Oh Jane what an emotional video, you are so brave to sit in front of the camera at this very hard time in your life. Thank you so much for all your advise and your honesty. Although I am not in your position of having lost my job I know where you are coming from. When I was widowed which happened suddenly I had to quickly had to learn to manage on one income after being very comfortable financially on two good incomes.
Two pieces of advice: do things which cost money less frequently (I now only do a clothes wash every 10 days or so; I only shop every 10 days - both of these rather than once a week); secondly, each month plan a treat ( it need not cost much - going to a different town for the day ( taking your own food); going for a walk that you have not done before; borrowing a new board game from friends; fish and chips sitting on a local harbour or in a park for example). Both of these help your mental health - which important in these times. Brilliant video, Jane. I think that it a situation that more folks will be facing here in the UK soon 🤔
I suffered a sudden loss 6 months ago. Shortly after, I found and subscribed to your channel. I would like to give you a big thank you for all your amazing content, all of which has helped me through this challenging time in my life. You are an excellent teacher! From my experience I have learned to give myself time to absorb the shock and deal with the loss. Anyone who goes through this will not "get over it" in a few days. I also learned that my only job at that point was to stay alive! Nothing else was expected of me. All of your advice in this video is spot on.You will survive and thrive, and so will all the rest of us who have lived through this. Thank you, Jane.
this happened to us over 30 years ago - husband came home from work on the Thursday to say that his boss was letting the business go by the Saturday, we had a 3 year old and I was just about to go on maternity leave for our 2nd child...oh and we were due to move house in the following 2 months - husband went out and just took whatever jobs he could get until a more suitable job came up - my thrifty. frugal gene kicked in and we survived. Such an emotional watch Jane, even though its 3 years in the past, and I know you & Mike continued to thrive and grow in your lovely home - an amazing amount of excellent advice for anyone going through similar situations in life
My advice to anyone made redundant is do not panic. Both my husband and I have been made redundant very suddenly. Called in to a meeting then walked off site! In all cases it turned out for the best. The best piece of advice I received from my father was to work out how much money we needed to give us the quality of life we needed. I did this and ended up taking a 35% reduction in salary but was so much happier. Retired very recently and now having to reevaluate budgets. Not what I expected but we have a roof over our head and can pay essential bills what more do we need. I really enjoy your videos and am learning so much from you. Thank you.
Jane, this was just what I needed this morning. I and my husband had to evacuate our home because of Hurricane Ida in the US. I have been such a basket case. What you said about not worrying about what you can't control is true. Praying for you at this difficult time in your life. But you are a trooper and will make it through. You are practical and sensible.❤️❤️
It pains me so much to see you so sad and close to tears. Sending you love from Germany. I was where you were 6 years ago and I wish I had had all the wisdom and counsel you shared in this video. At the time I wasn't living frugally and when I lost my job I was sort of forced into minimalism and started selling stuff I decluttered. Looking back, I am thankful for the lessons I learnt. I had waaaay too much stuff and used the money I made from decluttered clothes etc. to help towards covering my bills. When I then found a new job, one of thr first things I did was setting up an emergency fund and look into safe investment opportunities. Please never forget the situation is temporary and you will come out stronger and wiser! Be blessed!
Just a small addition: batch cooking saved me quite some money at the time. Also, some meals are as tasty when cold as they are when warm... So that might be worth a thought, too :)
The only thing I would add is to get up early, earlier than you did before the change of circumstances. Something about those wee hours where the new ideas flow freely. Let them flow and write them down, some will be way out there and you will laugh but some will be right on whether a new job or business venture or something. It works, allow several weeks and enjoy those early mornings.
Jane, I’m so sorry to hear this! I have friends who have lost their jobs teaching online to Chinese students, but didn’t realize you’re job was also doing that. You have such a good outlook, are already so frugal, and so wise- I’m sure it will work out. But thank you for helping us all, in the midst of your struggles.
Great video. I read Jane’s blog for years. Now I follow her on social media. She’s been there. Done that. Doing again. She walks the talk. She gives great advice and sometimes some tough love but she knows it works. Try her suggestions.
I have put into practice of saving the water when you run it for a shower and washing your hands in the sink, I often thought what a waste so thank you .
Hello Jane and Mike!!!! I am subscribed and do my little part by letting the advertisements run!!! I always enjoy your videos and also learn a great deal. I recently retired from my teaching job ( without a pension because it was a Private School) Thanks for your timely video. My husband and I are making adjustments and changes where we can. I am looking forward to more videos each week from you two. 🤗
My advice would be - don’t panic! By adopting all the things you suggest it buys you time - fortunately for us, the longest we did with my husband being unemployed was 4 months - as we Brits say - we learnt to cut our cloth accordingly - I looked at it as a challenge and totally changed our way of living - we came out of it stronger as a couple and had a good understanding of finances. We have now experienced 5 sudden job losses but things have a ha it of turning out ok if you are sensible with your money - good luck to you both - you have great transferable skills and the perfect attitude towards surviving this stage of your lives xx
My advice is to take a deep breath and know that it will all be ok. I lost my job suddenly last March and couldn't understand why but I believe that sometimes we are taken out certain situations because something better is waiting for us around the corner.
Thank you for this and im sorry you had this unexpected challenge. You are resilient and I am sure will make it work. Slightly differently, last week I handed my notice in. I decided my quality of life was being adversely affected by nhs hours and workload. A very difficult Decision, and not one we took lightly. I plan to work covering shifts that are short when I chose, a temporary contract of sorts, (“bank” shifts at the hospital) not as guaranteed an income, however for me (with small children) a much better work-life balance. So now we are saving hard, spending less and being more and more frugal! I’ll keep on watching you for ideas and inspiration 😁 thank you!
Hello, my husband lost his job 3 years ago and I work 4 days a week. Luckily I have always been frugal and a pert from all the wonderful tips you gave I do something else. 1. Don't throw down the sink the water that has been used for washing vegetables, but give it to the plants or the garden. 2.use up all the leftovers reprposing them in another shape 3. When using the car, plan your trip and do the most things you can without going backwards and forward without a reason. Talking about the vegetable garden, exchange products that you have abbondance of with friends, that will do the same with you. You will have more variety and nothing is worse than a boring diet! Have a nice day and keep up the good job. Nice to see you on RUclips.
Also a thought for sudden financial insecurity/loss of income that I doubt will be relevant for Jane but might help someone else - check if you have bought anything recently like clothes, books, games etc that can be returned for a refund or even a credit note where you could use that note for essentials like food or fuel. Equally maybe you have some small gadgets or appliances from places like Amazon which stopped working or have a fault but you didn’t return them, these are easy to arrange online and you can get some money back in your account or use credit for essentials.
