@@amanraj3646it's not about the increase, its about the quantity you hold For example u can hold 1000gms for 1 lakh now if 1 gm increase a price of 50 in next 5 years you are getting a total profit of 50000 U can afford only 7 Gms of gold if gold price increase to 13000 per gm You are getting a profit of 35000 Now calculate
Silver price is allegedly manipulated by big banks. One need to be cautious of this. They don't let Silver rise much. Silver's industrial use also one reason why they won't let silver rise. Price control of silver is something we need to be cautious of it. It shouldn't be compared with Gold.
@haricosmic4306 I don't know. I feel Gold is safer. If you are investing in Silver, you should know when to exit. It is not like Gold. If you don't exit Silver at the right time, all profits could be wiped out. Risk vs Reward is high in silver.
@@VmlucyBDaGV2aQ silver supplies are dwindling, as the suppressed prices have stalled mining operations. Silver also gets used up, as it is too cheap to warrant recycling. Silver also gets used up for decades in batteries and solar panels. We are on the verge of a major shortage. Silver will drive the banking collapse worldwide.
I remember a similar video from your ET money days. Glad to see silver is still on the way up, and that it is an ideal new instrument in one's portfolio
Exit is a lot easier than entry. A simple framework that's worked for me (most times) is the reversal of fortunes approach. Here's what I mean by that -- When investing in a stock or asset class, you would have identified 3-4 key reasons e.g. valuation is low, momentum is rising, promoters are buying, high growth rates etc. This prompted an entry into the stock. Say, 3 years later you find that many of these points have reversed i.e. - growth has slowed down from 20% to 5% (like what happened with Exide) - valuations became too expensive (like Avenue Supermart) - promoter is selling (like Easy Trip Planners) In such a scenario, an exit is the best course of action. Ofcourse, there is some subjectivity here which is good because entering & exiting is not a simple mathematical problem. It's got a lot of qualitative elements & biases. For example -- I exited Sterlite Technologies after 2 quarters of holding it after I realised the management is changing goal posts too many times & it's not focussed enough in completing existing projects. I sold my holdings there due to lack of confidence in the company's management -- that no screener can help you understand. It requires reading of the transcripts, news, blogs etc. and this approach has worked very well for me so far. What I love most about it is the simplicity of it -- if the reasons for which one entered the stock/asset doesn't exist, then simply exit This same logic, when applied to silver means the exit points are when -- a) there are new sources of supply b) people come up with alternatives to silver in production of solar panels & industrial uses, c) lower gold-silver ratio, d) reduction in manufacturing activity etc. Hope this helps
Fantastic point Shankar - I guess the general problem many may be having is that there is typically no strategy in buying. Mostly it is done by hearsay and there is no clear exit strategy there.😂 It will be great if you can make a video about how you manage your time to read reports and do research. In these high trade without research times, it will be great to get an insight. Thanks
Thanks shankar ji for ur great insights,plz do come with frequent videos and any update on ur small case and members community ,hope it to roll out soon ,waiting for it🙏🏼
Shankarji, as always, i really enjoyed learning from your this video. The content you present is most of the time well researched and loaded with intense clarity which is why i try to watch every video of yours. Keep up the good work. God Bless !
amazing knowledge you share, I am very very new to this , just started 1 month ago and many thanks to explaining in very simple and to the point , I hope to learn more form you.
During difficult times, what you don’t hold is what you don’t own. Precious metals should be owned in physical form. Otherwise, you may not be sure that you own it.
During difficult times, people who know you own physical metals will become the new owner. Have you heard a joke, a guys tells his friend, hey why are you buying stocks and bonds, invest in physical gold, his friend says " I dont have to buy, because I know where you live" 😅
I live in bangalore & I happened to observe more silver stores as compared to gold shops in a neighbourhood marketplace. This got me curious about silver consumption. Your video helped a lot in understanding. Thank you for sharing your research. 👍😀
Thanks for sharing this. What surprised me the most in this video is what I highlighted in 3:20 i.e. while in year 2023, India imported 3,625 metric tonnes of silver .. in just 4 months of 2024 (January to April), India's silver imports were 4,172 metric tonnes. I looked at the most recent number -- by Sep 2024, we have imported 6,390 tonnes
@@pbh1993 The sources are given in the video itself against every data point. Pls see the bottom of the screen. For example -- pause 3:12 and notice the bottom
This is exactly what I was waiting for Shankar sir. Happy to make my entry in Silver ETF from Nippon 3 weeks ago. Will continue to aggregate every month. Thank you so much for such wonderful and detailed analysis
Points discussed are good. Thanks for the useful content as always. 14:36 I learned searching with IETF gives ICICI's ETFs. Gold-Silver ratio, I may have to watch few times to understand it better.
