Mam, with due respect as an expert in the field, you should be bit of critical in analysing the company and policy plan rather than reading out the features, So that it helps for your viewers to decide on the company and plans. Thanks
It’s not true . I spoke to the customer care , they informed me that if we have a Pre-existing condition then docs will decide the waiting period after examination.
From my personal experience, iam sharing this comment:- A) I recommended this:- For young age people (age between 18- 35) . B) But greater than 35 years - i dont recommend this policy -& not for women who wants Maternity coverage) , I purchased this policy for my mom , but already we had CARE health insurance policy of 2 years completed ( renewal for 3rd year) , now iam porting to Acko PLATINUM POLICY - they includes again 4 YEARS WAITING PERIOD for pre-existing diseases, Then my mind changed -ACKO insurance POLICY CANCELLED & now iam upgrading my CARE SMART SELECT to CARE SUPREME , so please check below this before you want this ACKO PLATINUM policy :- 1) maternity not covered for women 2) Waiting period for 4 years - age greater than 50 years ( after medical evaluation 3) not included ACCIDENT POLICY benefits
I am also thinking of purchasing CARE SUPREME parents age f:62 and m:60. Decies they have bp and are diabetic. Just I am afraid of the second-year premium!!
@@rajmehta1029 bro, then pay monthly premiums instead of Annual Premium my mom's (f- 54 years) individual policy :- from CARE SMART SELECT plus (PED:- diabetes without insulin, HyperTension, Hypothyroid) with 10 Lakhs base sum insured & 5 lakhs NCB (3rd year renewal price = 24478 rupees) UPGRADING To CARE SUPREME with 15 lakhs sum insured optional benefits like CARE SHILED(for non medical benefits ) & remaining waiting period for PED= 2 YEARS , Premium was = 25800 rupees .. 1 month back - i had no money , but my intention was - mandatory to take policy for my mother , because of current situations... My sincere suggestion to you :- pay monthly premiums , whenever you had money then pay Full Amount.
Both my parents are senior citizens, which plan will be better for us? And do we need to renew our policy every year or every 5 years? My mother had angioplasty a few years ago, what will be the waiting period for her?
I'm working as a medical officer in Health insurance TPA company, Cashless team. In case of accident we required certain & mandatory documents such as 1) Detail of Incidence - It can be given by the patient or Relative stating about accident. How it happened, at what time , place. 2) MLC/ FIR report 3) History of alcohol consumption at the time incidence. 4) Supportive Investigation 5) Line of treatment/ Name of surgery. If the hospital provides us with these documents, we process the claim immediately. Sometimes Hospital's TPA desk is not cooperative. They provide incomplete documents. That's why it get delayed.
Acko is excellent insurance, recently I had to claim , within 10 month of policy purchase and experience with Acko has been excellent!! Absolutely Zero Hospital Bill
Madam ye nhi batati ki kon si company ka plan acha rahega aap to 18 year se ho is profession me aapko ko sab plan ki study sahi se karti ho vo batao middle class ko koi agent itni jankari nhi deta. aap hi sahi suggest karo. Please
It's important to note that having a waiting period for pre-existing conditions is a standard industry practice. However, the zero waiting period clause applies exclusively to the ACKO Platinum Health Plan. If you do not have any pre-existing conditions, you can choose the Platinum Health Plan and enjoy the benefit of no waiting period. The context of the same needs to be understood- every consumer who has a pre-existing condition should have a wait period. Anyone without a pre-existing condition should not be treated the same & should not have to wait for any kind of wait periods as per the market plans.
I have taken policy for senior citizen , diabetic is covered from day 1 but with 10% loading on insurance. Acko platinum is good , recently I had taken and I am fully satisfied as no issue created in claim with in 10 months of policy purchase.
Hello Sir I have a question, If i buy Mediclaim Insurance Today from Acko and After 3 or 4 year the company is closed or it is taken over by other company will by waiting period be covered , Also if i switch the policy to other new company after 4 years because of Exisiting company closed or less premium will my Waiting period be covered
It completely depends on your requirements & medical history. We can suggest you a suitable plan accordingly. For any queries, we are available on WhatsApp/Call at 9650706699. Our team can assist you.
