I hate I went back to school honestly. I didn't get anywhere (I know I'm to blame for the most part I guess) I got no job in the field..idk if it's me like am I cursed or what? I graduated with a 3.9 albeit a technical college I believe that's still good. Applied for jobs 4 months before graduation, no call backs, a bunch of "we'll be in touch" and a few "we're looking for someone with more experience". It's like what's the point? I'm currently working part time at a pediatrics office as a administrator assistant and trying my.l hardest to get out of here. I want to go back to school for IT seeing as the field seems to be in high demand most of the time. Wondering if I have anything to lose? Anyway I've racked up a little over $40k in student loans and have to start paying back soon.
It's ok, if you are slow. Stop getting yourself into debt. Nothing wrong with working with your hands. Trust me, it's going to be hard for you to get a IT job as well especially if you are not good at it.
Yes. Correct. In my humble opinion it's best to pay the % interest as you go along and use snowballing to get those numbers down. I say this because if you get forgiven in 20 yrs your interest could be as high as your balance if you pay nothing on it for that long of a time. Imagine $30-50 a day interest on 100k.
Not everyone has the physical ability to join, and im not just meaning being out of shape. however i was offered some very good civilian gigs because of my engineering training.
ahh yes 0.25% off for enrolling in the auto-pay. Such a lifesaver!
This sounds like a great way to bankrupt
I hate I went back to school honestly. I didn't get anywhere (I know I'm to blame for the most part I guess) I got no job in the field..idk if it's me like am I cursed or what? I graduated with a 3.9 albeit a technical college I believe that's still good. Applied for jobs 4 months before graduation, no call backs, a bunch of "we'll be in touch" and a few "we're looking for someone with more experience". It's like what's the point? I'm currently working part time at a pediatrics office as a administrator assistant and trying my.l hardest to get out of here. I want to go back to school for IT seeing as the field seems to be in high demand most of the time. Wondering if I have anything to lose? Anyway I've racked up a little over $40k in student loans and have to start paying back soon.
It's ok, if you are slow. Stop getting yourself into debt. Nothing wrong with working with your hands. Trust me, it's going to be hard for you to get a IT job as well especially if you are not good at it.
Is it true that what's left of the loan after 25 year forgivess, is added on as "income"??? Then we have to pay taxes on that?
Yes. Correct. In my humble opinion it's best to pay the % interest as you go along and use snowballing to get those numbers down. I say this because if you get forgiven in 20 yrs your interest could be as high as your balance if you pay nothing on it for that long of a time. Imagine $30-50 a day interest on 100k.
@Keslyn Nguyen interesting!
Thanks for sharing this video! I just made a similar video detailing all 8 Federal student loan repayment options!
What's next
Or join the military bam school paid
Not everyone has the physical ability to join, and im not just meaning being out of shape. however i was offered some very good civilian gigs because of my engineering training.
No thanks, we will let china win. Why should kids want to defend this debt country?
Thank you very much
Very helpful article