Learned a lot of new things Shankar. Good video! 👍🏼 I would like to buy digital silver or gold and get it converted into physical when need be or in times of financial/ economical/ geo-political crisis or uncertainty. Do you think investing through Malabar, Digigold, etc. is a good or fool-proof idea? 🤔
Thank you! I've never used physical gold or silver for investment so I really won't know, sorry! Digi gold and Digisilver will work if your holding period is long-term. Personally, I use ETFs and MFs
@@shankarnath okay! 👍🏼 Thank you for replying! ☺️ I didn't understand why investment in digital gold would work for long-term only! 🤔 Would you like through more light on this?
@@saurabhkesharwani6143 Yes, so say you buy digital gold (DG) worth 10000 rupees. There's a small GST of 3%, so you actually receive 9,700. Now assume Gold prices have increased by 10% in an year and you feel like selling. So you DG is now 9,700+970 = 10,670. When you try selling, please notice, there's a 5% buy-sell rate spread (sometimes more). So, when you click on sell you receive 10,670*95% = 10,136. This means what you've actually made is (10,136/10,000) - 1 = 1.36% and what you thought you made is 10%. This problem gets hidden a bit over the long term. So say its 10% return every year for 10 years. Then by the same calculation, it comes to 9,700*1.10^10*95% = 23,901. So ((23,901/10,000)^(1/10))-1 give us an annual return of 9.1% -- which is a lot closer to 10% than the 1.36% we got on a 1 year buy/sell. Hope this clarifies. Pls do the math on excel, it will get clear.
Hello Shankar! Thanks for the great video. I wanted to ask regarding the status of your Smallcases. You said you'd be launching them a few months ago, eagerly waiting for it.
Hello. I'm glad you liked the video. When the smallcase gets launched, I'll certainly inform everyone via a community post. It's in the works. Thx for your patience
Yes, please enquire for specifics from banks & NBFCs offering loan against securities. Securities has a broad definition and includes MF, stocks, bonds & more. SGB is a bond so it qualifies under this.
@@dhir4j If you want to play the hypothetical worry game. Fiat nevers lasts. Many currencies have become worthless. Dollars etc. will become worthless too.
I missed investment opportunity in Silver last year. I know silver has many uses in industry besides jewellery and ornaments. New uses are in renewable energy and new age applications. Good video as always from you.
Thank you! Glad you found it useful. What's gone is gone, pls evaluate potential from now onwards. True for silver, true for stocks, true for life goals!
Three reasons: 1. Legacy -- Gold & silver have been there for thousands of years; platinum was discovered in the 18th century 2. Platinum is primarily an industrial metal 3. Maybe constraints in pricing due to geographic concentration -- 70% of supply comes from South Africa
Excellent insights... as is exepected ... much thanks ! It wud be great if cud share some info about income taxes on gold , silver etfs/ Fofs... as this yr budgets changed it. Thanks in advance. Warm regards.
Thank you! Yes, my previous video on Gold ETF had a page on taxation. You can also access it here: www.miraeassetmf.co.in/docs/default-source/default-document-library/tax-changes-post-union-budget-20244198463397924db58a246aac9a1be358.pdf
Sir can you please make a video on all the terms related to the basics of investing like ETF's, PPF and similar terms also a masterclass on mutual funds explaining all types of funds i.e. mid cap,small cap , large caps, imdex funds etc and also a tax class where how tax can be saved on different aspects of investing. As a newbie I'll help a lot to me and others too .
Just sharing my thoughts - Gold has less industrial value when compared to silver and hence there is no substitute for gold. Silver has industrial usages and if the price goes up, companies can find alternatives which will again lower the demand and price of silver. I feel investing in silver requires great skill and courage to withstand the volatility
Thank you, Sir, for this wonderful video as usual. Your content is of high quality with great inputs. what I like to understand is, if somebody wants to buy silver ETF, kindly let us know what would be the time frame of the chart, If somebody is going to buy it for maybe 10 years then the time frame would be a weekly or monthly chart. Secondly, also, let me know What would be the moving average whether it will be 20/50/100/200 moving average to maintain the risk-to-reward ratio I am looking for your response. Thank you. Wish you all the best.
Yes, you are right. There's nothing permanent in investing -- it's always about temporary spikes & temporary falls. A lot of money is made in these rises & declines
Sorry if that's the case, but my point here is a bit different. Many don't know this but FOF expense ratio in reality is it's underlying ETF expense ratio PLUS the FOF expense ratio. That's what I meant by that slide really
@shankarnath Yes, that should be. But when I checked HDFC's ETF and FoF, i found that HDFCSILVER(etf) has expense ratio 0.40% while FoF(direct) as 0.27%. I don't know how it is like that?
There's no guarantee of what the fund manager will do (in terms of allocation) in a multi-asset fund. Please review a few multi-asset schemes before you make up your mind
Dear sir, thank you for creating such valuable and resourceful content for us. Your contents are so much informative and to the point. We are blessed to have your guidance. Could you please explain difference between fof and mutual fund? which one we should opt for considering different cost ratio?
