I just turned 58 and feel like I'm leaving money on the table with Social Security. I’m not sure when the best time to start claiming is, and I want to maximize my benefits. Retirement feels a lot harder than it used to be, especially with inflation eating away at savings.
Same here! I’ve been reading about strategies, but it’s overwhelming. Delaying benefits could help increase my monthly income, but I also don’t want to dip too heavily into my savings before then. Balancing that decision with long-term goals is tricky.
You’re absolutely right. My biggest regret is not consulting an expert sooner. After struggling to figure it out on my own, I ended up losing out on spousal benefits that could have increased our household income. I’d recommend speaking to a professional who can help you navigate this before making any decisions.
I agree. My CFA, Joseph Nick Cahill, was a game-changer for me. He helped me optimize my Social Security strategy and adjust my investments to complement my benefits. He’s experienced in helping people grow their portfolios and maximize retirement income. He even offers free consultations if you’re unsure where to start.
Thank you so much for the suggestion! I really needed it. I looked him up on Google and explored his website; he has an impressive background in investments. I've sent him an email, and I hope to hear back from him soon
I retired at 60 after a stressful 35 years in the medical system. So far, the first two years have been incredibly frustrating and humbling. I underestimated how difficult it would be to make new friends, and I didn't predict that the country would have such a huge inflation. Anyone who is preparing for retirement and doesn't have a partner or close friends to socialize with should be prepared to put huge effort into keeping yourself busy doing solo activities.
Just retired in June and have to admit I have sat in house all these months just doing little errands and declutterring to downsize before my next move next year. I have to admit it is lonely because friends and family still work. Found your video and decided to comment. Good luck on your new journey.😊
I found it took a while to get used to being retired. Went from a super engaged lifestyle to one more laid back. But as the days passed I enjoyed this lifestyle so much more. We also spent a few months decluttering, sold our house and moved to the State of Washington where we only knew our son, his wife and grand daughter. Like starting all over again. 8 years later we have new friends, a new life. thanks for watching and for your comment.
You will love being able to pursue your passions, it will be your time. This chapter in our lives is a wonderful one, each day is a gift. Thanks for watching and for your nice comment.
Great show! Sounds a lot like my wife and I, paid everything off, Drawing a state pension and SSI! Very comfortable!! Not rich ...... But is time you can't get back, enjoy every minute of it!!
thank you so very much. Karen is super creative and loves making things to add to our cozy environment. After a rather stressful work career, this chapter in our lives is so enjoyable. Thanks for watching and for your comment.
Been retired 4 years. Similar journey and age. We have our health, we do low impact exercise like biking, hiking 3 miles or less, we also have a home gym, with a stationary bike, rower and elliptical. We both have pensions and social security. Worked hard for what we have, but also lucky. Appreciate the videos on the virtues of retirement.
So important to stay active. For all of those who have put in the time, worked hard, now is the time to enjoy life even more. Thanks for watching and for your comment
Very inspiring. Inspite of health challenges associated with aging, you continue to remain engaged, generously share your journey with others, do the best you can to take care of your health, create videos sharing you experiences so that others may benefit, and so on. Thank you!!!
Thanks so much for subscribing and for your comment. Not sure what the video will be next week, could be Karen making a Boston Cream Pie. Never really know what we will put up next.
Thank you and Elizabeth, she gets cuter by the day. When she looks up to Karen and I with those beautiful eyes, our hearts melt and we just have to pick her up and cuddle her.
Hello my new friend,. I'm 6 months into my retirement, and I promise everyday seems must like a Saturday. So far so GREAT. I'm enjoying watching RUclips, and over the past month have had some fun posting some videos . Mine are no where the caliber yours are, but its fun and I'm learning. I too enjoy photography and have thousands of photos both on line and in shoe boxes and albums. I think RUclips may be on of the best mediums to leave a lasting legacy for friends and family. I retired at the age of 66, so I appreciate your prospective of aging gracefully. I cannot believe how fast time is flying by. Keep up the good work and I'm looking forward to going back and seeing more of your work. Have a great weekend. Curtis
Curtis, I enjoy watching your videos, they provide a snippet in your lives. I feel the same as you, the videos will be great for my grand kids (4 and 8) to watch when they become adults. They can say, look how goofy grandma and grandpa were. Curtis, as long as making the videos is fun for you, then keep on doing them. You will get better as you go along. Thanks for watching and for your comment
Mollieanne, Thought I lost that accent many years ago. I was in law enforcement for my career, when Dispatch would hear my New York accent come out strongly, they would send me back up. That New Yorker in me never left. Thanks for watching and thanks for the comment. Tee
Thank you, Stan. We make all kind of videos: travel, photography, crafts, woodwork, music, poetry, all of it a snapshot of what our life is like in our chapter in retirement. Hope you enjoy.
Also a new subscriber here. Taking the retirement plunge at the end of this year at 62. Thank you for sharing your journey, I am looking forward to everyday being a Saturday.