Hello maam My father is surffering from diabetes And gone through angiography with 2 stan and recently with kidney transplant Any help and guidance you can give me
Dialysis patient ke liye ye plan hai? Mera dialysis narayana health City me hota hai. Mera waiting period kitna hoga. I am a senior citizen. Please reply.
Depend karta hai aapki requirements & medical history par. For any queries, feel free to get in touch with us on WhatsApp/Call at 9650706699. our team can assist you.
Is ACKO health insurance reliable? For senior citizens? Like when i go to claim do they claim nicely or any dispute cases are there? Please suggest as this is new to the market CSR is also very high.
Hello jee, please connect with us on WhatsApp/Call at 9650706699. Our team can assist you with a few suitable options depending on your requirements & medical history.
A good video on insurance will cover any exclusions. You have not covered exclusions means this is not for the customer benefit but company sponsored else your content would've been balanced. Very disappointed
What does detailed health analysis required means in unlimited acko plan,pls define as i have high bp n diabetes and age is 33 , so was searching for best health insurance for family and saw acko ads which were looking profitable but having few doubts as would it be the best or not.
@@GurleenKaurTikku Yea but when we say "Review", we discuss about pros and cons of each features and discuss holistically whether it is overall a good policy or not.
@@Anione111 Acko is just a new company so reliability is a the greatest barrier. There is no data of Comapny's claim settlement ratio, Incurred claim ratio and other important parameters of a longer period as company is new. Niva Bupa is also not much reliable but any day better than Acko. I'd recommend Hdfc ergo, icici lombard amd Tata Aig health insurance companies as per my R&d. My first option is hdfc ergo Optima Super Secure plan with 5x cover. Premiums are on higher side with every year increase but their parameters are best.
While ACKO's standard policy includes a waiting period for pre-existing conditions, the ACKO Platinum Health plan offers the advantage of no waiting period. If you do not have any preexisting conditions, you choose the ACKO Platinum Health plan.
Hello Ma’am, What is the difference between Acko Standard and Acko Platinum plan???? What about claim settlement ratio of Acko in health insurance space as it is relatively new compared to peers…
मैने Platinum Insurance लिया था No wating Period , मेडिकल Enqriy में में Policy Healt बारे में बताया तो 4 Years wating period डाल दिया, Customer ने ये कहा Future में हो सकता है ये कह दिया, Futurt में कुछ भी हो सकता है यही सोच कर ले रहे हैं, मुझे दोबारा कैंसल करना पढ़ा, सच में बता रहा हूँ, आप कहेंगे तो Helth ID Card भी भेज सकते हैं
I think this is just a promotional video of This company, as if whatever they say you are here to endorse. we were trusting your unbiased opinion but now no more. You are also working for the companies and not for your followers.
Hello jee, please connect with us on WhatsApp at 9650706699. Our team can assist you with a few suitable options & the premiums accordingly 😊 Thank you & keep watching !
Your customer care executives are rude and you can't do anything in time. Worst company in India is ACKO. I have never dealt with such pathetic people. I gave them money to get harassed.
Hello jee, please connect with us on WhatsApp at 9650706699. Our team can assist you with a few suitable options & the premiums accordingly 😊 Thank you & keep watching !
@@arjunprincy81 main is company se pahle 4 sal se apni kar ki insurance continue karva raha tha paanchva sal meri insurance nahin ki aur kaha ki ab third party karenge ji full nahin karenge
Mene Navi se Acko platinum Unlimited plan mein port kara liya aaj feeling more secure smoking aur Drink bhi disclose kar diya hu bole toh sab kholke bolne ka mamu
Please share if possible some more details of your experience buying policy or in your case porting to Acko plan. Maximum details will help, such as your age, process, how much mark up did they do for premium, waiting period added, etc. Being a new in field of health insurance, there is not much first hand testimonials for Acko online. So, pls share.
Acko is excellent insurance company, recently I had to claim , within 10 month of policy purchase and experience with Acko has been excellent!! Absolutely Zero Hospital Bill
Mam, with due respect as an expert in the field, you should be bit of critical in analysing the company and policy plan rather than reading out the features, So that it helps for your viewers to decide on the company and plans. Thanks
Right, no personal touch, no conclusion, just text to speech
Acko is a thief they will fraud you don't fall for it.