Sir, I have a pretty relevant question, I am investing in SIlver ETF since a year and trading too. I am struggling with the taxation part, as they have been changed consecutively in a row and are taxed at slab rates in short term. Although when I see my AIS, all the silver ETF are market as equity oriented mutual funds. And now I am confused where to put them in ITR 2 as they should not be under 111A which is now taxed at 20%. I would really appreciate a reply on this and also, if possible, video. Thanks
@@shankarnath Thanks a lot for the reply and advise. You are really doing great work, and I binged watch you channel since I came to know about it recently. Just whenever you explore this taxation part or read about it, please look into this. Thanks again!
Thank you Shankar for yet another informative video. Woukd you suggest that sell the Silver etf if the Gold-to-Silver ratio is closer to the 60-65 mark?
Hello. Other than what I've explained, please check out the Internet esp. Google search. There are lots of articles/news now on how to invest in silver.
Yes, it is more precious than God. It's also way better than Gold. It looks better, it's better for almost any use. I dont understand the hype on gold although Gold is also Great. I can only think of the scarcity of Gold as being desirable but is it even THAT scarce anymore?
What kind of returns CAGR do you foresee for the next 5 years? That should be the key question before making such investment decision, even in case hedging since there are options. One more concern is always the replacement price. If the prices reach too high, the industry will start looking for alternatives and will therefore act as a ceiling for the prices. There is also some volatility in the EV market itself.
I did come across very optimistic reports on silver but I don't have enough to have a view of silver's performance 5 years from now. Perhaps it's not my approach as I prefer to invest, track quarterly, invest more if signs are promising and go with the flow. It's worked for me so far, so haven't tried the 5-year-forecast approach
@@shankarnath Thank you sir for the detailed reply. I understand your perspective. Most of us tend to have limited funds and cyclical needs of funds so I tend to look at it that way. Also, there is that limited skillset and time issue to reevaluate periodically. Mentors like you therefore are of great value to us, keep it up.
As usual, this video is also quite insightful and to the point. Thanks. Ibhave 2 queries: 1) Considering silver is most volatile asset class, how do you identify the exit point besides gold silver ratios? 2) Considering Trump's apathy towards renewable energy, do you see demand for solar panels and consequenly silver going down?
Thx 1. Exit points are exactly the opposite of entry points. I'll go with this logical argument here so .. a) new sources of supply, b) alternatives to silver in production of solar panels, b) lower gold-silver ratio, d) reduction in manufacturing activity etc. 2. I have no views on this. Speculating with little information is not something that's worked for me, I prefer monitoring information as it comes & react fast to take advantage of it or spare losses
Hi sir. Very insightful videos always. Thanks so much. Waiting for your Smallcase release. Also any mobile app that shows Gold/Silver per gram prices to track them?
Shouldnt gold mortgage loan has less interest rate than person loan and other loans?? Why is it not so?? Gild loan at Muthoot finance is 11% and personal loan is 10.5%.
Personal loans aren't 9% -- can you share which bank is offering at these rates? By my reckoning, the MCLR itself is about 9.1% .. even one were to add a spread of just 1.5% for the grade A+ customer (high income, salaried, reside own house, high CIBIL score, low outstandings), still this will be atleast 10.5%. Generally, PL interest rates range from 10.5% to 16% -- in today's times
@@mathfobia I think the average comes to the same when compared to PLs. The average interest rate for PLs (across all strata of borrowers) and gold loan is the same -- around 12%. As to why gold loan is 12% and not lower, some reasons include: 1. Admin costs of handling gold (storing it, appraising it, hedging cost etc. are all expensive; this is not the case with other secured loans like LAMF for example) 2. Gold prices fluctuate and lenders factor the possibility of a borrower's default. For instance, if the price of gold falls by 20% and you have received 90% of your gold's value -- then you might default leading to a 10% loss (maybe more) for the lender 3. Gold loans are mostly used by people in rural or semi-urban areas who lack access to cheaper credit options. So there might be some skimming off the top by lenders by charging a higher interest rate 4. NBFCs like Muthoot & Manappuram Finance charge higher rates (as compared to banks) to account for quick disbursals and lenient requirements Hope this helps
For context, kindly let me know what hasn't been covered in my earlier videos on the same. Listing the videos here: ruclips.net/video/F8YxDJISrEw/видео.html ruclips.net/video/gwlzDcY76Sc/видео.html ruclips.net/video/t86OsSL7Opk/видео.html
What is the weightage of Small cap 50 index in small cap 250 Index? Nifty 50 weightage in Nifty 100 Index? Nifty midcap index weightage in Midcap 150 Index?
Thanks! With re: Raymond, for me -- it doesn't do anything to the investing thesis. There's an 3 year carpet until FY27 .. 11 quarters to be precise. Personally, I don't evaluate companies on a single quarter's performance; red flags are raised only when a business is consistently inconsistent or downhill
@shankarnath thank you for being consistent in ur replies too. I agree to your point one quarter does not change quality of a company, also as investors we should be waiting to latch on to such scenarios. I had already invested raymond lifestyle after I read your newsletter and i did my research. Thank you!!!
@@shankarnath You have shown all silver etfs from nse website. Normally when I search for etf , nse shows all categories of etf ( nifty 50, next 50, gold, silver etc ).How to get/filter out only silver etf ?