It's funny, but just this week I thought Thursday was Saturday. You are correct by thinking everyday is Saturday, because it is after you are retired. The best of luck to you as you take the plunge and enjoy the next chapter in your life. Thank you for watching and subscribing. Our channel is somewhat all over the place, but its a window in our lives as we Embrace our Journey in Retirement.
We also do a bit of hiking in the forest areas out here. It's a pretty good life, isn't it? Sounds like you have found what retirement should be all about. Thanks for watching and for you comment
Hello Tee and Karen, Im late watching again as I was away with the kiddies. What a beautiful video you both made. Out of all your beautiful videos the ones like this one about your every day lives are our absolute favourites. You are both so inspiring.Great too see how much you do how active and enthusiastic you are. It's Father's day here today and first day of spring.We both send you lots of love.❤
Ana, I always look forward to hearing from you. Wow, you guys are heading into Spring and we will be heading into Autumn in just a couple weeks. Happy Father's day to your hubby from us. Our grands will be coming over today, we are going to indulge into a pudding pie that Karen made. Ana, we really do enjoy this life we have now, so much stress is gone and we appreciate each day we have together. Your comments are always so kind and mean so much to us. Have a fantastic Spring day, love and hugs to the both of you.
Same here Tee.You and Karen have become FRIENDS to us that we look forward to hearing from.You truly have enriched our lives.Happy Autumn.Big hugs from both of us.Look forward to next week.
Enjoyed this. OJ needs to do his first ‘What It’s Like To Be Retired’ video one of these days. 😁 I love your yard decor. Karen is so creative! My favourite part of OJ retiring is he’s taken over most of the cooking! 😄 have a great weekend. ~ Mrs. Coffee ☕️🇨🇦☕️
OJ definitely should make that video. Karen keeps me away from the cooking, probably a good thing as my skills with pots and pans and food is extremely limited. Deb, your yard is coming right along also, won't be long and you will have bulbs planted and by spring, you will have flowers blooming. Karen usually tells me what she wants built and I can do that, she takes it from there. Always nice hearing from you, thanks for watching and you two have a fantastic weekend
Congratulations on your upcoming retirement. It is a good thing, we love it. I realize it may not be that great for everyone, but you decide how you want this chapter of your life to go. Thanks for watching and for your comment.
Very inspiring. Seems you are finding your equilibrium quite nicely. Began my journey at the beginning of the year. Slow going thus far. I miss working a bit primarily as it was interesting work. But not having the stress, grind, commute and being able to eat at home at a sane hour is rewarding. All those years of 60-100 hour workweeks are a thing of the past. That part is not missed.
Bruce, I have to admit, the first couple months after I retired I actually felt guilty for not going to work. It began to grow on me as I found the stresses I had been under for 30 years where now gone. I found I had the time to now do things I liked doing, what a difference that made. My major problem now is that time is going by much to quickly. We really enjoy this chapter in our lives wish we could have done it earlier. Thanks for watching and for your comment.
I have no clue how I found your channel, but I’m subscribed! I also enjoy The New Retired Me and his (Tim’s) other channel on how he makes videos. Real interesting, but I’d rather watch them than make them.Kudos to you from Northern CA. 🥰
Hello Northern California!! Glad you found our channel. Thanks for subscribing and for your comment. I'm never quite sure what I might post next, it certainly gets interesting.
Im 72 and I love and enjoy a pour over every single morning! It is far better than any other method. I take mine black! My favorite mugs hold a double portion!😊☕️☕️💙
I'm so happy my daughter in law brought me over to pour over coffee. The choice of coffee beans and flavors is wonderful. That is how I start each morning (after taking our little puppy outside). Thanks for watching and for your comment
Always good to hear from a loyal Yankee fan!!! I was raised on Long Island and would go to Yankee stadium as a kid. In those days, Mantle, Maris, Ford, Berra, just to name a few were on the team and we would go over to the 3rd base side and they would sign autographs for us. They probably don't do that anymore. Hey, thanks for watching and for your comment, I think we have a shot at a series this year. Take care
@@EmbraceTheJourney Hi T we also lived on Long Island Nassau county. We would commute into the city that went on for 15 years. Glad that we are retired now. Wife loves Karen’s cooking. When we moved to Houston Texas we were already debt free mortgage as well as the car. We invested in the stock market also and still in the market. We are living on our investments as well as our pensions and social security. We also have a new puppy 🐶 named Zoe two months ago. Have a Blessed weekend
@@apolinariocolon400 I was from Nassau County as well, Rockville Centre. We would hop on the Long Island RR and go into New York City, did that as kids and somehow we survived all that. Enjoy that pup, Zoe, I get a kick out of these little ones. Sounds like you made good financial plans for your retirement, its really nice not having a mortgage or car payment. Enjoy the Labor day weekend.
