Why I Quit SafetyWing Travel Insurance
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- Опубликовано: 30 июл 2024
- 👉 Helpful info on SafetyWing's new Nomad Health plan: bit.ly/3SheUCb
👉 Compare it to the cheaper "normal" Nomad insurance: bit.ly/3DEmb8h
I finally called it quits after 5 years of using SafetyWing Nomad insurance.
While it is still the best travel insurance for "normal" travelers, in my opinion - I found a better travel insurance plan that is more comprehensive that helps me sleep better at night.
I am just sharing what has worked the best for me. This is not personalized advice, so always do your own research (this video can help with research • Video )
UPDATE: The "normal" Nomad Insurance has now been updated to a Nomad 2.0 version. This new version is slightly more expensive, but it has $0 deductible instead of $250.
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▶ SafetyWing Insurance Review (After 2 Surguries & $15K Bills): • SafetyWing Insurance R...
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🔴 C H A P T E R S:
0:00 Intro
0:22 Problem with SafetyWing travel insurance
2:13 Nomad insurance vs Nomad health
3:22 Standard vs Premium
4:02 Important things to note
6:33 Downside to Nomad Health
7:46 Travel insurance considerations
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🟣 A L I T T L E A B O U T U S
Heyo! Mitch and Day here 👋🏼
We’re just your typical American-Colombian couple determined to live every second of our precious time here on earth to the fullest. After a 10-month solo backpacking trip through South America, I (Mitch) stopped in Cali, Colombia to take salsa dancing classes 💃🏻. I only planned to stay for a couple weeks, but God had other plans for me. I met a cute Colombian girl (Day) in class, those couple weeks turned into a couple years, and before we knew it...we were married 👰🏻🤵🏼
Now we’re traveling the world full time as digital nomads, supporting ourselves by working online 👨💻👩💻
Our goal with these videos is to inspire you to step outside your comfort zone, give you an inside peek at our crazy imperfect lives, and show you that you don’t have to be rich to live an extraordinary life...all you need to do is make the choice!
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⚠️ DISCLAIMER ⚠️: Links included in this description might be affiliate links. If you purchase a product or service with the links that I provide I may receive a small commission (at no additional charge to you!). I believe in and have experience with everything I recommend. Thank you for your support!
👉 Here's some helpful info on SafetyWing's new Nomad Health plan: bit.ly/456OdF1
👉 Compare it to the cheaper "normal" Nomad insurance: bit.ly/3DEmb8h
Cancer treatment is free in most EU countries. Breaks my heart that people would have to deal with the cancer diagnosis and their bank accounts being destroyed too.
The USA needs to stop subsidizing the EU so that Americans too can enjoy "free" stuff.
Your insights about quitting SafetyWing Travel Insurance are really valuable. It's enlightening to hear about your experience with the new Nomad Health plan and how it compared to the normal Nomad insurance. The cost and age cut-off certainly seem like important factors to consider. Thanks for sharing your perspective and helping others make informed decisions!
You’re very welcome! 🤓
Useful advice, thanks. What can you share about an International Health Plan for Long Term (annual plan) senior travelers especially with new rules in Schengen area?
I quite enjoy the information you share about insurance options for nomads and other travelers. Self-insuring and obtaining health literacy still has a lot of value especially given that the market trend right now is to deny coverage even though coverage was implied. Cancer perhaps less common and less of an issue than major trauma or a life-long autoimmune condition.
I’m glad you found it enjoyable! Yeah I totally respect the self-insuring route. So far all my claims have been approved (and there have been several!) - I think it’s also important to make sure to read the policy terms and always understand what’s covered and what isn’t. In the US, cancer is the cause of about 1 in 5 deaths I believe, so having insurance that covers it is reassuring to me. But I totally get that everyone has different life situations, backgrounds, and risk tolerances 😊
Cool video, great pacing in the editing
Thanks for the kind words! 🙏
Here's some helpful info on SafetyWing's new Nomad Health plan ➡ bit.ly/456OdF1
Very very helpful video. Thank you!