@@jasheerali 30 second method 1. Download CSV file (link is on that webpage itself) 2. Where it says "Underlying Asset", apply filter with word "Silver" That's it
Silver is Gold on steroids. Silver's price action can go unimaginably wild. This is why it has become a goto metal right now. Gold to silver ratio now is at 1 : 87.
You are just talking about last one year ....in the last 10 years gold has outshone silver....it's because gold rate has increased over the past year, that people are resorting to silver
Yes, you're right. I'm ignoring the historical 10 years of gold bull-run and leaning on what seems the more undervalued metal that can make me more money.
You are right in all aspects.
I started investing in 2016 when the price was 30K to 40K. Sitting on 200% profit now.
Thanks and well done!
Woah 😮
Gold increased more than that in same period
@@amanraj3646it's not about the increase, its about the quantity you hold
For example u can hold 1000gms for 1 lakh now if 1 gm increase a price of 50 in next 5 years you are getting a total profit of 50000
U can afford only 7 Gms of gold if gold price increase to 13000 per gm
You are getting a profit of 35000
Now calculate
Silver price is allegedly manipulated by big banks. One need to be cautious of this. They don't let Silver rise much. Silver's industrial use also one reason why they won't let silver rise. Price control of silver is something we need to be cautious of it. It shouldn't be compared with Gold.
So what's the point?
Should we buy more silver or not?
@haricosmic4306 I don't know. I feel Gold is safer. If you are investing in Silver, you should know when to exit. It is not like Gold. If you don't exit Silver at the right time, all profits could be wiped out. Risk vs Reward is high in silver.
@@VmlucyBDaGV2aQ silver supplies are dwindling, as the suppressed prices have stalled mining operations. Silver also gets used up, as it is too cheap to warrant recycling. Silver also gets used up for decades in batteries and solar panels. We are on the verge of a major shortage. Silver will drive the banking collapse worldwide.
They can not manipulate forever.. the market will break soon once there is not enough supply to go around.
THEY control all, until they don't.
I remember a similar video from your ET money days. Glad to see silver is still on the way up, and that it is an ideal new instrument in one's portfolio
Yes, had posted one on the ET Money channel some 2+ years back
Thank you sharing more update on silver investment very informative.
Most welcome!
Sir... Could you please educate us on Exit approach also.. Thank You..
Exit is a lot easier than entry. A simple framework that's worked for me (most times) is the reversal of fortunes approach. Here's what I mean by that --
When investing in a stock or asset class, you would have identified 3-4 key reasons e.g. valuation is low, momentum is rising, promoters are buying, high growth rates etc. This prompted an entry into the stock. Say, 3 years later you find that many of these points have reversed i.e.
- growth has slowed down from 20% to 5% (like what happened with Exide)
- valuations became too expensive (like Avenue Supermart)
- promoter is selling (like Easy Trip Planners)
In such a scenario, an exit is the best course of action. Ofcourse, there is some subjectivity here which is good because entering & exiting is not a simple mathematical problem. It's got a lot of qualitative elements & biases.
For example -- I exited Sterlite Technologies after 2 quarters of holding it after I realised the management is changing goal posts too many times & it's not focussed enough in completing existing projects. I sold my holdings there due to lack of confidence in the company's management -- that no screener can help you understand.
It requires reading of the transcripts, news, blogs etc. and this approach has worked very well for me so far. What I love most about it is the simplicity of it -- if the reasons for which one entered the stock/asset doesn't exist, then simply exit
This same logic, when applied to silver means the exit points are when --
a) there are new sources of supply
b) people come up with alternatives to silver in production of solar panels & industrial uses,
c) lower gold-silver ratio,
d) reduction in manufacturing activity etc.
Hope this helps
@shankarnath thank you very much for your response
Fantastic point Shankar - I guess the general problem many may be having is that there is typically no strategy in buying. Mostly it is done by hearsay and there is no clear exit strategy there.😂
It will be great if you can make a video about how you manage your time to read reports and do research. In these high trade without research times, it will be great to get an insight. Thanks
@@shankarnath This is good. Thanks
@@shankarnath pls continue to answer such good ques. Thanks again.
Thanks shankar ji for ur great insights,plz do come with frequent videos and any update on ur small case and members community ,hope it to roll out soon ,waiting for it🙏🏼
Most welcome. Thanks for your patience and encouragement 🙏
Very insightful & well researched information on silver. Well done & thanks
Glad you enjoyed it 🙌 So nice of you
Excellent content and crisp presentation. Thanks for the education.
Glad you enjoyed it!
I brought both Silver and Gold ETF but on November 1 on Mahurat trading. I might buy more Silver post this video.
Always a pleasure to listen to you. Till now I was doing swing trades in silver etfs. Your video has convinced me to accumulate for the long term.
Most welcome! You can continue to be play the volatility too, silver offers some aggressive opportunities
Shankarji, as always, i really enjoyed learning from your this video. The content you present is most of the time well researched and loaded with intense clarity which is why i try to watch every video of yours. Keep up the good work. God Bless !
