needs it
He constantly looks at the tickets that say price per kilo, not per pack.
Also when we were young most people bought food that was in season. Today because of better logistics food from all over the world is available all year round. Many young people have no idea about when British food is in season
When you have a family it’s very hard to save. It takes a lot of discipline. Rebecca
Price per kilo is such an important thing to look at. It's easy to assume the bigger pack is going to be cheaper, but it isn't always the case! It definitely takes a lot of discipline.
What a lovely kitty ❤.. I have 9 meowing drains.. and a barking one 😂😂😂
Aw I bet they are a really amazing tribe!
I so love your videos.
I love this video! Insightful, well spoken and very relatable.
Thank you so much for watching!
Thank you Vicky , i am self employed, I do the same , and Midnight, she is so gorgeous! Grown so fast , She is your baby too , much luv 💕
She is, we love her so much! Thanks very much for watching.
You could put the money you pay the insurance company into a sinking fund for your cats medical needs
We're definitely considering this for the future, but as she's quite young we don't yet know if she may develop any long-term issues or if she's accident-prone, so we've gone with insurance for the first couple of years and may revisit this decision in the future.
£20 a month over a year is only £240. One single claim can go into the thousands relatively quickly.
We’re pretty worried in Canada right now, with American tarrifs about to begin
I can imagine. I have visited Canada a number of times over the years and my knowledge of your country and people is that you have a LOT to offer and are extremely good at coming together. I am sure Canada can weather this storm.
Vote your socialist prime minister out
what type of accounts can I use for compound interest?
Check online they’ll show a breakdown on the interest
@@loafollower9590 I was looking for the names of the accounts, I don't known what name to google. Any help would be appreciated
Midnight got soo big and cuter 🥰🥰🥰
She has grown so fast! I could pick her up with one hand a few months ago ❤️
Good video
Thank you 🙏
It’s okay
🥰🙏
Thanks for watching
You speak do fast ant its alitl bit difficult for me to understand you. Kisses from Thessaloniki