@@EmbraceTheJourney Thank you T small world we lived in East ROCKAWAY south of Lynbrook. For twenty years before moving to Texas. Have a good Labor Day. My wife says a big hello to Karen.
@@apolinariocolon400 Talk about small world, I was once at a conference in Dallas. Had a luncheon in a super large area where there must have been over 1,000 people seated to hear the key note speaker. I found one empty seat and sat down. Started talking to the lady next to me and found out she too had been from Long Island and attended High School in Garden City. I told her my mother worked as the Administrative Assistant at that High School. She asked me if her name was, Kay. I told her it was. She told me how much she loved my mom and the both of us couldn't believe of the odds we would end up sitting next to each other in such a large conference in Dallas, Texas and she would have known my mom. Have a fantastic labor day (still trying to find a pizza that matches the ones I had on Long Island).
Shawn, I suppose we are growing old with grace. Still loving this life and especially living out here in the great Pacific Northwest. As always, Shawn, thank you for watching and for you comment. Hope to see ya soon.
Thanks for the video and encouragement. I retired after 32 years in law enforcement. I receive a pension as well with health insurance for life. I was 57 when I retired and was blessed to be able to return to the same position and salary. So my plan is to work 4 years and fully investing and saving the extra salary. Thankfully the house and cars are paid off and no debts. I am looking forward to retirement, a little golf, a little travel, and a lot of time with the grandkids! Three years and six months to go! But it’s nice to know I can leave whenever I want or need to.
Scott, first of all, much thanks for serving in law enforcement. Getting insurance for life is a super benefit for you. Your plan to invest for the next four years is spot on. My last 8 years in Law Enforcement I was a Sheriff. I never really thought about the job being stressful, but after I retired it did feel like so nice not to be getting calls at all hours of the night and having to make decisions on a daily basis. I guess I didn't know what stress I was under until I had no stress at all. There is life after law enforcement and that life is good. Thanks so much for watching and for your comment. Be safe out there, Scott
I worked until I was 66 years old. I am now 73 closing in on 74. I spent the majority of my career in Law Enforcement, the last 8 years as a Sheriff. That profession is a grueling one to say the least. It's hard to put into words the amount of stress that was lifted from me once I retired. Probably should have done it years before. Thanks for watching and the best to you for when you retire, a great new chapter in life.
Can’t take the New York out of the New Yorker….even if he moves all the way to the other side😂 😂😂😂 NO! I have the “that was easy” button. I just love your yard and all the cool decorations Karen has made. She and I have such similar taste. My mom says she never feels as old as her age. I feel the same too! My mind still feels so young, I can’t even believe I’m 54. Little Willow! Those 2 months have flown by! She is such a snuggler. My favorite part is you and Karen really do like and love one another. Would we ever be able to see your wedding photo? Or is that too personal? I would love to hear about your love story. Or do you have a video already I don’t know about? I hope one day I’ll have as many subs as YOU! Rich and I are to be investing in the market this weekend…somewhat of a safe one. I would love to be able to pay off our home. We had also been doing CD’s to make more than the savings can make. We just want to be comfortable. I see me and Rich being a lot like you two….that is my hope.
So true, Tracie, so true. A New Yorker can move, but the New York always stays in the New Yorker. We like our buttons, don't we? After a week of cool weather up here in the Pacific Northwest, it actually might get warm this weekend. Could hit in the 80's, hope we can survive. Have a fantastic weekend, my friend.
Tracie, glad to see you invest also. CDs are good when interest rates are high. We may move ours now since interest rates are going down though. But investing is actually better than working a traditional job. I think you should create more and not work at Trader Joes. But that is just me talking out loud as a friend. You will grow your subs. You are too good for that not to happen, it will happen.
@@mollieanneI just love this! Seriously it’s like all my favorite people in one spot! Thanks Mollie for checking out Tee and I was just at Traders and they told me they only hire like 2 times a year at the one by me. At least we are doing smart things with our money so that’s a good start and we are surviving on one income on far so we shall see!
Not for someone who is retired. It’s best for people to invest mostly in index funds years before retirement. Mostly, fixed income investments and far less stock fund investments(e.g. index funds) are pretty safe investment strategy for retires. IMO
@@daw7773 I’ve been retired 2 years, yes it’s best to start investments before retirement. I have mostly index funds..year before last they gained 20%, this last year they did well enough I was able to take off enough to put 30% down on a house out of the profits from my index funds….and I’m still way ahead on money in me nest egg than when I retired. For me they’ve done very well! That’s why I’d recommend index funds as a big, the biggest, types of funds in a stock portfolio.
@@daw7773 Not true, I’ve been retired almost 3 years and have almost all my investments in Index funds and I’m doing just fine. I don’t draw from everything every month…..once or twice a year is good and my Traditional IRA I’m leaving until I reach the age for required distribution then I’ll start drawing from that fund…I’m leaving my ROTH IRA till last to draw from….probably when I’m 80 or 85..we’ll see how things go…..because that’s tax free income and who wants to pay taxes after age 80! I have a regular brokerage account that I use now if I need money. Almost everything is invested in Index Funds….and they’re doing great!