So nice of you. Thank you very much! 🙌
amazing knowledge you share, I am very very new to this , just started 1 month ago and many thanks to explaining in very simple and to the point , I hope to learn more form you.
Welcome! I'm glad you like my work, please go through some of the earlier videos .. I'm certain you'll find them very helpful.
Thanks
Thank you for this kind appreciation & gratuity, Somya ji 🙌
Excellent, very informative
Glad it was helpful!
Yes, correct. I invested in Silver ETF in July 2024 and booked 10% profit in last month.
@@jishnu18 😂 good one bro 🤜 👍👍😀😀 this guy totally didn't mention this angle
@@jishnu18expense ratio is 0.40%
That's still 8% profit, definitely worth it. @@jishnu18
But still there is 8% profit in 3 months
During difficult times, what you don’t hold is what you don’t own. Precious metals should be owned in physical form. Otherwise, you may not be sure that you own it.
That is what is also my concern, if I'm investing in Digital Gold or Silver! 🤔
During difficult times, people who know you own physical metals will become the new owner. Have you heard a joke, a guys tells his friend, hey why are you buying stocks and bonds, invest in physical gold, his friend says " I dont have to buy, because I know where you live" 😅
I live in bangalore & I happened to observe more silver stores as compared to gold shops in a neighbourhood marketplace. This got me curious about silver consumption. Your video helped a lot in understanding. Thank you for sharing your research. 👍😀
Thanks for sharing this. What surprised me the most in this video is what I highlighted in 3:20 i.e. while in year 2023, India imported 3,625 metric tonnes of silver .. in just 4 months of 2024 (January to April), India's silver imports were 4,172 metric tonnes. I looked at the most recent number -- by Sep 2024, we have imported 6,390 tonnes
@@shankarnath could you share the source of these data points?
@@pbh1993 The sources are given in the video itself against every data point. Pls see the bottom of the screen. For example -- pause 3:12 and notice the bottom
@shankarnath thanks a lot
This is exactly what I was waiting for Shankar sir. Happy to make my entry in Silver ETF from Nippon 3 weeks ago. Will continue to aggregate every month. Thank you so much for such wonderful and detailed analysis
Most welcome!
Points discussed are good. Thanks for the useful content as always.
14:36 I learned searching with IETF gives ICICI's ETFs.
Gold-Silver ratio, I may have to watch few times to understand it better.
Fantastic well rounded video as always Shankar. Keep up the great work !
Thanks a ton. Glad you liked it 🤗
Thank you very much. Very well explained 👍
Glad it was helpful!
Thanks Shankar for the video. I was planning to invest in silver and your video ascertained my decision.
Glad this this was helpful. Most welcome!
Great Video Mr. Nath. Learn lot of new things. Thank You.
Glad you enjoyed it. Most welcome 🙌
Wow 🤩
Amazing content
Well researched
Good flow of info shared in the video
Gave me actionable plan
Loved it ❤
Thanks a lot 😊
Thank you Shankar for the detailed video! Super helpful.
My pleasure 🙌 So nice of you!
Learned a lot of new things Shankar.
Good video! 👍🏼
I would like to buy digital silver or gold and get it converted into physical when need be or in times of financial/ economical/ geo-political crisis or uncertainty. Do you think investing through Malabar, Digigold, etc. is a good or fool-proof idea? 🤔
Thank you! I've never used physical gold or silver for investment so I really won't know, sorry! Digi gold and Digisilver will work if your holding period is long-term. Personally, I use ETFs and MFs
@@shankarnath okay! 👍🏼
Thank you for replying! ☺️
I didn't understand why investment in digital gold would work for long-term only! 🤔
Would you like through more light on this?
@@saurabhkesharwani6143 Yes, so say you buy digital gold (DG) worth 10000 rupees. There's a small GST of 3%, so you actually receive 9,700. Now assume Gold prices have increased by 10% in an year and you feel like selling. So you DG is now 9,700+970 = 10,670. When you try selling, please notice, there's a 5% buy-sell rate spread (sometimes more). So, when you click on sell you receive 10,670*95% = 10,136. This means what you've actually made is (10,136/10,000) - 1 = 1.36% and what you thought you made is 10%.
This problem gets hidden a bit over the long term. So say its 10% return every year for 10 years. Then by the same calculation, it comes to 9,700*1.10^10*95% = 23,901. So ((23,901/10,000)^(1/10))-1 give us an annual return of 9.1% -- which is a lot closer to 10% than the 1.36% we got on a 1 year buy/sell.
Hope this clarifies. Pls do the math on excel, it will get clear.
Thank you Shankar ji.. ur content is more precious than gold and silver🙏
Thank you so much :)
Hello Shankar! Thanks for the great video. I wanted to ask regarding the status of your Smallcases. You said you'd be launching them a few months ago, eagerly waiting for it.
Hello. I'm glad you liked the video. When the smallcase gets launched, I'll certainly inform everyone via a community post. It's in the works. Thx for your patience
@@shankarnath Eagerly looking forward to those Shankar.