This video couldn’t have come at a better time for me! My husband will be losing his job at hospital, but they keep changing the date, so we just sit tight and wait. We live on a homestead, so we have chickens for eggs. We have two rabbits, and we’ll be breeding them for meat rabbits. My pantry , freezer are well stocked. I also have a years supply of food because We are “Peppers”. We will be eating lots of lentils, beans, and rice. I can make “ burgers” out of lintels and from black beans too. My problem is we still have debt, so I figure the money from the cut in half groceries will go to our debt. We will be selling things too. My husband is retired military, so we have his pension from the military and we’ll have a pension from when he turns 65 this Dec. We also have two children at home ages 16 & 12. We homeschool them, so I will have to find ways to do without buying all the things homeschool! That will be difficult for me. We also have another daughter who will be living with us and she will pay rent, so that too will help. She couldn’t have come home at a better time because we now have a rented bedroom with extra money coming in! Jane your ideas have helped me greatly and today video was amazing to get me thinking on how to save money and pay off our debt! Keep doing what you are doing I appreciate you and Mike so so much! We will get through this with the help of your videos! 🌻💜🌻💜🌻💜
I’m so glad that you recently stocked your freezer with all that meat! You gave all great advice. I would just add to go along with your “Take a go” advice… don’t be afraid to post on Facebook Market Place (or similar website) things that you are in need of. For example, “In need of top soil” or whatever the need is. It never hurts to ask! There may be someone out there that needs to get rid of the item you may be looking for, or may be willing to trade for something like a load of firewood. Also, maybe take advantage of Free giveaways on the website, like an old dresser or something that someone says is free, that you could repaint or repair and then resale to make some money. Also, sale anything that is no longer useful to you. Wishing you all the best! I will definitely watch the ads to help support your channel. 😊🙏🏼
Great video as always. You’ve covered pretty much all the budget side but I will add to the points about keeping a routine and purpose. Don’t allow yourself to wallow in the situation. As well as looking for a new job, take the time you have been given to do those jobs you’ve put off. Give the kitchen cupboards a good clean out, sort out paperwork, contact friends you haven’t spoken to in a while. Feeling productive helps keep a positive frame of mind. And if people offer help, accept it. I know you’ve already been using your time productively, but it’s a good reminder to others.
Jane I am so sorry about your job loss. My husband was a caprenter/farmer and carpenters get layed off regulary so I do know of which you speak. It's not easy. I do have a question for you though. You talked about having internet is an essential item. However, here in the states our libraries provide the interenet for free. You may want to check the library in your town and see if that is one essestial you can do without. Wishing you great luck in finding new employment. I read below that you didn't get to say goodbye to your students. I am so sorry; that must be so hard for you.
Excellent Jayne! So good, there is always a way and an answer. Many have gone before us that had a harder go but lived through and still found they could enjoy life.
When my husband and I were in a pickle, we sold many of our belongings and were forced to adopt a minimalist lifestyle. The cash we gained from the sale of our things was a godsend. Your advice us spot on ! Best of luck to you and your husband ! I believe I can say that your watchers are pulling for your success.❤❤
My advice is take the time to sell things you don't need, use your marketable skills to generate a little income while you look for something else. Lots of people make things, craft wise that would sell online. I know friends have done online tutoring for exams, marking exam papers, cleaning, really anything. Jane if you already do this then ignore me but maybe sell budget plans, lots of people don't know where to start so a simple and user friendly budget will help lots of people.
This topic can be so depressing, but you give some lovely and positive advice. Your videos are wonderful. Thank you. I’d also recommend to others talking to people who have kids/yard work/etc. and finding odd jobs, or taking on part time work if you want/can, and definitely watching your videos.
Oh my goodness! It is happening everywhere in the world. So many changes and reevaluations. I am sure that you will use this time effectively. You are such a positive person! You will land on your feet for sure. Best wishes from Texas!
Hi Jane I am a senior from Toronto subscribed to your channel not too long ago. I watch some of your old video and found it very encouraging and useful. Understand your situation right now but I am sure you will get through this! Take care and stay safe. Lots of blessings!
This was such a great video 👍 I also lost my job last year, found another job but now on very low income so trying to reduce my grocery and cook more. Advice I would give stop buying unnecessary things and save.
Good advice as usual Jane . I think it pays to have a well stocked pantry . I have decluttered and sold things on eBay and at Car boot sales in the past . Taken a bag of copper bits saved up by my builder hubby to the scrap metal merchants and then used the money received to put petrol in the car !! Made blackberry jam and sold it at the gate along with my excess eggs .Slow cooker on and lots of electrical items off!! I registered for online surveys and I still do them now years after job loss it’s a bit extra in the pot !! I’ve always grown my own veg and it’s really appreciated when your income disappears!! Good luck with the veg patch , I look forward to seeing your progress!
Thank you. Hope you thrive on your new RUclips extra videos. I’ve started using my overnight slow cooker. My low cost supermarkets are a long walk away, I have no car, so next week I will try that walk.
Then you need a shopping caddy or pulling wagon!!! Don't try to schlep it for a long walk. I hope someone can lend you one. Extra workout! If that's feaseable for you..
When my husband got very ill he got half his salary for 2 years before he was forced to retire . I then realised we had to go more frugal than ever . That's when our fridge died .... I decided I would try doing without for a while and see how I would cope . Well we are 6 years later and we've never bought a new fridge . I remembered how my mother did before fridges were the norm and it is so easy . Then in order to reduce the electricity bill even more I cooked all the food in the freezer and unplugged the beast .... no regrets . I buy lots of vegetables in season or buy tins . I sometimes buy something frozen but it is a small amount eaten in one day , and just like every French we can't do without bread . So I bought a cheap bread machine and baked bread every day . Not exactly identical to our local baker's but I saved 70 per cent on the monthly bread bill . The machine paid itself in 2 months .
So sorry to hear of your situation and hope things work out eventually. I was in a similar situation when the first lockdown happened in March 2020. My online work (self employed) came to an abrupt end (out sourced NHS typing). It didnt pick back up until about December 2020. My husband was furloughed at the same time from his construction job. Times were very lean, but we got through it.
Very sorry this occurred . Try foraging and gleaning the wild things in your land and freely accessed land . A face book friend discusses using spruce & Fir tips for cooking . Pesto , tea etc there might be pursulane , water cress , wild mustard , garlic , in your woods plus lots of berries to enjoy . Mushrooms grow well in the dark on wood shavings . Sprouting seeds are easy , efficient and a change . I know you’ll pull through thanks for sharing .,
Great advice! Thinking of you and loving your energy and determination. I gave up my job because my elderly mother had a sudden stroke and needed me. The biggest burden was needing to pay off credit card balances but it was easier as when looking at what I wasted money on previously and cutting down everything to the minimum was tough but good for me. I realised that I had been living a life not in tune with my values and this suddenly brought me back to those values. Things I did that I chose were becoming vegetarian, batch cooking from scratch, turning lights off more often, walking close to nature, buying from charity shops and car boot sales, turning heating down, learning new inexpensive crafts, using something I already had not looking to buy something new, learning from free on-line courses like those offered by Future Learn as entertainment and as a confidence builder.
When I lost my job due to Covid I applied for unemployment. It took forever but finally happened. At that time they waived having to look for another job. Now you do have to apply for jobs every week to receive benefits which I think is the right way to handle. This situation is proof that we need to be prepared as much as possible.
Excellent video! I would encourage someone who had just lost their job to focus on the bare necessities. List all your debts and current bills and ones coming due soon. Speak to your Mortgage holder/Bank, if you are paying off your home or real estate property Manager if you rent and let them know the situation. Cut any unnecessary expenses or discretionary spending immediately and rejig your budget or get on a budget.