Riverdancing? 😹😹😹…….yes, a few months after I retired I tore all the tendons , little muscles and had a bone fracture in my knee and I could barely walk..my big accident..I was getting up off the couch and twisted wrong way! But I’m laughing about the riverdancing because when I was about 47 I broke 5 bones in my wrist when I was roller skating….my family forbid me from roller skating….but determined me I tried again this time I was about 58…and fell roller skating and this time broke and dislocated a shoulder and upper arm…both times required surgeries…
Yikes!!! Well, my best advise of all time for you, Sally, don't even attempt River Dancing. (A lot like you, the Doctor says "no more river dancing for you". But I'm feeling pretty good now, maybe one more twirl around the living room with the grandkids. Hey, thanks for watching and for your comment. Hope you are healing up and walking again.
You and your wife's ailments are due to inactivity. Both of you should do more than walk occasionally. Start a real exercise routine and you will certainly look and feel years younger. Also should cut back on the danish, whole milk, and half and half.
for some, retirement just doesn't fit in the life they want to pursue. I suppose it would be very depressing for them. It works out well for my wife and I, we fully enjoy this valuable time that we have to be with each other and to share what life we have left to us. Best of luck to what you pursue
Enjoyed your video. I'm still working part time, and my better half and 10 years my senior has already retired. His job is taking care of our Wheaten Terrior. Your willow is absolutely adorable. Our furry friends do keep us moving and on our toes for sure. I'm a bit skeptical about fully retiring, with all the inflation, and craziness in our world today. I only work 3 days/week, and make my own schedule, so we still have 4 days/week to enjoy eachother for now, until I make that big decision. I would like to find a good financial advisor, however, it's hard to trust anyone these days, but God. He is who I lean on each and every day. God Bless you, your wife, and little Willow 😊 love her name BTW ~
It looks relaxing an you are taking the time to slow down an appreciate life more. The rat race is over, good for you. Mine will come in 3 years God willing. 😊
@@suegalletly8262 These are difficult and questionable economic times, never know what's going to happen from day to day. We all do what we think is best for ourselves, but life can be and should be, good. We have always had a dog around us we call it being, pack. Willow has been a pure joy, each day she gets cuter and more fun to be around. Thank you, Sue, for subscribing and your beautiful comments. Our channel is really all over the place, sometimes it's crafting, photography, baking, traveling, wood working, music, poetry, and of course, retirement. Have a fantastic Labor Day Weekend and God Bless to you and your husband too.
Riverdancing? 😹😹😹…….yes, a few months after I retired I tore all the tendons , little muscles and had a bone fracture in my knee and I could barely walk..my big accident..I was getting up off the couch and twisted wrong way! But I’m laughing about the riverdancing because when I was about 47 I broke 5 bones in my wrist when I was roller skating….my family forbid me from roller skating….but determined me I tried again this time I was about 58…and fell roller skating and this time broke and dislocated a shoulder and upper arm…both times required surgeries…
I just turned 58 and feel like I'm leaving money on the table with Social Security. I’m not sure when the best time to start claiming is, and I want to maximize my benefits. Retirement feels a lot harder than it used to be, especially with inflation eating away at savings.
Same here! I’ve been reading about strategies, but it’s overwhelming. Delaying benefits could help increase my monthly income, but I also don’t want to dip too heavily into my savings before then. Balancing that decision with long-term goals is tricky.
You’re absolutely right. My biggest regret is not consulting an expert sooner. After struggling to figure it out on my own, I ended up losing out on spousal benefits that could have increased our household income. I’d recommend speaking to a professional who can help you navigate this before making any decisions.
I agree. My CFA, Joseph Nick Cahill, was a game-changer for me. He helped me optimize my Social Security strategy and adjust my investments to complement my benefits. He’s experienced in helping people grow their portfolios and maximize retirement income. He even offers free consultations if you’re unsure where to start.
That sounds like exactly what I need. I’ve been trying to manage everything myself, but I know I’m missing opportunities.
Thank you so much for the suggestion! I really needed it. I looked him up on Google and explored his website; he has an impressive background in investments. I've sent him an email, and I hope to hear back from him soon
I retired at 60 after a stressful 35 years in the medical system. So far, the first two years have been incredibly frustrating and humbling. I underestimated how difficult it would be to make new friends, and I didn't predict that the country would have such a huge inflation. Anyone who is preparing for retirement and doesn't have a partner or close friends to socialize with should be prepared to put huge effort into keeping yourself busy doing solo activities.