Is there a method to mortgage SGBs we have in dmat account? There should be a method. Can you answer this?
Yes, please enquire for specifics from banks & NBFCs offering loan against securities. Securities has a broad definition and includes MF, stocks, bonds & more. SGB is a bond so it qualifies under this.
Great job sir. A complete guide on how to make gold/silver investments 👍🏻
Thank you 🙌
Holding physical silver and gold is much more fun.
All fun and games until a robber visits your home
@@dhir4j If you want to play the hypothetical worry game. Fiat nevers lasts. Many currencies have become worthless. Dollars etc. will become worthless too.
Kudos Shankar !
Your videos are always insightful 💫💜
Thanks a ton 🙌 Glad you found it useful
Shankar Ji, very much thankful to you for providing much more detail on silver and its price movements content learning... Regards. !!
Most welcome! Glad you liked it
Undeniably one of the best finfluencers today. Thank you sir!
Thank you for your vote of confidence. Very kind of you 🙌
Very informative and well researched knowledge sharing... much appreciate 🙏
Thank you. Glad you liked it 🙌
I missed investment opportunity in Silver last year. I know silver has many uses in industry besides jewellery and ornaments. New uses are in renewable energy and new age applications. Good video as always from you.
Thank you! Glad you found it useful. What's gone is gone, pls evaluate potential from now onwards. True for silver, true for stocks, true for life goals!
@@shankarnath 👌🏼
Many thanks Shankar. This is very insightful and thoughtful video.❤
My pleasure 😊 Glad you liked it!
Silver to gold is what INR to Kuwaiti Dinar is. No comparision.
I'm always purtubed as to why Platinum doesn't have such storage of value like Gold and Silver
Three reasons:
1. Legacy -- Gold & silver have been there for thousands of years; platinum was discovered in the 18th century
2. Platinum is primarily an industrial metal
3. Maybe constraints in pricing due to geographic concentration -- 70% of supply comes from South Africa
Very informative video about Silver, Demand and how to invest
Glad you liked it
Awesome Details
Thanks!
Shankar bro can you tell best gold etf and silver etf for long term investment i am confused
Great work.. Thanks!
Most welcome
Thanks for valuable information
Most welcome!
EXCELLENT ... Description...
Glad you liked it
Excellent insights... as is exepected ... much thanks ! It wud be great if cud share some info about income taxes on gold , silver etfs/ Fofs... as this yr budgets changed it.
Thanks in advance.
Warm regards.
Thank you! Yes, my previous video on Gold ETF had a page on taxation. You can also access it here: www.miraeassetmf.co.in/docs/default-source/default-document-library/tax-changes-post-union-budget-20244198463397924db58a246aac9a1be358.pdf
Amazing video ….i love your research
Thank you! 🙌
Sir can you please make a video on all the terms related to the basics of investing like ETF's, PPF and similar terms also a masterclass on mutual funds explaining all types of funds i.e. mid cap,small cap , large caps, imdex funds etc and also a tax class where how tax can be saved on different aspects of investing. As a newbie I'll help a lot to me and others too .
Thanks for the suggestion. Btw, there are dedicated, detailed videos for most of these points on my channel
Nice 👍 video
Great content & quality
Yes
We are also investing in silver
Thank you. Glad you liked it 🙌
Just sharing my thoughts - Gold has less industrial value when compared to silver and hence there is no substitute for gold. Silver has industrial usages and if the price goes up, companies can find alternatives which will again lower the demand and price of silver. I feel investing in silver requires great skill and courage to withstand the volatility
There’s no substitute without a sacrifice in performance/quality
Nice 👌🏼
Very nice informative video
Thanks a lot 🙌
Thank you for your explanation. Its an exquisite video like always.
So nice of you. Most welcome!
Had queries about silver ETF.
I did purchase silverbees for some amount this dhanteras.
what is the alternative of silver ?
Great video sir. Do you have thoughts on securing small portion of physical silver for emergency situations?
Thanks. I haven't thought of it.
Thanks.Appreciate your Presentation
Glad it was helpful!
Very informative video. Thank you Sir.
So nice of you. You're most welcome 🙌
Good content!
Thanks!
which index should we track for Silver in tradingview to get an idea about entry in silverbees ? can it be silverfutures on mcx ?
US$/oz can be tracked for silver prices
Which company's silver etf is good
Thank you, Sir, for this wonderful video as usual. Your content is of high quality with great inputs. what I like to understand is, if somebody wants to buy silver ETF, kindly let us know what would be the time frame of the chart, If somebody is going to buy it for maybe 10 years then the time frame would be a weekly or monthly chart. Secondly, also, let me know What would be the moving average whether it will be 20/50/100/200 moving average to maintain the risk-to-reward ratio I am looking for your response. Thank you. Wish you all the best.
Thank you Sir, beautifully explained.
You are most welcome 🙌 So nice of you
Kudos for giving such well researched contents. What’s your view on selling silver coins/bars at a later time for cash? Do jewellers buy back silver?