Thank you for this. I’m losing my job at the end of this month. I’ve got other income from a rental property and after paying the mortgage, things will be extremely tight, so I will be rewatching this video a few times.
As an early retiree on a small job pension myself I love your ideas in this post. I have a occasional post in a school and enjoy this as it allows me to run a small car when I thought I would have to give it up. I have taken on an allotment which gives me fresh air and exercise as well as a social activity. The food produced seems to be an extra bonus sometimes. I have a store of veg ready for the winter months and some cold weather crops to come. Really enjoyed it. I fond my best tool financially is ' do I need it'....this is applied to any potential purchase from food items to clothes/footwear. Shop in my wardrobe instead and save money. Love your channel and look forward to your posts.
What a perfectly informative video. Absolutely word perfect. You are a survivor. You will be fine. All the best to you and Mike.Look forward to your next video. X
I would add that its good to cut transportation costs as much as possible by only using it when absolutely necessary and combining errands if at all possible.
You still need to have fun even in the face of adversity. Spend time with friends and family (no spending) the gift of time is the most valuable. Set up a network of friends to share skills. Have a brainstorming session with the entire family to identify areas to save. This helps everyone feel part of the process.
What you're going through is so tough. You are in my thoughts. I have confidence, though, that you guys will be fine. I can't think of any better advice than you've given. You really are the Frugal Queen.
Saying I'm so sorry isn't enough. I'm thinking what can I do to help. Well, I decided to make sure I watch every ad on your channel. Wish I could help more
Thank you for sharing. Embrace the change. I’ve noticed RUclipsrs have memberships on offer from 1.99 to 12 dollars a month. You could put together a financial planning course to budget, to get out of debt, to plan for retirement. This is your super power!
@@FrugalQueeninFrance ( Maureen ) i have just found your channel two days ago and like you I live in France (47 years ) and I really do appreciate the answer that you gave about not going down the Patreon , coffee road , I’m so fed up with that .I have just subscribed because of that and of course I will watch all of the adverts .
I love your videos and am sorry about your job loss. I can not think of any better advice to give of what to do than what you already gave on this video except to pray.
I am looking forward to seeing how you navigate this new period in your life. Your best attributes are a strong work ethic and loads of emotional intelligence. Good luck to you both!
This was absolutely wonderful and extremely useful and on point for many people Jane, amazing and thank you. I believe this will be used for many, many years for those who and needing well measured guidance and support - THANK YOU!
Life can change on a dime and when you least expect it..even if you've got adequate funds to manage, it's still hard b/c going forward you won't likely be able to recoup those funds quickly....it feels like going backwards after you've worked so hard to go forward..it can be discouraging for sure...I l always channel my mama...she forged ahead, and didn't let curve balls deter her and her hard life got better and better and when she died she was a 'rich' woman in all aspects..
Bravo Jane and Mike for your can-do attitude. Change isn’t always a bad thing and this could be a doorway to a whole new and bright adventure! As always, your video has not failed to inspire. Thank you for all you do.
Sometimes you can take a hardship withdrawal on certain savings accounts (401k) without penalty. You’d still have to pay taxes on that as income. Same with a health savings. We have one with a substantial amount, but if we spend it for things other than health we would be taxed on that amount as income. Also sell your stuff! Downsize your clutter and turn it into cash. Get ruthless. My father used to call it “unloading ones camel”. You might be surprised at what you can get. Side hustles. What can you do to earn a little money while you are looking for that replacement gig? Do you have friends that need odd jobs done? Or perhaps you could put up a flyer in the local shop or pub to advertise cleaning or handyman services or dog walking or baby sitting. Every little bit helps. Those are just a few things I would do immediately to keep afloat.
I especially loved your advice on what to do with your last paycheck! Nearly 20 years ago my husband lost his job in the USA! My husband was eligible for unemployment for so many weeks but, in spite of sending out resumes from day one, He was over 50 years of age, and he was still jobless when the unemployment ran out! We had always been frugal and had saved $17,000 cash which we lied on until he finally found another job as a temporary employee! My husband had never missed a days work, and was a hard worker. He worked all overtime offered, was always on time, and was always there! When the company had a small opening to hire full time employees, he was hired! We continued our frugal ways and he stayed for his remaining work career with that company!
Thank you for the video! I am late to this video, however, I will give one piece of advice to anyone: Don't be too fussy about the job you take to cover you until the 'right' job becomes available. Almost anything is better than nothing, to keep the money coming in.
My advise to someone who unexpectedly lost a job would be to contact all creditors and negotiate a reduced payment. Then put the cards away or close the accounts. Wracking up debt will jusy make a hard situation worse. 💜
Most cleaners are unnecessary. Water and dish liquid or methylated spirits will suffice. We do house sitting. Only do the outer shelves in the supermarket.
Jane, Thank you so much for this video. I was told I was going to be made redundant yesterday! Still in a state of shock, your video was what just the tonic I needed. Great tips and ideas for going forward positively. We can get through these trying times together :)
Thankyou for all that you share. I so enjoy your tips and generous glimpses into life in France. Wishing all the very best as you embark on your next chapter xxx
Sorry to hear about your job Jane. I'm sure with your attitude and skills you will find a replacement quickly. I'm playing all the ads. It's nothing compared to all the information you share that helps me so much. ❤
I so sorry for your job loss,you seem to be very upset and close to tears,yes it is extremely hard facing something like this,but do you have a room or something like that ,that you could rent out.Just be thankful you are in a decent country,here they would not care,if you can't pay for your utilities they just cut you off,and charge a fortune to reconnect,and I am speaking about As.I have subscribed ,and will always give your videos a thumbs up as they are so informative and enjoyable.
Ohhhh I’m so sorry to hear about your job loss. Our debt free journey started 8 years ago when Joel lost his job, so we know how that feels. You gave great tips on handling it. You got this. 💕
Thanks, we’re better off than so many who also lost their jobs teaching in China. We’re debt and mortgage free, have good savings, our pensions are paid and now our RUclips income is growing too. I’ve got a new student base growing and it will form a reasonable income soon. Thanks for watching and sharing your story.
It is never any fun to lose your job but it is happening to so many these days. I really thought you were retired for some reason! Good luck finding another job ;)
I know in my personal situation I have used my local food pantry constantly. I built a relationship with the workers at my pantry. Just in our conversations, they noticed that I would be willing to accept whatever extras they had and allowed my to go once a week for a vegetable and bread box along with my once a month food box with canned goods and meats. It never hurts to ask and they might know of a resource that you have never heard of. Always look for the positives and know “and this too shall pass” 🌈🌈🌈
Such a great video Jane and Mike. Good to see you’ve smashed your 5k subscribers. My only one thing I’d be cautious about (I’m not judging at all) is if burning wood, ensure it’s not got paint on or stain - because this is toxic and also bad for the flue if we don’t have a chimney - like I said, not a criticism 🤩 thanks for all your posts
@@FrugalQueeninFrance 🤣🤣🤣 that’s a relief. But I’m guessing the gates, sheds and skirting boards that you said you had burned in the past had some kind of paint or treatment on them. Like I said I wasn’t criticising, my brother-in-law installs wood burners and is always warning people, so I just mentioned it in case it was helpful to your viewers.