Ya it can be quite boring. Always needing to find things to do and occupy time
Just retired in June and have to admit I have sat in house all these months just doing little errands and declutterring to downsize before my next move next year. I have to admit it is lonely because friends and family still work. Found your video and decided to comment. Good luck on your new journey.😊
I found it took a while to get used to being retired. Went from a super engaged lifestyle to one more laid back. But as the days passed I enjoyed this lifestyle so much more. We also spent a few months decluttering, sold our house and moved to the State of Washington where we only knew our son, his wife and grand daughter. Like starting all over again. 8 years later we have new friends, a new life. thanks for watching and for your comment.
Semi retired and looking forward to full retirement where I can pursue my passions. Thanks for this beautiful, calming video.
You will love being able to pursue your passions, it will be your time. This chapter in our lives is a wonderful one, each day is a gift. Thanks for watching and for your nice comment.
Nice video, watching here and thanks for sharing. Have a nice day.
Thanks for watching and your comment. May your days be wonderful too.
Great show! Sounds a lot like my wife and I, paid everything off, Drawing a state pension and SSI! Very comfortable!! Not rich ...... But is time you can't get back, enjoy every minute of it!!
absolutely, enjoy every minute we have!!! Thanks for watching and for your wonderful comment.
I am 74 and a small business owner. Will retire in 22 more years. Love your little dog. Keep enjoying every day. Thanks for the video.
Total respect to you Dave. You must find what you do enjoyable. Thanks for watching and for you comment. That little dog seems to get cuter each day.
lol😉
Love this video and how cozy your environment looks. Thanks for sharing your story 🥰
thank you so very much. Karen is super creative and loves making things to add to our cozy environment. After a rather stressful work career, this chapter in our lives is so enjoyable. Thanks for watching and for your comment.
Been retired 4 years. Similar journey and age. We have our health, we do low impact exercise like biking, hiking 3 miles or less, we also have a home gym, with a stationary bike, rower and elliptical. We both have pensions and social security. Worked hard for what we have, but also lucky. Appreciate the videos on the virtues of retirement.
So important to stay active. For all of those who have put in the time, worked hard, now is the time to enjoy life even more. Thanks for watching and for your comment
Very endearing.
thanks, Jeff. We are loving this part of our lives. We feel very blessed
Retired in Gig Harbor here. I’m absolutely loving your channel. We are loving retirement for many of the reasons you do.
Gig Harbor is a beautiful area. Glad you are finding retirement to be a good time. Thanks for watching and for your comment.
Very inspiring. Inspite of health challenges associated with aging, you continue to remain engaged, generously share your journey with others, do the best you can to take care of your health, create videos sharing you experiences so that others may benefit, and so on. Thank you!!!
Thank you so much for you kind words. Appreciate your watching and for your comment.
New subscriber from the UK….look forward to more…thanks x
Thanks so much for subscribing and for your comment. Not sure what the video will be next week, could be Karen making a Boston Cream Pie. Never really know what we will put up next.
What a cute puppy.
Thank you and Elizabeth, she gets cuter by the day. When she looks up to Karen and I with those beautiful eyes, our hearts melt and we just have to pick her up and cuddle her.
Hello my new friend,. I'm 6 months into my retirement, and I promise everyday seems must like a Saturday. So far so GREAT. I'm enjoying watching RUclips, and over the past month have had some fun posting some videos . Mine are no where the caliber yours are, but its fun and I'm learning. I too enjoy photography and have thousands of photos both on line and in shoe boxes and albums. I think RUclips may be on of the best mediums to leave a lasting legacy for friends and family.
I retired at the age of 66, so I appreciate your prospective of aging gracefully. I cannot believe how fast time is flying by. Keep up the good work and I'm looking forward to going back and seeing more of your work. Have a great weekend. Curtis
Curtis, I enjoy watching your videos, they provide a snippet in your lives. I feel the same as you, the videos will be great for my grand kids (4 and 8) to watch when they become adults. They can say, look how goofy grandma and grandpa were. Curtis, as long as making the videos is fun for you, then keep on doing them. You will get better as you go along. Thanks for watching and for your comment
I can hear your way of saying coffee is like a New Yorker. I remember watching the Soprano's and the wife (Carmella) said it that way. I loved it!
Mollieanne, Thought I lost that accent many years ago. I was in law enforcement for my career, when Dispatch would hear my New York accent come out strongly, they would send me back up. That New Yorker in me never left. Thanks for watching and thanks for the comment. Tee
I just came across your channel and i like.............Look forward to more..........
Thank you, Stan. We make all kind of videos: travel, photography, crafts, woodwork, music, poetry, all of it a snapshot of what our life is like in our chapter in retirement. Hope you enjoy.
Also a new subscriber here. Taking the retirement plunge at the end of this year at 62. Thank you for sharing your journey, I am looking forward to everyday being a Saturday.
It's funny, but just this week I thought Thursday was Saturday. You are correct by thinking everyday is Saturday, because it is after you are retired. The best of luck to you as you take the plunge and enjoy the next chapter in your life. Thank you for watching and subscribing. Our channel is somewhat all over the place, but its a window in our lives as we Embrace our Journey in Retirement.