Thank you! I've never tried silver coins and bullion, won't be right of me to comment. Sorry!
Thank u sir for this valuable and very informative video.
So nice of you. Most welcome 🤗
Silver price hasn't seen much growth compared to gold if you see last 10-12 years rates. It could be a temporary spike.
Yes, you are right. There's nothing permanent in investing -- it's always about temporary spikes & temporary falls. A lot of money is made in these rises & declines
I think the expense ratios you provided for FOFs are of the Regular plan. Direct plan FOFs have lower TER.
Sorry if that's the case, but my point here is a bit different. Many don't know this but FOF expense ratio in reality is it's underlying ETF expense ratio PLUS the FOF expense ratio. That's what I meant by that slide really
@shankarnath Yes, that should be. But when I checked HDFC's ETF and FoF, i found that HDFCSILVER(etf) has expense ratio 0.40% while FoF(direct) as 0.27%. I don't know how it is like that?
@@speedychital Exactly what I said. HDFC Silver ETF FOF actual expenses are 0.40% + 0.27%
@@shankarnath Oh! Thanks for clarifying that. That's somewhat shady and hidden. Thanks again!
Cam we opt for a multi asset fund instead of directly buying these etfs?
There's no guarantee of what the fund manager will do (in terms of allocation) in a multi-asset fund. Please review a few multi-asset schemes before you make up your mind
What about platinum?
Where to sell when price increases
Dear sir, thank you for creating such valuable and resourceful content for us. Your contents are so much informative and to the point. We are blessed to have your guidance. Could you please explain difference between fof and mutual fund? which one we should opt for considering different cost ratio?
Thank you very much. I've explained FOF (fund of fund) in another video. Pls check point 7 in ruclips.net/video/VDzDIApFmw4/видео.html
Your views are 100% correct
Sir, I have a pretty relevant question, I am investing in SIlver ETF since a year and trading too. I am struggling with the taxation part, as they have been changed consecutively in a row and are taxed at slab rates in short term. Although when I see my AIS, all the silver ETF are market as equity oriented mutual funds. And now I am confused where to put them in ITR 2 as they should not be under 111A which is now taxed at 20%. I would really appreciate a reply on this and also, if possible, video. Thanks
Sorry Manan ji, I'm really bad at taxes. It's better to consult your CA or tax consultant on the same. They'll know this a lot better than me.
@@shankarnath Thanks a lot for the reply and advise. You are really doing great work, and I binged watch you channel since I came to know about it recently. Just whenever you explore this taxation part or read about it, please look into this. Thanks again!
@@mananjain9536 Thank you very much! Glad you liked my work
As usual excellent analysis... It would be better if you start creating a community...
Thank you! Glad you like it
Sir is it best time to buy gold
Which silver fund did you buy ?
The ETF by ICICI Prudential .. SILVERIETF
V. Good analysis
Thank you!
Thank you Shankar for yet another informative video. Woukd you suggest that sell the Silver etf if the Gold-to-Silver ratio is closer to the 60-65 mark?
Most welcome. For specific investment advice/suggestion, request you to kindly consult a financial advisor
Will do. Thanks.
Sir how to invest in silver? ETF or Buying silver please let me know
Hello. Other than what I've explained, please check out the Internet esp. Google search. There are lots of articles/news now on how to invest in silver.
Silver can be very profitable sometimes. I once made about 200 usd in a day but other times it’s mostly very slow da
Yes, it is more precious than God. It's also way better than Gold. It looks better, it's better for almost any use. I dont understand the hype on gold although Gold is also Great. I can only think of the scarcity of Gold as being desirable but is it even THAT scarce anymore?
What kind of returns CAGR do you foresee for the next 5 years? That should be the key question before making such investment decision, even in case hedging since there are options.
One more concern is always the replacement price. If the prices reach too high, the industry will start looking for alternatives and will therefore act as a ceiling for the prices. There is also some volatility in the EV market itself.
I did come across very optimistic reports on silver but I don't have enough to have a view of silver's performance 5 years from now. Perhaps it's not my approach as I prefer to invest, track quarterly, invest more if signs are promising and go with the flow. It's worked for me so far, so haven't tried the 5-year-forecast approach
@@shankarnath Thank you sir for the detailed reply. I understand your perspective. Most of us tend to have limited funds and cyclical needs of funds so I tend to look at it that way. Also, there is that limited skillset and time issue to reevaluate periodically. Mentors like you therefore are of great value to us, keep it up.
As usual, this video is also quite insightful and to the point. Thanks. Ibhave 2 queries:
1) Considering silver is most volatile asset class, how do you identify the exit point besides gold silver ratios?
2) Considering Trump's apathy towards renewable energy, do you see demand for solar panels and consequenly silver going down?
Thx
1. Exit points are exactly the opposite of entry points. I'll go with this logical argument here so .. a) new sources of supply, b) alternatives to silver in production of solar panels, b) lower gold-silver ratio, d) reduction in manufacturing activity etc.