Premium ke bare me kucch bhi nahi bataya? Company kaise hai ? Ye bhi nahi bataya?
It’s not true . I spoke to the customer care , they informed me that if we have a Pre-existing condition then docs will decide the waiting period after examination.
Acko is a thief they will fraud you don't fall for it.
slow growing disease ka kya hai waiting period
From my personal experience,
iam sharing this comment:-
A) I recommended this:- For young age people (age between 18- 35) .
B) But greater than 35 years - i dont recommend this policy -& not for women who wants Maternity coverage) ,
I purchased this policy for my mom , but already we had CARE health insurance policy of 2 years completed ( renewal for 3rd year) , now iam porting to Acko PLATINUM POLICY - they includes again 4 YEARS WAITING PERIOD for pre-existing diseases,
Then my mind changed -ACKO insurance POLICY CANCELLED & now iam upgrading my CARE SMART SELECT to CARE SUPREME ,
so please check below this before you want this ACKO PLATINUM policy :-
1) maternity not covered for women
2) Waiting period for 4 years - age greater than 50 years ( after medical evaluation
3) not included ACCIDENT POLICY benefits
I am also thinking of purchasing CARE SUPREME parents age f:62 and m:60. Decies they have bp and are diabetic. Just I am afraid of the second-year premium!!
@@rajmehta1029 bro, then pay monthly premiums instead of Annual Premium
my mom's (f- 54 years) individual policy :-
from CARE SMART SELECT plus (PED:- diabetes without insulin, HyperTension, Hypothyroid) with 10 Lakhs base sum insured & 5 lakhs NCB
(3rd year renewal price = 24478 rupees)
UPGRADING To CARE SUPREME
with 15 lakhs sum insured
optional benefits like
CARE SHILED(for non medical benefits ) & remaining waiting period for PED= 2 YEARS ,
Premium was = 25800 rupees ..
1 month back - i had no money ,
but my intention was - mandatory to take policy for my mother , because of current situations...
My sincere suggestion to you :- pay monthly premiums , whenever you had money then pay Full Amount.
Can you share your experience on claim approval? Care insurance
Zero waiting period na
They're advertising that they have no waiting period
Both my parents are senior citizens, which plan will be better for us? And do we need to renew our policy every year or every 5 years? My mother had angioplasty a few years ago, what will be the waiting period for her?
Go for HDFC Optima Secure
This seems like paid review as she said everything positive and 0 negative. Seriously. Is there a company in India with 0 negatives?
i have proofs so much negatives and 0 positives with my exprience
Insurance liya tha accident ho gaya opration hona hai initial approval kitni der ma aa jata hai
I'm working as a medical officer in Health insurance TPA company, Cashless team. In case of accident we required certain & mandatory documents such as
1) Detail of Incidence - It can be given by the patient or Relative stating about accident. How it happened, at what time , place.
2) MLC/ FIR report
3) History of alcohol consumption at the time incidence.
4) Supportive Investigation
5) Line of treatment/ Name of surgery.
If the hospital provides us with these documents, we process the claim immediately.
Sometimes Hospital's TPA desk is not cooperative. They provide incomplete documents. That's why it get delayed.
Acko is excellent insurance, recently I had to claim , within 10 month of policy purchase and experience with Acko has been excellent!! Absolutely Zero Hospital Bill
Thanks brother, You cleared my fear 😀
Acko is a thief they will fraud you don't fall for it.
@@kishorekusupati2796Acko is a thief they will fraud you don't fall for it.
Bhai medicine kaa bhi claim hota hai ya paid khud karna hai
@@missionsubinspector9702 bro Acko is shitty company all the best
Madam ye nhi batati ki kon si company ka plan acha rahega aap to 18 year se ho is profession me aapko ko sab plan ki study sahi se karti ho vo batao middle class ko koi agent itni jankari nhi deta. aap hi sahi suggest karo. Please
Nivabupa
Pre existing diseases par waiting laga dete hain , is baat ko dhang se nahi bataya. Fir without waiting ka kya matlab?