I have five years to go until I hit 62 and hopefully can retire. I’m looking forward to it!
@@cherylT321 You will do it and you will love it
@@EmbraceTheJourney Thank you.
You were just recommended by youtube. I enjoyed this greatly and subscribed.
Thank you so much for watching and for subscribing. Our channel is all over the place, but it is a window to what our life is like being retired.
New subscriber here! I’m 70 and retired. I enjoy my days hiking with my dog, having coffee and watching videos like this !
We also do a bit of hiking in the forest areas out here. It's a pretty good life, isn't it? Sounds like you have found what retirement should be all about. Thanks for watching and for you comment
Hello Tee and Karen, Im late watching again as I was away with the kiddies. What a beautiful video you both made. Out of all your beautiful videos the ones like this one about your every day lives are our absolute favourites. You are both so inspiring.Great too see how much you do how active and enthusiastic you are. It's Father's day here today and first day of spring.We both send you lots of love.❤
Ana, I always look forward to hearing from you. Wow, you guys are heading into Spring and we will be heading into Autumn in just a couple weeks. Happy Father's day to your hubby from us. Our grands will be coming over today, we are going to indulge into a pudding pie that Karen made. Ana, we really do enjoy this life we have now, so much stress is gone and we appreciate each day we have together. Your comments are always so kind and mean so much to us. Have a fantastic Spring day, love and hugs to the both of you.
Same here Tee.You and Karen have become FRIENDS to us that we look forward to hearing from.You truly have enriched our lives.Happy Autumn.Big hugs from both of us.Look forward to next week.
Enjoyed this. OJ needs to do his first ‘What It’s Like To Be Retired’ video one of these days. 😁 I love your yard decor. Karen is so creative! My favourite part of OJ retiring is he’s taken over most of the cooking! 😄 have a great weekend. ~ Mrs. Coffee ☕️🇨🇦☕️
OJ definitely should make that video. Karen keeps me away from the cooking, probably a good thing as my skills with pots and pans and food is extremely limited. Deb, your yard is coming right along also, won't be long and you will have bulbs planted and by spring, you will have flowers blooming. Karen usually tells me what she wants built and I can do that, she takes it from there. Always nice hearing from you, thanks for watching and you two have a fantastic weekend
Hi, your video popped up on my RUclips so decided to watch. We’re going to be retiring soon, so this was very interesting! 👍
Congratulations on your upcoming retirement. It is a good thing, we love it. I realize it may not be that great for everyone, but you decide how you want this chapter of your life to go. Thanks for watching and for your comment.
Very inspiring. Seems you are finding your equilibrium quite nicely. Began my journey at the beginning of the year. Slow going thus far. I miss working a bit primarily as it was interesting work. But not having the stress, grind, commute and being able to eat at home at a sane hour is rewarding. All those years of 60-100 hour workweeks are a thing of the past. That part is not missed.
Bruce, I have to admit, the first couple months after I retired I actually felt guilty for not going to work. It began to grow on me as I found the stresses I had been under for 30 years where now gone. I found I had the time to now do things I liked doing, what a difference that made. My major problem now is that time is going by much to quickly. We really enjoy this chapter in our lives wish we could have done it earlier. Thanks for watching and for your comment.
I like your ‘No’ button! Wish I’d had one of those when my kids were little!
We use it on our Grandkids. Doesn't help, only makes them laugh.
I have no clue how I found your channel, but I’m subscribed! I also enjoy The New Retired Me and his (Tim’s) other channel on how he makes videos. Real interesting, but I’d rather watch them than make them.Kudos to you from Northern CA. 🥰
Hello Northern California!! Glad you found our channel. Thanks for subscribing and for your comment. I'm never quite sure what I might post next, it certainly gets interesting.
Im 72 and I love and enjoy a pour over every single morning! It is far better than any other method. I take mine black! My favorite mugs hold a double portion!😊☕️☕️💙
I'm so happy my daughter in law brought me over to pour over coffee. The choice of coffee beans and flavors is wonderful. That is how I start each morning (after taking our little puppy outside). Thanks for watching and for your comment
I lived in the Bronx all my life and a die hard yankee fan. Now living in Houston Texas. And also retired
Always good to hear from a loyal Yankee fan!!! I was raised on Long Island and would go to Yankee stadium as a kid. In those days, Mantle, Maris, Ford, Berra, just to name a few were on the team and we would go over to the 3rd base side and they would sign autographs for us. They probably don't do that anymore. Hey, thanks for watching and for your comment, I think we have a shot at a series this year. Take care
@@EmbraceTheJourney Hi T we also lived on Long Island Nassau county.
We would commute into the city that went on for 15 years.
Glad that we are retired now.
Wife loves Karen’s cooking.
When we moved to Houston Texas we were already debt free mortgage as well as the car.