@@lemonteapot1061 yep you’re criticizing, poor people need heat you know, plus, if we didn’t burn some other skint family would have done so. Perfection is for the rich.
You’re so right Jane about keeping up with routines. That was my downfall when my husband died some years ago. It meant I wallowed in my misery for too long. I learnt (rather late) that you need routine and discipline in your life to make you get up in the morning. I haven’t had any work for quite a while so I’ve been volunteering in a charity shop - makes me feel better and gives me routine. Well done you and Mike for facing your challenges head on. I hope you realise how inspirational you both are to so many of us. 🙂
@@FrugalQueeninFrance - thanks Jane. I’ve followed your blog from when you were back in your first house in Cornwall. You and Shirley Goode’s blog kept me going in the early days after Bri died. Thanks for all you do - keep battling on x😊
Great advice as usual Jane. This will only make you both stronger, and think of the fun of seeing what you're capable of😀 Can't wait to see your veggie patch. You will video it won't you? 👍
@@FrugalQueeninFrance if you have mediocre soil you can improve it with digging in veggie scraps in trenches. Also find some horse manure to dig in (we sometimes collect It from the street). Or Bunny poop. Or cows or sheep manure to dig under in autumn. It Will improve majorly.
@@rayyg786 hi, the ground used to be a granite quarry, we’ve got 1/2 inch of soil at best. We’re saving for a trailer so we can go and get manure and compost. Thanks for sharing your advice.
@@FrugalQueeninFrance oh I see, that's not ideal. My husband is landscape architect, When they have a project with a dig they often have the client pay for transporting away soil to the city deposit/compost. If they (gardeners) find another use for the soil they can save that money. sometimes they bring it to you for free for that reason. It's a long stretch but you might know a gardener or builder. Or walk by a situation like the above. No harm in asking.
I agree with you. I had taken on an allotment eight years ago. The first year was hit and miss. The slugs really enjoyed our veg. But I'm glad to say you soon learn. This year I have made Jams , pickles, and frozen loads of vegetables and soft fruits. Even my three fruit trees have come into their own. Have fun. Loved your video. Xxx
Oh Jane, I am so sorry to hear about your job loss. I think you and your husband will be fine as you certainly have the tools to cope with this. On another note, I want to tell you that you look absolutely lovely in the video. The black blouse and hot pink scarf are lovely on you!
LISTs always help ... Lists of weekly chores to do to 1. find work chores 2. List of areas to clean and declutter and organize 3. List of specials shown in grocery flyers and other flyers 4. reminder LIST . . . ie Wednesday church meeting . . . . Thursday to shop and then help relative in their garden . . . . Friday dinner with friends ...
Sorry to hear about your job loss. I’m lucky to work in a sector now where need for those workers outstrips actual demand but I have dealt with this in the past. You are right it’s not something you can control, things change. Will you show a reworked budget for your new income circumstances? Looking forward to seeing your vegetable garden too.
When money was tight I have been known to half our meat consumption by say taking only one piece of salmon that is fried or poached and cut apart and tossing it in with packaged noodles alfredo. With a side of canned green beans this is super cheap. Usually there is enough left over for a lunch for me. My husband rarely eats leftovers unless our expenses are really low. He does eat less at a main meal, then has dessert. Cheap desserts help him supplement is diet. I keep them low in sugar as he is diabetic. He knows how to cut back if he is gaining much weight.
Maybe a private tutor for French children. Or in diplomatic schools.Or a course online that you create and sell.Or temporary position remote. You have experience. Sometimes a creative solution will work. Keep your head up. Thank you for the good and inspiring advice. Also, if you are a teacher you can teach anything: crocheting, home economics to young couples or new retired folk, how to cook and bake from scratch in print as well as on RUclips. RUclips is also a stream of income.
Oh Jane what an emotional video, you are so brave to sit in front of the camera at this very hard time in your life. Thank you so much for all your advise and your honesty. Although I am not in your position of having lost my job I know where you are coming from. When I was widowed which happened suddenly I had to quickly had to learn to manage on one income after being very comfortable financially on two good incomes.
Thanks, as I said, it was a pertinent video.
Two pieces of advice: do things which cost money less frequently (I now only do a clothes wash every 10 days or so; I only shop every 10 days - both of these rather than once a week); secondly, each month plan a treat ( it need not cost much - going to a different town for the day ( taking your own food); going for a walk that you have not done before; borrowing a new board game from friends; fish and chips sitting on a local harbour or in a park for example). Both of these help your mental health - which important in these times. Brilliant video, Jane. I think that it a situation that more folks will be facing here in the UK soon 🤔
Thanks for sharing Lynn, take a look at our last video of a frugal day out we had to the seaside
I suffered a sudden loss 6 months ago. Shortly after, I found and subscribed to your channel. I would like to give you a big thank you for all your amazing content, all of which has helped me through this challenging time in my life. You are an excellent teacher! From my experience I have learned to give myself time to absorb the shock and deal with the loss. Anyone who goes through this will not "get over it" in a few days. I also learned that my only job at that point was to stay alive! Nothing else was expected of me. All of your advice in this video is spot on.You will survive and thrive, and so will all the rest of us who have lived through this. Thank you, Jane.
We don't just get over it. I'm still disappointed now that I lost my job and through no fault of my own. Take care Catherine.
this happened to us over 30 years ago - husband came home from work on the Thursday to say that his boss was letting the business go by the Saturday, we had a 3 year old and I was just about to go on maternity leave for our 2nd child...oh and we were due to move house in the following 2 months - husband went out and just took whatever jobs he could get until a more suitable job came up - my thrifty. frugal gene kicked in and we survived. Such an emotional watch Jane, even though its 3 years in the past, and I know you & Mike continued to thrive and grow in your lovely home - an amazing amount of excellent advice for anyone going through similar situations in life
@@lynnestait8011 I'm glad it worked out for you and thank you for your kind words
My advice to anyone made redundant is do not panic. Both my husband and I have been made redundant very suddenly. Called in to a meeting then walked off site! In all cases it turned out for the best. The best piece of advice I received from my father was to work out how much money we needed to give us the quality of life we needed. I did this and ended up taking a 35% reduction in salary but was so much happier. Retired very recently and now having to reevaluate budgets. Not what I expected but we have a roof over our head and can pay essential bills what more do we need. I really enjoy your videos and am learning so much from you. Thank you.
It’s great you got through that Eleanor, thanks for sharing.
Jane, this was just what I needed this morning. I and my husband had to evacuate our home because of Hurricane Ida in the US. I have been such a basket case. What you said about not worrying about what you can't control is true. Praying for you at this difficult time in your life. But you are a trooper and will make it through. You are practical and sensible.❤️❤️
Oh no! I hope that you are ok.
It pains me so much to see you so sad and close to tears. Sending you love from Germany. I was where you were 6 years ago and I wish I had had all the wisdom and counsel you shared in this video. At the time I wasn't living frugally and when I lost my job I was sort of forced into minimalism and started selling stuff I decluttered. Looking back, I am thankful for the lessons I learnt. I had waaaay too much stuff and used the money I made from decluttered clothes etc. to help towards covering my bills. When I then found a new job, one of thr first things I did was setting up an emergency fund and look into safe investment opportunities. Please never forget the situation is temporary and you will come out stronger and wiser! Be blessed!
