Loved the video! I just started a Month Ahead envelope last month;( I’m EXTREMELY LOW INCOME), so I only have $10 so far but my goal is $1500 by end of the year.
I would love to see a channel from you. I'm on a low income as well, with no side hustle and all I see of people getting out of debt are either higher income or married couples. Of course you can get out of debt when you have two incomes. 🤦♀️ So a channel by someone in your situation would be welcomed.
I know this is an old comment. But I remember her saying something like see where you can cut your budget by 20% and then save that 20%. That’s where you can start. Hope that helps.
Girl I don’t know what happened with the wiring of my brain and my dopamine reward receptors, but I literally have a new tradition now where I watch YOUR videos before bed time! 😂 I like it.
For your tax envelope if you feel comfortable w it you could switch out the bills for 1k slips and just put the money away in your safe until you reach 5k? That way you give your envelope a break bc it looks like it’s about to burst open lol I finally started budgeting and in two weeks I’ve saved nearly $200! I’m so excited and thank you Jaz for all your videos explaining your process! ❤️
I finally was able to I purchase my binder today !! Those things be selling out quick ! Glad I ran across your channel ❣️ I’m new to budgeting and your videos has been giving me home !
The month ahead fund is my absolute biggest goal right now as I want to get myself 1month ahead on fixed bills within 2 months. It's taking so much discipline but I'm loving the challenge. Honestly I wish I had done this a long time ago.
I really really appreciate you showing the cash withdrawals and envelope stuffing for your bills. You could easily keep this in your bank account and just do an automatic withdrawal but I've been withdrawing cash for my bills alongside you and it has been so helpful. Really made a difference. Thank you!!
It's make hugh difference cause you get to keep the change from what you don't use but when the bank do it you don't unless you got keep the change program you barely see it then 😂
This is helpful because I was a year ago I started a 3 month ahead plan for my necessary expenses (I separated the year into quarters basically so that when I got to the next quarter the bills were already covered) but recently my income changed and I’m not able to be able to get back on like I was. So, this was motivating and practical for me to get myself back into a space of being 1 or 2 months ahead and continuing it
Still working on my emergency fun 1000, I’m at 600 now once I pay that up and I’m at 1000 for my goal I am got a binder that I am doing for 12 months ahead each month has to hold $4300 per month so it’s gonna take me a while but I’ll get there little progress makes goals reachable
I checked your site so fast to see if i need anything before everything sell out. Great cash exchange so far. I'm sooo close to being a month ahead. I may have enough to pay all bills in advance but rent.
I love your cash exchange videos, and your idea of having a month ahead fund. I was happy to hear my favorite tune in the outro. TFS have a beautiful week.🥰🥰
I’ve been doing so well saving so far title by little. But I have to start again as I publishing my own book in the next couple of weeks. So I will have to start my journey again but you keep me motivated with your videos. I know I got this 💝
All your videos are so inspiring and have gotten me so motivated! I’m new to this but I’m excited to see what the next couple months of savings looks like. Thank you for this!
My month ahead is moving slow, but it's moving which is what I need. Waiting for my car insurance to finally go down so I can really knock out 6mo savings on time, but it's way too much to be able to do for my budget right now. Just doing what you said for a month ahead fund, just start it and it'll grow as you add as much as you can allot in your budget.
I made envelopes for my bills for a month ahead. I will like to have a whole year ahead. But first I will start putting $2 a week soon to start it. And then add more when I get a second job. 💖
Love your videos! Currently binge watching them while I do my studies :D Question though! What is the credit repair app you use? How has it helped? Thank you!
been steadily watching all your videos now so i decided i need to support you for all this info lol i ordered the savings challenge binder with 12 envelopes (it was the last one) cant wait to get it :)
This budget system works for low income already in debt (most of us) it does take time though so it’s only for those truly dedicated to the hustle and she says in her first video how you might take a year off on focusing on paying down/ off debt and saving.
I want to start a month ahead but my hours got cut and in a weird way so I only have a couple hours in the morning and an hour in the middle of the afternoon before a second shift , so my paycheck sucks right now. Which is more reason to be prepared but also makes it hard. Idk even if I just do like one bill ahead at a time or something
Yep. Start Small. Especially if your income is cut short. Honestly, focus on being able to cover everything first then when your money is back consistent you can focus on getting a month ahead.
I’m starting my month ahead fund as soon as I’m off of maternity leave my goal is mmmmmm .. around 1500 but that will soon change . Thanks for the videos as always !
Hi, new to your TikTok and RUclips love your videos. How can I start a month ahead? Also hubby and I get paid different I get paid vi weekly and he gets paid weekly how can I figure it out on how to budget like you?