We invested in the stock market also and still in the market.
We are living on our investments as well as our pensions and social security. We also have a new puppy 🐶 named Zoe two months ago.
Have a Blessed weekend
@@apolinariocolon400 I was from Nassau County as well, Rockville Centre. We would hop on the Long Island RR and go into New York City, did that as kids and somehow we survived all that. Enjoy that pup, Zoe, I get a kick out of these little ones. Sounds like you made good financial plans for your retirement, its really nice not having a mortgage or car payment. Enjoy the Labor day weekend.
@@EmbraceTheJourney Thank you T small world we lived in East ROCKAWAY south of Lynbrook.
For twenty years before moving to Texas. Have a good Labor Day.
My wife says a big hello to Karen.
@@apolinariocolon400 Talk about small world, I was once at a conference in Dallas. Had a luncheon in a super large area where there must have been over 1,000 people seated to hear the key note speaker. I found one empty seat and sat down. Started talking to the lady next to me and found out she too had been from Long Island and attended High School in Garden City. I told her my mother worked as the Administrative Assistant at that High School. She asked me if her name was, Kay. I told her it was. She told me how much she loved my mom and the both of us couldn't believe of the odds we would end up sitting next to each other in such a large conference in Dallas, Texas and she would have known my mom. Have a fantastic labor day (still trying to find a pizza that matches the ones I had on Long Island).
Retirement looks good on you T and Karen
Shawn, I suppose we are growing old with grace. Still loving this life and especially living out here in the great Pacific Northwest. As always, Shawn, thank you for watching and for you comment. Hope to see ya soon.
Thanks for the video and encouragement. I retired after 32 years in law enforcement. I receive a pension as well with health insurance for life. I was 57 when I retired and was blessed to be able to return to the same position and salary. So my plan is to work 4 years and fully investing and saving the extra salary. Thankfully the house and cars are paid off and no debts. I am looking forward to retirement, a little golf, a little travel, and a lot of time with the grandkids! Three years and six months to go! But it’s nice to know I can leave whenever I want or need to.
Scott, first of all, much thanks for serving in law enforcement. Getting insurance for life is a super benefit for you. Your plan to invest for the next four years is spot on. My last 8 years in Law Enforcement I was a Sheriff. I never really thought about the job being stressful, but after I retired it did feel like so nice not to be getting calls at all hours of the night and having to make decisions on a daily basis. I guess I didn't know what stress I was under until I had no stress at all. There is life after law enforcement and that life is good. Thanks so much for watching and for your comment. Be safe out there, Scott
It looks sad. I will keep going.
Do keep going, that’s what is important
I still work but I identify as a retired
Thanks for watching, hoping you enjoy your retired working life, its all good
Retirement is 6 Saturdays and then a Sunday.
Even Mondays aren’t so bad anymore 😉
That's the truth! Thanks for watching and for your comment
how many years did you work and how old are you? Trying to gauge when i should retire
I worked until I was 66 years old. I am now 73 closing in on 74. I spent the majority of my career in Law Enforcement, the last 8 years as a Sheriff. That profession is a grueling one to say the least. It's hard to put into words the amount of stress that was lifted from me once I retired. Probably should have done it years before. Thanks for watching and the best to you for when you retire, a great new chapter in life.
Can’t take the New York out of the New Yorker….even if he moves all the way to the other side😂
😂😂😂 NO! I have the “that was easy” button.
I just love your yard and all the cool decorations Karen has made. She and I have such similar taste.
My mom says she never feels as old as her age. I feel the same too! My mind still feels so young, I can’t even believe I’m 54.
Little Willow! Those 2 months have flown by! She is such a snuggler.
My favorite part is you and Karen really do like and love one another. Would we ever be able to see your wedding photo? Or is that too personal?
I would love to hear about your love story. Or do you have a video already I don’t know about?
I hope one day I’ll have as many subs as YOU!
Rich and I are to be investing in the market this weekend…somewhat of a safe one. I would love to be able to pay off our home. We had also been doing CD’s to make more than the savings can make. We just want to be comfortable. I see me and Rich being a lot like you two….that is my hope.
So true, Tracie, so true. A New Yorker can move, but the New York always stays in the New Yorker. We like our buttons, don't we? After a week of cool weather up here in the Pacific Northwest, it actually might get warm this weekend. Could hit in the 80's, hope we can survive. Have a fantastic weekend, my friend.
Tracie, glad to see you invest also. CDs are good when interest rates are high. We may move ours now since interest rates are going down though. But investing is actually better than working a traditional job. I think you should create more and not work at Trader Joes. But that is just me talking out loud as a friend. You will grow your subs. You are too good for that not to happen, it will happen.
@@mollieanneI just love this! Seriously it’s like all my favorite people in one spot! Thanks Mollie for checking out Tee and I was just at Traders and they told me they only hire like 2 times a year at the one by me. At least we are doing smart things with our money so that’s a good start and we are surviving on one income on far so we shall see!