बुद्धू है क्या , pre existing disease को कौन कवर देगा भाई , , अगर आप पुरी तरह स्वस्थ है तभी इस पॉलिसी का पुरा फायदा ले सकते हैं,
It's important to note that having a waiting period for pre-existing conditions is a standard industry practice. However, the zero waiting period clause applies exclusively to the ACKO Platinum Health Plan.
If you do not have any pre-existing conditions, you can choose the Platinum Health Plan and enjoy the benefit of no waiting period. The context of the same needs to be understood- every consumer who has a pre-existing condition should have a wait period.
Anyone without a pre-existing condition should not be treated the same & should not have to
wait for any kind of wait periods as per the market plans.
I have taken policy for senior citizen , diabetic is covered from day 1 but with 10% loading on insurance. Acko platinum is good , recently I had taken and I am fully satisfied as no issue created in claim with in 10 months of policy purchase.
I appreciate your time in creating this insightful video, Gurleen. Thank you for highlighting the fantastic offers available to our customers. -Manu
Hello Sir I have a question, If i buy Mediclaim Insurance Today from Acko and After 3 or 4 year the company is closed or it is taken over by other company will by waiting period be covered , Also if i switch the policy to other new company after 4 years because of Exisiting company closed or less premium will my Waiting period be covered
@ackoindia can we opt for Suite Room? Do we get continuity benefit in morotorium clause?
@ackoindia dont provide treatment for other than cataract or any surgeries ..this is not for typhoid maleria or anything then what is use of it
@@journeylover8536 means?
Thank you so much 😊
Is OPD covered as an add on benefit ?
Portability is only valid for family floater plan not for single individual
Hi
do you recommend to switch from Star Comprehensive to Acko platinum??
It completely depends on your requirements & medical history. We can suggest you a suitable plan accordingly. For any queries, we are available on WhatsApp/Call at 9650706699.
Our team can assist you.
fever aur uska medicine ka paisa milega
Hello maam
My father is surffering from diabetes
And gone through angiography with 2 stan and recently with kidney transplant
Any help and guidance you can give me
Vericocele embolization ke liye ye policy hai.
Unlimited conver me premium kaise calculate karte hai
Knee replacement ke liye ye policy tkk hai ??
Mam
I don't come to read in policy wording about modern treatment coverage.
Does this plan covers modern treatments up to SI.
Acko is a thief they will fraud you don't fall for it.
Dialysis patient ke liye ye plan hai? Mera dialysis narayana health City me hota hai. Mera waiting period kitna hoga. I am a senior citizen. Please reply.
Thank you sahi rahega mem acko par insorece karwana
Depend karta hai aapki requirements & medical history par. For any queries, feel free to get in touch with us on WhatsApp/Call at 9650706699. our team can assist you.
Navi health insurance ke bare me video bana dijiye
There are a few videos already available on our RUclips Channel.
IN A.P. GUNTUR DISTRICT WHICH HOSPITALS UNDER YOUR INSURENCE POLICY
Mem agar koi government hospital se titment le to usko to hospital bill nahi milega to kese insurance clem karega plz rply mem
🙏😭
If there is any injury after taking the policy, will the claim be settled with zero waiting period?
No port option for individual policy.
Is ACKO health insurance reliable? For senior citizens? Like when i go to claim do they claim nicely or any dispute cases are there? Please suggest as this is new to the market CSR is also very high.
Which is better, Acko or HDFC Ergo. There is no video helping us decide this
Hello jee, please connect with us on WhatsApp/Call at 9650706699. Our team can assist you with a few suitable options depending on your requirements & medical history.
Had switched from hdfc ergo to niva. Reasons-high premium, very less hospitals. Otherwise fine.
@@aliaanis8561 Hi, why did you prefer Niva Bupa to Acko. Please share any insight.
maam i was told by acko that an individual cant take this plan.
but existing motor vehicle coustomers can avail individually
@@shubhamawesome2011 Do you have a health plan with Acko? If so, could you please share in detail your experience.
Very useful. Subscribed
Thank you, keep watching !