GREAT CASH EXCHANGE AND MONTH AHEAD STACK SIS!! I CAN ONLY MANAGE 1 WEEK AHEAD RIGHT NOE BUT I DO PLAN ON GETTING MYSELF SET UP ENOUGH TO GET TO THIS POINT MYSELF. 💪🏽💯
Hi! New here the money on the tray is that what you're stuffing next you're just exchanging bills first? Oh did you just "borrow" from your account to do the bill exchange? Sorry if it's a dumb question
jasmine, do you know the song tempo by lizzo and missy elliot??? because as soon as i saw this pop up in my subscription box i was like "I BEEN WAITIN FOR THIS ONE...TURN IT UP!!!" lmaooo so excited for this because i've been wanting to follow your month ahead system!!!
I want to start a month ahead fund but I gotta crunch my numbers to find out the goal amount 💰 I would have to pause my emergency fund a little when I do the month ahead because I can’t contribute a huge amount for both at the same time. Or I won’t pause the EF and only put smaller amounts at a time. I’m over $1K in it so I feel like it’s a good cushion because a month ahead seems like a life saver
Why did you have so much money on the side? I didn't understand where you said it came from. It is very convenient to just do cash exchanges like that.
I just purchased the A7 pink croc wallet and sunflower wallet from you. I’m hoping to catch that pink envelope binder next time. I’m overseas so I can only do my zero based budgeting online, but I’m getting prepared to start with my cash stuffing as soon as I return to the states in Nov 👏🏿
I’m not sure I 100% understand what you said but the bill money was added to the month ahead and on the first of the month I pulled what I needed out of the month ahead fund.
Started a month ahead fund in the beginning of the year. It is going slow but is growing, now up to $56. In a few month I will have enough to get 1 bill & keep adding in slowly. I figure by the end of the year I can be a month ahead on all of our main monthly bills. Electric though is going to take a looong time to build up🥴.
Something so soothing about the sound of counting cash :D...swish, swish, swish!
Loved the video! I just started a Month Ahead envelope last month;( I’m EXTREMELY LOW INCOME), so I only have $10 so far but my goal is $1500 by end of the year.
You can totally do it.. Keep pushing
I would love to see a channel from you. I'm on a low income as well, with no side hustle and all I see of people getting out of debt are either higher income or married couples. Of course you can get out of debt when you have two incomes. 🤦♀️ So a channel by someone in your situation would be welcomed.
I’m low income as well and starting my journey today. I don’t have anything to stuff just yet, but I’m going to start with a game plan. ❤️
I know this is an old comment. But I remember her saying something like see where you can cut your budget by 20% and then save that 20%. That’s where you can start. Hope that helps.
Did you accomplish your goal Renay?
Girl I don’t know what happened with the wiring of my brain and my dopamine reward receptors, but I literally have a new tradition now where I watch YOUR videos before bed time! 😂 I like it.
I'm starting a month ahead fund. I need 3000.00. Man, it seems impossible but I got this
We were able to get a month ahead last year. It’s really helped make things easy. Working on building up to be 2 months ahead.
For your tax envelope if you feel comfortable w it you could switch out the bills for 1k slips and just put the money away in your safe until you reach 5k? That way you give your envelope a break bc it looks like it’s about to burst open lol
I finally started budgeting and in two weeks I’ve saved nearly $200! I’m so excited and thank you Jaz for all your videos explaining your process! ❤️
I finally was able to I purchase my binder today !! Those things be selling out quick ! Glad I ran across your channel ❣️ I’m new to budgeting and your videos has been giving me home !
self lender.... did I miss something? I'm new here btw, but LOVING this concept so far.
Hey boo, I enjoyed this video and I love the new intro💕🎤🎧
As always, love listening to you!
Hey girl. So glad ur better. Love ur videos. Xx
Love This Channel So Helpful♥️
Whoaaaa short nails!!! I love it 😻
Your cash changes are always so satisfying, Jaz! The sun reflecting off the rose gold on your desk is so aesthetic and I'm here for it💁🏽♀
Hi Jaz, I will start off with one thousand dollars for my month ahead. 🤞🏼🤞🏼🤞🏼🤞🏼🤞🏼
The month ahead fund is my absolute biggest goal right now as I want to get myself 1month ahead on fixed bills within 2 months. It's taking so much discipline but I'm loving the challenge. Honestly I wish I had done this a long time ago.
I could watch your cash unstuffings for hours!
I working on getting a month ahead for my major bills 😊
I really really appreciate you showing the cash withdrawals and envelope stuffing for your bills. You could easily keep this in your bank account and just do an automatic withdrawal but I've been withdrawing cash for my bills alongside you and it has been so helpful. Really made a difference. Thank you!!