Just a small addition: batch cooking saved me quite some money at the time. Also, some meals are as tasty when cold as they are when warm... So that might be worth a thought, too :)
We will prevail, thanks for your message. I hope things are ok for you now.
The only thing I would add is to get up early, earlier than you did before the change of circumstances. Something about those wee hours where the new ideas flow freely. Let them flow and write them down, some will be way out there and you will laugh but some will be right on whether a new job or business venture or something. It works, allow several weeks and enjoy those early mornings.
Note to self, get up at 5 as I’m normally up at 6.
Jane, I’m so sorry to hear this! I have friends who have lost their jobs teaching online to Chinese students, but didn’t realize you’re job was also doing that. You have such a good outlook, are already so frugal, and so wise- I’m sure it will work out. But thank you for helping us all, in the midst of your struggles.
Thanks Nancy. We are in a better position than many.
There are so many people teaching English this way, have the rules changed? Why are you having to stop?
Great video. I read Jane’s blog for years. Now I follow her on social media. She’s been there. Done that. Doing again. She walks the talk. She gives great advice and sometimes some tough love but she knows it works. Try her suggestions.
I've followed her for more than 5 years. Really reinforces in lifestyle.
I have put into practice of saving the water when you run it for a shower and washing your hands in the sink, I often thought what a waste so thank you .
Great news, no one should waste water, it’s precious
STOP Spending !!! When job losses take place pull the reigns in , no spending outside what you need to survive . Great advice in your video Jane .
Thanks, great advice
Hello Jane and Mike!!!! I am subscribed and do my little part by letting the advertisements run!!! I always enjoy your videos and also learn a great deal. I recently retired from my teaching job ( without a pension because it was a Private School) Thanks for your timely video. My husband and I are making adjustments and changes where we can. I am looking forward to more videos each week from you two. 🤗
Thanks for sharing, we’re very glad we paid into our pensions and could take them early,
My advice would be - don’t panic! By adopting all the things you suggest it buys you time - fortunately for us, the longest we did with my husband being unemployed was 4 months - as we Brits say - we learnt to cut our cloth accordingly - I looked at it as a challenge and totally changed our way of living - we came out of it stronger as a couple and had a good understanding of finances. We have now experienced 5 sudden job losses but things have a ha it of turning out ok if you are sensible with your money - good luck to you both - you have great transferable skills and the perfect attitude towards surviving this stage of your lives xx
We’ve been here before when mike was made redundant without any warning, it is a shock but we move on
My advice is to take a deep breath and know that it will all be ok. I lost my job suddenly last March and couldn't understand why but I believe that sometimes we are taken out certain situations because something better is waiting for us around the corner.
We have to have faith in our own endeavors,
I just suddenly lost my job, and this is so helpful! Thank you for sharing!
Glad it helped!
Thank you for this and im sorry you had this unexpected challenge. You are resilient and I am sure will make it work.
Slightly differently, last week I handed my notice in. I decided my quality of life was being adversely affected by nhs hours and workload. A very difficult Decision, and not one we took lightly. I plan to work covering shifts that are short when I chose, a temporary contract of sorts, (“bank” shifts at the hospital) not as guaranteed an income, however for me (with small children) a much better work-life balance. So now we are saving hard, spending less and being more and more frugal! I’ll keep on watching you for ideas and inspiration 😁 thank you!
Good luck Anna, time with your children and good health is vital.
Hello, my husband lost his job 3 years ago and I work 4 days a week. Luckily I have always been frugal and a pert from all the wonderful tips you gave I do something else.
1. Don't throw down the sink the water that has been used for washing vegetables, but give it to the plants or the garden.
2.use up all the leftovers reprposing them in another shape
3. When using the car, plan your trip and do the most things you can without going backwards and forward without a reason.
Talking about the vegetable garden, exchange products that you have abbondance of with friends, that will do the same with you. You will have more variety and nothing is worse than a boring diet!
Have a nice day and keep up the good job. Nice to see you on RUclips.
Thanks for sharing and watching
Also a thought for sudden financial insecurity/loss of income that I doubt will be relevant for Jane but might help someone else - check if you have bought anything recently like clothes, books, games etc that can be returned for a refund or even a credit note where you could use that note for essentials like food or fuel. Equally maybe you have some small gadgets or appliances from places like Amazon which stopped working or have a fault but you didn’t return them, these are easy to arrange online and you can get some money back in your account or use credit for essentials.
Great advice Sarah
This video couldn’t have come at a better time for me! My husband will be losing his job at hospital, but they keep changing the date, so we just sit tight and wait.
We live on a homestead, so we have chickens for eggs. We have two rabbits, and we’ll be breeding them for meat rabbits. My pantry , freezer are well stocked. I also have a years supply of food because We are “Peppers”.
We will be eating lots of lentils, beans, and rice.
I can make “ burgers” out of lintels and from black beans too.
My problem is we still have debt, so I figure the money from the cut in half groceries will go to our debt. We will be selling things too.
My husband is retired military, so we have his pension from the military and we’ll have a pension from when he turns 65 this Dec. We also have two children at home ages 16 & 12. We homeschool them, so I will have to find ways to do without buying all the things homeschool! That will be difficult for me.
We also have another daughter who will be living with us and she will pay rent, so that too will help. She couldn’t have come home at a better time because we now have a rented bedroom with extra money coming in!
Jane your ideas have helped me greatly and today video was amazing to get me thinking on how to save money and pay off our debt!
Keep doing what you are doing I appreciate you and Mike so so much!
We will get through this with the help of your videos!
🌻💜🌻💜🌻💜
Maureenie, you and your family sound like they are going to get through this. Thanks for sharing and watching.
I’m so glad that you recently stocked your freezer with all that meat! You gave all great advice.
I would just add to go along with your “Take a go” advice… don’t be afraid to post on Facebook Market Place (or similar website) things that you are in need of. For example, “In need of top soil” or whatever the need is. It never hurts to ask! There may be someone out there that needs to get rid of the item you may be looking for, or may be willing to trade for something like a load of firewood. Also, maybe take advantage of Free giveaways on the website, like an old dresser or something that someone says is free, that you could repaint or repair and then resale to make some money. Also, sale anything that is no longer useful to you.
Wishing you all the best! I will definitely watch the ads to help support your channel. 😊🙏🏼
Thanks Kathy
Great video as always. You’ve covered pretty much all the budget side but I will add to the points about keeping a routine and purpose. Don’t allow yourself to wallow in the situation. As well as looking for a new job, take the time you have been given to do those jobs you’ve put off. Give the kitchen cupboards a good clean out, sort out paperwork, contact friends you haven’t spoken to in a while. Feeling productive helps keep a positive frame of mind. And if people offer help, accept it. I know you’ve already been using your time productively, but it’s a good reminder to others.
Great advice.
When looking at an ad write in the cover letter some of those words you see.more stews and casseroles
Sorry to hear your news but what lovely caring comments have been sent. Best wishes and good luck.
