Short-Term and Long-Term Disability: What You Need to Know

The Spiggle Law Firm Podcast Episode 51:
Attorney Jessica Greer, from The Spiggle Law firm, joins Tom to guide us
through the tangled web of short and long-term disability benefits. These benefits
are often provided by employers as part of their benefits packages, but
navigating them can be quite challenging.
Tom and Jessica explore the differences between short and long-term disability,
the legal protections involved, and the potential pitfalls employees may encounter.
They provide a detailed overview to help clear up the confusion surrounding
these benefits.
Jessica highlights the overlap between short and long-term disability benefits and
laws such as the Americans with Disabilities Act (ADA) and the Family and
Medical Leave Act (FMLA). While these laws provide certain protections for
employees, it's essential to differentiate between the legal framework of disability
benefits and the provisions of these laws. Legal nuances can affect eligibility
criteria, timelines for requesting benefits, and the process of transitioning from
short to long-term disability.
It’s helpful to work closely with healthcare providers and legal counsel when
applying for these benefits, especially when transitioning from short to long-term
disability. Insurance companies often scrutinize claims and may deny benefits if
proper documentation or compliance requirements are not met.
Tom and Jessica explain employees' legal protections while on short-term
disability compared to FMLA. They also discuss the potential consequences of
working other jobs while on disability and the scrutiny employees may face from
insurance companies, especially when seeking long-term disability benefits.
Links and Resources
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Disclaimer: This information is not intended to be legal advice. This is for
educational purposes only. If you are seeking legal advice, please talk to a
lawyer.
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