A good video on insurance will cover any exclusions. You have not covered exclusions means this is not for the customer benefit but company sponsored else your content would've been balanced. Very disappointed
Ma’am maternity coverage k liye best health insurance Konsa h
Please check this video : ruclips.net/video/HUueuYA6wxE/видео.htmlsi=SXuUEDurjH-RgEsO
What does detailed health analysis required means in unlimited acko plan,pls define as i have high bp n diabetes and age is 33 , so was searching for best health insurance for family and saw acko ads which were looking profitable but having few doubts as would it be the best or not.
What's the meaning of in- petient hospitalization covered OPD NOT Covered
Hospitalisation expenses will be covered.
if we are taking just OPD consultation, it will not be covered
This is not review. She just shared their plus points. Not an educational video. 👎
What is no claim bonus ?
Like niva Bupa, do this policy have locked in premium?
NCB is not available, However inflation protection is available - 10% increase in SI every year irrespective of claim
Mem navi helth insurance ke bare me batiye
Opd cover hai ya nahi
Its NOT a "Review".
Its simply reading policy key features.
It's discussing the details about the plan as we are trying to simplify each and every feature of the plan.
@@GurleenKaurTikku Yea but when we say "Review", we discuss about pros and cons of each features and discuss holistically whether it is overall a good policy or not.
Mam modern treatment kitana cover hai
Acko is a thief they will fraud you don't fall for it.
Is critical illness covered?
एजेंट बनने के लिए किस से मिले
Acko Co.. Agent nahi banate...by the Way HDFC Ergo is Best Health insurance Co in claim settlement
Why do you say that? It is not mentioned like this on their website.
Acko says if married hain toh
Individual plan nahi milega
Couple ko family floater compulsory lena padega
As of now, they don't offer individual polices for married couples, they may offer them in the future.
Madam, what is meaning of due diligence???
Due diligence is a process or effort to collect and analyse information before making a decision.
@ackoindia dont provide treatment for other than cataract or any surgeries ..this is not for typhoid maleria or anything then what is use of it
Make comparison video niva bupa reassure 2plus vs acko unlimited with respect features and premiums pros and cons thanks
jee, thank you for the video suggestion .
We will bring up a video soon ✅
Issue is network hospitals has to increase
👍 yes, it's always good to have more network hospitals.
Is there cashless claim here ?
Hi, I've replied to your other comment regarding this. Please refer to it! -Manu
Which is better reassure 2.0 or acko platinum?
Don't know but I'd say Reassure 2.0
Depends on your requirements from the plan . We have both the plans detailed videos available on our channel.
@@v_an_AR Hi, can you share why you prefer Reassure 2.0 over Acko? Any insight will help. I am very unsure.
Hi. Can I ask which plan you went for. I am also undecided between the two.
@@Anione111 Acko is just a new company so reliability is a the greatest barrier.
There is no data of Comapny's claim settlement ratio, Incurred claim ratio and other important parameters of a longer period as company is new.
Niva Bupa is also not much reliable but any day better than Acko.
I'd recommend Hdfc ergo, icici lombard amd Tata Aig health insurance companies as per my R&d.
My first option is hdfc ergo Optima Super Secure plan with 5x cover.
Premiums are on higher side with every year increase but their parameters are best.
Kya ismein bhi waiting period hai
Right waiting periods will be applied .
While ACKO's standard policy includes a waiting period for pre-existing conditions, the ACKO Platinum Health plan offers the advantage of no waiting period. If you do not have any preexisting conditions, you choose the ACKO Platinum Health plan.
But platinum health also says zero wait period?
Can we get continuity in morotorium clasue benefit for porting?
So, Moratorium can benefit if you stay with one company for 8 years, if you porta, moratorium period will start afresh
future generly health insurance ke bare me jankari share kare
jee, we will bring up a video soon .
Hip ko replacement ke liye kya karna chahie kaun sa insurance Lena chahie contact number dijiye
Insorence वाले को बुद्धू समझा क्या ? आप आज इंसोरेंस लोगे और कल इलाज करवाओगे,
आपका प्रीमियम भी गुम होगा , पॉलिसी भी कैंसल होगा
Right waiting periods will be applied .
Mam mental illness &Modern Treatments covered hai kya? Koi sun limit hai kya?
On website after i put my number to speak to customer care executive to get brief information, i didn't receive any call.