Thanks so much
Jane I am so sorry about your job loss. My husband was a caprenter/farmer and carpenters get layed off regulary so I do know of which you speak. It's not easy. I do have a question for you though. You talked about having internet is an essential item. However, here in the states our libraries provide the interenet for free. You may want to check the library in your town and see if that is one essestial you can do without. Wishing you great luck in finding new employment. I read below that you didn't get to say goodbye to your students. I am so sorry; that must be so hard for you.
Our internet gives me an income with us making videos and we need fast internet to upload it. Thanks.
Excellent Jayne! So good, there is always a way and an answer. Many have gone before us that had a harder go but lived through and still found they could enjoy life.
We certainly will make the best of it.
When my husband and I were in a pickle, we sold many of our belongings and were forced to adopt a minimalist lifestyle. The cash we gained from the sale of our things was a godsend. Your advice us spot on ! Best of luck to you and your husband ! I believe I can say that your watchers are pulling for your success.❤❤
Thanks Lisa
Thank you for your advice and candor. We are all learning from you! Best to y'all!
Very kind.
My advice is take the time to sell things you don't need, use your marketable skills to generate a little income while you look for something else. Lots of people make things, craft wise that would sell online.
I know friends have done online tutoring for exams, marking exam papers, cleaning, really anything.
Jane if you already do this then ignore me but maybe sell budget plans, lots of people don't know where to start so a simple and user friendly budget will help lots of people.
Great advice thanks
This topic can be so depressing, but you give some lovely and positive advice. Your videos are wonderful. Thank you.
I’d also recommend to others talking to people who have kids/yard work/etc. and finding odd jobs, or taking on part time work if you want/can, and definitely watching your videos.
Oh my goodness! It is happening everywhere in the world. So many changes and reevaluations. I am sure that you will use this time effectively. You are such a positive person! You will land on your feet for sure. Best wishes from Texas!
Thanks Michelle. The world over! Covid really changed the world.
Hi Jane I am a senior from Toronto subscribed to your channel not too long ago. I watch some of your old video and found it very encouraging and useful. Understand your situation right now but I am sure you will get through this! Take care and stay safe. Lots of blessings!
We will Susanna, thanks for watching
I also look for recipes with the food we always get. If you shop fortnightly make it last for the weeks.
This was such a great video 👍 I also lost my job last year, found another job but now on very low income so trying to reduce my grocery and cook more. Advice I would give stop buying unnecessary things and save.
That’s great advice no matter if you have a job or not.
Thanks for advice my husband might be without job by end of month all this are good ways to save. Thanks
I’m sorry to hear that.
Good advice as usual Jane . I think it pays to have a well stocked pantry . I have decluttered and sold things on eBay and at Car boot sales in the past . Taken a bag of copper bits saved up by my builder hubby to the scrap metal merchants and then used the money received to put petrol in the car !! Made blackberry jam and sold it at the gate along with my excess eggs .Slow cooker on and lots of electrical items off!! I registered for online surveys and I still do them now years after job loss it’s a bit extra in the pot !! I’ve always grown my own veg and it’s really appreciated when your income disappears!! Good luck with the veg patch , I look forward to seeing your progress!
I pick blackberries every day, I freeze them, when I have several kilos, I make bramble jelly.
Great videos, Jane! You are such a nice and positive person! I love your channel. Thank you so much for your content. Keep going!
Thank you
Thank you. Hope you thrive on your new RUclips extra videos. I’ve started using my overnight slow cooker. My low cost supermarkets are a long walk away, I have no car, so next week I will try that walk.
It might be worth a try but don’t over do things for a bargain.
Then you need a shopping caddy or pulling wagon!!! Don't try to schlep it for a long walk. I hope someone can lend you one. Extra workout! If that's feaseable for you..
Thanks. Just reading all the other comments after mine. It’s so good how supportive everyone is.@@rayyg786
@@pamgardiner2912 Will be thinking of you Pam. Please let us know how everything works out.
@@rebeccapettifer6553 thank you and yes I’ll let you know how I get on.
When my husband got very ill he got half his salary for 2 years before he was forced to retire . I then realised we had to go more frugal than ever . That's when our fridge died .... I decided I would try doing without for a while and see how I would cope . Well we are 6 years later and we've never bought a new fridge . I remembered how my mother did before fridges were the norm and it is so easy . Then in order to reduce the electricity bill even more I cooked all the food in the freezer and unplugged the beast .... no regrets . I buy lots of vegetables in season or buy tins . I sometimes buy something frozen but it is a small amount eaten in one day , and just like every French we can't do without bread . So I bought a cheap bread machine and baked bread every day . Not exactly identical to our local baker's but I saved 70 per cent on the monthly bread bill . The machine paid itself in 2 months .
Wow Mattie, you did go very frugal, energy costs are so very high.
I also gave up my refrigerator and found I am living quite well without it.😊
So sorry to hear of your situation and hope things work out eventually. I was in a similar situation when the first lockdown happened in March 2020. My online work (self employed) came to an abrupt end (out sourced NHS typing). It didnt pick back up until about December 2020. My husband was furloughed at the same time from his construction job. Times were very lean, but we got through it.
We will too, thanks for sharing
Very sorry this occurred . Try foraging and gleaning the wild things in your land and freely accessed land . A face book friend discusses using spruce & Fir tips for cooking . Pesto , tea etc there might be pursulane , water cress , wild mustard , garlic , in your woods plus lots of berries to enjoy . Mushrooms grow well in the dark on wood shavings . Sprouting seeds are easy , efficient and a change . I know you’ll pull through thanks for sharing .,
Those are some great ideas. Thanks for sharing.
this was fantastic Jane Thank you soooooo much
Thanks very much
Great advice! Thinking of you and loving your energy and determination. I gave up my job because my elderly mother had a sudden stroke and needed me. The biggest burden was needing to pay off credit card balances but it was easier as when looking at what I wasted money on previously and cutting down everything to the minimum was tough but good for me. I realised that I had been living a life not in tune with my values and this suddenly brought me back to those values. Things I did that I chose were becoming vegetarian, batch cooking from scratch, turning lights off more often, walking close to nature, buying from charity shops and car boot sales, turning heating down, learning new inexpensive crafts, using something I already had not looking to buy something new, learning from free on-line courses like those offered by Future Learn as entertainment and as a confidence builder.
All of that is great advice, thank you.
When I lost my job due to Covid I applied for unemployment. It took forever but finally happened. At that time they waived having to look for another job. Now you do have to apply for jobs every week to receive benefits which I think is the right way to handle. This situation is proof that we need to be prepared as much as possible.
I’m just thankful some countries have unemployment benefits to help people until they find a job.
@@FrugalQueeninFrance right now in the US there are places begging for employees. Hoping businesses don’t go on shutdown again
Excellent video! I would encourage someone who had just lost their job to focus on the bare necessities. List all your debts and current bills and ones coming due soon. Speak to your Mortgage holder/Bank, if you are paying off your home or real estate property Manager if you rent and let them know the situation. Cut any unnecessary expenses or discretionary spending immediately and rejig your budget or get on a budget.
Thank you for this.
I’m losing my job at the end of this month.
I’ve got other income from a rental property and after paying the mortgage, things will be extremely tight, so I will be rewatching this video a few times.
Sorry about your job and good luck with finding a new one.