It's make hugh difference cause you get to keep the change from what you don't use but when the bank do it you don't unless you got keep the change program you barely see it then 😂
These nails with the aesthetic of your binders and desk has been popping btw!
This video was very helpful I am started my one month ahead in March
This is helpful because I was a year ago I started a 3 month ahead plan for my necessary expenses (I separated the year into quarters basically so that when I got to the next quarter the bills were already covered) but recently my income changed and I’m not able to be able to get back on like I was. So, this was motivating and practical for me to get myself back into a space of being 1 or 2 months ahead and continuing it
Still working on my emergency fun 1000, I’m at 600 now once I pay that up and I’m at 1000 for my goal I am got a binder that I am doing for 12 months ahead each month has to hold $4300 per month so it’s gonna take me a while but I’ll get there little progress makes goals reachable
Great video!
Yes! For my maternity leave! I was going to just pull from savings if needed, but this is a lot more motivating. Just under 6 months.
Working on this now!! Can’t wait to be a month ahead on bills!
I absolutely love your videos. I’m trying to figure out a side hustle so I can start getting ahead!
I hope you are having a good week 🙂
I really love all your videos 😭 been here since last may 😭❤️❤️
Yesssss! I’ve been struggling with my month ahead. Thank you for this video bestie!
I'm here working on my month ahead also. I believe it will be super helpful
Working towards mine!
I LOVE your nails Jaz. That color is so pretty.
I checked your site so fast to see if i need anything before everything sell out. Great cash exchange so far. I'm sooo close to being a month ahead. I may have enough to pay all bills in advance but rent.
I love your cash exchange videos, and your idea of having a month ahead fund. I was happy to hear my favorite tune in the outro. TFS have a beautiful week.🥰🥰
I'm thinking about doing this. Of course I will starting slow, but as you yay, every bit counts.
I miss the new challenge book hopefully I can caught it again
Not me jamming to your into like I was in the club 🤣🤣
Great video. I've had a few bumps in the road lately with my Lupus. Sometimes it's a struggle, but you keep me positive 😀
Just ordered your new savings book! Can’t wait to get it! Was so happy to finally be able to support your Business. ❤️
Just got a plan ready for my month ahead to start in the new year I am hoping to build a month ahead as well as an emergency fund.
I’ve been doing so well saving so far title by little. But I have to start again as I publishing my own book in the next couple of weeks. So I will have to start my journey again but you keep me motivated with your videos. I know I got this 💝
Great video sis! Cash exchanges are always so satisfying!
This is inspiring and relaxing at the same time, lol. Don’t know how but it is for me.
Keep doing you Jaz. 👍🏾🙏🏾☺️
I love watching your videos. It always motivates me to keep pushing forward with budgeting.
Loved the video so inspiring and motivating. You are crushing it 🖤
All your videos are so inspiring and have gotten me so motivated! I’m new to this but I’m excited to see what the next couple months of savings looks like. Thank you for this!
I've started a month ahead envelope, goal is 600 right now but will change in a few months.
Do you have a video of how you get ahead if you are just starting out or once you finish any challenges add that to month ahead envelope?
Cash exchanges are always so satisfying!
Where did you get your cash tray from?
My month ahead is moving slow, but it's moving which is what I need. Waiting for my car insurance to finally go down so I can really knock out 6mo savings on time, but it's way too much to be able to do for my budget right now. Just doing what you said for a month ahead fund, just start it and it'll grow as you add as much as you can allot in your budget.
Great video Jasmine. One of my goals is to start a "month ahead " envelope this month. Thank you for sharing your journey. It is always inspiring.
I made envelopes for my bills for a month ahead. I will like to have a whole year ahead. But first I will start putting $2 a week soon to start it. And then add more when I get a second job. 💖
Every dollar counts!!! You've got this!
Love these videos 💰💰💰🔥💕💜
I haven't started my month ahead yet. I'll start it once I fund some of my sinking funds. Great video! 🤗
Where are your rings from please?
What does the p-touch amount down on the bottom of the envelope indicate?
Doing a challenge to try and get 2 months ahead. Great video!
I just saw you IG post about the site restock. I was so ready for the new challenge book!
Love your videos! Currently binge watching them while I do my studies :D
Question though! What is the credit repair app you use? How has it helped? Thank you!
I’m new here. How did you start a month ahead budget like how did you decipher?
Wow, really an inspiration to me. I hope that someday I can do it like this too..
been steadily watching all your videos now so i decided i need to support you for all this info lol i ordered the savings challenge binder with 12 envelopes (it was the last one) cant wait to get it :)
It is my goal for 2022 to get one month ahead on bills. I am low income so it may take me all year, but I am determined!
I kept wanting you to condense the funds you put into your month ahead envelope haha!🙈 thanks for another video!