Financially Index funds are a fairly safe bet!
Not for someone who is retired. It’s best for people to invest mostly in index funds years before retirement. Mostly, fixed income investments and far less stock fund investments(e.g. index funds) are pretty safe investment strategy for retires. IMO
@@daw7773 I’ve been retired 2 years, yes it’s best to start investments before retirement. I have mostly index funds..year before last they gained 20%, this last year they did well enough I was able to take off enough to put 30% down on a house out of the profits from my index funds….and I’m still way ahead on money in me nest egg than when I retired. For me they’ve done very well! That’s why I’d recommend index funds as a big, the biggest, types of funds in a stock portfolio.
Yes they are, they worked out well for us
@@daw7773 Not true, I’ve been retired almost 3 years and have almost all my investments in Index funds and I’m doing just fine. I don’t draw from everything every month…..once or twice a year is good and my Traditional IRA I’m leaving until I reach the age for required distribution then I’ll start drawing from that fund…I’m leaving my ROTH IRA till last to draw from….probably when I’m 80 or 85..we’ll see how things go…..because that’s tax free income and who wants to pay taxes after age 80! I have a regular brokerage account that I use now if I need money. Almost everything is invested in Index Funds….and they’re doing great!
Riverdancing? 😹😹😹…….yes, a few months after I retired I tore all the tendons , little muscles and had a bone fracture in my knee and I could barely walk..my big accident..I was getting up off the couch and twisted wrong way! But I’m laughing about the riverdancing because when I was about 47 I broke 5 bones in my wrist when I was roller skating….my family forbid me from roller skating….but determined me I tried again this time I was about 58…and fell roller skating and this time broke and dislocated a shoulder and upper arm…both times required surgeries…
Yikes!!! Well, my best advise of all time for you, Sally, don't even attempt River Dancing. (A lot like you, the Doctor says "no more river dancing for you". But I'm feeling pretty good now, maybe one more twirl around the living room with the grandkids. Hey, thanks for watching and for your comment. Hope you are healing up and walking again.
He made sure it he silently pushed Fairlife milk. Now I gotta question the rest of the video…
Really wasn't pushing anything. Actually didn't even know it was called Fairlife milk until I read your comment.
I did away with watching tell lie vision over a decade ago, ditched movies as well.
What have you replaced them with? Thanks for watching and your comment
When you pulled your money out didn’t you have to pay taxes on it
We did have to pay taxes on the money we pulled out and used to pay off our house and car. The remaining money would put into CD's.
You and your wife's ailments are due to inactivity. Both of you should do more than walk occasionally. Start a real exercise routine and you will certainly look and feel years younger. Also should cut back on the danish, whole milk, and half and half.
good advice.
Can't take the stupid music.
Can’t please everyone
Looks depressing.
for some, retirement just doesn't fit in the life they want to pursue. I suppose it would be very depressing for them. It works out well for my wife and I, we fully enjoy this valuable time that we have to be with each other and to share what life we have left to us. Best of luck to what you pursue
@@EmbraceTheJourney Such a mature and kind answer 😊 just subscribed to your channel.
Enjoyed your video. I'm still working part time, and my better half and 10 years my senior has already retired. His job is taking care of our Wheaten Terrior. Your willow is absolutely adorable. Our furry friends do keep us moving and on our toes for sure. I'm a bit skeptical about fully retiring, with all the inflation, and craziness in our world today. I only work 3 days/week, and make my own schedule, so we still have 4 days/week to enjoy eachother for now, until I make that big decision. I would like to find a good financial advisor, however, it's hard to trust anyone these days, but God. He is who I lean on each and every day. God Bless you, your wife, and little Willow 😊 love her name BTW ~
It looks relaxing an you are taking the time to slow down an appreciate life more. The rat race is over, good for you. Mine will come in 3 years God willing. 😊
@@suegalletly8262 These are difficult and questionable economic times, never know what's going to happen from day to day. We all do what we think is best for ourselves, but life can be and should be, good. We have always had a dog around us we call it being, pack. Willow has been a pure joy, each day she gets cuter and more fun to be around. Thank you, Sue, for subscribing and your beautiful comments. Our channel is really all over the place, sometimes it's crafting, photography, baking, traveling, wood working, music, poetry, and of course, retirement. Have a fantastic Labor Day Weekend and God Bless to you and your husband too.
Riverdancing? 😹😹😹…….yes, a few months after I retired I tore all the tendons , little muscles and had a bone fracture in my knee and I could barely walk..my big accident..I was getting up off the couch and twisted wrong way! But I’m laughing about the riverdancing because when I was about 47 I broke 5 bones in my wrist when I was roller skating….my family forbid me from roller skating….but determined me I tried again this time I was about 58…and fell roller skating and this time broke and dislocated a shoulder and upper arm…both times required surgeries…