As an early retiree on a small job pension myself I love your ideas in this post. I have a occasional post in a school and enjoy this as it allows me to run a small car when I thought I would have to give it up. I have taken on an allotment which gives me fresh air and exercise as well as a social activity. The food produced seems to be an extra bonus sometimes. I have a store of veg ready for the winter months and some cold weather crops to come. Really enjoyed it.
I fond my best tool financially is ' do I need it'....this is applied to any potential purchase from food items to clothes/footwear. Shop in my wardrobe instead and save money.
Love your channel and look forward to your posts.
Thanks for sharing your retirement story
What a perfectly informative video. Absolutely word perfect. You are a survivor. You will be fine. All the best to you and Mike.Look forward to your next video. X
How kind Diane, thanks for your support
I would add that its good to cut transportation costs as much as possible by only using it when absolutely necessary and combining errands if at all possible.
Absolutely agree with this.
You still need to have fun even in the face of adversity. Spend time with friends and family (no spending) the gift of time is the most valuable. Set up a network of friends to share skills. Have a brainstorming session with the entire family to identify areas to save. This helps everyone feel part of the process.
Great advice Lisa
Great video 👍 Excellent advice as always👍 Best wishes Jane & Mike🏴
Thanks Rachel
What you're going through is so tough. You are in my thoughts. I have confidence, though, that you guys will be fine. I can't think of any better advice than you've given. You really are the Frugal Queen.
Thanks Barbara. I’m actively job hunting.
Hi Jane and Mike I’m sorry to hear your news . A really great video and really good tips . Take care xx
Thanks Lianne
The positive side of job loss is that you really do learn to be frugal - you aquire tips and ideas that become a lifetime habit 😍
Well said Marianne
Saying I'm so sorry isn't enough. I'm thinking what can I do to help. Well, I decided to make sure I watch every ad on your channel. Wish I could help more
That’s massively supportive and I’m very grateful.
Thank you for sharing. Embrace the change. I’ve noticed RUclipsrs have memberships on offer from 1.99 to 12 dollars a month. You could put together a financial planning course to budget, to get out of debt, to plan for retirement. This is your super power!
I won’t be going down the buy me a coffee or patreon Route, it’s support enough that people let the adverts roll as that’s how we get paid.
@@FrugalQueeninFrance ( Maureen ) i have just found your channel two days ago and like you I live in France (47 years ) and I really do appreciate the answer that you gave about not going down the Patreon , coffee road , I’m so fed up with that .I have just subscribed because of that and of course I will watch all of the adverts .
@@hectorbrown656 Thanks very much. I genuinely appreciate that people watch.
I love your videos and am sorry about your job loss. I can not think of any better advice to give of what to do than what you already gave on this video except to pray.
Thanks very much
I am looking forward to seeing how you navigate this new period in your life. Your best attributes are a strong work ethic and loads of emotional intelligence. Good luck to you both!
Thanks Veronica
This was absolutely wonderful and extremely useful and on point for many people Jane, amazing and thank you. I believe this will be used for many, many years for those who and needing well measured guidance and support - THANK YOU!
Thanks Simone
Life can change on a dime and when you least expect it..even if you've got adequate funds to manage, it's still hard b/c going forward you won't likely be able to recoup those funds quickly....it feels like going backwards after you've worked so hard to go forward..it can be discouraging for sure...I l always channel my mama...she forged ahead, and didn't let curve balls deter her and her hard life got better and better and when she died she was a 'rich' woman in all aspects..
I was well trained too by my mum.
Bravo Jane and Mike for your can-do attitude. Change isn’t always a bad thing and this could be a doorway to a whole new and bright adventure! As always, your video has not failed to inspire. Thank you for all you do.
We agree!
So much good advice , i do hope you find a different job soon , Bx
Thanks Beverly.
Sometimes you can take a hardship withdrawal on certain savings accounts (401k) without penalty. You’d still have to pay taxes on that as income. Same with a health savings. We have one with a substantial amount, but if we spend it for things other than health we would be taxed on that amount as income.
Also sell your stuff! Downsize your clutter and turn it into cash. Get ruthless. My father used to call it “unloading ones camel”. You might be surprised at what you can get.
Side hustles. What can you do to earn a little money while you are looking for that replacement gig? Do you have friends that need odd jobs done? Or perhaps you could put up a flyer in the local shop or pub to advertise cleaning or handyman services or dog walking or baby sitting. Every little bit helps.
Those are just a few things I would do immediately to keep afloat.
Those are great pieces of advice Linda. Thanks for contributing.
I especially loved your advice on what to do with your last paycheck! Nearly 20 years ago my husband lost his job in the USA! My husband was eligible for unemployment for so many weeks but, in spite of sending out resumes from day one, He was over 50 years of age, and he was still jobless when the unemployment ran out! We had always been frugal and had saved $17,000 cash which we lied on until he finally found another job as a temporary employee! My husband had never missed a days work, and was a hard worker. He worked all overtime offered, was always on time, and was always there! When the company had a small opening to hire full time employees, he was hired! We continued our frugal ways and he stayed for his remaining work career with that company!
I'm glad it worked out for the pair of you.
Thank you for the video! I am late to this video, however, I will give one piece of advice to anyone: Don't be too fussy about the job you take to cover you until the 'right' job becomes available. Almost anything is better than nothing, to keep the money coming in.
Thanks for sharing
This is such an important topic. Thank you so much for sharing your journey with us. 💜
My advise to someone who unexpectedly lost a job would be to contact all creditors and negotiate a reduced payment. Then put the cards away or close the accounts. Wracking up debt will jusy make a hard situation worse. 💜
Thanks for watching!
This was amazing we always need to live never knowing if the wind in our sail will change .
Very good points!!!
David Chicago
Thanks David
Most cleaners are unnecessary. Water and dish liquid or methylated spirits will suffice. We do house sitting. Only do the outer shelves in the supermarket.
Jane, Thank you so much for this video. I was told I was going to be made redundant yesterday! Still in a state of shock, your video was what just the tonic I needed. Great tips and ideas for going forward positively. We can get through these trying times together :)
Hi Abbey, I’m sorry to hear your bad news. That’s rough. Good luck with your next steps.
Fantastic positive advice Jane as always . I hope you successfully gain redeployment soon. Keep smiling xx
Me too on the employment , thanks
what a positive outlook in the face of potential or actual disastrous change! That is my take away from this lovely video and thank you.
We have to just keep trying
Jane, why don’t you write a book. Your tips and recipes could be invaluable. Love your videos by the way xx
All tips available for free on our website and RUclips channel
Excellent chat & ideas words of wisdom
Thankyou for all that you share. I so enjoy your tips and generous glimpses into life in France. Wishing all the very best as you embark on your next chapter xxx
Thanks so much Cynthia for your support.
Sorry to hear about your job Jane. I'm sure with your attitude and skills you will find a replacement quickly. I'm playing all the ads. It's nothing compared to all the information you share that helps me so much. ❤
Thanks, we really appreciate your support
I so sorry for your job loss,you seem to be very upset and close to tears,yes it is extremely hard facing something like this,but do you have a room or something like that ,that you could rent out.Just be thankful you are in a decent country,here they would not care,if you can't pay for your utilities they just cut you off,and charge a fortune to reconnect,and I am speaking about As.I have subscribed ,and will always give your videos a thumbs up as they are so informative and enjoyable.
