The BEST Order To Apply for Credit Cards in For MAX VALUE
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- Опубликовано: 11 июл 2024
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Cards mentioned in the video:
Learn more on the Sapphire Preferred: bit.ly/490Ta41
Learn more on the Sapphire Reserve: bit.ly/44CNRp6
Learn more on the Ink Unlimited: oc.brcclx.com/t?lid=26652806
🏠 Stay at my cabin: bit.ly/4aF2k7U
Credit Shifu Wallets: bit.ly/2wG0Glo
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“This hobby will destroy you” just makes it sound even cooler. I’m in
Got a video on sleeper cards?
Great video! Big bonus here comes when you're eligible for business cards, since those usually have the highest signup bonuses and don't count toward 5/24
That was the best Dave Ramsey plug ever! 🤣🤣🤣
But seriously, it’s a really good thing to warn people about the risks of using credit cards. We have to check ourselves before we wreck ourselves. 😎😎😎
thanks for all your info!
How long after the discover it and savor one should I get a chase freedom flex?
I’ve had a Discover card for 2 years and a credit score in the 750’s. Just yesterday I got an Amex card for groceries. I’m also interested in getting a Citi card but I don’t want to apply for 2 cards in a short period of time if it will hurt my score. Should I wait for a while before applying for another card?
Funniest Dave Ramsey reference I've ever heard, hands down. 🙌 In seriousness, I'd make the same recommendation.
how long do you wait between downgrading your CSP and applying for a new one?
I would call Chase and request the downgrade the day after your 48th statement date, and apply for the new CSP as soon as the downgraded card is in my hand
How many months between each of these new card applications for a beginner?
Try for 6 months so you stay under 5/24. It'll probably take you at least 3 months to hit the SUB on your last card anyway.
If I got the Chase Ink cards with my EIN first, can I re-apply and get them again with just my SSN?
Yes, though you don’t necessarily need to.
I wonder what Dave Ramsay would say about investing in Masterworks....
Who cares? Dave Ramsay is a fraud and a joke and no takes him or what he says seriously unless you are an idiot.
Ramsey only invests in mutual funds, and looks for returns of around 12%. That's his thing, but I prefer a diversified portfolio, some mutual funds, ETFs and other assets like art
@@TheCreditShifu haha nice save. 😉
As someone with 3 personal capital one cards, 14:10 , not sure why this is constantly advertised.
I achieved the chase trifecta.
Anyone know if I can turn my chase preferred to the older freedom card? And get a new bonus on the preferred or reserve?
We cover that at the end of the vidoe
@@TheCreditShifu saw that thx shifu
Hey man I make around 28k a year im 19 and I don’t have any previous credit history at all. I’m thinking of going the capital one secured route to get started but I would prefer not to go secured what do you recommend?
Go with discover it first then decide what card is best for you
I got the Discover secured card to start and it was a great way for me to begin. Really simple. Even though it’s secured you don’t have to put a ton of money down and you get it back in 12 months.
Capital one has quicksilver secured that will be better
@@masterbrice what about compared to what chase has to offer?
Wait you have to be under 5/24 to qualify for Chase business cards?
Yes but there are some data points where people got approved while above 5/24. Typically this happens if they are promoting the business cards but some data points still got them without a promotion. Those people typically have a business account and/or other relationships with chase though
Chase is ending the PP as of July 2024. Huge nerf to that card with the same AF.
Only the restaurant benefit through PP; PP itself will stay. You will still have access to airport lounges in the PP network, as well as their growing Sapphire network of lounges
I got denied
discover it
I just noticed Mr Credit Shifu... you looked like Ben Shapiro
No he doesn’t.
I normally get Simon Garfield
You don’t have to be under 5/24 to get a chase biz card 11:30
You will need to be under 5/24 to get a Chase biz card, but once you have the card the account doesn't count towards your 5/24 status.
@@TheCreditShifuI’ve seen so many dps of people getting business cards over 5/24. Including myself, just got a card at 7/24