This budget system works for low income already in debt (most of us) it does take time though so it’s only for those truly dedicated to the hustle and she says in her first video how you might take a year off on focusing on paying down/ off debt and saving.
I love the nails! As always, your videos are always motivating
Always love ❤️ your videos. Many blessings sweetie.
Lord taxes is about to tear at the seam lol 🙌🏾. Great video sis 💜
Loved this video Jaz!
I want to start a month ahead but my hours got cut and in a weird way so I only have a couple hours in the morning and an hour in the middle of the afternoon before a second shift , so my paycheck sucks right now. Which is more reason to be prepared but also makes it hard. Idk even if I just do like one bill ahead at a time or something
Yep. Start Small. Especially if your income is cut short. Honestly, focus on being able to cover everything first then when your money is back consistent you can focus on getting a month ahead.
great video as always sis 💕
I can’t wait till one month ahead 💕💕💕💕
I’m starting my month ahead fund as soon as I’m off of maternity leave my goal is mmmmmm .. around 1500 but that will soon change . Thanks for the videos as always !
Omg 😱 I’m at movies 🍿 with my client when I’m done I’m watching 😍❤️😍🙏🍯🍯
Another great one ☝️👍✨💕💗
I'm trying to get 2 months ahead, I don't work during the summer and want to pay all my bills in advance.
Ahh this is is super motivating!
Hi, new to your TikTok and RUclips love your videos. How can I start a month ahead? Also hubby and I get paid different I get paid vi weekly and he gets paid weekly how can I figure it out on how to budget like you?
GREAT CASH EXCHANGE AND MONTH AHEAD STACK SIS!! I CAN ONLY MANAGE 1 WEEK AHEAD RIGHT NOE BUT I DO PLAN ON GETTING MYSELF SET UP ENOUGH TO GET TO THIS POINT MYSELF. 💪🏽💯
I'm starting my month ahead fund cause after watching your videos it makes sense to do that. My goal is to have $2000 - $3000. It's a big goal.
How do you copy and paste categories on the planner?
I will be starting a Month Ahead fund. Haven’t really come up with a planned amount but🤷🏾♀️.
Hi! New here the money on the tray is that what you're stuffing next you're just exchanging bills first? Oh did you just "borrow" from your account to do the bill exchange? Sorry if it's a dumb question
That money was from a cash exchange. It went back to the bank
jasmine, do you know the song tempo by lizzo and missy elliot??? because as soon as i saw this pop up in my subscription box i was like "I BEEN WAITIN FOR THIS ONE...TURN IT UP!!!" lmaooo so excited for this because i've been wanting to follow your month ahead system!!!
🗣 Slow songs ain’t for skinny heaux! 😂😂
I want to start a month ahead fund but I gotta crunch my numbers to find out the goal amount 💰 I would have to pause my emergency fund a little when I do the month ahead because I can’t contribute a huge amount for both at the same time. Or I won’t pause the EF and only put smaller amounts at a time. I’m over $1K in it so I feel like it’s a good cushion because a month ahead seems like a life saver
Hey Jaz, got my order today. Can't wait to start saving. Love watching your videos. Thank you for my order and god bless🥰🥰
Why did you have so much money on the side? I didn't understand where you said it came from. It is very convenient to just do cash exchanges like that.
Are you gonna stay on Etsy with the increase fee they are going to have or do you have your own website ?
I’m not nor have I ever been on Etsy. They can’t have my hard earned money 😂
www.baddiesandbudgets.com
What do you do with the rent fund ? Do you put it in a housing fund ?
Hoping to put some money away in my month ahead soon 😅 trying to get on your level 👏🏻👏🏻
I just purchased the A7 pink croc wallet and sunflower wallet from you. I’m hoping to catch that pink envelope binder next time. I’m overseas so I can only do my zero based budgeting online, but I’m getting prepared to start with my cash stuffing as soon as I return to the states in Nov 👏🏿
Great bill exchange 💜
I wanted to see you count the cash you exchanged!
What is the name of your nail polish here?
Bill exchanges are so satisfying! If my ass stop starting over I'll be able to get back to doing them on my channel 😫🤣
Wait I am not getting the month ahead you add the monet or this is left over monet that you do not use on others things
I’m not sure I 100% understand what you said but the bill money was added to the month ahead and on the first of the month I pulled what I needed out of the month ahead fund.
This kind of content is very informative we learn something specially how we handle our money🥰🥰
Started a month ahead fund in the beginning of the year. It is going slow but is growing, now up to $56. In a few month I will have enough to get 1 bill & keep adding in slowly. I figure by the end of the year I can be a month ahead on all of our main monthly bills. Electric though is going to take a looong time to build up🥴.