Thanks very much.
Sorry I meant to say I was speaking about SA .and not As .
Ohhhh I’m so sorry to hear about your job loss. Our debt free journey started 8 years ago when Joel lost his job, so we know how that feels. You gave great tips on handling it. You got this. 💕
Thanks, we’re better off than so many who also lost their jobs teaching in China. We’re debt and mortgage free, have good savings, our pensions are paid and now our RUclips income is growing too. I’ve got a new student base growing and it will form a reasonable income soon. Thanks for watching and sharing your story.
Thanks for sharing this, sending love and blessings to you guys!
Thanks so much for watching
It is never any fun to lose your job but it is happening to so many these days. I really thought you were retired for some reason! Good luck finding another job ;)
That’s an old video, thanks for watching
I know in my personal situation I have used my local food pantry constantly. I built a relationship with the workers at my pantry. Just in our conversations, they noticed that I would be willing to accept whatever extras they had and allowed my to go once a week for a vegetable and bread box along with my once a month food box with canned goods and meats. It never hurts to ask and they might know of a resource that you have never heard of. Always look for the positives and know “and this too shall pass” 🌈🌈🌈
Good advice there Julie.
Such a helpful video, I would recommend always have an emergency fund, and to watch your video!
That's really kind, thanks
Such a great video Jane and Mike. Good to see you’ve smashed your 5k subscribers. My only one thing I’d be cautious about (I’m not judging at all) is if burning wood, ensure it’s not got paint on or stain - because this is toxic and also bad for the flue if we don’t have a chimney - like I said, not a criticism 🤩 thanks for all your posts
We don’t paint the trees, so we’re good.
@@FrugalQueeninFrance 🤣🤣🤣 that’s a relief. But I’m guessing the gates, sheds and skirting boards that you said you had burned in the past had some kind of paint or treatment on them. Like I said I wasn’t criticising, my brother-in-law installs wood burners and is always warning people, so I just mentioned it in case it was helpful to your viewers.
@@lemonteapot1061 yep you’re criticizing, poor people need heat you know, plus, if we didn’t burn some other skint family would have done so. Perfection is for the rich.
What a wonderful idea from people in the comments for you to tutor French children in English !
It’s good advice but they learn English for free at school.
Great advice! Love your positive outlook!
Thanks Marion.
You’re so right Jane about keeping up with routines. That was my downfall when my husband died some years ago. It meant I wallowed in my misery for too long. I learnt (rather late) that you need routine and discipline in your life to make you get up in the morning. I haven’t had any work for quite a while so I’ve been volunteering in a charity shop - makes me feel better and gives me routine. Well done you and Mike for facing your challenges head on. I hope you realise how inspirational you both are to so many of us. 🙂
Oh Sarah, your loss puts mine into perspective. I can find another job soon I hope, we can't bring back loved ones. Much love to you.
@@FrugalQueeninFrance - thanks Jane. I’ve followed your blog from when you were back in your first house in Cornwall. You and Shirley Goode’s blog kept me going in the early days after Bri died. Thanks for all you do - keep battling on x😊
We need to use what we have up its amazing how we can use it up wear it out make do do without thank you
There’s plenty we can do with our.
@@FrugalQueeninFrance that's true we can get things done and it's free
Great video as usual. Much needed advice with all thats happening in the world. Thank you! Love from Sweden 😀❤
Thanks for watching and commenting
Wise words as always Jane. Good luck to you and Mike:)
Thanks very much
Great advice as usual Jane. This will only make you both stronger, and think of the fun of seeing what you're capable of😀
Can't wait to see your veggie patch. You will video it won't you? 👍
I will, I’m struggling to find any topsoil to buy.
@@FrugalQueeninFrance if you have mediocre soil you can improve it with digging in veggie scraps in trenches. Also find some horse manure to dig in (we sometimes collect It from the street). Or Bunny poop. Or cows or sheep manure to dig under in autumn. It Will improve majorly.
@@rayyg786 hi, the ground used to be a granite quarry, we’ve got 1/2 inch of soil at best. We’re saving for a trailer so we can go and get manure and compost. Thanks for sharing your advice.
@@FrugalQueeninFrance oh I see, that's not ideal. My husband is landscape architect, When they have a project with a dig they often have the client pay for transporting away soil to the city deposit/compost. If they (gardeners) find another use for the soil they can save that money. sometimes they bring it to you for free for that reason. It's a long stretch but you might know a gardener or builder. Or walk by a situation like the above. No harm in asking.
@@rayyg786 it’s very different here in France, Brittany has rich deep great soil and so do most gardens. It’s almost impossible to buy topsoil here.
Great video and helpful comments. Thx
Glad it was helpful!
I agree with you. I had taken on an allotment eight years ago. The first year was hit and miss. The slugs really enjoyed our veg. But I'm glad to say you soon learn. This year I have made Jams , pickles, and frozen loads of vegetables and soft fruits. Even my three fruit trees have come into their own. Have fun. Loved your video. Xxx
Thanks Joan, we are looking forward to having a garden.
Oh Jane, I am so sorry to hear about your job loss. I think you and your husband will be fine as you certainly have the tools to cope with this. On another note, I want to tell you that you look absolutely lovely in the video. The black blouse and hot pink scarf are lovely on you!
Thank you and thanks again
Such great and timely advice. Best wishes in your job search.
Thanks Lisa.
Wow! Oh Jane sorry to hear that news. Great advice tho and very clear ideas if needed by anyone. Excellent video yet again. Thank you and take care.
Thanks Jackie and thanks for watching
All the above plus evaluate and see if you have any items that you can sell to help the finances.
Good advice
LISTs always help
... Lists of weekly chores to do to
1. find work chores
2. List of areas to clean and declutter and organize
3. List of specials shown in grocery flyers and other flyers
4. reminder LIST
. . . ie Wednesday church meeting
. . . . Thursday to shop and then help relative in their garden
. . . . Friday dinner with friends
...
All helpful advice
Sorry to hear about your job loss. I’m lucky to work in a sector now where need for those workers outstrips actual demand but I have dealt with this in the past. You are right it’s not something you can control, things change. Will you show a reworked budget for your new income circumstances? Looking forward to seeing your vegetable garden too.
I will rework the budget in good time, for now we’re battening down the hatches
When money was tight I have been known to half our meat consumption by say taking only one piece of salmon that is fried or poached and cut apart and tossing it in with packaged noodles alfredo. With a side of canned green beans this is super cheap. Usually there is enough left over for a lunch for me. My husband rarely eats leftovers unless our expenses are really low. He does eat less at a main meal, then has dessert. Cheap desserts help him supplement is diet. I keep them low in sugar as he is diabetic. He knows how to cut back if he is gaining much weight.
Great advice
I would hire you right away just by your wonderful personality
Thanks for your fantastic support Dawn.
Maybe a private tutor for French children. Or in diplomatic schools.Or a course online that you create and sell.Or temporary position remote. You have experience. Sometimes a creative solution will work. Keep your head up. Thank you for the good and inspiring advice. Also, if you are a teacher you can teach anything: crocheting, home economics to young couples or new retired folk, how to cook and bake from scratch in print as well as on RUclips. RUclips is also a stream of income.
Thank you