Hello Ma’am,
What is the difference between Acko Standard and Acko Platinum plan????
What about claim settlement ratio of Acko in health insurance space as it is relatively new compared to peers…
Belive this aap
Bhut acha insurance h
Ped breast cancer 1stage recovered ye insurance mil sakta hai kya?
Nahin jee
मैने Platinum Insurance लिया था No wating Period , मेडिकल Enqriy में में Policy Healt बारे में बताया तो 4 Years wating period डाल दिया, Customer ने ये कहा Future में हो सकता है ये कह दिया, Futurt में कुछ भी हो सकता है यही सोच कर ले रहे हैं, मुझे दोबारा कैंसल करना पढ़ा, सच में बता रहा हूँ, आप कहेंगे तो Helth ID Card भी भेज सकते हैं
Mam chola ms health insurance per ek video bana de plzz
JEE, WE HAVE NOTED YOUR VIDEO SUGGESTION.
We will bring up a video soon ✅
Acko beats everyone. You should also tell premiums for family floater 2+2 and also tell icr
jee, we will bring up a video with premium calculations as well soon !
I think this is just a promotional video of This company, as if whatever they say you are here to endorse. we were trusting your unbiased opinion but now no more. You are also working for the companies and not for your followers.
Video terms and conditions detail me nahi tha
Health check up required??
For platinum plan, health check up is required in most of the cases. Policy issuance is on the basis of health status and underwriting guidelines
Health checkup hame khud se karna hota hai kya?@@GurleenKaurTikku
Best plane Niva bupa information ji
please give comparison video with other company plans
Sure, we will bring up a video soon !
Best health Insurance plan for Sr. Citizen for life time renewal
Hello jee, please connect with us on WhatsApp at 9650706699. Our team can assist you with a few suitable options & the premiums accordingly 😊
Thank you & keep watching !
Mam I got full claim yesterday from Aditya birla health insurance❤❤
Kitne ka claim tha
Amount?
Main jo bhi video khojta, wo aap jaroor bana k rakhte ho ☺☺
Glad, Thank you jee !
Keep Watching 😊
Not available for Sr citizen
Only icici Lombard
Sponsored Content
Paid review
Iffco Tokyo pe ek video bana dijiye please.
jee, we will bring up a video soon.
Keep Watching !
Your customer care executives are rude and you can't do anything in time. Worst company in India is ACKO. I have never dealt with such pathetic people. I gave them money to get harassed.
Its sounding utopia😅
Ram rajya aa gya kya😊
Madam mera 3years old Navi health insurance hai 6 lakh + 10lakh super topup kya me Acko Platinum plan insurance me port karu kya? Sahi rahega ya nhi
Navi se kabhi claim liye ho? Liye ho to kitna amount dia h Navi ne?
@@50kaamhai nhi kabhi claim nhi kiya
Hello jee, please connect with us on WhatsApp at 9650706699. Our team can assist you with a few suitable options & the premiums accordingly 😊
Thank you & keep watching !
Yaar kaysay inlog unlimited dega..dega kay nehi dega kon bol saktay hai...marketing kay lieay sab strategy banatay hai......
Seeta ram
🙏
Fraud company 😢
How?
@@arjunprincy81 main is company se pahle 4 sal se apni kar ki insurance continue karva raha tha paanchva sal meri insurance nahin ki aur kaha ki ab third party karenge ji full nahin karenge
Can you share it in English?
How ? Please share your experience.
@@jagdishkumar2169chutiye sabhi policy mein aisa hi hota hai , jab Tak premium bhar rhe ho tab tak own damage cover hota hai !!
Bekar company hai
Mene Navi se Acko platinum Unlimited plan mein port kara liya aaj feeling more secure smoking aur Drink bhi disclose kar diya hu bole toh sab kholke bolne ka mamu
Please share if possible some more details of your experience buying policy or in your case porting to Acko plan. Maximum details will help, such as your age, process, how much mark up did they do for premium, waiting period added, etc. Being a new in field of health insurance, there is not much first hand testimonials for Acko online. So, pls share.
Acko is excellent insurance company, recently I had to claim , within 10 month of policy purchase and experience with Acko has been excellent!! Absolutely Zero Hospital Bill