You’re very welcome! 🤓
Thanks!
Man thanks A LOT for your review!! it helped tons on my decision!!
You’re very welcome!
Thanks for the video. Do they give you a card which hospitals can use to bill the insurance directly or do I have to pay and then submit for reimbursement ? Thank you
They don’t have a card yet, but it is possible to get certain treatments pre approved so you don’t have to submit reimbursement. I believe it has to be above a couple hundred dollars to do it this way.
how is that better than, e.g. coverwise annual subscription, which covers medical expenses up 20 MLN dollars?
I was quoted $550 per month, im 62 and another company quoted me $300 . Not going with Safety Wing
Which company quoted you $300? I’m interested in which companies are best for your age group as well!
@@ProjectUntethered Pacific Cross
I just cancelled my Cigna health care. I was quoted by Regency for apprx. 3,1k $ annually. No deductables and i m 65. But I may prefer to consider safetywing traval ins. since i do not stay longer than 60-90 days and traveling to every country i feel like.
Oddly, allergies are excluded. I have terrible allergies and don’t care about insurance for regular type treatments but what if I had an anaphylactic allergic reaction to something I wasn’t aware of? I’d have to go to hospital for treatment and they wouldn’t cover it?? Seems weird that it wouldn’t be covered.
That is strange. I'd ask them via chat or email and if they say it's covered, then save your conversation just in case.
AAA has great travel insurance.
The problem is that they don't cover people over 69.
Can you compare Foyer Global Health with your insurance?
I will add it to my list!!
They define residence as the country where you reside for 183 days or more in a year. I don’t live anywhere for 183 in a year.
You may wanna ask their chat about that one! I'm in the same boat, but the country I always return to is Colombia (or where I'd return if I got in a bad accident), so that's what I use.
I never exceed 90 days in one country. Do i can just choose which/ any country ??
If I am still a resident of the US but am traveling full time, I do not qualify? Are you no longer a legal resident of the US? Thanks!!
This is probably best answered by their chat on their website to be sure. But I believe you can use the insurance if you are a resident of the US, but there’s just limits to how many days you will be covered within the US each year.
The age cut off is a problem
Yeah with all of these insurances I’ve looked into, the higher the age, the harder it is to find good deals 😕
What camera do you use
I recorded this one with the insta360 x3 - but I was still learning how to use it ;)
$123 per month is horrendous 😮
It’s a lot more than normal nomad insurance, but I haven’t found any other comparable comprehensive expat medical insurance for less than that. If I want to be covered for diseases like cancer, my alternative option is to just pay for health insurance in the US, but that would be much more expensive than $123/month (and I’d still need travel insurance on top of that).
Over 500 dollars a month for seniors 😮😂😂😂😂😂😂
They want $291 a month, that’s expensive living in Colombia where everything is super cheap
Which plan are you looking at?
Also FYI if you’re staying long term in colombia, you may be able to just get private Colombian health insurance
No direct billing?
It has to be above a certain amount and set up beforehand I believe - best to check the website because I can’t remember the exact amount off the top of my head
Health insurance is a huge rip off. Self insure is the way to go. Get the most basic insurance for accidents, but for anything really serious, fly home and get treatment there. The caveat being IF you're fit to fly home. That will depend on how pro-active you are with screening. Get yourself checked regularly.
Omg, I’ll watch this video over and over just to see this guy at the pool.
I have had nothing but a horrible experience with this company. Hope this comment will save some of you the headaches, loss of sleep, and grey hairs I have gotten. No one takes any responsibility.
Can you share details?
Share the details….. we are all waiting…
Any problem with your neck?
Basically its the same company? whats with the title of your video? and you talk a lot!
The SafetyWing travel insurance plan is a completely different plan than the Nomad Health plan, but I can see how that might be confusing
STAY AWAY!!!!!!!