2. I have no views on this. Speculating with little information is not something that's worked for me, I prefer monitoring information as it comes & react fast to take advantage of it or spare losses
Thanks
Sir, Thanks for Very Informative Video 🙂
Could you suggest which ETF (Icici/Nippon) will be better ?
Most welcome. I find both of them equally good. I generally tip it to IETF as I prefer IPru over Nippon. But other than that, it's all the same
Also, IETF has lower Expense Ratio, does not make a huge difference, but still.
SOvergien Silver Bond , I will go for it! Already a SGB holder
Very nice video sir
Thanks!
Hi sir. Very insightful videos always. Thanks so much. Waiting for your Smallcase release. Also any mobile app that shows Gold/Silver per gram prices to track them?
Thank you. Sorry, I'm not aware of any mobile app. I generally use Google search to get these prices
Shouldnt gold mortgage loan has less interest rate than person loan and other loans?? Why is it not so?? Gild loan at Muthoot finance is 11% and personal loan is 10.5%.
Personal loans aren't 9% -- can you share which bank is offering at these rates? By my reckoning, the MCLR itself is about 9.1% .. even one were to add a spread of just 1.5% for the grade A+ customer (high income, salaried, reside own house, high CIBIL score, low outstandings), still this will be atleast 10.5%. Generally, PL interest rates range from 10.5% to 16% -- in today's times
@shankarnath sorry my mistake. Yes they are around 10.5%. But why is gold loans costlier than personal loans??
@@mathfobia I think the average comes to the same when compared to PLs. The average interest rate for PLs (across all strata of borrowers) and gold loan is the same -- around 12%.
As to why gold loan is 12% and not lower, some reasons include:
1. Admin costs of handling gold (storing it, appraising it, hedging cost etc. are all expensive; this is not the case with other secured loans like LAMF for example)
2. Gold prices fluctuate and lenders factor the possibility of a borrower's default. For instance, if the price of gold falls by 20% and you have received 90% of your gold's value -- then you might default leading to a 10% loss (maybe more) for the lender
3. Gold loans are mostly used by people in rural or semi-urban areas who lack access to cheaper credit options. So there might be some skimming off the top by lenders by charging a higher interest rate
4. NBFCs like Muthoot & Manappuram Finance charge higher rates (as compared to banks) to account for quick disbursals and lenient requirements
Hope this helps
Please post more videos about ETFs, Smart beta ETFs and comparison
For context, kindly let me know what hasn't been covered in my earlier videos on the same. Listing the videos here:
ruclips.net/video/F8YxDJISrEw/видео.html
ruclips.net/video/gwlzDcY76Sc/видео.html
ruclips.net/video/t86OsSL7Opk/видео.html
What is the weightage of Small cap 50 index in small cap 250 Index?
Nifty 50 weightage in Nifty 100 Index?
Nifty midcap index weightage in Midcap 150 Index?
Do you support physical gold and silver? I have been considering 10% of portfolio in gold and silver.
Support is a politician's word -- I don't take sides. But to clarify, I don't have physical gold or silver in my portfolio. ETFs and MFs only
@shankarnath okay. I just bought 3% of my portfolio value as physical gold biscuit lol
Gold & silver bees is good for long term investment kindly suggest me sir
will use of silver in industries make it next aluminium?
Shankar great video, i always learn something new from your video. Whats your take on Raymond lifestyle after the disappointing results.
Thanks! With re: Raymond, for me -- it doesn't do anything to the investing thesis. There's an 3 year carpet until FY27 .. 11 quarters to be precise. Personally, I don't evaluate companies on a single quarter's performance; red flags are raised only when a business is consistently inconsistent or downhill
@shankarnath thank you for being consistent in ur replies too. I agree to your point one quarter does not change quality of a company, also as investors we should be waiting to latch on to such scenarios. I had already invested raymond lifestyle after I read your newsletter and i did my research. Thank you!!!
Thanks for the video. I’m curious to know how you filter silver etf alone from NSE. Can you pls say about it ?
Sorry, I didn't understand. Can you please detail the "filter ETFs" part?
@@shankarnath You have shown all silver etfs from nse website. Normally when I search for etf , nse shows all categories of etf ( nifty 50, next 50, gold, silver etc ).How to get/filter out only silver etf ?
@@jasheerali 30 second method
1. Download CSV file (link is on that webpage itself)
2. Where it says "Underlying Asset", apply filter with word "Silver"
That's it
@ great. Thanks
Silver is Gold on steroids. Silver's price action can go unimaginably wild. This is why it has become a goto metal right now. Gold to silver ratio now is at 1 : 87.
Silver is useless. Gold is still the best
Insightful as usual
Thank you!
You are just talking about last one year ....in the last 10 years gold has outshone silver....it's because gold rate has increased over the past year, that people are resorting to silver
Yes, you're right. I'm ignoring the historical 10 years of gold bull-run and leaning on what seems the more undervalued metal that can make me more money.
Please update on SGB, any upcoming new issue?
There's no new issue that RBI has announced this year. On the contrary, RBI has announced premature redemption of issues between 2017-2020
We bought both Gold and Silver